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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K
CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of Report: January 14, 2005

GCO EDUCATION LOAN FUNDING TRUST-I

(Exact name of co-registrant as specified in its charter)

Delaware

(State or other jurisdiction
of incorporation)

333-102760

(Commission
File Number)

51-6535786

(IRS Employer
Identification Number)

	c/o Wilmington Trust Company, Rodney Square North, 1100 N. Market St., Wilmington, DE 19890-0001 (Address of Principal Executive Offices) (Zip Code)
	Co-Registrant's telephone number, including area code: (203) 975-6112
	Not Applicable (Former name or former address, if changed since last report)
	GCO ELF LLC (Exact name of co-registrant as specified in its charter)

Delaware

(State or other jurisdiction
of incorporation)

333-102760-01

(Commission
File Number)

22-3891807

(IRS Employer
Identification Number)

	152 West 57^th Street, 60^th Floor, New York, NY 10019 (Address of Principal Executive Offices) (Zip Code)
	Co-Registrant's telephone number, including area code: (212) 649-7000
	Not Applicable (Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

o: Written communications pursuant to Rule 425 under the Securities Act
o: Soliciting material pursuant to Rule 14a-12 under the Exchange Act
o: Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act
o: Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act

Item 8.01. Other Events.

On January 14, 2005, GCO Education Loan Funding Trust-I (the "Trust") distributed the Noteholders' Statement, attached to this report as Exhibit 99.1, to the trustee, Zions First National Bank, for distribution to Noteholders of record. The Noteholders' Statement reflects the Trust's activities for the period ending December 31, 2004, including a statistical summary of the delinquency and default characteristics of the Trust's student loan portfolio as of such date.

Item 9.01. Financial Statements and Exhibits.

(c): Exhibits.

24.1		Power of attorney(1)
99.1		December 31, 2004 Statement to Noteholders

(1): Incorporated by reference to Exhibit 24.2 to the Co-Registrants Registration Statement on Form S-3, Registration No. 333-102760, filed January 28, 2003.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Co-Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	GCO EDUCATION LOAN FUNDING TRUST-I
	By: GCO ELF LLC, as attorney-in-fact of the Co-Registrant
Date: January 20, 2005	By:	/s/ KENNETH C. ROGOZINSKI Kenneth C. Rogozinski, Vice President

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Co-Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	GCO ELF LLC
Date: January 20, 2005	By:		/s/ KENNETH C. ROGOZINSKI Kenneth C. Rogozinski, Vice President

EXHIBIT INDEX

Exhibit No.		Description
24.1		Power of attorney(1)
99.1		December 31, 2004 Statement to Noteholders

(1): Incorporated by reference to Exhibit 24.2 to the Co-Registrants Registration Statement on Form S-3, Registration No. 333-102760, filed January 28, 2003.

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Item 8.01. Other Events.

Item 9.01. Financial Statements and Exhibits.

SIGNATURES
SIGNATURES
EXHIBIT INDEX

GCO Education Loan Funding Trust-I 8-K