
		HomEq Residential Trust 2001-I		Record Date: 11/30/02
		HomEq Asset Backed Certificates		Determination Date: 12/11/02
		Statement To Certificateholder		Distribution Date: 12/16/02
				1


			Original	Beginning			Current		Ending
		Certificate	Certificate	Certificate			Realized	Total	Certificate
Class	Cusip	Rate	Balance	Balance	Interest	Principal	Loss	Distribution	Balance

AH-1 Factors per Thousand	437309AA5	5.27000%	395,619,000.00	0.00	0.00 0.00000000	0.00 0.00000000	0.00	0.00 0.00000000	0.00 0.00000000
AH-2 Factors per Thousand	437309AB3	5.88500%	98,527,000.00	26,742,703.46	131,150.67 1.33111401	17,416,215.32 176.76591513	0.00	17,547,365.99 178.09702914	9,326,488.14 94.65921159
AH-3 Factors per Thousand	437309AC1	6.91500%	7,613,000.00	7,613,000.00	43,869.91 5.76249967	0.00 0.00000000	0.00	43,869.91 5.76249967	7,613,000.00 1,000.00000000
AH-4 Factors per Thousand	437309AD9	7.60500%	24,621,000.00	24,621,000.00	156,035.59 6.33750010	0.00 0.00000000	0.00	156,035.59 6.33750010	24,621,000.00 1,000.00000000
MH-1 Factors per Thousand	437309AE7	7.84000%	74,891,000.00	74,891,000.00	489,287.87 6.53333338	0.00 0.00000000	0.00	489,287.87 6.53333338	74,891,000.00 1000.00000000
MH-2 Factors per Thousand	437309AF4	8.56000%	57,345,000.00	57,345,000.00	409,061.00 7.13333333	0.00 0.00000000	0.00	409,061.00 7.13333333	57,345,000.00 1000.00000000
BH-1 Factors per Thousand	437309AG2	10.03000%	54,349,000.00	54,349,000.00	454,267.06 8.35833336	0.00 0.00000000	0.00	454,267.06 8.35833336	54,349,000.00 1,000.00000000
BH-2 Factors per Thousand	43730PAM3	10.50000%	82,166,000.00	82,166,000.00	718,952.50 8.75000000	0.00 0.00000000	0.00	718,952.50 8.75000000	82,166,000.00 1,000.00000000
*Pool I* *Totals*			795,131,000.00	327,727,703.46	2,402,624.60 3.02167140	17,416,215.32 21.90357981	0.00	19,818,839.92 24.92525121	310,311,488.14 390.26460815


Wells Fargo Bank Minnesota, N. A.
Securities Administration Services		Customer Service — CTSLink
7485 New Horizon Way		Telephone: 301-815-6600
Frederick, MD 21703		Fax: 301-846-8152


		HomEq Residential Trust 2001-I		Record Date: 11/30/02
		HomEq Asset Backed Certificates		Determination Date: 12/11/02
		Statement To Certificateholder		Distribution Date: 12/16/02
				1


			Original	Beginning			Current		Ending
		Certificate	Certificate	Certificate			Realized	Total	Certificate
Class	Cusip	Rate	Balance	Balance	Interest	Principal	Loss	Distribution	Balance

AL-1 Factors per Thousand	437309AH0	5.31000%	382,034,000.00	0.00	0.00 0.00000000	0.00 0.00000000	0.00	0.00 0.00000000	0.00 0.00000000
AL-2 Factors per Thousand	437309AJ6	5.95000%	99,091,000.00	94,020,915.89	466,187.04 4.70463554	16,210,824.46 163.59532611	0.00	16,677,011.50 168.29996165	77,810,091.43 785.23873440
AL-3 Factors per Thousand	437309AK3	7.09000%	10,260,000.00	10,260,000.00	60,619.50 5.90833333	0.00 0.00000000	0.00	60,619.50 5.90833333	10,260,000.00 1000.00000000
AL-4 Factors per Thousand	437309AL1	7.61000%	28,721,000.00	28,721,000.00	182,139.01 6.34166672	0.00 0.00000000	0.00	182,139.01 6.34166672	28,721,000.00 1000.00000000
ML-1 Factors per Thousand	437309AM9	8.04000%	77,890,000.00	77,890,000.00	521,863.00 6.70000000	0.00 0.00000000	0.00	521,863.00 6.70000000	77,890,000.00 1000.00000000
ML-2 Factors per Thousand	437309AN7	8.62500%	57,789,000.00	57,789,000.00	415,358.44 7.18750004	0.00 0.00000000	0.00	415,358.44 7.18750004	57,789,000.00 1000.00000000
BL-1 Factors per Thousand	437309AP2	10.23000%	55,695,000.00	55,695,000.00	474,799.88 8.52500009	0.00 0.00000000	0.00	474,799.88 8.52500009	55,695,000.00 1000.00000000
BL-2 Factors per Thousand	43730PAN1 437309AT4	10.50000%	82,496,000.00	82,496,000.00	721,840.00 8.75000000	0.00 0.00000000	0.00	721,840.00 8.75000000	82,496,000.00 1000.00000000
*Pool II* *Totals*			793,976,000.00	406,871,915.89	2,842,806.87 3.58046952	16,210,824.46 20.41727264	0.00	19,053,631.33 23.99774216	390,661,091.43 492.03136043
X		0.00000%	104,326,941.43	104,326,941.41	0.00	0.00	0.00	0.00	104,326,941.41
R		0.00000%	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Totals			1,589,107,000.00	734,599,619.35	5,245,431.47	33,627,039.78	0.00	38,872,471.25	700,972,579.57


