v3.26.1

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2026	Dec. 31, 2025
ASSETS
Cash and Due from Banks	$ 75,956	$ 71,428
Federal Funds Sold and Other Short-term Investments	47,971	46,954
Cash and Cash Equivalents	123,927	118,382
Interest-bearing Time Deposits with Banks	500	500
Securities Available-for-Sale, at Fair Value (Amortized Cost $1,887,702 for March 31, 2026; Amortized Cost $1,865,732 for December 31, 2025; No Allowance for Credit Losses)	1,666,930	1,657,394
Other Investments	353	353
Loans Held-for-Sale, at Fair Value	15,451	7,817
Loans	5,858,642	5,884,448
Less: Unearned Income	(9,214)	(9,351)
Allowance for Credit Losses	(78,547)	(77,694)
Loans, Net	5,770,881	5,797,403
Stock in FHLB of Indianapolis and Other Restricted Stock, at Cost	17,509	17,688
Premises, Furniture and Equipment, Net	137,311	139,001
Other Real Estate	0	68
Goodwill	375,470	375,470
Intangible Assets	31,291	33,790
Company Owned Life Insurance	110,210	109,585
Accrued Interest Receivable and Other Assets	132,625	131,329
TOTAL ASSETS	8,382,458	8,388,780
LIABILITIES
Non-interest-bearing Demand Deposits	1,926,859	1,944,831
Interest-bearing Demand, Savings, and Money Market Accounts	3,768,529	3,755,374
Time Deposits	1,285,520	1,289,537
Total Deposits	6,980,908	6,989,742
FHLB Advances and Other Borrowings	169,235	182,683
Accrued Interest Payable and Other Liabilities	57,728	54,030
TOTAL LIABILITIES	7,207,871	7,226,455
SHAREHOLDERS’ EQUITY
Common Stock, no par value, $1 stated value; 45,000,000 shares authorized	37,565	37,496
Additional Paid-in Capital	707,248	706,818
Retained Earnings	604,515	582,945
Accumulated Other Comprehensive Income (Loss)	(174,741)	(164,934)
TOTAL SHAREHOLDERS’ EQUITY	1,174,587	1,162,325
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$ 8,382,458	$ 8,388,780
End of period shares issued (in shares)	37,565,278	37,495,679
End of period shares outstanding (in shares)	37,565,278	37,495,679

The amount outstanding of funds lent to other depository institutions, securities brokers, or securities dealers in the form of Federal Funds sold; for example, immediately available funds lent under agreements or contracts that mature in one business day or roll over under a continuing contract, regardless of the nature of the transaction or the collateral involved, excluding overnight lending for commercial and industrial purposes. Also include Federal Funds sold under agreements to resell on a gross basis, excluding (1) sales of term Federal Funds, (2) due bills representing purchases of securities or other assets by the reporting bank that have not yet been delivered and similar instruments, (3) resale agreements that mature in more than one business day involving assets other than securities, and (4) yield maintenance dollar repurchase agreements. For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet.

+ References

No definition available.

GERMAN AMERICAN BANCORP, INC. 10-Q