
                                   UNITED STATES
                           SECURITIES AND EXCHANGE COMMISSION
                                 Washington, D.C.  20549


                                        FORM 8-K


                     Current Report Pursuant To Section 13 or 15(d) of
                            the Securities Exchange Act of 1934

           Date of Report (Date of earliest event reported):  December 20, 2004
                          (Date of earliest event reported)

              Greenwich Capital Acceptance Inc., (as Depositor under the
               Pooling and Servicing Agreement, dated as April 1, 2004,
               providing for the issuance of Harborview Mortgage Loan Trust
              2004-3 Mortgage Loan Pass-Through Certificates, Series 2004-3)
                 (Exact name of registrant as specified in charter)


                                       DELAWARE
                     (State or Other Jurisdiction of Incorporation)

               333-111379-10                          06-1442101
          (Commission File Number)        (I.R.S. Employer Identification No.)


               600 Steamboat Road
               Greenwich, Connecticut                    06830
          (Address of principal executive offices)     (Zip Code)


          Registrant's Telephone Number, Including Area Code:  (203) 625-2700


          (Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any
of the following provisions (see General Instruction A.2. below):

[  ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)

[  ] Soliciting material pursuant to Rule 14a-12(b) under the Exchange Act
(17 CFR 240.14a-12(b))

[  ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))

[  ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))


     Item 8.01  Other Events

     Attached hereto is a copy of the Monthly Remittance Statements to the
     Certificateholders which was derived from the monthly information
     submitted by the Master Servicer of the Trust to the Trustee.


     Item 9.01 Financial Statements and Exhibits

     (c) Exhibits:

     Exhibit No. Description

     99.1 Monthly Remittance Statement to the Certificateholders dated as of
     December 20, 2004.

                                    Signatures

               Pursuant to the requirements of the Securities Exchange Act of
          1934, the Registrant has duly caused this report to be signed on its
          behalf by the undersigned, hereunto duly authorized.

                                   Deutsche Bank National Trust Company,
                                  in its capacity as Trustee under the
                                  Pooling and Servicing Agreement on
                                  behalf of Greenwich Capital Acceptance
                                  Inc., Registrant


          Date:  Dec 21, 2004               By:  /s/  Katherine M. Wannenmacher
                                            Katherine M. Wannenmacher
                                            Vice President


                                   EXHIBIT INDEX

          DOCUMENT

          99.1 Monthly Remittance Statement to the Certificateholders
          dated as of December 20, 2004.


	HarborView Mortgage Loan Trust 2004-3
	Mortgage Pass-Through Certificates


	December 20, 2004 Distribution


	Contents



			TABLE OF CONTENTS

								Page

			1.	Contents				1
			2.	Certificate Payment Report				2
			3.	Collection Account Report				6
			4.	Credit Enhancement Report				9
			5.	Collateral Report				10
			6.	Delinquency Report				13
			7.	REO Report				16
			8.	Prepayment Report				17
			9.	Prepayment Detail Report				20
			10.	Realized Loss Report				23
			11.	Realized Loss Detail Report				26
			12.	Triggers, Adj. Rate Cert. and Miscellaneous Report				27
			13.	Additional Certificate Report				28




				Total Number of Pages				28



			CONTACTS

				Administrator: John Ingham
				Direct Phone Number: (714) 247-6456
				Address: Deutsche Bank
				1761 E. St. Andrew Place, Santa Ana, CA 92705

				Web Site: https://www.tss.db.com/invr
				Factor Information: (800) 735-7777
				Main Phone Number: (714) 247-6000



ISSUANCE INFORMATION

	Seller:		Greenwich Capital Financial Products, In					Cut-Off Date: April 1, 2004
	Certificate Insurer(s):							Closing Date: April 30, 2004
								First Payment Date: May 19, 2004
	Servicer(s):		Wells Fargo Master Servicer


								Distribution Date: December 20, 2004
	Underwriter(s):		Greenwich Capital Markets Lead Underwriter					Record Date: November 30, 2004
			Greenwich Capital Markets






						Page 1 of 28					© COPYRIGHT 2004 Deutsche Bank
	HarborView Mortgage Loan Trust 2004-3
	Mortgage Pass-Through Certificates
	Remic I Series 2004-3
	Certificate Payment Report for December 20, 2004 Distribution


	Distribution in Dollars - Current Period
					Prior						Current
	Class	Original			Principal			Total	Realized	Deferred	Principal
Class	Type	Face Value			Balance	Interest	Principal	Distribution	Losses	Interest	Balance
					(1)	(2)	(3)	(4)=(2)+(3)	(5)	(6)	(7)=(1)-(3)-(5)+(6)

1-A	CSTR	490,274,000.00			427,998,883.83	1,561,903.57	11,720,891.11	13,282,794.68	-	-	416,277,992.72
2-A	CSTR	328,469,000.00			298,255,847.85	1,098,702.96	7,287,583.43	8,386,286.39	-	-	290,968,264.42
B-1	SUB	21,659,000.00			21,462,875.57	78,621.45	28,324.47	106,945.92	-	-	21,434,551.10
B-2	SUB	8,663,000.00			8,584,555.66	31,446.40	11,329.00	42,775.40	-	-	8,573,226.66
B-3	SUB	6,930,000.00			6,867,248.17	25,155.67	9,062.68	34,218.35	-	-	6,858,185.49
B-4	SUB	3,031,000.00			3,003,554.00	11,002.43	3,963.78	14,966.21	-	-	2,999,590.22
B-5	SUB	3,465,000.00			3,433,624.07	12,577.83	4,531.34	17,109.17	-	-	3,429,092.73
B-6	SUB	3,905,642.45			3,870,276.48	14,177.35	5,107.59	19,284.94	-	-	3,865,168.89
A-R	R	100.00			-	-	-	-	-	-	-


Total		866,396,742.45			773,476,865.63	2,833,587.66	19,070,793.40	21,904,381.06	-	-	754,406,072.23


	Interest Accrual Detail				Current Period Factor Information per $1,000 of Original Face
						Orig. Principal	Prior				Current
	Period	Period				(with Notional)	Principal			Total	Principal
Class	Starting	Ending		Method	Cusip	Balance	Balance	Interest	Principal	Distribution	Balance
							(1)	(2)	(3)	(4)=(2)+(3)	(5)

1-A				A-30/360	41161PEC3	490,274,000.00	872.978954	3.185777	23.906818	27.092595	849.072137
2-A				A-30/360	41161PED1	328,469,000.00	908.018254	3.344921	22.186518	25.531439	885.831736
B-1				A-30/360	41161PEF6	21,659,000.00	990.944899	3.629967	1.307746	4.937713	989.637153
B-2				A-30/360	41161PEG4	8,663,000.00	990.944899	3.629967	1.307746	4.937712	989.637153
B-3				A-30/360	41161PEH2	6,930,000.00	990.944902	3.629967	1.307746	4.937713	989.637156
B-4				A-30/360	41161PEJ8	3,031,000.00	990.944903	3.629967	1.307747	4.937714	989.637156
B-5				A-30/360	41161PEK5	3,465,000.00	990.944898	3.629965	1.307746	4.937711	989.637152
B-6				A-30/360	41161PEL3	3,905,642.45	990.944903	3.629966	1.307746	4.937713	989.637157
A-R				A-30/360	41161PEE9	100.00	-	-	-	-	-


