                                                                                                      Exhibit 99.1
                                 SAMPLE DATA
                                                                         1st lien                      1st lien
Top Level Stats             All Loans         MH            2nds         Bal < 50k    FICO < 500     FRM Purchase
------------------------------------------------------------------------------------------------------------------
Total Collateral           700,067,399     404,949       13,623,944      1,397,901         0           16,357,434
Percent of Deal             100.00%          0.06%          1.95%           0.20%         0.00%           2.34%
Statistical Cut-Off Date    3/1/2006       3/1/2006       3/1/2006       3/1/2006       3/1/2006        3/1/2006

Averages by Group
------------------------------------------------------------------------------------------------------------------
WALA                            2             1              3                2                             2
FICO                           635           637            722              593                           632
DTI                          42.78%         42.24%         43.85%          30.62%                        41.12%
LTV                          80.06%         69.83%         18.90%          62.42%                        80.41%
CLTV                         93.01%         69.83%         99.45%          67.28%                        97.52%
Coupon                        7.93%          6.68%         10.52%           9.10%                         8.00%
Balance                     197,433        404,949         63,074          49,925                       123,920

Pct by Group
------------------------------------------------------------------------------------------------------------------
Prefunded
Delinquent at closing
Full Doc %                   44.30%          0.00%         10.68%          75.00%                        70.25%
Owner Occupied %             98.59%        100.00%        100.00%          92.85%                       100.00%
First Lien %                 98.05%        100.00%          0.00%         100.00%                       100.00%
Loans w/ MI                   0.00%          0.00%          0.00%           0.00%                         0.00%
Loans w/ Simult 2nds         62.03%          0.00%          0.00%          17.87%                        89.93%
First Time Borrowers      Not Availabe   Not Availabe   Not Availabe   Not Availabe   Not Availabe   Not Available
Stated Docs w/ W2            45.97%        100.00%         84.29%          14.28%                        19.45%

Stats only for ARMs
------------------------------------------------------------------------------------------------------------------
Max Rate                     13.86%         12.68%          0.00%          15.18%                          n/a
Margin                        5.86%          5.80%          0.00%           6.11%                          n/a
Initial Cap                   2.99%          3.00%          0.00%           3.00%                          n/a
Periodic Cap                  1.00%          1.00%          0.00%           1.00%                          n/a
Avg Reset Freq (mo)             6             6              0                6                            n/a

FICO
------------------------------------------------------------------------------------------------------------------
< 500                         0.00%
500 - 549                     3.92%                                        17.87%                         2.22%
550 - 599                    16.46%                                        32.13%                        23.36%
600 - 649                    34.41%        100.00%                         39.29%                        39.83%
650 - 699                    30.09%                        19.06%          10.72%                        28.89%
700 - 749                    11.76%                        60.84%                                         4.19%
750 - 799                     3.27%                        19.53%                                         1.51%
800 +                         0.08%                        0.56%
------------------------------------------------------------------------------------------------------------------
                             99.99%

DTI
------------------------------------------------------------------------------------------------------------------
<25                           4.02%                         1.37%          39.27%                         4.28%
25 - 29.99                    3.82%                         1.73%          14.28%                         8.18%
30 - 34.99                    6.72%                         5.75%          10.72%                        13.03%
35 - 39.99                   13.56%                        11.32%          14.30%                        10.53%
40 - 44.99                   22.46%        100.00%         26.76%           3.57%                        22.96%
45 - 49.99                   43.16%                        50.30%           7.15%                        34.21%
50 - 54.99                    6.22%                         2.77%          10.70%                         6.81%
55 - 59.99                    0.03%
60 +                          0.00%
------------------------------------------------------------------------------------------------------------------
                             99.99%

LTV
------------------------------------------------------------------------------------------------------------------
<=60                          4.16%                                        35.73%                          0.67%
60.01 - 65                    1.15%                       100.00%           3.57%
65.01 - 70                    2.11%        100.00%                         10.72%                          1.35%
70.01 - 75                    3.54%                                        21.43%                          2.39%
75.01 - 80                   54.70%                                        21.42%                         79.37%
80.01 - 85                   17.75%                                         7.15%                          8.79%
85.01 - 90                   14.15%                                                                        7.43%
90.01 - 95                    2.44%
95.01 - 100                   0.00%
> 100                         0.00%
------------------------------------------------------------------------------------------------------------------
                             100.00%

CLTV
------------------------------------------------------------------------------------------------------------------
<=60                          2.14%                                        35.73%                          0.67%
60.01 - 65                    1.02%                                         3.57%
65.01 - 70                    1.99%        100.00%                         10.72%                          1.04%
70.01 - 75                    2.24%                                         7.13%
75.01 - 80                    7.82%                                        17.84%                          4.89%
80.01 - 85                    6.83%                                         7.15%                          0.64%
85.01 - 90                   13.49%                         3.53%                                          3.59%
90.01 - 95                    5.63%                         2.50%                                          4.53%
95.01 - 100                  58.83%                        93.97%          17.87%                         84.64%
> 100                         0.00%
------------------------------------------------------------------------------------------------------------------
                             99.99%


Product
------------------------------------------------------------------------------------------------------------------
< 2 yr Fixed Term             0.17%                                        67.88%
2 yr fixed hybrid            89.53%                                         3.55%
3 yr fixed hybrid             3.07%        100.00%
5 yr or longer hybrid         0.20%
Fixed Rate                    7.03%                       100.00%          28.57%                        100.00%
------------------------------------------------------------------------------------------------------------------
                             100.00%

I/O Term
------------------------------------------------------------------------------------------------------------------
No IO Term                   45.97%                       100.00%         100.00%                         95.13%
                                                                                                         -------
2 yr                          0.00%
3 yr                          0.00%
5 yr                         54.03%        100.00%                                                         4.87%
> 5 yr                        0.00%
------------------------------------------------------------------------------------------------------------------
                            100.00%

Loan Balance
------------------------------------------------------------------------------------------------------------------
< 50,000                      0.63%                        23.54%          85.69%                          6.61%
50,000 - 74,999               2.70%                        23.17%          14.31%                         22.67%
75,000 - 99,999               5.41%                        27.06%                                         47.55%
100,000 - 199,999            28.04%                        22.52%                                         19.29%
200,000 - 499,999            53.45%        100.00%          3.71%                                          3.87%
500,000 - 999,999             9.48%
1,000,000 -                   0.29%
------------------------------------------------------------------------------------------------------------------
                             100.00%

Amortization Term
------------------------------------------------------------------------------------------------------------------
< 15 years                    0.00%
15 yr                         0.10%
20 yr                         0.03%
30 yr                        99.87%        100.00%        100.00%         100.00%                        100.00%
40 yr                         0.00%
------------------------------------------------------------------------------------------------------------------
                            100.00%

Maturity Term
------------------------------------------------------------------------------------------------------------------
< 15 years                    0.00%
15 yr                         2.05%                       100.00%
20 yr                         0.03%
30 yr                        97.93%        100.00%                        100.00%                        100.00%
40 yr                         0.00%
------------------------------------------------------------------------------------------------------------------
                            100.01%

Property Type
------------------------------------------------------------------------------------------------------------------
Single Family-D              67.40%                        64.27%          96.45%                         49.03%
PUD                          18.31%                        17.41%                                         48.15%
2-4 Family                    6.49%                         8.66%                                          1.05%
Low-Condo                     6.45%                         9.40%                                          1.18%
Single Family-A               0.64%                                         3.55%
Townhouse                     0.31%                                                                        0.60%
High-Condo                    0.19%
Mid-Condo                     0.13%                         0.26%
Manufactured Home             0.06%        100.00%
Rowhouse                      0.02%
                            100.00%

Loan Purpose
------------------------------------------------------------------------------------------------------------------
Cash Out Refi                38.01%                         5.54%          75.01%
Purchase                     60.03%        100.00%         93.46%          21.42%                        100.00%
Non Cash Out Refi             1.96%                         1.00%           3.57%
------------------------------------------------------------------------------------------------------------------
                            100.00%


Geographic Distribution
------------------------------------------------------------------------------------------------------------------
Alaska                        0.02%
Arizona                       5.65%                         3.40%           3.58%                         0.96%
Arkansas                      0.12%
California                   36.49%        100.00%         56.92%                                        12.32%
Colorado                      3.80%                         3.44%                                         1.07%
Connecticut                   0.07%                         0.74%
Delaware                      0.10%
District of Columbia          0.09%
Florida                       5.51%                         4.36%           7.15%                         3.65%
Georgia                       2.26%                         0.66%                                         0.60%
Idaho                         0.49%                         0.42%           3.58%                         1.11%
Illinois                      7.78%                         6.95%           3.55%
Indiana                       0.30%                                         3.57%
Iowa                          1.01%                         0.30%          17.87%                         0.80%
Kansas                        1.13%                                         7.15%                         1.61%
Kentucky                      0.14%                                                                       0.31%
Louisiana                     0.19%                                                                       0.60%
Maine                         0.09%
Maryland                      1.86%                         2.13%
Massachusetts                 2.34%                         1.04%
Michigan                      1.80%                         0.88%
Minnesota                     2.24%                         1.38%                                         3.02%
Mississippi                   0.24%
Missouri                      2.07%                                        10.72%                         1.27%
Nebraska                      0.49%                                         3.57%
Nevada                        1.99%                         1.31%                                         1.46%
New Hampshire                 0.35%                         0.24%
New Jersey                    0.91%                         2.14%
New Mexico                    0.24%                                         3.57%
North Carolina                1.09%                         0.39%           3.57%                         1.97%
North Dakota                  0.04%
Oklahoma                      0.26%                                                                       0.85%
Oregon                        1.57%                         1.97%
Pennsylvania                  0.21%
Rhode Island                  0.41%
South Carolina                0.40%                         1.88%
Tennessee                     0.63%                         0.78%                                         1.99%
Texas                         7.11%                         3.26%          28.56%                        64.93%
Utah                          0.97%                         0.45%                                         0.82%
Vermont                       0.17%
Virginia                      1.61%                         0.53%
Washington                    5.60%                         4.45%           3.58%                         0.66%
West Virginia                 0.01%
Wisconsin                     0.11%
Wyoming                       0.05%
------------------------                 --------                                     ------------
                            100.01%        100.00%        100.02%

Top Level Stats          1st lien FRM Refi  ARM I/O Purchase  ARM I/O Refi  ARM Non I/O Puchase  ARM Non I/O Refi
-----------------------------------------------------------------------------------------------------------------
Total Collateral             19,278,465        250,843,951     124,646,487      140,308,722        135,008,346
Percent of Deal                 2.75%             35.83%         17.80%           20.04%              19.29%
Statistical Cut-Off Date      3/1/2006           3/1/2006       3/1/2006         3/1/2006            3/1/2006

Averages by Group
---------------------------------------------------------------------------------------------------------------
WALA                             3                  2               2                2                  2
FICO                            625                675             646              627                599
DTI                            40.82%             44.43%         42.92%           41.03%              41.76%
LTV                            79.21%             81.53%         81.95%           81.67%              80.14%
CLTV                           85.38%             98.28%         89.25%           95.95%              83.55%
Coupon                          8.27%              7.49%          7.67%            8.09%               8.47%
Balance                       138,694            277,790         293,978          143,172            179,283

Pct by Group
---------------------------------------------------------------------------------------------------------------
Prefunded
Delinquent at closing
Full Doc %                     76.86%             28.71%         45.11%           55.56%              56.39%
Owner Occupied %               98.11%             99.37%         99.16%           98.72%              96.23%
First Lien %                  100.00%            100.00%        100.00%          100.00%             100.00%
Loans w/ MI                     0.00%              0.00%          0.00%            0.00%               0.00%
Loans w/ Simult 2nds           31.30%             91.54%         43.12%           74.33%              19.14%
First Time Borrowers        Not Availabe      Not Availabe    Not Availabe     Not Availabe        Not Available
Stated Docs w/ W2              15.63%             63.14%         45.03%           34.32%              30.75%

Stats only for ARMs
---------------------------------------------------------------------------------------------------------------
Max Rate                        n/a               13.49%         13.67%           14.09%              14.47%
Margin                          n/a               5.93%           5.88%            5.82%               5.74%
Initial Cap                     n/a               3.00%           2.99%            3.00%               3.00%
Periodic Cap                    n/a               1.00%           1.01%            1.00%               1.00%
Avg Reset Freq (mo)             n/a                 6               6                6                  2


FICO
---------------------------------------------------------------------------------------------------------------
< 500
500 - 549                       5.58%                                              4.68%              14.41%
550 - 599                      19.81%              1.30%          7.27%           30.56%              38.82%
600 - 649                      53.23%             28.17%         48.99%           33.75%              33.33%
650 - 699                      16.62%             43.93%         34.76%           21.95%              11.73%
700 - 749                       1.74%             20.74%          7.54%            7.41%               0.91%
750 - 799                       3.02%              5.66%          1.44%            1.65%               0.80%
800 +                                              0.21%
---------------------------------------------------------------------------------------------------------------

DTI
---------------------------------------------------------------------------------------------------------------
<25                             4.15%              1.58%          2.80%            6.31%               7.54%
25 - 29.99                      8.29%              1.98%          3.72%            4.62%               5.54%
30 - 34.99                     14.64%              4.11%          6.06%            9.60%               7.40%
35 - 39.99                     14.25%             10.76%         15.33%           17.19%              13.86%
40 - 44.99                     19.34%             23.84%         24.26%           21.61%              19.05%
45 - 49.99                     29.93%             54.15%         40.84%           35.07%              35.54%
50 - 54.99                      9.40%              3.58%          6.80%            5.60%              11.08%
55 - 59.99                                                        0.18%
60 +
---------------------------------------------------------------------------------------------------------------

LTV
---------------------------------------------------------------------------------------------------------------
<=60                            7.81%              0.11%          3.84%            0.22%               6.32%
60.01 - 65                      4.10%              0.25%          2.16%            0.37%               2.56%
65.01 - 70                      5.56%              0.31%          1.28%            1.39%               6.78%
70.01 - 75                      8.97%              2.19%          4.14%            3.74%               5.01%
75.01 - 80                     30.44%             68.74%         40.68%           67.10%              34.65%
80.01 - 85                     20.32%             21.75%         18.97%           10.07%              19.66%
85.01 - 90                     14.05%              6.00%         24.49%           15.67%              20.45%
90.01 - 95                      8.74%              0.65%          4.45%            1.44%               4.58%
95.01 - 100
> 100
---------------------------------------------------------------------------------------------------------------

CLTV
-----------------------------------------------------------------------------------------------------------------
<=60                            7.81%              0.11%          3.84%            0.11%               6.05%
60.01 - 65                      4.10%                             2.16%            0.19%               2.51%
65.01 - 70                      5.56%              0.31%          1.28%            0.98%               6.64%
70.01 - 75                      4.25%              0.99%          3.37%            1.41%               4.62%
75.01 - 80                      7.86%              1.75%         10.02%            5.76%              20.33%
80.01 - 85                     16.31%              1.42%         10.12%            3.76%              17.13%
85.01 - 90                     14.87%              5.24%         25.38%           13.15%              20.17%
90.01 - 95                      9.39%              3.86%          9.33%            4.47%               6.63%
95.01 - 100                    29.84%             86.31%         34.49%           70.18%              15.90%
> 100
-----------------------------------------------------------------------------------------------------------------



Product
-----------------------------------------------------------------------------------------------------------------
< 2 yr Fixed Term                                  0.16%          0.35%            0.26%               0.00%
2 yr fixed hybrid                                 96.08%         94.95%           97.45%              96.76%
3 yr fixed hybrid                                  3.69%          4.03%            2.29%               2.96%
5 yr or longer hybrid                              0.07%          0.68%            0.00%               0.28%
Fixed Rate                    100.00%                                              0.00%               0.00%
---------------------------------------------------------------------------------------------------------------

I/O Term
---------------------------------------------------------------------------------------------------------------
No IO Term                     89.74%                                            100.00%             100.00%
2 yr
3 yr
5 yr                           10.26%            100.00%        100.00%
> 5 yr
---------------------------------------------------------------------------------------------------------------

Loan Balance
---------------------------------------------------------------------------------------------------------------
< 50,000                        1.55%                                              0.21%               0.44%
50,000 - 74,999                 6.94%              0.20%          0.04%            5.93%               3.32%
75,000 - 99,999                 8.97%              0.65%          0.35%           13.70%               5.53%
100,000 - 199,999              47.17%             17.76%         15.73%           44.47%              36.89%
200,000 - 499,999              32.70%             65.90%         67.29%           33.07%              50.85%
500,000 - 999,999               2.67%             14.69%         16.59%            2.62%               2.96%
1,000,000 -                                        0.80%
---------------------------------------------------------------------------------------------------------------

Amortization Term
---------------------------------------------------------------------------------------------------------------
< 15 years
15 yr                           3.66%
20 yr                           0.98%
30 yr                          95.35%            100.00%        100.00%          100.00%             100.00%
40 yr
---------------------------------------------------------------------------------------------------------------

Maturity Term
---------------------------------------------------------------------------------------------------------------
< 15 years
15 yr                           3.66%
20 yr                           0.98%
30 yr                          95.35%            100.00%        100.00%          100.00%             100.00%
40 yr
---------------------------------------------------------------------------------------------------------------

Property Type
---------------------------------------------------------------------------------------------------------------
Single Family-D                81.33%             63.06%         71.72%           63.36%              76.22%
PUD                            16.49%             17.58%         15.31%           24.74%              12.47%
2-4 Family                      1.01%              8.68%          5.20%            5.16%               6.23%
Low-Condo                       1.16%              9.56%          5.81%            5.49%               3.33%
Single Family-A                                    0.73%          1.28%            0.46%               0.32%
Townhouse                                          0.19%          0.13%            0.27%               0.78%
High-Condo                                         0.07%          0.22%            0.26%               0.39%
Mid-Condo                                          0.07%                           0.26%               0.25%
Manufactured Home                                                 0.32%
Rowhouse                                           0.06%

Loan Purpose
---------------------------------------------------------------------------------------------------------------
Cash Out Refi                  90.67%                            94.80%                               96.07%
Purchase                                         100.00%          0.00%          100.00%
Non Cash Out Refi               9.33%                             5.20%                                3.93%
--------------------------                  -------------------------------------------------------------------


Geographic Distribution
-----------------------------------------------------------------------------------------------------------------
Alaska                                                                             0.09%
Arizona                         4.81%              6.34%          7.07%            4.34%               5.32%
Arkansas                        0.31%                                              0.49%               0.08%
California                      9.93%             60.80%         45.93%            9.03%              15.78%
Colorado                        6.74%              4.28%          5.03%            2.64%               2.91%
Connecticut                                                                                            0.28%
Delaware                                           0.13%                           0.25%
District of Columbia                               0.16%          0.20%
Florida                         6.50%              4.22%          2.91%            8.83%               7.04%
Georgia                         3.65%              1.59%          0.40%            4.51%               3.05%
Idaho                           1.12%              0.10%          0.24%            0.90%               0.87%
Illinois                        3.58%              3.16%          6.13%           10.88%              16.31%
Indiana                         1.36%                                              0.62%               0.71%
Iowa                            4.39%              0.05%          0.20%            1.33%               2.82%
Kansas                          0.52%              0.12%          0.71%            2.60%               2.00%
Kentucky                                                                           0.28%               0.38%
Louisiana                       1.06%                                              0.65%               0.09%
Maine                           1.49%                                              0.16%               0.11%
Maryland                        1.49%              1.80%          3.33%            0.59%               2.17%
Massachusetts                   0.45%              1.18%          3.19%            2.63%               4.10%
Michigan                        0.39%              1.15%          1.47%            2.23%               3.36%
Minnesota                       5.27%              1.10%          2.74%            2.98%               2.66%
Mississippi                                        0.19%                           0.27%               0.60%
Missouri                        2.17%              0.73%          0.74%            5.09%               2.92%
Nebraska                        1.19%                             0.22%            0.50%               1.64%
Nevada                          6.56%              1.80%          3.73%            1.16%               1.10%
New Hampshire                                      0.35%          0.62%            0.28%               0.26%
New Jersey                                         0.43%          0.44%            1.70%               1.54%
New Mexico                                                                         0.70%               0.54%
North Carolina                  3.82%              0.36%          0.40%            2.02%               1.69%
North Dakota                                       0.05%                           0.12%
Oklahoma                        0.64%                                              0.93%               0.19%
Oregon                          5.22%              1.38%          1.96%            1.43%               1.35%
Pennsylvania                                                      0.10%            0.58%               0.42%
Rhode Island                    0.75%              0.45%          0.32%            0.60%               0.27%
South Carolina                  0.54%              0.39%          0.28%            0.58%               0.23%
Tennessee                       0.89%              0.18%                           1.50%               0.90%
Texas                          16.52%              0.98%          0.13%           20.19%               3.39%
Utah                            0.71%              0.99%          0.52%            0.87%               1.55%
Vermont                         1.08%              0.22%                           0.32%
Virginia                                           1.27%          3.45%            1.43%               1.29%
Washington                      6.83%              4.05%          7.40%            3.45%               9.60%
West Virginia                                                                                          0.06%
Wisconsin                                                         0.14%                                0.44%
Wyoming                                                                            0.23%
------------------------

---------------------------------------------------------------------------------------------------------
Deal Name: FMIC 2006-1                                        SUBRIME
---------------------------------------------------------------------------------------------------------
We would like to see the following data on the aggregate collateral and on all of the groups in the deal.
---------------------------------------------------------------------------------------------------------

---------------------------------------------------------------------------------------------------------
                                                              aggregate pool
------------------------------------------------------------------------------
                        gross WAC (%)                                    7.92
------------------------------------------------------------------------------
                        wtd avg FICO                                   644.00
------------------------------------------------------------------------------
                       FICO < 500 (%)                                       -
------------------------------------------------------------------------------
                       FICO < 550 (%)                                    4.05
------------------------------------------------------------------------------
                       FICO < 600 (%)                               20%
--------------------------------------------------------------
                      FICO 600-650 (%)                              34%
------------------------------------------------------------------------------

------------------------------------------------------------------------------
                  % Uninsured w/ LTV > 80%                              34.34
------------------------------------------------------------------------------
                        LTV = 80 (%)                                    50.18
------------------------------------------------------------------------------

------------------------------------------------------------------------------
              without silent/simultaneous 2nds
------------------------------------------------------------------------------
                      wtd avg CLTV (%)                                  80.06
------------------------------------------------------------------------------
                        CLTV > 80 (%)                                   34.34
------------------------------------------------------------------------------
                      CLTV 95 - 100 (%)                                     -
------------------------------------------------------------------------------

------------------------------------------------------------------------------
              silent/simultaneous 2nd liens (%)                         62.03
------------------------------------------------------------------------------

------------------------------------------------------------------------------
                with silent/simultaneous 2nds
------------------------------------------------------------------------------
                        wtd Avg CLTV                                    93.01
------------------------------------------------------------------------------
                      CLTV 90 - 95 (%)                                   5.63
------------------------------------------------------------------------------
                      CLTV 95 - 100 (%)                                 58.83


------------------------------------------------------------------------------
                        Full Doc (%)                                    44.30
------------------------------------------------------------------------------
                       Stated Doc (%)                                   45.97
------------------------------------------------------------------------------
                       Bank Statement                                    9.45
------------------------------------------------------------------------------
                       Limited Doc (%)                                   0.27
------------------------------------------------------------------------------
                          purch (%)                                     60.03%
------------------------------------------------------------------------------
                         CO refi (%)                                    38.01%
------------------------------------------------------------------------------
                         Own Occ (%)                                    98.59%
------------------------------------------------------------------------------
                        Investor (%)                                     1.41%
------------------------------------------------------------------------------
                     Prepay Penalty (%)
------------------------------------------------------------------------------
                       wtd avg DTI (%)                                  42.78
------------------------------------------------------------------------------
                          DTI < 40%                                     28.13
------------------------------------------------------------------------------
                        DTI 40 - 45%                                    22.46
------------------------------------------------------------------------------
                        DTI 45 - 50%                                    43.16
------------------------------------------------------------------------------
                        DTI 50 - 55%                                     6.22
------------------------------------------------------------------------------
                          DTI > 55%                                      0.03
------------------------------------------------------------------------------
                     ARM ? (% of total)                        92..96
------------------------------------------------------------------------------
                      2/28 (% of total)                                89.53
------------------------------------------------------------------------------
                      3/27 (% of total)                                 3.07
------------------------------------------------------------------------------
                      5/25 (% of total)                                 0.20
------------------------------------------------------------------------------
                        1st Lien (%)                                    98.05
------------------------------------------------------------------------------
                      Avg Loan Balance                               1,974.33
------------------------------------------------------------------------------
                         # of Loans                                     3,547
------------------------------------------------------------------------------
                      Loan Bal < $100k                                   8.74
------------------------------------------------------------------------------
                       Mtg Rates > 12%                                      -
------------------------------------------------------------------------------
                      Manuf Housing (%)                                  0.06
------------------------------------------------------------------------------
                      largest state (%)                                 36.49 CA
------------------------------------------------------------------------------
                        IO loans (%)                                    54.03
------------------------------------------------------------------------------
                         10yr IO (%)                                        -
------------------------------------------------------------------------------
                         5yr IO (%)                                    100.00
------------------------------------------------------------------------------
                         2 yr IO (%)                                        -
------------------------------------------------------------------------------
                          IO: FICO                                        666
------------------------------------------------------------------------------
                           IO LTV                                       95.30
------------------------------------------------------------------------------
                           IO DTI                                       43.93
------------------------------------------------------------------------------
                         IO full doc                                     1.63
------------------------------------------------------------------------------
                          IO: purch                                     66.53
------------------------------------------------------------------------------

------------------------------------------------------------------------------
                    Teaser          IO Term             Gross   Avg. Balance  Initial Rate
Loan Type           Period (mths)   (mths)   Loan Term  Margin  ($)           (Annual %)    % of pool
---------           -------------   -------  ---------  ------  ------------  ------------  ---------
-----------------------------------------------------------------------------------------------------
Please make appropriate additions to include relevant ARM and/or IO loan types in the deal, and
complete the fields listed below
-----------------------------------------------------------------------------------------------------
2/6 LIBOR                      24         0        360    5.78    158,863.66          8.29      38.19
-----------------------------------------------------------------------------------------------------
2/6 LIBOR IO                   24        60        360    5.92    282,969.76          7.55      51.33
-----------------------------------------------------------------------------------------------------
3/6 LIBOR                      36         0        360    5.85    156,839.18          7.99       1.03
-----------------------------------------------------------------------------------------------------
3/6 LIBOR IO                   36        60        360    6.02    285,322.45          7.64       2.04
-----------------------------------------------------------------------------------------------------
5/1 CMT                        60         0        360    6.00    187,000.00          8.21       0.05
-----------------------------------------------------------------------------------------------------
5/1 CMT IO                     60        60        360    6.18    256,400.00          7.84       0.15
-----------------------------------------------------------------------------------------------------
6 MO LIBOR                      6         0        360    2.75    180,460.45          7.82       0.05
-----------------------------------------------------------------------------------------------------
6 MO LIBOR IO                   6        60        360    2.76    275,706.67          7.87       0.12
-----------------------------------------------------------------------------------------------------
FIXED                           0         0        355            127,369.65          8.15       4.69
-----------------------------------------------------------------------------------------------------
FIXED BALL                      0         0        180             63,074.05         10.52       1.95
-----------------------------------------------------------------------------------------------------
FIXED IO                        0        60        360            213,425.28          8.09       0.40
-----------------------------------------------------------------------------------------------------


-----------------------------------------------------------------------------------------------------
Any information regarding disposable income would also be appreciated.  Thanks very much.
--------------------------------------------------------------------------------------------

----------------------------------------------------------------------------------------------------------
Deal Name:  FMIC 2006-1                                        SUBRIME
----------------------------------------------------------------------------------------------------------
We would like to see the following data on the aggregate collateral and on all of the groups in the deal.
----------------------------------------------------------------------------------------------------------

----------------------------------------------------------------------------------------------------------
                                                               aggregate pool
------------------------------------------------------------------------------
                        gross WAC (%)                                    7.92
------------------------------------------------------------------------------
                        wtd avg FICO                                   644.00
------------------------------------------------------------------------------
                       FICO < 500 (%)                                       -
------------------------------------------------------------------------------
                       FICO < 550 (%)                                    4.05
------------------------------------------------------------------------------
                       FICO < 600 (%)                                  20%
--------------------------------------------------------------
                      FICO 600-650 (%)                                    34%
------------------------------------------------------------------------------
                  % Uninsured w/ LTV > 80%                              34.34
------------------------------------------------------------------------------
                        LTV = 80 (%)                                    50.18
------------------------------------------------------------------------------

------------------------------------------------------------------------------
              without silent/simultaneous 2nds
------------------------------------------------------------------------------
                      wtd avg CLTV (%)                                  80.06
------------------------------------------------------------------------------
                        CLTV > 80 (%)                                   34.34
------------------------------------------------------------------------------
                      CLTV 95 - 100 (%)                                     -
------------------------------------------------------------------------------

------------------------------------------------------------------------------
              silent/simultaneous 2nd liens (%)                         62.03
------------------------------------------------------------------------------

------------------------------------------------------------------------------
                with silent/simultaneous 2nds
------------------------------------------------------------------------------
                        wtd Avg CLTV                                    93.01
------------------------------------------------------------------------------
                      CLTV 90 - 95 (%)                                   5.63
------------------------------------------------------------------------------
                      CLTV 95 - 100 (%)                                 58.83
------------------------------------------------------------------------------

------------------------------------------------------------------------------
                        Full Doc (%)                                     2.10
------------------------------------------------------------------------------
                       Stated Doc (%)                                   45.97
------------------------------------------------------------------------------
                 No Doc /No Ratio / NINA (%)                           51.93
------------------------------------------------------------------------------
                          purch (%)                                     60.03%
------------------------------------------------------------------------------
                         CO refi (%)                                    38.01%
------------------------------------------------------------------------------
                         Own Occ (%)                                    98.59%
------------------------------------------------------------------------------
                        Investor (%)                                     1.41%
------------------------------------------------------------------------------
                     Prepay Penalty (%)
------------------------------------------------------------------------------
                       wtd avg DTI (%)                                  42.78
------------------------------------------------------------------------------
                          DTI < 40%                                     28.13
------------------------------------------------------------------------------
                        DTI 40 - 45%                                    22.46
------------------------------------------------------------------------------
                        DTI 45 - 50%                                    43.16
------------------------------------------------------------------------------
                        DTI 50 - 55%                                     6.22
------------------------------------------------------------------------------
                          DTI > 55%                                      0.03
------------------------------------------------------------------------------
                     ARM ? (% of total)                        92..96
------------------------------------------------------------------------------
                      2/28 (% of total)                                 89.53
------------------------------------------------------------------------------
                      3/27 (% of total)                                  3.07
------------------------------------------------------------------------------
                      5/25 (% of total)                                  0.20
------------------------------------------------------------------------------
                        1st Lien (%)                                    98.05
------------------------------------------------------------------------------
                      Avg Loan Balance                               1,974.33
------------------------------------------------------------------------------
                         # of Loans                                     3,547
------------------------------------------------------------------------------
                      Loan Bal < $100k                                   8.74
------------------------------------------------------------------------------
                       Mtg Rates > 12%                                      -
------------------------------------------------------------------------------
                      Manuf Housing (%)                                 0.06
------------------------------------------------------------------------------
                      largest state (%)                                 36.49 CA
------------------------------------------------------------------------------
                        IO loans (%)                                    54.03
------------------------------------------------------------------------------
                         10yr IO (%)                                        -
------------------------------------------------------------------------------
                         5yr IO (%)                                    100.00
------------------------------------------------------------------------------
                         2 yr IO (%)                                        -
------------------------------------------------------------------------------
                          IO: FICO                                        666
------------------------------------------------------------------------------
                           IO LTV                                       95.30
------------------------------------------------------------------------------
                           IO DTI                                       43.93
------------------------------------------------------------------------------
                         IO full doc                                     1.63
------------------------------------------------------------------------------
                          IO: purch                                     66.53
------------------------------------------------------------------------------

------------------------------------------------------------------------------
                    Teaser          IO Term              Gross   Avg. Balance  Initial Rate
Loan Type           Period (mths)   (mths)   Loan Term   Margin  ($)           (Annual %)    % of pool
---------           -------------   -------  ---------   ------  ------------  ------------  ---------
-----------------------------------------------------------------------------------------------------
Please make appropriate additions to include relevant ARM and/or IO loan types in the deal, and
complete the fields listed below
------------------------------------------------------------------------------------------------------
2/6 LIBOR                      24         0         360    5.78    158,863.66          8.29     38.19
------------------------------------------------------------------------------------------------------
2/6 LIBOR IO                   24        60         360    5.92    282,969.76          7.55     51.33
------------------------------------------------------------------------------------------------------
3/6 LIBOR                      36         0         360    5.85    156,839.18          7.99      1.03
------------------------------------------------------------------------------------------------------
3/6 LIBOR IO                   36        60         360    6.02    285,322.45          7.64      2.04
------------------------------------------------------------------------------------------------------
5/1 CMT                        60         0         360    6.00    187,000.00          8.21      0.05
------------------------------------------------------------------------------------------------------
5/1 CMT IO                     60        60         360    6.18    256,400.00          7.84      0.15
------------------------------------------------------------------------------------------------------
6 MO LIBOR                      6         0         360    2.75    180,460.45          7.82      0.05
------------------------------------------------------------------------------------------------------
6 MO LIBOR IO                   6        60         360    2.76    275,706.67          7.87      0.12
------------------------------------------------------------------------------------------------------
FIXED                           0         0         355            127,369.65          8.15      4.69
------------------------------------------------------------------------------------------------------
FIXED BALL                      0         0         180             63,074.05         10.52      1.95
------------------------------------------------------------------------------------------------------
FIXED IO                        0        60         360            213,425.28          8.09      0.40
------------------------------------------------------------------------------------------------------

------------------------------------------------------------------------------------------------------
Any information regarding disposable income would also be appreciated.  Thanks very much.
-----------------------------------------------------------------------------------------

                                                                 $700,067,398.58
                                                                 ---------------
The percentages per table should add up to 100%

FICO & Documentation & Purpose of Loan
----------------------------------------------------------------------------------------------------
          FICO Score             Full DOC  Stated Doc   Other Doc   All Docs     Purch      CO refi
----------------------------------------------------------------------------------------------------
<450
451-500
501-550                             0.14%       0.43%       3.48%      4.05%       1.07%       2.88%
551-600                             0.58%       2.87%      13.38%     16.83%       7.35%       9.05%
601-650                             1.02%       8.47%      24.94%     34.44%      17.88%      15.50%
651-700                             0.34%      21.70%       7.83%     29.87%      21.07%       8.57%
701-750                             0.02%       9.81%       1.73%     11.56%       9.94%       1.50%
751-800                             0.00%       2.60%       0.56%      3.16%       2.64%       0.51%
801-850                             0.00%       0.08%       0.00%      0.08%       0.08%       0.00%
----------------------------------------------------------------------------------------------------
Total                               2.10%      45.97%      51.92%    100.00%      60.03%      38.01%
----------------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------------------------
          FICO Score               WAC   Avg Prin Bal($)  LOAN TO VALUE  IO loans   silent 2nds
-----------------------------------------------------------------------------------------------
<450
451-500
501-550                           9.52     $188,820.04        78.62        0.02%       0.73%
551-600                           8.35     $215,500.93        80.57        1.90%       7.63%
601-650                           7.76     $269,616.51        81.61       19.28%      21.92%
651-700                           7.72     $330,345.03        80.59       21.74%      24.26%
701-750                           7.78     $323,137.25        75.52        8.74%      10.41%
751-800                           7.85     $357,578.00        74.01        2.27%       2.97%
801-850                           7.78     $242,921.47        72.22        0.07%       0.08%
-----------------------------------------------------------------------------------------------
Total                             7.93     $284,318.97        80.06       54.03%      68.00%
-----------------------------------------------------------------------------------------------

LTV & FICO

------------------------------------------------------------------------------------------------------------------
          Current LTV           FICO <450  450 - 500   501 - 550  551 - 600   601 - 650   651 - 700   701 - 750
------------------------------------------------------------------------------------------------------------------
10.01-20                            0.00%       0.00%       0.00%      0.00%       0.01%       0.37%       1.07%
20.01-30                            0.00%       0.00%       0.00%      0.04%       0.02%       0.01%       0.06%
30.01-40                            0.00%       0.00%       0.03%      0.05%       0.03%       0.02%       0.00%
40.01-50                            0.00%       0.00%       0.05%      0.16%       0.12%       0.11%       0.00%
50.01-60                            0.00%       0.00%       0.12%      0.55%       0.60%       0.19%       0.04%
60.01-70                            0.00%       0.00%       0.55%      1.15%       1.03%       0.43%       0.09%
70.01-80                            0.00%       0.00%       1.59%      8.26%      20.24%      19.50%       6.98%
80.01-90                            0.00%       0.00%       1.71%      6.07%      11.33%       8.58%       3.11%
90.01-100                           0.00%       0.00%       0.00%      0.55%       1.07%       0.62%       0.18%
------------------------------------------------------------------------------------------------------------------
Total                               0.00%       0.00%       4.05%     16.83%      34.44%      29.87%      11.56%
------------------------------------------------------------------------------------------------------------------


-------------------------------------------------------------------------------------------------------------------
                                                                                                           Limited
          Current LTV            751 - 800  801 - 850    WA FICO   Avg Prin Bal ($)  WAC     Gross Margin    Doc
-------------------------------------------------------------------------------------------------------------------
10.01-20                             0.33%       0.01%     721          63,917      10.502      6.2500       0.00%
20.01-30                             0.04%       0.00%     675          72,886       9.938      5.9820       0.00%
30.01-40                             0.01%       0.00%     608          78,292       8.536      5.7590       0.00%
40.01-50                             0.03%       0.00%     611         174,367       8.405      5.8270       0.00%
50.01-60                             0.03%       0.00%     611         177,634       8.318      5.8950       0.00%
60.01-70                             0.01%       0.00%     598         184,337       8.606      5.8610       0.00%
70.01-80                             1.60%       0.07%     649         196,185       7.695      5.8700       0.17%
80.01-90                             1.10%       0.00%     639         237,080       8.060      5.8410       0.11%
90.01-100                            0.02%       0.00%     634         193,878       8.253      5.7490       0.00%
-------------------------------------------------------------------------------------------------------------------
Total                                3.16%       0.08%     644         197,369       7.925      5.8580       0.27%
-------------------------------------------------------------------------------------------------------------------

--------------------------------------------------------------------
          Current LTV            Stated Doc  IO loans    silent 2nds
--------------------------------------------------------------------
10.01-20                             1.55%      0.00%       1.78%
20.01-30                             0.07%      0.02%       0.12%
30.01-40                             0.01%      0.01%       0.06%
40.01-50                             0.27%      0.11%       0.15%
50.01-60                             0.58%      0.59%       0.61%
60.01-70                             1.39%      0.82%       0.74%
70.01-80                            26.97%     33.58%      49.47%
80.01-90                            14.93%     17.89%      14.70%
90.01-100                            0.18%      1.02%       0.30%
--------------------------------------------------------------------
Total                               45.97%     54.03%      68.00%
--------------------------------------------------------------------

Prin Balance & FICO

------------------------------------------------------------------------------------------------------------------
         Prin Balance        FICO <450  450 - 500   501 - 550  551 - 600   601 - 650    651 - 700   701 - 750
------------------------------------------------------------------------------------------------------------------
$1-$50,000                       0.00%       0.00%       0.04%      0.06%       0.08%        0.12%       0.28%
$50,001-$100,000                 0.00%       0.00%       0.66%      2.27%       2.86%        1.35%       0.87%
$100,001-$150,000                0.00%       0.00%       0.88%      3.52%       5.72%        2.92%       1.07%
$150,001 - $200,000              0.00%       0.00%       0.86%      3.30%       5.12%        3.32%       0.77%
$200,001 - $250,000              0.00%       0.00%       0.70%      2.42%       4.21%        2.91%       0.84%
$250,001 - $300,000              0.00%       0.00%       0.39%      1.71%       3.85%        3.58%       1.49%
$300,001 - $350,000              0.00%       0.00%       0.14%      1.25%       3.68%        3.49%       1.66%
$350,001 - $400,000              0.00%       0.00%       0.37%      0.87%       2.57%        3.30%       0.92%
$400,001 - $450,000              0.00%       0.00%       0.00%      0.72%       2.12%        2.16%       1.16%
$450,001 - $500,000              0.00%       0.00%       0.00%      0.54%       1.65%        2.51%       1.01%
$500,001 - $550,000              0.00%       0.00%       0.00%      0.07%       0.74%        1.26%       0.30%
$550,001 - $600,000              0.00%       0.00%       0.00%      0.00%       0.42%        1.06%       0.24%
$600,001 - $650,000              0.00%       0.00%       0.00%      0.00%       0.90%        0.35%       0.63%
$650,001 - $700,000              0.00%       0.00%       0.00%      0.10%       0.29%        0.58%       0.09%
$700,001 - $750,000              0.00%       0.00%       0.00%      0.00%       0.10%        0.31%       0.00%
$750,001 - $800,000              0.00%       0.00%       0.00%      0.00%       0.00%        0.22%       0.23%
$800,000 - $850,000              0.00%       0.00%       0.00%      0.00%       0.12%        0.12%       0.00%
$850,000 - $900,000              0.00%       0.00%       0.00%      0.00%       0.00%        0.00%       0.00%
$950,000 - $1,000,000            0.00%       0.00%       0.00%      0.00%       0.00%        0.29%       0.00%
------------------------------------------------------------------------------------------------------------------
Total                            0.00%       0.00%       4.05%     16.83%      34.44%       29.87%      11.56%
------------------------------------------------------------------------------------------------------------------

