8-K 1 efc5-0386_5622544form8k.txt ------------------------------------------------------------------------------- SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest Event Reported): September 23, 2004 IndyMac MBS, Inc. (as depositor under the Pooling and Servicing Agreement, dated as of September 1, 2004, providing for the issuance of the IndyMac MBS, Inc., IndyMac INDX Mortgage Loan Trust 2004-AR8, Mortgage Pass-Through Certificates, Series 2004-AR8). IndyMac MBS, Inc. ----------------- (Exact name of registrant as specified in its charter) Delaware 333-116470 95-4791925 ------------------------------------- -------------------- ------------------- (State or Other Jurisdiction (Commission (I.R.S. Employer of Incorporation) File Number) Identification No.) 155 North Lake Avenue Pasadena, California 91101 -------------------- -------- (Address of Principal (Zip Code) Executive Offices) Registrant's telephone number, including area code (800) 669-2300 ----- -------- Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12(b) under the Exchange Act (17 CFR 240.14a-12(b)) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8. ---------- Item 8.01 Other Events. ---------- ------------- On September 23, 2004, IndyMac MBS, Inc. (the "Company") entered into a Pooling and Servicing Agreement dated as of September 1, 2004 (the "Pooling and Servicing Agreement"), by and among the Company, as depositor, IndyMac Bank, F.S.B. ("IndyMac"), as seller and as master servicer, and Deutsche Bank National Trust Company, as trustee (the "Trustee"), providing for the issuance of the Company's IndyMac INDX Mortgage Loan Trust 2004-AR8, Mortgage Pass-Through Certificates, Series 2004-AR8 (the "Certificates"). The Pooling and Servicing Agreement is annexed hereto as Exhibit 99.1. Section 9. ---------- Item 9.01 Financial Statements, Pro Forma Financial Information and Exhibits. ---------- ------------------------------------------------------------------ Not applicable. Not applicable. Exhibits: 99.1. Pooling and Servicing Agreement, dated as of September 1, 2004, by and among the Company, IndyMac and the Trustee. 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. INDYMAC MBS, INC. By: /s/ Victor H. Woodworth ----------------------- Victor H. Woodworth Vice President Dated: February 9, 2005 3 Exhibit Index Exhibit Page ------- ---- 99.1. Pooling and Servicing Agreement, dated as of September 1, 2004, by and among, the Company, IndyMac and the Trustee 5 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2004 (Date of earliest event reported) Indymac MBS Inc (as Depositor under the Pooling and Servicing Agreement, dated as September 1, 2004, providing for the issuance of IndyMAc INDX Mortgage Loan Trust 2004-AR8 Mortgage Pass-Through Certificates, Series 2004-AR8) (Exact name of registrant as specified in charter) DELAWARE (State or Other Jurisdiction of Incorporation) 333-116470-11 95-4791925 (Commission File Number) (I.R.S. Employer Identification No.) 155 NORTH LAKE AVENUE PASADENA, CALIFORNIA 91101 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, Including Area Code: (800) 669-2300 (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12(b) under the Exchange Act (17 CFR 240.14a-12(b)) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Item 8.01 Other Events Attached hereto is a copy of the Monthly Remittance Statements to the Certificateholders which was derived from the monthly information submitted by the Master Servicer of the Trust to the Trustee. Item 9.01 Financial Statements and Exhibits (c) Exhibits: Exhibit No. Description 99.1 Monthly Remittance Statement to the Certificateholders dated as of December 27, 2004. Signatures Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. Deutsche Bank National Trust Company, in its capacity as Trustee under the Pooling and Servicing Agreement on behalf of Indymac MBS Inc, Registrant Date: Dec 27, 2004 By: /s/ Katherine M. Wannenmacher Katherine M. Wannenmacher Vice President EXHIBIT INDEX DOCUMENT 99.1 Monthly Remittance Statement to the Certificateholders dated as of December 27, 2004.

	IndyMac INDX Mortgage Loan Trust 2004-AR8
	Collateralized Asset-Backed Bonds
	December 27, 2004 Distribution
	Contents
			TABLE OF CONTENTS
								Page
			1.	Contents				1
			2.	Certificate Payment Report				2
			3.	Collection Account Report				4
			4.	Credit Enhancement Report				7
			5.	Collateral Report				8
			6.	Delinquency Report				11
			7.	REO Report				14
			8.	Prepayment Report				15
			9.	Prepayment Detail Report				18
			10.	Realized Loss Report				19
