

                                    UNITED STATES
                          SECURITIES AND EXCHANGE COMMISSION
                                Washington, D.C. 20549

                                      FORM 8-K

                                   CURRENT REPORT
        Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

             Date of Report (Date of earliest event reported): December 27, 2004
                             (Date of earliest event reported)


                                Citigroup Mortgage Loan Trust Inc.
              (as Depositor under the Pooling and Servicing Agreement, dated as
               October 1, 2004, providing for the issuance of Asset Backed
                          Pass-Through Certificates, Series 2004-RES1)
                      (Exact name of registrant as specified in charter)


                                         DELAWARE
                     (State or Other Jurisdiction of Incorporation)

               333-117349-05                        01-0791848
          (Commission File Number)        (I.R.S. Employer Identification No.)


           390 Greenwich Street
           NEW YORK, NEW YORK                             10013
          (Address of principal executive offices)     (Zip Code)


          Registrant's Telephone Number, Including Area Code:  (212) 816-6000


             (Former name or former address, if changed since last report.)



     Check the appropriate box below if the Form 8-K filing is intended to
     simultaneously satisfy the filing obligation of the registrant under any
     of the following provisions (see General Instruction A.2. below):

     [  ] Written communications pursuant to Rule 425 under the Securities Act
     (17 CFR 230.425)

     [  ] Soliciting material pursuant to Rule 14a-12(b) under the Exchange Act
     (17 CFR 240.14a-12(b))

     [  ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
     Exchange Act (17 CFR 240.14d-2(b))

     [  ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
     Exchange Act (17 CFR 240.13e-4(c))


     Item 8.01 Other Events.

     This current report on Form 8-K relates to the monthly distribution
     reported to the holders of Citigroup Mortgage Loan Trust, Series
     2004-RES1 Asset Backed Pass-Through Certificates, Series 2004-RES1,
     which was made on October 1, 2004

     Item 9.01 Financial Statements and Exhibits.

     (c) Exhibits

     Exhibit No. Description

     99.1 Monthly Remittance Statement to the Certificateholders dated as of
     December 27, 2004.

                                  SIGNATURES


    Pursuant to the requirements of the Securities Exchange Act of 1934,
    the Registrant has duly caused this report to be signed on behalf of
    the Registrant by the undersigned thereunto duly authorized.



                                           DEUTSCHE BANK NATIONAL TRUST COMPANY,
                                           IN ITS CAPACITY AS TRUSTEE UNDER THE
                                           POOLING AND SERVICING AGREEMENT ON
                                           BEHALF OF CITIGROUP MORTGAGE LOAN
                                           TRUST INC., REGISTRANT



          Date:  Dec 28, 2004               By:  /s/  Katherine M. Wannenmacher
                                            Katherine M. Wannenmacher
                                            Vice President



                                   EXHIBIT INDEX

          DOCUMENT

       99.1 Monthly Remittance Statement to the Certificateholders dated as of
               December 27, 2004.



Citigroup Mortgage Loan Trust 2004-RES1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2004-RES1

December 27, 2004 Distribution

				External Parties					Table of Contents

												Page
				Seller								Page
				Seller					1. Certificate Payment Report					2
				Citigroup					1. Certificate Payment Report					2
				Citigroup					2. Collection Account Report					4
									2. Collection Account Report					4
									3. Credit Enhancement Report					6
									4. Collateral Report					7
				Certificate Insurer(s)					5. Delinquency Report					10
				Certificate Insurer(s)					5. Delinquency Report					10
									6. REO Report					13

									7. Foreclosure Report					14
									8. Prepayment Report					15
									9. Prepayment Detail Report					18
									9. Prepayment Detail Report					18
									10. Realized Loss Report					20
									11. Realized Loss Detail Report					23
				Servicer(s)					11. Realized Loss Detail Report					23
				Servicer(s)					12. Triggers and Adj. Cert. Report					24
				Litton Loan Servicing					12. Triggers and Adj. Cert. Report					24
				Litton Loan Servicing					13. Additional Certificate Report					25
									13. Additional Certificate Report					25


				Underwriter(s)
				Citigroup


									Total Number of Pages					25
									Total Number of Pages

				Dates					Contacts

				Cut-Off Date:		October 01, 2004			Hang Luu
				Close Date:		October 15, 2004			Administrator
				First Distribution Date:		November 26, 2004			(714) 247-6000
									hang-thai.luu@db.com
									hang-thai.luu@db.com
									Address:
									1761 East St. Andrew Place, Santa Ana, CA 92705
				Distribution Date:		December 27, 2004
									Factor Information:			(800) 735-7777
				Record Date:		November 30, 2004			Factor Information:			(800) 735-7777
									Main Phone Number:			(714) 247-6000

						December 24, 2004
						December 24, 2004

									https://www.tss.db.com/invr






Page 1 of 25
Citigroup Mortgage Loan Trust 2004-RES1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2004-RES1

December 27, 2004 Distribution
Certificate Payment Report
Current Period Distribution - REMIC II
					Prior											Current
	Class		Original		Principal					Total		Realized		Deferred		Principal
	Class		Original		Principal					Total		Realized		Deferred		Principal
Class	Type	Cur	Face Value		Balance	Interest		Principal		Distribution		Loss		Interest		Balance


					(1)	(2)		(3)		(4)=(2)+(3)		(5)		(6)		(7)=(1)-(3)-(5)+(6)

