7. Loans (Details 4) (USD $) In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013
Commercial-Land	$ 10,108	$ 10,349
Commercial-Construction	11,631	8,593
Commercial-Non-Real Estate	33,365	30,685
Commercial-Real Estate	137,833	133,649
Total	192,937	183,276
% of Total	100%	100%
Prime
Commercial-Land	0	0
Commercial-Construction	0	0
Commercial-Non-Real Estate	2,621	3,074
Commercial-Real Estate	0	0
Total	2,621	3,074
% of Total	1.4%	1.7%
Excellent
Commercial-Land	0	0
Commercial-Construction	0	0
Commercial-Non-Real Estate	15	16
Commercial-Real Estate	7	9
Total	22	25
% of Total	0.0%	0.0%
Average
Commercial-Land	613	624
Commercial-Construction	0	0
Commercial-Non-Real Estate	603	638
Commercial-Real Estate	3,755	3,851
Total	4,971	5,113
% of Total	2.6%	2.8%
Satisfactory
Commercial-Land	8,903	9,119
Commercial-Construction	11,274	8,233
Commercial-Non-Real Estate	28,272	25,213
Commercial-Real Estate	115,249	110,415
Total	163,698	152,980
% of Total	84.8%	83.4%
Watch
Commercial-Land	592	606
Commercial-Construction	0	0
Commercial-Non-Real Estate	464	342
Commercial-Real Estate	11,760	12,478
Total	12,816	13,426
% of Total	6.6%	7.3%
Special Mention
Commercial-Land	0	0
Commercial-Construction	357	360
Commercial-Non-Real Estate	0	0
Commercial-Real Estate	1,958	1,781
Total	2,315	2,141
% of Total	1.2%	1.2%
Substandard
Commercial-Land	0	0
Commercial-Construction	0	0
Commercial-Non-Real Estate	1,390	1,402
Commercial-Real Estate	5,104	5,115
Total	6,494	6,517
% of Total	3.4%	3.6%
Doubtful
Commercial-Land	0	0
Commercial-Construction	0	0
Commercial-Non-Real Estate	0	0
Commercial-Real Estate	0	0
Total	0	0
% of Total	0.0%	0.0%
Loss
Commercial-Land	0	0
Commercial-Construction	0	0
Commercial-Non-Real Estate	0	0
Commercial-Real Estate	0	0
Total	$ 0	$ 0
% of Total	0.0%	0.0%

Amount before allowance of commercial loans issued to businesses to acquire, develop, construct, improve, or refinance land or building. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans covered under loss sharing agreements.

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TECHE HOLDING CO 10-Q