CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Cash flows from operating activities:
Net income	$ 131	$ 112
Adjustments to reconcile net income to cash provided by operating activities:
Depreciation	66	58
Amortization of premiums and discounts, net	37	27
Amortization of deferred loan fees and costs, net	6	6
Provision for losses on real estate owned	0	297
Gain on sale of real estate owned, net	(149)	0
Originations of loans held for sale, net of repayments	(2,015)	(3,153)
Gain on sale of loans	(27)	(19)
Proceeds from sale of loans held for sale	2,192	3,172
Gain on disposition of premises and equipment	0	(4)
Decrease in other assets	175	364
(Increase) decrease in accrued interest receivable	(12)	23
(Decrease) increase in other liabilities	(26)	172
Amortization/allocation of ESOP and RSP	31	15
Net cash provided by operating activities	409	1,070
Cash flows from investing activities:
Purchase of securities available for sale	(7,992)	(7,061)
Proceeds from payments and maturities of securities available for sale	8,868	10,573
Proceeds from payments and maturities of securities held to maturity	7	7
Loan payments (disbursements), net	1,528	(777)
Proceeds from sale of real estate owned	594	883
Redemption (purchase) of Federal Home Loan Bank stock	444	(309)
Purchase of premises and equipment	(39)	(73)
Proceeds from sale of premises and equipment	0	4
Net cash provided by investing activities	3,410	3,247
Cash flows from financing activities:
Net increase (decrease) in deposits	3,898	(7,408)
Net (decrease) increase in short-term borrowed funds	(7,875)	7,855
Repayment of long-term borrowed funds	(2,000)	(1,000)
(Decrease) increase in advance payments by borrowers for taxes and insurance	(67)	79
Net cash used in financing activities	(6,044)	(474)
Net (decrease) increase in cash and cash equivalents	(2,225)	3,843
Cash and cash equivalents at beginning of period	4,781	3,828
Cash and cash equivalents at end of period	2,556	7,671
Cash paid for:
Interest on deposits and borrowed funds	556	738
Income taxes	3	0
Transfers to real estate owned	$ 0	$ 14

Roebling Financial Corp, Inc. 10-Q