SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 8-K

CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported):
July 15, 2003

FLORIDA BANKS, INC.

(Exact Name of Registrant as Specified in Charter)


Florida (State or Other Jurisdiction of Incorporation)		0-24683 (Commission File Number)		58-2364573 (IRS Employer Identification No.)


5210 Belfort Road Suite 310 Jacksonville, Florida (Address of Principal Executive Offices)		32256 (Zip Code)

Registrant’s telephone number, including area code: (904) 332-7772

N/A
(Former Name or Former Address; if Changed Since Last Report)

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EX-99.1 Press Release dated July 15, 2003

ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL STATEMENTS AND EXHIBITS


Exhibit No.		Description

99.1		Press Release dated July 15, 2003

ITEM 9. REGULATION FD DISCLOSURE

The following information is furnished pursuant to Item 12, “Results of Operations and Financial Condition.”

The information in this Current Report is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that Section. The information in this Current Report shall not be incorporated by reference into any registration statement or other document pursuant to the Securities Act of 1933, as amended. The furnishing of the information in this Current Report is not intended to, and does not, constitute a representation that such furnishing is required by Regulation FD or that the information this Current Report contains is material investor information that is not otherwise publicly available.

On July 15, 2003, Florida Banks, Inc. issued a press release (the “Press Release”) announcing its financial results for the three months ended June 30, 2003. A copy of the Press Release is attached as Exhibit 99.1. The Press Release is incorporated herein by reference.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


		FLORIDA BANKS, INC

		By: /s/ T. Edwin Stinson, Jr.

		T. Edwin Stinson, Jr. Chief Financial Officer
July 15, 2003

Exhibit Index


	Exhibit No.		Description

	99.1		The press release of Registrant dated July 15, 2003

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FLORIDA BANKS INC 8-K