A-1		$	391,756,000.00		386,478,216.33	825,555.37		10,157,857.15		10,983,412.52		0.00		0.00		376,320,359.18
A-1		$	391,756,000.00		386,478,216.33	825,555.37		10,157,857.15		10,983,412.52		0.00		0.00		376,320,359.18
A-2		$	143,656,000.00		141,615,513.08	314,699.29		2,573,764.22		2,888,463.51		0.00		0.00		139,041,748.86
M-1		$	21,220,000.00		21,220,000.00	51,723.47		0.00		51,723.47		0.00		0.00		21,220,000.00
M-2		$	13,711,000.00		13,711,000.00	33,774.58		0.00		33,774.58		0.00		0.00		13,711,000.00
M-3		$	13,059,000.00		13,059,000.00	32,618.31		0.00		32,618.31		0.00		0.00		13,059,000.00
M-4		$	10,447,000.00		10,447,000.00	29,332.72		0.00		29,332.72		0.00		0.00		10,447,000.00
M-5		$	10,120,000.00		10,120,000.00	29,024.59		0.00		29,024.59		0.00		0.00		10,120,000.00
M-6		$	6,529,000.00		6,529,000.00	19,849.89		0.00		19,849.89		0.00		0.00		6,529,000.00
M-7		$	6,529,000.00		6,529,000.00	22,098.77		0.00		22,098.77		0.00		0.00		6,529,000.00
M-8		$	3,265,000.00		3,265,000.00	11,472.80		0.00		11,472.80		0.00		0.00		3,265,000.00
M-9		$	7,181,000.00		7,181,000.00	30,489.24		0.00		30,489.24		0.00		0.00		7,181,000.00
M-10		$	3,264,000.00		3,264,000.00	13,858.36		0.00		13,858.36		0.00		0.00		3,264,000.00
M-11		$	6,529,000.00		6,529,000.00	27,720.96		0.00		27,720.96		0.00		0.00		6,529,000.00
M-12		$	1,638,000.00		1,638,000.00	6,954.65		0.00		6,954.65		0.00		0.00		1,638,000.00
CE		$	14,038,820.48		14,038,272.79	2,108,158.42		0.00		2,108,158.42		0.00		0.00		14,038,272.79
P		$	100.00		100.00	149,249.54		0.00		149,249.54		0.00		0.00		100.00
R		$	0.00		0.00	0.00		0.00		0.00		0.00		0.00		0.00
R-X		$	0.00		0.00	0.00		0.00		0.00		0.00		0.00		0.00

Total			652,942,920.48		645,624,102.20	3,706,580.96		12,731,621.37		16,438,202.33		0.00		0.00		632,892,480.83
Total




Interest Accrual Detail Current Period Factor Information per $1,000 of Original Face-
								Orig. Principal		Prior							Current
								Orig. Principal		Prior							Current
	Period		Period					(with Notional)		Principal						Total	Principal
	Period		Period
Class	Starting		Ending		Method	Cusip		Balance		Balance		Interest		Principal		Distribution	Balance

								(1)		(1)		(2)		(3)		(4)=(2)+(3)	(5)
A-1	11/26/04		12/26/04		A-Act/360	17307GKJ6		391,756,000.00		986.527880		2.107320		25.929040		28.036361	960.598840
A-2	11/26/04		12/26/04		A-Act/360	17307GKK3		143,656,000.00		985.796020		2.190645		17.916162		20.106807	967.879858
M-1	11/26/04		12/26/04		A-Act/360	17307GKL1		21,220,000.00		1,000.000000		2.437487		0.000000		2.437487	1,000.000000
M-2	11/26/04		12/26/04		A-Act/360	17307GKM9		13,711,000.00		1,000.000000		2.463320		0.000000		2.463320	1,000.000000
M-3	11/26/04		12/26/04		A-Act/360	17307GKN7		13,059,000.00		1,000.000000		2.497765		0.000000		2.497765	1,000.000000
M-4	11/26/04		12/26/04		A-Act/360	17307GKP2		10,447,000.00		1,000.000000		2.807765		0.000000		2.807765	1,000.000000
M-5	11/26/04		12/26/04		A-Act/360	17307GKQ0		10,120,000.00		1,000.000000		2.868042		0.000000		2.868042	1,000.000000
M-6	11/26/04		12/26/04		A-Act/360	17307GKR8		6,529,000.00		1,000.000000		3.040265		0.000000		3.040265	1,000.000000
M-7	11/26/04		12/26/04		A-Act/360	17307GKS6		6,529,000.00		1,000.000000		3.384710		0.000000		3.384710	1,000.000000
M-8	11/26/04		12/26/04		A-Act/360	17307GKT4		3,265,000.00		1,000.000000		3.513874		0.000000		3.513874	1,000.000000
M-9	11/26/04		12/26/04		A-Act/360	17307GKU1		7,181,000.00		1,000.000000		4.245821		0.000000		4.245821	1,000.000000
M-10	11/26/04		12/26/04		A-Act/360	17307GKV9		3,264,000.00		1,000.000000		4.245821		0.000000		4.245821	1,000.000000
M-11	11/26/04		12/26/04		A-Act/360	17307GKW7		6,529,000.00		1,000.000000		4.245820		0.000000		4.245820	1,000.000000
M-12	11/26/04		12/26/04		A-Act/360	17307GKX5		1,638,000.00		1,000.000000		4.245818		0.000000		4.245818	1,000.000000
CE	11/25/04		12/24/04		A-30/360	1729749P4		14,038,820.48		999.960987		150.166349		0.000000		150.166349	999.960987
P	11/25/04		12/24/04		A-30/360	1729749Q2		100.00		1,000.000000		1,492,495.400000		0.000000		1,492,495.400000	1,000.000000
R	11/25/04		12/24/04		A-30/360	1729749R0		0.00		0.000000		0.000000		0.000000		0.000000	0.000000
R-X	11/25/04		12/24/04		A-30/360	1729759J5		0.00		0.000000		0.000000		0.000000		0.000000	0.000000



Page 2 of 25
Citigroup Mortgage Loan Trust 2004-RES1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2004-RES1

