Exhibit 13

Annual Report to Shareholders

The following shareholder information was not previously provided in the Annual Report on Form 10-K:

Corporate Offices

The Wilber Corporation

245 Main Street

P.O. Box 430

Oneonta, New York 13820

Annual Meeting of Shareholders

In light of the pending merger of The Wilber Corporation with and into CBSI expected to close on or about April 8, 2011, the Company does not anticipate holding an Annual Meeting of Shareholders in 2011.

Annual Report on Form 10-K

For the 2010 fiscal year, The Wilber Corporation will file an Annual Report on Form 10-K with the Securities and Exchange Commission. The Form 10-K is available on the World Wide Web as part of the SEC EDGAR database at www.sec.gov. Shareholders may also obtain a copy free of charge by writing to The Wilber Corporation, 245 Main Street, Oneonta, New York, Attention: Secretary or printing a copy from the following website: www.cfpproxy.com/5458

Stock Transfer Agent & Registrar

Shareholders wishing to change their name, address or ownership of stock, or to report lost certificates or to consolidate accounts should contact the Company's stock registrar and transfer agent directly at:

Registrar & Transfer Company

10 Commerce Drive

Cranford, New Jersey 07016-3572

(800) 368-5948

Regulatory Counsel

Hinman, Howard & Kattell, LLP

106 Corporate Park Drive, Suite 317

White Plains, New York 10604

Independent Registered Public Accounting Firm

KPMG LLP

515 Broadway

Albany, New York 12207

Directors and Executive Officers

Board of Directors

Brian R. Wright, Chairman

Alfred S. Whittet, President & CEO and Vice Chairman

Mary C. Albrecht

Olon T. Archer

Thomas J. Davis

James M. Mack

Joseph P. Mirabito

James L. Seward

David F. Wilber, III

Executive Officers

Joseph E. Sutaris, Executive Vice President, Chief Financial Officer, Treasurer and Secretary

Wilber CORP 10-K