			11.	Realized Loss Detail Report				22
			12.	Triggers, Adj. Rate Cert. and Miscellaneous Report				23
			13.	Other Related Information				24
				Total Number of Pages				24
			CONTACTS
				Administrator: Brent Hoyler
				Direct Phone Number: (714)247-6322
				Address: Deutsche Bank
				1761 E. St. Andrew Place, Santa Ana, CA 92705
				Web Site: https://www.tss.db.com/invr
				Factor Information: (800) 735-7777
				Main Phone Number: (714) 247-6000
ISSUANCE INFORMATION
	Seller:		IndyMac Bank					Cut-Off Date: September 1, 2004
	Certificate Insurer(s):							Closing Date: September 23, 2004
								First Payment Date: October 25, 2004
	Servicer(s):		IndyMac Bank Master Servicer
								Distribution Date: December 27, 2004
	Underwriter(s):		Greenwich Capital Markets Underwriter					Record Date: November 30, 2004
								September 30, 2004
						Page 1 of 24					© COPYRIGHT 2004 Deutsche Bank
	IndyMac INDX Mortgage Loan Trust 2004-AR8
	Collateralized Asset-Backed Bonds
	REMIC IV MASTER REMIC
	Certificate Payment Report for December 27, 2004 Distribution
	Distribution in Dollars - Current Period
					Prior						Current
	Class	Original			Principal			Total	Realized	Deferred	Principal
Class	Type	Face Value			Balance	Interest	Principal	Distribution	Losses	Interest	Balance
					(1)	(2)	(3)	(4)=(2)+(3)	(5)	(6)	(7)=(1)-(3)-(5)+(6)
1-A-1	FLT, STEP	659,957,000.00			654,167,740.04	1,464,963.77	3,447,673.80	4,912,637.57	-	-	650,720,066.24
2-A-1	FLT, STEP	100,000,000.00			98,922,694.35	220,678.75	206,426.35	427,105.10	-	-	98,716,268.00
2-A-2A	FLT, STEP	460,700,000.00			455,736,852.90	1,012,742.61	951,006.20	1,963,748.81	-	-	454,785,846.70
2-A-2B	FLT, STEP	81,342,000.00			80,465,698.04	183,661.91	167,911.32	351,573.23	-	-	80,297,786.72
A-X-1	EXE	-			-	809,342.89	-	809,342.89	-	-	-
A-X-2	EXE	-			-	1,022,265.55	-	1,022,265.55	-	-	-
A-R	R	100.00			-	-	-	-	-	-	-
B-1	SUB, STEP,	37,799,000.00			37,607,930.25	87,751.84	787.31	88,539.15	-	-	37,607,142.94
B-2	SUB, STEP,	20,999,000.00			20,892,852.39	56,236.59	437.39	56,673.98	-	-	20,892,415.00
B-3	SUB, STEP,	13,299,000.00			13,231,775.03	37,820.82	277.00	38,097.82	-	-	13,231,498.03
B-4	SUB, STEP,	9,099,000.00			9,053,005.56	25,876.51	189.52	26,066.03	-	-	9,052,816.04
B-5	SUB, STEP,	10,499,000.00			10,445,928.72	29,857.95	218.68	30,076.63	-	-	10,445,710.04
B-6	SUB, STEP,	6,306,043.82			6,274,167.47	17,933.66	131.35	18,065.01	-	-	6,274,036.12
P		100.00			100.00	42,296.91	-	42,296.91	-	-	100.00
Total		1,400,000,243.82			1,386,798,744.75	5,011,429.76	4,775,058.92	9,786,488.68	-	-	1,382,023,685.83
	Interest Accrual Detail				Current Period Factor Information per $1,000 of Original Face
						Orig. Principal	Prior				Current
	Period	Period				(with Notional)	Principal			Total	Principal
Class	Starting	Ending		Method	Cusip	Balance	Balance	Interest	Principal	Distribution	Balance
							(1)	(2)	(3)	(4)=(2)+(3)	(5)
1-A-1	11/26/04	12/26/04		A-Act/360	45660N2H7	659,957,000.00	991.227822	2.219787	5.224089	7.443875	986.003734
2-A-1	11/26/04	12/26/04		A-Act/360	45660N2L8	100,000,000.00	989.226944	2.206788	2.064264	4.271051	987.162680
2-A-2A	11/26/04	12/26/04		A-Act/360	45660N2J3	460,700,000.00	989.226944	2.198269	2.064264	4.262533	987.162680
2-A-2B	11/26/04	12/26/04		A-Act/360	45660N2K0	81,342,000.00	989.226944	2.257898	2.064263	4.322161	987.162680
A-X-1	11/26/04	12/26/04		F-30/360	45660N2M6	1,301,999,000.00	932.423399	0.621616	-	0.621616	896.368559
A-X-2	11/26/04	12/26/04		A-30/360	45660N2N4	1,400,000,143.82	990.570359	0.730190	-	0.730190	987.159603
A-R				-	45660N2P9	100.00	-	-	-	-	-
B-1	11/01/04	11/30/04		A-30/360	45660N2Q7	37,799,000.00	994.945111	2.321539	0.020829	2.342368	994.924282
B-2	11/01/04	11/30/04		A-30/360	45660N2R5	20,999,000.00	994.945111	2.678060	0.020829	2.698889	994.924282
B-3	11/01/04	11/30/04		A-30/360	45660N2S3	13,299,000.00	994.945111	2.843885	0.020829	2.864713	994.924282
B-4	11/01/04	11/30/04		A-30/360	45660N2T1	9,099,000.00	994.945110	2.843885	0.020829	2.864714	994.924282
B-5	11/01/04	11/30/04		A-30/360	45660N2U8	10,499,000.00	994.945111	2.843885	0.020829	2.864714	994.924282
B-6	11/01/04	11/30/04		A-30/360	45660N2V6	6,306,043.82	994.945111	2.843884	0.020829	2.864714	994.924282
P				-	45660N3K9	100.00	1,000.000000	422,969.100000	-	422,969.100000	1,000.000000
							Page 2 of 24				© COPYRIGHT 2004 Deutsche Bank
	IndyMac INDX Mortgage Loan Trust 2004-AR8
	Collateralized Asset-Backed Bonds
	REMIC IV MASTER REMIC
	Certificate Payment Report for December 27, 2004 Distribution
	Distribution in Dollars - to Date
											Current