December 27, 2004 Distribution

Distribution to Date - REMIC II
																Current


	Original				Unscheduled	Scheduled		Total		Total		Realized		Deferred		Principal

Class	Face Value		Interest		Principal	Principal		Principal		Distribution		Loss		Interest		Balance
	(1)		(2)		(3)	(4)		(5)=(3)+(4)		(6)=(2)+(5)		(7)		(8)		(9)=(1)-(5)-(7)+(8)
A-1	391,756,000.00		1,817,350.98		14,779,598.17	656,042.65		15,435,640.82		17,252,991.80		0.00		0.00		376,320,359.18
A-2	143,656,000.00		695,148.26		4,406,231.55	208,019.59		4,614,251.14		5,309,399.40		0.00		0.00		139,041,748.86
M-1	21,220,000.00		114,110.27		0.00	0.00		0.00		114,110.27		0.00		0.00		21,220,000.00
M-2	13,711,000.00		74,564.81		0.00	0.00		0.00		74,564.81		0.00		0.00		13,711,000.00
M-3	13,059,000.00		72,078.26		0.00	0.00		0.00		72,078.26		0.00		0.00		13,059,000.00
M-4	10,447,000.00		65,287.81		0.00	0.00		0.00		65,287.81		0.00		0.00		10,447,000.00
M-5	10,120,000.00		64,680.72		0.00	0.00		0.00		64,680.72		0.00		0.00		10,120,000.00
M-6	6,529,000.00		44,377.17		0.00	0.00		0.00		44,377.17		0.00		0.00		6,529,000.00
M-7	6,529,000.00		49,672.91		0.00	0.00		0.00		49,672.91		0.00		0.00		6,529,000.00
M-8	3,265,000.00		25,833.36		0.00	0.00		0.00		25,833.36		0.00		0.00		3,265,000.00
M-9	7,181,000.00		69,194.83		0.00	0.00		0.00		69,194.83		0.00		0.00		7,181,000.00
M-10	3,264,000.00		31,451.32		0.00	0.00		0.00		31,451.32		0.00		0.00		3,264,000.00
M-11	6,529,000.00		62,912.27		0.00	0.00		0.00		62,912.27		0.00		0.00		6,529,000.00
M-12	1,638,000.00		15,783.47		0.00	0.00		0.00		15,783.47		0.00		0.00		1,638,000.00
CE	14,038,820.48		3,947,584.01		0.00	0.00		547.69		3,948,131.70		0.00		0.00		14,038,272.79
P	100.00		247,396.74		0.00	0.00		0.00		247,396.74		0.00		0.00		100.00
R	0.00		0.00		0.00	0.00		0.00		0.00		0.00		0.00		0.00
R-X	0.00		0.00		0.00	0.00		0.00		0.00		0.00		0.00		0.00

Total	652,942,920.48		7,397,427.19		19,185,829.72	864,062.24		20,050,439.65		27,447,866.84		0.00		0.00		632,892,480.83


Interest Detail - REMIC II
	Pass		Prior Principal			Non-		Prior		Unscheduled				Paid or		Current
	Pass		Prior Principal			Non-		Prior		Unscheduled				Paid or

	Through		(with Notional)		Accrued	Supported		Unpaid		Interest		Optimal		Deferred		Unpaid

Class	Rate		Balance		Interest	Interest SF		Interest		Adjustment		Interest		Interest		Interest
					(1)	(2)		(3)		(4)		(5)=(1)-(2)+(3)+(4)		(6)		(7)=(5)-(6)
A-1	2.48063%		386,478,216.33		825,555.37	0.00		0.00		0.00		825,555.37		825,555.37		0.00
A-2	2.58063%		141,615,513.08		314,699.29	0.00		0.00		0.00		314,699.29		314,699.29		0.00
M-1	2.83063%		21,220,000.00		51,723.47	0.00		0.00		0.00		51,723.47		51,723.47		0.00
M-2	2.86063%		13,711,000.00		33,774.58	0.00		0.00		0.00		33,774.58		33,774.58		0.00
M-3	2.90063%		13,059,000.00		32,618.31	0.00		0.00		0.00		32,618.31		32,618.31		0.00
M-4	3.26063%		10,447,000.00		29,332.72	0.00		0.00		0.00		29,332.72		29,332.72		0.00
M-5	3.33063%		10,120,000.00		29,024.59	0.00		0.00		0.00		29,024.59		29,024.59		0.00
M-6	3.53063%		6,529,000.00		19,849.89	0.00		0.00		0.00		19,849.89		19,849.89		0.00
M-7	3.93063%		6,529,000.00		22,098.77	0.00		0.00		0.00		22,098.77		22,098.77		0.00
M-8	4.08063%		3,265,000.00		11,472.80	0.00		0.00		0.00		11,472.80		11,472.80		0.00
M-9	4.93063%		7,181,000.00		30,489.24	0.00		0.00		0.00		30,489.24		30,489.24		0.00
M-10	4.93063%		3,264,000.00		13,858.36	0.00		0.00		0.00		13,858.36		13,858.36		0.00
M-11	4.93063%		6,529,000.00		27,720.96	0.00		0.00		0.00		27,720.96		27,720.96		0.00
M-12	4.93063%		1,638,000.00		6,954.65	0.00		0.00		0.00		6,954.65		6,954.65		0.00
CE	180.20665%		14,038,272.79		2,108,158.42	850.06		0.00		0.00		2,720,450.22		2,108,158.42		612,291.80
P	0.00000%		100.00		0.00	0.00		0.00		0.00		0.00		149,249.54		0.00
R	0.00000%		0.00		0.00	0.00		0.00		0.00		0.00		0.00		0.00
R-X	0.00000%		0.00		0.00	0.00		0.00		0.00		0.00		0.00		0.00

Total			645,624,102.20		3,557,331.42	850.06		0.00		0.00		4,169,623.22		3,706,580.96		612,291.80



Page 3 of 25
Citigroup Mortgage Loan Trust 2004-RES1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2004-RES1

December 27, 2004 Distribution
Collection Account Report
SUMMARY
SUMMARY
									Group 2		Group 1		Total
Principal Collections									2,573,764.22		10,157,857.15		12,731,621.38
Principal Withrawals									0.00		0.00		0.00
Principal Other Accounts									0.00		0.00		0.00
TOTAL NET PRINCIPAL									2,573,764.22		10,157,857.15		12,731,621.38
Interest Collections									963,029.90		2,642,473.64		3,605,503.55
Interest Withdrawals									-0.00		-0.00		-0.00
Interest Other Accounts									0.00		0.00		149,249.54
Interest Fees									-6,242.86		-41,929.26		-48,172.12
TOTAL NET INTEREST									956,787.04		2,600,544.38		3,706,580.97
TOTAL AVAILABLE FUNDS FOR DISTRIBUTION									3,530,551.26		12,758,401.53		16,438,202.34



PRINCIPAL - COLLECTIONS
PRINCIPAL - COLLECTIONS
										Group 2		Group 1		Total
Scheduled Principal Received										105,793.94		323,329.59		429,123.53
Prepayments In Full										2,462,576.09		8,291,892.29		10,754,468.37
Curtailments										5,394.20		9,792.91		15,187.10
Liquidations										0.00		0.00		0.00
Insurance Principal										0.00		0.00		0.00
Repurchased Principal Amounts										0.00		1,532,842.37		1,532,842.37
Other Principal										0.00		0.00		0.00
Total Realized Loss Of Principal										-0.00		-0.00		-0.00
Delinquent Principal										-99,680.08		-297,628.60		-397,308.68
Advanced Principal										99,680.08		297,628.60		397,308.68
TOTAL PRINCIPAL COLLECTED										2,573,764.22		10,157,857.15		12,731,621.38