							Page 2 of 28				© COPYRIGHT 2004 Deutsche Bank
	HarborView Mortgage Loan Trust 2004-3
	Mortgage Pass-Through Certificates
	Remic I Series 2004-3
	Certificate Payment Report for December 20, 2004 Distribution


	Distribution in Dollars - to Date
											Current
	Original				Unscheduled	Scheduled	Total	Total	Realized	Deferred	Principal
Class	Face Value		Interest		Principal	Principal	Principal	Distribution	Losses	Interest	Balance
	(1)		(2)		(3)	(4)	(5)=(3)+(4)	(6)=(2)+(5)	(7)	(8)	(9)=(1)-(5)-(7)+(8)

1-A	490,274,000.00		13,437,500.80		-	73,996,007.28	73,996,007.28	87,433,508.08	-	-	416,277,992.72
2-A	328,469,000.00		9,292,982.68		-	37,500,735.58	37,500,735.58	46,793,718.26	-	-	290,968,264.42
B-1	21,659,000.00		631,828.76		-	224,448.90	224,448.90	856,277.66	-	-	21,434,551.10
B-2	8,663,000.00		252,714.00		-	89,773.34	89,773.34	342,487.34	-	-	8,573,226.66
B-3	6,930,000.00		202,159.54		-	71,814.51	71,814.51	273,974.05	-	-	6,858,185.49
B-4	3,031,000.00		88,419.27		-	31,409.78	31,409.78	119,829.05	-	-	2,999,590.22
B-5	3,465,000.00		101,079.76		-	35,907.27	35,907.27	136,987.03	-	-	3,429,092.73
B-6	3,905,642.45		113,934.03		-	40,473.59	40,473.59	154,407.62	(0.03)	-	3,865,168.89
A-R	100.00		39.23		-	100.00	100.00	139.23	-	-	-


Total	866,396,742.45		24,120,658.07		-	111,990,670.25	111,990,670.25	136,111,328.32	(0.03)	-	754,406,072.23


	Interest Detail
	Pass-	Prior Principal				Non-	Prior	Unscheduled		Paid or	Current
	Through	(with Notional)			Accrued	Supported	Unpaid	Interest	Optimal	Deferred	Unpaid
Class	Rate	Balance			Interest	Interest SF	Interest	Adjustments	Interest	Interest	Interest
					(1)	(2)	(3)	(4)	(5)=(1)-(2)+(3)+(4)	(6)	(7)=(5)-(6)

1-A	4.37918%	427,998,883.83			1,561,903.57	-	-	-	1,561,903.57	1,561,903.57	-
2-A	4.42051%	298,255,847.85			1,098,702.96	-	-	-	1,098,702.96	1,098,702.96	-
B-1	4.39576%	21,462,875.57			78,621.45	-	-	-	78,621.45	78,621.45	-
B-2	4.39576%	8,584,555.66			31,446.40	-	-	-	31,446.40	31,446.40	-
B-3	4.39576%	6,867,248.17			25,155.67	-	-	-	25,155.67	25,155.67	-
B-4	4.39576%	3,003,554.00			11,002.43	-	-	-	11,002.43	11,002.43	-
B-5	4.39576%	3,433,624.07			12,577.83	-	-	-	12,577.83	12,577.83	-
B-6	4.39576%	3,870,276.48			14,177.35	-	-	-	14,177.35	14,177.35	-
A-R	4.37918%	-			-	-	-	-	-	-	-


Total		773,476,865.63			2,833,587.66	-	-	-	2,833,587.66	2,833,587.66	-


							Page 3 of 28				© COPYRIGHT 2004 Deutsche Bank
	HarborView Mortgage Loan Trust 2004-3
	Mortgage Pass-Through Certificates
	Remic II Series 2004-3
	Certificate Payment Report for December 20, 2004 Distribution


	Distribution in Dollars - Current Period
					Prior						Current
	Class	Original			Principal			Total	Realized	Deferred	Principal
Class	Type	Face Value			Balance	Interest	Principal	Distribution	Losses	Interest	Balance
					(1)	(2)	(3)	(4)=(2)+(3)	(5)	(6)	(7)=(1)-(3)-(5)+(6)

Lower-Tier		866,396,742.48			773,476,865.63	2,833,587.66	19,070,793.40	21,904,381.06	-	-	754,406,072.23


Total		866,396,742.48			773,476,865.63	2,833,587.66	19,070,793.40	21,904,381.06	-	-	754,406,072.23


	Interest Accrual Detail				Current Period Factor Information per $1,000 of Original Face
						Orig. Principal	Prior				Current
	Period	Period				(with Notional)	Principal			Total	Principal
Class	Starting	Ending		Method	Cusip	Balance	Balance	Interest	Principal	Distribution	Balance
							(1)	(2)	(3)	(4)=(2)+(3)	(5)

Lower-Tier				A-30/360		866,396,742.48	892.751355	3.270543	22.011617	25.282160	870.739738


							Page 4 of 28				© COPYRIGHT 2004 Deutsche Bank
	HarborView Mortgage Loan Trust 2004-3
	Mortgage Pass-Through Certificates
	Remic II Series 2004-3
	Certificate Payment Report for December 20, 2004 Distribution


	Distribution in Dollars - to Date
											Current
	Original				Unscheduled	Scheduled	Total	Total	Realized	Deferred	Principal
Class	Face Value		Interest		Principal	Principal	Principal	Distribution	Losses	Interest	Balance
	(1)		(2)		(3)	(4)	(5)=(3)+(4)	(6)=(2)+(5)	(7)	(8)	(9)=(1)-(5)-(7)+(8)

Lower-Tier	866,396,742.48		24,120,658.02		-	111,990,670.25	111,990,670.25	136,111,328.27	-	-	754,406,072.23


Total	866,396,742.48		24,120,658.02		-	111,990,670.25	111,990,670.25	136,111,328.27	-	-	754,406,072.23


	Interest Detail
	Pass-	Prior Principal				Non-	Prior	Unscheduled		Paid or	Current
	Through	(with Notional)			Accrued	Supported	Unpaid	Interest	Optimal	Deferred	Unpaid
Class	Rate	Balance			Interest	Interest SF	Interest	Adjustments	Interest	Interest	Interest
					(1)	(2)	(3)	(4)	(5)=(1)-(2)+(3)+(4)	(6)	(7)=(5)-(6)

Lower-Tier	4.39613%	773,476,865.63			2,833,587.66	-	-	-	2,833,587.66	2,833,587.66	-


Total		773,476,865.63			2,833,587.66	-	-	-	2,833,587.66	2,833,587.66	-


							Page 5 of 28				© COPYRIGHT 2004 Deutsche Bank
	HarborView Mortgage Loan Trust 2004-3
	Mortgage Pass-Through Certificates
	Series 2004-3
	Collection Account Report for December 20, 2004 Distribution


