Santander Holdings USA, Inc. 8-K

What Happened

• Santander Holdings USA, Inc. filed a Form 8-K on June 12, 2026, furnishing presentation slides (Exhibit 99.1) that the company will use in one or more investor presentations. The materials are provided pursuant to Items 2.02 and 7.01 and are dated June 12, 2026.
• The company states the slides are summary information meant to be read with its SEC filings and public announcements. The presentation is being furnished (not “filed”) and therefore is not subject to Section 18 liability and will not be incorporated by reference into its Securities Act filings. The filing was signed by Gerard A. Chamberlain, Senior Deputy General Counsel and Executive Vice President.

Key Details

• Exhibit 99.1: Presentation materials dated June 12, 2026, furnished under Regulation FD.
• The information is expressly described as summary material and the company disclaims any duty to update it, though it may do so.
• The materials are furnished (not filed) — not subject to Section 18 liabilities and not incorporated by reference into Securities Act filings.
• Cover page is provided in Inline XBRL format as noted in the exhibit listing.

Why It Matters

• Investors should view these slides as supplemental summary information that may highlight recent results, strategy, or outlook, but they are not a substitute for formal SEC filings (e.g., 10-Q/10-K) or press releases containing audited or comprehensive financial data.
• Because the materials are furnished under Regulation FD and not filed, they carry different legal treatment; rely on the company’s formal filings for definitive financial and legal disclosures.