UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934

December 12, 2006 (December 12, 2006)
(Date of Report (date of earliest event reported))

MortgageIT Holdings, Inc.
(Exact name of Registrant as specified in its charter)

(212) 651-7700
(Registrant’s telephone number, including area code)

None
(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:


	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)


	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)


	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))


	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 8.01 Other Events.

On December 12, 2006, MortgageIT Holdings, Inc. (the ‘‘Company’’) issued a press release announcing that its Board of Directors declared a cash dividend of $0.09 per share of common stock for the fourth quarter of 2006. The dividend is payable on December 29, 2006, to stockholders of record as of December 22, 2006. A copy of the press release announcing the dividend is attached hereto as Exhibit 99.1 and incorporated herein by reference.

* * * *

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.


	99.1	Press Release of MortgageIT Holdings, Inc., dated December 12, 2006.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

MORTGAGEIT HOLDINGS, INC.

By:    /s/ Andy Occhino
          Andy Occhino
          Secretary

Date: December 12, 2006

MORTGAGEIT HOLDINGS, INC.
CURRENT REPORT ON FORM 8-K
Report Dated December 12, 2006 (December 12, 2006)

EXHIBIT INDEX


Exhibit No.			Description
99.1			Press Release of MortgageIT Holdings, Inc., dated December 12, 2006.

Maryland
(State or other jurisdiction
of incorporation or organization)

1-32213
(Commission File No.)

20-0947002
(I.R.S. Employer
Identification Number)

33 Maiden Lane
New York, NY

10038
(Zip Code)

(Address of principal executive office)

MortgageIT Holdings, Inc. 8-K