	Collection Account Report


SUMMARY						GROUP 2	GROUP 1	TOTAL

	Principal Collections					7,312,255.53	11,758,537.87	19,070,793.40
	Principal Withdrawals					0.00	0.00	0.00
	Principal Other Accounts					0.00	0.00	0.00
	TOTAL NET PRINCIPAL					7,312,255.53	11,758,537.87	19,070,793.40

	Interest Collections					1,187,079.42	1,690,655.89	2,877,735.31
	Interest Withdrawals					0.00	0.00	0.00
	Interest Other Accounts					0.00	0.00	0.00
	Interest Fees					18,579.54	25,568.09	44,147.63
	TOTAL NET INTEREST					1,168,499.88	1,665,087.80	2,833,587.68

	TOTAL AVAILABLE FUNDS TO BONDHOLDERS					8,480,755.41	13,423,625.67	21,904,381.08


PRINCIPAL - COLLECTIONS						GROUP 2	GROUP 1	TOTAL

	Scheduled Principal					413,046.22	607,507.27	1,020,553.49
	Curtailments					28,261.16	74,025.62	102,286.78
	Prepayments in Full					6,870,948.15	11,077,004.98	17,947,953.13
	Repurchases/Substitutions					0.00	0.00	0.00
	Liquidations					0.00	0.00	0.00
	Insurance Principal					0.00	0.00	0.00
	Other Additional Principal					0.00	0.00	0.00
	Delinquent Principal					(345,931.41)	(514,743.24)	(860,674.65)
	Realized Losses					0.00	0.00	0.00
	Principal Recoveries					0.00	0.00	0.00
	Non Recoverable Advances					0.00	0.00	0.00
	Principal Advanced					345,931.41	514,743.24	860,674.65

	TOTAL PRINCIPAL COLLECTED					7,312,255.53	11,758,537.87	19,070,793.40


				Page 6 of 28				© COPYRIGHT 2004 Deutsche Bank
	HarborView Mortgage Loan Trust 2004-3
	Mortgage Pass-Through Certificates
	Series 2004-3
	Collection Account Report for December 20, 2004 Distribution


	Collection Account Report


PRINCIPAL - WITHDRAWALS						GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK


PRINCIPAL - OTHER ACCOUNTS						GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK


INTEREST - COLLECTIONS						GROUP 2	GROUP 1	TOTAL

	Scheduled Interest					1,268,392.39	1,808,776.03	3,077,168.42
	Repurchases/Substitutions					0.00	0.00	0.00
	Liquidations					0.00	0.00	0.00
	Other Additional Interest					0.00	0.00	0.00
	Prepayment Interest Shortfalls					(2,434.13)	(5,876.93)	(8,311.06)
	Delinquent Interest					(1,043,142.86)	(1,501,376.74)	(2,544,519.60)
	Realized Losses					0.00	0.00	0.00
	Compensating Interest					2,434.13	5,876.93	8,311.06
	Other Interest Shortfall (Relief Act)					0.00	0.00	0.00
	Interest Advanced					961,829.89	1,383,256.60	2,345,086.49

	TOTAL INTEREST COLLECTED					1,187,079.42	1,690,655.89	2,877,735.31


				Page 7 of 28				© COPYRIGHT 2004 Deutsche Bank
	HarborView Mortgage Loan Trust 2004-3
	Mortgage Pass-Through Certificates
	Series 2004-3
	Collection Account Report for December 20, 2004 Distribution


	Collection Account Report


INTEREST - WITHDRAWALS						GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK


INTEREST - OTHER ACCOUNTS						GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK


INTEREST - FEES						GROUP 2	GROUP 1	TOTAL

	Current Servicing Fees					17,812.97	24,465.43	42,278.40
	Trustee Fees					766.57	1,102.66	1,869.23

	TOTAL INTEREST OTHER FEES					18,579.54	25,568.09	44,147.63


				Page 8 of 28				© COPYRIGHT 2004 Deutsche Bank
	HarborView Mortgage Loan Trust 2004-3
	Mortgage Pass-Through Certificates
	Series 2004-3
	Credit Enhancement Report for December 20, 2004 Distribution


	Credit Enhancement Report


ACCOUNTS						GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK


INSURANCE						GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK


STRUCTURAL FEATURES						GROUP 2	GROUP 1	TOTAL

	Group 1 Senior Percentage							93.80%
	Group 2 Senior Percentage							94.03%

	Group 1 Senior Prepayment Percentage							100.00%
	Group 2 Senior Prepayment Percentage							100.00%

	Group 1 Subordinate Percentage							6.20%
	Group 2 Subordinate Percentage							5.97%

	Group 1 Subordinate Prepayment Percentage							0.00%
	Group 2 Subordinate Prepayment Percentage							0.00%

	Special Hazard Loss Coverage Amount							7,734,768.66
	Fraud Loss Coverage Amount							25,991,902.00
	*Bankruptcy Loss Coverage Amount*							442,471.00

				Page 9 of 28				© COPYRIGHT 2004 Deutsche Bank
	HarborView Mortgage Loan Trust 2004-3
	Mortgage Pass-Through Certificates
	Series 2004-3
	Collateral Report for December 20, 2004 Distribution


	Collateral Report


COLLATERAL						GROUP 2	GROUP 1	TOTAL
	Loan Count:
	*Original*					1976	2961	4937
	Prior					1,844	2,674	4,518
	Prefunding					-	-	-
	Scheduled Paid Offs					-	-	-
	Full Voluntary Prepayments					(38)	(64)	(102)
	Repurchases					-	-	-
	Liquidations					-	-	-
	Current					1,806	2,610	4,416

	*Principal Balance:*
	Original					347,587,234.87	518,809,507.61	866,396,742.48
	Prior					317,203,038.89	456,273,826.74	773,476,865.63
	Prefunding					-	-	-
	Scheduled Principal					(413,046.22)	(607,507.27)	(1,020,553.49)
	Partial and Full Voluntary Prepayments					(6,899,209.31)	(11,151,030.60)	(18,050,239.91)
	Repurchases					-	-	-
	Liquidations					-	-	-
	Current					309,890,783.36	444,515,288.87	754,406,072.23

PREFUNDING						GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK


	Group 1
	Group 2
Current Prin Balance by Groups (in millions of dollars)					Total Current Principal Balance (in millions of dollars)


				Page 10 of 28				© COPYRIGHT 2004 Deutsche Bank
	HarborView Mortgage Loan Trust 2004-3
	Mortgage Pass-Through Certificates
	Series 2004-3
	Collateral Report for December 20, 2004 Distribution


	Collateral Report


CHARACTERISTICS						GROUP 2	GROUP 1	TOTAL

	Weighted Average Coupon Original					4.796740%	4.762093%	4.775993%
	Weighted Average Coupon Prior					4.801081%	4.754423%	4.773555%
	Weighted Average Coupon Current					4.798412%	4.757080%	4.774030%
	Weighted Average Months to Maturity Original					357	354	355
	Weighted Average Months to Maturity Prior					351	348	349
	Weighted Average Months to Maturity Current					350	347	348
	Weighted Avg Remaining Amortization Term Original					356	353	354
	Weighted Avg Remaining Amortization Term Prior					350	347	348
	Weighted Avg Remaining Amortization Term Current					349	346	347
	Weighted Average Seasoning Original					3.70	6.69	5.48
	Weighted Average Seasoning Prior					9.69	12.70	11.46
	Weighted Average Seasoning Current					10.69	13.70	12.46

Note: Original information refers to deal issue.