Wells Fargo Bank Minnesota, N. A.
Securities Administration Services		Customer Service — CTSLink
7485 New Horizon Way		Telephone: 301-815-6600
Frederick, MD 21703		Fax: 301-846-8152


		HomEq Residential Trust 2001-I		Record Date: 11/30/02
		HomEq Asset Backed Certificates		Determination Date: 12/11/02
		Statement To Certificateholder		Distribution Date: 12/16/02
				A

Certificate Information


	Interest		Interest Shortfall		Pool Applied
	Requirement		Carryforward		Realized Amount		Class Percentages

AH-1		0.00		0.00		0.00		0.0000	%
AH-2		131,150.67		0.00		0.00		8.1600	%
AH-3		43,869.91		0.00		0.00		2.3230	%
AH-4		156,035.59		0.00		0.00		7.5126	%
MH-1		489,287.87		0.00		0.00		22.8516	%
MH-2		409,061.00		0.00		0.00		17.4978	%
BH-1		454,267.06		0.00		0.00		16.5836	%
BH-2		718,952.50		0.00		0.00		25.0714	%


	Interest		Interest Shortfall		Pool Applied
	Requirement		Carryforward		Realized Amount		Class Percentages

AL-1		0.00		0.00		0.00		0.0000	%
AL-2		466,187.04		0.00		0.00		23.1082	%
AL-3		60,619.50		0.00		0.00		2.5217	%
AL-4		182,139.01		0.00		0.00		7.0590	%
ML-1		521,863.00		0.00		0.00		19.1436	%
ML-2		415,358.44		0.00		0.00		14.2032	%
BL-1		474,799.88		0.00		0.00		13.6886	%
BL-2		721,840.00		0.00		0.00		20.2757	%


Wells Fargo Bank Minnesota, N. A
Securities Administration Services		Customer Service — CTSLink
7485 New Horizon Way		Telephone: 301-815-6600
Frederick, MD 21703		Fax: 301-846-8152


		HomEq Residential Trust 2001-I		Record Date: 11/30/02
		HomEq Asset Backed Certificates		Determination Date: 12/11/02
		Statement To Certificateholder		Distribution Date: 12/16/02
				A

Pool I

Schedule of Remittance


Aggregate Amount Received	20,172,120.98
(Escrow)	(141,650.92	)
(Late Charges)	(115,955.46	)
(Servicer Fee)	(241,641.90	)
(Unreimbursed Monthly Advance)	0.00
(Excess Spread)	(1,640,213.45	)
(Subordination Reduction Amount)	0.00
Monthly Advance	172,430.57

	(1,967,031.16	)
*Available Remittance Amount*	18,205,089.82

Fees


Custodian Fee			3,355.47
Expense Account			6,207.62
FHA Premium Account			20,255.73
Servicer Fee			241,641.90
Trust Administrator Fee			2,013.28
Trustee Fee			838.87

Prior Three Months Weighted Average Mortgage Interest Rates


8/02	9/02			10/02

12.785%		12.792	%		12.799	%

Collateral Information


Accelerated Principal Distribution			1,640,213.45
Aggregate Beginning Principal Balance of Loans			402,656,402.50
Aggregate Ending Principal Balance of Loans			384,132,197.60
Claims Denied			0.00
Claims Filed			264,461.80
Claims Paid			271,732.02
Claims Pending Payment			141,368.53
Class X Remittance Amount Payable			0.00
Compensating Interest			5,879.20
Curtailments			528,021.94
Defaulted Mortgage Loan (Number/Amount)	0		0.00
Excess and Monthly Payments			1,235,334.51
FHA Payments Received			20,255.73
Interest Received			4,118,257.00
Principal Prepayments (Number/Amount)	651		14,012,645.42
Realized Losses (Current/Cumulative)	2,748,203.04		45,673,265.46
Reserve Amount			11,468,401.58
Specified Subordinated Amount			91,581,689.51
Spread Amount			73,820,709.46
Subordinated Amount			73,820,709.46
Trigger Event in effect? (Yes/No)		No
WAC			12.817	%
WAM			202.498
Weighted Average Coupon Cap			12.752	%