PRINCIPAL - WITHDRAWALS

SPACE INTENTIONALLY LEFT BLANK



PRINCIPAL - OTHER ACCOUNTS
PRINCIPAL - OTHER ACCOUNTS
									Group 2		Group 1		Total
TOTAL OTHER ACCOUNTS PRINCIPAL									0.00		0.00		0.00





Page 4 of 25
Citigroup Mortgage Loan Trust 2004-RES1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2004-RES1

December 27, 2004 Distribution

INTEREST - COLLECTIONS
INTEREST - COLLECTIONS
									Group 2		Group 1		Total
Scheduled Interest									1,029,582.25		2,810,004.07		3,839,586.33
Liquidation Interest									0.00		0.00		0.00
Repurchased Interest									0.00		9,994.33		9,994.33
Insurance Interest									0.00		0.00		0.00
Other Interest									0.00		0.00		0.00
Relief Act Interest Shortfalls									-0.00		-850.06		-850.06
Prepayment Interest Shortfalls									-0.00		-0.00		-0.00
Compensating Interest									0.00		0.00		0.00
Delinquent Interest									-948,061.02		-2,531,209.65		-3,479,270.68
Interest Advanced									881,508.67		2,354,534.95		3,236,043.63
TOTAL INTEREST COLLECTED									963,029.90		2,642,473.64		3,605,503.55


INTEREST - WITHDRAWALS
INTEREST - WITHDRAWALS
									Group 2		Group 1		Total
Nonrecoverable Advances									0.00		0.00		0.00
TOTAL INTEREST WITHDRAWALS									0.00		0.00		0.00



INTEREST - OTHER ACCOUNTS
INTEREST - OTHER ACCOUNTS
									Group 2		Group 1		Total
Prepayment Charges													149,249.54
Interest to CE Class from Interest Coverage
TOTAL INTEREST OTHER ACCOUNTS									0.00		0.00		149,249.54



INTEREST - FEES
INTEREST - FEES
									Group 2		Group 1		Total
Current Servicing Fees									5,593.55		20,189.45		25,782.99
Current Trustee Fees									649.31		1,771.78		2,421.09
Class A-1 Insurance Premium											19,968.04		19,968.04
TOTAL INTEREST OTHER FEES									6,242.86		41,929.26		48,172.12




Page 5 of 25
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2004-RES1

December 27, 2004 Distribution
Credit Enhancement Report
ACCOUNTS


SPACE INTENTIONALLY LEFT BLANK





INSURANCE

SPACE INTENTIONALLY LEFT BLANK



STRUCTURAL FEATURES
STRUCTURAL FEATURES
									Group 2		Group 1		Total
Begining Overcollateralization Amount													14,038,272.79
Ending Overcollateralized Amount													14,038,272.79
Overcollateralization Release Amount													0.00
Overcollateralization Deficiency Amount													0.00
Overcollateralization Target Amount													14,038,272.79



Page 6 of 25
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Mortgage Pass-Through Certificates
2004-RES1

December 27, 2004 Distribution
Collateral Report


COLLATERAL



										Group 2		Group 1		Total



*Loan Count:*


Original									717		2,908		3,625
Prior									711		2,878		3,589
Prefunding									0		0		0
Scheduled Paid Offs									-0		-0		-0
Full Voluntary Prepayments									-10		-45		-55
Repurchases									-0		-7		-7
Liquidations									-0		-0		-0
Current									701		2,826		3,527
*Principal Balance:*


Original									175,190,797.02		477,752,123.46		652,942,920.48
Prior									173,150,157.39		472,473,944.81		645,624,102.21
Prefunding									0.00		0.00		0.00
Scheduled Principal									-105,793.94		-323,329.59		-429,123.53
Partial Prepayments									-5,394.20		-9,792.91		-15,187.10
Full Voluntary Prepayments									-2,462,576.09		-8,291,892.29		-10,754,468.37
Repurchases									-0.00		-1,532,842.37		-1,532,842.37
Liquidations									-0.00		-0.00		-0.00
Current									170,576,393.17		462,316,087.66		632,892,480.83





PREFUNDING

SPACE INTENTIONALLY LEFT BLANK






Page 7 of 25
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2004-RES1

December 27, 2004 Distribution

CHARACTERISTICS
CHARACTERISTICS
									Group 2		Group 1		Total
Weighted Average Coupon Original									7.13457%		7.16615%		7.15768%
Weighted Average Coupon Prior									7.13457%		7.16615%		7.15768%
Weighted Average Coupon Current									7.13542%		7.16230%		7.15509%
Weighted Average Months to Maturity Original									338		344		343
Weighted Average Months to Maturity Prior									338		344		343
Weighted Average Months to Maturity Current									337		343		341
Weighted Avg Remaining Amortization Term Original									338		344		343
Weighted Avg Remaining Amortization Term Prior									338		344		343
Weighted Avg Remaining Amortization Term Current									337		343		341
Weighted Average Seasoning Original									3.65		3.79		3.75
Weighted Average Seasoning Prior									3.65		3.79		3.75
Weighted Average Seasoning Current									4.64		4.78		4.74









Page 8 of 25
Citigroup Mortgage Loan Trust 2004-RES1

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Mortgage Pass-Through Certificates
2004-RES1

December 27, 2004 Distribution

ARM CHARACTERISTICS
ARM CHARACTERISTICS
									Group 2		Group 1		Total
Weighted Average Margin Original									6.25393%		6.25962%		6.25808%
Weighted Average Margin Prior									6.25393%		6.25962%		6.25808%
Weighted Average Margin Current									6.25142%		6.25788%		6.25614%
Weighted Average Max Rate Original									13.13756%		13.17319%		13.16358%
Weighted Average Max Rate Prior									13.13756%		13.17319%		13.16358%
Weighted Average Max Rate Current									13.13973%		13.16843%		13.16070%
Weighted Average Min Rate Original									6.82963%		6.97364%		6.93482%
Weighted Average Min Rate Prior									6.82963%		6.97364%		6.93482%
Weighted Average Min Rate Current									6.82760%		6.96808%		6.93027%
Weighted Average Cap Up Original									1.00000%		1.00000%		1.00000%
Weighted Average Cap Up Prior									1.00000%		1.00000%		1.00000%
Weighted Average Cap Up Current									1.00000%		1.00000%		1.00000%
Weighted Average Cap Down Original									1.00000%		1.00000%		1.00000%
Weighted Average Cap Down Prior									1.00000%		1.00000%		1.00000%
Weighted Average Cap Down Current									1.00000%		1.00000%		1.00000%