-------------------------------------------------------------------------------------------------------
         Prin Balance           751 - 800   801 - 850    WA FICO   WA LOAN TO VALUE   WAC  Gross Margin
-------------------------------------------------------------------------------------------------------
$1-$50,000                           0.07%       0.00%      68200%       3200%      10.015       6.105
$50,001-$100,000                     0.20%       0.01%      62600%       7256%       8.838       6.023
$100,001-$150,000                    0.27%       0.00%      62700%       7865%       8.124       5.823
$150,001 - $200,000                  0.46%       0.00%      63000%       8044%       7.939        5.78
$200,001 - $250,000                  0.22%       0.03%      63300%       8052%       8.024       5.839
$250,001 - $300,000                  0.32%       0.00%      64600%       8145%       7.899       5.831
$300,001 - $350,000                  0.29%       0.04%      65500%       8219%       7.737       5.861
$350,001 - $400,000                  0.27%       0.00%      65200%       8168%       7.731       5.895
$400,001 - $450,000                  0.31%       0.00%      66300%       8262%       7.427       5.826
$450,001 - $500,000                  0.00%       0.00%      65900%       8256%       7.629       5.915
$500,001 - $550,000                  0.15%       0.00%      66800%       8298%       7.537       5.903
$550,001 - $600,000                  0.08%       0.00%      67700%       8215%       7.587       5.955
$600,001 - $650,000                  0.18%       0.00%      67500%       8279%       7.490       5.948
$650,001 - $700,000                  0.00%       0.00%      66200%       8124%       7.087        5.85
$700,001 - $750,000                  0.11%       0.00%      68200%       8373%       7.267       5.857
$750,001 - $800,000                  0.11%       0.00%      70500%       8139%       7.576        5.85
$800,000 - $850,000                  0.00%       0.00%      66500%       8244%       7.330       5.646
$850,000 - $900,000                  0.13%       0.00%      75700%       7785%       7.750         5.8
$950,000 - $1,000,000                0.00%       0.00%      68000%       7704%       7.238       6.025
-------------------------------------------------------------------------------------------------------
Total                                3.16%       0.08%      64400%    80.06          7.925       5.858
-------------------------------------------------------------------------------------------------------


------------------------------------------------------------------------------
         Prin Balance           Limited Doc  Stated Doc  IO loans  silent 2nds
------------------------------------------------------------------------------
$1-$50,000                          0.00%       0.36%      0.00%       0.55%
$50,001-$100,000                    0.02%       1.98%      0.43%       5.92%
$100,001-$150,000                   0.05%       3.80%      3.51%      10.42%
$150,001 - $200,000                 0.08%       3.53%      5.97%       9.01%
$200,001 - $250,000                 0.03%       4.36%      5.63%       6.82%
$250,001 - $300,000                 0.04%       5.99%      7.09%       7.43%
$300,001 - $350,000                 0.05%       6.41%      7.46%       6.75%
$350,001 - $400,000                 0.00%       5.32%      5.86%       5.40%
$400,001 - $450,000                 0.00%       4.53%      5.32%       4.41%
$450,001 - $500,000                 0.00%       3.32%      4.83%       3.94%
$500,001 - $550,000                 0.00%       2.16%      2.23%       1.94%
$550,001 - $600,000                 0.00%       1.31%      1.72%       1.64%
$600,001 - $650,000                 0.00%       1.17%      1.71%       1.71%
$650,001 - $700,000                 0.00%       0.57%      0.87%       0.77%
$700,001 - $750,000                 0.00%       0.32%      0.31%       0.21%
$750,001 - $800,000                 0.00%       0.56%      0.56%       0.56%
$800,000 - $850,000                 0.00%       0.00%      0.12%       0.24%
$850,000 - $900,000                 0.00%       0.13%      0.13%       0.13%
$950,000 - $1,000,000               0.00%       0.14%      0.29%       0.14%
------------------------------------------------------------------------------
Total                               0.27%      45.97%     54.03%      68.00%
------------------------------------------------------------------------------

Mortg Rates & FICO

------------------------------------------------------------------------------------------------------------------
          Mortg Rates         FICO <450  450 - 500   501 - 550  551 - 600   601 - 650   651 - 700    701 - 750
------------------------------------------------------------------------------------------------------------------
6.001-6.5%                        0.00%       0.00%       0.00%      0.24%       0.73%       0.59%       0.13%
6.501-7.0%                        0.00%       0.00%       0.03%      0.95%       6.48%       5.03%       3.18%
7.001-7.5%                        0.00%       0.00%       0.11%      2.66%       7.74%       8.70%       2.81%
7.501-8.0%                        0.00%       0.00%       0.28%      3.79%       9.75%       7.78%       2.79%
8.001-8.5%                        0.00%       0.00%       0.35%      2.31%       4.15%       4.01%       1.07%
8.501-9.0%                        0.00%       0.00%       0.76%      2.94%       3.35%       2.18%       0.30%
9.001-9.5%                        0.00%       0.00%       0.49%      1.75%       1.07%       0.75%       0.12%
9.501-10.0%                       0.00%       0.00%       0.65%      1.29%       0.72%       0.49%       0.30%
10.001-10.5%                      0.00%       0.00%       0.60%      0.58%       0.23%       0.15%       0.24%
10.501-11.0%                      0.00%       0.00%       0.48%      0.32%       0.17%       0.13%       0.41%
11.001-11.5%                      0.00%       0.00%       0.31%      0.01%       0.05%       0.04%       0.23%
------------------------------------------------------------------------------------------------------------------
Total                             0.00%       0.00%       4.05%     16.83%      34.44%      29.87%      11.56%
------------------------------------------------------------------------------------------------------------------

-------------------------------------------------------------------------------------------
          Mortg Rates           751 - 800   801 - 850    WA FICO   WA LOAN TO VALUE  WAC
-------------------------------------------------------------------------------------------
6.001-6.5%                          0.03%       0.00%         645       8087%       6.377
6.501-7.0%                          0.81%       0.04%         665       8093%       6.860
7.001-7.5%                          0.92%       0.00%         656       8094%       7.325
7.501-8.0%                          0.74%       0.00%         648       8139%       7.802
8.001-8.5%                          0.08%       0.03%         639       8115%       8.304
8.501-9.0%                          0.17%       0.00%         621       8240%       8.790
9.001-9.5%                          0.03%       0.00%         605       8142%       9.319
9.501-10.0%                         0.12%       0.01%         605       7463%       9.793
10.001-10.5%                        0.10%       0.00%         602       6616%      10.295
10.501-11.0%                        0.08%       0.00%         620       5450%      10.792
11.001-11.5%                        0.10%       0.00%         633       4677%      11.327
-------------------------------------------------------------------------------------------
Total                               3.16%       0.08%         644    80.06          7.925
-------------------------------------------------------------------------------------------

--------------------------------------------------------------------------------------------------------
          Mortg Rates        Gross Margin Avg Prin Bal($) Limited Doc  Stated Doc  IO loans  silent 2nds
--------------------------------------------------------------------------------------------------------
6.001-6.5%                         5.794     309647.98          0.00%       0.35%     1.41%        1.39%
6.501-7.0%                         5.836     271294.21          0.03%       6.12%    13.13%       13.81%
7.001-7.5%                         5.856     237890.54          0.07%      10.35%    15.26%       18.94%
7.501-8.0%                         5.873     208898.28          0.05%      12.31%    14.33%       17.89%
8.001-8.5%                         5.864     180545.26          0.03%       6.22%     5.65%        7.29%
8.501-9.0%                         5.825     166623.87          0.02%       4.87%     2.56%        4.10%
9.001-9.5%                         5.901     148093.97          0.01%       2.08%     0.85%        1.25%
9.501-10.0%                        5.915     131192.22          0.02%       1.68%     0.67%        1.30%
10.001-10.5%                       5.876     106060.53          0.00%       0.85%     0.06%        0.68%
10.501-11.0%                       5.832     101400.37          0.05%       0.73%     0.09%        0.85%
11.001-11.5%                       5.862       76653.5          0.00%       0.41%     0.01%        0.50%
--------------------------------------------------------------------------------------------------------
Total                              5.858     197368.87          0.27%      45.97%    54.03%       68.00%
--------------------------------------------------------------------------------------------------------


Mortg Rates & LTV

------------------------------------------------------------------------------------------------------------------
          Mortg Rates          LTV 0.01-10  10.01 - 20  20.01 - 30  30.01 - 40 40.01 - 50  50.01 - 60   60.01 - 70
------------------------------------------------------------------------------------------------------------------
6.001-6.5%                          0.00%        0.00%       0.00%       0.00%      0.00%       0.03%        0.00%
6.501-7.0%                          0.00%        0.00%       0.00%       0.02%      0.06%       0.25%        0.26%
7.001-7.5%                          0.00%        0.00%       0.01%       0.00%      0.06%       0.12%        0.45%
7.501-8.0%                          0.00%        0.00%       0.01%       0.04%      0.08%       0.34%        0.67%
8.001-8.5%                          0.00%        0.02%       0.02%       0.03%      0.05%       0.26%        0.49%
8.501-9.0%                          0.00%        0.05%       0.02%       0.02%      0.10%       0.18%        0.33%
9.001-9.5%                          0.01%        0.02%       0.02%       0.04%      0.05%       0.12%        0.17%
9.501-10.0%                         0.00%        0.45%       0.00%       0.00%      0.03%       0.04%        0.30%
10.001-10.5%                        0.02%        0.38%       0.00%       0.01%      0.00%       0.10%        0.29%
10.501-11.0%                        0.01%        0.59%       0.02%       0.00%      0.04%       0.05%        0.20%
11.001-11.5%                        0.01%        0.28%       0.07%       0.00%      0.00%       0.04%        0.10%
------------------------------------------------------------------------------------------------------------------
Total                               0.06%        1.79%       0.18%       0.15%      0.47%       1.52%        3.27%
------------------------------------------------------------------------------------------------------------------

---------------------------------------------------------------------------------------------------------
          Mortg Rates           70.01 - 80  80.01 - 90  90.01 - 100     100+    WA LOAN TO VALUE  WA FICO
---------------------------------------------------------------------------------------------------------
6.001-6.5%                           1.29%       0.36%        0.04%    0.00%          80.87         645
6.501-7.0%                          11.06%       4.86%        0.00%    0.00%          80.93         665
7.001-7.5%                          16.11%       5.92%        0.26%    0.00%          80.94         656
7.501-8.0%                          15.84%       7.33%        0.82%    0.00%          81.39         648
8.001-8.5%                           6.74%       3.88%        0.51%    0.00%          81.15         639
8.501-9.0%                           3.91%       4.60%        0.48%    0.00%           82.4         621
9.001-9.5%                           1.50%       2.10%        0.17%    0.00%          81.42         605
9.501-10.0%                          0.88%       1.75%        0.13%    0.00%          74.63         605
10.001-10.5%                         0.42%       0.67%        0.02%    0.00%          66.16         602
10.501-11.0%                         0.28%       0.40%        0.00%    0.00%           54.5         620
11.001-11.5%                         0.20%       0.03%        0.00%    0.00%          46.77         633
---------------------------------------------------------------------------------------------------------
Total                               58.23%      31.90%        2.44%    0.00%          80.06         644
---------------------------------------------------------------------------------------------------------

-------------------------------------------------------------------------------------------------------
          Mortg Rates        Gross Margin  Avg Prin Bal($) Limited Doc Stated Doc  IO loans silent 2nds
-------------------------------------------------------------------------------------------------------
6.001-6.5%                          5.794   383,237.44       0.00%        0.35%      1.41%      1.39%
6.501-7.0%                          5.836   348,952.14       0.03%        6.12%     13.13%     13.81%
7.001-7.5%                          5.856   314,988.55       0.07%       10.35%     15.26%     18.94%
7.501-8.0%                          5.873   292,189.37       0.05%       12.31%     14.33%     17.89%
8.001-8.5%                          5.864   247,602.96       0.03%        6.22%      5.65%      7.29%
8.501-9.0%                          5.825   232,257.55       0.02%        4.87%      2.56%      4.10%
9.001-9.5%                          5.901   200,953.08       0.01%        2.08%      0.85%      1.25%
9.501-10.0%                         5.915   202,338.81       0.02%        1.68%      0.67%      1.30%
10.001-10.5%                        5.876   169,987.83       0.00%        0.85%      0.06%      0.68%
10.501-11.0%                        5.832   152,838.91       0.05%        0.73%      0.09%      0.85%
11.001-11.5%                        5.862   117,855.55       0.00%        0.41%      0.01%      0.50%
-------------------------------------------------------------------------------------------------------
Total                               5.858   284,318.97       0.27%       45.97%     54.03%     68.00%
-------------------------------------------------------------------------------------------------------

Deal Name :      FMIC 2006-1

The percentages per table should add up to 100%

FICO & Documentation & Purpose of Loan

------------------------------------------------------------------------------------------------------------------
                   Full DOC  Stated   Other    All                           Avg Prin   Current             silent
   FICO Score                 Doc      Doc    Docs   Purch   CO refi   WAC     Bal($)     LTV     IO loans   2nds
------------------------------------------------------------------------------------------------------------------
<450
451-500
501-550
551-600
601-650
651-700
701-750
751-800
801-850
Total
------------------------------------------------------------------------------------------------------------------


LTV & FICO

--------------------------------------------------------------------------------------------
                     FICO<  450 -   501 -   551 -   601 -   651 -   701 -   751 -  801 - 850
   Current LTV        450   500     550     600     650     700     750     800
--------------------------------------------------------------------------------------------
10.01-20
20.01-30
30.01-40
40.01-50
50.01-60
60.01-70
70.01-80
80.01-90
90.01-100
100+
Total
-----------------------------------------------------------------------------------------

LTV & FICO

-------------------------------------------------------------------------------------------
                    total   Avg Prin            Gross   Limited   Stated             silent
   Current LTV       FICO     Bal($)    WAC    Margin      Doc      Doc    Io loans   2nds
-------------------------------------------------------------------------------------------
10.01-20
20.01-30
30.01-40
40.01-50
50.01-60
60.01-70
70.01-80
80.01-90
90.01-100
100+
Total
-------------------------------------------------------------------------------------------

Prin Balance & FICO

-----------------------------------------------------------------------------------------------
                       FICO<  450 -   501 -   551 -   601 -   651 -   701 -   751 -   801 - 850
   Prin Balance         450   500     550     600     650     700     750     800
-----------------------------------------------------------------------------------------------
$1-$50,000
$50,001-$100,000
$100,001-$150,000
$150,001 - $200,000
$200,001 - $250,000
$250,001 - $300,000
$300,001 - $350,000
$350,001 - $400,000
$400,001 - $450,000
$450,001 - $500,000
$500,001 - $550,000
$550,001 - $600,000
$600,001 - $650,000
$700,001 - $750,000
Total
-----------------------------------------------------------------------------------------------

Prin Balance & FICO

------------------------------------------------------------------------------------------
                      total   Current          Gross   Limited   Stated             silent
   Prin Balance        FICO     LTV     WAC   Margin     Doc      Doc    Io loans    2nds
------------------------------------------------------------------------------------------
$1-$50,000
$50,001-$100,000
$100,001-$150,000
$150,001 - $200,000
$200,001 - $250,000
$250,001 - $300,000
$300,001 - $350,000
$350,001 - $400,000
$400,001 - $450,000
$450,001 - $500,000
$500,001 - $550,000
$550,001 - $600,000
$600,001 - $650,000
$700,001 - $750,000
Total
------------------------------------------------------------------------------------------


Mortg Rates & FICO

---------------------------------------------------------------------------------------------
                     FICO   450 -   501 -   551 -   601 -   651 -   701 -   751 -   801 - 850
   Mortg Rates      <450    500     550     600     650     700     750     800
---------------------------------------------------------------------------------------------
4.001-4.5%
4.501-5.0%
5.001-5.5%
5.501-6.0%
6.001-6.5%
6.501-7.0%
7.001-7.5%
7.501-8.0%
8.001-8.5%
8.501-9.0%
9.001-9.5%
9.501-10.0%
10.001-10.5%
10.501-11.0%
11.001-11.5%
< 11.5%
Total
---------------------------------------------------------------------------------------------

Mortg Rates & FICO

---------------------------------------------------------------------------------------------------
                    total   Current          Gross   Avg Prin   Limited   Stated             silent
   Mortg Rates       FICO     LTV     WAC   Margin     Bal($)     Doc      Doc     Io loans   2nds
---------------------------------------------------------------------------------------------------
4.001-4.5%
4.501-5.0%
5.001-5.5%
5.501-6.0%
6.001-6.5%
6.501-7.0%
7.001-7.5%
7.501-8.0%
8.001-8.5%
8.501-9.0%
9.001-9.5%
9.501-10.0%
10.001-10.5%
10.501-11.0%
11.001-11.5%
> 11.5%
Total
---------------------------------------------------------------------------------------------------

Mortg Rates & LTV

-----------------------------------------------------------------------------------
                      LTV 40.01-  50.01 -   60.01 -   70.01 - 80.01 - 90.01-
    Mortg Rates         50        60        70        80       90     100    100+
-----------------------------------------------------------------------------------
4.001-4.5%
4.501-5.0%
5.001-5.5%
5.501-6.0%
6.001-6.5%
6.501-7.0%
7.001-7.5%
7.501-8.0%
8.001-8.5%
8.501-9.0%
9.001-9.5%
9.501-10.0%
10.001-10.5%
10.501-11.0%
11.001-11.5%
> 11.5%
Total
-----------------------------------------------------------------------------------


Mortg Rates & LTV

-------------------------------------------------------------------------------------------
                    total    avg     Gross   Avg Prin   Limited   Stated             silent
   Mortg Rates       LTV     FICO   Margin     Bal($)     Doc      Doc     Io loans   2nds
-------------------------------------------------------------------------------------------
4.001-4.5%
4.501-5.0%
5.001-5.5%
5.501-6.0%
6.001-6.5%
6.501-7.0%
7.001-7.5%
7.501-8.0%
8.001-8.5%
8.501-9.0%
9.001-9.5%
9.501-10.0%
10.001-10.5%
10.501-11.0%
11.001-11.5%
> 11.5%
Total
-------------------------------------------------------------------------------------------

Instructions: Please also provide info on conforming and non-conforming pool
(cells have already been formatted in column B, C, D, E)

                           aggregate pool

          gross WAC             7.92%

         wtd avg FICO            644
      ------------------
          FICO < 600             20%
      ------------------
         FICO 600-650            34%

      ------------------
         wtd avg CLTV          93.01%
      ------------------
           CLTV = 80            5.60%
      ------------------
         CLTV > 80.01          84.78%
      ------------------
        LTV 95.01 -100          0.00%
      ------------------
         Full Doc (%)           2.10%
      ------------------
        Stated Doc (%)         45.97%

      ------------------
          purch (%)            60.03%
      ------------------
         CO refi (%)           38.01%
      ------------------
         Own Occ (%)           98.59%
      ------------------
      Prepay Penalty (%)       81.95%
      ------------------
            DTI (%)            42.78%
      ------------------
           ARM ? (%)           92.96%
      ------------------
           2/28 (%)            89.53%
      ------------------
           3/27 (%)             3.07%
      ------------------
         1st Lien (%)                        98
      ------------------
       Avg Loan Balance         1,974
      ------------------
          # of Loans            3,547
      ------------------
      Loan Bal < $100k          8.74
      ------------------
       Mtg Rates > 12%          0.00
      ------------------
       Manuf Housing (%)        0.06

      -----------------
         largest state           CA                      36%
      ------------------
        silent 2nd (%)
      ------------------
         IO loans (%)           54.03
      ------------------
            5yr IO             100.00
      ------------------
            2 yr IO             0.00
      ------------------
           IO: FICO            666.00
      ------------------
            IO LTV              95.30
      ------------------
            IO DTI              43.93
      ------------------
          IO full doc                       1.63
      ------------------
           IO: purch                       66.53
      ------------------


Deal Info v1.6
--------------------------------------------------------------------------------
Deal Name                   FMIC 2006-1
Bloomberg Ticker:
Asset Class:                Subprime
Issuer:
Trustee:
Lead Manager(s)             Bear        Credit Suisse
Month:
  To Roll                   22
  Remaining Term            354
  Remaining IO Term         58

% Interest Only             54.03
--------------------------------------------------------------------------------

----------------------------
Instructions
----------------------------
1.) Cells in red font are calculations and should be left alone.

2.) Please put averages in gray cells at the bottom of each bucket.

3.) In each stratification under WA Collateral Characteristics please indicate the % of that row NOT % of deal.

------------------------
Master Servicer:                 Please fill out complete list of servicers and originators even if it is greater then ten
------------------------
Backup Servicer:
------------------------------------------------------------------------------------------------------------------------
Primary Servicer (s):        %           Name         Originator (s):         %            Name      FICO by Originator
------------------------------------------------------------------------------------------------------------------------
                   1       100.00      FIELDSTONE                1.00       100.00       JP MORGAN         644.00
                   2                                             2.00
                   3                                             3.00
                   4                                             4.00
                   5                                             5.00
                   6                                             6.00
                   7                                             7.00
                   8                                             8.00
                   9                                             9.00
                  10                                            10.00

         ---------------------------------
         New to v1.6
         ---------------------------------
         1.) Row 214 column C (% of 40 year am loans) (% 40 year should include 30/40 and 40/40)

         2.) Last two columns of each bucket  (silent 2nds % and % 40 year) (% 40 year should  include  30/40 and 40/40)

         ---------------------------------
         New to 1.61                         Row 225 - % of second liens that have their first lien in this deal
         ---------------------------------

-----------------------------------------------------------------------------------------------------------
                                              FICO BUCKET
-----------------------------------------------------------------------------------------------------------
                                                   Deal Size
                              ---------------------------------------------------
FICO                             # Loans                 Balance                %      WA Loan Balance
-----------------------------------------------------------------------------------------------------------
>500 =<520                            24            3,111,749.14             0.44         129,656.21
>520 =<540                            95           13,601,412.06             1.94         143,172.76
>540 =<560                           162           25,006,889.13             3.57         154,363.51
>560 =<580                           175           28,502,111.16             4.07         162,869.21
>580 =<600                           460           75,982,966.77            10.85         165,180.36
>600 =<620                           566          103,207,329.46            14.74         182,345.11
>620 =<640                           450           86,422,351.86            12.34         192,049.67
>640 =<660                           401           90,022,117.28            12.86         224,494.06
>660 =<680                           384           93,070,182.40            13.29         242,370.27
>680 =<700                           320           77,460,396.01            11.06         242,063.74
>700 =<750                           401           80,934,269.82            11.56         201,831.10
>750                                 109           22,745,623.49             3.25         208,675.44
-----------------------------------------------------------------------------------------------------------
TOTAL                              3,547          700,067,398.58           100.00         197,368.87
-----------------------------------------------------------------------------------------------------------

                  FICO   Mean:       644
                               ---------


--------------------------------------------------------------------------------------------------------------------
                                                    FICO BUCKET
--------------------------------------------------------------------------------------------------------------------
                                           Weighted Average Collateral Characteristics
            -------------------------------------------------------------------------------------------------------
                                                                  Refi                                Silent   % 40
FICO         WAC     FICO    %LTV    % DTI    Primary   SF/PUD   Cachout   Full Doc    IO %     MI%    2nd%    year
-------------------------------------------------------------------------------------------------------------------
>500 =<520  10.454    514    72.37    43.55    100.00   79.90      78.15      3.73     0.00    0.00    10.98   0.00
>520 =<540   9.692    531    77.73    42.36    100.00   76.01      76.89      5.35     0.00    0.00     9.33   0.00
>540 =<560   9.085    551    80.32    42.15     99.55   79.99      62.64      2.56     4.77    0.00    13.30   0.00
>560 =<580   8.734    571    79.65    40.24     98.76   79.53      65.68      1.06    17.07    0.00    16.60   0.00
>580 =<600   8.079    590    81.11    41.42     98.20   68.98      47.67      4.32     9.75    0.00    51.40   0.00
>600 =<620   7.826    610    81.60    42.88     98.99   69.14      48.53      2.03    48.63    0.00    53.58   0.00
>620 =<640   7.796    630    81.42    41.99     98.31   64.36      43.10      2.32    57.16    0.00    57.74   0.00
>640 =<660   7.700    650    82.00    42.25     98.77   69.52      43.31      4.41    68.12    0.00    67.03   0.00
>660 =<680   7.721    670    81.21    43.59     97.72   63.74      27.71      1.37    73.97    0.00    81.31   0.00
>680 =<700   7.643    690    79.12    43.91     99.12   68.33      21.18      0.26    74.18    0.00    80.40   0.00
>700 =<750   7.779    719    75.52    44.24     98.99   65.83      13.01      0.15    75.58    0.00    78.35   0.00
>750         7.851    766    73.96    43.62     96.37   58.57      15.59      0.00    72.11    0.00    81.85   0.00
-------------------------------------------------------------------------------------------------------------------
TOTAL        7.925    644    80.06    42.78     98.59   68.04      38.01      2.10    54.03    0.00    62.03   0.00
-------------------------------------------------------------------------------------------------------------------

-------------------------------------------------------------------------------------------------------
                                  LTV BUCKET (Including seconds liens)
-------------------------------------------------------------------------------------------------------
                                                    Deal Size
                            -----------------------------------------------------
LTV                               # Loans                 Balance                %     WA Loan Balance
-------------------------------------------------------------------------------------------------------
=<50                                   39            4,864,152.87             0.69         124,721.87
>50 =<55                               17            2,679,501.69             0.38         157,617.75
>55 =<60                               43            7,978,553.78             1.14         185,547.76
>60 =<65                               37            8,078,147.62             1.15         218,328.31
>65 =<70                               87           14,779,634.21             2.11         169,880.85
>70 =<75                              157           24,769,639.45             3.54         157,768.40
>75 =<80                            1,921          382,903,460.90            54.70         199,325.07
>80 =<85                              486          124,239,250.62            17.75         255,636.32
>85 =<90                              460           99,570,258.70            14.22         216,457.08
>90 =<95                               93           17,401,864.67             2.49         187,116.82
>95 <100                                4              348,194.71             0.05          87,048.68
=>100                                 203           12,454,739.36             1.78          61,353.40
-------------------------------------------------------------------------------------------------------
TOTAL                               3,547          700,067,398.58           100.00         197,368.87
-------------------------------------------------------------------------------------------------------

                LTV   Mean:         81.63                   CLTV:            93.01
                            -------------                         ----------------

-------------------------------------------------------------------------------------------------------------------
                                       LTV BUCKET (Including seconds liens)
-------------------------------------------------------------------------------------------------------------------
                                                      Weighted Average Collateral Characteristics
          ---------------------------------------------------------------------------------------------------------
                                                                 Refi                                Silent   % 40
LTV         WAC    FICO    %LTV    % DTI    Primary   SF/PUD    Cachout   Full Doc   IO %      MI%    2nd%    year
-------------------------------------------------------------------------------------------------------------------
=<50       8.439    608    40.35    39.41     86.14    75.96      87.30       4.93    19.80    0.00    0.00   0.00
>50 =<55   8.347    602    53.05    37.20     94.03    52.88     100.00       0.00    39.86    0.00   13.24   0.00
>55 =<60   8.308    614    58.68    40.11     86.68    70.83      92.15       0.96    38.04    0.00    2.05   0.00
>60 =<65   8.410    603    63.58    41.14     95.36    54.73      82.43       0.00    41.06    0.00   11.52   0.00
>65 =<70   8.713    595    69.22    40.11     88.87    67.82      80.00       0.00    16.18    0.00    6.83   0.00
>70 =<75   8.303    622    74.03    40.82     92.75    69.56      49.36       2.02    42.95    0.00   36.56   0.00
>75 =<80   7.656    651    79.86    43.01     99.08    65.95      25.39       1.49    58.62    0.00   85.82   0.00
>80 =<85   7.804    649    84.73    43.71     99.80    68.73      41.96       2.41    63.80    0.00   61.97   0.00
>85 =<90   8.395    627    89.42    42.28     99.61    75.04      59.03       4.22    46.17    0.00   16.72   0.00
>90 =<95   8.296    636    92.87    42.02    100.00    73.36      70.93       5.78    41.22    0.00    2.62   0.00
>95 <100  10.551    727    16.49    47.31    100.00    66.61      14.92       0.00     0.00    0.00    0.00   0.00
=>100     10.501    721    19.01    43.68    100.00    66.48       4.61       0.00     0.00    0.00    0.00   0.00
-------------------------------------------------------------------------------------------------------------------
TOTAL      7.925    644    80.06    42.78     98.59    68.04      38.01       2.10    54.03    0.00   62.03   0.00
-------------------------------------------------------------------------------------------------------------------

                               LTV =80:       50.18                 % Silent Seconds:         62.03
                                           --------                                        --------
                               LTV =100:       0.00           CLTV W/ Silent Seconds:         93.01
                                           --------                                        --------


-------------------------------------------------------------------------------------------------------
                        CLTV BUCKET (including second liens and silent seconds)
-------------------------------------------------------------------------------------------------------
                                                    Deal Size
                            -----------------------------------------------------
CLTV                              # Loans                 Balance                %      WA Loan Balance
-------------------------------------------------------------------------------------------------------
=<50                                   39            4,864,152.87             0.69         124,721.87
>50 =<55                               15            2,324,623.48             0.33         154,974.90
>55 =<60                               42            7,814,624.58             1.12         186,062.49
>60 =<65                               33            7,147,880.22             1.02         216,602.43
>65 =<70                               78           13,960,889.14             1.99         178,985.76
>70 =<75                               81           15,713,467.04             2.24         193,993.42
>75 =<80                              274           54,720,077.06             7.82         199,708.31
>80 =<85                              230           47,838,044.91             6.83         207,991.50
>85 =<90                              408           94,418,854.20            13.49         231,418.76
>90 =<95                              169           39,423,100.63             5.63         233,272.78
>95 <100                               65           14,037,225.74             2.01         215,957.32
=>100                               2,113          397,804,458.71            56.82         188,265.24
-------------------------------------------------------------------------------------------------------
TOTAL                               3,547          700,067,398.58           100.00         197,368.87
-------------------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------------------------------------------
                             CLTV BUCKET (including second liens and silent seconds)
-----------------------------------------------------------------------------------------------------------------
                                        Weighted Average Collateral Characteristics
          -------------------------------------------------------------------------------------------------------
                                                                Refi       Full                    Silent   % 40
CLTV        WAC    FICO     %LTV     % DTI   Primary   SF/PUD   Cachout     Doc     IO %      MI%   2nd%    year
-----------------------------------------------------------------------------------------------------------------
=<50      8.439     608    40.35    39.41     86.14   75.96      87.30     4.93    19.80    0.00     0.00   0.00
>50 =<55  8.319     604    53.05    36.36     93.12   53.90     100.00     0.00    45.94    0.00     0.00   0.00
>55 =<60  8.288     613    58.67    40.42     86.40   70.22      94.08     0.98    38.83    0.00     0.00   0.00
>60 =<65  8.474     595    63.50    40.91     94.76   60.12      92.27     0.00    37.66    0.00     0.00   0.00
>65 =<70  8.640     596    68.98    40.08     88.21   66.50      83.32     0.00    17.12    0.00     1.37   0.00
>70 =<75  8.502     603    74.05    40.73     88.58   76.92      64.89     3.19    42.53    0.00     0.00   0.00
>75 =<80  8.239     606    79.33    40.94     93.93   72.37      72.64     3.01    30.83    0.00     0.79   0.00
>80 =<85  8.282     610    84.43    43.04     99.48   74.04      79.24     2.88    34.39    0.00     1.24   0.00
>85 =<90  8.317     630    87.94    42.38     99.37   69.06      62.96     4.08    47.87    0.00    12.18   0.00
>90 =<95  7.923     646    86.08    42.17    100.00   57.61      53.67     2.55    54.05    0.00    57.02   0.00
>95 <100  7.619     654    79.04    44.17    100.00   70.62      50.40     0.85    66.62    0.00    97.52   0.00
=>100     7.683     662    79.19    43.44    100.00   67.21      14.68     1.49    63.41    0.00    96.87   0.00
-----------------------------------------------------------------------------------------------------------------
TOTAL     7.925     644    80.06    42.78     98.59   68.04      38.01     2.10    54.03    0.00    62.03   0.00
-----------------------------------------------------------------------------------------------------------------

-------------------------------------------------------------------------------------------------------
                                              DTI BUCKET
-------------------------------------------------------------------------------------------------------
                                                   Deal Size
                            ------------------------------------------------------
DTI                               # Loans                 Balance                %      WA Loan Balance
-------------------------------------------------------------------------------------------------------
            -20                        85           12,245,658.55             1.75         144,066.57
20.01 - 25.00                          96           15,920,988.45             2.27         165,843.63
25.01 - 30.00                         185           26,730,658.53             3.82         144,490.05
30.01 - 35.00                         297           47,195,509.15             6.74         158,907.44
35.01 - 40.00                         522           95,054,197.75            13.58         182,096.16
40.01 - 45.00                         798          157,430,087.24            22.49         197,280.81
45.01 - 50.00                       1,398          305,603,406.94            43.65         218,600.43
50.01 - 55.00                         166           39,886,891.97             5.70         240,282.48
-------------------------------------------------------------------------------------------------------
TOTAL                               3,547          700,067,398.58           100.00         197,368.87
-------------------------------------------------------------------------------------------------------

                DTI   Mean:         42.78
                            ------------

-------------------------------------------------------------------------------------------------------------------
                                                    DTI BUCKET
-------------------------------------------------------------------------------------------------------------------
                                           Weighted Average Collateral Characteristics
               ----------------------------------------------------------------------------------------------------
                                                                    Refi    Full                    Silent     % 40
DTI              WAC    FICO    %LTV     % DTI   Primary   SF/PUD  Cachout   Doc   IO %     MI%      2nd%      year
-------------------------------------------------------------------------------------------------------------------
          -20   8.277    621    79.64    14.53     93.45   74.14     53.46  10.52   21.49    0.00    44.12     0.00
20.01 - 25.00   8.296    621    80.24    22.50     97.52   71.37     46.53  11.65   30.26    0.00    43.81     0.00
25.01 - 30.00   8.165    629    78.74    27.84     94.26   83.60     49.91   0.78   37.31    0.00    46.40     0.00
30.01 - 35.00   8.039    634    79.06    32.74     99.39   73.95     41.26   3.52   38.30    0.00    54.50     0.00
35.01 - 40.00   7.985    640    80.29    37.77     98.03   66.52     39.95   1.93   48.76    0.00    60.36     0.00
40.01 - 45.00   7.946    652    79.70    42.72     98.99   64.28     35.97   0.83   57.51    0.00    62.76     0.00
45.01 - 50.00   7.831    649    80.51    48.08     99.18   68.25     33.08   1.85   62.73    0.00    68.55     0.00
50.01 - 55.00   7.868    625    79.56    52.93     97.80   64.31     59.23   2.27   35.56    0.00    45.27     0.00
----------------------------------------------------------------------------------------------------------
TOTAL           7.925    644    80.06    42.78     98.59   68.04     38.01   2.10   54.03    0.00    62.03     0.00
----------------------------------------------------------------------------------------------------------


-------------------------------------------------------------------------------------------------------
                                            PURPOSE BUCKET
-------------------------------------------------------------------------------------------------------
                                                   Deal Size
                            -----------------------------------------------------
Purpose                           # Loans                 Balance                %      WA Loan Balance
-------------------------------------------------------------------------------------------------------
Cash Out Refinance                  1,259          266,092,662.45            38.01         211,352.39
Purchase                            2,214          420,243,402.64            60.03         189,811.83
Rate/Term Refinance                    74           13,731,333.49             1.96         185,558.56
-------------------------------------------------------------------------------------------------------
TOTAL                               3,547          700,067,398.58           100.00         197,368.87
-------------------------------------------------------------------------------------------------------

-------------------------------------------------------------------------------------------------------------------
                                                  PURPOSE BUCKET
-------------------------------------------------------------------------------------------------------------------
                                            Weighted Average Collateral Characteristics
               ----------------------------------------------------------------------------------------------------
                                                                    Refi      Full                    Silent  % 40
Purpose         WAC     FICO    %LTV    % DTI    Primary   SF/PUD  Cachout     Doc     IO %     MI%    2nd%   year
-------------------------------------------------------------------------------------------------------------------
Cash Out
  Refinance    8.129     623    80.73    42.21     97.62   75.18     100.00    3.30    45.15    0.00   29.81  0.00
Purchase       7.804     659    79.64    43.15     99.20   63.22       0.00    1.37    59.88    0.00   82.96  0.00
Rate/Term
  Refinance    7.671     621    79.84    42.35     98.71   77.31       0.00    1.47    47.23    0.00   45.92  0.00
------------------------------------------------------------------------------------------------------------
TOTAL          7.925     644    80.06    42.78     98.59   68.04      38.01    2.10    54.03    0.00   62.03  0.00
------------------------------------------------------------------------------------------------------------

-------------------------------------------------------------------------------------------------------
                                            OCCUPANCY BUCKET
-------------------------------------------------------------------------------------------------------
                                                   Deal Size
                            ------------------------------------------------------
Occ Type                          # Loans                 Balance                %      WA Loan Balance
-------------------------------------------------------------------------------------------------------
Investor                               69            9,876,516.61             1.41         143,137.92
Owner Occupied                      3,478          690,190,881.97            98.59         198,444.76
-------------------------------------------------------------------------------------------------------
TOTAL                               3,547          700,067,398.58           100.00         197,368.87
-------------------------------------------------------------------------------------------------------

                            Investment LTV = 80:                             50.18
                                                                ------------------

------------------------------------------------------------------------------------------------------------------
                                                 OCCUPANCY BUCKET
------------------------------------------------------------------------------------------------------------------
                                           Weighted Average Collateral Characteristics
               ---------------------------------------------------------------------------------------------------
                                                                    Refi    Full                    Silent    % 40
Occ Type         WAC    FICO    %LTV     % DTI   Primary   SF/PUD  Cachout  Doc    IO %    MI%       2nd%     year
------------------------------------------------------------------------------------------------------------------
Investor        9.225    654    71.83    38.12      0.00    62.72    64.02  0.00    26.69    0.00     2.11    0.00
Owner Occupied  7.906    644    80.18    42.84    100.00    68.12    37.64  2.13    54.42    0.00    62.88    0.00
----------------------------------------------------------------------------------------------------------
TOTAL           7.925    644    80.06    42.78     98.59    68.04    38.01  2.10    54.03    0.00    62.03    0.00
----------------------------------------------------------------------------------------------------------

-------------------------------------------------------------------------------------------------------
                                         DOCUMENTATION BUCKET
-------------------------------------------------------------------------------------------------------
                                                   Deal Size
                            -----------------------------------------------------
Doc Type                          # Loans                 Balance                %     WA Loan Balance
-------------------------------------------------------------------------------------------------------
Full/Alternative                       65           14,732,400.59             2.10         226,652.32
Limited                                11            1,913,225.40             0.27         173,929.58
Reduced                             2,138          361,579,651.30            51.65         169,120.51
Stated Income                       1,333          321,842,121.29            45.97         241,441.95
-------------------------------------------------------------------------------------------------------
TOTAL                               3,547          700,067,398.58           100.00         197,368.87
-------------------------------------------------------------------------------------------------------


-----------------------------------------------------------------------------------------------------------------
                                               DOCUMENTATION BUCKET
-----------------------------------------------------------------------------------------------------------------
                                           Weighted Average Collateral Characteristics
                -------------------------------------------------------------------------------------------------
                                                                    Refi    Full                    Silent  % 40
Doc Type            WAC  FICO    %LTV   % DTI    Primary   SF/PUD  Cachout   Doc   IO %      MI%     2nd%   year
----------------------------------------------------------------------------------------------------------------
Full/Alternative  7.948   619   83.76   37.88     100.00   66.03     59.66  100.00   41.94    0.00  40.93   0.00
Limited           8.376   635   81.31   42.32     100.00   57.59     52.98    0.00   58.20    0.00  47.02   0.00
Reduced           7.846   618   80.92   42.22      98.42   68.18     43.87    0.00   42.96    0.00  59.15   0.00
Stated Income     8.010   674   78.91   43.63      98.70   68.04     30.35    0.00   67.00    0.00  66.31   0.00
---------------------------------------------------------------------------------------------------------
TOTAL             7.925   644   80.06   42.78      98.59   68.04     38.01    2.10   54.03    0.00  62.03   0.00
---------------------------------------------------------------------------------------------------------

-------------------------------------------------------------------------------------------------------
                                            PROPERTY BUCKET
-------------------------------------------------------------------------------------------------------
                                                   Deal Size
                            ------------------------------------------------------
Property Type                     # Loans                 Balance                %     WA Loan Balance
-------------------------------------------------------------------------------------------------------
2-4 Family                            158           45,448,964.50             6.49         287,651.67
High-Condo                              6            1,352,787.29             0.19         225,464.55
Low-Condo                             216           45,127,919.85             6.45         208,925.55
Manufactured Home                       1              404,948.91             0.06         404,948.91
Mid-Condo                               4              922,199.13             0.13         230,549.78
PUD                                   660          128,147,652.76            18.31         194,163.11
Rowhouse                                1              160,000.00             0.02         160,000.00
Single Family-A                        23            4,500,944.03             0.64         195,693.22
Single Family-D                     2,465          471,824,110.88            67.40         191,409.38
Townhouse                              13            2,177,871.23             0.31         167,528.56
-------------------------------------------------------------------------------------------------------
TOTAL                               3,547          700,067,398.58           100.00         197,368.87
-------------------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------------------------------------------
                                                  PROPERTY BUCKET
-----------------------------------------------------------------------------------------------------------------
                                            Weighted Average Collateral Characteristics
                 ------------------------------------------------------------------------------------------------
                                                                    Refi      Full                  Silent   % 40
Property Type     WAC   FICO     %LTV   % DTI    Primary   SF/PUD  Cachout    Doc      IO %    MI%   2nd%    year
-----------------------------------------------------------------------------------------------------------------
2-4 Family        8.072  671    79.45   44.01      97.52     0.00    32.34    1.37    62.16   0.00   63.42   0.00
High-Condo        8.986  627    80.08   39.04      75.04     0.00    59.52    0.00    33.79   0.00   24.87   0.00
Low-Condo         7.807  656    78.49   43.95      96.82     0.00    24.73    0.00    69.21   0.00   72.83   0.00
Manufactured Home 6.675  637    69.83   42.24     100.00     0.00   100.00    0.00   100.00   0.00    0.00   0.00
Mid-Condo         7.775  635    77.70   40.84     100.00     0.00    36.81   19.94    19.94   0.00   96.17   0.00
PUD               7.801  641    79.94   42.92      99.39     0.00    29.20    3.28    49.82   0.00   67.24   0.00
Rowhouse          8.400  688    80.00   37.92     100.00     0.00     0.00    0.00   100.00   0.00  100.00   0.00
Single Family-A   7.790  655    81.89   43.57      98.74   100.00    36.92    0.00    75.95   0.00   87.15   0.00
Single Family-D   7.953  641    80.28   42.50      98.70   100.00    42.05    2.06    52.92   0.00   59.41   0.00
Townhouse         8.291  626    83.34   45.51     100.00     0.00    56.08    0.00    29.42   0.00   33.93   0.00
----------------------------------------------------------------------------------------------------------
TOTAL             7.925  644    80.06   42.78     98.59     68.04    38.01    2.10    54.03   0.00   62.03   0.00
----------------------------------------------------------------------------------------------------------