	Original				Unscheduled	Scheduled	Total	Total	Realized	Deferred	Principal
Class	Face Value		Interest		Principal	Principal	Principal	Distribution	Losses	Interest	Balance
	(1)		(2)		(3)	(4)	(5)=(3)+(4)	(6)=(2)+(5)	(7)	(8)	(9)=(1)-(5)-(7)+(8)
1-A-1	659,957,000.00		4,159,902.04		-	9,236,933.76	9,236,933.76	13,396,835.80	-	-	650,720,066.24
2-A-1	100,000,000.00		626,906.38		-	1,283,732.00	1,283,732.00	1,910,638.38	-	-	98,716,268.00
2-A-2A	460,700,000.00		2,876,069.23		-	5,914,153.30	5,914,153.30	8,790,222.53	-	-	454,785,846.70
2-A-2B	81,342,000.00		522,744.41		-	1,044,213.28	1,044,213.28	1,566,957.69	-	-	80,297,786.72
A-X-1	-		2,519,145.51		-	-	-	2,519,145.51	-	-	-
A-X-2	-		1,339,248.15		-	-	-	1,339,248.15	-	-	-
A-R	100.00		0.15		-	100.00	100.00	100.15	-	-	-
B-1	37,799,000.00		250,226.39		-	191,857.06	191,857.06	442,083.45	-	-	37,607,142.94
B-2	20,999,000.00		162,018.46		-	106,585.00	106,585.00	268,603.46	-	-	20,892,415.00
B-3	13,299,000.00		109,385.86		-	67,501.97	67,501.97	176,887.83	-	-	13,231,498.03
B-4	9,099,000.00		74,840.36		-	46,183.96	46,183.96	121,024.32	-	-	9,052,816.04
B-5	10,499,000.00		86,355.53		-	53,289.96	53,289.96	139,645.49	-	-	10,445,710.04
B-6	6,306,043.82		51,867.96		-	32,007.70	32,007.70	83,875.66	-	-	6,274,036.12
P	100.00		79,393.28		-	-	-	79,393.28	-	-	100.00
Total	1,400,000,243.82		12,858,103.71		-	17,976,557.99	17,976,557.99	30,834,661.70	-	-	1,382,023,685.83
	Interest Detail
	Pass-	Prior Principal				Non-	Prior	Unscheduled		Paid or	Current
	Through	(with Notional)			Accrued	Supported	Unpaid	Interest	Optimal	Deferred	Unpaid
Class	Rate	Balance			Interest	Interest SF	Interest	Adjustments	Interest	Interest	Interest
					(1)	(2)	(3)	(4)	(5)=(1)-(2)+(3)+(4)	(6)	(7)=(5)-(6)
1-A-1	2.60063%	654,167,740.04			1,464,963.77	-	-	-	1,464,963.77	1,464,963.77	-
2-A-1	2.59063%	98,922,694.35			220,678.75	-	-	-	220,678.75	220,678.75	-
2-A-2A	2.58063%	455,736,852.90			1,012,742.61	-	-	-	1,012,742.61	1,012,742.61	-
2-A-2B	2.65063%	80,465,698.04			183,661.91	-	-	-	183,661.91	183,661.91	-
A-X-1	0.80000%	1,214,014,333.49			809,342.89	-	0.00	-	809,342.89	809,342.89	0.01
A-X-2	0.88457%	1,386,798,644.77			1,022,265.55	-	0.01	-	1,022,265.56	1,022,265.55	0.00
A-R	4.36431%	-			-	-	0.00	-	0.00	-	0.00
B-1	2.80000%	37,607,930.25			87,751.84	-	-	-	87,751.84	87,751.84	-
B-2	3.23000%	20,892,852.39			56,236.59	-	-	-	56,236.59	56,236.59	-
B-3	3.43000%	13,231,775.03			37,820.82	-	-	-	37,820.82	37,820.82	-
B-4	3.43000%	9,053,005.56			25,876.51	-	-	-	25,876.51	25,876.51	-
B-5	3.43000%	10,445,928.72			29,857.95	-	-	-	29,857.95	29,857.95	-
B-6	3.43000%	6,274,167.47			17,933.66	-	-	-	17,933.66	17,933.66	-
P		100.00			42,296.91	-	-	-	42,296.91	42,296.91	-
Total		3,987,611,723.01			5,011,429.76	-	0.01	-	5,011,429.77	5,011,429.76	0.01
							Page 3 of 24				© COPYRIGHT 2004 Deutsche Bank
	IndyMac INDX Mortgage Loan Trust 2004-AR8
	Collateralized Asset-Backed Bonds
	Collection Account Report for December 27, 2004 Distribution
	Collection Account Report
SUMMARY						GROUP 2	GROUP 1	TOTAL
	Principal Collections					1,326,340.23	3,448,718.70	4,775,058.93
	Principal Withdrawals					0.00	0.00	0.00
	Principal Other Accounts					0.00	0.00	0.00
	TOTAL PRINCIPAL					1,326,340.23	3,448,718.70	4,775,058.93
	Interest Collections					2,461,227.57	2,618,251.37	5,079,478.94
	Interest Withdrawals					0.00	0.00	0.00
	Interest Other Accounts					0.00	42,296.91	42,296.91
	Interest Fees					(51,177.05)	(59,169.03)	(110,346.08)
	TOTAL INTEREST					2,410,050.52	2,601,379.25	5,011,429.77
	TOTAL AVAILABLE FUNDS TO BONDHOLDERS					3,736,390.75	6,050,097.95	9,786,488.70
	Interest Payable to Bondholders					2,410,050.52	2,601,379.25	5,011,429.77
PRINCIPAL - COLLECTIONS						GROUP 2	GROUP 1	TOTAL
	Scheduled Principal					14,170.64	14,861.68	29,032.32
	Curtailments					35,407.37	(85,444.06)	(50,036.69)
	Prepayments in Full					1,276,762.22	3,519,301.08	4,796,063.30
	Repurchases/Substitutions					0.00	0.00	0.00
	Liquidations					0.00	0.00	0.00
	Insurance Principal					0.00	0.00	0.00
	Other Additional Principal					0.00	0.00	0.00
	LESS: Delinquent Principal					(12,967.85)	(13,811.94)	(26,779.79)
	LESS: Realized Losses					0.00	0.00	0.00
	PLUS: Recoveries					0.00	0.00	0.00
	PLUS: Substitution Shortfall Principal					0.00	0.00	0.00
	PLUS: Principal Loan Adjustments					0.00	0.00	0.00
	PLUS: Principal Advanced					12,967.85	13,811.94	26,779.79
	TOTAL PRINCIPAL					1,326,340.23	3,448,718.70	4,775,058.93
				Page 4 of 24				© COPYRIGHT 2004 Deutsche Bank
	IndyMac INDX Mortgage Loan Trust 2004-AR8
	Collateralized Asset-Backed Bonds
