
		The Money Store Asset Backed Certificates Series 1998-A Statement To Certificateholder		Record Date: 10/31/02 Determination Date: 11/12/02 Distribution Date: 11/15/02 A


				Original		Beginning						Current				Ending
		Certificate		Certificate		Certificate						Realized		Total		Certificate
Class	Cusip	Rate		Balance		Balance		Interest		Principal		Loss		Distribution		Balance

AF-1 Factors per Thousand	60935BCX5		6.35000%		131,000,000.00		0.00		0.00 0.00000000		0.00 0.00000000		0.00		0.00 0.00000000		0.00 0.00000000
AF-2 Factors per Thousand	60935BDS5		6.20500%		66,000,000.00		0.00		0.00 0.00000000		0.00 0.00000000		0.00		0.00 0.00000000		0.00 0.00000000
AF-3 Factors per Thousand	60935BCZ0		6.13000%		120,000,000.00		0.00		0.00 0.00000000		0.00 0.00000000		0.00		0.00 0.00000000		0.00 0.00000000
AF-4 Factors per Thousand	60935BDA4		6.22500%		45,000,000.00		0.00		0.00 0.00000000		0.00 0.00000000		0.00		0.00 0.00000000		0.00 0.00000000
AF-5 Factors per Thousand	60935BDB2		6.37000%		59,000,000.00		7,806,838.12		41,441.30 0.70239492		4,172,282.61 70.71665433		0.00		4,213,723.91 71.41904925		3,634,555.51 61.60263576
AF-6 Factors per Thousand	60935BDC0		6.47000%		43,000,000.00		43,000,000.00		231,841.67 5.39166674		0.00 0.00000000		0.00		231,841.67 5.39166674		43,000,000.00 1000.00000000
AF-7 Factors per Thousand	60935BDD8		6.87000%		49,000,000.00		49,000,000.00		280,525.00 5.72500000		0.00 0.00000000		0.00		280,525.00 5.72500000		49,000,000.00 1000.00000000
AF-8 Factors per Thousand	60935BDE6		6.24500%		30,000,000.00		17,551,993.16		91,343.50 3.04478333		672,892.65 22.42975504		0.00		764,236.15 25.47453837		16,879,100.51 562.63668367
AF-9 Factors per Thousand	60935BDF3		6.40000%		27,000,000.00		27,000,000.00		144,000.00 5.33333333		0.00 0.00000000		0.00		144,000.00 5.33333333		27,000,000.00 1000.00000000
Pool I Totals					570,000,000.00		144,358,831.28		789,151.47 5.46659642		4,845,175.26 33.56341426		0.00		5,634,326.73 39.03001068		139,513,656.02 244.76080004
A-V Factors per Thousand	60935BDG1		1.98000%		530,000,000.00		73,351,988.40		125,065.14 0.23597196		1,626,747.12 3.06933418		0.00		1,751,812.26 3.30530615		71,725,241.28 135.33064392
Pool II Totals					530,000,000.00		73,351,988.40		125,065.14 0.23597196		1,626,747.12 3.06933418		0.00		1,751,812.26 3.30530615		71,725,241.28 135.33064392


The Bank of New York Structured Finance Services 101 Barclay Street, 8W New York, New York 10286		Karon Greene Phone: 212-815-6436 Fax: 212-815-8310


		The Money Store Asset Backed Certificates Series 1998-A Statement To Certificateholder		Record Date: 10/31/02 Determination Date: 11/12/02 Distribution Date: 11/15/02 A


				Original		Beginning						Current				Ending
		Certificate		Certificate		Certificate						Realized		Total		Certificate
Class	Cusip	Rate		Balance		Balance		Interest		Principal		Loss		Distribution		Balance