SERVICING FEES & ADVANCES

										Group 2		Group 1		Total




Current Servicing Fees									5,593.55		20,189.45		25,782.99
Delinquent Servicing Fees									66,552.35		176,674.70		243,227.05
TOTAL SERVICING FEES									72,145.90		196,864.15		269,010.05


Compensating Interest									-0.00		-0.00		-0.00
Delinquent Servicing Fees									-66,552.35		-176,674.70		-243,227.05
COLLECTED SERVICING FEES									5,593.55		20,189.45		25,783.00


Aggregate Advances with respect to this Distribution									2,139,268.96		512,894.59		2,652,163.55





ADDITIONAL COLLATERAL INFORMATION
									Group 2		Group 1		Total
Net Prepayment Interest Shortfall									0.00		0.00		0.00
Libor For Current Period													2.1806%




Page 9 of 25
Citigroup Mortgage Loan Trust 2004-RES1

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Mortgage Pass-Through Certificates
2004-RES1

December 27, 2004 Distribution
Delinquency Report

	TOTAL
					< 1 PAYMENT	1 PAYMENT		2 PAYMENTS		3+ PAYMENTS		TOTAL
	DELINQUENT		Balance			7,157,456.26		1,769,409.67		0.00		8,926,865.93
			% Balance			1.13%		0.28%		0.00%		1.41%
			# Loans			38		7		0		45
			% # Loans			1.08%		0.20%		0.00%		1.28%
	FORECLOSURE		Balance		0.00	0.00		0.00		0.00		0.00
			% Balance		0.00%	0.00%		0.00%		0.00%		0.00%
			# Loans		0	0		0		0		0
			% # Loans		0.00%	0.00%		0.00%		0.00%		0.00%
	BANKRUPTCY		Balance		0.00	0.00		0.00		0.00		0.00
			% Balance		0.00%	0.00%		0.00%		0.00%		0.00%
			# Loans		0	0		0		0		0
			% # Loans		0.00%	0.00%		0.00%		0.00%		0.00%
	REO		Balance		0.00	0.00		0.00		0.00		0.00
			% Balance		0.00%	0.00%		0.00%		0.00%		0.00%
			# Loans		0	0		0		0		0
			% # Loans		0.00%	0.00%		0.00%		0.00%		0.00%
	TOTAL		Balance		0.00	7,157,456.26		1,769,409.67		0.00		8,926,865.93
			% Balance		0.00%	1.13%		0.28%		0.00%		1.41%
			# Loans		0	38		7		0		45
			% # Loans		0.00%	1.08%		0.20%		0.00%		1.28%









Page 10 of 25
Citigroup Mortgage Loan Trust 2004-RES1

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Mortgage Pass-Through Certificates
2004-RES1

December 27, 2004 Distribution


	GROUP 1
					< 1 PAYMENT	1 PAYMENT		2 PAYMENTS		3+ PAYMENTS		TOTAL
	DELINQUENT		Balance			5,864,309.04		888,484.39		0.00		6,752,793.43
			% Balance			1.27%		0.19%		0.00%		1.46%
			# Loans			32		4		0		36
			% # Loans			1.13%		0.14%		0.00%		1.27%
	FORECLOSURE		Balance		0.00	0.00		0.00		0.00		0.00
			% Balance		0.00%	0.00%		0.00%		0.00%		0.00%
			# Loans		0	0		0		0		0
			% # Loans		0.00%	0.00%		0.00%		0.00%		0.00%
	BANKRUPTCY		Balance		0.00	0.00		0.00		0.00		0.00
			% Balance		0.00%	0.00%		0.00%		0.00%		0.00%
			# Loans		0	0		0		0		0
			% # Loans		0.00%	0.00%		0.00%		0.00%		0.00%
	REO		Balance		0.00	0.00		0.00		0.00		0.00
			% Balance		0.00%	0.00%		0.00%		0.00%		0.00%
			# Loans		0	0		0		0		0
			% # Loans		0.00%	0.00%		0.00%		0.00%		0.00%
	TOTAL		Balance		0.00	5,864,309.04		888,484.39		0.00		6,752,793.43
			% Balance		0.00%	1.27%		0.19%		0.00%		1.46%
			# Loans		0	32		4		0		36
			% # Loans		0.00%	1.13%		0.14%		0.00%		1.27%










Page 11 of 25
Citigroup Mortgage Loan Trust 2004-RES1

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Mortgage Pass-Through Certificates
2004-RES1

December 27, 2004 Distribution

	GROUP 2
					< 1 PAYMENT	1 PAYMENT		2 PAYMENTS		3+ PAYMENTS		TOTAL
	DELINQUENT		Balance			1,293,147.22		880,925.28		0.00		2,174,072.50
			% Balance			0.76%		0.52%		0.00%		1.27%
			# Loans			6		3		0		9
			% # Loans			0.86%		0.43%		0.00%		1.28%
	FORECLOSURE		Balance		0.00	0.00		0.00		0.00		0.00
			% Balance		0.00%	0.00%		0.00%		0.00%		0.00%
			# Loans		0	0		0		0		0
			% # Loans		0.00%	0.00%		0.00%		0.00%		0.00%
	BANKRUPTCY		Balance		0.00	0.00		0.00		0.00		0.00
			% Balance		0.00%	0.00%		0.00%		0.00%		0.00%
			# Loans		0	0		0		0		0
			% # Loans		0.00%	0.00%		0.00%		0.00%		0.00%
	REO		Balance		0.00	0.00		0.00		0.00		0.00
			% Balance		0.00%	0.00%		0.00%		0.00%		0.00%
			# Loans		0	0		0		0		0
			% # Loans		0.00%	0.00%		0.00%		0.00%		0.00%
	TOTAL		Balance		0.00	1,293,147.22		880,925.28		0.00		2,174,072.50
			% Balance		0.00%	0.76%		0.52%		0.00%		1.27%
			# Loans		0	6		3		0		9
			% # Loans		0.00%	0.86%		0.43%		0.00%		1.28%