-------------------------------------------------------------------------------------------------------
                                            PRINCIPAL BUCKET
-------------------------------------------------------------------------------------------------------
                                                   Deal Size
                           -----------------------------------------------------
UPB                               # Loans                 Balance                %      WA Loan Balance
-------------------------------------------------------------------------------------------------------
                  -50000              123            4,604,311.47             0.66          37,433.43
 50,000.01 -   75,000.00              301           18,805,358.03             2.69          62,476.27
 75,000.01 -  100,000.00              436           38,695,025.70             5.53          88,750.06
100,000.01 -  125,000.00              437           48,950,652.02             6.99         112,015.22
125,000.01 -  150,000.00              377           51,736,354.54             7.39         137,231.71
150,000.01 -  200,000.00              551           96,923,259.60            13.84         175,904.28
200,000.01 -  250,000.00              354           79,274,032.76            11.32         223,937.95
250,000.01 -  300,000.00              289           79,407,874.25            11.34         274,767.73
300,000.01 -  350,000.00              229           73,891,555.81            10.55         322,670.55
350,000.01 -  400,000.00              155           58,090,567.60             8.30         374,777.86
400,000.01 -  450,000.00              106           45,280,608.80             6.47         427,175.55
450,000.01 -  500,000.00               84           40,037,803.01             5.72         476,640.51
500,000.01 -  600,000.00               56           30,341,005.99             4.33         541,803.68
600,000.01 -  700,000.00               34           21,917,377.77             3.13         644,628.76
700,000.01 +                           15           12,111,611.23             1.73         807,440.75
-------------------------------------------------------------------------------------------------------
TOTAL                               3,547          700,067,398.58           100.00         197,368.87
-------------------------------------------------------------------------------------------------------

                            Min                       15,000.00    Max                   1,000,000.00
                                        ------------------------                  -------------------


---------------------------------------------------------------------------------------------------------------------
                                                   PRINCIPAL BUCKET
---------------------------------------------------------------------------------------------------------------------
                                                 Weighted Average Collateral Characteristics
                        ---------------------------------------------------------------------------------------------
                                                                      Refi     Full                   Silent   % 40
UPB                        WAC   FICO   %LTV  % DTI Primary  SF/PUD  Cachout   Doc    IO %   MI%       2nd%     year
--------------------------------------------------------------------------------------------------------------------
                  -50000  10.015  682  32.00  37.79   97.83  75.35     28.84   1.08    0.00    0.00     5.43    0.00
 50,000.01 -   75,000.00   9.296  631  67.63  39.64   93.54  86.17     28.34   0.00    2.96    0.00    47.39    0.00
 75,000.01 -  100,000.00   8.615  623  74.96  39.98   97.73  73.76     25.10   2.00    6.35    0.00    61.84    0.00
100,000.01 -  125,000.00   8.139  629  77.32  40.61   97.76  68.64     28.10   1.62   18.06    0.00    66.73    0.00
125,000.01 -  150,000.00   8.109  625  79.91  40.81   98.40  70.75     36.71   1.34   30.38    0.00    63.20    0.00
150,000.01 -  200,000.00   7.939  630  80.44  41.96   98.70  66.21     42.46   2.37   43.09    0.00    61.79    0.00
200,000.01 -  250,000.00   8.024  633  80.52  42.43   98.26  66.94     46.24   1.93   49.74    0.00    54.24    0.00
250,000.01 -  300,000.00   7.899  646  81.45  43.15  100.00  65.89     40.50   2.75   62.49    0.00    60.33    0.00
300,000.01 -  350,000.00   7.737  655  82.19  44.27   98.17  66.19     39.91   1.75   70.70    0.00    60.46    0.00
350,000.01 -  400,000.00   7.731  652  81.68  44.46   99.32  66.35     36.78   1.95   70.64    0.00    60.49    0.00
400,000.01 -  450,000.00   7.427  663  82.62  45.33   99.01  71.63     38.67   2.72   82.27    0.00    65.37    0.00
450,000.01 -  500,000.00   7.629  659  82.56  44.49   97.69  66.80     40.70   2.44   84.43    0.00    66.46    0.00
500,000.01 -  600,000.00   7.558  672  82.63  45.17  100.00  77.81     30.24   1.70   91.23    0.00    77.08    0.00
600,000.01 -  700,000.00   7.353  670  82.26  41.41  100.00  52.64     31.97   5.74   82.35    0.00    79.29    0.00
700,000.01 +               7.406  692  81.26  46.16  100.00  54.23     50.88   0.00   81.04    0.00    67.66    0.00
------------------------------------------------------------------------------------------------------------
TOTAL                      7.925  644  80.06  42.78  98.59   68.04     38.01   2.10   54.03    0.00    62.03    0.00
------------------------------------------------------------------------------------------------------------

* In $1,000

-------------------------------------------------------------------------------------------------------
                                     State Concentration Bucket *
-------------------------------------------------------------------------------------------------------
                                                   Deal Size
                            -----------------------------------------------------
State*                            # Loans                 Balance                %      WA Loan Balance
-------------------------------------------------------------------------------------------------------
California                            781          255,425,389.89            36.49         327,049.15
Illinois                              298           54,485,640.95             7.78         182,837.72
Texas                                 467           49,765,034.01             7.11         106,563.24
Arizona                               207           39,531,380.19             5.65         190,972.85
Washington                            205           39,230,768.72             5.60         191,369.60
Florida                               200           38,547,356.86             5.51         192,736.78
Colorado                              153           26,606,308.83             3.80         173,897.44
Massachusetts                          62           16,394,726.41             2.34         264,431.07
Georgia                               103           15,830,070.35             2.26         153,690.00
Minnesota                              82           15,660,285.71             2.24         190,979.09
Missouri                              137           14,476,591.39             2.07         105,668.55
Nevada                                 63           13,957,155.70             1.99         221,542.15
Maryland                               55           13,000,953.90             1.86         236,380.98
Michigan                               82           12,574,311.92             1.80         153,345.27
Virginia                               46           11,299,042.24             1.61         245,631.35
Other                                 606           83,282,381.51            11.90         149,950.01
-------------------------------------------------------------------------------------------------------
TOTAL                               3,547          700,067,398.58           100.00         197,368.87
-------------------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------------------------------------------
                                           State Concentration Bucket *
-----------------------------------------------------------------------------------------------------------------
                                          Weighted Average Collateral Characteristics
               --------------------------------------------------------------------------------------------------
                                                                     Refi   Full                  Silent    % 40
State*            WAC   FICO     %LTV   % DTI    Primary   SF/PUD  Cachout  Doc     IO %    MI%    2nd%     year
-----------------------------------------------------------------------------------------------------------------
California      7.515   668     79.22   44.82      98.99   72.05    29.09   1.38   82.41    0.00   70.28    0.00
Illinois        8.591   637     80.88   42.04      98.72   67.00    55.76   1.63   28.77    0.00   50.49    0.00
Texas           7.982   626     79.33   40.44      99.12   40.08    10.79   2.63    5.47    0.00   78.77    0.00
Arizona         8.038   629     78.99   42.29      98.34   43.47    41.19   4.50   62.51    0.00   53.72    0.00
Washington      7.951   630     80.32   41.24      97.95   80.23    58.86   2.88   49.44    0.00   49.20    0.00
Florida         8.092   637     79.03   41.80      98.22   64.77    37.30   1.31   37.27    0.00   49.38    0.00
Colorado        7.613   639     80.33   41.51      99.74   57.13    39.78   4.22   66.50    0.00   80.19    0.00
Massachusetts   8.372   634     81.59   43.05      97.68   56.52    58.55   0.00   42.37    0.00   31.32    0.00
Georgia         7.953   629     82.61   41.37      97.27   66.65    33.79   0.00   29.27    0.00   67.36    0.00
Minnesota       7.849   639     81.33   43.54      98.92   89.37    51.51   0.00   40.36    0.00   62.90    0.00
Missouri        8.749   606     83.60   39.71      99.17   87.88    34.07   4.47   19.97    0.00   65.93    0.00
Nevada          7.838   642     80.91   45.02     100.00   53.39    53.29   4.05   65.58    0.00   57.70    0.00
Maryland        8.170   647     79.42   43.17      95.47   46.32    56.76   0.00   68.90    0.00   55.02    0.00
Michigan        8.360   631     83.22   41.51      97.11   94.20    51.42   0.00   37.53    0.00   53.34    0.00
Virginia        7.940   638     80.10   41.93      98.19   48.26    53.37   0.00   66.19    0.00   60.15    0.00
Other           8.354   623     81.14   40.67      97.97   83.70    43.76   3.91   26.53    0.00   51.88
--------------------------------------------------------------------------------------------------------
TOTAL           7.925   644     80.06   42.78      98.59   68.04    38.01   2.10   54.03    0.00   62.03    0.00
--------------------------------------------------------------------------------------------------------

* Fill in top 15 states only, combine the remaining in the "Other" Bucket.

Total % of GA, IL, IN, MI, MS, ND, OH, SC, TN, TX AND UT    -------------

*Separate California into North and South if possible.


---------------------------------------------------------------------------------------------------
                                                   Deal Size
                            -----------------------------------------------------
California Breakdown          # Loans                   Balance                %   WA Loan Balance
---------------------------------------------------------------------------------------------------
CA North                                                                 #DIV/0!
CA South                                                                 #DIV/0!
                                      -                    0.00          #DIV/0!

          -------------------------------------------------------------------------------------------------------
                                           Weighted Average Collateral Characteristics
          -------------------------------------------------------------------------------------------------------
          WAC  FICO   %LTV   % DTI  Primary  SF/PUD  Refi Cachout  Full Doc   IO %   MI%   Silent 2nd%  % 40 year
-----------------------------------------------------------------------------------------------------------------
CA North
CA South

---------------------------------------------------------------------------------------------------
                                    FIXED / FLOATING (ii)
---------------------------------------------------------------------------------------------------
                                                   Deal Size
--------------------------------------------------------------------------------
Type                          # Loans                   Balance                %   WA Loan Balance
---------------------------------------------------------------------------------------------------
2/6 LIBOR                         1,683          267,367,543.73            38.19         158,863.66
2/6 LIBOR IO                      1,270          359,371,596.44            51.33         282,969.76
3/6 LIBOR                            46            7,214,602.46             1.03         156,839.18
3/6 LIBOR IO                         50           14,266,122.43             2.04         285,322.45
5/1 CMT                               2              374,000.00             0.05         187,000.00
5/1 CMT IO                            4            1,025,600.00             0.15         256,400.00
6 MO LIBOR                            2              360,920.89             0.05         180,460.45
6 MO LIBOR IO                         3              827,120.00             0.12         275,706.67
FIXED                               258           32,861,369.76             4.69         127,369.65
FIXED BALL                          216           13,623,994.25             1.95          63,074.05
FIXED IO                             13            2,774,528.62             0.40         213,425.28
---------------------------------------------------------------------------------------------------
TOTAL                             3,547          700,067,398.58           100.00         197,368.87
---------------------------------------------------------------------------------------------------

--------------------------------------------------------------------------------------------------------------
                                                        FIXED / FLOATING (ii)
--------------------------------------------------------------------------------------------------------------
                                  Weighted Average Collateral Characteristics
--------------------------------------------------------------------------------------------------------------
                                                              Refi     Full                 Silent
Type             WAC   FICO   %LTV  % DTI  Primary  SF/PUD   Cachout    Doc    IO %    MI%    2nd%   % 40 year
--------------------------------------------------------------------------------------------------------------
2/6 LIBOR       8.285   613  80.88  41.35   97.43    70.27    46.97     2.73    0.00  0.00    47.06    0.00
2/6 LIBOR IO    7.546   665  81.75  43.94   99.27    67.08    31.21     1.66  100.00  0.00    75.55    0.00
3/6 LIBOR       7.992   629  82.79  43.05  100.00    62.51    52.00     4.40    0.00  0.00    54.52    0.00
3/6 LIBOR IO    7.640   667  79.78  44.35  100.00    60.84    33.21     0.00  100.00  0.00    76.03    0.00
5/1 CMT         8.214   593  75.42  40.06  100.00    33.16   100.00     0.00    0.00  0.00     0.00    0.00
5/1 CMT IO      7.843   646  83.03  42.95  100.00    78.55    82.68    21.45  100.00  0.00    17.32    0.00
6 MO LIBOR      7.821   659  80.00  38.94  100.00   100.00     0.00     0.00    0.00  0.00   100.00    0.00
6 MO LIBOR IO   7.869   693  80.39  36.08  100.00    52.23    52.23     0.00  100.00  0.00   100.00    0.00
FIXED           8.149   625  79.46  40.77   98.89    65.73    47.18     2.86    0.00  0.00    56.70    0.00
FIXED BALL     10.524   722  18.90  43.85  100.00    64.27     5.54     0.00    0.00  0.00     0.00    0.00
FIXED IO        8.087   667  83.30  43.17  100.00    75.68    71.26     0.00  100.00  0.00    76.09    0.00
---------------------------------------------------------------------------------------------------
TOTAL           7.925   644  80.06  42.78   98.59    68.04    38.01     2.10   54.03  0.00    62.03    0.00
---------------------------------------------------------------------------------------------------

List all loan types and separate the IO loans i.e. 2/28 and 2/28 IO should have separate rows.
                                                    % of 40 year am loans*                       0.00
                                                                                  -------------------
                          *including 30/40 and 40/40

---------------------------------------------------------------------------------------------------
                                                 LIEN BUCKET
---------------------------------------------------------------------------------------------------
                                                   Deal Size
---------------------------------------------------------------------------------
Type                          # Loans                   Balance                %   WA Loan Balance
---------------------------------------------------------------------------------------------------
First                             3,331          686,443,404.33            98.05         206,077.28
Second*                             216           13,623,994.25             1.95          63,074.05
---------------------------------------------------------------------------------------------------
TOTAL                             3,547          700,067,398.58           100.00         197,368.87
---------------------------------------------------------------------------------------------------


------------------------------------------------------------------------------------------------------------
                                                 LIEN BUCKET
------------------------------------------------------------------------------------------------------------
                                 Weighted Average Collateral Characteristics
------------------------------------------------------------------------------------------------------------
                                                           Refi      Full                  Silent
Type        WAC   FICO   %LTV  % DTI  Primary   SF/PUD    Cachout     Doc    IO %    MI%    2nd%   % 40 year
------------------------------------------------------------------------------------------------------------
First      7.873  643   81.27  42.76    98.56    68.11     38.65     2.15   55.11   0.00    63.26     0.00
Second*   10.524  722   18.90  43.85   100.00    64.27      5.54     0.00    0.00   0.00     0.00     0.00
-------------------------------------------------------------------------------------------------
TOTAL      7.925  644   80.06  42.78   98.59     68.04     38.01     2.10   54.03   0.00    62.03     0.00
-------------------------------------------------------------------------------------------------

                     *% of second liens that have their first lien in this deal

---------------------------------------------------------------------------------------------------
                                          PREPAYMENT BUCKET
---------------------------------------------------------------------------------------------------
                                                   Deal Size
---------------------------------------------------------------------------------
Type                          # Loans                   Balance                %   WA Loan Balance
---------------------------------------------------------------------------------------------------
1.5Y PP                               1              807,500.00             0.12         807,500.00
1Y PP                                57           13,818,720.98             1.97         242,433.70
2.5Y PP                               4              759,222.57             0.11         189,805.64
2Y PP                             2,400          512,235,589.15            73.17         213,431.50
3Y PP                               262           38,204,618.64             5.46         145,819.16
6M PP                                67            7,880,132.23             1.13         117,613.91
No PP                               756          126,361,615.01            18.05         167,144.99
---------------------------------------------------------------------------------------------------
TOTAL                             3,547          700,067,398.58           100.00         197,368.87
---------------------------------------------------------------------------------------------------

---------------------------------------------------------------------------------------------------
                                          PREPAYMENT BUCKET
---------------------------------------------------------------------------------------------------
                            Weighted Average Collateral Characteristics
---------------------------------------------------------------------------------------------------
                                                       Refi    Full                  Silent    % 40
Type       WAC   FICO   %LTV  % DTI  Primary  SF/PUD  Cachout  Doc     IO %    MI%     2nd%    year
---------------------------------------------------------------------------------------------------
1.5Y PP   7.990   688  85.00  53.33   100.00     0.00  100.00  0.00  100.00    0.00  100.00    0.00
1Y PP     8.335   646  80.45  42.07    90.99    66.08   31.52  1.13   57.42    0.00   55.40    0.00
2.5Y PP   8.064   608  86.77  47.93   100.00   100.00  100.00  0.00   27.92    0.00   27.92    0.00
2Y PP     7.726   648  80.24  43.18    98.75    69.20   33.75  1.96   62.37    0.00   66.33    0.00
3Y PP     7.955   631  79.87  41.17    99.20    59.90   45.14  3.24   18.75    0.00   61.42    0.00
6M PP     8.565   616  83.50  38.52   100.00    86.36   42.22  6.28   14.90    0.00   66.64    0.00
No PP     8.635   635  79.07  41.86    98.46    65.10   52.81  2.24   32.85    0.00   45.18    0.00
-------------------------------------------------------------------------------------------
TOTAL     7.925   644  80.06  42.78    98.59    68.04   38.01  2.10   54.03    0.00   62.03    0.00
-------------------------------------------------------------------------------------------

---------------------------------------------------------------------------------------------------
                                            INDEX BUCKET
---------------------------------------------------------------------------------------------------
                                                   Deal Size
---------------------------------------------------------------------------------
Type                          # Loans                   Balance                %    WA Loan Balance
---------------------------------------------------------------------------------------------------
1YR TRSRY-CMT                         6            1,399,600.00             0.20         233,266.67
FIXED                               271           35,635,898.38             5.09         131,497.78
FIXED-BALLOON                       216           13,623,994.25             1.95          63,074.05
WSJ-6MLIBOR                       3,054          649,407,905.95            92.76         212,641.75
---------------------------------------------------------------------------------------------------
TOTAL                             3,547          700,067,398.58           100.00         197,368.87
---------------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------------------------------------
                                            INDEX BUCKET
-----------------------------------------------------------------------------------------------------------
                                Weighted Average Collateral Characteristics
-----------------------------------------------------------------------------------------------------------
                                                               Refi     Full                  Silent   % 40
Type              WAC  FICO   %LTV  % DTI  Primary  SF/PUD    Cachout    Doc   IO %   MI%      2nd%    year
-----------------------------------------------------------------------------------------------------------
1YR TRSRY-CMT   7.942   632  81.00  42.18   100.00   66.42     87.31   15.72  73.28  0.00     12.69    0.00
FIXED           8.144   629  79.76  40.96    98.98   66.50     49.05    2.64   7.79  0.00     58.21    0.00
FIXED-BALLOON  10.524   722  18.90  43.85   100.00   64.27      5.54    0.00   0.00  0.00      0.00    0.00
WSJ-6MLIBOR     7.858   643  81.36  42.86    98.54   68.21     37.98    2.09  57.66  0.00     63.64    0.00
---------------------------------------------------------------------------------------------------
TOTAL           7.925   644  80.06  42.78    98.59   68.04     38.01    2.10  54.03  0.00     62.03    0.00
---------------------------------------------------------------------------------------------------
List all reset rates


-------------------------------------------------------------------------------------------------
                                    MORTGAGE RATE (WAC) BUCKET
-------------------------------------------------------------------------------------------------
                                                   Deal Size
---------------------------------------------------------------------------------
Type                          # Loans                   Balance                %   WA Loan Balance
-------------------------------------------------------------------------------------------------
   6.000 -    6.499                  26            8,443,093.23             1.21       324,734.36
   6.500 -    6.999                 410          114,457,985.60            16.35       279,165.82
   7.000 -    7.499                 553          127,711,780.86            18.24       230,943.55
   7.500 -    7.999                 972          209,411,909.45            29.91       215,444.35
   8.000 -    8.499                 415           74,462,905.73            10.64       179,428.69
   8.500 -    8.999                 445           78,513,344.70            11.22       176,434.48
   9.000 -    9.499                 200           27,062,427.45             3.87       135,312.14
   9.500 -    9.999                 215           29,378,275.15             4.20       136,643.14
  10.000 -   10.499                 109           11,749,762.72             1.68       107,795.99
  10.500 -   10.999                 130           13,164,454.81             1.88       101,265.04
  11.000 -   11.499                  72            5,711,458.88             0.82        79,325.82
-------------------------------------------------------------------------------------------------
TOTAL                             3,547          700,067,398.58           100.00       197,368.87
-------------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------------------------------------
                                     MORTGAGE RATE (WAC) BUCKET
-----------------------------------------------------------------------------------------------------------
                                 Weighted Average Collateral Characteristics
-----------------------------------------------------------------------------------------------------------
                                                                Refi    Full                 Silent    % 40
Type                 WAC  FICO   %LTV  % DTI  Primary  SF/PUD  Cachout  Doc     IO %   MI%     2nd%    year
-----------------------------------------------------------------------------------------------------------
   6.000 -  6.499  6.324   638  80.89  46.88   100.00  79.46    22.19   0.00   81.15  0.00    81.68    0.00
   6.500 -  6.999  6.843   666  81.01  43.84    99.83  67.20    28.04   1.20   80.85  0.00    81.55    0.00
   7.000 -  7.499  7.261   654  80.86  43.68    99.44  65.65    30.94   1.78   64.61  0.00    78.34    0.00
   7.500 -  7.999  7.744   651  81.32  42.85    99.85  65.85    36.07   2.93   59.91  0.00    69.63    0.00
   8.000 -  8.499  8.251   639  81.10  42.63    99.22  67.44    40.32   2.41   47.04  0.00    59.16    0.00
   8.500 -  8.999  8.732   622  82.65  41.10    97.24  71.74    52.06   2.65   29.91  0.00    37.22    0.00
   9.000 -  9.499  9.249   611  80.76  41.45    93.45  77.08    53.60   0.47   20.67  0.00    24.11    0.00
   9.500 -  9.999  9.733   601  75.65  40.22    95.27  76.66    56.86   1.14   19.37  0.00    17.96    0.00
  10.000 - 10.499 10.225   609  67.89  41.96    83.57  72.91    58.04   0.00    3.34  0.00    11.91    0.00
  10.500 - 10.999 10.725   616  54.36  40.92    95.62  67.38    49.85   4.64    4.90  0.00     7.28    0.00
  11.000 - 11.499 11.294   627  50.10  42.86    96.00  62.89    27.71   0.00    1.13  0.00    11.95    0.00
---------------------------------------------------------------------------------------------------
TOTAL              7.925   644  80.06  42.78    98.59  68.04    38.01   2.10   54.03  0.00    62.03    0.00
---------------------------------------------------------------------------------------------------

---------------------------------------------------------------------------------------------------
                                        MARGIN (WAM) BUCKET
---------------------------------------------------------------------------------------------------
                                                   Deal Size
---------------------------------------------------------------------------------
Type                          # Loans                   Balance                %   WA Loan Balance
---------------------------------------------------------------------------------------------------
FIXED                               487           49,259,892.63             7.04         101,149.68
   2.5000 -    2.9999                 5            1,188,040.89             0.17         237,608.18
   4.0000 -    4.4999                 5              797,300.00             0.11         159,460.00
   5.0000 -    5.4999                 3              451,856.33             0.06         150,618.78
   5.5000 -    5.9999             1,746          399,526,113.57            57.07         228,823.66
   6.0000 -    6.4999             1,301          248,844,195.16            35.55         191,271.48
---------------------------------------------------------------------------------------------------
TOTAL                             3,547          700,067,398.58           100.00         197,368.87
---------------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------------------------------------
                                          MARGIN (WAM) BUCKET
-----------------------------------------------------------------------------------------------------------
                                  Weighted Average Collateral Characteristics
-----------------------------------------------------------------------------------------------------------
                                                                 Refi    Full                 Silent   % 40
Type                  WAC  FICO   %LTV  % DTI  Primary  SF/PUD  Cachout  Doc      IO %   MI%    2nd%   year
-----------------------------------------------------------------------------------------------------------
FIXED               8.802   654  62.93  41.76    99.26   65.89    37.02  1.91     5.63  0.00   42.11   0.00
   2.5000 - 2.9999  7.855   682  80.27  36.95   100.00   66.74    36.36  0.00    69.62  0.00  100.00   0.00
   4.0000 - 4.4999  7.989   641  82.45  42.09   100.00   43.96   100.00  0.00   100.00  0.00   49.52   0.00
   5.0000 - 5.4999  9.400   612  79.58  48.59   100.00  100.00   100.00  0.00    38.07  0.00   38.07   0.00
   5.5000 - 5.9999  7.745   639  81.75  43.14    99.91   73.14    42.16  2.60    54.53  0.00   61.44   0.00
   6.0000 - 6.4999  8.037   650  80.72  42.41    96.32   60.31    31.23  1.37    62.63  0.00   66.82   0.00
----------------------------------------------------------------------------------------------------
TOTAL               7.925   644  80.06  42.78    98.59   68.04    38.01  2.10    54.03  0.00   62.03   0.00
----------------------------------------------------------------------------------------------------


-------------------------------------------------------------------------------------------------------
                                             Deal Coverage
-------------------------------------------------------------------------------------------------------
                                                         Loan-to-Value(LTV)
Percentage of the deal based  -------------------------------------------------------------------------
on FICO and LTV buckets.*     =<55  >55 =<60  >60 =<65  >65 =<70  >70 =<75  >75 =<80
-------------------------------------------------------------------------------------------------------
        NA
        =<500
        >500 =<550
        >550 =<600
        >600 =<625
  FICO  >625 =<650
        >650 =<675
        >675 =<700
        >700 =<725
        >725 =<750
        >750 <800
        =>800
-----------------------------------------------------------------------------------------

-----------------------------------------------------------------------------------------
                                      Deal Coverage
-----------------------------------------------------------------------------------------
                                                  Loan-to-Value(LTV)
Percentage of the deal based  -----------------------------------------------------------
on FICO and LTV buckets.*     >80 =<85   >85 =<90  >90 =<95  >95 <100  =>100
-----------------------------------------------------------------------------------------
        NA
        =<500
        >500 =<550
        >550 =<600
        >600 =<625
  FICO  >625 =<650
        >650 =<675
        >675 =<700
        >700 =<725
        >725 =<750
        >750 <800
        =>800
----------------------------------------------------------------------------------

* This table should be filled out with the percentage of the deal corresponding to each cross LTV and FICO buckets

-------------------------------------------------------------------------------------------------------
                                              MI Coverage
-------------------------------------------------------------------------------------------------------
Percentage of MI coverage                                 Loan-to-Value(LTV)
based on FICO and LTV         -------------------------------------------------------------------------
buckets.*                     =<55  >55 =<60  >60 =<65  >65 =<70  >70 =<75  >75 =<80
-------------------------------------------------------------------------------------------------------
        NA
        =<500
        >500 =<550
        >550 =<600
        >600 =<625
        >625 =<650
  FICO  >650 =<675
        >675 =<700
        >700 =<725
        >725 =<750
        >750 <800
        =>800
-------------------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------------------
                                       MI Coverage
-----------------------------------------------------------------------------------------
Percentage of MI coverage                    Loan-to-Value(LTV)
based on FICO and LTV         -----------------------------------------------------------
buckets.*                     >80 =<85   >85 =<90  >90 =<95  >95 <100  =>100
-----------------------------------------------------------------------------------------
        NA
        =<500
        >500 =<550
        >550 =<600
        >600 =<625
        >625 =<650
  FICO  >650 =<675
        >675 =<700
        >700 =<725
        >725 =<750
        >750 <800
        =>800
-------------------------------------------------------------------------------------------------------------

* This table should be filled out with the percentage of MI corresponding to each cross LTV and FICO buckets


--------------------------------------------------------------------------------
                              IO ONLY FICO BUCKET
--------------------------------------------------------------------------------
                                          Deal Size
                            -----------------------------
Type                      # Loans          Balance      %   WA Loan Balance
--------------------------------------------------------------------------------
>500 =<520
>520 =<540
>540 =<560                      8     1,191,850.00   0.17      148,981.25
>560 =<580                     21     4,864,469.90   0.69      231,641.42
>580 =<600                     31     7,411,534.21   1.06      239,081.75
>600 =<620                    203    50,194,170.91   7.17      247,261.93
>620 =<640                    206    49,401,699.14   7.06      239,814.07
>640 =<660                    215    61,322,892.75   8.76      285,222.76
>660 =<680                    232    68,839,502.69   9.83      296,721.99
>680 =<700                    179    57,463,635.73   8.21      321,025.90
>700 =<750                    197    61,174,090.91   8.74      310,528.38
>750                           48    16,401,121.25   2.34      341,690.03
--------------------------------------------------------------------------------
TOTAL                       1,340   378,264,967.49  54.03      282,287.29
--------------------------------------------------------------------------------

-------------------------------------------------------------------------------------------------------------------
                                                   IO ONLY FICO BUCKET
-------------------------------------------------------------------------------------------------------------------
                                                   Weighted Average Collateral Characteristics
                          -----------------------------------------------------------------------------------------
                                                                       Refi    Full                Silent  % 40
Type                      WAC    FICO   %LTV  % DTI  Primary  SF/PUD  Cachout  Doc    IO %    MI%   2nd%   year
-------------------------------------------------------------------------------------------------------------------
>500 =<520
>520 =<540
>540 =<560                9.347   554  75.46  43.73   100.00  100.00    56.11  0.00  100.00  0.00   43.89  0.00
>560 =<580                8.564   571  79.90  44.22   100.00   73.20    68.92  0.00  100.00  0.00   19.20  0.00
>580 =<600                7.907   591  80.24  41.63   100.00   89.48    71.22  9.66  100.00  0.00   29.35  0.00
>600 =<620                7.598   610  81.60  44.32    99.47   66.91    48.44  1.66  100.00  0.00   56.09  0.00
>620 =<640                7.596   630  81.44  42.93    99.62   63.63    40.47  2.68  100.00  0.00   63.86  0.00
>640 =<660                7.586   650  82.43  43.14    99.83   66.62    42.43  4.25  100.00  0.00   72.60  0.00
>660 =<680                7.634   670  81.47  44.29    98.66   63.56    25.70  0.73  100.00  0.00   85.42  0.00
>680 =<700                7.406   689  81.67  44.19    99.74   72.85    20.97  0.35  100.00  0.00   84.43  0.00
>700 =<750                7.395   719  81.74  44.67    99.27   66.96    14.30  0.00  100.00  0.00   88.69  0.00
>750                      7.392   766  82.27  44.40    96.61   56.42    12.37  0.00  100.00  0.00   97.88  0.00
---------------------------------------------------------------------------------------------------------
TOTAL                     7.555   666  81.68  43.93    99.30   66.91    31.76  1.63  100.00  0.00   75.47  0.00
---------------------------------------------------------------------------------------------------------

--------------------------------------------------------------------------------
                            IO ONLY PRINCIPAL BUCKET
--------------------------------------------------------------------------------
                                        Deal Size
                             -------------------------------
UPB                          # Loans          Balance      %   WA Loan Balance
--------------------------------------------------------------------------------
        0.00 -    99,999.99       32     2,612,802.70   0.37       81,650.08
  100,000.00 -   199,999.99      424    65,123,640.29   9.30      153,593.49
  200,000.00 -   299,999.99      358    89,149,914.97  12.73      249,022.11
  300,000.00 -   399,999.99      269    91,580,978.00  13.08      340,449.73
  400,000.00 -   499,999.99      158    70,254,598.55  10.04      444,649.36
  500,000.00 -   599,999.99       55    29,279,105.23   4.18      532,347.37
  600,000.00 -   699,999.99       31    19,748,134.00   2.82      637,036.58
  700,000.00 -   799,999.99        8     6,008,293.75   0.86      751,036.72
  800,000.00 -   899,999.99        2     1,607,500.00   0.23      803,750.00
  900,000.00 -   999,999.99        1       900,000.00   0.13      900,000.00
1,000,000.00 - 1,099,999.99        2     2,000,000.00   0.29    1,000,000.00
--------------------------------------------------------------------------------
TOTAL                          1,340   378,264,967.49  54.03      282,287.29
--------------------------------------------------------------------------------

-------------------------------------------------------------------------------------------------------------------
                                                IO ONLY PRINCIPAL BUCKET
-------------------------------------------------------------------------------------------------------------------
                                                     Weighted Average Collateral Characteristics
                             --------------------------------------------------------------------------------------
                                                                          Refi    Full                Silent  % 40
UPB                          WAC    FICO   %LTV  % DTI  Primary  SF/PUD  Cachout  Doc     IO %   MI%   2nd%   year
-------------------------------------------------------------------------------------------------------------------
        0.00 -    99,999.99  8.311   634  79.48  42.00   100.00   74.90    18.49  0.00  100.00  0.00   75.80  0.00
  100,000.00 -   199,999.99  7.660   652  80.30  42.04    98.72   66.04    28.29  1.60  100.00  0.00   81.09  0.00
  200,000.00 -   299,999.99  7.607   662  81.16  43.05    99.77   66.69    31.61  2.42  100.00  0.00   73.24  0.00
  300,000.00 -   399,999.99  7.546   667  82.12  45.14    99.27   68.15    32.26  0.82  100.00  0.00   72.09  0.00
  400,000.00 -   499,999.99  7.430   669  82.35  45.17    98.68   69.63    34.40  1.39  100.00  0.00   76.01  0.00
  500,000.00 -   599,999.99  7.567   678  83.82  45.21   100.00   73.93    29.12  0.00  100.00  0.00   75.05  0.00
  600,000.00 -   699,999.99  7.354   672  81.67  42.08   100.00   57.84    35.13  6.37  100.00  0.00   80.83  0.00
  700,000.00 -   799,999.99  7.656   702  81.90  44.30   100.00   37.82    37.60  0.00  100.00  0.00   75.58  0.00
  800,000.00 -   899,999.99  7.373   698  84.61  44.28   100.00    0.00   100.00  0.00  100.00  0.00  100.00  0.00
  900,000.00 -   999,999.99  7.750   757  77.85  34.57   100.00    0.00     0.00  0.00  100.00  0.00  100.00  0.00
1,000,000.00 - 1,099,999.99  7.238   680  77.04  49.30   100.00  100.00     0.00  0.00  100.00  0.00   50.00  0.00
------------------------------------------------------------------------------------------------------------
TOTAL                        7.555   666  81.68  43.93    99.30   66.91    31.76  1.63  100.00  0.00   75.47  0.00
------------------------------------------------------------------------------------------------------------

* In $1,000


--------------------------------------------------------------------------------
                                INITIAL IO RESET PERIOD
--------------------------------------------------------------------------------
                                        Deal Size
                             -------------------------------
IO TERM                      # Loans          Balance      %   WA Loan Balance
--------------------------------------------------------------------------------
5 Year                         1,340   378,264,967.49  54.03      282,287.29
--------------------------------------------------------------------------------
TOTAL                          1,340   378,264,967.49  54.03      282,287.29
--------------------------------------------------------------------------------

-------------------------------------------------------------------------------------------------------------------
                                                 INITIAL IO RESET PERIOD
-------------------------------------------------------------------------------------------------------------------
                                                      Weighted Average Collateral Characteristics
                             --------------------------------------------------------------------------------------
                                                                          Refi    Full                Silent  % 40
IO TERM                      WAC    FICO   %LTV  % DTI  Primary  SF/PUD  Cachout  Doc    IO %    MI%   2nd%   year
-------------------------------------------------------------------------------------------------------------------
5 Year                       7.555   666  81.68  43.93    99.30   66.91    31.76  1.63  100.00  0.00   75.47  0.00
------------------------------------------------------------------------------------------------------------
TOTAL                        7.555   666  81.68  43.93    99.30   66.91    31.76  1.63  100.00  0.00   75.47  0.00
------------------------------------------------------------------------------------------------------------

FICO SCORE
FICO SCORE                                Count  Total CURRENT BALANCE  Pct of overall CURRENT BALANCE
   540 - 559                                  8           1,191,850.00                            0.32
   560 - 579                                 20           4,628,469.90                            1.22
   580 - 599                                 27           6,503,495.80                            1.72
   600 - 619                                198          49,229,978.66                           13.01
   620 - 639                                211          49,949,551.03                            13.2
   640 - 659                                210          60,848,659.02                           16.09
   660 - 679                                237          68,578,281.08                           18.13
   680 - 699                                181          58,671,919.84                           15.51
   700 - 719                                110          36,423,225.45                            9.63
   720 - 739                                 69          19,549,505.73                            5.17
   740 - 759                                 39          12,630,596.23                            3.34
   760 - 779                                 20           6,978,331.00                            1.84
   780 - 799                                  8           2,565,183.75                            0.68
   800 - 819                                  2             515,920.00                            0.14
TOTAL                                     1,340         378,264,967.49                             100
LTV
LTV                                       Count  Total CURRENT BALANCE  Pct of overall CURRENT BALANCE
                                      -50     6             962,990.63                            0.25
   50.01 - 55.00                              5           1,067,999.70                            0.28
   55.01 - 60.00                             12           3,034,648.86                             0.8
   60.01 - 65.00                             11           3,316,913.00                            0.88
   65.01 - 70.00                             12           2,390,745.79                            0.63
   70.01 - 75.00                             35          10,639,695.34                            2.81
   75.01 - 80.00                            861         224,441,106.68                           59.33
   80.01 - 85.00                            225          79,270,554.20                           20.96
   85.01 - 90.00                            147          45,968,128.09                           12.15
   90.01 - 95.00                             26           7,172,185.20                             1.9
TOTAL                                     1,340         378,264,967.49                             100
CLTV
CLTV                                      Count  Total CURRENT BALANCE  Pct of overall CURRENT BALANCE
                                      -50     6             962,990.63                            0.25
   50.01 -  55.00                             5           1,067,999.70                            0.28
   55.01 -  60.00                            12           3,034,648.86                             0.8
   60.01 -  65.00                            10           2,691,913.00                            0.71
   65.01 -  70.00                            12           2,390,745.79                            0.63
   70.01 -  75.00                            23           6,683,195.59                            1.77
   75.01 -  80.00                            60          16,869,201.27                            4.46
   80.01 -  85.00                            52          16,451,082.51                            4.35
   85.01 -  90.00                           138          45,194,405.33                           11.95
   90.01 -  95.00                            63          21,308,168.58                            5.63
   95.01 - 100.00                           959         261,610,616.23                           69.16
TOTAL                                     1,340         378,264,967.49                             100

DTI
DTI                                       Count  Total CURRENT BALANCE  Pct of overall CURRENT BALANCE
                                      -20    13           2,632,040.00                             0.7
20.01 - 25.00                                20           4,817,268.26                            1.27
25.01 - 30.00                                42           9,974,461.48                            2.64
30.01 - 35.00                                71          18,074,530.42                            4.78
35.01 - 40.00                               178          46,347,087.41                           12.25
40.01 - 45.00                               329          90,545,864.62                           23.94
45.01 - 50.00                               639         191,691,401.97                           50.68
50.01 - 55.00                                48          14,182,313.33                            3.75
TOTAL                                     1,340         378,264,967.49                             100
PURPOSE
PURPOSE                                   Count  Total CURRENT BALANCE  Pct of overall CURRENT BALANCE
Cash Out Refinance                          409         120,137,870.26                           31.76
Purchase                                    908         251,641,231.60                           66.53
Rate/Term Refinance                          23           6,485,865.63                            1.71
TOTAL                                     1,340         378,264,967.49                             100
OCCTYPE
OCCTYPE                                   Count  Total CURRENT BALANCE  Pct of overall CURRENT BALANCE
Investor                                     11           2,635,919.70                             0.7
Owner Occupied                            1,329         375,629,047.79                            99.3
TOTAL                                     1,340         378,264,967.49                             100
DOCTYPE
DOCTYPE                                   Count  Total CURRENT BALANCE  Pct of overall CURRENT BALANCE
Full/Alternative                             21           6,179,383.24                            1.63
Limited                                       6           1,113,474.39                            0.29
Reduced                                     648         155,333,699.33                           41.06
Stated Income                               665         215,638,410.53                           57.01
TOTAL                                     1,340         378,264,967.49                             100
PROPTYPE
PROPTYPE                                  Count  Total CURRENT BALANCE  Pct of overall CURRENT BALANCE
2-4 Family                                   76          28,251,339.49                            7.47
High-Condo                                    2             457,050.00                            0.12
Low-Condo                                   119          31,232,894.83                            8.26
Manufactured Home                             1             404,948.91                            0.11
Mid-Condo                                     1             183,903.67                            0.05
PUD                                         233          63,844,292.91                           16.88
Rowhouse                                      1             160,000.00                            0.04
Single Family-A                              13           3,418,403.75                             0.9
Single Family-D                             891         249,671,374.93                              66
Townhouse                                     3             640,759.00                            0.17
TOTAL                                     1,340         378,264,967.49                             100
UPB
UPB                                       Count  Total CURRENT BALANCE  Pct of overall CURRENT BALANCE
    50,000.01 -  75,000.00                    9             555,899.90                            0.15
    75,000.01 - 100,000.00                   27           2,456,902.80                            0.65
   100,000.01 - 125,000.00                   78           8,842,169.94                            2.34
   125,000.01 - 150,000.00                  114          15,716,139.54                            4.15
   150,000.01 - 200,000.00                  236          41,765,330.81                           11.04
   200,000.01 - 250,000.00                  175          39,430,118.43                           10.42
   250,000.01 - 300,000.00                  180          49,619,796.54                           13.12
   300,000.01 - 350,000.00                  162          52,243,690.59                           13.81
   350,000.01 - 400,000.00                  110          41,037,287.41                           10.85
   400,000.01 - 450,000.00                   87          37,251,720.56                            9.85
   450,000.01 - 500,000.00                   71          33,802,877.99                            8.94
   500,000.01 - 600,000.00                   51          27,679,105.23                            7.32
   600,000.01 - 700,000.00                   28          18,048,134.00                            4.77
   700,000.01 +                              12           9,815,793.75                            2.59
TOTAL                                     1,340         378,264,967.49                             100
STATE
STATE                                     Count  Total CURRENT BALANCE  Pct of overall CURRENT BALANCE
Arizona                                     120          24,712,472.83                            6.53
California                                  573         210,508,229.08                           55.65
Colorado                                     92          17,692,382.39                            4.68
Delaware                                      2             322,299.29                            0.09
District of Columbia                          3             659,500.00                            0.17
Florida                                      58          14,366,841.66                             3.8
Georgia                                      25           4,633,344.27                            1.22
Idaho                                         3             540,087.61                            0.14
Illinois                                     67          15,674,563.91                            4.14
Iowa                                          2             383,027.00                             0.1
Kansas                                        7           1,173,846.00                            0.31
Maine                                         1             288,000.00                            0.08
Maryland                                     31           8,957,712.83                            2.37
Massachusetts                                21           6,946,532.86                            1.84
Michigan                                     25           4,719,596.27                            1.25
Minnesota                                    31           6,320,065.88                            1.67
Mississippi                                   2             465,830.00                            0.12
Missouri                                     20           2,891,283.27                            0.76
Nebraska                                      1             276,750.00                            0.07
Nevada                                       40           9,153,672.24                            2.42
New Hampshire                                 5           1,644,249.45                            0.43
New Jersey                                    5           1,628,050.00                            0.43
North Carolina                                9           1,401,259.73                            0.37
North Dakota                                  1             123,783.00                            0.03
Oregon                                       30           5,908,347.67                            1.56
Pennsylvania                                  1             120,000.00                            0.03
Rhode Island                                  8           1,543,800.00                            0.41
South Carolina                                4           1,319,100.00                            0.35
Tennessee                                     4             452,420.00                            0.12
Texas                                        19           2,720,002.57                            0.72
Utah                                         17           3,130,946.56                            0.83
Vermont                                       3             542,319.07                            0.14
Virginia                                     24           7,478,650.31                            1.98
Washington                                   85          19,397,201.74                            5.13
Wisconsin                                     1             168,800.00                            0.04
TOTAL                                     1,340         378,264,967.49                             100

