Exhibit 99.2

AMENDED AND RESTATED DECLARATION

OF TRUST

NORTHWAY CAPITAL TRUST IV

Dated as of June 15, 2007

TABLE OF CONTENTS

ARTICLE I
INTERPRETATION AND DEFINITIONS
SECTION 1.1.	Definitions	1
ARTICLE II
ORGANIZATION
SECTION 2.1.	Name	9
SECTION 2.2.	Office	9
SECTION 2.3.	Purpose	9
SECTION 2.4.	Authority	9
SECTION 2.5.	Title to Property of the Trust	10
SECTION 2.6.	Powers and Duties of the Trustees and the Administrators	10
SECTION 2.7.	Prohibition of Actions by the Trust and the Trustees	15
SECTION 2.8.	Powers and Duties of the Institutional Trustee	15
SECTION 2.9.	Certain Duties and Responsibilities of the Trustees and the Administrators	17
SECTION 2.10.	Certain Rights of Institutional Trustee	19
SECTION 2.11.	Delaware Trustee	21
SECTION 2.12.	Execution of Documents	21
SECTION 2.13.	Not Responsible for Recitals or Issuance of Securities	21
SECTION 2.14.	Duration of Trust	22
SECTION 2.15.	Mergers	22
ARTICLE III
SPONSOR
SECTION 3.1.	Sponsor's Purchase of Common Securities	24
SECTION 3.2.	Responsibilities of the Sponsor	24
ARTICLE IV
TRUSTEES AND ADMINISTRATORS
SECTION 4.1.	Number of Trustees	24
SECTION 4.2.	Delaware Trustee	24
SECTION 4.3.	Institutional Trustee; Eligibility	25
SECTION 4.4.	Certain Qualifications of the Delaware Trustee Generally	25
SECTION 4.5.	Administrators	25
SECTION 4.6.	Initial Delaware Trustee	26
SECTION 4.7.	Appointment, Removal and Resignation of the Trustees and the Administrators	26
SECTION 4.8.	Vacancies Among Trustees	28
SECTION 4.9.	Effect of Vacancies	28
SECTION 4.10.	Meetings of the Trustees and the Administrators	28
SECTION 4.11.	Delegation of Power	28
SECTION 4.12.	Merger, Conversion, Consolidation or Succession to Business	29
ARTICLE V
DISTRIBUTIONS
SECTION 5.1.	Distributions	29
ARTICLE VI
ISSUANCE OF SECURITIES
SECTION 6.1.	General Provisions Regarding Securities	29
SECTION 6.2.	Paying Agent, Transfer Agent, Calculation Agent and Registrar	30
SECTION 6.3.	Form and Dating	31
SECTION 6.4.	Book-Entry Capital Securities	32
SECTION 6.5.	Mutilated, Destroyed, Lost or Stolen Certificates	33
SECTION 6.6.	Temporary Securities	34
SECTION 6.7.	Cancellation	34
SECTION 6.8.	Rights of Holders; Waivers of Past Defaults	34
ARTICLE VII
DISSOLUTION AND TERMINATION OF TRUST
SECTION 7.1.	Dissolution and Termination of Trust	36
ARTICLE VIII
TRANSFER OF INTERESTS
SECTION 8.1.	General	37
SECTION 8.2.	Transfer Procedures and Restrictions	38
SECTION 8.3.	Deemed Security Holders	41
ARTICLE IX
LIMITATION OF LIABILITY OF HOLDERS OF SECURITIES, TRUSTEES OR OTHERS
SECTION 9.1.	Liability	41
SECTION 9.2.	Exculpation	42
SECTION 9.3.	Fiduciary Duty	42
SECTION 9.4.	Indemnification	43
SECTION 9.5.	Outside Businesses	46
SECTION 9.6.	Compensation; Fee	46
ARTICLE X
ACCOUNTING
SECTION 10.1.	Fiscal Year	47
SECTION 10.2.	Certain Accounting Matters	47
SECTION 10.3.	Banking	48
SECTION 10.4.	Withholding	48
ARTICLE XI
AMENDMENTS AND MEETINGS
SECTION 11.1.	Amendments	48
SECTION 11.2.	Meetings of the Holders of the Securities; Action by Written Consent	50
ARTICLE XII
REPRESENTATIONS OF INSTITUTIONAL TRUSTEE AND DELAWARE TRUSTEE
SECTION 12.1.	Representations and Warranties of Institutional Trustee	52
SECTION 12.2.	Representations and Warranties of Delaware Trustee	52
ARTICLE XIII
MISCELLANEOUS
SECTION 13.1.	Notices	53
SECTION 13.2.	Governing Law	55
SECTION 13.3.	Submission to Jurisdiction	55
SECTION 13.4.	Intention of the Parties	55
SECTION 13.5.	Headings	55
SECTION 13.6.	Successors and Assigns	55
SECTION 13.7.	Partial Enforceability	56
SECTION 13.8.	Counterparts	56

NORTHWAY FINANCIAL INC 8-K