Page 12 of 25
Citigroup Mortgage Loan Trust 2004-RES1

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Mortgage Pass-Through Certificates
2004-RES1

December 27, 2004 Distribution
REO Report
Loan Number			Original		Stated			Current		State &

													First
&			Principal		Principal	Paid to		Note		LTV at		Original		Payment

Loan Group			Balance		Balance	Date		Rate		Origination		Term		Date
SPACE INTENTIONALLY LEFT BLANK
SPACE INTENTIONALLY LEFT BLANK



TOTAL



Page 13 of 25
Citigroup Mortgage Loan Trust 2004-RES1

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Mortgage Pass-Through Certificates
2004-RES1

December 27, 2004 Distribution
Foreclosure Report
Loan Number			Original		Stated			Current		State &

													First
&			Principal		Principal	Paid to		Note		LTV at		Original		Payment

Loan Group			Balance		Balance	Date		Rate		Origination		Term		Date




TOTAL



Page 14 of 25
Citigroup Mortgage Loan Trust 2004-RES1

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Mortgage Pass-Through Certificates
2004-RES1

December 27, 2004 Distribution
Prepayment Report

VOLUNTARY PREPAYMENTS
VOLUNTARY PREPAYMENTS

										Group 2		Group 1		Total




*Current*


Number of Paid in Full Loans									10		45		55
Number of Repurchased Loans									0		7		7
Total Number of Loans Prepaid in Full									10		52		62
Curtailments Amount									5,394.20		9,792.91		15,187.10
Paid in Full Balance									2,462,576.09		8,291,892.29		10,754,468.37
Repurchased Loans Balance									0.00		1,532,842.37		1,532,842.37
Total Prepayment Amount									2,467,970.29		9,834,527.57		12,302,497.84

*Cumulative*


Number of Paid in Full Loans									14		70		84
Number of Repurchased Loans									2		12		14
Total Number of Loans Prepaid in Full									16		82		98
Paid in Full Balance									3,605,533.13		12,645,857.27		16,251,390.39
Repurchased Loans Balance									788,887.49		2,111,212.53		2,900,100.02
Curtailments Amount									8,199.83		26,654.63		34,854.45
Total Prepayment Amount									4,402,620.45		14,783,724.43		19,186,344.86










Page 15 of 25
Citigroup Mortgage Loan Trust 2004-RES1

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Mortgage Pass-Through Certificates
2004-RES1

December 27, 2004 Distribution

VOLUNTARY PREPAYMENTS RATES
VOLUNTARY PREPAYMENTS RATES

										Group 2		Group 1		Total



SMM									1.43%		2.08%		1.91%
3 Months Avg SMM									1.27%		1.56%		1.48%
12 Months Avg SMM									1.27%		1.56%		1.48%
Avg SMM Since Cut-off									1.27%		1.56%		1.48%


CPR									15.83%		22.32%		20.63%
3 Months Avg CPR									14.17%		17.21%		16.40%
12 Months Avg CPR									14.17%		17.21%		16.40%
Avg CPR Since Cut-off									14.17%		17.21%		16.40%


PSA									1,706.69%		2,334.33%		2,174.69%
3 Months Avg PSA Approximation									1,710.17%		2,007.01%		1,930.39%
12 Months Avg PSA Approximation									1,710.17%		2,007.01%		1,930.39%
Avg PSA Since Cut-off Approximation									1,710.17%		2,007.01%		1,930.39%










Page 16 of 25
Citigroup Mortgage Loan Trust 2004-RES1

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Mortgage Pass-Through Certificates
2004-RES1

December 27, 2004 Distribution






PREPAYMENT CALCULATION METHODOLOGY

	Single Monthly Mortality (SMM): (Voluntary partial and full prepayments + Repurchases + Liquidations )/(Beg Principal Balance - Sched Principal)

	Conditional Prepayment Rate (CPR): 1-((1-SMM)^12)
	PSA Standard Prepayment Model: CPR/(0.002*min(30,WAS))
	PSA Standard Prepayment Model: CPR/(0.002*min(30,WAS))
	Average SMM over period between nth month and mth month (AvgSMMn,m): [(1-SMMn)(1-SMMn+1)...*(1-SMMm)]^(1/months in period n,m)
	Average CPR over period between the nth month and mth month (AvgCPRn,m): 1-((1-AvgSMMn,m)^12)

	Average PSA Approximation over period between the nth month and mth month: AvgCPRn,m/(0.002*Avg WASn,m))
	Average WASn,m: (min(30,WASn)+min(30,WASn+1)+...+min(30,WASm)/(number of months in the period n,m)

	Weighted Average Seasoning (WAS)

	Note: Prepayment rates are calculated since deal issue date and include partial and full voluntary prepayments, liquidations, and repurchases.
	Dates correspond to distribution dates.




Page 17 of 25
Citigroup Mortgage Loan Trust 2004-RES1

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Mortgage Pass-Through Certificates
2004-RES1

December 27, 2004 Distribution
Prepayment Detail Report
Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original						Current		State &		Type Prepayment		First
Loan Number			Original						Current		State &		Type Prepayment

&		Loan	Principal		Prepayment		Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount		Date		Rate		Origination		Original Term		Date