	Collection Account Report for December 27, 2004 Distribution
	Collection Account Report
PRINCIPAL - WITHDRAWALS						GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK
PRINCIPAL - OTHER ACCOUNTS						GROUP 2	GROUP 1	TOTAL
	TOTAL PRINCIPAL OTHER ACCOUNTS					0.00	0.00	0.00
INTEREST - COLLECTIONS						GROUP 2	GROUP 1	TOTAL
	Scheduled Interest					2,623,537.72	2,778,969.71	5,402,507.43
	Repurchases/Substitutions					0.00	0.00	0.00
	Liquidations					0.00	0.00	0.00
	Insurance Interest					0.00	0.00	0.00
	Other Additional Interest					0.00	0.00	0.00
	LESS: Prepayment Interest Shortfalls					(1,255.74)	(945.67)	(2,201.41)
	LESS: Delinquent Interest					(1,994,694.20)	(2,027,886.61)	(4,022,580.81)
	LESS: Interest Realized Losses					0.00	0.00	0.00
	PLUS: Compensating Interest					1,255.74	945.67	2,201.41
	LESS: Civil Relief Act Shorfalls					0.00	0.00	0.00
	PLUS: Substiution Shortfall Interest					0.00	0.00	0.00
	PLUS: Interest Loan Adjustments					0.00	0.00	0.00
	LESS: Excess, Special Hazard, Fraud, & Bankruptcy Interest Losses					0.00	0.00	0.00
	Interest Advanced					1,832,384.05	1,867,168.27	3,699,552.32
	TOTAL INTEREST					2,461,227.57	2,618,251.37	5,079,478.94
				Page 5 of 24				© COPYRIGHT 2004 Deutsche Bank
	IndyMac INDX Mortgage Loan Trust 2004-AR8
	Collateralized Asset-Backed Bonds
	Collection Account Report for December 27, 2004 Distribution
	Collection Account Report
INTEREST - WITHDRAWALS						GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK
INTEREST - OTHER ACCOUNTS						GROUP 2	GROUP 1	TOTAL
	Prepayment Penalties					0.00	42,296.91	42,296.91
	TOTAL INTEREST OTHER ACCOUNTS					0.00	42,296.91	42,296.91
INTEREST - FEES						GROUP 2	GROUP 1	TOTAL
	Current Servicing Fees					51,177.05	59,169.03	110,346.08
	Trustee Fees					0.00	0.00	0.00
	PMI Fees					0.00	0.00	0.00
	TOTAL INTEREST FEES					51,177.05	59,169.03	110,346.08
				Page 6 of 24				© COPYRIGHT 2004 Deutsche Bank
	IndyMac INDX Mortgage Loan Trust 2004-AR8
	Collateralized Asset-Backed Bonds
	Credit Enhancement Report for December 27, 2004 Distribution
	Credit Enhancement Report
ACCOUNTS						GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK
INSURANCE						GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK
STRUCTURAL FEATURES						GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK
				Page 7 of 24				© COPYRIGHT 2004 Deutsche Bank
	IndyMac INDX Mortgage Loan Trust 2004-AR8
	Collateralized Asset-Backed Bonds
	Collateral Report for December 27, 2004 Distribution
	Collateral Report
COLLATERAL						GROUP 2	GROUP 1	TOTAL
	Loan Count:
	Original					1431	3419	4850
	Prior					1,419	3,398	4,817
	Prefunding					-	-	-
	Scheduled Paid Offs					-	-	-
	Full Voluntary Prepayments					(3)	(17)	(20)
	Repurchases					-	-	-
	Liquidations					-	-	-
	Current					1,416	3,381	4,797
	Principal Balance:
	Original					690,367,537.11	709,632,606.71	1,400,000,143.82
	Prior					683,159,045.92	703,639,598.85	1,386,798,644.77
	Prefunding					-	-	-
	Scheduled Principal					(14,170.64)	(14,861.68)	(29,032.32)
	Partial and Full Voluntary Prepayments					(1,312,169.59)	(3,433,857.02)	(4,746,026.61)
	Repurchases					-	-	-
	Liquidations					-	-	-
	Current					681,832,705.69	700,190,880.15	1,382,023,585.84
PREFUNDING						GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK
	Group 1
	Group 2
Current Prin Balance by Groups (in millions of dollars)					Total Current Principal Balance (in millions of dollars)
				Page 8 of 24				© COPYRIGHT 2004 Deutsche Bank
	IndyMac INDX Mortgage Loan Trust 2004-AR8
	Collateralized Asset-Backed Bonds
	Collateral Report for December 27, 2004 Distribution
	Collateral Report
CHARACTERISTICS						GROUP 2	GROUP 1	TOTAL
	Weighted Average Coupon Original					3.567236%	3.548252%	3.557613%
	Weighted Average Coupon Prior					3.857960%	3.951610%	3.905468%
	Weighted Average Coupon Current					4.608364%	4.739306%	4.674802%
	Weighted Average Months to Maturity Original					359	359	359
	Weighted Average Months to Maturity Prior					358	358	358
	Weighted Average Months to Maturity Current					357	357	357
	Weighted Avg Remaining Amortization Term Original					359	359	359
	Weighted Avg Remaining Amortization Term Prior					358	358	358
	Weighted Avg Remaining Amortization Term Current					357	357	357
	Weighted Average Seasoning Original					1.10	1.06	1.08
	Weighted Average Seasoning Prior					2.10	2.06	2.08
	Weighted Average Seasoning Current					3.10	3.06	3.08
Note: Original information refers to deal issue.
	Group 1
	Group 2
WAC by Groups					Total WAC
WARAT by Groups					Total WARAT
Note: Dates correspond to distribution dates.
