Exhibit 32.1

CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report of Merchants & Marine Bancorp, Inc. (the “Company”) on Form 10-Q for the period ended September 30, 2011, as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, Royce Cumbest, Chairman of the Board, President and Chief Executive Officer of the Company, certify, pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, that:

(1)

The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

(2)

The information contained in the report fairly presents, in all material respects, the financial condition and results of operations of the Company.


/s/ Royce Cumbest Royce Cumbest
Chairman of the Board, President and
Chief Executive Officer
November 14, 2011

A signed original of this written statement required by Section 906 has been provided to Merchants & Marine Bancorp, Inc. and will be retained by Merchants & Marine Bancorp, Inc. and furnished to the Securities and Exchange Commission or its staff upon request.

Merchants & Marine Bancorp, Inc. 10-Q