1000075250 1			228,750.00		227,470.46			7.220%		CA - 75.00%		Paid Off - 360		05/01/2004
1000075250 1			228,750.00		227,470.46			7.220%		CA - 75.00%		Paid Off - 360		05/01/2004
1000087253 1			124,000.00		123,497.41			8.050%		CA - 79.95%		Paid Off - 360		06/01/2004
1000095207 1			94,600.00		94,253.68			9.320%		IL - 69.49%		Paid Off - 360		05/01/2004
1000098716 1			180,000.00		178,961.77			6.250%		CA - 75.95%		Paid Off - 360		06/01/2004
1000105052 1			45,000.00		44,884.06			10.290%		CA - 100.00%		Paid Off - 180		07/01/2004
1000110092 1			248,000.00		246,904.66			7.620%		CA - 66.98%		Paid Off - 360		06/01/2004
1000111341 1			150,000.00		149,395.69			7.720%		CA - 78.95%		Paid Off - 360		07/01/2004
1000115547 1			135,000.00		134,524.09			7.820%		CA - 68.53%		Paid Off - 360		07/01/2004
1000117370 1			155,000.00		154,557.61			7.750%		CA - 72.09%		Paid Off - 360		08/01/2004
1000117842 1			135,000.00		134,506.67			7.640%		IL - 90.00%		Paid Off - 360		07/01/2004
1000118089 1			168,000.00		167,262.62			7.120%		CA - 69.89%		Paid Off - 360		07/01/2004
1000119091 1			184,000.00		183,405.55			7.120%		CA - 76.67%		Paid Off - 360		08/01/2004
1000119596 1			285,000.00		283,446.14			5.570%		CA - 75.00%		Paid Off - 360		07/01/2004
1000119608 1			261,000.00		259,928.26			7.050%		CA - 90.00%		Paid Off - 360		07/01/2004
1000119899 1			250,000.00		248,824.26			6.350%		IL - 88.03%		Paid Off - 360		07/01/2004
1000120688 1			172,904.00		172,904.00			6.350%		CA - 80.00%		Paid Off - 360		07/01/2004
1000120756 1			43,226.00		43,131.83			10.150%		CA - 100.00%		Paid Off - 180		07/01/2004
1000121296 1			116,000.00		115,443.88			6.250%		CA - 79.45%		Paid Off - 360		07/01/2004
1000121724 1			204,250.00		203,398.06			6.970%		CA - 95.00%		Paid Off - 360		07/01/2004
1000122444 1			144,000.00		143,461.04			7.520%		IL - 80.00%		Paid Off - 360		07/01/2004
1000123704 1			150,000.00		149,507.19			8.170%		CA - 65.22%		Paid Off - 360		07/01/2004
1000123973 1			244,375.00		243,339.47			6.900%		CA - 85.00%		Paid Off - 360		07/01/2004
1000124480 1			138,000.00		137,496.73			7.650%		IL - 86.25%		Paid Off - 360		07/01/2004
1000124952 2			556,700.00		554,091.71			6.750%		IL - 84.99%		Paid Off - 360		07/01/2004
1000125111 1			130,000.00		129,491.84			7.345%		CA - 60.94%		Paid Off - 360		07/01/2004
1000125256 1			236,000.00		234,932.18			6.700%		NV - 80.00%		Paid Off - 360		07/01/2004
1000125289 1			59,000.00		58,873.86			10.240%		NV - 100.00%		Paid Off - 180		07/01/2004
1000126189 1			270,000.00		268,714.97			6.290%		CA - 90.00%		Paid Off - 360		07/01/2004
1000127438 2			520,000.00		520,000.00			7.270%		CA - 80.00%		Paid Off - 360		07/01/2004
1000127450 1			65,000.00		64,862.54			10.290%		CA - 90.00%		Paid Off - 180		07/01/2004
1000127887 1			292,500.00		291,089.73			6.220%		IL - 75.00%		Paid Off - 360		07/01/2004
1000129216 1			185,900.00		185,383.53			8.990%		CA - 65.00%		Paid Off - 360		07/01/2004
1000129733 1			240,000.00		239,276.51			7.470%		CA - 80.00%		Paid Off - 360		08/01/2004
1000131758 1			231,000.00		228,248.33			5.550%		CA - 66.00%		Paid Off - 360		08/01/2004
1000132243 1			275,800.00		274,495.42			6.320%		CA - 68.95%		Paid Off - 360		07/01/2004
1000134155 2			346,500.00		345,732.76			8.990%		IL - 70.00%		Paid Off - 360		08/01/2004
1000138508 1			205,000.00		204,317.93			6.970%		CA - 64.06%		Paid Off - 360		08/01/2004
1000138508 1			205,000.00		204,317.93			6.970%		CA - 64.06%		Paid Off - 360



Page 18 of 25
Citigroup Mortgage Loan Trust 2004-RES1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2004-RES1

December 27, 2004 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original						Current		State &		Type Prepayment		First
Loan Number			Original						Current		State &		Type Prepayment

&		Loan	Principal		Prepayment		Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount		Date		Rate		Origination		Original Term		Date

1000139307 1			175,800.00		175,262.09			7.395%		CA - 60.00%		Paid Off - 360		08/01/2004
1000139307 1			175,800.00		175,262.09			7.395%		CA - 60.00%		Paid Off - 360		08/01/2004
1000141085 2			52,200.00		52,111.30			10.250%		CA - 100.00%		Paid Off - 180		08/01/2004
1000141603 1			300,000.00		299,086.61			7.420%		IL - 80.00%		Paid Off - 360		08/01/2004
1000141669 2			75,000.00		74,880.23			10.540%		IL - 100.00%		Paid Off - 180		08/01/2004
1000142840 1			297,000.00		296,153.35			7.750%		IL - 90.00%		Paid Off - 360		08/01/2004
1000143885 1			148,000.00		147,481.35			7.990%		MO - 80.00%		Paid Off - 360		08/01/2004
1000148217 2			344,000.00		344,000.00			5.900%		CA - 80.00%		Paid Off - 360		08/01/2004
1000150388 1			157,500.00		157,083.23			8.120%		IL - 90.00%		Paid Off - 360		08/01/2004
1000150883 1			150,000.00		149,572.40			7.750%		CA - 75.00%		Paid Off - 360		08/01/2004
1000155732 2			373,210.00		373,210.00			7.550%		CA - 80.00%		Paid Off - 360		08/01/2004
1000155923 2			93,303.00		93,150.78			10.440%		CA - 100.00%		Paid Off - 180		08/01/2004
1000161616 1			332,665.00		331,775.30			6.600%		CA - 80.00%		Paid Off - 360		09/01/2004
1000161694 2			83,166.00		83,049.64			9.790%		CA - 100.00%		Paid Off - 180		09/01/2004
1000162819 2			22,389.90		22,349.67			9.990%		NV - 95.00%		Paid Off - 180		08/01/2004
1000166116 1			117,000.00		116,753.15			7.800%		IL - 58.50%		Paid Off - 360		09/01/2004
1000176511 1			224,000.00		223,443.22			6.975%		CA - 74.92%		Paid Off - 360		09/01/2004
1000179604 1			176,000.00		175,581.88			7.205%		CA - 80.00%		Paid Off - 360		09/01/2004
1000185038 1			200,000.00		199,507.72			7.025%		CA - 64.52%		Paid Off - 360		09/01/2004
1000150119 1			176,000.00		175,585.15			7.250%		CA - 78.57%		Repur/Subs - 360		09/01/2004
1000162583 1			243,800.00		243,280.42			7.750%		IL - 92.00%		Repur/Subs - 360		09/01/2004
1000173080 1			232,000.00		231,664.77			7.650%		IL - 80.00%		Repur/Subs - 360		10/01/2004
1000181562 1			184,000.00		184,000.00			6.930%		CA - 89.76%		Repur/Subs - 360		09/01/2004
1000182495 1			269,600.00		269,052.55			7.990%		CA - 80.00%		Repur/Subs - 360		09/01/2004
1000188435 1			254,800.00		254,548.34			9.500%		CA - 70.00%		Repur/Subs - 360		10/01/2004
1000197503 1			175,000.00		174,711.14			6.980%		CO - 71.43%		Repur/Subs - 360		10/01/2004