				Page 9 of 24				© COPYRIGHT 2004 Deutsche Bank
	IndyMac INDX Mortgage Loan Trust 2004-AR8
	Collateralized Asset-Backed Bonds
	Collateral Report for December 27, 2004 Distribution
	Collateral Report
ARM CHARACTERISTICS						GROUP 2	GROUP 1	TOTAL
	Weighted Average Margin Original					3.033%	3.165%
	Weighted Average Margin Prior					3.034%	3.165%
	Weighted Average Margin Current					3.034%	3.165%
	Weighted Average Max Rate Original					9.939%	9.944%
	Weighted Average Max Rate Prior					9.939%	9.944%
	Weighted Average Max Rate Current					9.939%	9.944%
	Weighted Average Min Rate Original
	Weighted Average Min Rate Prior
	Weighted Average Min Rate Current
	Weighted Average Cap Up Original
	Weighted Average Cap Up Prior
	Weighted Average Cap Up Current
	Weighted Average Cap Down Original
	Weighted Average Cap Down Prior
	Weighted Average Cap Down Current
Note: Original information refers to deal issue.
SERVICING FEES / ADVANCES						GROUP 2	GROUP 1	TOTAL
	Current Servicing Fees					51,177.05	59,169.03	110,346.08
	Delinquent Servicing Fees					162,310.15	160,718.34	323,028.49
	TOTAL SERVICING FEES					213,487.20	219,887.37	433,374.57
	Total Servicing Fees					213,487.20	219,887.37	433,374.57
	Compensating Interest					(1,255.74)	(945.67)	(2,201.41)
	Delinquent Servicing Fees					(162,310.15)	(160,718.34)	(323,028.49)
	COLLECTED SERVICING FEES					49,921.31	58,223.36	108,144.67
	Total Advanced Principal For Current Payment Date					12,967.85	13,811.94	26,779.79
	Total Advanced Interest For Current Payment Date					1,832,384.05	1,867,168.27	3,699,552.32
	TOTAL ADVANCES FOR CURRENT PERIOD					1,845,351.90	1,880,980.21	3,726,332.11
ADDITIONAL COLLATERAL INFORMATION						GROUP 2	GROUP 1	TOTAL
	Prepayment Interest Shortfall (PPIS)					1,255.74	945.67	2,201.41
	Compensating Interest					(1,255.74)	(945.67)	(2,201.41)
	Net Prepayment Interest Shortfall (Net PPIS)					0.00	0.00	0.00
	Weighted Average Net Mortgage Rate					4.233364%	4.364306%	4.299802%
				Page 10 of 24				© COPYRIGHT 2004 Deutsche Bank
	IndyMac INDX Mortgage Loan Trust 2004-AR8
	Collateralized Asset-Backed Bonds
	Delinquency Report for December 27, 2004 Distribution
	Delinquency Report - Total
				<1 PAYMENT	1 PAYMENT	2 PAYMENTS	3+ PAYMENTS	TOTAL
DELINQUENT		Balance		###########	12,897,580.25	965,930.58	-	13,863,510.83
		% Balance		73.81%	0.93%	0.07%	0.00%	1.00%
		# Loans		3,473	46	4	-	50
		% # Loans		72.40%	0.96%	0.08%	0.00%	1.04%
FORECLOSURE		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
BANKRUPTCY		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
REO		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
TOTAL		Balance		-	12,897,580.25	965,930.58	-	13,863,510.83
		% Balance		0.00%	0.93%	0.07%	0.00%	1.00%
		# Loans		-	46	4	-	50
		% # Loans		0.00%	0.96%	0.08%	0.00%	1.04%
Note: <1 Payment = 1-30days, 1 Payment = 31-60days, 2 Payments = 61-90days, 3+ Payments = 91+
								6 Months Moving Average
1 or 2 Payments Delinquent					3 or More Payments Delinquent
Total Foreclosure					Total Bankruptcy and REO
Note: Dates correspond to distribution dates.
				Page 11 of 24				© COPYRIGHT 2004 Deutsche Bank
	IndyMac INDX Mortgage Loan Trust 2004-AR8
	Collateralized Asset-Backed Bonds
	Delinquency Report for December 27, 2004 Distribution
	Delinquency Report - Group 1 Group
				<1 PAYMENT	1 PAYMENT	2 PAYMENTS	3+ PAYMENTS	TOTAL
DELINQUENT		Balance		###########	6,564,172.73	965,930.58	-	7,530,103.31
		% Balance		72.40%	0.94%	0.14%	0.00%	1.08%
		# Loans		2,406	32	4	-	36
		% # Loans		71.16%	0.95%	0.12%	0.00%	1.06%
FORECLOSURE		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
BANKRUPTCY		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
REO		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
TOTAL		Balance		-	6,564,172.73	965,930.58	-	7,530,103.31
		% Balance		0.00%	0.94%	0.14%	0.00%	1.08%
		# Loans		-	32	4	-	36
		% # Loans		0.00%	0.95%	0.12%	0.00%	1.06%
Note: <1 Payment = 1-30days, 1 Payment = 31-60days, 2 Payments = 61-90days, 3+ Payments = 91+
								6 Months Moving Average
1 or 2 Payments Delinquent					3 or More Payments Delinquent
Total Foreclosure					Total Bankruptcy and REO
Note: Dates correspond to distribution dates.
				Page 12 of 24				© COPYRIGHT 2004 Deutsche Bank
	IndyMac INDX Mortgage Loan Trust 2004-AR8
	Collateralized Asset-Backed Bonds
	Delinquency Report for December 27, 2004 Distribution
	Delinquency Report - Group 2 Group
				<1 PAYMENT	1 PAYMENT	2 PAYMENTS	3+ PAYMENTS	TOTAL
DELINQUENT		Balance		###########	6,333,407.52	-	-	6,333,407.52
		% Balance		75.26%	0.93%	0.00%	0.00%	0.93%
		# Loans		1,067	14	-	-	14
		% # Loans		75.35%	0.99%	0.00%	0.00%	0.99%
FORECLOSURE		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
BANKRUPTCY		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
REO		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
TOTAL		Balance		-	6,333,407.52	-	-	6,333,407.52
		% Balance		0.00%	0.93%	0.00%	0.00%	0.93%
		# Loans		-	14	-	-	14
		% # Loans		0.00%	0.99%	0.00%	0.00%	0.99%
Note: <1 Payment = 1-30days, 1 Payment = 31-60days, 2 Payments = 61-90days, 3+ Payments = 91+
								6 Months Moving Average
1 or 2 Payments Delinquent					3 or More Payments Delinquent
Total Foreclosure					Total Bankruptcy and REO
Note: Dates correspond to distribution dates.