PRODUCT
PRODUCT                                   Count  Total CURRENT BALANCE  Pct of overall CURRENT BALANCE
2/6 LIBOR IO                              1,270         359,371,596.44                           95.01
3/6 LIBOR IO                                 50          14,266,122.43                            3.77
5/1 CMT IO                                    4           1,025,600.00                            0.27
6 MO LIBOR IO                                 3             827,120.00                            0.22
FIXED IO                                     13           2,774,528.62                            0.73
TOTAL                                     1,340         378,264,967.49                             100
LIEN
LIEN                                      Count  Total CURRENT BALANCE  Pct of overall CURRENT BALANCE
First Lien                                1,340         378,264,967.49                             100
TOTAL                                     1,340         378,264,967.49                             100
INDEX
INDEX                                     Count  Total CURRENT BALANCE  Pct of overall CURRENT BALANCE
1YR TRSRY-CMT                                 4           1,025,600.00                            0.27
FIXED                                        13           2,774,528.62                            0.73
WSJ-6MLIBOR                               1,323         374,464,838.87                              99
TOTAL                                     1,340         378,264,967.49                             100
RATE
RATE                                      Count  Total CURRENT BALANCE  Pct of overall CURRENT BALANCE
    6.000 -  6.499                           22           6,851,802.06                            1.81
    6.500 -  6.999                          294          92,535,153.71                           24.46
    7.000 -  7.499                          292          82,511,013.04                           21.81
    7.500 -  7.999                          444         125,466,037.25                           33.17
    8.000 -  8.499                          143          35,026,885.66                            9.26
    8.500 -  8.999                           94          23,486,252.38                            6.21
    9.000 -  9.499                           24           5,593,796.69                            1.48
    9.500 -  9.999                           21           5,690,826.80                             1.5
   10.000 - 10.499                            2             393,000.00                             0.1
   10.500 - 10.999                            3             645,400.00                            0.17
   11.000 - 11.499                            1              64,799.90                            0.02
TOTAL                                     1,340         378,264,967.49                             100
MARGIN
MARGIN                                    Count  Total CURRENT BALANCE  Pct of overall CURRENT BALANCE
   0.0000 - 0.4999                           13           2,774,528.62                            0.73
   2.5000 - 2.9999                            3             827,120.00                            0.22
   4.0000 - 4.4999                            5             797,300.00                            0.21
   5.0000 - 5.4999                            1             172,000.00                            0.05
   5.5000 - 5.9999                          734         217,850,536.33                           57.59
   6.0000 - 6.4999                          584         155,843,482.54                            41.2
TOTAL                                     1,340         378,264,967.49                             100
IO PERIOD
IO PERIOD                                 Count  Total CURRENT BALANCE  Pct of overall CURRENT BALANCE
YES                                       1,340         378,264,967.49                             100
      5 YEARS                             1,340         378,264,967.49                             100
TOTAL                                     1,340         378,264,967.49                             100
CURRENT BALANCE
CURRENT BALANCE                           Count  Total CURRENT BALANCE  Pct of overall CURRENT BALANCE
YES                                       1,340         378,264,967.49                             100
           0.00 -    99,999.99               32           2,612,802.70                            0.69
     100,000.00 -   199,999.99              424          65,123,640.29                           17.22
     200,000.00 -   299,999.99              358          89,149,914.97                           23.57
     300,000.00 -   399,999.99              269          91,580,978.00                           24.21
     400,000.00 -   499,999.99              158          70,254,598.55                           18.57
     500,000.00 -   599,999.99               55          29,279,105.23                            7.74
     600,000.00 -   699,999.99               31          19,748,134.00                            5.22
     700,000.00 -   799,999.99                8           6,008,293.75                            1.59
     800,000.00 -   899,999.99                2           1,607,500.00                            0.42
     900,000.00 -   999,999.99                1             900,000.00                            0.24
   1,000,000.00 - 1,099,999.99                2           2,000,000.00                            0.53
TOTAL                                     1,340         378,264,967.49                             100
FICO
FICO                                      Count  Total CURRENT BALANCE  Pct of overall CURRENT BALANCE
YES                                       1,340         378,264,967.49                             100
   540 - 559                                  8           1,191,850.00                            0.32
   560 - 579                                 20           4,628,469.90                            1.22
   580 - 599                                 27           6,503,495.80                            1.72
   600 - 619                                198          49,229,978.66                           13.01
   620 - 639                                211          49,949,551.03                            13.2
   640 - 659                                210          60,848,659.02                           16.09
   660 - 679                                237          68,578,281.08                           18.13
   680 - 699                                181          58,671,919.84                           15.51
   700 - 719                                110          36,423,225.45                            9.63
   720 - 739                                 69          19,549,505.73                            5.17
   740 - 759                                 39          12,630,596.23                            3.34
   760 - 779                                 20           6,978,331.00                            1.84
   780 - 799                                  8           2,565,183.75                            0.68
   800 - 819                                  2             515,920.00                            0.14
TOTAL                                     1,340         378,264,967.49                             100


FICO SCORE
FICO SCORE                            Avg CURRENT BALANCE  Wtd Avg CURRENT GROSS COUPON  Wtd Avg FICO SCORE
   540 - 559                                   148,981.25                         9.347                 554
   560 - 579                                   231,423.50                         8.669                 570
   580 - 599                                   240,870.21                         7.858                 589
   600 - 619                                   248,636.26                         7.605                 610
   620 - 639                                   236,727.73                         7.598                 629
   640 - 659                                   289,755.52                         7.572                 649
   660 - 679                                   289,359.84                         7.658                 670
   680 - 699                                   324,154.25                         7.403                 689
   700 - 719                                   331,120.23                          7.39                 709
   720 - 739                                   283,326.17                         7.422                 728
   740 - 759                                   323,861.44                         7.347                 750
   760 - 779                                   348,916.55                         7.506                 766
   780 - 799                                   320,647.97                         7.061                 785
   800 - 819                                   257,960.00                         7.455                 803
TOTAL                                          282,287.29                         7.555                 666
LTV
LTV                                   Avg CURRENT BALANCE  Wtd Avg CURRENT GROSS COUPON  Wtd Avg FICO SCORE
                                               160,498.44                         7.946                 607
   50.01 - 55.00                               213,599.94                         8.134                 626
   55.01 - 60.00                               252,887.41                         7.877                 633
   60.01 - 65.00                               301,537.55                         8.192                 641
   65.01 - 70.00                               199,228.82                         7.754                 621
   70.01 - 75.00                               303,991.30                         7.719                 657
   75.01 - 80.00                               260,674.92                         7.477                 669
   80.01 - 85.00                               352,313.57                         7.423                 675
   85.01 - 90.00                               312,708.35                         7.987                 645
   90.01 - 95.00                               275,853.28                         7.833                 664
TOTAL                                          282,287.29                         7.555                 666
CLTV
CLTV                                  Avg CURRENT BALANCE  Wtd Avg CURRENT GROSS COUPON  Wtd Avg FICO SCORE
                                               160,498.44                         7.946                 607
   50.01 -  55.00                              213,599.94                         8.134                 626
   55.01 -  60.00                              252,887.41                         7.877                 633
   60.01 -  65.00                              269,191.30                          8.19                 626
   65.01 -  70.00                              199,228.82                         7.754                 621
   70.01 -  75.00                              290,573.72                         7.802                 646
   75.01 -  80.00                              281,153.35                         7.766                 637
   80.01 -  85.00                              316,366.97                         7.605                 644
   85.01 -  90.00                              327,495.69                         7.952                 646
   90.01 -  95.00                              338,224.90                         7.655                 665
   95.01 - 100.00                              272,795.22                          7.44                 674
TOTAL                                          282,287.29                         7.555                 666
DTI
DTI                                   Avg CURRENT BALANCE  Wtd Avg CURRENT GROSS COUPON  Wtd Avg FICO SCORE
                                               202,464.62                         7.631                 662
20.01 - 25.00                                  240,863.41                         7.528                 635
25.01 - 30.00                                  237,487.18                         7.806                 656
30.01 - 35.00                                  254,570.85                           7.7                 659
35.01 - 40.00                                  260,376.90                         7.609                 668
40.01 - 45.00                                  275,215.39                         7.599                 669
45.01 - 50.00                                  299,986.54                          7.51                 665
50.01 - 55.00                                  295,464.86                         7.348                 662
TOTAL                                          282,287.29                         7.555                 666
PURPOSE
PURPOSE                               Avg CURRENT BALANCE  Wtd Avg CURRENT GROSS COUPON  Wtd Avg FICO SCORE
Cash Out Refinance                             293,735.62                         7.704                 647
Purchase                                       277,137.92                         7.496                 675
Rate/Term Refinance                            281,994.16                         7.115                 638
TOTAL                                          282,287.29                         7.555                 666
OCCTYPE
OCCTYPE                               Avg CURRENT BALANCE  Wtd Avg CURRENT GROSS COUPON  Wtd Avg FICO SCORE
Investor                                       239,629.06                         8.875                 694
Owner Occupied                                 282,640.37                         7.546                 665
TOTAL                                          282,287.29                         7.555                 666
DOCTYPE
DOCTYPE                               Avg CURRENT BALANCE  Wtd Avg CURRENT GROSS COUPON  Wtd Avg FICO SCORE
Full/Alternative                               294,256.34                         7.607                 637
Limited                                        185,579.06                         7.573                 665
Reduced                                        239,712.50                         7.396                 641
Stated Income                                  324,268.29                         7.669                 684
TOTAL                                          282,287.29                         7.555                 666
PROPTYPE
PROPTYPE                              Avg CURRENT BALANCE  Wtd Avg CURRENT GROSS COUPON  Wtd Avg FICO SCORE
2-4 Family                                     371,728.15                         7.725                 685
High-Condo                                     228,525.00                         8.294                 680
Low-Condo                                      262,461.30                         7.438                 667
Manufactured Home                              404,948.91                         6.675                 637
Mid-Condo                                      183,903.67                          7.85                 639
PUD                                            274,009.84                         7.572                 661
Rowhouse                                       160,000.00                           8.4                 688
Single Family-A                                262,954.13                          7.57                 666
Single Family-D                                280,214.79                         7.546                 664
Townhouse                                      213,586.33                         7.341                 679
TOTAL                                          282,287.29                         7.555                 666

UPB
UPB                                   Avg CURRENT BALANCE  Wtd Avg CURRENT GROSS COUPON  Wtd Avg FICO SCORE
    50,000.01 -  75,000.00                      61,766.66                         9.232                 622
    75,000.01 - 100,000.00                      90,996.40                         8.063                 637
   100,000.01 - 125,000.00                     113,361.15                         7.786                 644
   125,000.01 - 150,000.00                     137,860.87                         7.673                 653
   150,000.01 - 200,000.00                     176,971.74                         7.615                 655
   200,000.01 - 250,000.00                     225,314.96                         7.666                 657
   250,000.01 - 300,000.00                     275,665.54                         7.579                 664
   300,000.01 - 350,000.00                     322,491.92                         7.538                 668
   350,000.01 - 400,000.00                     373,066.25                         7.536                 669
   400,000.01 - 450,000.00                     428,180.70                         7.326                 674
   450,000.01 - 500,000.00                     476,096.87                         7.607                 662
   500,000.01 - 600,000.00                     542,727.55                         7.535                 676
   600,000.01 - 700,000.00                     644,576.21                         7.304                 677
   700,000.01 +                                817,982.81                         7.501                 704
TOTAL                                          282,287.29                         7.555                 666
STATE
STATE                                 Avg CURRENT BALANCE  Wtd Avg CURRENT GROSS COUPON  Wtd Avg FICO SCORE
Arizona                                        205,937.27                         7.717                 648
California                                     367,379.11                         7.377                 675
Colorado                                       192,308.50                         7.478                 647
Delaware                                       161,149.65                         8.407                 666
District of Columbia                           219,833.33                         8.205                 688
Florida                                        247,704.17                         7.848                 658
Georgia                                        185,333.77                         7.967                 653
Idaho                                          180,029.20                         7.051                 678
Illinois                                       233,948.72                         8.176                 658
Iowa                                           191,513.50                         8.617                 585
Kansas                                         167,692.29                         7.971                 643
Maine                                          288,000.00                         10.15                 603
Maryland                                       288,958.48                         8.028                 662
Massachusetts                                  330,787.28                         8.148                 651
Michigan                                       188,783.85                         8.024                 645
Minnesota                                      203,873.09                         7.548                 677
Mississippi                                    232,915.00                          7.72                 593
Missouri                                       144,564.16                         8.414                 644
Nebraska                                       276,750.00                          7.85                 584
Nevada                                         228,841.81                         7.687                 649
New Hampshire                                  328,849.89                         7.469                 651
New Jersey                                     325,610.00                         7.652                 675
North Carolina                                 155,695.53                         7.691                 668
North Dakota                                   123,783.00                           7.9                 612
Oregon                                         196,944.92                         7.586                 654
Pennsylvania                                   120,000.00                          7.85                 636
Rhode Island                                   192,975.00                         7.536                 680
South Carolina                                 329,775.00                          7.86                 726
Tennessee                                      113,105.00                         7.409                 629
Texas                                          143,158.03                          7.68                 638
Utah                                           184,173.33                         7.849                 660
Vermont                                        180,773.02                         7.644                 614
Virginia                                       311,610.43                         7.682                 653
Washington                                     228,202.37                         7.523                 658
Wisconsin                                      168,800.00                          8.25                 605
TOTAL                                          282,287.29                         7.555                 666
PRODUCT
PRODUCT                               Avg CURRENT BALANCE  Wtd Avg CURRENT GROSS COUPON  Wtd Avg FICO SCORE
2/6 LIBOR IO                                   282,969.76                         7.546                 665
3/6 LIBOR IO                                   285,322.45                          7.64                 667
5/1 CMT IO                                     256,400.00                         7.843                 646
6 MO LIBOR IO                                  275,706.67                         7.869                 693
FIXED IO                                       213,425.28                         8.087                 667
TOTAL                                          282,287.29                         7.555                 666
LIEN
LIEN                                  Avg CURRENT BALANCE  Wtd Avg CURRENT GROSS COUPON  Wtd Avg FICO SCORE
First Lien                                     282,287.29                         7.555                 666
TOTAL                                          282,287.29                         7.555                 666
INDEX
INDEX                                 Avg CURRENT BALANCE  Wtd Avg CURRENT GROSS COUPON  Wtd Avg FICO SCORE
1YR TRSRY-CMT                                  256,400.00                         7.843                 646
FIXED                                          213,425.28                         8.087                 667
WSJ-6MLIBOR                                    283,042.21                         7.551                 666
TOTAL                                          282,287.29                         7.555                 666
RATE
RATE                                  Avg CURRENT BALANCE  Wtd Avg CURRENT GROSS COUPON  Wtd Avg FICO SCORE
    6.000 -  6.499                             311,445.55                         6.313                 648
    6.500 -  6.999                             314,745.42                         6.845                 674
    7.000 -  7.499                             282,571.96                         7.268                 669
    7.500 -  7.999                             282,581.16                         7.729                 667
    8.000 -  8.499                             244,943.26                         8.253                 654
    8.500 -  8.999                             249,853.75                         8.692                 650
    9.000 -  9.499                             233,074.86                         9.241                 648
    9.500 -  9.999                             270,991.75                         9.697                 619
   10.000 - 10.499                             196,500.00                         10.19                 617
   10.500 - 10.999                             215,133.33                        10.801                 583
   11.000 - 11.499                              64,799.90                         11.35                 576
TOTAL                                          282,287.29                         7.555                 666

MARGIN
MARGIN                                Avg CURRENT BALANCE  Wtd Avg CURRENT GROSS COUPON  Wtd Avg FICO SCORE
   0.0000 - 0.4999                             213,425.28                         8.087                 667
   2.5000 - 2.9999                             275,706.67                         7.869                 693
   4.0000 - 4.4999                             159,460.00                         7.989                 641
   5.0000 - 5.4999                             172,000.00                           8.4                 698
   5.5000 - 5.9999                             296,799.10                         7.385                 663
   6.0000 - 6.4999                             266,855.28                         7.779                 669
TOTAL                                          282,287.29                         7.555                 666
IO PERIOD
IO PERIOD                             Avg CURRENT BALANCE  Wtd Avg CURRENT GROSS COUPON  Wtd Avg FICO SCORE
YES                                            282,287.29                         7.555                 666
      5 YEARS                                  282,287.29                         7.555                 666
TOTAL                                          282,287.29                         7.555                 666
CURRENT BALANCE
CURRENT BALANCE                       Avg CURRENT BALANCE  Wtd Avg CURRENT GROSS COUPON  Wtd Avg FICO SCORE
YES                                            282,287.29                         7.555                 666
           0.00 -    99,999.99                  81,650.08                         8.311                 634
     100,000.00 -   199,999.99                 153,593.49                          7.66                 652
     200,000.00 -   299,999.99                 249,022.11                         7.607                 662
     300,000.00 -   399,999.99                 340,449.73                         7.546                 667
     400,000.00 -   499,999.99                 444,649.36                          7.43                 669
     500,000.00 -   599,999.99                 532,347.37                         7.567                 678
     600,000.00 -   699,999.99                 637,036.58                         7.354                 672
     700,000.00 -   799,999.99                 751,036.72                         7.656                 702
     800,000.00 -   899,999.99                 803,750.00                         7.373                 698
     900,000.00 -   999,999.99                 900,000.00                          7.75                 757
   1,000,000.00 - 1,099,999.99               1,000,000.00                         7.238                 680
TOTAL                                          282,287.29                         7.555                 666
FICO
FICO                                  Avg CURRENT BALANCE  Wtd Avg CURRENT GROSS COUPON  Wtd Avg FICO SCORE
YES                                            282,287.29                         7.555                 666
   540 - 559                                   148,981.25                         9.347                 554
   560 - 579                                   231,423.50                         8.669                 570
   580 - 599                                   240,870.21                         7.858                 589
   600 - 619                                   248,636.26                         7.605                 610
   620 - 639                                   236,727.73                         7.598                 629
   640 - 659                                   289,755.52                         7.572                 649
   660 - 679                                   289,359.84                         7.658                 670
   680 - 699                                   324,154.25                         7.403                 689
   700 - 719                                   331,120.23                          7.39                 709
   720 - 739                                   283,326.17                         7.422                 728
   740 - 759                                   323,861.44                         7.347                 750
   760 - 779                                   348,916.55                         7.506                 766
   780 - 799                                   320,647.97                         7.061                 785
   800 - 819                                   257,960.00                         7.455                 803
TOTAL                                          282,287.29                         7.555                 666

FICO SCORE
FICO SCORE                            Wtd Avg LOAN TO VALUE  Wtd Avg BACK RATIO  Primary
   540 - 559                                          75.46               43.73      100
   560 - 579                                           79.9               43.95      100
   580 - 599                                          80.53               41.58      100
   600 - 619                                          81.53               44.34    99.46
   620 - 639                                          81.31               42.83    99.62
   640 - 659                                          82.57               43.16    99.83
   660 - 679                                          81.45               44.21    98.65
   680 - 699                                          81.62               44.31    99.74
   700 - 719                                          81.67               45.28    98.77
   720 - 739                                          81.94                  44      100
   740 - 759                                          82.06               43.92      100
   760 - 779                                          82.26               43.64    95.01
   780 - 799                                          82.82               45.81      100
   800 - 819                                             80               44.72     59.7
TOTAL                                                 81.68               43.93     99.3
LTV
LTV                                   Wtd Avg LOAN TO VALUE  Wtd Avg BACK RATIO  Primary
                                                      41.41               41.21      100
   50.01 - 55.00                                      53.12               33.86    85.02
   55.01 - 60.00                                      58.08               42.23      100
   60.01 - 65.00                                      63.05               41.48    95.48
   65.01 - 70.00                                      69.78               38.07      100
   70.01 - 75.00                                      74.36               41.67    89.54
   75.01 - 80.00                                      79.91               44.22    99.46
   80.01 - 85.00                                      84.84               44.18      100
   85.01 - 90.00                                      89.63               43.84      100
   90.01 - 95.00                                      94.44               41.53      100
TOTAL                                                 81.68               43.93     99.3

CLTV
CLTV                                  Wtd Avg LOAN TO VALUE  Wtd Avg BACK RATIO  Primary
                                                      41.41               41.21      100
   50.01 -  55.00                                     53.12               33.86    85.02
   55.01 -  60.00                                     58.08               42.23      100
   60.01 -  65.00                                     62.81               41.33    94.43
   65.01 -  70.00                                     69.78               38.07      100
   70.01 -  75.00                                     74.34               41.33    83.35
   75.01 -  80.00                                     79.28               41.97    94.04
   80.01 -  85.00                                     84.26               43.42      100
   85.01 -  90.00                                     87.27               43.78    99.54
   90.01 -  95.00                                      85.5               41.96      100
   95.01 - 100.00                                     81.43               44.49      100
TOTAL                                                 81.68               43.93     99.3
DTI
DTI                                   Wtd Avg LOAN TO VALUE  Wtd Avg BACK RATIO  Primary
                                                       83.7               14.35      100
20.01 - 25.00                                         78.14               22.39      100
25.01 - 30.00                                         79.66               27.62    89.12
30.01 - 35.00                                         80.94               32.59      100
35.01 - 40.00                                         82.01               37.82    99.31
40.01 - 45.00                                         81.37               42.78    99.68
45.01 - 50.00                                         82.09               48.13    99.58
50.01 - 55.00                                         80.34               53.07     99.1
TOTAL                                                 81.68               43.93     99.3
PURPOSE
PURPOSE                               Wtd Avg LOAN TO VALUE  Wtd Avg BACK RATIO  Primary
Cash Out Refinance                                       82               42.92    99.13
Purchase                                              81.53                44.4    99.37
Rate/Term Refinance                                    81.7               44.23      100
TOTAL                                                 81.68               43.93     99.3
OCCTYPE
OCCTYPE                               Wtd Avg LOAN TO VALUE  Wtd Avg BACK RATIO  Primary
Investor                                              75.32                38.2        0
Owner Occupied                                        81.73               43.97      100
TOTAL                                                 81.68               43.93     99.3
DOCTYPE
DOCTYPE                               Wtd Avg LOAN TO VALUE  Wtd Avg BACK RATIO  Primary
Full/Alternative                                      83.33               39.32      100
Limited                                               81.21                45.1      100
Reduced                                               81.79               43.47    98.93
Stated Income                                         81.56               44.38    99.55
TOTAL                                                 81.68               43.93     99.3
PROPTYPE
PROPTYPE                              Wtd Avg LOAN TO VALUE  Wtd Avg BACK RATIO  Primary
2-4 Family                                            81.28               43.86    97.13
High-Condo                                            83.02               42.93      100
Low-Condo                                             80.73               45.17    99.01
Manufactured Home                                     69.83               42.24      100
Mid-Condo                                                80               42.73      100
PUD                                                   81.41                44.6      100
Rowhouse                                                 80               37.92      100
Single Family-A                                       82.49                43.7      100
Single Family-D                                       81.93               43.61    99.39
Townhouse                                             81.27                46.4      100
TOTAL                                                 81.68               43.93     99.3
UPB
UPB                                   Wtd Avg LOAN TO VALUE  Wtd Avg BACK RATIO  Primary
    50,000.01 -  75,000.00                            77.87               41.97      100
    75,000.01 - 100,000.00                            77.19               40.81      100
   100,000.01 - 125,000.00                            79.87               42.07    97.64
   125,000.01 - 150,000.00                            80.05               41.67    98.23
   150,000.01 - 200,000.00                            80.64                42.3    99.17
   200,000.01 - 250,000.00                            80.51               42.45    99.47
   250,000.01 - 300,000.00                            81.52               43.68      100
   300,000.01 - 350,000.00                            82.31               45.06    98.72
   350,000.01 - 400,000.00                            81.98               45.03      100
   400,000.01 - 450,000.00                            82.33               45.69      100
   450,000.01 - 500,000.00                            82.94               44.59    97.26
   500,000.01 - 600,000.00                             82.9               45.51      100
   600,000.01 - 700,000.00                            82.18               41.08      100
   700,000.01 +                                       81.57               45.32      100
TOTAL                                                 81.68               43.93     99.3

STATE
STATE                                 Wtd Avg LOAN TO VALUE  Wtd Avg BACK RATIO  Primary
Arizona                                               80.16                  43    99.16
California                                            81.76                44.9    99.62
Colorado                                              81.66                42.4      100
Delaware                                              86.28               39.54      100
District of Columbia                                  83.75               42.25      100
Florida                                               81.27               43.26    99.27
Georgia                                               82.32               42.37      100
Idaho                                                 82.72                40.6      100
Illinois                                              81.97               41.92    99.18
Iowa                                                  86.58               45.98      100
Kansas                                                85.64               41.54      100
Maine                                                    90               44.75      100
Maryland                                              81.47               43.37    96.43
Massachusetts                                         83.71               42.77      100
Michigan                                              85.14                42.7      100
Minnesota                                             81.34               43.83      100
Mississippi                                           85.79                  47      100
Missouri                                              83.81               42.51      100
Nebraska                                                 90               22.67      100
Nevada                                                81.94               43.87      100
New Hampshire                                            80               45.99      100
New Jersey                                            73.35               42.74      100
North Carolina                                        81.58               46.13      100
North Dakota                                             80               24.41      100
Oregon                                                82.53               42.61      100
Pennsylvania                                          64.86               44.67      100
Rhode Island                                          81.87                  42      100
South Carolina                                        83.02               37.28      100
Tennessee                                             79.12               46.55      100
Texas                                                 80.13               43.01      100
Utah                                                  78.46               38.68    70.44
Vermont                                                  80               48.65      100
Virginia                                               82.3               43.97    97.99
Washington                                             81.3               41.86      100
Wisconsin                                                80               38.61      100
TOTAL                                                 81.68               43.93     99.3
PRODUCT
PRODUCT                               Wtd Avg LOAN TO VALUE  Wtd Avg BACK RATIO  Primary
2/6 LIBOR IO                                          81.75               43.94    99.27
3/6 LIBOR IO                                          79.78               44.35      100
5/1 CMT IO                                            83.03               42.95      100
6 MO LIBOR IO                                         80.39               36.08      100
FIXED IO                                               83.3               43.17      100
TOTAL                                                 81.68               43.93     99.3
LIEN
LIEN                                  Wtd Avg LOAN TO VALUE  Wtd Avg BACK RATIO  Primary
First Lien                                            81.68               43.93     99.3
TOTAL                                                 81.68               43.93     99.3
INDEX
INDEX                                 Wtd Avg LOAN TO VALUE  Wtd Avg BACK RATIO  Primary
1YR TRSRY-CMT                                         83.03               42.95      100
FIXED                                                  83.3               43.17      100
WSJ-6MLIBOR                                           81.67               43.93     99.3
TOTAL                                                 81.68               43.93     99.3
RATE
RATE                                  Wtd Avg LOAN TO VALUE  Wtd Avg BACK RATIO  Primary
    6.000 -  6.499                                       81               46.08      100
    6.500 -  6.999                                    81.55               44.56      100
    7.000 -  7.499                                    81.46               44.26    99.82
    7.500 -  7.999                                    81.57               43.74    99.85
    8.000 -  8.499                                    82.22               43.12    99.01
    8.500 -  8.999                                    83.09               42.71    97.45
    9.000 -  9.499                                    81.78               40.93    83.45
    9.500 -  9.999                                    81.78               42.88    94.38
   10.000 - 10.499                                    86.74               46.08    73.28
   10.500 - 10.999                                    72.53               45.06      100
   11.000 - 11.499                                       90               35.83      100
TOTAL                                                 81.68               43.93     99.3
MARGIN
MARGIN                                Wtd Avg LOAN TO VALUE  Wtd Avg BACK RATIO  Primary
   0.0000 - 0.4999                                     83.3               43.17      100
   2.5000 - 2.9999                                    80.39               36.08      100
   4.0000 - 4.4999                                    82.45               42.09      100
   5.0000 - 5.4999                                       80               49.09      100
   5.5000 - 5.9999                                    82.04               44.29    99.84
   6.0000 - 6.4999                                    81.16               43.48    98.53
TOTAL                                                 81.68               43.93     99.3
IO PERIOD
IO PERIOD                             Wtd Avg LOAN TO VALUE  Wtd Avg BACK RATIO  Primary
YES                                                   81.68               43.93     99.3
      5 YEARS                                         81.68               43.93     99.3
TOTAL                                                 81.68               43.93     99.3

CURRENT BALANCE
CURRENT BALANCE                       Wtd Avg LOAN TO VALUE  Wtd Avg BACK RATIO  Primary
YES                                                   81.68               43.93     99.3
           0.00 -    99,999.99                        79.48                  42      100
     100,000.00 -   199,999.99                         80.3               42.04    98.72
     200,000.00 -   299,999.99                        81.16               43.05    99.77
     300,000.00 -   399,999.99                        82.12               45.14    99.27
     400,000.00 -   499,999.99                        82.35               45.17    98.68
     500,000.00 -   599,999.99                        83.82               45.21      100
     600,000.00 -   699,999.99                        81.67               42.08      100
     700,000.00 -   799,999.99                         81.9                44.3      100
     800,000.00 -   899,999.99                        84.61               44.28      100
     900,000.00 -   999,999.99                        77.85               34.57      100
   1,000,000.00 - 1,099,999.99                        77.04                49.3      100
TOTAL                                                 81.68               43.93     99.3
FICO
FICO                                  Wtd Avg LOAN TO VALUE  Wtd Avg BACK RATIO  Primary
YES                                                   81.68               43.93     99.3
   540 - 559                                          75.46               43.73      100
   560 - 579                                           79.9               43.95      100
   580 - 599                                          80.53               41.58      100
   600 - 619                                          81.53               44.34    99.46
   620 - 639                                          81.31               42.83    99.62
   640 - 659                                          82.57               43.16    99.83
   660 - 679                                          81.45               44.21    98.65
   680 - 699                                          81.62               44.31    99.74
   700 - 719                                          81.67               45.28    98.77
   720 - 739                                          81.94                  44      100
   740 - 759                                          82.06               43.92      100
   760 - 779                                          82.26               43.64    95.01
   780 - 799                                          82.82               45.81      100
   800 - 819                                             80               44.72     59.7
TOTAL                                                 81.68               43.93     99.3

FICO SCORE
FICO SCORE                            SF/PUD  CASHOUT  FULL DOC  IO   MI%    SS_FLAG  40YR LOANS
   540 - 559                             100    56.11         0  100   0       43.89           0
   560 - 579                           71.83    67.34         0  100   0       20.18           0
   580 - 599                           90.06    72.86       7.4  100   0       20.47           0
   600 - 619                           67.63       49      2.17  100   0          56           0
   620 - 639                           63.31    40.14      2.65  100   0       63.45           0
   640 - 659                           67.18    43.88      4.28  100   0       71.93           0
   660 - 679                           63.05    24.95      0.73  100   0       85.86           0
   680 - 699                           72.23    21.93      0.35  100   0       84.17           0
   700 - 719                           68.86     16.4         0  100   0       90.98           0
   720 - 739                           69.82    12.16         0  100   0       88.08           0
   740 - 759                           61.86    15.88         0  100   0       89.67           0
   760 - 779                            60.8     5.96         0  100   0       95.01           0
   780 - 799                               0        0         0  100   0         100           0
   800 - 819                             100        0         0  100   0         100           0
TOTAL                                  66.91    31.76      1.63  100   0       75.47           0
LTV
LTV                                   SF/PUD  CASHOUT  FULL DOC  IO   MI%    SS_FLAG  40YR LOANS
                                        56.7    88.06         0  100   0           0           0
   50.01 - 55.00                       19.66      100         0  100   0           0           0
   55.01 - 60.00                       62.38    90.61         0  100   0           0           0
   60.01 - 65.00                       47.09    81.16         0  100   0       18.84           0
   65.01 - 70.00                       58.67    66.96         0  100   0           0           0
   70.01 - 75.00                       61.86    45.02         0  100   0       37.19           0
   75.01 - 80.00                       67.32    21.36       1.5  100   0       92.48           0
   80.01 - 85.00                       63.31     29.9      1.86  100   0       79.83           0
   85.01 - 90.00                       76.14    64.19      2.89  100   0       21.18           0
   90.01 - 95.00                       64.37    73.13         0  100   0        4.27           0
TOTAL                                  66.91    31.76      1.63  100   0       75.47           0
CLTV
CLTV                                  SF/PUD  CASHOUT  FULL DOC  IO   MI%    SS_FLAG  40YR LOANS
                                        56.7    88.06         0  100   0           0           0
   50.01 -  55.00                      19.66      100         0  100   0           0           0
   55.01 -  60.00                      62.38    90.61         0  100   0           0           0
   60.01 -  65.00                      58.03      100         0  100   0           0           0
   65.01 -  70.00                      58.67    66.96         0  100   0           0           0
   70.01 -  75.00                      83.48    57.46         0  100   0           0           0
   75.01 -  80.00                      67.81    69.69      2.54  100   0           0           0
   80.01 -  85.00                      68.37    78.27      1.34  100   0         2.8           0
   85.01 -  90.00                      68.13    68.31      2.94  100   0       19.83           0
   90.01 -  95.00                      46.84     54.6         0  100   0       67.78           0
   95.01 - 100.00                      68.21    15.37      1.61  100   0         100           0
TOTAL                                  66.91    31.76      1.63  100   0       75.47           0
DTI
DTI                                   SF/PUD  CASHOUT  FULL DOC  IO   MI%    SS_FLAG  40YR LOANS
                                       92.86    57.26     14.84  100   0       61.96           0
20.01 - 25.00                          60.06    36.24       8.6  100   0       55.46           0
25.01 - 30.00                          86.35    46.48      2.08  100   0       49.71           0
30.01 - 35.00                          76.18    40.38      3.57  100   0       66.18           0
35.01 - 40.00                          68.38    39.97      0.98  100   0       74.76           0
40.01 - 45.00                          62.61    31.67      1.06  100   0       71.58           0
45.01 - 50.00                          67.66    26.21      1.49  100   0       81.31           0
50.01 - 55.00                          51.37    52.93      1.75  100   0       62.88           0
TOTAL                                  66.91    31.76      1.63  100   0       75.47           0

PURPOSE
PURPOSE                               SF/PUD  CASHOUT  FULL DOC  IO   MI%    SS_FLAG  40YR LOANS
Cash Out Refinance                     72.81      100      2.46  100   0       42.41           0
Purchase                               63.78        0       1.2  100   0       91.56           0
Rate/Term Refinance                    78.78        0      3.12  100   0       63.32           0
TOTAL                                  66.91    31.76      1.63  100   0       75.47           0
OCCTYPE
OCCTYPE                               SF/PUD  CASHOUT  FULL DOC  IO   MI%    SS_FLAG  40YR LOANS
Investor                               57.48    39.85         0  100   0        7.89           0
Owner Occupied                         66.97     31.7      1.65  100   0       75.94           0
TOTAL                                  66.91    31.76      1.63  100   0       75.47           0
DOCTYPE
DOCTYPE                               SF/PUD  CASHOUT  FULL DOC  IO   MI%    SS_FLAG  40YR LOANS
Full/Alternative                        67.3    47.77       100  100   0       68.03           0
Limited                                55.11    47.19         0  100   0       52.81           0
Reduced                                63.51    39.41         0  100   0       69.72           0
Stated Income                          69.41    25.71         0  100   0       79.94           0
TOTAL                                  66.91    31.76      1.63  100   0       75.47           0
PROPTYPE
PROPTYPE                              SF/PUD  CASHOUT  FULL DOC  IO   MI%    SS_FLAG  40YR LOANS
2-4 Family                                 0    22.54      0.78  100   0       76.73           0
High-Condo                                 0    60.44         0  100   0       39.56           0
Low-Condo                                  0     20.5         0  100   0       83.75           0
Manufactured Home                          0      100         0  100   0           0           0
Mid-Condo                                  0        0       100  100   0         100           0
PUD                                        0    29.84      2.53  100   0       76.17           0
Rowhouse                                   0        0         0  100   0         100           0
Single Family-A                          100    46.75         0  100   0        86.2           0
Single Family-D                          100     34.4      1.67  100   0       74.06           0
Townhouse                                  0    25.47         0  100   0         100           0
TOTAL                                  66.91    31.76      1.63  100   0       75.47           0
UPB
UPB                                   SF/PUD  CASHOUT  FULL DOC  IO   MI%    SS_FLAG  40YR LOANS
    50,000.01 -  75,000.00             78.59     9.35         0  100   0       66.86           0
    75,000.01 - 100,000.00             70.01    25.68         0  100   0       73.63           0
   100,000.01 - 125,000.00             72.27    21.46         0  100   0       83.63           0
   125,000.01 - 150,000.00             71.75    21.24      0.94  100   0       84.79           0
   150,000.01 - 200,000.00             63.55    31.58      2.14  100   0       80.18           0
   200,000.01 - 250,000.00             66.01    34.48      3.33  100   0       72.07           0
   250,000.01 - 300,000.00             67.56    30.81      1.69  100   0        72.3           0
   300,000.01 - 350,000.00             68.25    32.29         0  100   0       72.57           0
   350,000.01 - 400,000.00              67.4    30.65      1.82  100   0       73.84           0
   400,000.01 - 450,000.00             70.09    32.04         0  100   0       76.12           0
   450,000.01 - 500,000.00             67.78    38.27      2.89  100   0       70.24           0
   500,000.01 - 600,000.00             75.67    27.55         0  100   0       80.47           0
   600,000.01 - 700,000.00             53.31    35.11      6.97  100   0       82.34           0
   700,000.01 +                        43.52    39.39         0  100   0       74.86           0
TOTAL                                  66.91    31.76      1.63  100   0       75.47           0
STATE
STATE                                 SF/PUD  CASHOUT  FULL DOC  IO   MI%    SS_FLAG  40YR LOANS
Arizona                                42.15    33.45      3.48  100   0       69.31           0
California                             70.77    25.43      1.05  100   0       79.39           0
Colorado                               54.41    34.82       3.1  100   0       87.44           0
Delaware                                 100        0         0  100   0        37.2           0
District of Columbia                   75.74    37.53         0  100   0         100           0
Florida                                61.62    26.31      1.03  100   0       62.88           0
Georgia                                 70.4    13.96         0  100   0       86.08           0
Idaho                                  54.44    54.44         0  100   0       45.56           0
Illinois                                60.7    49.43      1.32  100   0       73.39           0
Iowa                                   65.79    65.79         0  100   0       34.21           0
Kansas                                 80.13    44.85     42.17  100   0       57.83           0
Maine                                    100      100         0  100   0           0           0
Maryland                               45.01    49.59         0  100   0       69.59           0
Massachusetts                          72.48    57.31         0  100   0       38.38           0
Michigan                               96.03    38.85         0  100   0       60.63           0
Minnesota                              86.66    54.12         0  100   0       81.54           0
Mississippi                              100        0         0  100   0       42.06           0
Missouri                               76.39    27.02      6.36  100   0       73.28           0
Nebraska                                 100      100         0  100   0           0           0
Nevada                                 54.89    50.76      2.71  100   0       57.22           0
New Hampshire                            100    47.19         0  100   0         100           0
New Jersey                             33.79    33.79         0  100   0       67.88           0
North Carolina                         92.83    35.58         0  100   0       92.68           0
North Dakota                             100        0         0  100   0         100           0
Oregon                                 92.87    41.38      6.54  100   0       76.69           0
Pennsylvania                             100      100         0  100   0           0           0
Rhode Island                           58.21    26.12         0  100   0        64.7           0
South Carolina                         31.77    26.14         0  100   0       73.86           0
Tennessee                                100        0         0  100   0         100           0
Texas                                  42.85        0     18.24  100   0         100           0
Utah                                   71.14     20.6         0  100   0       62.82           0
Vermont                                 64.6        0         0  100   0         100           0
Virginia                               43.64    57.42         0  100   0       60.77           0
Washington                             75.41    45.16      2.06  100   0       71.39           0
Wisconsin                                100      100         0  100   0         100           0
TOTAL                                  66.91    31.76      1.63  100   0       75.47           0