TOTAL			12,325,938.90		12,287,310.74
TOTAL


Page 19 of 25
Citigroup Mortgage Loan Trust 2004-RES1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2004-RES1

December 27, 2004 Distribution
Realized Loss Report

COLLATERAL REALIZED LOSSES



										Group 2		Group 1		Total


*Current*
*Current*



Number of Loans Liquidated									0		0		0
Collateral Principal Realized Loss/(Gain) Amount									0.00		0.00		0.00
Collateral Interest Realized Loss/(Gain) Amount									0.00		0.00		0.00
Net Liquidation Proceeds									0.00		0.00		0.00

*Cumulative*
*Cumulative*



Number of Loans Liquidated									0		0		0
Collateral Realized Loss/(Gain) Amount									0.00		0.00		0.00
Net Liquidation Proceeds									0.00		0.00		0.00










Page 20 of 25
Citigroup Mortgage Loan Trust 2004-RES1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2004-RES1

December 27, 2004 Distribution


DEFAULT SPEEDS



										Group 2		Group 1		Total



MDR									0.00%		0.00%		0.00%
3 Months Avg MDR									0.00%		0.00%		0.00%
12 Months Avg MDR									0.00%		0.00%		0.00%
Avg MDR Since Cut-off									0.00%		0.00%		0.00%


CDR									0.00%		0.00%		0.00%
3 Months Avg CDR									0.00%		0.00%		0.00%
12 Months Avg CDR									0.00%		0.00%		0.00%
Avg CDR Since Cut-off									0.00%		0.00%		0.00%


SDA									0.00%		0.00%		0.00%
3 Months Avg SDA Approximation									0.00%		0.00%		0.00%
12 Months Avg SDA Approximation									0.00%		0.00%		0.00%
Avg SDA Since Cut-off Approximation									0.00%		0.00%		0.00%


Loss Severity Approximation for Current Period									0.00%		0.00%		0.00%
3 Months Avg Loss Severity Approximation									0.00%		0.00%		0.00%
12 Months Avg Loss Severity Approximation									0.00%		0.00%		0.00%
Avg Loss Severity Approximation Since Cut-off									0.00%		0.00%		0.00%












Page 21 of 25
Citigroup Mortgage Loan Trust 2004-RES1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2004-RES1

December 27, 2004 Distribution





COLLATERAL REALIZED LOSS CALCULATION METHODOLOGY
	Monthly Default Rate (MDR): (Beg Principal Balance of Liquidated Loans)/(Total Beg Principal Balance)



	Conditional Default Rate (CDR): 1-((1-MDR)^12)

	SDA Standard Default Assumption: CDR/IF(WAS<61,MIN(30,WAS)0.02,MAX(0.03,MIN(30,WAS)0.02-0.0095*(WAS-60)))

	Average MDR over period between nth month and mth month (AvgMDRn,m): [(1-MDRn)(1-MDRn+1)...*(1-MDRm)]^(1/months in period n,m)
	Average CDR over period between the nth month and mth month (AvgCDRn,m): 1-((1-AvgMDRn,m)^12)

	Average SDA Approximation over period between the nth month and mth month:
	AvgCDRn,m/IF(Avg WASn,m<61,MIN(30,Avg WASn,m)0.02,MAX(0.03,MIN(30,Avg WASn,m)0.02-0.0095*(Avg WASn,m-60)))

	Average WASn,m: (WASn + WASn+1 +...+ WASm )/(number of months in the period n,m)
	Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)

	Average Loss Severity Approximation over period between nth month and mth month: Avg(Loss Severityn,m)

	Note: Default rates are calculated since deal issue date and include realized gains and additional realized losses and gains from prior periods.
	Dates correspond to distribution dates.




Page 22 of 25
Citigroup Mortgage Loan Trust 2004-RES1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2004-RES1

December 27, 2004 Distribution
Realized Loss Detail Report
Loan Number			Current		State &			Prior		Realized				Cumulative
														Cumulative
&		Loan	Note		LTV at	Original		Principal		Loss/(Gain)		Realized		Realized

Loan Group		Status	Rate		Origination	Term		Balance		Revision		Loss/(Gain)		Loss/(Gain)
Loan Group		Status	Rate		Origination	Term		Balance		Revision		Loss/(Gain)		Loss/(Gain)




TOTAL



Page 23 of 25
Citigroup Mortgage Loan Trust 2004-RES1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2004-RES1

December 27, 2004 Distribution
Triggers and Adj. Cert. Report
TRIGGER EVENTS
TRIGGER EVENTS
									Group 2		Group 1		Total
Trigger Event in effect (0=No , 1=Yes)													0
Stepdown Date has occurred (0 = No, 1=Yes)													0
Balances 60+ days includes Bankruptcy and Foreclosure													0.00
Delinquency Percentage													0.2800%
Balance of Mezzanine and C Class													106,099,272.79
Ending Balance													632,892,480.83
Credit Enhancement Percentage													18.5700%



ADJUSTABLE RATE CERTIFICATE INFORMATION

SPACE INTENTIONALLY LEFT BLANK



ADDITIONAL INFORMATION

SPACE INTENTIONALLY LEFT BLANK




Page 24 of 25
Citigroup Mortgage Loan Trust 2004-RES1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2004-RES1

December 27, 2004 Distribution
Additional Certificate Report

ADDITIONAL CERTIFICATE REPORT

CLASS





Page 25 of 25

Citigroup Mortgage Loan Trust, Series 2004-RES1 8-K