	Group 1
	Group 2
WAC by Groups					Total WAC


WARAT by Groups					Total WARAT


Note: Dates correspond to distribution dates.
				Page 11 of 28				© COPYRIGHT 2004 Deutsche Bank
	HarborView Mortgage Loan Trust 2004-3
	Mortgage Pass-Through Certificates
	Series 2004-3
	Collateral Report for December 20, 2004 Distribution


	Collateral Report


ARM CHARACTERISTICS						GROUP 2	GROUP 1	TOTAL

	Weighted Average Margin Original					2.688%	2.669%
	Weighted Average Margin Prior					2.689%	2.669%
	Weighted Average Margin Current					2.689%	2.669%
	Weighted Average Max Rate Original					9.987%	9.871%
	Weighted Average Max Rate Prior					9.974%	9.851%
	Weighted Average Max Rate Current					9.970%	9.849%
	Weighted Average Min Rate Original					2.688%	2.669%
	Weighted Average Min Rate Prior					2.689%	2.669%
	Weighted Average Min Rate Current					2.689%	2.669%
	Weighted Average Cap Up Original					2.000%	2.000%
	Weighted Average Cap Up Prior					2.000%	2.000%
	Weighted Average Cap Up Current					2.000%	2.000%
	Weighted Average Cap Down Original					2.000%	2.000%
	Weighted Average Cap Down Prior					2.000%	2.000%
	Weighted Average Cap Down Current					2.000%	2.000%

Note: Original information refers to deal issue.

SERVICING FEES / ADVANCES						GROUP 2	GROUP 1	TOTAL

	Current Servicing Fees					17,812.97	24,465.43	42,278.40
	Delinquent Servicing Fees					81,312.98	118,120.14	199,433.12
	TOTAL SERVICING FEES					99,125.95	142,585.57	241,711.52

	Total Servicing Fees					99,125.95	142,585.57	241,711.52
	Compensating Interest					(2,434.13)	(5,876.93)	(8,311.06)
	Delinquent Servicing Fees					(81,312.98)	(118,120.14)	(199,433.12)
	COLLECTED SERVICING FEES					15,378.84	18,588.50	33,967.34

	Prepayment Interest Shortfall					2,434.13	5,876.93	8,311.06

	Total Advanced Interest					961,829.89	1,383,256.60	2,345,086.49


ADDITIONAL COLLATERAL INFORMATION						GROUP 2	GROUP 1	TOTAL

	Balance of 1 Year CMT Index Loans					2,323,478,959.18	3,217,539,740.98	5,541,018,700.16
	Balance of 1 Year Wall Street Journal LIBOR Index Loans					323,306,856.89	620,063,198.35	943,370,055.24


				Page 12 of 28				© COPYRIGHT 2004 Deutsche Bank
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	Delinquency Report - Total


				<1 PAYMENT	1 PAYMENT	2 PAYMENTS	3+ PAYMENTS	TOTAL
DELINQUENT		Balance			11,580,122.55	1,260,730.51	627,995.59	13,468,848.65
		% Balance			1.53%	0.17%	0.08%	1.79%
		# Loans			67	7	3	77
		% # Loans			1.52%	0.16%	0.07%	1.74%
FORECLOSURE		Balance		-	-	-	175,313.83	175,313.83
		% Balance		0.00%	0.00%	0.00%	0.02%	0.02%
		# Loans		-	-	-	1	1
		% # Loans		0.00%	0.00%	0.00%	0.02%	0.02%
BANKRUPTCY		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
REO		Balance		-	-	-	450,610.07	450,610.07
		% Balance		0.00%	0.00%	0.00%	0.06%	0.06%
		# Loans		-	-	-	3	3
		% # Loans		0.00%	0.00%	0.00%	0.07%	0.07%

TOTAL		Balance		-	11,580,122.55	1,260,730.51	1,253,919.49	14,094,772.55
		% Balance		0.00%	1.53%	0.17%	0.17%	1.87%
		# Loans		-	67	7	7	81
		% # Loans		0.00%	1.52%	0.16%	0.16%	1.83%
Note: <1 Payment = 0-29days, 1 Payment = 30-59days, 2 Payments = 60-89days, 3+ Payments = 90+
								6 Months Moving Average
1 or 2 Payments Delinquent					3 or More Payments Delinquent


Total Foreclosure					Total Bankruptcy and REO


Note: Dates correspond to distribution dates.
				Page 13 of 28				© COPYRIGHT 2004 Deutsche Bank
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	Delinquency Report for December 20, 2004 Distribution


	Delinquency Report - Group 1 Group


				<1 PAYMENT	1 PAYMENT	2 PAYMENTS	3+ PAYMENTS	TOTAL
DELINQUENT		Balance			6,848,580.11	310,482.44	241,147.87	7,400,210.42
		% Balance			1.54%	0.07%	0.05%	1.66%
		# Loans			40	2	1	43
		% # Loans			1.53%	0.08%	0.04%	1.65%
FORECLOSURE		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
BANKRUPTCY		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
REO		Balance		-	-	-	167,707.03	167,707.03
		% Balance		0.00%	0.00%	0.00%	0.04%	0.04%
		# Loans		-	-	-	1	1
		% # Loans		0.00%	0.00%	0.00%	0.04%	0.04%

TOTAL		Balance		-	6,848,580.11	310,482.44	408,854.90	7,567,917.45
		% Balance		0.00%	1.54%	0.07%	0.09%	1.70%
		# Loans		-	40	2	2	44
		% # Loans		0.00%	1.53%	0.08%	0.08%	1.69%
Note: <1 Payment = 0-29days, 1 Payment = 30-59days, 2 Payments = 60-89days, 3+ Payments = 90+
								6 Months Moving Average
1 or 2 Payments Delinquent					3 or More Payments Delinquent


Total Foreclosure					Total Bankruptcy and REO


Note: Dates correspond to distribution dates.
				Page 14 of 28				© COPYRIGHT 2004 Deutsche Bank
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	Delinquency Report for December 20, 2004 Distribution


	Delinquency Report - Group 2 Group


				<1 PAYMENT	1 PAYMENT	2 PAYMENTS	3+ PAYMENTS	TOTAL
DELINQUENT		Balance			4,731,542.44	950,248.07	386,847.72	6,068,638.23
		% Balance			1.53%	0.31%	0.12%	1.96%
		# Loans			27	5	2	34
		% # Loans			1.50%	0.28%	0.11%	1.88%
FORECLOSURE		Balance		-	-	-	175,313.83	175,313.83
		% Balance		0.00%	0.00%	0.00%	0.06%	0.06%
		# Loans		-	-	-	1	1
		% # Loans		0.00%	0.00%	0.00%	0.06%	0.06%
BANKRUPTCY		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
REO		Balance		-	-	-	282,903.04	282,903.04
		% Balance		0.00%	0.00%	0.00%	0.09%	0.09%
		# Loans		-	-	-	2	2
		% # Loans		0.00%	0.00%	0.00%	0.11%	0.11%