				Page 13 of 24				© COPYRIGHT 2004 Deutsche Bank
	IndyMac INDX Mortgage Loan Trust 2004-AR8
	Collateralized Asset-Backed Bonds
	REO Report for December 27, 2004 Distribution
	REO Report - Mortgage Loans that Become REO During Current Distribution
SUMMARY				LOAN GROUP
Total Loan Count = 0				Loan Group 1 = Group 1; REO Book Value = 000.00
Total Original Principal Balance = 000.00				Loan Group 2 = Group 2; REO Book Value = 000.00
Total Current Balance = 000.00
REO Book Value = 000.00
REO Book Value reported corresponds to total REO loans, including loans that become REO during current distribution.
Loan Number		Original	Stated		Current	State &
&		Principal	Principal	Paid to	Note	LTV at	Original	Origination
Loan Group		Balance	Balance	Date	Rate	Origination	Term	Date
SPACE INTENTIONALLY LEFT BLANK
				Page 14 of 24				© COPYRIGHT 2004 Deutsche Bank
	IndyMac INDX Mortgage Loan Trust 2004-AR8
	Collateralized Asset-Backed Bonds
	Prepayment Report for December 27, 2004 Distribution
	Prepayment Report - Voluntary Prepayments
VOLUNTARY PREPAYMENTS						GROUP 2	GROUP 1	TOTAL
	Current
	Number of Paid in Full Loans					3	17	20
	Number of Repurchased Loans					-	-	-
	Total Number of Loans Prepaid in Full					3	17	20
	Paid in Full Balance					1,276,762.22	3,519,301.08	4,796,063.30
	Repurchased Loans Balance					-	-	-
	Curtailments Amount					35,407.37	(85,444.06)	(50,036.69)
	Total Prepayment Amount					1,312,169.59	3,433,857.02	4,746,026.61
	Cumulative
	Number of Paid in Full Loans					10	32	42
	Number of Repurchased Loans					5	6	11
	Total Number of Loans Prepaid in Full					15	38	53
	Paid in Full Balance					4,542,709.36	6,746,734.76	11,289,444.12
	Repurchased Loans Balance					2,631,450.00	1,276,096.93	3,907,546.93
	Curtailments Amount					(188,095.16)	(228,678.09)	(416,773.25)
	Total Prepayment Amount					6,986,064.20	7,794,153.60	14,780,217.80
SPACE INTENTIONALLY LEFT BLANK
Total Prepayments by Groups (in thousands of dollars)					Total Prepayments (in thousands of dollars)
				Page 15 of 24				© COPYRIGHT 2004 Deutsche Bank
	IndyMac INDX Mortgage Loan Trust 2004-AR8
	Collateralized Asset-Backed Bonds
	Prepayment Report for December 27, 2004 Distribution
	Prepayment Report - Voluntary Prepayments
VOLUNTARY PREPAYMENT RATES						GROUP 2	GROUP 1	TOTAL
	SMM					0.19%	0.49%	0.34%
	3 Months Avg SMM					0.34%	0.37%	0.35%
	12 Months Avg SMM
	Avg SMM Since Cut-off					0.34%	0.37%	0.35%
	CPR					2.28%	5.70%	4.03%
	3 Months Avg CPR					3.99%	4.33%	4.17%
	12 Months Avg CPR
	Avg CPR Since Cut-off					3.99%	4.33%	4.17%
	PSA					368.24%	933.05%	655.18%
	3 Months Avg PSA Approximation					951.48%	1052.47%	1002.19%
	12 Months Avg PSA Approximation
	Avg PSA Since Cut-off Approximation					951.48%	1052.47%	1002.19%
	Group 1
	Group 2
CPR by Groups					Total CPR
PSA by Groups					Total PSA
				Page 16 of 24				© COPYRIGHT 2004 Deutsche Bank
	IndyMac INDX Mortgage Loan Trust 2004-AR8
	Collateralized Asset-Backed Bonds
	Prepayment Report for December 27, 2004 Distribution
	Prepayment Report - Voluntary Prepayments
	Group 1
	Group 2
CPR Avg since Cut-Off by Groups					Total CPR Avg since Cut-Off
PSA Avg since Cut-Off by Groups					Total PSA Avg since Cut-Off
PREPAYMENT CALCULATION METHODOLOGY
Single Monthly Mortality (SMM): (Voluntary partial and full prepayments + Repurchases)/(Beg Principal Balance - Sched Principal)
Conditional Prepayment Rate (CPR): 1-((1-SMM)^12)
PSA Standard Prepayment Model: CPR/(0.02*min(30,WAS))
Average SMM over period between nth month and mth month (AvgSMMn,m): [(1-SMMn) * (1-SMMn+1) .......(1-SMMm)]^(1/months in period n,m)
Average CPR over period between the nth month and mth month (AvgCPRn,m): 1-((1-AvgSMMn,m)^12)
Average PSA Approximation over period between the nth month and mth month: AvgCPRn,m/(0.002*Avg WASn,m))
Average WASn,m: (min(30,WASn)+min(30,WASn+1)+.......+min(30,WASm)/(number of months in the period n,m)
Weighted Average Seasoning (WAS)
Note: Prepayment rates are calculated since deal issue date and include partial and full voluntary prepayments and repurchases.
Dates correspond to distribution dates.