AH-1 Factors per Thousand	60935BDH9		6.35500%		55,523,000.00		0.00		0.00 0.00000000		0.00 0.00000000		0.00		0.00 0.00000000		0.00 0.00000000
AH-2 Factors per Thousand	60935BDJ5		6.20000%		12,685,000.00		0.00		0.00 0.00000000		0.00 0.00000000		0.00		0.00 0.00000000		0.00 0.00000000
AH-3 Factors per Thousand	60935BDK2		6.17500%		29,307,000.00		0.00		0.00 0.00000000		0.00 0.00000000		0.00		0.00 0.00000000		0.00 0.00000000
AH-4 Factors per Thousand	60935BDL0		6.39500%		10,406,000.00		0.00		0.00 0.00000000		0.00 0.00000000		0.00		0.00 0.00000000		0.00 0.00000000
AH-5 Factors per Thousand	60935BDM8		6.91000%		18,510,000.00		0.00		0.00 0.00000000		0.00 0.00000000		0.00		0.00 0.00000000		0.00 0.00000000
MH-1 Factors per Thousand	60935BDN6		6.88500%		12,375,000.00		12,375,000.00		71,001.56 5.73749980		0.00 0.00000000		0.00		71,001.56 5.73749980		12,375,000.00 1000.00000000
MH-2 Factors per Thousand	60935BDP1		7.23000%		12,581,000.00		12,581,000.00		75,800.53 6.02500040		0.00 0.00000000		0.00		75,800.53 6.02500040		12,581,000.00 1000.00000000
BH Factors per Thousand	60935BDQ9		7.96500%		13,613,000.00		7,471,404.80		49,591.45 3.64294792		1,046,294.36 76.85993976		0.00		1,095,885.81 80.50288768		6,425,110.44 471.98343054
Pool III Totals					165,000,000.00		32,427,404.80		196,393.54 1.19026388		1,046,294.36 6.34117794		0.00		1,242,687.90 7.53144182		31,381,110.44 190.18854812
X	n/a		0.00000%		0.00		0.00		1,636,394.88		0.00		0.00		1,636,394.88		0.00
R	n/a		0.00000%		0.00		0.00		0.00		0.00		0.00		0.00		0.00
Totals					1,265,000,000.00		250,138,224.48		2,747,005.03		7,518,216.73		0.00		10,265,221.76		242,620,007.74


The Bank of New York Structured Finance Services 101 Barclay Street, 8W New York, New York 10286		Karon Greene Phone: 212-815-6436 Fax: 212-815-8310


		The Money Store Asset Backed Certificates Series 1998-A Statement To Certificateholder		Record Date: 10/31/02 Determination Date: 11/12/02 Distribution Date: 11/15/02 A

Certificate Information

Pool I


	Interest		Carry Forward		Monthly Advance
	Requirement		Amount		for Bankruptcy

AF-1		0.00		0.00		0.00
AF-2		0.00		0.00		0.00
AF-3		0.00		0.00		0.00
AF-4		0.00		0.00		0.00
AF-5		41,441.30		0.00		0.00
AF-6		231,841.67		0.00		0.00
AF-7		280,525.00		0.00		0.00
AF-8		91,343.50		0.00		0.00
AF-9		144,000.00		0.00		0.00

Pool II


AV			125,065.14				0.00				0.00

Pool III


		Interest		Carry Forward		Monthly Advance
		Requirement		Amount		for Bankruptcy

AH-1			0.00		0.00		0.00
AH-2			0.00		0.00		0.00
AH-3			0.00		0.00		0.00
AH-4			0.00		0.00		0.00
AH-5			0.00		0.00		0.00
MH-1			71,001.56		0.00		0.00
MH-2			75,800.53		0.00		0.00
	BH		49,591.45		0.00		0.00


		Applied Realized		Unapplied Realized
		Loss Amount		Loss Amount

AH-1			0.00		0.00
AH-2			0.00		0.00
AH-3			0.00		0.00
AH-4			0.00		0.00
AH-5			0.00		0.00
MH-1			0.00		0.00
MH-2			0.00		0.00
	BH		1,046,294.36		0.00


The Bank of New York Structured Finance Services 101 Barclay Street, 8W New York, New York 10286		Karon Greene Phone: 212-815-6436 Fax: 212-815-8310


		The Money Store Asset Backed Certificates Series 1998-A Statement To Certificateholder		Record Date: 10/31/02 Determination Date: 11/12/02 Distribution Date: 11/15/02 A

Pool I


Schedule of Remittance

Aggregate Amount Received	6,197,578.93
Monthly Advance	0.00
(Unreimbursed Monthly Advance)	(53,758.87	)
(Servicer Fee)	(33,357.88	)
(Contingency Fee)	(33,357.88	)
(Late Charges)	(55,984.24	)
(Escrow)	(189,822.73	)
(Excess Spread)	(470,240.42	)
(Subordination Reduction Amount)	0.00

