UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

SCHEDULE 13D

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(Amendment No. 24)

First Franklin Corporation

(Name of Issuer)

Common Stock

(Title of Class of Securities)

320272107

(CUSIP Number)

Jason D. Long

Lenox Wealth Management, Inc.

8044 Montgomery Road, Ste 480

Cincinnati OH 45236

(513) 618-7080

Copy to:

F. Mark Reuter, Esq.

Keating Muething & Klekamp PLL

One East Fourth Street, Suite 1400

Cincinnati, Ohio 45202

(513) 579-6469

(Name, Address and Telephone Number of Person

Authorized to Receive Notices and Communications)

December 22, 2010

(Date of Event which Requires Filing of this Statement)

If the filing person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule 13D, and is filing this schedule because of §§240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check the following box. o

Note: Schedules filed in paper format shall include a signed original and five copies of the schedule, including all exhibits. See §240.13d-7 for other parties to whom copies are to be sent.

*The remainder of this cover page shall be filled out for a reporting person’s initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter disclosures provided in a prior cover page.

The information required on the remainder of this cover page shall not be deemed to be “filed” for the purpose of Section 18 of the Securities Exchange Act of 1934 (“Act”) or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).

Page 1 of 7

CUSIP No. 320272107
1	NAME OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY) Lenox Wealth Management, Inc. IRS Identification Number: 31-1445959
2	CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) x (b) o
3	SEC USE ONLY
4	SOURCE OF FUNDS* WC, OO
5	CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(d) or 2(e) o
6	CITIZENSHIP OR PLACE OF ORGANIZATION Ohio

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH	7	SOLE VOTING POWER 83,945
	8	SHARED VOTING POWER 0
	9	SOLE DISPOSITIVE POWER 83,945
	10	SHARED DISPOSITIVE POWER 0

11		AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 83,945
12		CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES*
13		PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 4.980%
14		TYPE OF REPORTING PERSON* CO

Page 2 of 7

1		NAME OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY) John C. Lame
2	CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) x (b) o
3	SEC USE ONLY
4	SOURCE OF FUNDS* AF
5	CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(d) or 2(e) o
6	CITIZENSHIP OR PLACE OF ORGANIZATION United States
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH			7	SOLE VOTING POWER 83,945*
			8	SHARED VOTING POWER 0
			9	SOLE DISPOSITIVE POWER 83,945*
			10	SHARED DISPOSITIVE POWER 0
11		AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 83,945*
12		CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* o
13		PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 4.980%
14		TYPE OF REPORTING PERSON* IN

*. Mr. Lame may be deemed to have voting and dispositive power over these shares as a result of his position as Chief Executive Officer and Chairman of Lenox Wealth Management, Inc.; however, Mr. Lame disclaims beneficial ownership of these shares except to the extent of his pecuniary interest therein.

Page 3 of 7

1		NAME OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY) Lenox Management Charitable Fund
2	CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) x (b) o
3	SEC USE ONLY
4	SOURCE OF FUNDS* AF
5	CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(d) or 2(e) o
6	CITIZENSHIP OR PLACE OF ORGANIZATION United States
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH			7	SOLE VOTING POWER 14,160
			8	SHARED VOTING POWER 0
			9	SOLE DISPOSITIVE POWER 14,160
			10	SHARED DISPOSITIVE POWER 0
11		AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 14,160
12		CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* o
13		PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 0.840%
14		TYPE OF REPORTING PERSON* IN