TOTAL		Balance		-	4,731,542.44	950,248.07	845,064.59	6,526,855.10
		% Balance		0.00%	1.53%	0.31%	0.27%	2.11%
		# Loans		-	27	5	5	37
		% # Loans		0.00%	1.50%	0.28%	0.28%	2.05%
Note: <1 Payment = 0-29days, 1 Payment = 30-59days, 2 Payments = 60-89days, 3+ Payments = 90+
								6 Months Moving Average
1 or 2 Payments Delinquent					3 or More Payments Delinquent


Total Foreclosure					Total Bankruptcy and REO


Note: Dates correspond to distribution dates.
				Page 15 of 28				© COPYRIGHT 2004 Deutsche Bank
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	REO Report for December 20, 2004 Distribution


	REO Report - Mortgage Loans that Become REO During Current Distribution


SUMMARY				LOAN GROUP

Total Loan Count = 3				Loan Group 1 = Group 1; REO Book Value = Not Available
Total Original Principal Balance = 456,900.00				Loan Group 2 = Group 2; REO Book Value = Not Available
Total Current Balance = 450,610.07
REO Book Value = Not Available

REO Book Value reported corresponds to total REO loans, including loans that become REO during current distribution.

Loan Number		Original	Stated		Current	State &
&		Principal	Principal	Paid to	Note	LTV at	Original	Origination
Loan Group		Balance	Balance	Date	Rate	Origination	Term	Date

133137182 1		170,500.00	167,707.03	Apr-01-04	4.875%	TX - 94.99%	360	Oct-31-03
38103255 2		70,400.00	69,625.91	Mar-01-04	5.000%	GA - 88.66%	360	Feb-13-04
134194448 2		216,000.00	213,277.13	May-01-04	5.375%	GA - 90.00%	360	Dec-23-03


				Page 16 of 28				© COPYRIGHT 2004 Deutsche Bank
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	Prepayment Report for December 20, 2004 Distribution


	Prepayment Report - Voluntary Prepayments


VOLUNTARY PREPAYMENTS						GROUP 2	GROUP 1	TOTAL

	*Current*
	Number of Paid in Full Loans					38	64	102
	Number of Repurchased Loans					-	-	-
	Total Number of Loans Prepaid in Full					38	64	102

	Paid in Full Balance					6,870,948.15	11,077,004.98	17,947,953.13
	Repurchased Loans Balance					-	-	-
	Curtailments Amount					28,261.16	74,025.62	102,286.78
	Total Prepayment Amount					6,899,209.31	11,151,030.60	18,050,239.91

	*Cumulative*
	Number of Paid in Full Loans					170	351	521
	Number of Repurchased Loans					-	-	-
	Total Number of Loans Prepaid in Full					170	351	521

	Paid in Full Balance					33,646,327.93	68,313,344.95	101,959,672.88
	Repurchased Loans Balance					-	-	-
	Curtailments Amount					612,140.22	854,893.59	1,467,033.81
	Total Prepayment Amount					34,258,468.15	69,168,238.54	103,426,706.69

SPACE INTENTIONALLY LEFT BLANK


Total Prepayments by Groups (in thousands of dollars)					Total Prepayments (in thousands of dollars)


				Page 17 of 28				© COPYRIGHT 2004 Deutsche Bank
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	Prepayment Report - Voluntary Prepayments


VOLUNTARY PREPAYMENT RATES						GROUP 2	GROUP 1	TOTAL

	SMM					2.18%	2.45%	2.34%
	3 Months Avg SMM					1.81%	2.21%	2.05%
	12 Months Avg SMM
	Avg SMM Since Cut-off					1.30%	1.78%	1.59%

	CPR					23.22%	25.72%	24.70%
	3 Months Avg CPR					19.73%	23.54%	22.00%
	12 Months Avg CPR
	Avg CPR Since Cut-off					14.51%	19.43%	17.47%

	PSA					1086.36%	938.70%	991.15%
	3 Months Avg PSA Approximation					1018.13%	926.78%	959.60%
	12 Months Avg PSA Approximation
	Avg PSA Since Cut-off Approximation					1008.99%	953.02%	973.72%



	Group 1
	Group 2


CPR by Groups					Total CPR


PSA by Groups					Total PSA


				Page 18 of 28				© COPYRIGHT 2004 Deutsche Bank
	HarborView Mortgage Loan Trust 2004-3
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	Prepayment Report for December 20, 2004 Distribution


	Prepayment Report - Voluntary Prepayments

	Group 1
	Group 2

CPR Avg since Cut-Off by Groups					Total CPR Avg since Cut-Off


PSA Avg since Cut-Off by Groups					Total PSA Avg since Cut-Off


PREPAYMENT CALCULATION METHODOLOGY
Single Monthly Mortality (SMM): (Voluntary partial and full prepayments + Repurchases)/(Beg Principal Balance - Sched Principal)
Conditional Prepayment Rate (CPR): 1-((1-SMM)^12)
PSA Standard Prepayment Model: CPR/(0.02*min(30,WAS))
Average SMM over period between nth month and mth month (AvgSMMn,m): [(1-SMMn) * (1-SMMn+1) .......(1-SMMm)]^(1/months in period n,m)
Average CPR over period between the nth month and mth month (AvgCPRn,m): 1-((1-AvgSMMn,m)^12)
Average PSA Approximation over period between the nth month and mth month: AvgCPRn,m/(0.002*Avg WASn,m))
Average WASn,m: (min(30,WASn)+min(30,WASn+1)+.......+min(30,WASm)/(number of months in the period n,m)
Weighted Average Seasoning (WAS)

Note: Prepayment rates are calculated since deal issue date and include partial and full voluntary prepayments and repurchases.
Dates correspond to distribution dates.

				Page 19 of 28				© COPYRIGHT 2004 Deutsche Bank


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	Prepayment Detail Report for December 20, 2004 Distribution


	Prepayment Detail Report - Loans Prepaid in Full During Current Distribution


SUMMARY						LOAN GROUP

Total Loan Count = 102						Loan Group 1 = Group 1
Total Original Principal Balance = 18,235,227.00						Loan Group 2 = Group 2
Total Prepayment Amount = 17,947,953.13


Loan Number			Original			Current	State &	Type Prepayment
&		Loan	Principal	Prepayment	Prepayment	Note	LTV at	&	Origination
Loan Group		Status	Balance	Amount	Date	Rate	Origination	Original Term	Date