PRODUCT
PRODUCT                               SF/PUD  CASHOUT  FULL DOC  IO   MI%    SS_FLAG  40YR LOANS
2/6 LIBOR IO                           67.08    31.21      1.66  100   0       75.55           0
3/6 LIBOR IO                           60.84    33.21         0  100   0       76.03           0
5/1 CMT IO                             78.55    82.68     21.45  100   0       17.32           0
6 MO LIBOR IO                          52.23    52.23         0  100   0         100           0
FIXED IO                               75.68    71.26         0  100   0       76.09           0
TOTAL                                  66.91    31.76      1.63  100   0       75.47           0
LIEN
LIEN                                  SF/PUD  CASHOUT  FULL DOC  IO   MI%    SS_FLAG  40YR LOANS
First Lien                             66.91    31.76      1.63  100   0       75.47           0
TOTAL                                  66.91    31.76      1.63  100   0       75.47           0
INDEX
INDEX                                 SF/PUD  CASHOUT  FULL DOC  IO   MI%    SS_FLAG  40YR LOANS
1YR TRSRY-CMT                          78.55    82.68     21.45  100   0       17.32           0
FIXED                                  75.68    71.26         0  100   0       76.09           0
WSJ-6MLIBOR                            66.81    31.33      1.59  100   0       75.62           0
TOTAL                                  66.91    31.76      1.63  100   0       75.47           0
RATE
RATE                                  SF/PUD  CASHOUT  FULL DOC  IO   MI%    SS_FLAG  40YR LOANS
    6.000 -  6.499                     74.69    15.66         0  100   0        87.2           0
    6.500 -  6.999                     67.33    25.03      1.36  100   0       85.71           0
    7.000 -  7.499                     67.79    30.15      0.76  100   0       80.61           0
    7.500 -  7.999                     66.32    32.17       2.4  100   0       76.44           0
    8.000 -  8.499                     62.62    38.81      3.24  100   0        61.8           0
    8.500 -  8.999                     72.57    45.53      0.63  100   0        50.1           0
    9.000 -  9.499                     68.06    32.95         0  100   0       42.16           0
    9.500 -  9.999                     50.31    63.64         0  100   0       35.18           0
   10.000 - 10.499                       100      100         0  100   0           0           0
   10.500 - 10.999                     63.05    81.89         0  100   0           0           0
   11.000 - 11.499                       100        0         0  100   0           0           0
TOTAL                                  66.91    31.76      1.63  100   0       75.47           0
MARGIN
MARGIN                                SF/PUD  CASHOUT  FULL DOC  IO   MI%    SS_FLAG  40YR LOANS
   0.0000 - 0.4999                     75.68    71.26         0  100   0       76.09           0
   2.5000 - 2.9999                     52.23    52.23         0  100   0         100           0
   4.0000 - 4.4999                     43.96      100         0  100   0       49.52           0
   5.0000 - 5.4999                       100      100         0  100   0         100           0
   5.5000 - 5.9999                     71.35    33.76      2.26  100   0       74.88           0
   6.0000 - 6.4999                      60.7    27.73       0.8  100   0       76.25           0
TOTAL                                  66.91    31.76      1.63  100   0       75.47           0
IO PERIOD
IO PERIOD                             SF/PUD  CASHOUT  FULL DOC  IO   MI%    SS_FLAG  40YR LOANS
YES                                    66.91    31.76      1.63  100   0       75.47           0
      5 YEARS                          66.91    31.76      1.63  100   0       75.47           0
TOTAL                                  66.91    31.76      1.63  100   0       75.47           0
CURRENT BALANCE
CURRENT BALANCE                       SF/PUD  CASHOUT  FULL DOC  IO   MI%    SS_FLAG  40YR LOANS
YES                                    66.91    31.76      1.63  100   0       75.47           0
           0.00 -    99,999.99          74.9    18.49         0  100   0        75.8           0
     100,000.00 -   199,999.99         66.04    28.29       1.6  100   0       81.09           0
     200,000.00 -   299,999.99         66.69    31.61      2.42  100   0       73.24           0
     300,000.00 -   399,999.99         68.15    32.26      0.82  100   0       72.09           0
     400,000.00 -   499,999.99         69.63     34.4      1.39  100   0       76.01           0
     500,000.00 -   599,999.99         73.93    29.12         0  100   0       75.05           0
     600,000.00 -   699,999.99         57.84    35.13      6.37  100   0       80.83           0
     700,000.00 -   799,999.99         37.82     37.6         0  100   0       75.58           0
     800,000.00 -   899,999.99             0      100         0  100   0         100           0
     900,000.00 -   999,999.99             0        0         0  100   0         100           0
   1,000,000.00 - 1,099,999.99           100        0         0  100   0          50           0
TOTAL                                  66.91    31.76      1.63  100   0       75.47           0
FICO
FICO                                  SF/PUD  CASHOUT  FULL DOC  IO  MI%    SS_FLAG  40YR LOANS
YES                                    66.91    31.76      1.63  100   0       75.47           0
   540 - 559                             100    56.11         0  100   0       43.89           0
   560 - 579                           71.83    67.34         0  100   0       20.18           0
   580 - 599                           90.06    72.86       7.4  100   0       20.47           0
   600 - 619                           67.63       49      2.17  100   0          56           0
   620 - 639                           63.31    40.14      2.65  100   0       63.45           0
   640 - 659                           67.18    43.88      4.28  100   0       71.93           0
   660 - 679                           63.05    24.95      0.73  100   0       85.86           0
   680 - 699                           72.23    21.93      0.35  100   0       84.17           0
   700 - 719                           68.86     16.4         0  100   0       90.98           0
   720 - 739                           69.82    12.16         0  100   0       88.08           0
   740 - 759                           61.86    15.88         0  100   0       89.67           0
   760 - 779                            60.8     5.96         0  100   0       95.01           0
   780 - 799                               0        0         0  100   0         100           0
   800 - 819                             100        0         0  100   0         100           0
TOTAL                                  66.91    31.76      1.63  100   0       75.47           0

----------------------------------------------------
We need these matrices in addition to strats
----------------------------------------------------


If the deal has deep MI - we want the following:

For Non-MI Loans-only
By LTV Bucket   % of total deal   Avg FICO   %<550 FICO   %full doc   %non owner
<=50% LTV           100.00           722         0.00        0.00        0.00

Aggregate Loans
                                                                                           % Second Lien
                                                                                           (Simultaneous
FICO       % of total deal  Avg LTV  Max LTV  % Full Doc  % Owner Occ  % IO   WAC    MARGIN or Silent)
  680 - 699       19.06      18.55    21.74       0           100        0   10.351     0      100
  700 - 719       39.97      19.11    25.64       0           100        0   10.536     0      100
  720 - 739       15.81       19.1    22.75       0           100        0    10.65     0      100
  740 - 759       13.67       19.1    22.15       0           100        0   10.621     0      100
  760 - 779        8.15      18.74     25.4       0           100        0   10.606     0      100
  780 - 799        2.77      16.29    30.59       0           100        0   10.238     0      100
  800 - 819        0.56         20       20       0           100        0     9.95     0      100
TOTAL               100       18.9    30.59       0           100        0   10.524     0      100

--------------------------------------------------------------------------------------------------------------
We needs strats broken out in this format for Total ARMs, Total Fixed, Total IO Loans seperately
We also need this for the total pool combined
--------------------------------------------------------------------------------------------------------------

Original Principal Balances of Mortgage Loans

                                                       % of
                                                     Aggregate
                                       Aggregate     Principal
                                       Original      Balance as    AVG         WA
                          Number of    Principal     of Cut-off  CURRENT      GROSS     WA
Range ($)                   Loans       Balance         Date     BALANCE       CPN    COMBLTV   GWAC   WA FICO
--------------------------------------------------------------------------------------------------------------
-25000                       18       $379,208.00       2.78     $21,067.11   9.420   99.44       9      712
  25,000.01 -  50,000.00     77      $2,830,923.00      20.75    $36,765.23   10.545  100.00     11      723
  50,000.01 -  75,000.00     51      $3,161,903.00      23.18    $61,998.10   10.535  99.69      11      719
  75,000.01 - 100,000.00     42      $3,691,818.00      27.06    $87,900.43   10.455  99.41      10      719
 100,000.01 - 125,000.00     20      $2,210,800.00      16.21    $110,540.00  10.460  99.84      10      719
 125,000.01 - 150,000.00      5       $665,880.00       4.88     $133,176.00  10.858  98.08      11      740
 175,000.01 - 200,000.00      1       $195,000.00       1.43     $195,000.00  10.990  100.00     11      751
 225,000.01 - 250,000.00      1       $250,000.00       1.83     $250,000.00  11.430  89.75      11      708
 250,000.01 - 300,000.00      1       $256,000.00       1.88     $256,000.00  11.250  100.00     11      757
TOTAL                        216     $13,641,532.00    100.00    $63,155.24   10.524  99.45      11      722

Principal Balances of Mortgage Loans as of Cutoff Date

                                                       % of
                                                     Aggregate
                                       Aggregate     Principal
                                       Original      Balance as    AVG         WA
                          Number of    Principal     of Cut-off  CURRENT      GROSS     WA
Range ($)                   Loans       Balance         Date     BALANCE       CPN    COMBLTV   GWAC   WA FICO
--------------------------------------------------------------------------------------------------------------
-25000                       18       $378,491.97        2.78    $21,027.33   9.420   99.44      9       712
  25,000.01 -  50,000.00     77      $2,827,918.45      20.76    $36,726.21   10.545  100.00     11      723
  50,000.01 -  75,000.00     51      $3,156,369.24      23.17    $61,889.59   10.535  99.69      11      719
  75,000.01 - 100,000.00     42      $3,687,136.68      27.06    $87,788.97   10.455  99.41      10      719
 100,000.01 - 125,000.00     20      $2,207,996.99      16.21    $110,399.85  10.460  99.84      10      719
 125,000.01 - 150,000.00      5       $665,388.48       4.88     $133,077.70  10.858  98.08      11      740
 175,000.01 - 200,000.00      1       $194,860.00       1.43     $194,860.00  10.990  100.00     11      751
 225,000.01 - 250,000.00      1       $249,918.87       1.83     $249,918.87  11.430  89.75      11      708
 250,000.01 - 300,000.00      1       $255,913.57       1.88     $255,913.57  11.250  100.00     11      757
TOTAL                        216     $13,623,994.25    100.00    $63,074.05   10.524  99.45      11      722

Current Mortgage Rates of Mortgage Loans

                                                        % of
                                                      Aggregate
                                        Aggregate     Principal
                                        Original      Balance as    AVG         WA
                           Number of    Principal     of Cut-off  CURRENT      GROSS     WA
Mortgage Rates (%)           Loans       Balance         Date     BALANCE       CPN    COMBLTV  GWAC   WA FICO
--------------------------------------------------------------------------------------------------------------
  8.000 -  8.499              2         $74,865.63       0.55     $37,432.82   8.300   100.00     8      692
  8.500 -  8.999              1         $30,735.00       0.23     $30,735.00   8.720   100.00     9      798
  9.000 -  9.499             18        $444,008.73       3.26     $24,667.15   9.000   100.00     9      716
  9.500 -  9.999             43       $3,235,571.95      23.75    $75,245.86   9.936   99.77     10      720
 10.000 - 10.499             41       $2,317,843.92      17.01    $56,532.78   10.258  99.57     10      728
 10.500 - 10.999             69       $4,918,035.51      36.10    $71,275.88   10.808  99.43     11      718
 11.000 - 11.499             42       $2,602,933.51      19.11    $61,974.61   11.301  98.85     11      726
TOTAL                       216      $13,623,994.25     100.00    $63,074.05   10.524  99.45     11      722


Original Term to Maturity of Mortgage Loans

                                                        % of
                                                      Aggregate
                                        Aggregate     Principal
                                        Original      Balance as    AVG         WA
                           Number of    Principal     of Cut-off  CURRENT      GROSS     WA
Original Term (mos)          Loans       Balance         Date     BALANCE       CPN    COMBLTV  GWAC   WA FICO
--------------------------------------------------------------------------------------------------------------
000 - 180                     216     $13,623,994.25    100.00    $63,074.05   10.524   99.45    11      722
-------------------------
Total:                        216     $13,623,994.25    100.00    $63,074.05   10.524   99.45    11      722

Stated Remaining Term to Maturity of Mortgage Loans

                                                        % of
                                                      Aggregate
                                        Aggregate     Principal
                                        Original      Balance as    AVG         WA
                           Number of    Principal     of Cut-off  CURRENT      GROSS     WA
Remaining Term (mos)         Loans       Balance         Date     BALANCE       CPN    COMBLTV  GWAC   WA FICO
--------------------------------------------------------------------------------------------------------------
       0 - 179                197     $12,544,425.25     92.08    $63,677.29   10.491   99.40    10      721
     180 - 359                19       $1,079,569.00      7.92    $56,819.42   10.912   100.00   11      725
--------------------------------------------------------------------------------------------------------------
TOTAL                         216     $13,623,994.25    100.00    $63,074.05   10.524   99.45    11      722

                                                        % of
                                                      Aggregate
                                        Aggregate     Principal
                                        Original      Balance as    AVG         WA
                           Number of    Principal     of Cut-off  CURRENT      GROSS     WA
Mortgage Insurance           Loans       Balance        Date      BALANCE       CPN    COMBLTV  GWAC   WA FICO
--------------------------------------------------------------------------------------------------------------
Yes
                           -----------------------------------------------------------------------------------
No                            216     $13,623,994.25    100.00    $63,074.05   10.524   99.45    11      722
--------------------------------------------------------------------------------------------------------------
Total:                        216     $13,623,994.25    100.00    $63,074.05   10.524   99.45    11      722

                                                        % of
                                                      Aggregate
                                        Aggregate     Principal
                                        Original      Balance as    AVG         WA
                           Number of    Principal     of Cut-off  CURRENT      GROSS     WA
Lien                         Loans       Balance         Date     BALANCE       CPN    COMBLTV  GWAC   WA FICO
--------------------------------------------------------------------------------------------------------------
1
                           -----------------------------------------------------------------------------------
2                             216     $13,623,994.25    100.00    $63,074.05   10.524   99.45    11      722
--------------------------------------------------------------------------------------------------------------
Total:                        216     $13,623,994.25    100.00    $63,074.05   10.524   99.45    11      722

                                                        % of
                                                      Aggregate
                                        Aggregate     Principal
                                        Original      Balance as    AVG         WA
                           Number of    Principal     of Cut-off  CURRENT      GROSS     WA
Seasoning(mos)               Loans       Balance         Date     BALANCE       CPN    COMBLTV  GWAC   WA FICO
--------------------------------------------------------------------------------------------------------------
0                             19      $1,079,569.00      792%     $56,819.42   10.912  100.00    11      725
1                             23      $1,700,843.67      1248%    $73,949.72   11.021  97.74     11      736
2                             35      $1,962,659.39      1441%    $56,075.98   10.952  99.79     11      732
3                             80      $5,318,313.24      3904%    $66,478.92   10.428  99.48     10      713
4                             46      $3,059,263.45      2245%    $66,505.73   10.102  99.90     10      721
5                              7       $231,917.21       170%     $33,131.03   9.733   99.08     10      717
6                              4       $166,741.21       122%     $41,685.30   9.956   100.00    10      711
7                              2       $104,687.08        77%     $52,343.54   10.340  100.00    10      703
TOTAL                         216     $13,623,994.25    10000%    $63,074.05   10.524  99.45     11      722

Combined Loan-to-Value Ratios of Mortgage Loans

                                                        % of
                                                      Aggregate
                                        Aggregate     Principal
                                        Original      Balance as    AVG         WA
                           Number of    Principal     of Cut-off  CURRENT      GROSS     WA
Combined LTVs                Loans       Balance         Date     BALANCE       CPN    COMBLTV  GWAC   WA FICO
--------------------------------------------------------------------------------------------------------------
  85.01 -  90.00               4       $480,483.13       3.53     $120,120.78  11.180   89.40    11      714
  90.01 -  95.00               5       $340,577.05       2.50     $68,115.41   10.438   94.17    10      731
  95.01 - 100.00              207     $12,802,934.07     93.97    $61,849.92   10.502   99.96    11      722
--------------------------------------------------------------------------------------------------------------
TOTAL                         216     $13,623,994.25    100.00    $63,074.05   10.524   99.45    11      722


Owner Occupancy of Mortgage Loans

                                                        % of
                                                      Aggregate
                                        Aggregate     Principal
                                        Original      Balance as    AVG         WA
                           Number of    Principal     of Cut-off  CURRENT      GROSS     WA
Owner Occupancy              Loans       Balance         Date     BALANCE       CPN    COMBLTV  GWAC   WA FICO
--------------------------------------------------------------------------------------------------------------
Owner                         216     $13,623,994.25     100.00   $63,074.05   10.524   99.45    11      722
--------------------------------------------------------------------------------------------------------------
Total:                        216     $13,623,994.25     100.00   $63,074.05   10.524   99.45    11      722

Property Type of Mortgage Loans

                                                        % of
                                                      Aggregate
                                        Aggregate     Principal
                                        Original      Balance as    AVG         WA
                           Number of    Principal     of Cut-off  CURRENT      GROSS     WA
Property Types               Loans       Balance         Date     BALANCE       CPN    COMBLTV   GWAC  WA FICO
--------------------------------------------------------------------------------------------------------------
2-4 Family                     16       1,179,882.75     8.66      73,742.67   10.734   98.07   10.734   730
Low-Condo                      19       1,281,020.21      9.4      67,422.12   10.887      98   10.887   717
Mid-Condo                       1          35,326.67     0.26      35,326.67    10.39     100    10.39   683
PUD                            39       2,371,584.18    17.41      60,809.85   10.454   99.87   10.454   724
Single Family-D               141       8,756,180.44    64.27      62,100.57   10.463   99.73   10.463   720
TOTAL                         216      13,623,994.25      100      63,074.05   10.524   99.45   10.524   722

Loan Purpose of Mortgage Loans

                                                        % of
                                                      Aggregate
                                        Aggregate     Principal
                                        Original      Balance as    AVG         WA
                           Number of    Principal     of Cut-off  CURRENT      GROSS     WA
Loan Purpose                 Loans       Balance         Date     BALANCE       CPN    COMBLTV   GWAC  WA FICO
--------------------------------------------------------------------------------------------------------------
Cash Out Refinance            15       $754,185.98       5.54     $50,279.07   10.870   98.17     11     726
Purchase                      199     $12,733,296.15     93.46    $63,986.41   10.508   99.52     11     722
Rate/Term Refinance            2       $136,512.12       1.00     $68,256.06   10.145   100.00    10     703
--------------------------------------------------------------------------------------------------------------
TOTAL                         216     $13,623,994.25    100.00    $63,074.05   10.524   99.45     11     722

Document Type of Mortgage Loans

                                                        % of
                                                      Aggregate
                                        Aggregate     Principal
                                        Original      Balance as    AVG         WA
                           Number of    Principal     of Cut-off  CURRENT      GROSS     WA
Document Type                Loans       Balance         Date     BALANCE       CPN    COMBLTV   GWAC  WA FICO
--------------------------------------------------------------------------------------------------------------
Reduced                       40      $2,140,248.70      15.71    $53,506.22   10.637   98.75     11     721
Stated Income                 176     $11,483,745.55     84.29    $65,248.55   10.503   99.58     11     722
--------------------------------------------------------------------------------------------------------------
TOTAL                         216     $13,623,994.25    100.00    $63,074.05   10.524   99.45     11     722

Product Type of Mortgage Loans

                                                        % of
                                                      Aggregate
                                        Aggregate     Principal
                                        Original      Balance as    AVG         WA
                           Number of    Principal     of Cut-off  CURRENT      GROSS     WA
Product Type                 Loans       Balance         Date     BALANCE       CPN    COMBLTV   GWAC  WA FICO
--------------------------------------------------------------------------------------------------------------
FIXED BALL                    216      13,623,994.25      100      63,074.05    0.524   99.45   10.524   722
TOTAL                         216      13,623,994.25      100      63,074.05    0.524   99.45   10.524   722

--------------------------------------------------------------------------------------------------------------
**    For ARM loans please break out 2/28, 3/27, 5/25 by percentage

**    For IO loans please include length of ammortization term and fixed rate term ( 2yr, 3yr, 5yr, 10yr)
--------------------------------------------------------------------------------------------------------------


Geographical Distribution of Mortgages Loans

                                                        % of
                                                      Aggregate
                                        Aggregate     Principal
                                        Original      Balance as    AVG         WA
                           Number of    Principal     of Cut-off  CURRENT      GROSS     WA
State                        Loans       Balance         Date     BALANCE       CPN    COMBLTV   GWAC  WA FICO
--------------------------------------------------------------------------------------------------------------
Arizona                        8       $463,390.25      3.40      $57,923.78   10.660  100.00     11     716
California                    95      $7,754,940.51     56.92     $81,630.95   10.460  99.60      10     723
Colorado                       8       $469,178.27      3.44      $58,647.28   10.520  100.00     11     714
Connecticut                    2       $100,835.04      0.74      $50,417.52   10.324  100.00     10     711
Florida                       11       $593,365.81      4.36      $53,942.35   10.570  98.24      11     718
Georgia                        3        $89,781.94      0.66      $29,927.31   11.311  100.00     11     727
Idaho                          2        $57,231.07      0.42      $28,615.54   10.524  100.00     11     705
Illinois                      21       $947,530.70      6.95      $45,120.51   10.933  100.00     11     724
Iowa                           2        $40,975.87      0.30      $20,487.93   10.987  100.00     11     761
Maryland                       4       $289,845.47      2.13      $72,461.37   10.807  97.47      11     742
Massachusetts                  2       $141,568.49      1.04      $70,784.25   10.750  100.00     11     717
Michigan                       4       $119,337.16      0.88      $29,834.29   11.158  100.00     11     726
Minnesota                      5       $187,578.05      1.38      $37,515.61   10.035  100.00     10     742
Nevada                         4       $177,989.44      1.31      $44,497.36   10.642  100.00     11     703
New Hampshire                  1        $32,464.53      0.24      $32,464.53   10.950  100.00     11     718
New Jersey                     2       $291,138.00      2.14      $145,569.00  11.341  91.20      11     708
North Carolina                 1        $52,961.95      0.39      $52,961.95   10.990  100.00     11     711
Oregon                         6       $268,361.23      1.97      $44,726.87   10.244  100.00     10     704
South Carolina                 1       $255,913.57      1.88      $255,913.57  11.250  100.00     11     757
Tennessee                      3       $105,600.63      0.78      $35,200.21   8.422   100.00      8     723
Texas                         18       $444,008.73      3.26      $24,667.15   9.000   100.00      9     716
Utah                           2        $61,953.30      0.45      $30,976.65   10.722  100.00     11     721
Virginia                       1        $71,918.46      0.53      $71,918.46   10.800  100.00     11     689
Washington                    10       $606,125.78      4.45      $60,612.58   11.050  99.82      11     714
TOTAL                         216     $13,623,994.25   100.00     $63,074.05   10.524  99.45      11     722

Prepay Penalty for Mortgage Loans

                                                        % of
                                                      Aggregate
                                        Aggregate     Principal
                                        Original      Balance as    AVG         WA
                           Number of    Principal     of Cut-off  CURRENT      GROSS     WA
Prepay Penalty               Loans       Balance         Date     BALANCE       CPN    COMBLTV   GWAC  WA FICO
--------------------------------------------------------------------------------------------------------------
N                             98      $4,844,845.33      35.56    $49,437.20   10.662   99.08     11     720
Yes                           118     $8,779,148.92      64.44    $74,399.57   10.448   99.65     10     722
--------------------------------------------------------------------------------------------------------------
TOTAL                         216     $13,623,994.25    100.00    $63,074.05   10.524   99.45     11     722

Prepay Term for Mortgage Loans

                                                        % of
                                                      Aggregate
                                        Aggregate     Principal
                                        Original      Balance as    AVG         WA
                           Number of    Principal     of Cut-off  CURRENT      GROSS     WA
Prepay Term                  Loans       Balance         Date     BALANCE       CPN    COMBLTV   GWAC  WA FICO
---------------------------------------------------------------------------------------------------------------
2Y PP                         118     $8,779,148.92      64.44    $74,399.57   10.448   99.65     10     722
No PP                         98      $4,844,845.33      35.56    $49,437.20   10.662   99.08     11     720
--------------------------------------------------------------------------------------------------------------
TOTAL                         216     $13,623,994.25    100.00    $63,074.05   10.524   99.45     11     722

Fico Scores of Mortgage Loans

                                                        % of
                                                      Aggregate
                                        Aggregate     Principal
                                        Original      Balance as    AVG         WA
                           Number of    Principal     of Cut-off  CURRENT      GROSS     WA
Fico Scores                  Loans       Balance         Date     BALANCE       CPN    COMBLTV   GWAC  WA FICO
--------------------------------------------------------------------------------------------------------------
   680 -  699                 45      $2,597,345.55      19.06    $57,718.79   10.351  99.81      10     689
   700 -  719                 82      $5,445,353.01      39.97    $66,406.74   10.536  99.23      11     710
   720 -  739                 42      $2,153,987.60      15.81    $51,285.42   10.650  99.36      11     729
   740 -  759                 24      $1,862,484.40      13.67    $77,603.52   10.621  99.79      11     750
   760 -  779                 15      $1,109,893.19      8.15     $73,992.88   10.606  99.34      11     766
   780 -  799                  7       $378,034.65       2.77     $54,004.95   10.238  99.15      10     788
   800 -  819                  1        $76,895.85       0.56     $76,895.85   9.950   100.00     10     802
--------------------------------------------------------------------------------------------------------------
TOTAL                         216     $13,623,994.25    100.00    $63,074.05   10.524  99.45      11     722

-------------------------------------------------------------------
We need these matrices in addition to strats
-------------------------------------------------------------------


If the deal has deep MI - we want the following:

For Non-MI Loans-only
By LTV Bucket            % of total deal  Avg FICO %<550 FICO   %full doc  %non owner
                 -50.99       0.69         605.00     12.57        5.34       15.02
  51.00 - 60.99               1.54         609.00      9.41        0.77       12.23
  61.00 - 70.99               3.33         596.00     20.09        0.00        8.28
  71.00 - 80.99              59.41         650.00      2.46        1.58        1.34
  81.00 - 85.99              18.09         650.00      6.32        2.36        0.21
  86.00 - 90.99              14.59         626.00      3.37        3.78        0.41
  91.00 - 95.99               2.35         634.00      0.00        6.57        0.00

Aggregate Loans

                                                                                                 % Second Lien
                 % of total                                                                    (Simultaneous or
FICO               deal      Avg LTV  Max LTV  % Full Doc  % Owner Occ  % IO    WAC    MARGIN        Silent)
 500 - 519         0.35       71.07    75.00      0.00       100.00         0  10.725   5.634         0
 520 - 539         1.99       77.55    90.00      6.53       100.00         0   9.643   5.757         0
 540 - 559         3.64       79.95    90.00      2.30        99.53      5.03   9.122   5.782         0
 560 - 579         3.85       79.85    95.00      0.77        98.99     18.46   8.855   5.797         0
 580 - 599        10.70       81.31    95.00      4.37        97.89      9.34   8.056   5.767         0
 600 - 619        14.77       81.60    95.00      2.15        99.00     50.51   7.811   5.836         0
 620 - 639        12.28       81.64    95.00      2.24        98.18      62.5   7.782   5.873         0
 640 - 659        13.10       82.22    95.00      4.54        98.85     70.45   7.688   5.822         0
 660 - 679        13.81       81.13    95.00      0.88        97.50     75.82   7.737   5.916         0
 680 - 699        11.23       81.53    95.00      0.71        99.37     80.13   7.511   5.905         0
 700 - 719         6.69       81.70    95.00      0.28        98.67     83.36   7.456    5.94         0
 720 - 739         3.49       81.99    94.39      0.00        99.21     85.55     7.5   5.954         0
 740 - 759         2.32       81.67    94.98      0.00        98.68      83.5   7.438   5.919         0
 760 - 779         1.21       81.59    85.00      0.00        94.68     82.76   7.543   5.914         0
 780 - 799         0.49       80.81    85.00      0.00       100.00     79.82   7.158   5.702         0
 800 - 819         0.08       80.00    80.00      0.00        59.70       100   7.455   6.071         0

IO Loans

                                                                                                 % Second Lien
                                                                                               (Simultaneous or
FICO         % of total deal   Avg LTV  Max LTV  % Full Doc  % Owner Occ          WAC   MARGIN      Silent)
 540 - 559          0.18        75.46    90.00      0.00       100.00      100   9.347   6.066        0
 560 - 579          0.71        79.90    90.00      0.00       100.00      100   8.669   5.962        0
 580 - 599          1.00        80.53    90.00      7.40       100.00      100   7.858    5.94        0
 600 - 619          7.46        81.50    95.00      2.20        99.46      100   7.584   5.888        0
 620 - 639          7.68        81.31    95.00      2.65        99.62      100   7.598   5.894        0
 640 - 659          9.23        82.56    95.00      4.34        99.83      100   7.572   5.861        0
 660 - 679         10.47        81.43    95.00      0.73        98.64      100   7.659   5.942        0
 680 - 699          9.00        81.60    95.00      0.35        99.74      100   7.403   5.936        0
 700 - 719          5.58        81.68    95.00      0.00        98.77      100   7.389   5.954        0
 720 - 739          2.98        81.92    94.39      0.00       100.00      100   7.418   5.964        0
 740 - 759          1.94        82.06    94.98      0.00       100.00      100   7.347   5.932        0
 760 - 779          1.00        82.43    85.00      0.00        94.65      100   7.453   5.956        0
 780 - 799          0.39        82.82    85.00      0.00       100.00      100   7.061   5.679        0
 800 - 819          0.08        80.00    80.00      0.00        59.70      100   7.455   6.071        0
TOTAL             100.00        81.35    95.00      2.12        98.54     57.7   7.858   5.858        0

-------------------------------------------------------------------------------------------------
We needs strats broken out in this format for Total ARMs, Total Fixed, Total IO Loans seperately
We also need this for the total pool combined
-------------------------------------------------------------------------------------------------
Original Principal Balances of Mortgage Loans

                                                         % of
                                                       Aggregate
                                         Aggregate     Principal
                                         Original      Balance as      AVG        WA
                           Number of     Principal     of Cut-off    CURRENT     GROSS     WA
Range ($)                    Loans        Balance         Date       BALANCE      CPN    COMBLTV  GWAC   WA FICO
-----------------------------------------------------------------------------------------------------------------
  25,000.01 -  50,000.00       20    $ 1,000,000.00      0.15      $50,000.00     9.177    72.39    9      593
  50,000.01 -  75,000.00      211    $13,266,829.00      2.04      $62,875.97     9.092    90.11    9      611
  75,000.01 - 100,000.00      333    $29,677,419.00      4.56      $89,121.38     8.416    94.00    8      613
 100,000.01 - 125,000.00      358    $40,188,616.60      6.17     $112,258.71     8.020    93.79    8      625
 125,000.01 - 150,000.00      336    $46,147,338.96      7.09     $137,343.27     8.081    93.16    8      623
 150,000.01 - 175,000.00      237    $38,437,281.60      5.90     $162,182.62     8.050    92.54    8      626
 175,000.01 - 200,000.00      280    $52,634,324.80      8.08     $187,979.73     7.842    92.52    8      632
 200,000.01 - 225,000.00      189    $40,235,897.00      6.18     $212,888.34     8.012    90.88    8      630
 225,000.01 - 250,000.00      146    $34,705,229.00      5.33     $237,707.05     8.006    91.28    8      635
 250,000.01 - 300,000.00      281    $77,198,681.00     11.86     $274,728.40     7.876    92.75    8      646
 300,000.01 - 333,700.00      165    $52,077,923.00      8.00     $315,623.78     7.743    93.79    8      654
 333,700.01 - 350,000.00       61    $20,869,337.10      3.20     $342,120.28     7.679    91.43    8      658
 350,000.01 - 600,000.00      395    $171,306,493.70     26.31    $433,687.33     7.598    93.86    8      660
 600,000.01 +                  48    $ 33,404,384.11      5.13    $695,924.67     7.384    93.96    7      679
TOTAL                        3,060   $651,149,754.87    100.00    $212,794.04     7.858    92.99    8      643


Principal Balances of Mortgage Loans as of Cutoff Date

                                                          % of
                                                        Aggregate
                                         Aggregate     Principal
                                         Principal     Balance as      AVG        WA
                           Number of   Balance as of   of Cut-off    CURRENT     GROSS     WA
Range ($)                    Loans     Cut-off Date       Date        BALANCE     CPN    COMBLTV  GWAC   WA FICO
-----------------------------------------------------------------------------------------------------------------
  25,000.01 -  50,000.00      20       $998,477.08        0.15      $49,923.85    9.177    72.39    9      593
  50,000.01 -  75,000.00      211     $13,254,049.53      2.04      $62,815.40    9.092    90.11    9      611
  75,000.01 - 100,000.00      333     $29,646,274.29      4.56      $89,027.85    8.416    94.00    8      613
 100,000.01 - 125,000.00      358     $40,152,855.40      6.17      $112,158.81   8.020    93.79    8      625
 125,000.01 - 150,000.00      336     $46,111,851.68      7.09      $137,237.65   8.081    93.16    8      623
 150,000.01 - 175,000.00      238     $38,585,923.34      5.93      $162,125.73   8.051    92.50    8      626
 175,000.01 - 200,000.00      281     $52,819,157.11      8.12      $187,968.53   7.837    92.58    8      632
 200,000.01 - 225,000.00      187     $39,807,666.82      6.12      $212,875.22   8.019    90.81    8      630
 225,000.01 - 250,000.00      147     $34,938,086.56      5.37      $237,674.06   8.005    91.23    8      634
 250,000.01 - 300,000.00      280     $76,911,794.83     11.82      $274,684.98   7.876    92.78    8      647
 300,000.01 - 333,700.00      165     $52,062,828.24      8.00      $315,532.29   7.743    93.79    8      654
 333,700.01 - 350,000.00      61      $20,863,869.61      3.21      $342,030.65   7.679    91.43    8      658
 350,000.01 - 600,000.00      395     $71,259,472.80     26.31      $433,568.29   7.598    93.86    8      660
 600,000.01 +                 48      $33,395,198.66      5.13      $695,733.31   7.384    93.96    7      679
TOTAL                        3,060   $650,807,505.95    100.00      $212,682.19   7.858    92.99    8      643

Current Mortgage Rates of Mortgage Loans

                                                          % of
                                                        Aggregate
                                         Aggregate     Principal
                                         Principal     Balance as      AVG        WA
                           Number of   Balance as of   of Cut-off    CURRENT     GROSS     WA
Mortgage Rates (%)           Loans     Cut-off Date       Date        BALANCE     CPN    COMBLTV  GWAC   WA FICO
-----------------------------------------------------------------------------------------------------------------
   6.000 -  6.499             26        $8,443,093.23      1.30    $324,734.36    6.324   95.44     6      638
   6.500 -  6.999             406     $113,316,173.49     17.41    $279,103.88    6.844   95.85     7      666
   7.000 -  7.499             516     $121,588,744.98     18.68    $235,637.10    7.261   95.26     7      654
   7.500 -  7.999             888     $197,376,242.25     30.33    $222,270.54    7.741   94.40     8      653
   8.000 -  8.499             372      $69,497,465.86     10.68    $186,821.14    8.251   92.48     8      639
   8.500 -  8.999             376      $71,173,851.55     10.94    $189,292.16    8.733   89.55     9      622
   9.000 -  9.499             167      $24,777,939.59      3.81    $148,370.90    9.254   86.31     9      609
   9.500 -  9.999             159      $24,916,172.80      3.83    $156,705.49    9.710   85.36     10     585
  10.000 - 10.499             64       $8,882,656.98       1.36    $138,791.52   10.225   81.58     10     577
  10.500 - 10.999             57       $7,789,769.45       1.20    $136,662.62   10.679   76.90     11     554
  11.000 - 11.499             29       $3,045,395.77       0.47    $105,013.65   11.285   79.88     11     545
TOTAL                        3,060    $650,807,505.95     100.00   $212,682.19    7.858   92.99     8      643

Original Term to Maturity of Mortgage Loans

                                                         % of
                                                        Aggregate
                                         Aggregate     Principal
                                         Principal     Balance as      AVG        WA
                           Number of   Balance as of   of Cut-off    CURRENT     GROSS     WA
Original Term (mos)          Loans     Cut-off Date       Date        BALANCE     CPN    COMBLTV  GWAC   WA FICO
-----------------------------------------------------------------------------------------------------------------
 241 - 360                   3,060    $650,807,505.95    100.00    $212,682.19   7.858    92.99     8       643
-----------------------------------------------------------------------------------------------------------------
TOTAL                        3,060    $650,807,505.95    100.00    $212,682.19   7.858    92.99     8       643

Stated Remaining Term to Maturity of Mortgage Loans

                                                         % of
                                                        Aggregate
                                         Aggregate     Principal
                                         Principal     Balance as      AVG        WA
                           Number of   Balance as of   of Cut-off    CURRENT     GROSS     WA
Remaining Term (mos)         Loans     Cut-off Date       Date        BALANCE     CPN    COMBLTV  GWAC   WA FICO
-----------------------------------------------------------------------------------------------------------------
 180 - 359                   2,540    $547,842,627.35     84.18    $215,686.07   7.816    93.05     8       645

 360 - 539                    520     $102,964,878.60     15.82    $198,009.38   8.084    92.66     8       634
-----------------------------------------------------------------------------------------------------------------
TOTAL                        3,060    $650,807,505.95    100.00    $212,682.19   7.858    92.99     8       643

                                                         % of
                                                        Aggregate
                                         Aggregate     Principal
                                         Principal     Balance as      AVG        WA
                           Number of   Balance as of   of Cut-off    CURRENT     GROSS     WA
Mortgage Insurance           Loans     Cut-off Date       Date        BALANCE     CPN    COMBLTV  GWAC   WA FICO
-----------------------------------------------------------------------------------------------------------------
Yes                                                                                                        632
                           --------------------------------------------------------------------------------------
No                           3,060    $650,807,505.95    100.00    $212,682.19   7.858    92.99     8      643
-----------------------------------------------------------------------------------------------------------------
Total:                       3,060    $650,807,505.95    100.00    $212,682.19   7.858    92.99     8      643


                                                         % of
                                                        Aggregate
                                         Aggregate     Principal
                                         Principal     Balance as       AVG       WA
                           Number of   Balance as of   of Cut-off     CURRENT    GROSS     WA
Lien                         Loans     Cut-off Date       Date        BALANCE     CPN    COMBLTV  GWAC   WA FICO
-----------------------------------------------------------------------------------------------------------------
1                            3,060     650,807,505.95      100      212,682.19   7.858    92.99   7.858    643
-------------------------
Total:                       3,060     650,807,505.95      100      212,682.19   7.858    92.99   7.858    643

                                                          % of
                                                       Aggregate
                                         Aggregate     Principal
                                         Principal     Balance as       AVG       WA
                           Number of   Balance as of   of Cut-off     CURRENT    GROSS     WA
Seasoning(mos)               Loans     Cut-off Date       Date        BALANCE     CPN    COMBLTV  GWAC   WA FICO
-----------------------------------------------------------------------------------------------------------------
0                             520     $102,964,878.60     15.82    $198,009.38   8.084    92.66     8      634
1                             594     $115,130,259.11     17.69    $193,821.99   8.349    92.52     8      638
2                             953     $189,463,368.18     29.11    $198,807.31   7.940    92.67     8      642
3                             763     $194,669,576.29     29.91    $255,137.06   7.452    94.75     7      658
4                             141      $25,668,305.28      3.94    $182,044.72   7.636    90.21     8      623
5                             55       $14,453,985.05      2.22    $262,799.73   7.396    87.40     7      624
6                             25        $5,819,790.28      0.89    $232,791.61   7.551    85.45     8      625
7                              7        $2,409,917.78      0.37    $344,273.97   7.043    93.67     7      665
14                             2          $227,425.38      0.03    $113,712.69   7.397    87.82     7      530
-----------------------------------------------------------------------------------------------------------------
TOTAL                        3,060    $650,807,505.95     100.00   $212,682.19   7.858    92.99     8      643

Combined Loan-to-Value Ratios of Mortgage Loans

                                                          % of
                                                       Aggregate
                                         Aggregate     Principal
                                         Principal     Balance as       AVG       WA
                           Number of   Balance as of   of Cut-off     CURRENT    GROSS     WA
Combined LTVs                Loans     Cut-off Date       Date        BALANCE     CPN    COMBLTV  GWAC   WA FICO
-----------------------------------------------------------------------------------------------------------------
-25                            2        $154,679.90        0.02    $77,339.95    7.911    21.28     8      583
  25.01 -  30.00               4        $294,795.79        0.05    $73,698.95    8.695    27.11     9      598
  30.01 -  35.00               3        $176,679.25        0.03    $58,893.08    8.195    32.67     8      626
  35.01 -  40.00               7        $656,259.96        0.10    $93,751.42    8.785    36.93     9      589
  40.01 -  45.00               8       $1,226,880.67       0.19    $153,360.08   8.350    41.62     8      577
  45.01 -  50.00               7       $1,555,103.02       0.24    $222,157.57   8.512    46.11     9      634
  50.01 -  55.00              12       $2,015,950.43       0.31    $167,995.87   8.330    52.94     8      601
  55.01 -  60.00              37       $7,307,567.31       1.12    $197,501.82   8.345    58.66     8      613
  60.01 -  65.00              29       $6,357,239.47       0.98    $219,215.15   8.530    63.55     9      594
  65.01 -  70.00              67       $12,718,515.61      1.95    $189,828.59   8.688    69.28     9      593
  70.01 -  75.00              74       $14,893,914.68      2.29    $201,269.12   8.458    74.04     8      605
  75.01 -  80.00              254      $52,403,843.45      8.05    $206,314.34   8.238    79.45     8      605
  80.01 -  85.00              208      $44,590,547.71      6.85    $214,377.63   8.290    84.53     8      610
  85.01 -  90.00              378      $90,483,142.24      13.90    $239,373.39  8.275    89.73     8      630
  90.01 -  95.00              149      $36,531,596.36      5.61    $245,178.50   7.872    94.58     8      646
  95.01 - 100.00             1,821     $379,440,790.10     58.30    $208,369.46  7.573    99.94     8      661
----------------------------------------------------------------------------------------------------------------
TOTAL                        3,060    $650,807,505.95     100.00   $212,682.19   7.858    92.99     8     643

