Exhibit 99.1

Bay View Deposit Corporation
Bay View 2005 LJ-2 Owner Trust
For Payment Date: Aug 25, 2005
For Collection Period: July, 2005
For Determination Date: Aug 20, 2005


														Total # Loans			Aggregate
																	Receivables
A.	PRINCIPAL BALANCE RECONCILIATION																Balance
(A)	ORIGINAL PRINCIPAL BALANCE														8,787			185,596,207.50
(B)	BEGINNING BALANCE														8,787			185,596,207.50
(C)	COLLECTIONS (Regular Payments / Scheduled Principal)														N/A			2,829,507.30
(D)	COLLECTIONS (Principal Payoffs / Prepaid Principal)														297			4,717,990.64
(E)	REPURCHASED RECEIVABLES														0			0.00
(F)	FULL CHARGE OFFS (Receivable Balance of Defaulted Receivables)														0			0.00
(G)	PARTIAL CHARGE OFFS (Charged-off portion of Receivable Balance of Defaulted Receivables sold)														N/A			0.00

(H)	PRINCIPAL RECEIVABLE BALANCE (as of end of Collection Period)														8,490			178,048,709.56


B.	NOTE BALANCE RECONCILIATION	A-1		A-2		A-3		A-4		B		C			D		Total

(A)	ORIGINAL NOTE BALANCE	23,800,000.00		63,600,000.00		48,500,000.00		25,550,000.00		7,420,000.00		6,040,000.00			6,040,000.00			180,950,000.00
(B)	BEGINNING BALANCE	23,800,000.00		63,600,000.00		48,500,000.00		25,550,000.00		7,420,000.00		6,040,000.00			6,040,000.00			180,950,000.00
(C)	PRINCIPAL REDUCTIONS	7,547,497.94		—		—		—		—		—			—			7,547,497.94

(D)	ENDING BALANCE	16,252,502.06		63,600,000.00		48,500,000.00		25,550,000.00		7,420,000.00		6,040,000.00			6,040,000.00			173,402,502.06


(E)	NOTE FACTOR	68.287824	%	100.000000	%	100.000000	%	100.000000	%	100.000000	%	100.000000	%		100.000000	%		95.828959	%

C.	CERTIFICATE BALANCE RECONCILIATION																Total

(A)	ORIGINAL CERTIFICATE BALANCE																	4,646,207.50
(B)	BEGINNING BALANCE																	4,646,207.50
(C)	PRINCIPAL REDUCTIONS																	0.00

(D)	ENDING BALANCE																	4,646,207.50


(E)	CERTIFICATE FACTOR																	100.000000	%

D.	COLLECTIONS																TOTALS

(A)	CASH WIRED — PRINCIPAL AND INTEREST COLLECTIONS																	8,828,818.90
(B)	INTEREST WIRED — (Collection account)																	1,805.81
(D)	ADVANCES																	4,007.13
(E)	REPURCHASES																	0.00
(F)	GROSS CHARGE OFF RECOVERIES																	0.00
(G)	RESERVE ACCOUNT WITHDRAWAL																	0.00


	TOTAL COLLECTIONS																	8,834,631.84


E.	TRUSTEE DISTRIBUTIONS


	TOTAL CASH FLOW																	8,834,631.84


(A)	INDENTURE TRUSTEE FEE (not to exceed $25,000 per annum)																	750.00
(B)	UNRECOVERED INTEREST ADVANCES																	0.00
(C)	SERVICING FEE (DUE AND UNPAID)																	139,197.16
(D)	STANDBY SERVICING FEE (not to exceed $10,000)																	3,479.93
(E)	OWNER TRUSTEE FEE (not to exceed $10,000 per annum)																	333.33
(F)	TRANSITION COST																	0.00
(G)	INTEREST TO “A-1” NOTEHOLDER HOLDERS, INCLUDING OVERDUE																	67,824.71
(H)	INTEREST TO “A-2” NOTEHOLDER HOLDERS, INCLUDING OVERDUE																	200,340.00
(I)	INTEREST TO “A-3” NOTEHOLDER HOLDERS, INCLUDING OVERDUE																	160,413.75
(J)	INTEREST TO “A-4” NOTEHOLDER HOLDERS, INCLUDING OVERDUE																	87,189.38
(K)	INTEREST TO “B” NOTEHOLDER HOLDERS, INCLUDING OVERDUE																	26,600.70
(L)	INTEREST TO “C” NOTEHOLDER HOLDERS, INCLUDING OVERDUE																	22,287.60
(M)	INTEREST TO “D” NOTEHOLDER HOLDERS, INCLUDING OVERDUE																	23,873.10
(N)	PRINCIPAL TO “A-1” NOTEHOLDER HOLDERS																	7,547,497.94
(O)	PRINCIPAL TO “A-2” NOTEHOLDER HOLDERS																	0.00
(P)	PRINCIPAL TO “A-3” NOTEHOLDER HOLDERS																	0.00
(Q)	PRINCIPAL TO “A-4” NOTEHOLDER HOLDERS																	0.00
(R)	PRINCIPAL TO “B” NOTEHOLDER HOLDERS																	0.00
(S)	PRINCIPAL TO “C” NOTEHOLDER HOLDERS																	0.00
(T)	PRINCIPAL TO “D” NOTEHOLDER HOLDERS																	0.00
(U)	RESERVE ACCOUNT (up to the Requisite Amount)																	554,844.24
(V)	PRINCIPAL TO CERTIFICATE HOLDER																	0.00
(W)	INTEREST TO CERTIFICATE HOLDER, INCLUDING OVERDUE																	0.00
(X)	ADDITIONAL UNPAID SERVICING FEE																	0.00
(Y)	ADDITIONAL UNPAID BACK-UP SERVICER FEE																	0.00
(Z)	ADDITIONAL UNPAID INDENTURE FEE																	0.00
(AA)	ADDITIONAL UNPAID OWNER TRUSTEE FEE
(AB)	ADVANCE RECOVERY PAYMENTS																	0.00