				Page 17 of 24				© COPYRIGHT 2004 Deutsche Bank
	IndyMac INDX Mortgage Loan Trust 2004-AR8
	Collateralized Asset-Backed Bonds
	Prepayment Detail Report for December 27, 2004 Distribution
	Prepayment Detail Report - Loans Prepaid in Full During Current Distribution
SUMMARY						LOAN GROUP
Total Loan Count = 20						Loan Group 1 = Group 1
Total Original Principal Balance = 4,817,496.00						Loan Group 2 = Group 2
Total Prepayment Amount = 4,796,063.30
Loan Number			Original			Current	State &	Type Prepayment
&		Loan	Principal	Prepayment	Prepayment	Note	LTV at	&	Origination
Loan Group		Status	Balance	Amount	Date	Rate	Origination	Original Term	Date
3591415 1			255,500.00	252,977.85	Nov-29-04	4.495%	CA - 70.00%	Paid Off - 360	Mar-10-04
3816141 1			203,549.00	203,106.22	Nov-18-04	4.395%	CA - 70.00%	Paid Off - 360	Aug-20-04
3880970 1			184,000.00	183,721.61	Nov-23-04	5.345%	NJ - 80.00%	Paid Off - 360	Aug-03-04
3941095 1			284,000.00	283,744.18	Dec-01-04	4.945%	CA - 68.43%	Paid Off - 360	Jul-27-04
3958396 1			284,892.00	284,418.13	Dec-03-04	4.895%	CA - 80.00%	Paid Off - 360	Jul-30-04
3963188 1			104,200.00	103,904.38	Dec-03-04	5.195%	FL - 79.54%	Paid Off - 360	Aug-10-04
120019742 1			213,000.00	212,592.59	Nov-19-04	4.595%	CA - 73.60%	Paid Off - 360	Jul-21-04
120024419 1			185,000.00	184,709.72	Dec-02-04	4.545%	CA - 69.03%	Paid Off - 360	Jul-09-04
120029503 1			172,455.00	172,190.95	Dec-03-04	4.995%	CA - 75.00%	Paid Off - 360	Aug-04-04
120073828 1			311,250.00	310,658.41	Dec-06-04	4.345%	CA - 75.00%	Paid Off - 360	Jul-26-04
120098070 1			125,000.00	124,787.84	Dec-01-04	4.795%	CA - 36.77%	Paid Off - 360	Aug-13-04
120112897 1			212,000.00	211,791.37	Nov-30-04	4.895%	CA - 74.13%	Paid Off - 360	Jul-15-04
120197368 1			53,000.00	52,896.79	Dec-02-04	5.020%	CO - 24.65%	Paid Off - 360	Sep-03-04
120222819 1			292,000.00	291,463.77	Nov-30-04	4.895%	CA - 69.52%	Paid Off - 360	Aug-25-04
120242415 1			259,000.00	258,406.67	Nov-30-04	4.245%	CA - 71.55%	Paid Off - 360	Sep-01-04
120242990 1			163,650.00	163,275.10	Dec-02-04	4.695%	CA - 47.03%	Paid Off - 360	Aug-28-04
120260541 1			225,000.00	224,655.50	Dec-03-04	4.995%	NY - 75.00%	Paid Off - 360	Jul-30-04
3536440 2			420,000.00	408,279.77	Nov-16-04	5.045%	CA - 79.25%	Paid Off - 360	Feb-25-04
120102132 2			400,000.00	399,387.56	Nov-22-04	4.995%	CA - 74.07%	Paid Off - 360	Aug-18-04
120211809 2			470,000.00	469,094.89	Dec-02-04	4.695%	WA - 81.88%	Paid Off - 360	Aug-25-04
					Page 18 of 24				© COPYRIGHT 2004 Deutsche Bank
	IndyMac INDX Mortgage Loan Trust 2004-AR8
	Collateralized Asset-Backed Bonds
	Realized Loss Report for December 27, 2004 Distribution
	Realized Loss Report - Collateral
COLLATERAL REALIZED LOSSES						GROUP 2	GROUP 1	TOTAL
	Current
	Number of Loans Liquidated					-	-	-
	Collateral Realized Loss/(Gain) Amount					-	-	-
	Net Liquidation Proceeds					-	-	-
	Cumulative
	Number of Loans Liquidated					-	-	-
	Collateral Realized Loss/(Gain) Amount					-	-	-
	Net Liquidation Proceeds					-	-	-
	Note: Collateral Realized Loss Amount may include adjustments to loans liquidated in prior periods.
	Current Realized Losses							0.00
	Supplemental Losses (Recoveries)							0.00
	Current Net Realized Losses (Recoveries)							0.00
	Prior Cumulative Realized Loss							0.00
	Current Net Realized Loss (Recoveries)							0.00
	Current Cumulative Realized Loss							0.00
	Class B-1 Write Down Amount							0.00
	Class B-2 Write Down Amount							0.00
	Class B-3 Write Down Amount							0.00
	Class B-4 Write Down Amount							0.00
	Class B-5 Write Down Amount							0.00
	Class B-6 Write Down Amount							0.00
	Group 1						3 Months Moving Average
	Group 2
Collateral Loss Severity Approximation by Groups					Collateral Loss Severity Approximation
				Page 19 of 24				© COPYRIGHT 2004 Deutsche Bank
	IndyMac INDX Mortgage Loan Trust 2004-AR8
	Collateralized Asset-Backed Bonds
	Realized Loss Report for December 27, 2004 Distribution
	Realized Loss Report - Collateral
DEFAULT SPEEDS						GROUP 2	GROUP 1	TOTAL
	MDR					0.00%	0.00%	0.00%
	3 Months Avg MDR					0.00%	0.00%	0.00%
	12 Months Avg MDR
	Avg MDR Since Cut-off					0.00%	0.00%	0.00%
	CDR					0.00%	0.00%	0.00%
	3 Months Avg CDR					0.00%	0.00%	0.00%
	12 Months Avg CDR
	Avg CDR Since Cut-off					0.00%	0.00%	0.00%
	SDA					0.00%	0.00%	0.00%
	3 Months Avg SDA Approximation					0.00%	0.00%	0.00%
	12 Months Avg SDA Approximation
	Avg SDA Since Cut-off Approximation					0.00%	0.00%	0.00%
	Loss Severity Approximation for Current Period
	3 Months Avg Loss Severity Approximation
	12 Months Avg Loss Severity Approximation
	Avg Loss Severity Approximation Since Cut-off
	Group 1
	Group 2
CDR by Groups					Total CDR
SDA by Groups					Total SDA
				Page 20 of 24				© COPYRIGHT 2004 Deutsche Bank