Wells Fargo Bank Minnesota, N. A
Securities Administration Services		Customer Service — CTSLink
7485 New Horizon Way		Telephone: 301-815-6600
Frederick, MD 21703		Fax: 301-846-8152


		HomEq Residential Trust 2001-I		Record Date: 11/30/02
		HomEq Asset Backed Certificates		Determination Date: 12/11/02
		Statement To Certificateholder		Distribution Date: 12/16/02
				A

Pool II

Schedule of Remittance


Aggregate Amount Received	19,421,390.63
(Escrow)	(92,725.02	)
(Late Charges)	(132,066.17	)
(Servicer Fee)	(270,589.46	)
(Unreimbursed Monthly Advance)	0.00
(Excess Spread)	(1,923,658.70	)
(Subordination Reduction Amount)	0.00
Monthly Advance	142,703.74

	(2,276,335.61	)
*Available Remittance Amount*	17,145,055.02

Fees


Custodian Fee			3,711.54
Expense Account			6,866.35
FHA Premium Account			8,216.05
Servicer Fee			270,589.46
Trust Administrator Fee			2,226.92
Trustee Fee			927.88

Prior Three Months Weighted Average Mortgage Interest Rates


8/02	9/02			10/02

13.611%		13.607	%		13.605	%

Collateral Information


Accelerated Principal Distribution			1,923,658.70
Aggregate Beginning Principal Balance of Loans			445,384,641.60
Aggregate Ending Principal Balance of Loans			427,479,164.50
Claims Denied			0.00
Claims Filed			50,812.86
Claims Paid			139,985.77
Claims Pending Payment			68,990.17
Class X Remittance Amount Payable			0.00
Compensating Interest			1,705.41
Curtailments			792,882.42
Defaulted Mortgage Loan (Number/Amount)	0		0.00
Excess and Monthly Payments			672,745.27
FHA Payments Received			8,216.05
Interest Received			4,901,295.62
Principal Prepayments (Number / Amount)	484		12,821,538.07
Realized Losses (Current / Cumulative)	3,618,311.41		74,096,817.65
Reserve Amount			11,468,401.58
Specified Subordinated Amount			76,634,022.55
Spread Amount			36,818,073.07
Subordinated Amount			36,818,073.07
Trigger Event in effect? (Yes/No)		No
WAC			13.611	%
WAM			228.850
Weighted Average Coupon Cap			13.546	%


Wells Fargo Bank Minnesota, N. A
Securities Administration Services		Customer Service — CTSLink
7485 New Horizon Way		Telephone: 301-815-6600
Frederick, MD 21703		Fax: 301-846-8152


		HomEq Residential Trust 2001-I		Record Date: 11/30/02
		HomEq Asset Backed Certificates		Determination Date: 12/11/02
		Statement To Certificateholder		Distribution Date: 12/16/02
				A

EXHIBIT O

Pool I


Outstanding Balance		384,132,197.60
	# Accounts	19,906


Delinquent Infor.	# Loans		Amount		Percentage

Delinquent 1-29 Days		4,098		80,930,438.05		21.07	%
Delinquent 30-59 Days		815		14,930,010.46		3.89	%
Delinquent 60-89 Days		288		5,540,829.44		1.44	%
Delinquent 90 and over		343		6,924,342.43		1.80	%
Loans in Foreclosure		172		4,154,420.54		1.08	%
REO Property		38		932,721.86		0.24	%

Totals		5,754		113,412,762.78		29.52	%

Pool II


Outstanding Balance		427,479,164.50
	# Accounts	15,471


Delinquent Infor.	# Loans		Amount		Percentage

Delinquent 1-29 Days		3,513		98,261,007.67		22.99	%
Delinquent 30-59 Days		637		17,578,096.73		4.11	%
Delinquent 60-89 Days		235		6,495,725.79		1.52	%
Delinquent 90 and over		225		5,851,587.06		1.37	%
Loans in Foreclosure		96		2,965,242.89		0.69	%
REO Property		20		692,301.33		0.16	%

Totals		4,726		131,843,961.47		30.84	%


Wells Fargo Bank Minnesota, N. A
Securities Administration Services		Customer Service — CTSLink
7485 New Horizon Way		Telephone: 301-815-6600
Frederick, MD 21703		Fax: 301-846-8152

TMS MORTGAGE INC 8-K