(AC)	EXCESS TO RESIDUAL INTEREST HOLDER																	0.00



	BALANCE																	0.00


F.	RESERVE ACCOUNT																SPREAD ACCOUNT
(A)	BEGINNING BALANCE																	927,981.04
(B)	ADDITIONS TO RESERVE AMOUNT																	554,844.24
(C)	INTEREST EARNED																	325.96
(D)	DRAWS																	0.00
(E)	REIMBURSEMENT FOR PRIOR DRAWS																	0.00
(F)	DISTRIBUTION OF FUNDS TO SERVICER																	0.00
(G)	PRIOR MONTH DISTRIBUTION OF FUNDS TO ISSUER																	0.00

(H)	ENDING BALANCE																	1,483,151.24

Bay View Deposit Corporation
Bay View 2005 LJ-2 Owner Trust
For Payment Date: Aug 25, 2005
For Collection Period: July, 2005
For Determination Date: Aug 20, 2005



(I)	REQUIRED BALANCE						3,247,933.63

(J)	CURRENT MONTH DISTRIBUTION OF FUNDS TO ISSUER						0.00


PERFORMANCE DATA

G.	CURRENT RECEIVABLES DELINQUENCY			NUMBER		BALANCE

	# PAYMENT DELINQUENCY
(A)	31-60				33		520,478.87
(B)	61-90				1		15,066.66
(C)	91+ days				0		0.00

	TOTAL				34		535,545.53


H.	REPOSSESSIONS			NUMBER		BALANCE
(A)	COLLECTION PERIOD REPOSSESSIONS				4		86,139.67
(B)	AGGREGATE REPOSSESSIONS				4		86,139.67
(C)	UNLIQUIDATED REPOSSESSIONS				4		86,139.67

I.	DELINQUENCY RATIO (30+)	DELINQUENT
		MONTH		POOL		DELINQUENCY
	MONTH	BALANCE		BALANCE			%
(A)	CURRENT		535,545.53		178,048,709.56		0.3008	%
(B)	1ST PREVIOUS		0.00		0.00		0.0000	%
(C)	2ND PREVIOUS		0.00		0.00		0.0000	%

(D)	THREE MONTH ROLLING AVERAGE		535,545.53		178,048,709.56		0.3008	%


J.	CUMULATIVE NET LOSS RATE

		BALANCE		BALANCE		Net Loss Rate %
(A)	COLLECTION PERIOD CHARGE-OFF RECEIVABLES		0.00
(C)	LESS: RECOVERIES (current month)		0.00
(E)	NET LOSSES CURRENT PERIOD		0.00
(F)	PRIOR PERIOD CUMULATIVE NET LOSSES		0.00

(G)	CUMULATIVE NET LOSSES (current period)		0.00		185,596,207.50		0.00	%


K.	EXTENSION RATE

		MONTH BALANCE		POOL BALANCE		Extension Rate %
(A)	PRINCIPAL BALANCE OF RECEIVABLES EXTENDED CURRENT MONTH		184,100.64		178,048,709.56		0.10	%

L.	LOCKBOX TEST

				AMOUNT		NUMBER
(A)	TOTAL PAYMENTS TO THE LOCKBOX (Current Month)				0.00		0
(B)	TOTAL PAYMENTS (Current Month)				8,828,818.90		8,369

(C)	LOCKBOX PERCENTAGE PAYMENTS						0.00	%


M.	WAC-Weighted Average Coupon						8.39
N.	WAM-Weighted Average Maturity						72.11

/s/ Lisa Staab

APPROVED BY:

/s/ Robert Windelspecht

Lisa Staab
Bay View Acceptance Corp

Robert Windelspecht
Bay View Acceptance Corp

Bay View Deposit CORP 8-K