	IndyMac INDX Mortgage Loan Trust 2004-AR8
	Collateralized Asset-Backed Bonds
	Realized Loss Report for December 27, 2004 Distribution
	Realized Loss Report - Collateral
	Group 1
	Group 2
CDR Avg since Cut-Off by Groups					Total CDR Avg since Cut-Off
SDA Avg since Cut-Off by Groups					Total SDA Avg since Cut-Off
COLLATERAL REALIZED LOSS CALCULATION METHODOLOGY
Monthly Default Rate (MDR): (Beg Principal Balance of Liquidated Loans)/(Total Beg Principal Balance)
Conditional Default Rate (CDR): 1-((1-MDR)^12)
SDA Standard Default Assumption: CDR/IF(WAS<61,MIN(30,WAS)0.02,MAX(0.03,MIN(30,WAS)0.02-0.0095*(WAS-60)))
Average MDR over period between nth month and mth month (AvgMDRn,m): [(1-MDRn) * (1-MDRn+1) .......(1-MDRm)]^(1/months in period n,m)
Average CDR over period between the nth month and mth month (AvgCDRn,m): 1-((1-AvgMDRn,m)^12)
Average SDA Approximation over period between the nth month and mth month:
AvgCDRn,m/IF(Avg WASn,m<61,MIN(30,Avg WASn,m)0.02,MAX(0.03,MIN(30,Avg WASn,m)0.02-0.0095*(Avg WASn,m-60)))
Average WASn,m: (WASn + WASn+1 +.......+ WASm )/(number of months in the period n,m)
Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)
Average Loss Severity Approximation over period between nth month and mth month: Avg(Loss Severityn,m)
Note: Default rates are calculated since deal issue date and include realized gains and additional realized losses and gains from prior periods.
Dates correspond to distribution dates.
				Page 21 of 24				© COPYRIGHT 2004 Deutsche Bank
	IndyMac INDX Mortgage Loan Trust 2004-AR8
	Collateralized Asset-Backed Bonds
	Realized Loss Detail Report for December 27, 2004 Distribution
	Realized Loss Detail Report - Loans Liquidated During Current Distribution
SUMMARY							LOAN GROUP
Total Loan Count Current Losses = 0
Total Loan Count Revisions = 0						Loan Group 1 = Group 1
Total Prior Principal Balance = 0.00						Loan Group 2 = Group 2
Total Current Realized Loss Amount = 0.00
Total Revisions Amount = 0.00
Total Realized Loss Amount = 0.00
Total Net Liquidation Proceeds = 0.00
Note: Total Realized Loss Amount may include adjustments to loans liquidated in prior periods.
Loan Number			Current	State &		Prior	Realized		Cumulative
&		Loan	Note	LTV at	Original	Principal	Loss/(Gain)	Realized	Realized
Loan Group		Status	Rate	Origination	Term	Balance	Revisions	Loss/(Gain)	Loss/(Gain)
SPACE INTENTIONALLY LEFT BLANK
					Page 22 of 24				© COPYRIGHT 2004 Deutsche Bank
	IndyMac INDX Mortgage Loan Trust 2004-AR8
	Collateralized Asset-Backed Bonds
	Triggers, Adj. Rate Cert. and Miscellaneous Report for December 27, 2004 Distribution
	Triggers, Adj. Rate Cert. and Miscellaneous Report
TRIGGER EVENTS						GROUP 2	GROUP 1	TOTAL
	Has the Optional Termination Date been reached?							No
	Have the Sr. Prepay Step Down Cond been satisfied?							Yes
	Has the Sr. Credit Supp. Depletion Date been reached?							Yes
ADJUSTABLE RATE CERTIFICATE INFORMATION						GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK
ADDITIONAL INFORMATION						GROUP 2	GROUP 1	TOTAL
	Current Senior Percentage					92.968870%	92.969148%	92.969011%
	Next Senior Percentage					0.000000%	0.000000%	0.000000%
	Current Subordinate Percentage					7.031130%	7.030852%	7.030989%
	Next Subordinate Percentage					0.000000%	0.000000%	0.000000%
	Current Senior Prepayment Percentage					100.000000%	100.000000%	100.000000%
	Next Projected Senior Prepayment Percentage					0.000000%	0.000000%	100.000000%
	Current Subordinated Prepayment Percentage					0.000000%	0.000000%	0.000000%
	Next Projected Subordinated Prepayment Percentage					0.000000%	0.000000%	0.000000%
								0.000000%
								0.000000%
				Page 23 of 24				© COPYRIGHT 2004 Deutsche Bank
	IndyMac INDX Mortgage Loan Trust 2004-AR8
	Collateralized Asset-Backed Bonds
	Other Related Information for December 27, 2004 Distribution
	Other Related Information
ADDITIONAL INFORMATION						GROUP 2	GROUP 1	TOTAL
	Scheduled Principal
	1 Month Prior							29,032.32
	2 Months Prior							702,969.27
	3 Months Prior							2,464,338.59
	4 Months Prior							0.00
	5 Months Prior							0.00
	6 Months Prior							0.00
	7 Months Prior							0.00
	8 Months Prior							0.00
	9 Months Prior							0.00
	10 Months Prior							0.00
	11 Months Prior							0.00
	12 Months Prior							0.00
	Scheduled Principal on 60+ Day Delinquent Loans
	1 Month Prior							0.00
	2 Months Prior							0.00
	3 Months Prior							0.00
	4 Months Prior							0.00
	5 Months Prior							0.00
	6 Months Prior							0.00
	7 Months Prior							0.00
	8 Months Prior							0.00
	9 Months Prior							0.00
	10 Months Prior							0.00
	11 Months Prior							0.00
	12 Months Prior							0.00
				Page 24 of 24				© COPYRIGHT 2004 Deutsche Bank

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