855516 1			322,700.00	316,995.97	Nov-16-04	4.875%	MA - 56.45%	Paid Off - 360	Aug-15-03
19866482 1			143,920.00	141,614.94	Nov-01-04	5.000%	GA - 80.00%	Paid Off - 360	Sep-08-03
24743957 1			250,923.00	247,167.86	Nov-03-04	5.375%	CA - 71.09%	Paid Off - 360	Sep-17-03
25685512 1			88,400.00	86,886.73	Nov-01-04	5.000%	NC - 80.00%	Paid Off - 360	Sep-26-03
25705872 1			104,000.00	101,312.24	Nov-01-04	4.625%	IA - 80.00%	Paid Off - 360	Jun-06-03
26384206 1			127,920.00	125,572.97	Nov-30-04	4.750%	GA - 80.00%	Paid Off - 360	Aug-15-03
27845742 1			206,700.00	189,433.51	Nov-23-04	5.125%	CA - 70.07%	Paid Off - 360	Aug-19-03
28491728 1			108,000.00	106,047.95	Nov-01-04	4.750%	AZ - 80.00%	Paid Off - 360	Aug-21-03
29855277 1			191,150.00	188,627.98	Nov-30-04	5.125%	IA - 79.98%	Paid Off - 360	Nov-26-03
30102081 1			171,200.00	167,203.09	Nov-02-04	4.000%	CO - 80.00%	Paid Off - 360	Aug-15-03
30626188 1			300,000.00	295,473.32	Nov-02-04	4.875%	CA - 75.00%	Paid Off - 360	Sep-30-03
31608706 1			250,000.00	244,955.76	Nov-01-04	4.250%	VA - 78.13%	Paid Off - 360	Aug-04-03
31697345 1			143,800.00	141,369.70	Nov-02-04	5.125%	MN - 88.77%	Paid Off - 360	Aug-11-03
33369935 1			156,600.00	154,653.16	Nov-01-04	6.375%	OH - 90.00%	Paid Off - 360	Sep-22-03
33383985 1			127,920.00	125,708.94	Nov-19-04	5.000%	AZ - 80.00%	Paid Off - 360	Aug-15-03
33952276 1			125,520.00	123,598.33	Nov-03-04	5.250%	MD - 80.00%	Paid Off - 360	Sep-15-03
34098814 1			163,200.00	161,100.56	Nov-26-04	5.750%	CA - 80.00%	Paid Off - 360	Oct-31-03
34117242 1			126,400.00	124,405.65	Nov-22-04	4.625%	MN - 80.00%	Paid Off - 360	Oct-22-03
34230656 1			176,000.00	172,976.70	Nov-08-04	5.125%	NM - 80.00%	Paid Off - 360	Aug-28-03
34236224 1			185,000.00	182,331.55	Nov-08-04	5.125%	WA - 69.81%	Paid Off - 360	Oct-06-03
34242016 1			296,000.00	290,342.74	Nov-26-04	4.000%	MN - 80.00%	Paid Off - 360	Sep-12-03
34349357 1			214,400.00	210,857.47	Nov-11-04	5.250%	MD - 80.00%	Paid Off - 360	Aug-29-03
34431072 1			256,000.00	252,137.20	Nov-24-04	4.875%	CA - 80.00%	Paid Off - 360	Oct-10-03
34549584 1			169,600.00	166,883.58	Nov-26-04	5.000%	CO - 80.00%	Paid Off - 360	Sep-26-03
34568824 1			239,200.00	235,620.38	Nov-16-04	5.375%	CA - 80.00%	Paid Off - 360	Sep-26-03
34781971 1			174,000.00	171,432.87	Nov-10-04	5.000%	CA - 80.00%	Paid Off - 360	Oct-15-03
34789529 1			52,000.00	51,299.51	Nov-01-04	5.500%	ID - 78.79%	Paid Off - 360	Oct-23-03
34795575 1			148,000.00	146,015.93	Nov-16-04	5.125%	OR - 80.00%	Paid Off - 360	Oct-31-03
34805218 1			148,000.00	145,581.60	Nov-30-04	4.875%	MD - 80.00%	Paid Off - 360	Oct-10-03
34904128 1			140,000.00	137,658.21	Nov-10-04	5.250%	CA - 80.00%	Paid Off - 360	Oct-14-03
34909945 1			82,400.00	81,166.82	Nov-03-04	5.375%	AZ - 80.00%	Paid Off - 360	Sep-25-03
35187293 1			108,000.00	106,575.03	Nov-23-04	5.125%	MD - 80.00%	Paid Off - 360	Oct-28-03
35252451 1			164,000.00	161,345.02	Nov-23-04	5.500%	MN - 80.00%	Paid Off - 360	Sep-29-03
35561695 1			322,700.00	318,149.77	Nov-26-04	5.250%	VA - 78.71%	Paid Off - 360	Oct-24-03
35631316 1			64,400.00	63,590.55	Nov-10-04	5.875%	GA - 80.00%	Paid Off - 360	Oct-15-03
35951508 1			265,600.00	261,681.40	Nov-17-04	5.000%	MN - 80.00%	Paid Off - 360	Oct-30-03
36172724 1			127,200.00	123,814.42	Nov-24-04	3.500%	CA - 80.00%	Paid Off - 360	Oct-30-03
36341196 1			114,000.00	112,497.30	Nov-15-04	5.250%	VA - 80.00%	Paid Off - 360	Nov-26-03
36343432 1			184,560.00	181,584.94	Nov-30-04	5.125%	CO - 79.92%	Paid Off - 360	Oct-28-03
129608543 1			281,600.00	275,096.80	Nov-12-04	3.750%	FL - 80.00%	Paid Off - 360	Jul-15-03
130578156 1			136,000.00	132,859.28	Nov-05-04	3.750%	AL - 80.00%	Paid Off - 360	Jul-23-03
130891591 1			240,533.00	236,151.32	Nov-01-04	5.250%	IL - 79.65%	Paid Off - 360	Sep-29-03
130956147 1			112,000.00	109,655.64	Nov-15-04	4.125%	IA - 80.00%	Paid Off - 360	Aug-25-03
131078784 1			144,240.00	141,981.21	Nov-23-04	5.125%	FL - 80.00%	Paid Off - 360	Sep-26-03

					Page 20 of 28				© COPYRIGHT 2004 Deutsche Bank
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	Prepayment Detail Report - Loans Prepaid in Full During Current Distribution



Loan Number			Original			Current	State &
&		Loan	Principal	Prepayment	Prepayment	Note	LTV at	Original	Origination
Loan Group		Status	Balance	Amount	Date	Rate	Origination	Term	Date

