Exhibit 10.1

OCCUPANCY AGREEMENT

This AGREEMENT (the “Agreement”), effective as of January 1, 2009 (the “Effective Date”), between Twin Lakes Delaware, Inc. (the “Corporation”), a corporation organized under the laws of the State of Delaware and Kirk M. Warshaw, LLC (the “LLC”), a limited liability company organized under the laws of the State of New Jersey.

WHEREAS, the Corporation’s principal offices are located at 47 School Avenue, Chatham, New Jersey and such premises are owned by the LLC (the “Principal Offices”); and

WHEREAS, the Corporation and the LLC wishes to enter into an agreement for use and occupancy of the Principal Offices and certain administrative services;

NOW, THEREFORE, for good and valuable consideration, it is agreed that:

Effective as of the Effective Date, the Corporation hereby agrees that it shall pay to the LLC a quarterly occupancy and administrative services fee in the amount of U.S. five hundred dollars ($500) on each of January 1, April 1, July 1 and October 1 until such time as this Agreement is terminated by written notice of either party.

IN WITNESS WHEREOF, the parties have duly executed and delivered this Agreement effective as of the Effective Date on January 29, 2009.


	TWIN LAKES DELAWARE, INC.,
	a Delaware corporation

	By:	/s/ Arnold P. Kling

		Name: Arnold P. Kling
		Title: President

	Kirk M. Warshaw, LLC.,
	a New Jersey limited liability company

	By:	/s/ Kirk Warshaw

		Name: Kirk Warshaw
		Title: Managing Member

TWIN LAKES INC 10-K