	(836,522.02	)
Available Remittance Amount	5,361,056.91


Fees

Contingency Fee		33,357.88
Expense Account		1,202.99
Insurance Fee		12,330.65
Servicer Fee		33,357.88

Prior Three Months Weighted Average Mortgage Interest Rates


7/02		8/02		9/02

	10.468%		10.475%		10.475	%


Collateral Information

Adjusted Mortgage Interest Rate			9.823	%
Aggregate Beginning Principal Balance of Loans			153,241,435.20
Aggregate Ending Principal Balance of Loans			148,175,185.90
Class X Distribution			183,436.97
Compensating Interest			418.72
Curtailments			438,132.80
Excess and Monthly Payments			423,213.35
Insured Payment for Pool I & II			0.00
Interest Received			1,393,400.15
Monthly Excess Spread Percentage			100.000	%
Payments And Reimbursements to the Servicers Pursuant to:
	Section 5.04(b)		0.00
	Section 5.04(c)		0.00
	Section 5.04(d)(ii)		0.00
	Section 5.04(e)		0.00
	Section 5.04(f)(i)		66,715.76
Principal Prepayments (Number/Amount)		70	3,671,999.68
Realized Losses (Current / Cumulative)		532,903.51	24,271,427.00
Specified Subordinated Amount			8,661,529.88
Spread Account Balance			0.00
Subordinated Amount			8,349,700.45
WAC			10.468	%
WAM			240.676
Weighted Average Adjusted Mortgage Loan Remittance Rate			6.672	%


The Bank of New York Structured Finance Services 101 Barclay Street, 8W New York, New York 10286		Karon Greene Phone: 212-815-6436 Fax: 212-815-8310


		The Money Store Asset Backed Certificates Series 1998-A Statement To Certificateholder		Record Date: 10/31/02 Determination Date: 11/12/02 Distribution Date: 11/15/02 A

Pool II


Schedule of Remittance

Aggregate Amount Received	3,424,878.70
Monthly Advance	0.00
(Unreimbursed Monthly Advance)	(62,829.67	)
(Servicer Fee)	(19,389.99	)
(Contingency Fee)	(19,389.99	)
(Late Charges)	(28,604.22	)
(Escrow)	(118,407.90	)
(Excess Spread)	(549,786.04	)
(Subordination Reduction Amount)	(856,684.82	)

	(1,655,092.64	)
Available Remittance Amount	1,769,786.06


Fees

Contingency Fee			19,389.99
Expense Account			611.27
Insurance Fee			6,876.75
Servicer Fee			19,389.99

Prior Three Months Weighted Average Mortgage Interest Rates


7/02	8/02	9/02

10.290%	10.231%	10.194%


Collateral Information

Adjusted Mortgage Interest Rate			9.520	%
Aggregate Beginning Principal Balance of Loans			84,718,783.25
Aggregate Ending Principal Balance of Loans			81,973,188.04
Class X Distribution			1,416,956.66
Compensating Interest			0.00
Curtailments			573,686.06
Excess and Monthly Payment			69,241.09
Insured Payment for Pool I & II			0.00
Interest Received			783,948.85
Libor			1.80000	%
Monthly Excess Spread Percentage			100.000	%
Payments And Reimbursements to the Servicers Pursuant to:
	Section 5.04(b)		0.00
	Section 5.04(c)		0.00
	Section 5.04(d)(ii)		0.00
	Section 5.04(e)		0.00
	Section 5.04(f)(i)		38,779.98
Principal Prepayments (Number / Amount)		19	1,840,504.79
Realized Losses (Current / Cumulative)		262,163.27	22,157,914.58
Specified Subordinated Amount			10,247,946.76
Spread Account Balance			0.00
Subordinated Amount			11,104,631.58
WAC			10.165	%
WAM			302.641
Weighted Average Adjusted Mortgage Loan Remittance Rate			2.103	%


The Bank of New York Structured Finance Services 101 Barclay Street, 8W New York, New York 10286		Karon Greene Phone: 212-815-6436 Fax: 212-815-8310


		The Money Store Asset Backed Certificates Series 1998-A Statement To Certificateholder		Record Date: 10/31/02 Determination Date: 11/12/02 Distribution Date: 11/15/02 A

Pool III


Schedule of Remittance

Aggregate Amount Received	1,307,877.69
Monthly Advance	9,164.75
(Unreimbursed Monthly Advance)	0.00
(Servicer Fee)	(6,556.89	)
(Contingency Fee)	(6,556.89	)
(Late Charges)	(11,850.65	)
(Escrow)	(10,950.66	)
(Excess Spread)	(136,338.66	)
(Subordination Reduction Amount)	0.00