131302754 1			165,444.00	162,064.06	Nov-02-04	4.250%	MO - 73.86%	Paid Off - 360	Aug-11-03
131422289 1			178,000.00	174,169.37	Nov-01-04	3.750%	VA - 80.00%	Paid Off - 360	Aug-26-03
131817363 1			169,600.00	167,119.10	Nov-12-04	5.500%	MA - 80.00%	Paid Off - 360	Sep-25-03
131857179 1			164,350.00	161,312.83	Nov-15-04	4.625%	IL - 95.00%	Paid Off - 360	Aug-21-03
132003468 1			62,650.00	61,542.59	Nov-10-04	4.875%	KY - 70.00%	Paid Off - 360	Aug-26-03
132092917 1			317,000.00	312,035.77	Nov-18-04	5.125%	CA - 74.94%	Paid Off - 360	Sep-19-03
132274606 1			106,500.00	104,353.10	Nov-12-04	5.000%	LA - 75.00%	Paid Off - 360	Aug-26-03
132293556 1			303,200.00	298,419.09	Nov-26-04	4.125%	TN - 80.00%	Paid Off - 360	Nov-04-03
132522111 1			204,250.00	201,433.68	Nov-01-04	5.375%	CA - 95.00%	Paid Off - 360	Oct-17-03
132587957 1			102,000.00	100,473.43	Nov-16-04	5.375%	OK - 80.00%	Paid Off - 360	Sep-26-03
132860743 1			230,000.00	226,753.15	Nov-09-04	4.750%	MD - 76.41%	Paid Off - 360	Nov-21-03
133082412 1			186,750.00	184,402.62	Nov-30-04	5.875%	CA - 82.63%	Paid Off - 360	Oct-09-03
133179788 1			108,000.00	106,020.86	Nov-16-04	5.625%	KS - 80.00%	Paid Off - 360	Oct-24-03
133194407 1			160,045.00	157,980.83	Nov-23-04	5.250%	VA - 88.91%	Paid Off - 360	Nov-18-03
133241133 1			156,800.00	154,731.17	Nov-15-04	5.125%	CA - 80.00%	Paid Off - 360	Oct-31-03
133520726 1			160,000.00	157,584.98	Nov-30-04	4.375%	NY - 80.00%	Paid Off - 360	Nov-25-03
224519611 1			239,900.00	236,564.76	Nov-30-04	4.875%	CA - 79.97%	Paid Off - 360	Nov-03-03
224532143 1			254,000.00	249,201.39	Nov-30-04	4.500%	CA - 78.15%	Paid Off - 360	Aug-18-03
224912923 1			231,200.00	227,579.38	Nov-03-04	5.125%	CA - 80.00%	Paid Off - 360	Sep-08-03
226796845 1			124,000.00	121,846.92	Nov-16-04	5.250%	AZ - 80.00%	Paid Off - 360	Aug-25-03
18490508 2			322,700.00	318,924.79	Nov-30-04	5.250%	FL - 94.91%	Paid Off - 360	Dec-08-03
24223364 2			204,442.00	202,209.74	Nov-04-04	5.625%	OR - 80.00%	Paid Off - 360	Dec-16-03
29628096 2			262,616.00	259,400.69	Nov-09-04	5.000%	IL - 80.00%	Paid Off - 360	Dec-19-03
33798505 2			229,320.00	226,382.91	Nov-26-04	4.750%	CA - 80.00%	Paid Off - 360	Dec-05-03
35078799 2			132,000.00	130,420.19	Nov-26-04	5.125%	NY - 80.00%	Paid Off - 360	Dec-22-03
35098052 2			238,232.00	235,508.06	Nov-10-04	5.375%	MD - 80.00%	Paid Off - 360	Dec-09-03
35472844 2			127,100.00	125,355.95	Nov-19-04	5.125%	NY - 47.96%	Paid Off - 360	Dec-29-03
35934009 2			283,200.00	279,057.84	Nov-30-04	4.000%	MA - 80.00%	Paid Off - 360	Dec-22-03
36021004 2			76,500.00	75,639.59	Nov-01-04	4.875%	IL - 79.69%	Paid Off - 360	Jan-22-04
36089647 2			190,400.00	187,734.63	Nov-02-04	4.250%	CO - 80.00%	Paid Off - 360	Dec-08-03
36385672 2			172,000.00	170,207.17	Nov-05-04	5.875%	CA - 74.78%	Paid Off - 360	Jan-06-04
36466878 2			164,000.00	161,704.17	Nov-01-04	4.250%	PA - 80.00%	Paid Off - 360	Dec-22-03
36610053 2			147,200.00	145,386.47	Nov-29-04	5.500%	OR - 80.00%	Paid Off - 360	Nov-26-03
36640746 2			144,000.00	142,315.40	Nov-30-04	5.250%	WA - 80.00%	Paid Off - 360	Dec-09-03
36746915 2			101,200.00	99,874.47	Nov-17-04	4.625%	IL - 80.00%	Paid Off - 360	Dec-19-03
36768604 2			112,137.00	110,452.46	Nov-15-04	4.750%	AZ - 80.00%	Paid Off - 360	Dec-01-03
36774834 2			218,000.00	215,206.54	Nov-08-04	5.000%	NV - 69.21%	Paid Off - 360	Dec-24-03
37007572 2			322,700.00	317,099.59	Nov-26-04	3.000%	GA - 62.06%	Paid Off - 360	Dec-29-03
37125341 2			150,320.00	147,819.13	Nov-02-04	3.750%	FL - 80.00%	Paid Off - 360	Dec-19-03
37249463 2			174,000.00	171,399.09	Nov-17-04	3.875%	OH - 86.69%	Paid Off - 360	Dec-17-03
37440013 2			112,800.00	111,531.22	Nov-22-04	4.875%	MS - 80.00%	Paid Off - 360	Jan-05-04
37725785 2			190,400.00	188,281.41	Nov-24-04	5.500%	NV - 80.00%	Paid Off - 360	Jan-27-04
37839644 2			115,200.00	114,147.00	Nov-15-04	6.000%	MI - 90.00%	Paid Off - 360	Jan-28-04
37892155 2			154,000.00	152,586.68	Nov-05-04	4.750%	CA - 70.00%	Paid Off - 360	Mar-10-04
38109237 2			111,200.00	109,887.86	Nov-11-04	4.000%	KS - 80.00%	Paid Off - 360	Feb-16-04
38545646 2			102,950.00	101,963.85	Nov-08-04	5.750%	MI - 92.33%	Paid Off - 360	Feb-09-04
39150172 2			200,000.00	198,004.43	Nov-01-04	4.875%	MN - 39.21%	Paid Off - 360	Feb-27-04
132246893 2			270,110.00	266,950.00	Nov-24-04	5.250%	CA - 80.00%	Paid Off - 360	Dec-10-03
132727629 2			183,965.00	181,661.19	Nov-30-04	4.875%	CA - 80.00%	Paid Off - 360	Dec-04-03
133561811 2			200,000.00	197,551.27	Nov-30-04	5.000%	CT - 70.18%	Paid Off - 360	Dec-16-03
133592162 2			141,000.00	139,074.04	Nov-30-04	5.500%	OR - 74.21%	Paid Off - 360	Oct-29-03
133876458 2			158,650.00	157,333.56	Nov-11-04	5.875%	IL - 95.00%	Paid Off - 360	Feb-02-04

					Page 21 of 28				© COPYRIGHT 2004 Deutsche Bank
	HarborView Mortgage Loan Trust 2004-3
	Mortgage Pass-Through Certificates
	Series 2004-3
	Prepayment Detail Report for December 20, 2004 Distribution


	Prepayment Detail Report - Loans Prepaid in Full During Current Distribution



Loan Number			Original			Current	State &
&		Loan	Principal	Prepayment	Prepayment	Note	LTV at	Original	Origination
Loan Group		Status	Balance	Amount	Date	Rate	Origination	Term	Date

