FIRST KEYSTONE CORP 8-K/A

What Happened
First Keystone Corporation (FKYS) filed an amendment to its March 4, 2026 Form 8‑K on March 30, 2026 to furnish a revised press release reflecting adjustments to its allowance for credit losses and related entries made after the 2025 year‑end. The revision changes several key year‑end metrics previously disclosed for December 31, 2025; the revised press release is attached as Exhibit 99.1 (furnished, not “filed” for Section 18 purposes).

Key Details

• Assets: originally reported $1,532,439,000 (+7.3% vs. 12/31/2024); revised to $1,530,977,000 (+7.2% vs. 2024).
• Total loans: originally $948,925,000 (reported +0.1%); revised to $948,425,000 (a slight decrease versus $948,451,000 at 12/31/2024).
• Net interest income: originally $37,717,000 (+16.8%); revised to $37,651,000 (+16.6%).
• Net income / EPS: originally $7,622,000 and $1.22 per share (reported +157%); revised to $6,152,000 and $0.99 per share (revised +146%).

Why It Matters
These changes reflect post‑year‑end adjustments to the allowance for credit losses, which reduced reported earnings and slightly altered balance sheet totals. For investors, the amendment means the company’s previously announced profitability and per‑share results for 2025 are lower than first reported; the revised press release should be used for any analysis of First Keystone’s 2025 year‑end performance.