	(163,089.00	)
Available Remittance Amount	1,144,788.69


Fees

Contingency Fee			6,556.89
Expense Account			540.46
FHA Premium Account			1,897.75
Servicer Fee			6,556.89

Prior Three Months Weighted Average Mortgage Interest Rates


7/02	8/02		9/02

12.831%		12.839%		12.834	%


Collateral Information

Accelerated Principal Distribution					0.00
Adjusted Mortgage Interest Rate					12.290	%
Aggregate Beginning Principal Balance of Loans					32,427,404.80
Aggregate Ending Principal Balance of Loans					31,381,110.44
Class X Distribution					36,001.25
Compensating Interest					441.20
Curtailments					50,674.87
Excess and Monthly Payment					131,666.97
FHA Claims Denied					0.00
FHA Claims Filed					0.00
FHA Claims Paid					0.00
FHA Claims Pending					23,528.81
FHA Payments Received					0.00
Interest Received					337,221.68
Maximum Subordinated Amount					6,366,564.00
Monthly Excess Spread Percentage					100.000	%
Payments And Reimbursements to the Servicers Pursuant to:
	Section 5.04(f)(i)				13,113.78
Principal Prepayments (Number / Amount)		51			726,133.35
Realized Losses (Current / Cumulative)		137,819.17			23,758,241.18
Reserve Amount					0.00
Senior Percentage / Class B Percent		100.000	%		0.000	%
Specified Subordinated Amount					7,244,615.48
Spread Account Balance					0.00
Subordinated Amount					0.00
Trigger in Effect (Yes/No)				Yes
WAC					12.833	%
WAM					169.713
Weighted Average Adjusted Mortgage Loan Remittance Rate					8.288	%


The Bank of New York Structured Finance Services 101 Barclay Street, 8W New York, New York 10286		Karon Greene Phone: 212-815-6436 Fax: 212-815-8310


		The Money Store Asset Backed Certificates Series 1998-A Statement To Certificateholder		Record Date: 10/31/02 Determination Date: 11/12/02 Distribution Date: 11/15/02 A

EXHIBIT O — Pool I


Outstanding Balance	148,175,185.90




# Accounts		3,098


Delinquent Infor.	# Loans		Amount		Percentage

Delinquent 1-29 Days		395		16,970,477.59		11.45	%
Delinquent 30-59 Days		81		3,684,370.81		2.49	%
Delinquent 60-89 Days		33		1,603,938.90		1.08	%
Delinquent 90 and over		85		5,546,954.66		3.74	%
Loans in Foreclosure		144		8,341,545.09		5.63	%
REO Property		63		3,909,102.64		2.64	%

Totals		801		40,056,389.69		27.03	%

EXHIBIT O — Pool II


Outstanding Balance	81,973,188.04
# Accounts		1,134


Delinquent Infor.	# Loans		Amount		Percentage

Delinquent 1-29 Days		114		8,323,226.17		10.15	%
Delinquent 30-59 Days		30		2,299,906.97		2.81	%
Delinquent 60-89 Days		8		510,377.10		0.62	%
Delinquent 90 and over		73		5,548,083.20		6.77	%
Loans in Foreclosure		117		8,401,834.37		10.25	%
REO Property		35		3,093,532.38		3.77	%

Totals		377		28,176,960.19		34.37	%

EXHIBIT O — Pool III


Outstanding Balance	31,381,110.44
# Accounts		1,996


Delinquent Infor.	# Loans		Amount		Percentage

Delinquent 1-29 Days		371		6,169,344.75		19.66	%
Delinquent 30-59 Days		84		1,495,141.74		4.76	%
Delinquent 60-89 Days		35		495,213.53		1.58	%
Delinquent 90 and over		34		590,638.47		1.88	%
Loans in Foreclosure		27		431,385.13		1.37	%
REO Property		8		158,697.04		0.51	%

Totals		559		9,340,420.66		29.76	%


The Bank of New York Structured Finance Services 101 Barclay Street, 8W New York, New York 10286		Karon Greene Phone: 212-815-6436 Fax: 212-815-8310

MONEY STORE HOME EQUITY LOAN TRUST 1998-A 8-K