133893529 2			220,800.00	218,216.85	Nov-26-04	5.250%	NJ - 80.00%	Paid Off - 360	Dec-08-03
133917666 2			136,000.00	134,444.87	Nov-26-04	5.375%	MI - 80.00%	Paid Off - 360	Dec-10-03
133974519 2			170,000.00	167,458.77	Nov-08-04	3.875%	SC - 71.16%	Paid Off - 360	Dec-12-03
134171859 2			228,000.00	225,000.71	Nov-02-04	5.125%	CA - 80.00%	Paid Off - 360	Dec-04-03
134231083 2			178,860.00	176,905.21	Nov-16-04	4.375%	IL - 77.77%	Paid Off - 360	Jan-28-04
134904739 2			311,750.00	307,850.35	Nov-02-04	4.500%	IL - 85.00%	Paid Off - 360	Jan-23-04


					Page 22 of 28				© COPYRIGHT 2004 Deutsche Bank
	HarborView Mortgage Loan Trust 2004-3
	Mortgage Pass-Through Certificates
	Series 2004-3
	Realized Loss Report for December 20, 2004 Distribution


	Realized Loss Report - Collateral


COLLATERAL REALIZED LOSSES						GROUP 2	GROUP 1	TOTAL

	*Current*
	Number of Loans Liquidated					-	-	-
	Collateral Realized Loss/(Gain) Amount					-	-	-
	Net Liquidation Proceeds					-	-	-

	*Cumulative*
	Number of Loans Liquidated					-	-	-
	Collateral Realized Loss/(Gain) Amount					-	-	-
	Net Liquidation Proceeds					-	-	-

	Note: Collateral Realized Loss Amount may include adjustments to loans liquidated in prior periods.

SPACE INTENTIONALLY LEFT BLANK


	Group 1						3 Months Moving Average
	Group 2

Collateral Loss Severity Approximation by Groups					Collateral Loss Severity Approximation


				Page 23 of 28				© COPYRIGHT 2004 Deutsche Bank
	HarborView Mortgage Loan Trust 2004-3
	Mortgage Pass-Through Certificates
	Series 2004-3
	Realized Loss Report for December 20, 2004 Distribution


	Realized Loss Report - Collateral


DEFAULT SPEEDS						GROUP 2	GROUP 1	TOTAL

	MDR					0.00%	0.00%	0.00%
	3 Months Avg MDR					0.00%	0.00%	0.00%
	12 Months Avg MDR
	Avg MDR Since Cut-off					0.00%	0.00%	0.00%

	CDR					0.00%	0.00%	0.00%
	3 Months Avg CDR					0.00%	0.00%	0.00%
	12 Months Avg CDR
	Avg CDR Since Cut-off					0.00%	0.00%	0.00%

	SDA					0.00%	0.00%	0.00%
	3 Months Avg SDA Approximation					0.00%	0.00%	0.00%
	12 Months Avg SDA Approximation
	Avg SDA Since Cut-off Approximation					0.00%	0.00%	0.00%

	Loss Severity Approximation for Current Period
	3 Months Avg Loss Severity Approximation
	12 Months Avg Loss Severity Approximation
	Avg Loss Severity Approximation Since Cut-off

	Group 1
	Group 2
CDR by Groups					Total CDR


SDA by Groups					Total SDA


				Page 24 of 28				© COPYRIGHT 2004 Deutsche Bank
	HarborView Mortgage Loan Trust 2004-3
	Mortgage Pass-Through Certificates
	Series 2004-3
	Realized Loss Report for December 20, 2004 Distribution


	Realized Loss Report - Collateral

	Group 1
	Group 2

CDR Avg since Cut-Off by Groups					Total CDR Avg since Cut-Off


SDA Avg since Cut-Off by Groups					Total SDA Avg since Cut-Off


COLLATERAL REALIZED LOSS CALCULATION METHODOLOGY
Monthly Default Rate (MDR): (Beg Principal Balance of Liquidated Loans)/(Total Beg Principal Balance)
Conditional Default Rate (CDR): 1-((1-MDR)^12)
SDA Standard Default Assumption: CDR/IF(WAS<61,MIN(30,WAS)0.02,MAX(0.03,MIN(30,WAS)0.02-0.0095*(WAS-60)))
Average MDR over period between nth month and mth month (AvgMDRn,m): [(1-MDRn) * (1-MDRn+1) .......(1-MDRm)]^(1/months in period n,m)
Average CDR over period between the nth month and mth month (AvgCDRn,m): 1-((1-AvgMDRn,m)^12)
Average SDA Approximation over period between the nth month and mth month:
AvgCDRn,m/IF(Avg WASn,m<61,MIN(30,Avg WASn,m)0.02,MAX(0.03,MIN(30,Avg WASn,m)0.02-0.0095*(Avg WASn,m-60)))
Average WASn,m: (WASn + WASn+1 +.......+ WASm )/(number of months in the period n,m)
Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)
Average Loss Severity Approximation over period between nth month and mth month: Avg(Loss Severityn,m)
Note: Default rates are calculated since deal issue date and include realized gains and additional realized losses and gains from prior periods.
Dates correspond to distribution dates.

				Page 25 of 28				© COPYRIGHT 2004 Deutsche Bank


	HarborView Mortgage Loan Trust 2004-3
	Mortgage Pass-Through Certificates
	Series 2004-3
	Realized Loss Detail Report for December 20, 2004 Distribution


	Realized Loss Detail Report - Loans Liquidated During Current Distribution

SUMMARY							LOAN GROUP
Total Loan Count Current Losses = 0
Total Loan Count Revisions = 0						Loan Group 1 = Group 1
Total Prior Principal Balance = 0.00						Loan Group 2 = Group 2
Total Current Realized Loss Amount = 0.00
Total Revisions Amount = 0.00
Total Realized Loss Amount = 0.00
Total Net Liquidation Proceeds = 0.00
Note: Total Realized Loss Amount may include adjustments to loans liquidated in prior periods.

Loan Number			Current	State &		Prior	Realized		Cumulative
&		Loan	Note	LTV at	Original	Principal	Loss/(Gain)	Realized	Realized
Loan Group		Status	Rate	Origination	Term	Balance	Revisions	Loss/(Gain)	Loss/(Gain)
SPACE INTENTIONALLY LEFT BLANK


					Page 26 of 28				© COPYRIGHT 2004 Deutsche Bank
	HarborView Mortgage Loan Trust 2004-3
	Mortgage Pass-Through Certificates
	Series 2004-3
	Triggers, Adj. Rate Cert. and Miscellaneous Report for December 20, 2004 Distribution


	Triggers, Adj. Rate Cert. and Miscellaneous Report


TRIGGER EVENTS						GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK


ADJUSTABLE RATE CERTIFICATE INFORMATION						GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK


ADDITIONAL INFORMATION						GROUP 2	GROUP 1	TOTAL

	Prepayment Interest Shortfall					2,434.13	5,876.93	8,311.06
	Compensating Interest					2,434.13	5,876.93	8,311.06

	Net PPIS					0.00	0.00	0.00


				Page 27 of 28				© COPYRIGHT 2004 Deutsche Bank
	HarborView Mortgage Loan Trust 2004-3
	Mortgage Pass-Through Certificates
	Series 2004-3
	Additional Certificate Report for December 20, 2004 Distribution


	Additional Certificate Report

SPACE INTENTIONALLY LEFT BLANK
	CLASS


				Page 28 of 28				© COPYRIGHT 2004 Deutsche Bank

HarborView Mortgage Loan Trust 2004-3 8-K