Owner Occupancy of Mortgage Loans

                                                          % of
                                                       Aggregate
                                         Aggregate     Principal
                                         Principal     Balance as       AVG       WA
                           Number of   Balance as of   of Cut-off     CURRENT    GROSS     WA
Owner Occupancy              Loans     Cut-off Date       Date        BALANCE     CPN    COMBLTV  GWAC   WA FICO
-----------------------------------------------------------------------------------------------------------------
Investor                       66       $9,511,708.33      1.46    $144,116.79   9.224    72.24     9      653
Owner Occupied               2,994    $641,295,797.62     98.54    $214,193.65   7.838    93.29     8      643
------------------------------------------------------------------------------------------------------------------
TOTAL                        3,060    $650,807,505.95     100.00   $212,682.19   7.858    92.99     8      643


Property Type of Mortgage Loans

                                                     % of
                                                  Aggregate
                                    Aggregate     Principal
                                    Principal      Balance
                      Number of     Balance as    as of Cut-  AVG CURRENT  WA GROSS     WA
Property Types          Loans    of Cut-off Date   off Date     BALANCE      CPN     COMBLTV   GWAC  WA FICO
------------------------------------------------------------------------------------------------------------
2-4 Family               140     $43,902,819.74      6.75     $313,591.57   8.000     91.91      8     670
High-Condo                6       $1,352,787.29      0.21     $225,464.55   8.986     85.06      9     627
Low-Condo                194      $43,429,775.39     6.67     $223,864.82   7.716     94.33      8     655
Mid-Condo                 3        $886,872.46       0.14     $295,624.15   7.671     100.00     8     633
PUD                      541     $114,721,000.30    17.63     $212,053.60   7.743     93.54      8     641
Rowhouse                  1        $160,000.00       0.02     $160,000.00   8.400     100.00     8     688
Single Family-A           23      $4,500,944.03      0.69     $195,693.22   7.790     96.16      8     655
Single Family-D         2,139    $439,368,737.14    67.51     $205,408.48   7.885     92.83      8     640
Townhouse                 12      $2,079,620.69      0.32     $173,301.72   8.334     89.27      8     625
------------------------------------------------------------------------------------------------------------
TOTAL                   3,060    $650,807,505.95    100.00    $212,682.19   7.858     92.99      8     643

Loan Purpose of Mortgage Loans

                                                     % of
                                                  Aggregate
                                    Aggregate     Principal
                                    Principal      Balance
                      Number of     Balance as    as of Cut-  AVG CURRENT  WA GROSS     WA
Loan Purpose            Loans    of Cut-off Date   off Date     BALANCE      CPN     COMBLTV   GWAC  WA FICO
------------------------------------------------------------------------------------------------------------
Cash Out Refinance      1,120    $247,858,093.69    38.08     $221,301.87   8.108     86.17      8     622
Purchase                1,883    $391,152,672.93    60.10     $207,728.45   7.707     97.43      8     658
Rate/Term Refinance       57      $11,796,739.33     1.81     $206,960.34   7.613     88.77      8     621
------------------------------------------------------------------------------------------------------------
TOTAL                   3,060    $650,807,505.95    100.00    $212,682.19   7.858     92.99      8     643

Document Type of Mortgage Loans

                                                     % of
                                                  Aggregate
                                    Aggregate     Principal
                                    Principal      Balance
                      Number of     Balance as    as of Cut-  AVG CURRENT  WA GROSS     WA
Document Type           Loans    of Cut-off Date   off Date     BALANCE      CPN     COMBLTV   GWAC  WA FICO
------------------------------------------------------------------------------------------------------------
Full/Alternative          59     $13,791,244.26      2.12     $233,749.90   7.928     91.06      8     619
Limited                   9       $1,524,884.33      0.23     $169,431.59   7.867     93.56      8     656
Reduced                 1,875    $331,326,959.61    50.91     $176,707.71   7.814     92.36      8     618
Stated Income           1,117    $304,164,417.75    46.74     $272,304.76   7.903     93.75      8     673
------------------------------------------------------------------------------------------------------------
TOTAL                   3,060    $650,807,505.95    100.00    $212,682.19   7.858     92.99      8     643

Product Type of Mortgage Loans

                                                     % of
                                                  Aggregate
                                    Aggregate     Principal
                                    Principal      Balance
                      Number of     Balance as    as of Cut-  AVG CURRENT  WA GROSS     WA
Product Type            Loans    of Cut-off Date   off Date     BALANCE      CPN     COMBLTV   GWAC  WA FICO
------------------------------------------------------------------------------------------------------------
2/6 LIBOR               1,683    $267,367,543.73    41.08     $158,863.66   8.285     89.76      8     613
2/6 LIBOR IO            1,270    $359,371,596.44    55.22     $282,969.76   7.546     95.37      8     665
3/6 LIBOR                 46      $7,214,602.46      1.11     $156,839.18   7.992     93.29      8     629
3/6 LIBOR IO              50      $14,266,122.43     2.19     $285,322.45   7.640     93.55      8     667
5/1 CMT                   2        $374,000.00       0.06     $187,000.00   8.214     75.42      8     593
5/1 CMT IO                4       $1,025,600.00      0.16     $256,400.00   7.843     86.50      8     646
6 MO LIBOR                2        $360,920.89       0.06     $180,460.45   7.821     100.00     8     659
6 MO LIBOR IO             3        $827,120.00       0.13     $275,706.67   7.869     99.71      8     693
TOTAL                   3,060    $650,807,505.95    100.00    $212,682.19   7.858     92.99      8     643

--------------------------------------------------------------------------------
**   For ARM loans please break out 2/28, 3/27, 5/25 by percentage

**   For IO loans please  include  length of  ammortization  term and fixed rate
     term ( 2yr, 3yr, 5yr, 10yr)
--------------------------------------------------------------------------------


Geographical Distribution of Mortgages Loans

                                                     % of
                                                  Aggregate
                                    Aggregate     Principal
                                    Principal      Balance
                      Number of     Balance as    as of Cut-  AVG CURRENT  WA GROSS     WA
State                   Loans    of Cut-off Date   off Date     BALANCE      CPN     COMBLTV   GWAC  WA FICO
------------------------------------------------------------------------------------------------------------
Alaska                    1        $119,837.89       0.02     $119,837.89   7.900     100.00     8     648
Arizona                  192      $37,984,171.50     5.84     $197,834.23   8.017     90.34      8     628
Arkansas                  8        $793,459.51       0.12     $99,182.44    8.406     94.96      8     592
California               673     $243,740,124.57    37.45     $362,169.58   7.421     93.95      7     666
Colorado                 136      $24,662,584.87     3.79     $181,342.54   7.548     96.96      8     636
Connecticut               2        $373,718.02       0.06     $186,859.01   7.855     77.39      8     600
Delaware                  4        $678,429.69       0.10     $169,607.42   7.931     94.38      8     630
District of Columbia      3        $659,500.00       0.10     $219,833.33   8.205     100.00     8     688
Florida                  176      $36,104,452.80     5.55     $205,138.94   8.008     89.93      8     637
Georgia                   94      $14,938,354.84     2.30     $158,918.67   7.930     94.94      8     629
Idaho                     21      $2,974,855.94      0.46     $141,659.81   8.133     89.64      8     609
Illinois                 271      $52,848,133.83     8.12     $195,011.56   8.555     91.94      9     635
Indiana                   20      $1,829,040.26      0.28     $91,452.01    8.934     94.79      9     603
Iowa                      56      $6,044,735.15      0.93     $107,941.70   9.238     87.45      9     594
Kansas                    63      $7,515,780.99      1.15     $119,298.11   8.570     94.69      9     616
Kentucky                  9        $902,058.89       0.14     $100,228.77   9.153     91.24      9     593
Louisiana                 9       $1,034,696.05      0.16     $114,966.23   8.621     93.86      9     593
Maine                     3        $372,713.15       0.06     $124,237.72   8.171     95.99      8     603
Maryland                  50      $12,423,110.02     1.91     $248,462.20   8.101     91.30      8     646
Massachusetts             59      $16,167,057.92     2.48     $274,017.93   8.351     88.38      8     633
Michigan                  77      $12,379,407.85     1.90     $160,771.53   8.323     93.09      8     629
Minnesota                 69      $13,962,283.50     2.15     $202,351.93   7.802     93.86      8     637
Mississippi               12      $1,652,393.91      0.25     $137,699.49   8.729     90.19      9     595
Missouri                 131      $13,850,489.61     2.13     $105,728.93   8.764     95.22      9     604
Nebraska                  25      $3,198,814.67      0.49     $127,952.59   8.609     93.92      9     606
Nevada                    54      $12,274,731.65     1.89     $227,309.85   7.767     92.92      8     637
New Hampshire             9       $2,391,940.65      0.37     $265,771.18   7.544     98.50      8     642
New Jersey                23      $6,090,217.84      0.94     $264,792.08   8.398     87.00      8     654
New Mexico                11      $1,709,590.15      0.26     $155,417.29   8.638     84.66      9     567
North Carolina            54      $6,513,449.20      1.00     $120,619.43   8.364     93.84      8     613
North Dakota              3        $287,496.74       0.04     $95,832.25    7.663     100.00     8     621
Oklahoma                  17      $1,571,561.97      0.24     $92,444.82    8.496     93.85      8     608
Oregon                    55      $9,749,215.05      1.50     $177,258.46   7.817     94.62      8     636
Pennsylvania              8       $1,498,184.79      0.23     $187,273.10   8.169     84.37      8     613
Rhode Island              15      $2,746,834.67      0.42     $183,122.31   7.812     90.15      8     653
South Carolina            11      $2,443,100.44      0.38     $222,100.04   7.824     94.03      8     664
Tennessee                 36      $3,772,967.99      0.58     $104,804.67   8.369     95.91      8     618
Texas                    318      $35,516,032.44     5.46     $111,685.64   7.926     95.81      8     626
Utah                      41      $6,438,445.08      0.99     $157,035.25   7.716     91.51      8     640
Vermont                   5        $995,496.71       0.15     $199,099.34   7.942     94.62      8     600
Virginia                  45      $11,227,123.78     1.73     $249,491.64   7.922     91.33      8     638
Washington               184      $37,201,486.52     5.72     $202,181.99   7.890     91.09      8     629
West Virginia             1         $85,500.00       0.01     $85,500.00   10.250     95.00      10    597
Wisconsin                 4        $762,822.32       0.12     $190,705.58   8.815     92.65      9     604
Wyoming                   2        $321,102.53       0.05     $160,551.26   8.515     83.18      9     592
TOTAL                   3,060    $650,807,505.95    100.00    $212,682.19   7.858     92.99      8     643

Prepay Penalty for Mortgage Loans

                                                     % of
                                                  Aggregate
                                    Aggregate     Principal
                                    Principal      Balance
                      Number of     Balance as    as of Cut-  AVG CURRENT  WA GROSS     WA
Prepay Penalty          Loans    of Cut-off Date   off Date     BALANCE      CPN     COMBLTV   GWAC  WA FICO
------------------------------------------------------------------------------------------------------------
None                     619     $117,174,716.32    18.00     $189,296.80   8.555     90.62      9     631
Yes                     2,441    $533,632,789.63    82.00     $218,612.37   7.705     93.50      8     646
------------------------------------------------------------------------------------------------------------
Total:                  3,060    $650,807,505.95    100.00    $212,682.19   7.858     92.99      8     643

Prepay Term for Mortgage Loans

                                                     % of
                                                  Aggregate
                                    Aggregate     Principal
                                    Principal      Balance
                      Number of     Balance as    as of Cut-  AVG CURRENT  WA GROSS     WA
Prepay Term             Loans    of Cut-off Date   off Date     BALANCE      CPN     COMBLTV   GWAC  WA FICO
------------------------------------------------------------------------------------------------------------
1.5Y PP                   1        $807,500.00       0.12     $807,500.00   7.990     90.00      8     688
1Y PP                     56      $13,674,042.63     2.10     $244,179.33   8.343     91.40      8     646
2.5Y PP                   2        $389,812.57       0.06     $194,906.29   7.308     95.44      7     625
2Y PP                   2,280    $503,216,955.77    77.32     $220,709.19   7.678     93.58      8     647
3Y PP                     39      $8,028,697.67      1.23     $205,864.04   7.494     91.45      7     639
6M PP                     63      $7,515,780.99      1.15     $119,298.11   8.570     94.69      9     616
No PP                    619     $117,174,716.32    18.00     $189,296.80   8.555     90.62      9     631
TOTAL                   3,060    $650,807,505.95    100.00    $212,682.19   7.858     92.99      8     643


Fico Scores of Mortgage Loans

                                                     % of
                                                  Aggregate
                                    Aggregate     Principal
                                    Principal      Balance
                      Number of     Balance as    as of Cut-  AVG CURRENT  WA GROSS     WA
Fico Scores             Loans    of Cut-off Date   off Date     BALANCE      CPN     COMBLTV   GWAC  WA FICO
------------------------------------------------------------------------------------------------------------
   500 - 519              18      $2,279,256.72      0.35     $126,625.37  10.725     73.99      11    512
   520 - 539              89      $12,923,487.46     1.99     $145,207.72   9.643     78.89      10    529
   540 - 559             151      $23,710,375.01     3.64     $157,022.35   9.122     81.65      9     550
   560 - 579             152      $25,074,631.36     3.85     $164,964.68   8.855     81.28      9     569
   580 - 599             406      $69,654,018.15    10.70     $171,561.62   8.056     90.52      8     589
   600 - 619             509      $96,107,290.03    14.77     $188,815.89   7.811     91.93      8     609
   620 - 639             406      $79,918,061.88    12.28     $196,842.52   7.782     92.33      8     629
   640 - 659             364      $85,246,378.08    13.10     $234,193.35   7.688     94.00      8     649
   660 - 679             369      $89,868,430.40    13.81     $243,545.88   7.737     96.37      8     669
   680 - 699             260      $73,085,327.96    11.23     $281,097.42   7.511     96.65      8     689
   700 - 719             153      $43,526,994.89     6.69     $284,490.16   7.456     98.18      7     709
   720 - 739              87      $22,704,873.12     3.49     $260,975.55   7.500     98.18      8     728
   740 - 759              55      $15,125,785.55     2.32     $275,014.28   7.438     96.76      7     750
   760 - 779              26      $7,852,902.00      1.21     $302,034.69   7.543     98.11      8     767
   780 - 799              13      $3,213,773.34      0.49     $247,213.33   7.158     96.54      7     786
   800 - 819              2        $515,920.00       0.08     $257,960.00   7.455     95.96      7     803
TOTAL                   3,060    $650,807,505.95    100.00    $212,682.19   7.858     92.99      8     643

                                                     % of
                                                  Aggregate
                                    Aggregate     Principal
                                    Principal      Balance
                      Number of     Balance as    as of Cut-  AVG CURRENT  WA GROSS     WA
Product Type            Loans    of Cut-off Date   off Date     BALANCE      CPN     COMBLTV   GWAC  WA FICO
------------------------------------------------------------------------------------------------------------
C. 6 Mo Arm               5       $1,188,040.89      0.18     $237,608.18   7.855     99.80      8     682
E. 2 Year Hybrid        2,953    $626,739,140.17     96.30    $212,238.11   7.862     92.98      8     643
F. 3 Year Hybrid         96       $21,480,724.89     3.30     $223,757.55   7.758     93.46      8     654
G. 5 Year Hybrid          6       $1,399,600.00      0.22     $233,266.67   7.942     83.54      8     632
TOTAL                   3,060    $650,807,505.95    100.00    $212,682.19   7.858     92.99      8     643

------------------------------------------------------------------------------------------------------------

-------------------------------------------------------
We need these matrices in addition to strats
-------------------------------------------------------

If the deal has deep MI - we want the following:

For Non-MI Loans-only
By LTV Bucket                    % of total deal   Avg FICO   %<550 FICO   % full doc   % non owner
                        -50.99        29.28         716.00       0.00           0.00         0.00
      51.00 - 60.99                   2.11          634.00       4.80           0.00        21.61
      61.00 - 70.99                   3.77          605.00       0.00           0.00         0.00
      71.00 - 80.99                   42.78         630.00       4.71           0.52         0.66
      81.00 - 85.99                   10.66         630.00       3.40           4.12         0.00
      86.00 - 90.99                   8.57          629.00       5.16           14.58        0.00
      91.00 - 95.99                   2.82          634.00       0.00           0.00         0.00

Aggregate Loans
                                                                                                     % Second Lien
                 % of                                                                                (Simultaneous
FICO           total deal   Avg LTV   Max LTV   % Full Doc   % Owner Occ    % IO     WAC    MARGIN     or Silent)
   500 - 519      0.13       75.00     75.00       0.00         100.00         0    11.45      0            0
   520 - 539      1.22       77.59     85.00       0.00         100.00         0    9.974      0            0
   540 - 559      2.77       81.81     90.00       6.92         100.00         0    8.718      0            0
   560 - 579      2.63       74.88     90.00       8.40         100.00         0    8.337      0            0
   580 - 599     11.68       80.64     95.00       0.00         100.00         0    8.371      0            0
   600 - 619     12.98       79.95     95.00       0.00         100.00     10.73    8.225      0            0
   620 - 639     13.45       78.08     95.00       7.31          98.76         0    7.948      0            0
   640 - 659     11.55       80.17     90.00       0.00         100.00     13.95    7.777      0            0
   660 - 679      6.23       83.06     95.00       8.27         100.00     14.36    7.768      0            0
   680 - 699     11.22       49.35     90.00       0.00          95.93      1.99    9.271      0           47
   700 - 719     12.22       25.14     90.00       0.00         100.00       2.3    10.25      0        90.45
   720 - 739      4.96       26.58     85.00       0.00          97.65      5.15   10.396      0        88.15
   740 - 759      4.35       28.62     95.00       0.00         100.00         0   10.289      0        86.97
   760 - 779      3.69       42.99     90.00       0.00         100.00     26.38    9.725      0         61.1
   780 - 799      0.77       16.29     30.59       0.00         100.00         0   10.238      0          100
   800 - 819      0.16       20.00     20.00       0.00         100.00         0     9.95      0          100


IO Loans                                                                                             % Second Lien
FICO             % of                                                                                (Simultaneous
               total deal   Avg LTV   Max LTV   % Full Doc   % Owner Occ             WAC    MARGIN     or Silent)
   600 - 619      1.39       84.01     90.00       0.00         100.00       100    9.072      0            0
   640 - 659      1.61       83.11     85.00       0.00         100.00       100    7.586      0            0
   660 - 679      0.89       85.00     85.00       0.00         100.00       100     7.48      0            0
   680 - 699      0.22       90.00     90.00       0.00         100.00       100    7.775      0            0
   700 - 719      0.28       80.00     80.00       0.00         100.00       100      7.8      0            0
   720 - 739      0.26       85.00     85.00       0.00         100.00       100     8.05      0            0
   760 - 779      0.97       80.00     80.00       0.00         100.00       100    8.227      0            0

--------------------------------------------------------------------------------
We needs strats broken out in this format for Total ARMs, Total Fixed,  Total IO
Loans seperately We also need this for the total pool combined
--------------------------------------------------------------------------------

Original Principal Balances of Mortgage Loans

                                        Aggregate     % of Aggregate
                                         Original        Principal
                         Number of      Principal        Balance as     AVG CURRENT  WA GROSS    WA            WA
Range ($)                  Loans         Balance       of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
-25000                      18         $379,208.00          0.77        $21,067.11    9.420     99.44     9    712
 25,000.01 -  50,000.00     85        $3,230,923.00         6.55        $38,010.86    10.344    94.37    10    707
 50,000.01 -  75,000.00     90        $5,560,433.00         11.27       $61,782.59    9.782     95.11    10    677
 75,000.01 - 100,000.00     103       $9,060,802.00         18.37       $87,968.95    9.267     96.04     9    659
100,000.01 - 125,000.00     79        $8,808,253.00         17.86       $111,496.87   8.683     93.63     9    646
125,000.01 - 150,000.00     40        $5,481,936.00         11.11       $137,048.40   8.354     93.58     8    640
150,000.01 - 175,000.00     21        $3,365,973.00         6.82        $160,284.43   8.044     89.62     8    640
175,000.01 - 200,000.00     12        $2,308,749.00         4.68        $192,395.75   8.267     89.05     8    638
200,000.01 - 225,000.00      9        $1,921,850.00         3.90        $213,538.89   7.947     80.91     8    637
225,000.01 - 250,000.00     11        $2,609,320.00         5.29        $237,210.91   8.394     91.84     8    647
250,000.01 - 300,000.00      9        $2,497,750.00         5.06        $277,527.78   8.610     90.47     9    637
300,000.01 - 333,700.00      2         $629,510.00          1.28        $314,755.00   8.300     87.39     8    643
333,700.01 - 350,000.00      1         $336,195.00          0.68        $336,195.00   9.450     90.00     9    645
350,000.01 - 600,000.00      6        $2,494,000.00         5.06        $415,666.67   7.611     98.35     8    656
600,000.01 +                 1         $636,000.00          1.29        $636,000.00   6.750     100.00    7    622
TOTAL                       487      $49,320,902.00        100.00       $101,274.95   8.802     93.30     9    654

Principal Balances of Mortgage Loans as of Cutoff Date

                                        Aggregate      % of Aggregate
                                        Principal         Principal
                         Number of     Balance as        Balance as     AVG CURRENT  WA GROSS    WA            WA
Range ($)                  Loans     of Cut-off Date   of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
-25000                      18        $378,491.97           0.77        $21,027.33    9.420     99.44     9    712
 25,000.01 -  50,000.00     85       $3,227,342.42          6.55        $37,968.73    10.344    94.37    10    707
 50,000.01 -  75,000.00     90       $5,551,308.50          11.27       $61,681.21    9.782     95.11    10    677
 75,000.01 - 100,000.00     103      $9,048,751.41          18.37       $87,851.96    9.267     96.04     9    659
100,000.01 - 125,000.00     79       $8,797,796.62          17.86       $111,364.51   8.683     93.63     9    646
125,000.01 - 150,000.00     41       $5,624,502.86          11.42       $137,183.00   8.344     92.55     8    640
150,000.01 - 175,000.00     20       $3,212,743.23          6.52        $160,637.16   8.046     91.25     8    640
175,000.01 - 200,000.00     12       $2,305,435.92          4.68        $192,119.66   8.267     89.05     8    638
200,000.01 - 225,000.00      9       $1,920,474.54          3.90        $213,386.06   7.947     80.91     8    637
225,000.01 - 250,000.00     11       $2,607,804.84          5.29        $237,073.17   8.394     91.84     8    647
250,000.01 - 300,000.00      9       $2,496,079.42          5.07        $277,342.16   8.610     90.47     9    637
300,000.01 - 333,700.00      2        $628,830.08           1.28        $314,415.04   8.300     87.39     8    643
333,700.01 - 350,000.00      1        $336,027.88           0.68        $336,027.88   9.450     90.00     9    645
350,000.01 - 600,000.00      6       $2,490,512.60          5.06        $415,085.43   7.611     98.35     8    656
600,000.01 +                 1        $633,790.34           1.29        $633,790.34   6.750     100.00    7    622
TOTAL                       487      $49,259,892.63        100.00       $101,149.68   8.802     93.30     9    654

Current Mortgage Rates of Mortgage Loans

                                        Aggregate      % of Aggregate
                                        Principal         Principal
                         Number of     Balance as        Balance as     AVG CURRENT  WA GROSS    WA            WA
Mortgage Rates (%)         Loans     of Cut-off Date   of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
 6.500 -  6.999              4       $1,141,812.11          2.32        $285,453.03   6.781     93.82     7    637
 7.000 -  7.499             37       $6,123,035.88          12.43       $165,487.46   7.259     93.17     7    643
 7.500 -  7.999             84       $12,035,667.20         24.43       $143,281.75   7.800     91.80     8    631
 8.000 -  8.499             43       $4,965,439.87          10.08       $115,475.35   8.258     91.40     8    635
 8.500 -  8.999             69       $7,339,493.15          14.90       $106,369.47   8.725     89.40     9    624
 9.000 -  9.499             33       $2,284,487.86          4.64        $69,226.90    9.199     89.63     9    634
 9.500 -  9.999             56       $4,462,102.35          9.06        $79,680.40    9.862     96.63    10    686
10.000 - 10.499             45       $2,867,105.74          5.82        $63,713.46    10.227    97.89    10    705
10.500 - 10.999             73       $5,374,685.36          10.91       $73,625.83    10.793    97.71    11    705
11.000 - 11.499             43       $2,666,063.11          5.41        $62,001.47    11.305    98.29    11    721
TOTAL                       487      $49,259,892.63        100.00       $101,149.68   8.802     93.30     9    654


Original Term to Maturity of Mortgage Loans

                                        Aggregate      % of Aggregate
                                        Principal         Principal
                         Number of     Balance as        Balance as     AVG CURRENT  WA GROSS    WA            WA
Original Term (mos)        Loans     of Cut-off Date   of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
-180                        223      $14,330,069.39         29.09       $64,260.40    10.439    97.60    10    716
181 - 240                    2        $189,463.81           0.38        $94,731.91    8.312     80.37     8    575
241 - 360                   262      $34,740,359.43         70.52       $132,596.79   8.130     91.60     8    629
-------------------------------------------------------------------------------------------------------------------
TOTAL                       487      $49,259,892.63        100.00       $101,149.68   8.802     93.30     9    654

Stated Remaining Term to Maturity of Mortgage Loans

                                        Aggregate      % of Aggregate
                                        Principal         Principal
                         Number of     Balance as        Balance as     AVG CURRENT  WA GROSS    WA            WA
Remaining Term (mos)       Loans     of Cut-off Date   of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
  0 - 179                   203      $13,110,500.39         26.61       $64,583.75    10.422    97.93    10    716
180 - 359                   214      $26,634,197.24         54.07       $124,458.87   8.230     90.81     8    633
360 - 539                   70       $9,515,195.00          19.32       $135,931.36   8.172     93.92     8    629
-------------------------------------------------------------------------------------------------------------------
TOTAL                       487      $49,259,892.63        100.00       $101,149.68   8.802     93.30     9    654

                                        Aggregate      % of Aggregate
                                        Principal         Principal
                         Number of     Balance as        Balance as     AVG CURRENT  WA GROSS    WA            WA
Mortgage Insurance         Loans     of Cut-off Date   of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
Yes                                                                                                            632
                         ------------------------------------------------------------------------------------------
No                          487      $49,259,892.63        100.00       $101,149.68   8.802     93.30     9    654
-------------------------------------------------------------------------------------------------------------------
Total:                      487      $49,259,892.63        100.00       $101,149.68   8.802     93.30     9    654

                                        Aggregate      % of Aggregate
                                        Principal         Principal
                         Number of     Balance as        Balance as     AVG CURRENT  WA GROSS    WA            WA
Lien                       Loans     of Cut-off Date   of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
1                           271      $35,635,898.38         72.34       $131,497.78   8.144     90.96     8    629
2                           216      $13,623,994.25         27.66       $63,074.05    10.524    99.45    11    722
-------------------------------------------------------------------------------------------------------------------
Total:                      487      $49,259,892.63        100.00       $101,149.68   8.802     93.30     9    654

                                        Aggregate      % of Aggregate
                                        Principal         Principal
                         Number of     Balance as        Balance as     AVG CURRENT  WA GROSS    WA            WA
Seasoning(mos)             Loans     of Cut-off Date   of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
0                           90       $10,734,764.00         21.79       $119,275.16   8.450     93.93     8    638
1                           62       $6,666,929.54          13.53       $107,531.12   9.378     88.88     9    650
2                           136      $15,050,774.38         30.55       $110,667.46   8.364     92.97     8    641
3                           111      $9,483,978.75          19.25       $85,441.25    9.404     96.08     9    679
4                           64       $5,650,368.00          11.47       $88,287.00    9.006     95.09     9    680
5                           16       $1,162,787.88          2.36        $72,674.24    8.444     86.53     8    666
6                            6        $405,603.00           0.82        $67,600.50    8.664     89.61     9    653
7                            2        $104,687.08           0.21        $52,343.54    10.340    100.00   10    703
TOTAL                       487      $49,259,892.63        100.00       $101,149.68   8.802     93.30     9    654

Combined Loan-to-Value Ratios of Mortgage Loans

                                        Aggregate      % of Aggregate
                                        Principal         Principal
                         Number of     Balance as        Balance as     AVG CURRENT  WA GROSS    WA            WA
Combined LTVs              Loans     of Cut-off Date   of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
-25                          1         $49,974.75           0.10        $49,974.75    9.375     23.26     9    559
 25.01 -  30.00              1         $59,909.76           0.12        $59,909.76    9.100     28.17     9    680
 30.01 -  35.00              1         $49,858.49           0.10        $49,858.49    8.900     30.95     9    624
 35.01 -  40.00              1        $109,019.08           0.22        $109,019.08   6.850     35.32     7    646
 40.01 -  45.00              2        $301,298.85           0.61        $150,649.42   8.219     43.11     8    621
 45.01 -  50.00              2        $229,693.35           0.47        $114,846.68   8.209     47.92     8    627
 50.01 -  55.00              3        $308,673.05           0.63        $102,891.02   8.250     53.79     8    625
 55.01 -  60.00              5        $507,057.27           1.03        $101,411.45   7.476     58.86     7    615
 60.01 -  65.00              4        $790,640.75           1.61        $197,660.19   8.026     63.07     8    604
 65.01 -  70.00             11       $1,242,373.53          2.52        $112,943.05   8.144     68.70     8    620
 70.01 -  75.00              7        $819,552.36           1.66        $117,078.91   9.312     74.28     9    574
 75.01 -  80.00             20       $2,316,233.61          4.70        $115,811.68   8.259     79.43     8    611
 80.01 -  85.00             22       $3,247,497.20          6.59        $147,613.51   8.167     84.50     8    613
 85.01 -  90.00             30       $3,935,711.96          7.99        $131,190.40   9.273     89.81     9    636
 90.01 -  95.00             20       $2,891,504.27          5.87        $144,575.21   8.567     94.15     9    647
 95.01 - 100.00             357      $32,400,894.35         65.78       $90,758.81    8.941     99.91     9    671
-------------------------------------------------------------------------------------------------------------------
TOTAL                       487      $49,259,892.63        100.00       $101,149.68   8.802     93.30     9    654


Owner Occupancy of Mortgage Loans

                                        Aggregate      % of Aggregate
                                        Principal         Principal
                         Number of     Balance as        Balance as     AVG CURRENT  WA GROSS    WA            WA
Owner Occupancy            Loans     of Cut-off Date   of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
Investor                     3        $364,808.28           0.74        $121,602.76   9.260     66.75     9    681
Owner Occupied              484      $48,895,084.35         99.26       $101,022.90   8.799     93.50     9    654
-------------------------------------------------------------------------------------------------------------------
TOTAL                       487      $49,259,892.63        100.00       $101,149.68   8.802     93.30     9    654

Property Type of Mortgage Loans

                                        Aggregate      % of Aggregate
                                        Principal         Principal
                         Number of     Balance as        Balance as     AVG CURRENT  WA GROSS    WA            WA
Property Types             Loans     of Cut-off Date   of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
2-4 Family                  18       $1,546,144.76          3.14        $85,896.93    10.106    96.08    10    715
Low-Condo                   22       $1,698,144.46          3.45        $77,188.38    10.144    94.53    10    689
Mid-Condo                    1         $35,326.67           0.07        $35,326.67    10.390    100.00   10    683
PUD                         119      $13,426,652.46         27.26       $112,829.01   8.296     96.96     8    643
Single Family-D             326      $32,455,373.74         65.89       $99,556.36    8.882     91.57     9    654
Townhouse                    1         $98,250.54           0.20        $98,250.54    7.400     100.00    7    647
TOTAL                       487      $49,259,892.63        100.00       $101,149.68   8.802     93.30     9    654

Loan Purpose of Mortgage Loans

                                        Aggregate      % of Aggregate
                                        Principal         Principal
                         Number of     Balance as        Balance as     AVG CURRENT  WA GROSS    WA            WA
Loan Purpose               Loans     of Cut-off Date   of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
Cash Out Refinance          139      $18,234,568.76         37.02       $131,183.95   8.415     85.86     8    630
Purchase                    331      $29,090,729.71         59.06       $87,887.40    9.097     98.40     9    671
Rate/Term Refinance         17       $1,934,594.16          3.93        $113,799.66   8.025     86.87     8    622
-------------------------------------------------------------------------------------------------------------------
TOTAL                       487      $49,259,892.63        100.00       $101,149.68   8.802     93.30     9    654

Document Type of Mortgage Loans

                                        Aggregate      % of Aggregate
                                        Principal         Principal
                         Number of     Balance as        Balance as     AVG CURRENT  WA GROSS    WA            WA
Document Type              Loans     of Cut-off Date   of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
Full/Alternative             6        $941,156.33           1.91        $156,859.39   8.238     92.70     8    624
Limited                      2        $388,341.07           0.79        $194,170.54   10.373    77.95    10    553
Reduced                     263      $30,252,691.69         61.41       $115,029.25   8.188     91.77     8    627
Stated Income               216      $17,677,703.54         35.89       $81,841.22    9.850     96.29    10    705
-------------------------------------------------------------------------------------------------------------------
TOTAL                       487      $49,259,892.63        100.00       $101,149.68   8.802     93.30     9    654

Product Type of Mortgage Loans

                                        Aggregate      % of Aggregate
                                        Principal         Principal
                         Number of     Balance as        Balance as     AVG CURRENT  WA GROSS    WA            WA
Product Type               Loans     of Cut-off Date   of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
FIXED                       258     $32,861,369.76          66.71       $127,369.65   8.149     90.44     8    625
FIXED BALL                  216     $13,623,994.25          27.66       $63,074.05    10.524    99.45    11    722
FIXED IO                    13      $2,774,528.62           5.63        $213,425.28   8.087     97.07     8    667
TOTAL                       487     $49,259,892.63         100.00       $101,149.68   8.802     93.30     9    654

-------------------------------------------------------------------------------------------------------
** For ARM loans please break out 2/28, 3/27, 5/25 by percentage

** For IO loans please include length of ammortization  term and fixed rate term ( 2yr, 3yr, 5yr, 10yr)
-------------------------------------------------------------------------------------------------------


Geographical Distribution of Mortgages Loans

                                        Aggregate      % of Aggregate
                                        Principal         Principal
                         Number of     Balance as        Balance as     AVG CURRENT  WA GROSS    WA            WA
State                      Loans     of Cut-off Date   of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
Arizona                     15       $1,547,208.69          3.14        $103,147.25   8.551     81.27     9    642
Arkansas                     1         $59,909.76           0.12        $59,909.76    9.100     28.17     9    680
California                  108      $11,685,265.32         23.72       $108,196.90   9.476     95.48     9    697
Colorado                    17       $1,943,723.96          3.95        $114,336.70   8.436     94.06     8    684
Connecticut                  2        $100,835.04           0.20        $50,417.52    10.324    100.00   10    711
Florida                     24       $2,442,904.06          4.96        $101,787.67   9.344     81.01     9    630
Georgia                      9        $891,715.51           1.81        $99,079.50    8.342     97.17     8    636
Idaho                        4        $455,313.23           0.92        $113,828.31   8.234     84.89     8    610
Illinois                    27       $1,637,507.12          3.32        $60,648.41    9.745     93.53    10    698
Indiana                      3        $262,170.20           0.53        $87,390.07    8.613     83.63     9    621
Iowa                        12       $1,019,326.90          2.07        $84,943.91    8.720     91.88     9    660
Kansas                       4        $364,351.24           0.74        $91,087.81    8.462     95.88     8    603
Kentucky                     1         $50,400.00           0.10        $50,400.00    10.700    100.00   11    575
Louisiana                    2        $300,871.78           0.61        $150,435.89   9.176     93.24     9    591
Maine                        1        $288,000.00           0.58        $288,000.00   10.150    90.00    10    603
Maryland                     5        $577,843.88           1.17        $115,568.78   9.657     98.46    10    671
Massachusetts                3        $227,668.49           0.46        $75,889.50    9.861     88.65    10    667
Michigan                     5        $194,904.07           0.40        $38,980.81    10.729    96.12    11    745
Minnesota                   13       $1,698,002.21          3.45        $130,615.55   8.228     93.48     8    651
Missouri                     6        $626,101.78           1.27        $104,350.30   8.422     95.89     8    649
Nebraska                     3        $229,976.71           0.47        $76,658.90    9.118     89.84     9    601
Nevada                       9       $1,682,424.05          3.42        $186,936.01   8.359     95.34     8    675
New Hampshire                1         $32,464.53           0.07        $32,464.53    10.950    100.00   11    718
New Jersey                   2        $291,138.00           0.59        $145,569.00   11.341    91.20    11    708
North Carolina              10       $1,112,536.76          2.26        $111,253.68   8.601     90.32     9    609
Oklahoma                     3        $263,549.96           0.54        $87,849.99    8.729     91.71     9    583
Oregon                      11       $1,274,627.71          2.59        $115,875.25   8.921     93.72     9    642
Rhode Island                 1        $144,678.35           0.29        $144,678.35   7.550     72.87     8    583
South Carolina               2        $359,513.57           0.73        $179,756.79   10.241    100.00   10    715
Tennessee                    7        $603,517.52           1.23        $86,216.79    8.060     96.55     8    668
Texas                       149      $14,249,001.57         28.93       $95,630.88    8.122     95.46     8    626
Utah                         4        $333,701.38           0.68        $83,425.35    8.695     95.88     9    594
Vermont                      1        $207,538.62           0.42        $207,538.62   7.550     80.00     8    624
Virginia                     1         $71,918.46           0.15        $71,918.46    10.800    100.00   11    689
Washington                  21       $2,029,282.20          4.12        $96,632.49    9.070     90.63     9    644
TOTAL                       487      $49,259,892.63        100.00       $101,149.68   8.802     93.30     9    654

Prepay Penalty for Mortgage Loans

                                        Aggregate      % of Aggregate
                                        Principal         Principal
                         Number of     Balance as        Balance as     AVG CURRENT  WA GROSS    WA            WA
Prepay Penalty             Loans     of Cut-off Date   of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
None                        137      $9,186,898.69          18.65       $67,057.65    9.657     93.09    10    681
Yes                         350      $40,072,993.94         81.35       $114,494.27   8.607     93.35     9    648
-------------------------------------------------------------------------------------------------------------------
Total:                      487      $49,259,892.63        100.00       $101,149.68   8.802     93.30     9    654

Prepay Term for Mortgage Loans

                                        Aggregate      % of Aggregate
                                        Principal         Principal
                         Number of     Balance as        Balance as     AVG CURRENT  WA GROSS    WA            WA
Prepay Term                Loans     of Cut-off Date   of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
1Y PP                        1        $144,678.35           0.29        $144,678.35   7.550     72.87     8    583
2.5Y PP                      2        $369,410.00           0.75        $184,705.00   8.862     89.11     9    591
2Y PP                       120      $9,018,633.38          18.31       $75,155.28    10.390    99.50    10    720
3Y PP                       223      $30,175,920.97         61.26       $135,318.03   8.077     91.63     8    629
6M PP                        4        $364,351.24           0.74        $91,087.81    8.462     95.88     8    603
No PP                       137      $9,186,898.69          18.65       $67,057.65    9.657     93.09    10    681
TOTAL                       487      $49,259,892.63        100.00       $101,149.68   8.802     93.30     9    654

Fico Scores of Mortgage Loans

                                        Aggregate      % of Aggregate
                                        Principal         Principal
                         Number of     Balance as        Balance as     AVG CURRENT  WA GROSS    WA            WA
Fico Scores                Loans     of Cut-off Date   of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
500 - 519                    1         $63,129.60           0.13        $63,129.60    11.450    75.00    11    506
520 - 539                    5        $603,332.16           1.22        $120,666.43   9.974     80.80    10    532
540 - 559                   11       $1,364,591.70          2.77        $124,053.79   8.718     82.75     9    551
560 - 579                    9       $1,296,840.94          2.63        $144,093.44   8.337     75.98     8    569
580 - 599                   51       $5,751,325.11          11.68       $112,771.08   8.371     94.16     8    589
600 - 619                   56       $6,393,274.32          12.98       $114,165.61   8.225     92.47     8    608
620 - 639                   48       $6,625,305.28          13.45       $138,027.19   7.948     86.87     8    627
640 - 659                   38       $5,689,255.80          11.55       $149,717.26   7.777     91.48     8    647
660 - 679                   22       $3,069,382.57          6.23        $139,517.39   7.768     96.14     8    671
680 - 699                   62       $5,526,385.82          11.22       $89,135.26    9.271     96.73     9    690
700 - 719                   86       $6,020,329.52          12.22       $70,003.83    10.250    98.69    10    710
720 - 739                   45       $2,443,684.90          4.96        $54,304.11    10.396    98.96    10    729
740 - 759                   26       $2,141,464.31          4.35        $82,364.01    10.289    98.80    10    750
760 - 779                   19       $1,816,660.10          3.69        $95,613.69    9.725     99.18    10    765
780 - 799                    7        $378,034.65           0.77        $54,004.95    10.238    99.15    10    788
800 - 819                    1         $76,895.85           0.16        $76,895.85    9.950     100.00   10    802
TOTAL                       487      $49,259,892.63        100.00       $101,149.68   8.802     93.30     9    654


                                        Aggregate      % of Aggregate
                                        Principal         Principal
                         Number of     Balance as        Balance as     AVG CURRENT  WA GROSS    WA            WA
Product Type               Loans     of Cut-off Date   of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
FIXED                       258      $32,861,369.76         66.71       $127,369.65   8.149     90.44     8    625
FIXED BALL                  216      $13,623,994.25         27.66       $63,074.05    10.524    99.45    11    722
FIXED IO                    13       $2,774,528.62          5.63        $213,425.28   8.087     97.07     8    667
TOTAL                       487      $49,259,892.63        100.00       $101,149.68   8.802     93.30     9    654

-------------------------------------------------------------------------------------------------------------------

--------------------------------------------------
We need these matrices in addition to strats
--------------------------------------------------

If the deal has deep MI - we want the following:

For Non-MI Loans-only
By LTV Bucket                  % of total deal  Avg FICO  %<550 FICO  %full doc  %non owner
          -50.99                     0.31        614.00      0.00        0.00       0.00
   51.00 - 60.99                     1.14        628.00      0.00        0.00       3.70
   61.00 - 70.99                     1.52        635.00      0.00        0.00       2.61
   71.00 - 80.99                    62.17        668.00      0.00        1.43       0.99
   81.00 - 85.99                    20.86        675.00      0.00        1.87       0.00
   86.00 - 90.99                    12.10        645.00      0.00        2.90       0.00
   91.00 - 95.99                     1.90        664.00      0.00        0.00       0.00

Aggregate Loans
                                                                                                       % Second
                                                                                                         Lien
                                  % of                       % Full   % Owner                        (Simultaneous
FICO                           total deal  Avg LTV  Max LTV   Doc       Occ     % IO   WAC   MARGIN    or Silent)
   540 - 559                       0.32     75.46    90.00    0.00     100.00    100  9.347   6.066        0
   560 - 579                       1.22     79.90    90.00    0.00     100.00    100  8.669   5.962        0
   580 - 599                       1.72     80.53    90.00    7.40     100.00    100  7.858    5.94        0
   600 - 619                      13.01     81.53    95.00    2.17      99.46    100  7.605   5.888        0
   620 - 639                      13.20     81.31    95.00    2.65      99.62    100  7.598   5.894        0
   640 - 659                      16.09     82.57    95.00    4.28      99.83    100  7.572   5.861        0
   660 - 679                      18.13     81.45    95.00    0.73      98.65    100  7.658   5.942        0
   680 - 699                      15.51     81.62    95.00    0.35      99.74    100  7.403   5.936        0
   700 - 719                       9.63     81.67    95.00    0.00      98.77    100   7.39   5.954        0
   720 - 739                       5.17     81.94    94.39    0.00     100.00    100  7.422   5.964        0
   740 - 759                       3.34     82.06    94.98    0.00     100.00    100  7.347   5.932        0
   760 - 779                       1.84     82.26    85.00    0.00      95.01    100  7.506   5.956        0
   780 - 799                       0.68     82.82    85.00    0.00     100.00    100  7.061   5.679        0
   800 - 819                       0.14     80.00    80.00    0.00      59.70    100  7.455   6.071        0
   780 - 799                       0.49     80.81    85.00    0.00     100.00  79.82  7.158   5.702        0
   800 - 819                       0.08     80.00    80.00    0.00      59.70    100  7.455   6.071        0

IO Loans

                                                                                                       % Second
                                                                                                         Lien
                                  % of                       % Full   % Owner                        (Simultaneous
FICO                           total deal  Avg LTV  Max LTV   Doc       Occ            WAC   MARGIN    or Silent)
   540 - 559                       0.32     75.46    90.00    0.00     100.00    100  9.347   6.066        0
   560 - 579                       1.22     79.90    90.00    0.00     100.00    100  8.669   5.962        0
   580 - 599                       1.72     80.53    90.00    7.40     100.00    100  7.858    5.94        0
   600 - 619                      13.01     81.53    95.00    2.17      99.46    100  7.605   5.888        0
   620 - 639                      13.20     81.31    95.00    2.65      99.62    100  7.598   5.894        0
   640 - 659                      16.09     82.57    95.00    4.28      99.83    100  7.572   5.861        0
   660 - 679                      18.13     81.45    95.00    0.73      98.65    100  7.658   5.942        0
   680 - 699                      15.51     81.62    95.00    0.35      99.74    100  7.403   5.936        0
   700 - 719                       9.63     81.67    95.00    0.00      98.77    100   7.39   5.954        0
   720 - 739                       5.17     81.94    94.39    0.00     100.00    100  7.422   5.964        0
   740 - 759                       3.34     82.06    94.98    0.00     100.00    100  7.347   5.932        0
   760 - 779                       1.84     82.26    85.00    0.00      95.01    100  7.506   5.956        0
   780 - 799                       0.68     82.82    85.00    0.00     100.00    100  7.061   5.679        0
   800 - 819                       0.14     80.00    80.00    0.00      59.70    100  7.455   6.071        0
TOTAL                            100.00     81.35    95.00    2.12      98.54   57.7  7.858   5.858        0

--------------------------------------------------------------------------------
We needs strats broken out in this format for Total ARMs, Total Fixed, Total IO
Loans seperately

We also need this for the total pool combined
--------------------------------------------------------------------------------


Original Principal Balances of Mortgage Loans

                                                         % of
                                                       Aggregate
                                                       Principal
                                        Aggregate      Balance
                                         Original        as of
                          Number of     Principal       Cut-off   AVG CURRENT     WA                         WA
Range ($)                   Loans        Balance         Date       BALANCE    GROSS CPN  WA COMBLTV  GWAC  FICO
----------------------------------------------------------------------------------------------------------------
 50,000.01 -   75,000.00     9         $555,900.00       0.15      $61,766.67    9.232        92.12     9    622
 75,000.01 -  100,000.00     27       $2,456,918.80      0.65      $90,996.99    8.063        91.48     8    637
100,000.01 -  125,000.00     78       $8,842,336.00      2.34     $113,363.28    7.786        96.00     8    644
125,000.01 -  150,000.00    114       $15,717,303.40     4.16     $137,871.08    7.673        96.58     8    653
150,000.01 -  175,000.00    101       $16,358,520.00     4.32     $161,965.54    7.744        96.12     8    650
175,000.01 -  200,000.00    135       $25,407,593.00     6.72     $188,204.39    7.532        95.92     8    657
200,000.01 -  225,000.00     91       $19,463,651.00     5.15     $213,886.27    7.662        93.68     8    656
225,000.01 -  250,000.00     84       $19,967,269.00     5.28     $237,705.58    7.671        93.99     8    657
250,000.01 -  300,000.00    180       $49,620,997.00    13.12     $275,672.21    7.579        94.68     8    664
300,000.01 -  333,700.00    119       $37,526,148.00     9.92     $315,345.78    7.572        96.26     8    665
333,700.01 -  350,000.00     43       $14,718,046.00     3.89     $342,280.14    7.451        93.05     7    675
350,000.01 -  600,000.00    319      $139,772,437.70    36.95     $438,158.11    7.497        95.72     7    670
600,000.01 +                 40       $27,864,434.11     7.37     $696,610.85    7.374        94.65     7    686
TOTAL                     1,340      $378,271,554.01   100.00     $282,292.20    7.555        95.30     8    666

Principal Balances of Mortgage Loans as of Cutoff Date

                                                         % of
                                                       Aggregate
                                        Aggregate      Principal
                                        Principal      Balance
                                         Balance         as of        AVG
                          Number of       as of         Cut-off     CURRENT       WA                         WA
Range ($)                   Loans      Cut-off Date      Date       BALANCE    GROSS CPN  WA COMBLTV  GWAC  FICO
----------------------------------------------------------------------------------------------------------------
 50,000.01 -   75,000.00     9         $555,899.90       0.15      $61,766.66    9.232       92.12      9    622
 75,000.01 -  100,000.00     27       $2,456,902.80      0.65      $90,996.40    8.063       91.48      8    637
100,000.01 -  125,000.00     78       $8,842,169.94      2.34     $113,361.15    7.786       96.00      8    644
125,000.01 -  150,000.00    114       $15,716,139.54     4.15     $137,860.87    7.673       96.58      8    653
150,000.01 -  175,000.00    101       $16,358,295.26     4.32     $161,963.32    7.744       96.12      8    650
175,000.01 -  200,000.00    135       $25,407,035.55     6.72     $188,200.26    7.532       95.92      8    657
200,000.01 -  225,000.00     91       $19,463,178.03     5.15     $213,881.08    7.662       93.68      8    656
225,000.01 -  250,000.00     84       $19,966,940.40     5.28     $237,701.67    7.671       93.99      8    657
250,000.01 -  300,000.00    180       $49,619,796.54    13.12     $275,665.54    7.579       94.68      8    664
300,000.01 -  333,700.00    119       $37,525,692.38     9.92     $315,341.95    7.572       96.26      8    665
333,700.01 -  350,000.00     43       $14,717,998.21     3.89     $342,279.03    7.451       93.05      7    675
350,000.01 -  600,000.00    319      $139,770,991.19    36.95     $438,153.58    7.497       95.72      7    670
600,000.01 +                 40       $27,863,927.75     7.37     $696,598.19    7.374       94.65      7    686
TOTAL                     1,340      $378,264,967.49   100.00     $282,287.29    7.555       95.30      8    666

Current Mortgage Rates of Mortgage Loans

                                                         % of
                                                       Aggregate
                                        Aggregate      Principal
                                        Principal      Balance
                                         Balance         as of        AVG
                          Number of       as of         Cut-off     CURRENT       WA                         WA
Mortgage Rates (%)          Loans      Cut-off Date      Date       BALANCE    GROSS CPN  WA COMBLTV  GWAC  FICO
----------------------------------------------------------------------------------------------------------------
   6.000 -    6.499           22      $6,851,802.06       1.81    $311,445.55    6.313       96.61     6     648
   6.500 -    6.999          294      $92,535,153.71     24.46    $314,745.42    6.845       96.98     7     674
   7.000 -    7.499          292      $82,511,013.04     21.81    $282,571.96    7.268       95.82     7     669
   7.500 -    7.999          444     $125,466,037.25     33.17    $282,581.16    7.729       95.51     8     667
   8.000 -    8.499          143      $35,026,885.66      9.26    $244,943.26    8.253       93.65     8     654
   8.500 -    8.999           94      $23,486,252.38      6.21    $249,853.75    8.692       92.02     9     650
   9.000 -    9.499           24      $5,593,796.69       1.48    $233,074.86    9.241       89.47     9     648
   9.500 -    9.999           21      $5,690,826.80       1.50    $270,991.75    9.697       86.89     10    619
  10.000 -   10.499           2        $393,000.00        0.10    $196,500.00   10.190       86.74     10    617
  10.500 -   10.999           3        $645,400.00        0.17    $215,133.33   10.801       72.53     11    583
  11.000 -   11.499           1         $64,799.90        0.02     $64,799.90   11.350       90.00     11    576
TOTAL                       1,340    $378,264,967.49     100.00   $282,287.29    7.555       95.30     8     666

Original Term to Maturity of Mortgage Loans

                                                         % of
                                                       Aggregate
                                        Aggregate      Principal
                                        Principal       Balance
                                         Balance         as of        AVG
                          Number of       as of         Cut-off     CURRENT       WA                         WA
Original Term (mos)         Loans      Cut-off Date      Date       BALANCE    GROSS CPN  WA COMBLTV  GWAC  FICO
-----------------------------------------------------------------------------------------------------------------
 241 -  360                 1,340    $378,264,967.49    100.00    $282,287.29    7.555       95.30      8    666
-----------------------------------------------------------------------------------------------------------------
TOTAL                       1,340    $378,264,967.49    100.00    $282,287.29    7.555       95.30      8    666


Stated Remaining Term to Maturity of Mortgage Loans

                                                         % of
                                                       Aggregate
                                        Aggregate      Principal
                                        Principal       Balance
                                         Balance         as of        AVG
                          Number of       as of         Cut-off     CURRENT       WA                         WA
Remaining Term (mos)        Loans      Cut-off Date      Date       BALANCE    GROSS CPN  WA COMBLTV  GWAC  FICO
-----------------------------------------------------------------------------------------------------------------
     180 -      359         1,170    $331,082,254.49    87.53     $282,976.29    7.525       95.35      8    666
     360 -      539           170     $47,182,713.00    12.47     $277,545.37    7.766       94.95      8    662
-----------------------------------------------------------------------------------------------------------------
TOTAL                       1,340    $378,264,967.49   100.00     $282,287.29    7.555       95.30      8    666

                                                         % of
                                                       Aggregate
                                        Aggregate      Principal
                                        Principal       Balance
                                         Balance         as of        AVG
                          Number of       as of         Cut-off     CURRENT       WA                         WA
Mortgage Insurance          Loans      Cut-off Date      Date       BALANCE    GROSS CPN  WA COMBLTV  GWAC  FICO
-----------------------------------------------------------------------------------------------------------------
Yes                                                                                                          632
                          ---------------------------------------------------------------------------------------
No                          1,340    $378,264,967.49   100.00     $282,287.29    7.555       95.30      8    666
-----------------------------------------------------------------------------------------------------------------
Total:                      1,340    $378,264,967.49   100.00     $282,287.29    7.555       95.30      8    666

                                                         % of
                                                       Aggregate
                                        Aggregate      Principal
                                        Principal       Balance
                                         Balance         as of        AVG
                          Number of       as of         Cut-off     CURRENT       WA                         WA
Lien                        Loans      Cut-off Date      Date       BALANCE    GROSS CPN  WA COMBLTV   GWAC FICO
-----------------------------------------------------------------------------------------------------------------
1                           1,340     378,264,967.49      100      282,287.29    7.555        95.3    7.555  666
------------------------
Total:                      1,340     378,264,967.49      100      282,287.29    7.555        95.3    7.555  666

                                                         % of
                                                       Aggregate
                                        Aggregate      Principal
                                        Principal       Balance
                                         Balance         as of        AVG
                          Number of       as of         Cut-off     CURRENT       WA                         WA
Seasoning(mos)              Loans      Cut-off Date      Date       BALANCE    GROSS CPN  WA COMBLTV  GWAC  FICO
----------------------------------------------------------------------------------------------------------------
0                            170      $47,182,713.00    12.47     $277,545.37    7.766        94.95     8    662
1                            181      $52,112,912.46    13.78     $287,916.64    7.975        95.53     8    671
2                            377     $100,854,007.00    26.66     $267,517.26    7.640        95.51     8    664
3                            545     $157,351,249.84    41.60     $288,717.89    7.335        95.91     7    668
4                             17      $4,922,431.66      1.30     $289,554.80    7.368        92.11     7    661
5                             34      $10,659,768.28     2.82     $313,522.60    7.239        88.77     7    640
6                             13      $3,175,385.25      0.84     $244,260.40    7.549        85.14     8    625
7                             3       $2,006,500.00      0.53     $668,833.33    6.877        96.91     7    678
TOTAL                       1,340    $378,264,967.49    100.00    $282,287.29    7.555        95.30     8    666

Combined Loan-to-Value Ratios of Mortgage Loans

                                                         % of
                                                       Aggregate
                                        Aggregate      Principal
                                        Principal       Balance
                                         Balance         as of        AVG
                          Number of       as of         Cut-off     CURRENT       WA                         WA
Combined LTVs               Loans      Cut-off Date      Date       BALANCE    GROSS CPN  WA COMBLTV   GWAC FICO
----------------------------------------------------------------------------------------------------------------
  25.01 -   30.00             1        $114,990.63       0.03     $114,990.63    8.250       25.56      8    613
  30.01 -   35.00             1         $52,000.00       0.01      $52,000.00    7.700       34.67      8    622
  40.01 -   45.00             2        $446,000.00       0.12     $223,000.00    7.638       42.08      8    582
  45.01 -   50.00             2        $350,000.00       0.09     $175,000.00    8.276       46.76      8    634
  50.01 -   55.00             5       $1,067,999.70      0.28     $213,599.94    8.134       53.13      8    626
  55.01 -   60.00             12      $3,034,648.86      0.80     $252,887.41    7.877       58.08      8    633
  60.01 -   65.00             10      $2,691,913.00      0.71     $269,191.30    8.190       62.81      8    626
  65.01 -   70.00             12      $2,390,745.79      0.63     $199,228.82    7.754       69.78      8    621
  70.01 -   75.00             23      $6,683,195.59      1.77     $290,573.72    7.802       74.35      8    646
  75.01 -   80.00             60      $16,869,201.27     4.46     $281,153.35    7.766       79.29      8    637
  80.01 -   85.00             52      $16,451,082.51     4.35     $316,366.97    7.605       84.47      8    644
  85.01 -   90.00            138      $45,194,405.33    11.95     $327,495.69    7.952       89.63      8    646
  90.01 -   95.00             63      $21,308,168.58     5.63     $338,224.90    7.655       94.69      8    665
  95.01 -  100.00            959     $261,610,616.23    69.16     $272,795.22    7.440       99.95      7    674
TOTAL                       1,340    $378,264,967.49    100.00    $282,287.29    7.555       95.30      8    666


Owner Occupancy of Mortgage Loans

                                                         % of
                                                       Aggregate
                                        Aggregate      Principal
                                        Principal       Balance
                                         Balance         as of        AVG
                          Number of       as of         Cut-off     CURRENT       WA                         WA
Owner Occupancy             Loans      Cut-off Date      Date       BALANCE    GROSS CPN  WA COMBLTV   GWAC FICO
----------------------------------------------------------------------------------------------------------------
Investor                       11    $2,635,919.70        0.70    $239,629.06    8.875       76.11      9    694
Owner Occupied              1,329    $375,629,047.79     99.30    $282,640.37    7.546       95.43      8    665
----------------------------------------------------------------------------------------------------------------
TOTAL                       1,340    $378,264,967.49    100.00    $282,287.29    7.555       95.30      8    666

Property Type of Mortgage Loans

                                                         % of
                                                       Aggregate
                                        Aggregate      Principal
                                        Principal       Balance
                                         Balance         as of        AVG
                          Number of       as of         Cut-off     CURRENT       WA                         WA
Property Types              Loans      Cut-off Date      Date       BALANCE    GROSS CPN  WA COMBLTV   GWAC FICO
----------------------------------------------------------------------------------------------------------------
2-4 Family                     76     $28,251,339.49     7.47     $371,728.15    7.725      93.62       8    685
High-Condo                     2       $457,050.00       0.12     $228,525.00    8.294      90.93       8    680
Low-Condo                     119     $31,232,894.83     8.26     $262,461.30    7.438      96.28       7    667
Manufactured Home              1       $404,948.91       0.11     $404,948.91    6.675      69.83       7    637
Mid-Condo                      1       $183,903.67       0.05     $183,903.67    7.850      100.00      8    639
PUD                           233     $63,844,292.91    16.88     $274,009.84    7.572      95.15       8    661
Rowhouse                       1       $160,000.00       0.04     $160,000.00    8.400      100.00      8    688
Single Family-A                13     $3,418,403.75      0.90     $262,954.13    7.570      96.92       8    666
Single Family-D               891    $249,671,374.93    66.00     $280,214.79    7.546      95.41       8    664
Townhouse                      3       $640,759.00       0.17     $213,586.33    7.341      100.00      7    679
----------------------------------------------------------------------------------------------------------------
TOTAL                       1,340    $378,264,967.49   100.00     $282,287.29    7.555      95.30       8    666

Loan Purpose of Mortgage Loans

                                       Aggregate     % of Aggregate
                                       Principal       Principal                     WA
                                     Balance as of    Balance as          AVG       GROSS   WA          WA
Loan Purpose        Number of Loans   Cut-off Date  of Cut-off Date CURRENT BALANCE  CPN  COMBLTV GWAC FICO
-----------------------------------------------------------------------------------------------------------
Cash Out Refinance        409       $120,137,870.26      31.76        $293,735.62   7.704  89.18   8   647
Purchase                  908       $251,641,231.60      66.53        $277,137.92   7.496  98.29   7   675
Rate/Term Refinance        23        $6,485,865.63       1.71         $281,994.16   7.115  92.67   7   638
-----------------------------------------------------------------------------------------------------------
TOTAL                    1,340      $378,264,967.49     100.00        $282,287.29   7.555  95.30   8   666

Document Type of Mortgage Loans

                                       Aggregate     % of Aggregate
                                       Principal       Principal                     WA
                                     Balance as of    Balance as          AVG       GROSS   WA          WA
Document Type       Number of Loans   Cut-off Date  of Cut-off Date CURRENT BALANCE  CPN  COMBLTV GWAC FICO
-----------------------------------------------------------------------------------------------------------
Full/Alternative           21        $6,179,383.24       1.63         $294,256.34   7.607  95.92   8   637
Limited                    6         $1,113,474.39       0.29         $185,579.06   7.573  92.08   8   665
Reduced                   648       $155,333,699.33      41.06        $239,712.50   7.396  94.37   7   641
Stated Income             665       $215,638,410.53      57.01        $324,268.29   7.669  95.96   8   684
-----------------------------------------------------------------------------------------------------------
TOTAL                    1,340      $378,264,967.49     100.00        $282,287.29   7.555  95.30   8   666

Product Type of Mortgage Loans

                                       Aggregate     % of Aggregate
                                       Principal       Principal                     WA
                                     Balance as of    Balance as          AVG       GROSS   WA          WA
Product Type        Number of Loans   Cut-off Date  of Cut-off Date CURRENT BALANCE  CPN  COMBLTV GWAC FICO
-----------------------------------------------------------------------------------------------------------
2/6 LIBOR IO             1,270      $359,371,596.44      95.01        $282,969.76   7.546  95.37   8   665
3/6 LIBOR IO               50        $14,266,122.43      3.77         $285,322.45   7.640  93.55   8   667
5/1 CMT IO                 4         $1,025,600.00       0.27         $256,400.00   7.843  86.50   8   646
6 MO LIBOR IO              3          $827,120.00        0.22         $275,706.67   7.869  99.71   8   693
FIXED IO                   13        $2,774,528.62       0.73         $213,425.28   8.087  97.07   8   667
TOTAL                    1,340      $378,264,967.49     100.00        $282,287.29   7.555  95.30   8   666

----------------------------------------------------------------------------------------------------------
** For ARM loans please break out 2/28, 3/27, 5/25 by percentage

** For IO loans please include length of ammortization term and fixed rate term (2yr, 3yr, 5yr, 10yr)
----------------------------------------------------------------------------------------------------------


Geographical Distribution of Mortgages Loans

                                       Aggregate     % of Aggregate
                                       Principal       Principal                     WA
                                     Balance as of    Balance as          AVG       GROSS   WA          WA
State               Number of Loans   Cut-off Date  of Cut-off Date CURRENT BALANCE  CPN  COMBLTV GWAC FICO
-----------------------------------------------------------------------------------------------------------
Arizona                   120        $24,712,472.83      6.53         $205,937.27    7.717 93.01   8   648
California                573       $210,508,229.08     55.65         $367,379.11    7.377 95.69   7   675
Colorado                  92         $17,692,382.39      4.68         $192,308.50    7.478 97.95   7   647
Delaware                   2          $322,299.29        0.09         $161,149.65    8.407 93.71   8   666
District of Columbia       3          $659,500.00        0.17         $219,833.33    8.205 100.00  8   688
Florida                   58         $14,366,841.66      3.80         $247,704.17    7.848 92.86   8   658
Georgia                   25         $4,633,344.27       1.22         $185,333.77    7.967 98.77   8   653
Idaho                      3          $540,087.61        0.14         $180,029.20    7.051 91.83   7   678
Illinois                  67         $15,674,563.91      4.14         $233,948.72    8.176 96.05   8   658
Iowa                       2          $383,027.00        0.10         $191,513.50    8.617 93.42   9   585
Kansas                     7         $1,173,846.00       0.31         $167,692.29    7.971 95.78   8   643
Maine                      1          $288,000.00        0.08         $288,000.00   10.150 90.00  10   603
Maryland                  31         $8,957,712.83       2.37         $288,958.48    8.028 94.59   8   662
Massachusetts             21         $6,946,532.86       1.84         $330,787.28    8.148 91.39   8   651
Michigan                  25         $4,719,596.27       1.25         $188,783.85    8.024 95.17   8   645
Minnesota                 31         $6,320,065.88       1.67         $203,873.09    7.548 95.80   8   677
Mississippi                2          $465,830.00        0.12         $232,915.00    7.720 94.21   8   593
Missouri                  20         $2,891,283.27       0.76         $144,564.16    8.414 97.09   8   644
Nebraska                   1          $276,750.00        0.07         $276,750.00    7.850 90.00   8   584
Nevada                    40         $9,153,672.24       2.42         $228,841.81    7.687 92.81   8   649
New Hampshire              5         $1,644,249.45       0.43         $328,849.89    7.469 100.00  7   651
New Jersey                 5         $1,628,050.00       0.43         $325,610.00    7.652 88.37   8   675
North Carolina             9         $1,401,259.73       0.37         $155,695.53    7.691 99.27   8   668
North Dakota               1          $123,783.00        0.03         $123,783.00    7.900 100.00  8   612
Oregon                    30         $5,908,347.67       1.56         $196,944.92    7.586 96.92   8   654
Pennsylvania               1          $120,000.00        0.03         $120,000.00    7.850 64.87   8   636
Rhode Island               8         $1,543,800.00       0.41         $192,975.00    7.536 94.80   8   680
South Carolina             4         $1,319,100.00       0.35         $329,775.00    7.860 98.69   8   726
Tennessee                  4          $452,420.00        0.12         $113,105.00    7.409 100.00  7   629
Texas                     19         $2,720,002.57       0.72         $143,158.03    7.680 99.99   8   638
Utah                      17         $3,130,946.56       0.83         $184,173.33    7.849 90.49   8   660
Vermont                    3          $542,319.07        0.14         $180,773.02    7.644 100.00  8   614
Virginia                  24         $7,478,650.31       1.98         $311,610.43    7.682 92.51   8   653
Washington                85         $19,397,201.74      5.13         $228,202.37    7.523 94.87   8   658
Wisconsin                  1          $168,800.00        0.04         $168,800.00    8.250 100.00  8   605
TOTAL                    1,340      $378,264,967.49     100.00        $282,287.29    7.555 95.30   8   666

Prepay Penalty for Mortgage Loans

                                       Aggregate     % of Aggregate
                                       Principal       Principal                     WA
                                     Balance as of    Balance as          AVG       GROSS   WA          WA
Prepay Penalty      Number of Loans   Cut-off Date  of Cut-off Date CURRENT BALANCE  CPN  COMBLTV GWAC FICO
-----------------------------------------------------------------------------------------------------------
None                      160        $41,505,002.67      10.97        $259,406.27   8.222  94.19   8   656
Yes                      1,180      $336,759,964.82      89.03        $285,389.80   7.473  95.43   7   667
-----------------------------------------------------------------------------------------------------------
Total:                   1,340      $378,264,967.49     100.00        $282,287.29   7.555  95.30   8   666

Prepay Term for Mortgage Loans

                                       Aggregate     % of Aggregate
                                       Principal       Principal                     WA
                                     Balance as of    Balance as          AVG       GROSS   WA          WA
Prepay Term         Number of Loans   Cut-off Date  of Cut-off Date CURRENT BALANCE  CPN  COMBLTV GWAC FICO
-----------------------------------------------------------------------------------------------------------
1.5Y PP                    1          $807,500.00        0.21         $807,500.00   7.990  90.00   8   688
1Y PP                      29        $7,935,193.71       2.10         $273,627.37   8.280  92.35   8   662
2.5Y PP                    1          $212,000.00        0.06         $212,000.00   7.650  100.00  8   711
2Y PP                    1,113      $319,469,359.19      84.46        $287,034.46   7.448  95.59   7   667
3Y PP                      29        $7,162,065.92       1.89         $246,967.79   7.540  92.39   8   655
6M PP                      7         $1,173,846.00       0.31         $167,692.29   7.971  95.78   8   643
No PP                     160        $41,505,002.67      10.97        $259,406.27   8.222  94.19   8   656
TOTAL                    1,340      $378,264,967.49     100.00        $282,287.29   7.555  95.30   8   666

Fico Scores of Mortgage Loans

                                       Aggregate     % of Aggregate
                                       Principal       Principal                     WA
                                     Balance as of    Balance as          AVG       GROSS   WA          WA
Fico Scores         Number of Loans   Cut-off Date  of Cut-off Date CURRENT BALANCE  CPN  COMBLTV GWAC FICO
-----------------------------------------------------------------------------------------------------------
 540 - 559                 8         $1,191,850.00       0.32         $148,981.25   9.347  80.62   9   554
 560 - 579                 20        $4,628,469.90       1.22         $231,423.50   8.669  81.91   9   570
 580 - 599                 27        $6,503,495.80       1.72         $240,870.21   7.858  83.78   8   589
 600 - 619                198        $49,229,978.66     13.01         $248,636.26   7.605  92.20   8   610
 620 - 639                211        $49,949,551.03     13.20         $236,727.73   7.598  93.00   8   629
 640 - 659                210        $60,848,659.02     16.09         $289,755.52   7.572  94.82   8   649
 660 - 679                237        $68,578,281.08     18.13         $289,359.84   7.658  97.22   8   670
 680 - 699                181        $58,671,919.84     15.51         $324,154.25   7.403  96.75   7   689
 700 - 719                110        $36,423,225.45      9.63         $331,120.23   7.390  98.32   7   709
 720 - 739                 69        $19,549,505.73      5.17         $283,326.17   7.422  98.30   7   728
 740 - 759                 39        $12,630,596.23      3.34         $323,861.44   7.347  97.57   7   750
 760 - 779                 20        $6,978,331.00       1.84         $348,916.55   7.506  99.00   8   766
 780 - 799                 8         $2,565,183.75       0.68         $320,647.97   7.061  99.20   7   785
 800 - 819                 2          $515,920.00        0.14         $257,960.00   7.455  95.96   7   803
TOTAL                    1,340      $378,264,967.49     100.00        $282,287.29   7.555  95.30   8   666


                                       Aggregate     % of Aggregate
                                       Principal       Principal                     WA
                                     Balance as of    Balance as          AVG       GROSS   WA          WA
Product Type        Number of Loans   Cut-off Date  of Cut-off Date CURRENT BALANCE  CPN  COMBLTV GWAC FICO
-----------------------------------------------------------------------------------------------------------
C. 6 Mo Arm                3          $827,120.00        0.22         $275,706.67   7.869  99.71   8   693
E. 2 Year Hybrid         1,270      $359,371,596.44     95.01         $282,969.76   7.546  95.37   8   665
F. 3 Year Hybrid           50        $14,266,122.43      3.77         $285,322.45   7.640  93.55   8   667
FIXED IO                   13        $2,774,528.62       0.73         $213,425.28   8.087  97.07   8   667
G. 5 Year Hybrid           4         $1,025,600.00       0.27         $256,400.00   7.843  86.50   8   646
TOTAL                    1,340      $378,264,967.49     100.00        $282,287.29   7.555  95.30   8   666

-----------------------------------------------------------------------------------------------------------

--------------------------------------------------------------------------------
We need these matrices in addition to strats
--------------------------------------------------------------------------------
FIRST LIEN

If the deal has deep MI - we want the following:

For Non-MI Loans-only
By LTV Bucket           % of total deal   Avg FICO   %<550 FICO   %full doc   %non owner
                -50.99         0.77        609.00       10.67        4.53       12.75
  51.00 - 60.99                1.61        611.00        8.98        0.70       13.11
  61.00 - 70.99                3.43        597.00       18.50        0.00        7.63
  71.00 - 80.99               59.40        649.00        2.58        1.52        1.31
  81.00 - 85.99               17.91        649.00        6.20        2.44        0.20
  86.00 - 90.99               14.44        626.00        3.45        4.24        0.39
  91.00 - 95.99                2.43        634.00        0.00        6.02        0.00

Aggregate Loans

           % of total                                                                         % Second Lien
FICO           Deal    Avg LTV  Max LTV  % Full Doc % Owner Occ  % IO    WAC    MARGIN  (Simultaneous or Silent)
  500 - 519    0.34     71.18    75.00      0.00        100.00       0  10.744  5.634               0
  520 - 539    1.97     77.55    90.00      6.24        100.00       0   9.658  5.757               0
  540 - 559    3.65     80.05    90.00      2.55         99.55    4.75     9.1  5.782               0
  560 - 579    3.84     79.60    95.00      1.15         99.04   17.55    8.83  5.797               0
  580 - 599   10.98     81.26    95.00      4.04         98.06    8.62    8.08  5.767               0
  600 - 619   14.93     81.50    95.00      2.01         99.06   48.03   7.837  5.836               0
  620 - 639   12.61     81.36    95.00      2.63         98.22   57.72   7.795  5.873               0
  640 - 659   13.25     82.09    95.00      4.26         98.92   66.91   7.694  5.822               0
  660 - 679   13.54     81.19    95.00      1.13         97.59   73.79   7.738  5.916               0
  680 - 699   11.07     81.34    95.00      0.68         99.10   77.19   7.542  5.905               0
  700 - 719    6.42     81.71    95.00      0.28         98.69   82.59   7.458   5.94               0
  720 - 739    3.35     81.99    94.39      0.00         98.97   85.02   7.512  5.954               0
  740 - 759    2.24     81.86    95.00      0.00         98.70   81.99    7.45  5.919               0
  760 - 779    1.25     81.55    90.00      0.00         95.12   81.53   7.609  5.914               0
  780 - 799    0.47     80.81    85.00      0.00        100.00   79.82   7.158  5.702               0
  800 - 819    0.08     80.00    80.00      0.00         59.70     100   7.455  6.071               0
TOTAL

IO Loans

           % of total                                                                         % Second Lien
FICO          Deal     Avg LTV  Max LTV  % Full Doc % Owner Occ  % IO    WAC    MARGIN  (Simultaneous or Silent)
  540 - 559   0.17      75.46    90.00       0.00      100.00     100   9.347    6.066              0
  560 - 579   0.67      79.90    90.00       0.00      100.00     100   8.669    5.962              0
  580 - 599   0.95      80.53    90.00       7.40      100.00     100   7.858     5.94              0
  600 - 619   7.17      81.53    95.00       2.17       99.46     100   7.605    5.888              0
  620 - 639   7.28      81.31    95.00       2.65       99.62     100   7.598    5.894              0
  640 - 659   8.86      82.57    95.00       4.28       99.83     100   7.572    5.861              0
  660 - 679   9.99      81.45    95.00       0.73       98.65     100   7.658    5.942              0
  680 - 699   8.55      81.62    95.00       0.35       99.74     100   7.403    5.936              0
  700 - 719   5.31      81.67    95.00       0.00       98.77     100    7.39    5.954              0
  720 - 739   2.85      81.94    94.39       0.00      100.00     100   7.422    5.964              0
  740 - 759   1.84      82.06    94.98       0.00      100.00     100   7.347    5.932              0
  760 - 779   1.02      82.26    85.00       0.00       95.01     100   7.506    5.956              0
  780 - 799   0.37      82.82    85.00       0.00      100.00     100   7.061    5.679              0
  800 - 819   0.08      80.00    80.00       0.00       59.70     100   7.455    6.071              0
TOTAL

SECOND LIEN

For Non-MI Loans-only
By LTV Bucket   % of total deal   Avg FICO   %<550 FICO   %full doc   %non owner
<=50% LTV            100.00          722        0.00         0.00        0.00


Aggregate Loans

           % of total                                                                         % Second Lien
FICO           Deal    Avg LTV  Max LTV  % Full Doc % Owner Occ  % IO    WAC    MARGIN  (Simultaneous or Silent)
  680 - 699   19.06     18.55    21.74         0        100       0     10.351     0             100
  700 - 719   39.97     19.11    25.64         0        100       0     10.536     0             100
  720 - 739   15.81      19.1    22.75         0        100       0      10.65     0             100
  740 - 759   13.67      19.1    22.15         0        100       0     10.621     0             100
  760 - 779    8.15     18.74     25.4         0        100       0     10.606     0             100
  780 - 799    2.77     16.29    30.59         0        100       0     10.238     0             100
  800 - 819    0.56        20       20         0        100       0       9.95     0             100
TOTAL           100      18.9    30.59         0        100       0     10.524     0             100

TOTAL
If the deal has deep MI - we want the following:

For Non-MI Loans-only
By LTV Bucket        % of total deal   Avg FICO   %<550 FICO   %full doc   %non owner
              -50.99       2.70         690.00       2.98         1.27         3.57
51.00 - 60.99              1.58         611.00       8.98         0.70        13.11
61.00 - 70.99              3.36         597.00      18.50         0.00         7.63
71.00 - 80.99             58.24         649.00       2.58         1.52         1.31
81.00 - 85.99             17.57         649.00       6.20         2.44         0.20
86.00 - 90.99             14.16         626.00       3.45         4.24         0.39
91.00 - 95.99              2.39         634.00       0.00         6.02         0.00

Aggregate Loans

           % of total                                % Owner                            % Second Lien
FICO          deal     Avg LTV   Max LTV  % Full Doc   Occ    % IO    WAC    MARGIN (Simultaneous or Silent)
  500 - 519   0.33      71.18     75.00      0.00     100.00      0  10.744  5.634              0
  520 - 539   1.93      77.55     90.00      6.24     100.00      0   9.658  5.757              0
  540 - 559   3.58      80.05     90.00      2.55      99.55   4.75     9.1  5.782              0
  560 - 579   3.77      79.60     95.00      1.15      99.04  17.55    8.83  5.797              0
  580 - 599  10.77      81.26     95.00      4.04      98.06   8.62    8.08  5.767              0
  600 - 619  14.64      81.50     95.00      2.01      99.06  48.03   7.837  5.836              0
  620 - 639  12.36      81.36     95.00      2.63      98.22  57.72   7.795  5.873              0
  640 - 659  12.99      82.09     95.00      4.26      98.92  66.91   7.694  5.822              0
  660 - 679  13.28      81.19     95.00      1.13      97.59  73.79   7.738  5.916              0
  680 - 699  11.23      79.27     95.00      0.66      99.13  74.64   7.635  5.905            3.3
  700 - 719   7.08      74.83     95.00      0.25      98.83  73.51   7.796   5.94          10.99
  720 - 739   3.59      76.60     94.39      0.00      99.06  77.74   7.781  5.954           8.57
  740 - 759   2.47      75.09     95.00      0.00      98.84  73.15   7.792  5.919          10.79
  760 - 779   1.38      74.34     90.00      0.00      95.68  72.17   7.953  5.914          11.48
  780 - 799   0.51      74.02     85.00      0.00     100.00  71.42   7.483  5.702          10.52
  800 - 819   0.08      72.22     80.00      0.00      64.93  87.03   7.779  6.071          12.97
TOTAL       100.00      80.06     95.00      2.10      98.59  54.03   7.925  5.858           1.95

IO Loans

           % of total                                 % Owner                             % Second Lien
FICO          deal     Avg LTV   Max LTV  % Full Doc    Occ             WAC    MARGIN (Simultaneous or Silent)
  540 - 559    0.17     75.46     90.00      0.00      100.00     100  9.347   6.066            0
  560 - 579    0.66     79.90     90.00      0.00      100.00     100  8.669   5.962            0
  580 - 599    0.93     80.53     90.00      7.40      100.00     100  7.858    5.94            0
  600 - 619    7.03     81.53     95.00      2.17       99.46     100  7.605   5.888            0
  620 - 639    7.13     81.31     95.00      2.65       99.62     100  7.598   5.894            0
  640 - 659    8.69     82.57     95.00      4.28       99.83     100  7.572   5.861            0
  660 - 679    9.80     81.45     95.00      0.73       98.65     100  7.658   5.942            0
  680 - 699    8.38     81.62     95.00      0.35       99.74     100  7.403   5.936            0
  700 - 719    5.20     81.67     95.00      0.00       98.77     100   7.39   5.954            0
  720 - 739    2.79     81.94     94.39      0.00      100.00     100  7.422   5.964            0
  740 - 759    1.80     82.06     94.98      0.00      100.00     100  7.347   5.932            0
  760 - 779    1.00     82.26     85.00      0.00       95.01     100  7.506   5.956            0
  780 - 799    0.37     82.82     85.00      0.00      100.00     100  7.061   5.679            0
  800 - 819    0.07     80.00     80.00      0.00       59.70     100  7.455   6.071            0
TOTAL        100.00     80.06     95.00      2.10       98.59   54.03  7.925   5.858         1.95

--------------------------------------------------------------------------------
We needs strats broken out in this format for Total ARMs, Total Fixed, Total IO
Loans seperately

We also need this for the total pool combined
--------------------------------------------------------------------------------


Original Principal Balances of Mortgage Loans

                           Number    Aggregate Original     % of Aggregate Principal
Range ($)                 of Loans    Principal Balance    Balance as of Cut-off Date
-------------------------------------------------------------------------------------
-25000                       18         $379,208.00                   0.05
 25,000.01 -  50,000.00      105        $4,230,923.00                 0.60
 50,000.01 -  75,000.00      301        $18,827,262.00                2.69
 75,000.01 - 100,000.00      436        $38,738,221.00                5.53
100,000.01 - 125,000.00      437        $48,996,869.60                6.99
125,000.01 - 150,000.00      376        $51,629,274.96                7.37
150,000.01 - 175,000.00      258        $41,803,254.60                5.97
175,000.01 - 200,000.00      292        $54,943,073.80                7.84
200,000.01 - 225,000.00      198        $42,157,747.00                6.02
225,000.01 - 250,000.00      157        $37,314,549.00                5.33
250,000.01 - 300,000.00      290        $79,696,431.00               11.38
300,000.01 - 333,700.00      167        $52,707,433.00                7.52
333,700.01 - 350,000.00       62        $21,205,532.10                3.03
350,000.01 - 600,000.00      401       $173,800,493.70               24.81
600,000.01 +                  49        $34,040,384.11                4.86
TOTAL                      3,547       $700,470,656.87              100.00

                          AVG CURRENT   WA GROSS     WA              WA
Range ($)                   BALANCE       CPN      COMBLTV   GWAC   FICO
------------------------------------------------------------------------
-25000                     $21,067.11      9.420     99.44     9    712
 25,000.01 -  50,000.00    $40,294.50     10.068     89.18    10    680
 50,000.01 -  75,000.00    $62,549.04      9.296     91.58     9    631
 75,000.01 - 100,000.00    $88,849.13      8.615     94.48     9    623
100,000.01 - 125,000.00   $112,120.98      8.139     93.76     8    629
125,000.01 - 150,000.00   $137,311.90      8.110     93.21     8    625
150,000.01 - 175,000.00   $162,028.12      8.050     92.30     8    628
175,000.01 - 200,000.00   $188,161.21      7.860     92.37     8    632
200,000.01 - 225,000.00   $212,917.91      8.009     90.43     8    630
225,000.01 - 250,000.00   $237,672.29      8.033     91.32     8    636
250,000.01 - 300,000.00   $274,815.28      7.899     92.68     8    646
300,000.01 - 333,700.00   $315,613.37      7.750     93.71     8    654
333,700.01 - 350,000.00   $342,024.71      7.707     91.41     8    658
350,000.01 - 600,000.00   $433,417.69      7.598     93.92     8    660
600,000.01 +              $694,701.72      7.372     94.07     7    678
TOTAL                     $197,482.56      7.925     93.01     8    644