Page 4 of 7

This Amendment No. 24 (this “Amendment”) amends and supplements the Statement on Schedule 13D (as amended by Amendment Nos. 1, 2, 3, 4, 5, 6, 7, 8, 9 10, 11, 12, 13, 14,15, 16, 17, 18, 19, 20, 21, 22 and 23 filed on or about June 26, 2009, October 7, 2009, November 9, 2009, December 9, 2009, February 16, 2010, February 24, 2010, March 26 2010, April 5, 2010, April 13, 2010, April 15, 2010, April 19, 2010, April 23, 2010, May 7, 2010, May 7, 2010, May 11, 2010, May 14, 2010, June 7, 2010, June 11, 2010, June 18, 2010, June 23, 2010, July 2, 2010, July 9, 2010 and November 17, 2010 respectively, the “Schedule 13D”) relating to the shares of the common stock, par value, $0.01 per share (the “Common Stock”) of First Franklin Corporation, a Delaware corporation whose principal executive offices are located at 4750 Ashwood Drive, Cincinnati, Ohio 45241 (the “Issuer”), previously filed by Lenox Wealth Management, Inc. (“Lenox”) and John C. Lame. Lenox, Mr. Lame and the Lenox Wealth Management Charitable Fund are hereinafter collectively referred to as the “Reporting Persons.”

Unless otherwise indicated, all capitalized terms used herein shall have the meanings given to them in the Schedule 13D, and unless amended or supplemented hereby, all information previously filed remains in effect.

Item 5.

Interest in Securities of the Issuer

(a) See Item 11 and Item 13 on pages 2 through 4 of this Schedule 13D/A.

(b) See Items 7 through 10 of pages 2 through 4 of this Schedule 13D/A.

(c) During the past sixty days, the Reporting Persons effected the following transactions in the Common Stock, all of which were effected in the open market, except for the gift transactions listed in the table below, which were effected as a private transaction:

Date	Transaction	Shares	Purchase Price Per Share
12/22/2010	Sale	8,000	$14.30
12/22/2010	Sale	6,800	$14.30
12/22/2010	Sale	6,648	$14.35
12/22/2010	Sale	2,000	$14.30
12/22/2010	Sale	1,975	$14.30
12/22/2010	Sale	100	$14.32
12/22/2010	Sale	100	$14.35
12/23/2010	Sale	100	$14.25
12/23/2010	Sale	100	$14.29
12/23/2010	Sale	100	$14.30
12/23/2010	Sale	100	$14.32
12/23/2010	Sale	100	$14.34
12/27/2010	Sale	200	$14.25
12/27/2010	Sale	9,677	$14.25
12/27/2010	Gift	7,127	$14.30
1/4/2011	Sale	200	$14.34
1/4/2011	Gift	7,033	$14.25
1/5/2011	Sale	38,620	$14.20
1/5/2011	Sale	100	$14.26
1/5/2011	Sale	100	$14.26
1/5/2011	Sale	100	$14.26
1/5/2011	Sale	100	$14.26
1/5/2011	Sale	500	$14.21
1/5/2011	Sale	500	$14.20
1/5/2011	Sale	100	$14.20
1/5/2011	Sale	3,100	$14.20
1/5/2011	Sale	3,900	$14.20

Page 5 of 7

(d) NA

(e) As of January 5, 2011, the Reporting Persons ceased to be the beneficial owners of more than five percent of the Common Stock.

Item 7.

Material to Be Filed as Exhibits

Item 7 is hereby amended and restated as follows:

99.1 Power of Attorney

Page 6 of 7

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

	Lenox Wealth Management, Inc.

	By:	/s/ F. Mark Reuter
		Attorney-in-Fact for John C. Lame,
		Chief Executive Officer
		Date: January 6, 2011

	John C. Lame

	By:	/s/ F. Mark Reuter
		Attorney-in-Fact for John C. Lame,
		Date: January 6, 2011

	Lenox Wealth Management Charitable Fund

	By:	/s/ F. Mark Reuter
		Attorney-in-Fact for John C. Lame,
		on behalf of the Lenox Wealth Management Charitable Fund
		Date: January 6, 2011

The original statement shall be signed by each person on whose behalf the statement is filed or his authorized representative. If the statement is signed on behalf of a person by his authorized representative (other than an executive officer or general partner of the filing person), evidence of the representative’s authority to sign on behalf of such person shall be filed with the statement: provided, however, that a power of attorney for this purpose which is already on file with the Commission may be incorporated by reference. The name and any title of each person who signs the statement shall be typed or printed beneath his signature.

Page 7 of 7

FIRST FRANKLIN CORP SC 13D/A