SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D. C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934

April 21, 2004

(Date of earliest event reported)

FIRST FEDERAL CAPITAL CORP

(Exact name of registrant as specified in its charter)

COMMISSION FILE NO. 000-18046


WISCONSIN (State or other jurisdiction of incorporation)		39-1651288 (I.R.S. Employer Identification No.)

605 STATE STREET LA CROSSE, WI (Address of principal executive offices)		54601 (Zip Code)

(608) 784-8000
(Registrant’s telephone number, including area code)

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	ITEM 5. OTHER EVENTS
	ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS
SIGNATURES
EXHIBIT INDEX
Press Release

ITEM 5. OTHER EVENTS

First Federal Capital Corp is filing as Exhibit 99.1 to this Form 8-K its press release dated April 21, 2004, announcing dividend declaration and reauthorization of stock buyback plans.

ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS

(a) N/A

(b) N/A

99.1 Press Release dated April 21, 2004.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

FIRST FEDERAL CAPITAL CORP



Date: April 21, 2004	By:	/s/ Michael W. Dosland
		Michael W. Dosland, Senior Vice
		President, and Chief Financial Officer

EXHIBIT INDEX


Exhibit No.		Description
99.1		Press Release dated April 21, 2004.

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FIRST FEDERAL CAPITAL CORP 8-K