Principal Balances of Mortgage Loans as of Cutoff Date

                         Number       Aggregate Principal        % of Aggregate Principal
Range ($)               of Loans   Balance as of Cut-off Date   Balance as of Cut-off Date
------------------------------------------------------------------------------------------
-25000                     18           $378,491.97                        0.05
 25,000.01 -  50,000.00    105          $4,225,819.50                      0.60
 50,000.01 -  75,000.00    301          $18,805,358.03                     2.69
 75,000.01 - 100,000.00    436          $38,695,025.70                     5.53
100,000.01 - 125,000.00    437          $48,950,652.02                     6.99
125,000.01 - 150,000.00    377          $51,736,354.54                     7.39
150,000.01 - 175,000.00    258          $41,798,666.57                     5.97
175,000.01 - 200,000.00    293          $55,124,593.03                     7.87
200,000.01 - 225,000.00    196          $41,728,141.36                     5.96
225,000.01 - 250,000.00    158          $37,545,891.40                     5.36
250,000.01 - 300,000.00    289          $79,407,874.25                    11.34
300,000.01 - 333,700.00    167          $52,691,658.32                     7.53
333,700.01 - 350,000.00    062          $21,199,897.49                     3.03
350,000.01 - 600,000.00    401         $173,749,985.40                    24.82
600,000.01 +                49          $34,028,989.00                     4.86
TOTAL                    3,547         $700,067,398.58                    100.00

                           AVG CURRENT   WA GROSS     WA              WA
Range ($)                    BALANCE       CPN      COMBLTV   GWAC   FICO
-------------------------------------------------------------------------
-25000                     $21,027.33      9.420     99.44     9     712
 25,000.01 -  50,000.00    $40,245.90     10.068     89.18    10     680
 50,000.01 -  75,000.00    $62,476.27      9.296     91.58     9     631
 75,000.01 - 100,000.00    $88,750.06      8.615     94.48     9     623
100,000.01 - 125,000.00   $112,015.22      8.139     93.76     8     629
125,000.01 - 150,000.00   $137,231.71      8.109     93.10     8     625
150,000.01 - 175,000.00   $162,010.34      8.050     92.41     8     627
175,000.01 - 200,000.00   $188,138.54      7.855     92.44     8     632
200,000.01 - 225,000.00   $212,898.68      8.015     90.36     8     630
225,000.01 - 250,000.00   $237,632.22      8.032     91.27     8     635
250,000.01 - 300,000.00   $274,767.73      7.899     92.71     8     646
300,000.01 - 333,700.00   $315,518.91      7.750     93.71     8     654
333,700.01 - 350,000.00   $341,933.83      7.707     91.41     8     658
350,000.01 - 600,000.00   $433,291.73      7.598     93.92     8     660
600,000.01 +              $694,469.16      7.372     94.07     7     678
TOTAL                     $197,368.87      7.925     93.01     8     644


Current Mortgage Rates of Mortgage Loans

                         Number       Aggregate Principal        % of Aggregate Principal
Mortgage Rates(%)       of Loans   Balance as of Cut-off Date   Balance as of Cut-off Date
------------------------------------------------------------------------------------------
 6.000 -  6.499            26        $8,443,093.23                         1.21
 6.500 -  6.999           410       $114,457,985.60                       16.35
 7.000 -  7.499           553       $127,711,780.86                       18.24
 7.500 -  7.999           972       $209,411,909.45                       29.91
 8.000 -  8.499           415        $74,462,905.73                       10.64
 8.500 -  8.999           445        $78,513,344.70                       11.22
 9.000 -  9.499           200        $27,062,427.45                        3.87
 9.500 -  9.999           215        $29,378,275.15                        4.20
10.000 - 10.499           109        $11,749,762.72                        1.68
10.500 - 10.999           130        $13,164,454.81                        1.88
11.000 - 11.499            72        $5,711,458.88                         0.82
TOTAL                    3,547       $700,067,398.58                      100.00

                           AVG CURRENT   WA GROSS     WA              WA
Mortgage Rates(%)            BALANCE       CPN      COMBLTV   GWAC   FICO
-------------------------------------------------------------------------
 6.000 -  6.499           $324,734.36      6.324     95.44     6      638
 6.500 -  6.999           $279,165.82      6.843     95.83     7      666
 7.000 -  7.499           $230,943.55      7.261     95.16     7      654
 7.500 -  7.999           $215,444.35      7.744     94.25     8      651
 8.000 -  8.499           $179,428.69      8.251     92.41     8      639
 8.500 -  8.999           $176,434.48      8.732     89.53     9      622
 9.000 -  9.499           $135,312.14      9.249     86.59     9      611
 9.500 -  9.999           $136,643.14      9.733     87.07    10      601
10.000 - 10.499           $107,795.99      10.225    85.56    10      609
10.500 - 10.999           $101,265.04      10.725    85.40    11      616
11.000 - 11.499            $79,325.82      11.294    88.47    11      627
TOTAL                     $197,368.87      7.925     93.01     8      644

Original Term to Maturity of Mortgage Loans

                                                       % of Aggregate
                                  Aggregate Principal     Principal
                       Number of    Balance as of         Balance as    AVG CURRENT  WA GROSS    WA            WA
Original Term (mos)      Loans       Cut-off Date      of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
-180                      223        $14,330,069.39         2.05        $64,260.40    10.439    97.60    10   716
 181 - 240                 2          $189,463.81           0.03        $94,731.91     8.312    80.37     8   575
 241 - 360               3,322      $685,547,865.38         97.93       $206,366.00    7.872    92.92     8   643
-------------------------------------------------------------------------------------------------------------------
TOTAL                    3,547      $700,067,398.58        100.00       $197,368.87    7.925    93.01     8   644

Stated Remaining Term to Maturity of Mortgage Loans

                                                       % of Aggregate
                                  Aggregate Principal     Principal
                       Number of    Balance as of         Balance as    AVG CURRENT  WA GROSS    WA            WA
Remaining Term (mos)     Loans       Cut-off Date      of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
    0 - 179               203        $13,110,500.39         1.87        $64,583.75    10.422    97.93    10   716
   180 - 359             2,754      $574,476,824.59         82.06       $208,597.25    7.835    92.94     8   645
   360 - 539              590       $112,480,073.60         16.07       $190,644.19    8.092    92.77     8   633
-------------------------------------------------------------------------------------------------------------------
TOTAL                    3,547      $700,067,398.58        100.00       $197,368.87    7.925    93.01     8   644

                                                       % of Aggregate
                                  Aggregate Principal     Principal
                       Number of    Balance as of         Balance as    AVG CURRENT  WA GROSS    WA            WA
Mortgage Insurance       Loans       Cut-off Date      of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
Yes                                                                                                           632
                       --------------------------------------------------------------------------------------------
No                       3,547      $700,067,398.58        100.00       $197,368.87    7.925    93.01     8   644
-------------------------------------------------------------------------------------------------------------------
Total:                   3,547      $700,067,398.58        100.00       $197,368.87    7.925    93.01     8   644

                                                       % of Aggregate
                                  Aggregate Principal     Principal
                       Number of    Balance as of         Balance as    AVG CURRENT  WA GROSS    WA            WA
Lien                     Loans       Cut-off Date      of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
1                        3,331      $686,443,404.33         98.05       $206,077.28   7.873     92.88     8   643
2                         216        $13,623,994.25         1.95        $63,074.05    10.524    99.45    11   722
-------------------------------------------------------------------------------------------------------------------
Total:                   3,547      $700,067,398.58       100.00       $197,368.87    7.925     93.01     8   644


                                                       % of Aggregate
                                  Aggregate Principal     Principal
                       Number of    Balance as of         Balance as    AVG CURRENT  WA GROSS    WA            WA
Seasoning(mos)           Loans       Cut-off Date      of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
0                         610       $113,699,642.60         16.24       $186,392.86    8.119    92.78     8   634
1                         656       $121,797,188.65         17.40       $185,666.45    8.406    92.32     8   639
2                        1,089      $204,514,142.56         29.21       $187,799.95    7.972    92.69     8   642
3                         874       $204,153,555.04         29.16       $233,585.30    7.542    94.81     8   659
4                         205        $31,318,673.28         4.47        $152,774.02    7.883    91.09     8   633
5                         71         $15,616,772.93         2.23        $219,954.55    7.474    87.33     7   627
6                         31         $6,225,393.28          0.89        $200,819.14    7.624    85.73     8   626
7                          9         $2,514,604.86          0.36        $279,400.54    7.180    93.93     7   667
14                         2          $227,425.38           0.03        $113,712.69    7.397    87.82     7   530
-------------------------------------------------------------------------------------------------------------------
TOTAL                    3,547      $700,067,398.58        100.00       $197,368.87    7.925    93.01     8   644

Combined Loan-to-Value Ratios of Mortgage Loans

                                                       % of Aggregate
                                  Aggregate Principal     Principal
                       Number of    Balance as of         Balance as    AVG CURRENT  WA GROSS    WA            WA
Combined LTVs            Loans       Cut-off Date      of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
-25                        3          $204,654.65           0.03        $68,218.22     8.269    21.76     8   577
 25.01 -  30.00            5          $354,705.55           0.05        $70,941.11     8.764    27.29     9   612
 30.01 -  35.00            4          $226,537.74           0.03        $56,634.44     8.350    32.29     8   625
 35.01 -  40.00            8          $765,279.04           0.11        $95,659.88     8.509    36.70     9   597
 40.01 -  45.00           10         $1,528,179.52          0.22        $152,817.95    8.324    41.91     8   586
 45.01 -  50.00            9         $1,784,796.37          0.25        $198,310.71    8.473    46.34     8   633
 50.01 -  55.00           15         $2,324,623.48          0.33        $154,974.90    8.319    53.06     8   604
 55.01 -  60.00           42         $7,814,624.58          1.12        $186,062.49    8.288    58.67     8   613
 60.01 -  65.00           33         $7,147,880.22          1.02        $216,602.43    8.474    63.50     8   595
 65.01 -  70.00           78         $13,960,889.14         1.99        $178,985.76    8.640    69.22     9   596
 70.01 -  75.00           81         $15,713,467.04         2.24        $193,993.42    8.502    74.06     9   603
 75.01 -  80.00           274        $54,720,077.06         7.82        $199,708.31    8.239    79.45     8   606
 80.01 -  85.00           230        $47,838,044.91         6.83        $207,991.50    8.282    84.53     8   610
 85.01 -  90.00           408        $94,418,854.20         13.49       $231,418.76    8.317    89.73     8   630
 90.01 -  95.00           169        $39,423,100.63         5.63        $233,272.78    7.923    94.55     8   646
 95.01 - 100.00          2,178      $411,841,684.45         58.83       $189,091.68    7.681    99.94     8   662
-------------------------------------------------------------------------------------------------------------------
TOTAL                    3,547      $700,067,398.58        100.00       $197,368.87    7.925    93.01     8   644

Owner Occupancy of Mortgage Loans

                                                       % of Aggregate
                                  Aggregate Principal     Principal
                       Number of    Balance as of         Balance as    AVG CURRENT  WA GROSS    WA            WA
Owner Occupancy          Loans       Cut-off Date      of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
Investor                  69         $9,876,516.61          1.41        $143,137.92    9.225    72.04     9   654
Owner Occupied           3,478      $690,190,881.97         98.59       $198,444.76    7.906    93.31     8   644
-------------------------------------------------------------------------------------------------------------------
TOTAL                    3,547      $700,067,398.58        100.00       $197,368.87    7.925    93.01     8   644

Property Type of Mortgage Loans

                                                       % of Aggregate
                                  Aggregate Principal     Principal
                       Number of    Balance as of         Balance as    AVG CURRENT  WA GROSS    WA            WA
Property Types           Loans       Cut-off Date      of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
2-4 Family                158        $45,448,964.50         6.49        $287,651.67    8.072   92.05      8   671
High-Condo                 6         $1,352,787.29          0.19        $225,464.55    8.986   85.06      9   627
Low-Condo                 216        $45,127,919.85         6.45        $208,925.55    7.807   94.34      8   656
Manufactured Home          1          $404,948.91           0.06        $404,948.91    6.675   69.83      7   637
Mid-Condo                  4          $922,199.13           0.13        $230,549.78    7.775   100.00     8   635
PUD                       660       $128,147,652.76         18.31       $194,163.11    7.801   93.90      8   641
Rowhouse                   1          $160,000.00           0.02        $160,000.00    8.400   100.00     8   688
Single Family-A           23         $4,500,944.03          0.64        $195,693.22    7.790   96.16      8   655
Single Family-D          2,465      $471,824,110.88         67.40       $191,409.38    7.953   92.74      8   641
Townhouse                 13         $2,177,871.23          0.31        $167,528.56    8.291   89.75      8   626
-------------------------------------------------------------------------------------------------------------------
TOTAL                    3,547      $700,067,398.58        100.00       $197,368.87    7.925   93.01      8   644

Loan Purpose of Mortgage Loans

                                                       % of Aggregate
                                  Aggregate Principal     Principal
                       Number of    Balance as of         Balance as    AVG CURRENT  WA GROSS    WA            WA
Loan Purpose             Loans       Cut-off Date      of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
--------------------------------------------------------------------------------------------------------------------
Cash Out Refinance       1,259      $266,092,662.45         38.01       $211,352.39    8.129    86.15     8   623
Purchase                 2,214      $420,243,402.64         60.03       $189,811.83    7.804    97.50     8   659
Rate/Term Refinance       74         $13,731,333.49         1.96        $185,558.56    7.671    88.50     8   621
--------------------------------------------------------------------------------------------------------------------
TOTAL                    3,547      $700,067,398.58        100.00       $197,368.87    7.925    93.01     8   644


Document Type of Mortgage Loans

                                                       % of Aggregate
                                  Aggregate Principal     Principal
                       Number of    Balance as of         Balance as    AVG CURRENT  WA GROSS    WA            WA
Document Type            Loans       Cut-off Date      of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
Full/Alternative          65         $14,732,400.59         2.10        $226,652.32    7.948    91.16     8   619
Limited                   11         $1,913,225.40          0.27        $173,929.58    8.376    90.39     8   635
Reduced                  2,138      $361,579,651.30         51.65       $169,120.51    7.846    92.31     8   618
Stated Income            1,333      $321,842,121.29         45.97       $241,441.95    8.010    93.89     8   674
-------------------------------------------------------------------------------------------------------------------
TOTAL                    3,547      $700,067,398.58        100.00       $197,368.87    7.925    93.01     8   644

Product Type of Mortgage Loans

                                                       % of Aggregate
                                  Aggregate Principal     Principal
                       Number of    Balance as of         Balance as    AVG CURRENT  WA GROSS    WA            WA
Product Type             Loans       Cut-off Date      of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
2/6 LIBOR                1,683      $267,367,543.73         38.19       $158,863.66    8.285    89.76     8   613
2/6 LIBOR IO             1,270      $359,371,596.44         51.33       $282,969.76    7.546    95.37     8   665
3/6 LIBOR                 46         $7,214,602.46          1.03        $156,839.18    7.992    93.29     8   629
3/6 LIBOR IO              50         $14,266,122.43         2.04        $285,322.45    7.640    93.55     8   667
5/1 CMT                    2          $374,000.00           0.05        $187,000.00    8.214    75.42     8   593
5/1 CMT IO                 4         $1,025,600.00          0.15        $256,400.00    7.843    86.50     8   646
6 MO LIBOR                 2          $360,920.89           0.05        $180,460.45    7.821   100.00     8   659
6 MO LIBOR IO              3          $827,120.00           0.12        $275,706.67    7.869    99.71     8   693
FIXED                     258        $32,861,369.76         4.69        $127,369.65    8.149    90.44     8   625
FIXED BALL                216        $13,623,994.25         1.95        $63,074.05    10.524    99.45    11   722
FIXED IO                  13         $2,774,528.62          0.40        $213,425.28    8.087    97.07     8   667
-------------------------------------------------------------------------------------------------------------------
TOTAL                    3,547      $700,067,398.58        100.00       $197,368.87    7.925    93.01     8   644

---------------------------------------------------------------------------------------------------------
** For ARM loans please break out 2/28, 3/27, 5/25 by percentage

** For IO loans please include length of ammortization term and fixed rate term ( 2yr, 3yr, 5yr, 10yr)
---------------------------------------------------------------------------------------------------------

Geographical Distribution of Mortgages Loans

                                                       % of Aggregate
                                  Aggregate Principal     Principal
                       Number of    Balance as of         Balance as    AVG CURRENT  WA GROSS    WA            WA
State                    Loans       Cut-off Date      of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
------------------------------------------------------------------------------------------------------------------
Alaska                     1          $119,837.89           0.02        $119,837.89    7.900   100.00     8   648
Arizona                   207        $39,531,380.19         5.65        $190,972.85    8.038    89.99     8   629
Arkansas                   9          $853,369.27           0.12        $94,818.81     8.455    90.28     8   598
California                781       $255,425,389.89         36.49       $327,049.15    7.515    94.02     8   668
Colorado                  153        $26,606,308.83         3.80        $173,897.44    7.613    96.75     8   639
Connecticut                4          $474,553.06           0.07        $118,638.27    8.379    82.20     8   624
Delaware                   4          $678,429.69           0.10        $169,607.42    7.931    94.38     8   630
District of Columbia       3          $659,500.00           0.09        $219,833.33    8.205   100.00     8   688
Florida                   200        $38,547,356.86         5.51        $192,736.78    8.092    89.36     8   637
Georgia                   103        $15,830,070.35         2.26        $153,690.00    7.953    95.06     8   629
Idaho                     25         $3,430,169.17          0.49        $137,206.77    8.147    89.01     8   609
Illinois                  298        $54,485,640.95         7.78        $182,837.72    8.591    91.99     9   637
Indiana                   23         $2,091,210.46          0.30        $90,922.19     8.894    93.39     9   605
Iowa                      68         $7,064,062.05          1.01        $103,883.27    9.163    88.09     9   604
Kansas                    67         $7,880,132.23          1.13        $117,613.91    8.565    94.75     9   616
Kentucky                  10          $952,458.89           0.14        $95,245.89     9.234    91.70     9   592
Louisiana                 11         $1,335,567.83          0.19        $121,415.26    8.746    93.72     9   593
Maine                      4          $660,713.15           0.09        $165,178.29    9.034    93.38     9   603
Maryland                  55         $13,000,953.90         1.86        $236,380.98    8.170    91.61     8   647
Massachusetts             62         $16,394,726.41         2.34        $264,431.07    8.372    88.38     8   634
Michigan                  82         $12,574,311.92         1.80        $153,345.27    8.360    93.14     8   631
Minnesota                 82         $15,660,285.71         2.24        $190,979.09    7.849    93.81     8   639
Mississippi               12         $1,652,393.91          0.24        $137,699.49    8.729    90.19     9   595
Missouri                  137        $14,476,591.39         2.07        $105,668.55    8.749    95.25     9   606
Nebraska                  28         $3,428,791.38          0.49        $122,456.84    8.643    93.64     9   606
Nevada                    63         $13,957,155.70         1.99        $221,542.15    7.838    93.21     8   642
New Hampshire             10         $2,424,405.18          0.35        $242,440.52    7.590    98.52     8   643
New Jersey                25         $6,381,355.84          0.91        $255,254.23    8.532    87.19     9   656
New Mexico                11         $1,709,590.15          0.24        $155,417.29    8.638    84.66     9   567
North Carolina            64         $7,625,985.96          1.09        $119,156.03    8.399    93.32     8   612
North Dakota               3          $287,496.74           0.04        $95,832.25     7.663   100.00     8   621
Oklahoma                  20         $1,835,111.93          0.26        $91,755.60     8.530    93.54     9   605
Oregon                    66         $11,023,842.76         1.57        $167,027.92    7.945    94.52     8   636
Pennsylvania               8         $1,498,184.79          0.21        $187,273.10    8.169    84.37     8   613
Rhode Island              16         $2,891,513.02          0.41        $180,719.56    7.799    89.29     8   649
South Carolina            13         $2,802,614.01          0.40        $215,585.69    8.134    94.80     8   670
Tennessee                 43         $4,376,485.51          0.63        $101,778.73    8.326    95.99     8   624
Texas                     467        $49,765,034.01         7.11        $106,563.24    7.982    95.71     8   626
Utah                      45         $6,772,146.46          0.97        $150,492.14    7.764    91.72     8   637
Vermont                    6         $1,203,035.33          0.17        $200,505.89    7.875    92.10     8   604
Virginia                  46         $11,299,042.24         1.61        $245,631.35    7.940    91.38     8   638
Washington                205        $39,230,768.72         5.60        $191,369.60    7.951    91.07     8   630
West Virginia              1           $85,500.00           0.01        $85,500.00    10.250    95.00    10   597
Wisconsin                  4          $762,822.32           0.11        $190,705.58    8.815    92.65     9   604
Wyoming                    2          $321,102.53           0.05        $160,551.26    8.515    83.18     9   592
TOTAL                    3,547      $700,067,398.58        100.00       $197,368.87    7.925    93.01     8   644


Prepay Penalty for Mortgage Loans

                                                       % of Aggregate
                                  Aggregate Principal     Principal
                       Number of    Balance as of         Balance as    AVG CURRENT  WA GROSS    WA            WA
Prepay Penalty           Loans       Cut-off Date      of Cut-off Date    BALANCE      CPN     COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------------
None                      756       $126,361,615.01         18.05       $167,144.99    8.635    90.80     9   635
Yes                      2,791      $573,705,783.57         81.95       $205,555.64    7.768    93.49     8   646
-------------------------------------------------------------------------------------------------------------------
Total:                   3,547      $700,067,398.58        100.00       $197,368.87    7.925    93.01     8   644

Prepay Term for Mortgage Loans

                                 Aggregate       % of Aggregate
                                 Principal         Principal                        WA
                               Balance as of      Balance as            AVG        GROSS    WA            WA
Prepay Term  Number of Loans   Cut-off Date    of Cut-off Date   CURRENT BALANCE    CPN   COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------
1.5Y PP             1           $807,500.00         0.12          $807,500.00      7.990   90.00     8   688
1Y PP               57         $13,818,720.98       1.97          $242,433.70      8.335   91.21     8   646
2.5Y PP             4           $759,222.57         0.11          $189,805.64      8.064   92.36     8   608
2Y PP             2,400       $512,235,589.15      73.17          $213,431.50      7.726   93.68     8   648
3Y PP              262         $38,204,618.64       5.46          $145,819.16      7.955   91.60     8   631
6M PP               67         $7,880,132.23        1.13          $117,613.91      8.565   94.75     9   616
No PP              756        $126,361,615.01      18.05          $167,144.99      8.635   90.80     9   635
TOTAL             3,547       $700,067,398.58      100.00         $197,368.87      7.925   93.01     8   644

Fico Scores of Mortgage Loans

                                 Aggregate       % of Aggregate
                                 Principal         Principal                        WA
                               Balance as of      Balance as            AVG        GROSS    WA            WA
Fico Scores  Number of Loans   Cut-off Date    of Cut-off Date   CURRENT BALANCE    CPN   COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------
  500 - 519         19         $2,342,386.32        0.33          $123,283.49     10.744   74.02    11   512
  520 - 539         94         $13,526,819.62       1.93          $143,902.34      9.658   78.98    10   530
  540 - 559        162         $25,074,966.71       3.58          $154,783.75      9.100   81.71     9   550
  560 - 579        161         $26,371,472.30       3.77          $163,797.96      8.830   81.02     9   569
  580 - 599        457         $75,405,343.26      10.77          $165,000.75      8.080   90.80     8   589
  600 - 619        565        $102,500,564.35      14.64          $181,416.93      7.837   91.97     8   609
  620 - 639        454         $86,543,367.16      12.36          $190,624.16      7.795   91.91     8   629
  640 - 659        402         $90,935,633.88      12.99          $226,208.04      7.694   93.85     8   649
  660 - 679        391         $92,937,812.97      13.28          $237,692.62      7.738   96.36     8   669
  680 - 699        322         $78,611,713.78      11.23          $244,135.76      7.635   96.65     8   689
  700 - 719        239         $49,547,324.41       7.08          $207,310.98      7.796   98.24     8   709
  720 - 739        132         $25,148,558.02       3.59          $190,519.38      7.781   98.26     8   728
  740 - 759         81         $17,267,249.86       2.47          $213,175.92      7.792   97.01     8   750
  760 - 779         45         $9,669,562.10        1.38          $214,879.16      7.953   98.31     8   766
  780 - 799         20         $3,591,807.99        0.51          $179,590.40      7.483   96.81     7   786
  800 - 819         3           $592,815.85         0.08          $197,605.28      7.779   96.48     8   803
TOTAL             3,547       $700,067,398.58      100.00         $197,368.87      7.925   93.01     8   644

                                 Aggregate       % of Aggregate
                                 Principal         Principal                        WA
                               Balance as of      Balance as            AVG        GROSS    WA            WA
ProductType  Number of Loans   Cut-off Date    of Cut-off Date   CURRENT BALANCE    CPN   COMBLTV  GWAC  FICO
-------------------------------------------------------------------------------------------------------------
C. 6 Mo Arm         5          $1,188,040.89        0.17          $237,608.18     7.855    99.80     8   682
E. 2 Year
  Hybrid          2,953       $626,739,140.17      89.53          $212,238.11     7.862    92.98     8   643
F. 3 Year
  Hybrid            96         $21,480,724.89       3.07          $223,757.55     7.758    93.46     8   654
FIXED              258         $32,861,369.76       4.69          $127,369.65     8.149    90.44     8   625
FIXED BALL         216         $13,623,994.25       1.95           $63,074.05     10.524   99.45     1   722
FIXED IO            13         $2,774,528.62        0.40          $213,425.28     8.087    97.07     8   667
G. 5 Year
  Hybrid            6          $1,399,600.00        0.20          $233,266.67     7.942    83.54     8   632
TOTAL             3,547       $700,067,398.58      100.00         $197,368.87     7.925    93.01     8   644

-------------------------------------------------------------------------------------------------------------

standard info request:

% of collateral with silent seconds:
CLTV of loans with silent seconds:

Please provide DTI buckets (by 5) for all documentation types, showing:
Aggregate Balance, % Aggregate Balance, Average Balance, Fico, LTV, WAC, and %
2nd Lien


                    Total CURRENT     Pct of overall   Avg CURRENT
                       BALANCE       CURRENT BALANCE     BALANCE     Wtd Avg FICO SCORE
Full/Alternative    310,099,508.34              44.3     161678.58                  617
    5.00 -  9.99        303,759.93              0.04     303759.93                  563
   10.00 - 14.99        854,046.35              0.12      85404.64                  639
   15.00 - 19.99      2,130,631.39               0.3      96846.88                  605
   20.00 - 24.99      5,545,340.70              0.79     120550.88                  614
   25.00 - 29.99     15,066,730.10              2.15      129885.6                  610
   30.00 - 34.99     23,047,237.87              3.29     132455.39                  612
   35.00 - 39.99     46,159,144.01              6.59     154896.46                  613
   40.00 - 44.99     59,162,274.72              8.45     153668.25                  619
   45.00 - 49.99    123,217,894.33              17.6     171852.01                  617
   50.00 - 54.99     34,382,448.94              4.91     232313.84                  623
   55.00 - 59.99        230,000.00              0.03        230000                  609
Limited               1,913,225.40              0.27     173929.58                  635
   30.00 - 34.99        273,642.38              0.04     273642.38                  536
   35.00 - 39.99        259,121.78              0.04     129560.89                  645
   40.00 - 44.99        464,421.77              0.07     154807.26                  647
   45.00 - 49.99        916,039.47              0.13     183207.89                  656
Reduced              66,212,543.55              9.46     232324.71                  627
    5.00 -  9.99      1,655,345.56              0.24     183927.28                  633
   10.00 - 14.99      2,866,875.18              0.41     191125.01                  613
   15.00 - 19.99      3,354,001.03              0.48     176526.37                  628
   20.00 - 24.99      7,044,159.53              1.01     270929.21                  610
   25.00 - 29.99      2,424,219.10              0.35     202018.26                  632
   30.00 - 34.99      6,920,647.01              0.99     247165.96                  635
   35.00 - 39.99      8,336,199.23              1.19     208404.98                  627
   40.00 - 44.99     11,065,890.10              1.58     245908.67                  646
   45.00 - 49.99     17,953,057.48              2.56     242608.88                  618
   50.00 - 54.99      4,592,149.33              0.66     270126.43                  631
Stated Income       321,842,121.29             45.97     241441.95                  674
    5.00 -  9.99        312,000.00              0.04        312000                  580
   10.00 - 14.99        134,207.37              0.02      67103.69                  655
   15.00 - 19.99        634,791.74              0.09     105798.62                  661
   20.00 - 24.99      3,331,488.22              0.48     138812.01                  655
   25.00 - 29.99      9,239,709.33              1.32     162100.16                  660
   30.00 - 34.99     16,802,788.90               2.4     182639.01                  666
   35.00 - 39.99     40,206,291.02              5.74      222134.2                  674
   40.00 - 44.99     86,532,004.90             12.36     237725.29                  677
   45.00 - 49.99    160,045,957.81             22.86      270347.9                  675
   50.00 - 54.99      4,602,882.00              0.66     328777.29                  693
TOTAL               700,067,398.58               100     197368.87                  644

                      Wtd Avg LOAN   Wtd Avg CURRENT
                        TO VALUE      GROSS COUPON      2nd lien
Full/Alternative             80.91             7.822          0.47
    5.00 -  9.99                80             10.55             0
   10.00 - 14.99             80.81             8.262             0
   15.00 - 19.99                77             8.269             0
   20.00 - 24.99             75.62              8.09          0.27
   25.00 - 29.99             79.76              8.16             0
   30.00 - 34.99             79.47             7.886          0.41
   35.00 - 39.99             81.14             7.891          0.75
   40.00 - 44.99             81.22              7.86          0.49
   45.00 - 49.99             81.86             7.686          0.36
   50.00 - 54.99             79.43             7.859          0.76
   55.00 - 59.99             55.42                 7             0
Limited                      81.31             8.376             0
   30.00 - 34.99                75             10.55             0
   35.00 - 39.99                80             7.979             0
   40.00 - 44.99             81.31             7.473             0
   45.00 - 49.99             83.56             8.297             0
Reduced                      81.58             7.979          1.04
    5.00 -  9.99             79.03             8.659             0
   10.00 - 14.99             80.87             8.034             0
   15.00 - 19.99             80.88             7.955          0.93
   20.00 - 24.99             84.63             8.286          1.02
   25.00 - 29.99             79.36             7.896             0
   30.00 - 34.99             81.71             7.552             0
   35.00 - 39.99             82.28             8.075          1.34
   40.00 - 44.99             79.43             8.117          3.68
   45.00 - 49.99             81.78             7.882          0.35
   50.00 - 54.99             82.85              7.81             0
Stated Income                78.91              8.01          3.57
    5.00 -  9.99                80               9.5             0
   10.00 - 14.99                80             8.763             0
   15.00 - 19.99             75.94             8.335          5.51
   20.00 - 24.99             78.64             8.663          0.99
   25.00 - 29.99             76.91             8.243          2.56
   30.00 - 34.99             77.44             8.401          4.09
   35.00 - 39.99             78.88              8.07           2.7
   40.00 - 44.99             78.75             7.986          3.41
   45.00 - 49.99             79.28             7.947          3.96
   50.00 - 54.99             79.44             7.581          2.53
TOTAL                        80.06             7.925          1.95


TYPE                 Total CURRENT    Pct of overall   Avg CURRENT    Wtd Avg CURRENT
                        BALANCE      CURRENT BALANCE     BALANCE       GROSS COUPON
1st Lien IO         378,264,967.49             54.03     282287.29              7.555
1st Lien Non-IO     308,178,436.84             44.02     154785.75              8.263
1st Lien ARMs
   (incl. IO)       650,807,505.95             92.96    212,682.19              7.858
1st Lien Fixed
   (incl. IO)        35,635,898.38              5.09    131,497.78              8.144
2nd Lien             13,623,994.25              1.95     63,074.05             10.524
2-4 Family           45,448,964.50              6.49    287,651.67              8.072
High-Condo            1,352,787.29              0.19    225,464.55              8.986
Low-Condo            45,127,919.85              6.45    208,925.55              7.807
Manufactured Home       404,948.91              0.06    404,948.91              6.675
Mid-Condo               922,199.13              0.13    230,549.78              7.775
PUD                 128,147,652.76             18.31    194,163.11              7.801
Rowhouse                160,000.00              0.02    160,000.00              8.400
Single Family-A       4,500,944.03              0.64    195,693.22              7.790
Single Family-D     471,824,110.88             67.40    191,409.38              7.953
Townhouse             2,177,871.23              0.31    167,528.56              8.291
Balloon Loans        13,623,994.25              1.95     63,074.05             10.524
Investor              9,876,516.61              1.41    143,137.92              9.225
Owner Occupied      690,190,881.97             98.59    198,444.76              7.906

TYPE                       Wtd Avg FICO  Wtd Avg LOAN TO   Wtd Avg     Wtd Avg BACK RATIO
                              SCORE            VALUE      COMBO LTV
1st Lien IO                    666             81.68         95.30            43.93
1st Lien Non-IO                615             80.76         89.91            41.32
1st Lien ARMs
   (incl. IO)                  643             81.35         92.99            42.85
1st Lien Fixed
   (incl. IO)                  629             79.76         90.96            40.96
2nd Lien                       722             18.90         99.45            43.85
2-4 Family                     671             79.45         92.05            44.01
High-Condo                     627             80.08         85.06            39.04
Low-Condo                      656             78.49         94.34            43.95
Manufactured Home              637             69.83         69.83            42.24
Mid-Condo                      635             77.70        100.00            40.84
PUD                            641             79.94         93.90            42.92
Rowhouse                       688             80.00        100.00            37.92
Single Family-A                655             81.89         96.16            43.57
Single Family-D                641             80.28         92.74            42.50
Townhouse                      626             83.34         89.75            45.51
Balloon Loans                  722             18.90         99.45            43.85
Investor                       654             71.83         72.04            38.12
Owner Occupied                 644             80.18         93.31            42.84

TYPE                          IO            2ND LIEN          ARM           FULL         N/O/O
1st Lien IO                 100.00              0.00         99.27         34.34         0.70
1st Lien Non-IO               0.00              0.00         89.34         58.01         2.35
1st Lien ARMs
   (incl. IO)                57.70              0.00        100.00         43.38         1.46
1st Lien Fixed
   (incl. IO)                 7.79              0.00          0.00         73.83         1.02
2nd Lien                      0.00            100.00          0.00         10.68         0.00
2-4 Family                   62.16              2.60         96.60         19.88         2.48
High-Condo                   33.79              0.00        100.00         11.51        24.96
Low-Condo                    69.21              2.84         96.24         39.84         3.18
Manufactured Home           100.00              0.00        100.00          0.00         0.00
Mid-Condo                    19.94              3.83         96.17         36.81         0.00
PUD                          49.82              1.85         89.52         54.95         0.61
Rowhouse                    100.00              0.00        100.00          0.00         0.00
Single Family-A              75.95              0.00        100.00         43.58         1.26
Single Family-D              52.92              1.86         93.12         44.31         1.30
Townhouse                    29.42              0.00         95.49         52.09         0.00
Balloon Loans                 0.00            100.00          0.00         10.68         0.00
Investor                     26.69              0.00         96.31         45.46       100.00
Owner Occupied               54.42              1.97         92.92         44.28         0.00


----------------------  ----------  ------------  ----------  ---------  ---------  ------------------------------
LTV:                      Fixed $      2/28 $       3/27 $      5/25 $     other    MH Stratification:
----------------------  ----------  ------------  ----------  ---------  ---------  ------------------------------
              Below 70  17,322,836   32,776,601    1,904,548       0         0      Total Balance       404,948.91
           70.01 to 75  2,120,739    21,893,277     505,624     250,000      0      % Pool Balance            0.06
           75.01 to 80  18,850,836  349,924,237   12,730,747    641,600   756,041   Ave. FICO                  637
           80.01 to 85  5,354,192   115,054,268    3,178,791    220,000   432,000   Ave. LTV                 69.83
           85.01 to 90  3,925,688    92,924,139    1,951,948    288,000      0      % Full Docs                  0
           90.01 to 95  1,685,602    14,166,617    1,209,068       0         0
          95.01 to 100                                                              ------------------------------
           100.01 plus                                                              Silent Seconds Stratification:
                                                                                    ------------------------------
----------------------                                                              Total Balance   434,231,053.38
FICO                                                                                % Pool Balance           62.03
----------------------                                                              Ave. FICO                  659
             below 549  1,438,551    25,577,908     330,004     124,000      0      Ave. LTV                 80.99
            550 to 574  1,759,797    32,132,361     306,310        0         0      % Full Docs               1.39
            575 to 599  5,880,871    74,418,543     752,643        0         0
            600 to 624  8,960,924   109,642,924    5,118,972    590,000      0      ------------------------------
            625 to 649  7,816,635   104,230,426    4,200,661    220,000    79,956   Second Lien Stratification:
            650 to 674  4,238,207   100,976,167    4,408,253    465,600   712,965   ------------------------------
            675 to 699  6,287,838    89,991,950    3,388,415       0      199,200   Total Balance    13,623,994.25
              700 plus  12,877,069   89,768,862    2,975,467       0      195,920   % Pool Balance            1.95
                                                                                    Ave. FICO                  722
----------------------                                                              Ave. LTV                  18.9
Property Type:                                                                      % Full Docs                  0
----------------------
2-4 Family              1,546,145    41,145,988    2,340,912    220,000   195,920   ------------------------------
High-Condo                  0        1,352,787         0           0         0      LTV Above 90 Stratification:
Low-Condo               1,698,144    41,524,533    1,905,242       0         0      ------------------------------
Manufactured Home           0            0          404,949        0         0      Total Balance    17,061,287.62
Mid-Condo                 35,327      886,872          0           0         0      % Pool Balance            2.44
PUD                     13,426,652  110,749,941    3,521,859    250,000   199,200   Ave. FICO                  634
Rowhouse                    0         160,000          0           0         0      Ave. LTV                 94.43
Single Family-A             0        4,451,331      49,613         0         0      % Full Docs                5.9
Single Family-D         32,455,374  424,506,267   13,139,949    929,600   792,921
Townhouse                 98,251     1,961,420      118,201        0         0

-----------------------------------
Purpose:
-----------------------------------
                           Purchase   29,090,730  377,757,542   12,461,490    177,600   756,041
                Refinance rate/term   1,934,594    11,266,724
  Cash Out Refi (COF) Below  70 LTV   3,790,285    28,207,160    1,516,656       0         0
           COF with LTV 70.01 to 75   1,467,397    10,108,735     400,669     250,000      0
           COF with LTV 75.01 to 80   5,309,709    88,568,106    2,893,144    464,000      0
           COF with LTV 80.01 to 85   3,487,412    46,677,853    1,311,960    220,000   432,000
           COF with LTV 85.01 to 90   2,709,563    54,246,730    1,400,965    288,000      0
           COF with LTV 90.01 to 95   1,470,202    9,906,290      965,826        0         0
          COF with LTV 95.01 to 100
           COF with LTV 100.01 plus
                              Other

-----------------------------------
Occupancy Status:
-----------------------------------
                         Investment    364,808     9,511,708         0           0         0
                     Owner Occupied   48,895,084  617,227,432   21,480,725   1,399,600 1,188,041

-----------------------------------
Loan Balance
-----------------------------------
                       Below 50,000   3,106,530        0             0           0         0
               50,000.01 to 100,000   14,500,190   41,202,354     418,282        0       79,956
              100,000.01 to 150,000   14,572,144   84,651,144    3,088,027    124,000      0
              150,000.01 to 200,000   5,768,054    83,472,513    3,563,078    177,600   395,120
              200,000.01 to 400,000   9,672,176   269,489,706    9,123,272   1,098,000  280,965
              400,000.01 to 500,000    493,000     82,354,885    3,135,645       0      432,000
              500,000.01 to 600,000    514,008     29,173,339    2,152,420       0         0
            600,000.01 to 1,000,000    633,790     34,395,199        0           0         0
             1,000,000.01 and above       0        2,000,000         0           0         0

-----------------------------------
Loan Team
-----------------------------------
                          >30 Years
                           30 Years   34,740,359  626,739,140   21,480,725   1,399,600 1,188,041
                           20 Years    189,464         0             0           0         0
                           15 Years   14,330,069       0             0           0         0
                              Other


-----------------------------------
Documention Type
-----------------------------------
                 Full Documentation    941,156     13,253,469     317,776     220,000      0
              Limited Documentation    388,341     1,386,484      138,400        0         0
      Stated Docs with LTV below 70   12,281,468   14,630,760     404,949        0         0
   Stated Docs with LTV 70.01 to 75    620,332     9,082,437         0           0         0
   Stated Docs with LTV 75.01 to 80   3,109,094   168,250,457    6,637,784    340,000   756,041
   Stated Docs with LTV 80.01 to 85    248,969     62,095,292    1,276,613       0      432,000
   Stated Docs with LTV 85.01 to 90   1,417,841    37,993,176    1,033,708       0         0
   Stated Docs with LTV 90.01 to 95       0        1,231,200         0           0         0
  Stated Docs with LTV 95.01 to 100
  Stated Docs with LTV above 100.01
                              Other   30,252,692  318,815,865   11,671,495    839,600      0

-----------------------------------
Lien Status
-----------------------------------
                           1st Lien   35,635,898  626,739,140   21,480,725   1,399,600 1,188,041
    Second Liens with LTV below  85   13,623,994       0             0           0         0
  Second Liens with LTV 85.01 to 90
  Second Liens with LTV 90.01 to 95
 Second Liens with LTV 95.01 to 100
 Second Liens with LTV above 100.01

-----------------------------------
Interest Only
-----------------------------------
            Dollar of Mortgage Type    2,774,529   359,371,596  14,266,122  1,025,600   827,120
                          Ave. FICO          667           665         667        646       693
                           Ave. LTV         83.3         81.75       79.78      83.03     80.39
                      % Stated Docs         0.53         95.41        3.52       0.16      0.38
                        % Full Docs       0          96.44           0          3.56       0

Fieldstone Mortgage Investment Trust, Series 2006-1 8-K