8-K 1 gsr03_3fapril03.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Sec. 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2003 GS MORTGAGE SECURITIES CORP (as Depositor under the Trust Agreement, dated as of March 1, 2003 providing for the issuance of GS Mortgage Loan Trust 2003-3F Mortgage Pass-Through Certificates, Series 2003-3F) GS MORTGAGE SECURITIES CORP (Exact name of registrant as specified in its charter) Delaware 333-100818-07 13-6357101 (State or other jurisdiction (Commission File Number) (IRS Employer of incorporation or organization) Identification No.) 85 Broad Street New York, NY 10004 (Address of principal executive offices) Registrant's telephone number, including area code : (212) 902-1000 N/A (Former name or former address, if changed since last report.) Item 5. Other Events. This current report on Form 8-K relates to the monthly distribution reported to the holders of GS Mortgage Securities Corp Mortgage Pass-Through Certificates, Series 2003-3F pursuant to the terms of the Trust Agreement, dated as of March 1, 2003 among GS Mortgage Securities Corp., as Depositor, Wells Fargo Home Mortgage, Inc., National City Mortgage Co., Bank of America, N.A. as Servicers, and JPMorgan Chase Bank, as Trustee. On April 25, 2003 distributions were made to the Certificateholders. Specific information with respect to the distributions is filed as Exhibit 99.1. No other reportable transactions or matters have occurred during the current reporting period. Item 7. Financial Statements and Exhibits. (a) Not applicable (b) Not applicable (c) The following exhibit is filed as part of this report: Statement to Certificateholders on April 25, 2003 is filed as Exhibit 99.1 hereto. -2- GS MORTGAGE SECURITIES CORP GS Mortgage Loan Trust 2003-3F Mortgage Pass-Through Certificates, Series 2003-3F ---------------------------------------------------------------------------- Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. JPMORGAN CHASE BANK Date: April 29, 2003 By: /s/ Andreas Auer -------------------------------------------- Andreas Auer Vice President -3- INDEX TO EXHIBITS Exhibit Number Description of Exhibits 99.1 Monthly Certificateholder Statement on April 25, 2003 Exhibit 99.1 Monthly Certificateholder Statement on April 25, 2003 GSR MORTGAGE LOAN TRUST 2003-2F STATEMENT TO CERTIFICATEHOLDERS April 25, 2003 ----------------------------------------------------------------------------------------------------------------------------------- DISTRIBUTION IN DOLLARS ----------------------------------------------------------------------------------------------------------------------------------- Original Beginning Ending Face Principal Realized Deferred Principal Class Value Balance Principal Interest Total Losses Interest Balance ----------------------------------------------------------------------------------------------------------------------------------- IA_1 26,000,000.00 26,000,000.00 770,683.76 184,166.67 954,850.43 0.00 0.00 25,229,316.24 IA_2 62,890,000.00 62,890,000.00 204,168.13 262,041.67 466,209.80 0.00 0.00 62,685,831.87 IA_3 2,110,002.00 2,110,002.00 1,731,333.01 0.00 1,731,333.01 0.00 8,791.67 387,460.66 IA_4 37,448,000.00 37,448,000.00 135,393.38 187,240.00 322,633.38 0.00 0.00 37,312,606.62 IA_5 2,851,998.00 2,851,998.00 1,073,426.38 0.00 1,073,426.38 0.00 14,259.99 1,792,831.61 IA_6 1,807,000.00 1,807,000.00 0.00 0.00 0.00 0.00 9,035.00 1,816,035.00 IIA_1 146,434,000.00 146,434,000.00 1,813,450.74 549,127.50 2,362,578.24 0.00 0.00 144,620,549.26 IIA_3 129,411,200.00 129,411,200.00 29,899,403.53 275,538.01 30,174,941.54 0.00 0.00 99,511,796.47 IIA_4 32,352,800.00 32,352,800.00 7,474,850.88 533,281.99 8,008,132.87 0.00 0.00 24,877,949.12 IIIA_1 150,000,000.00 150,000,000.00 1,554,707.27 343,750.00 1,898,457.27 0.00 0.00 148,445,292.73 IIIA_2 39,251,000.00 39,251,000.00 406,825.43 55,769.13 462,594.56 0.00 0.00 38,844,174.57 IIIA_4 311,843,200.00 311,843,200.00 60,949,762.56 637,979.21 61,587,741.77 0.00 0.00 250,893,437.44 IIIA_5 77,960,800.00 77,960,800.00 15,237,440.64 1,311,040.79 16,548,481.43 0.00 0.00 62,723,359.36 IVA_1 70,908,750.00 70,908,750.00 375,509.30 265,907.81 641,417.11 0.00 0.00 70,533,240.70 IVA_2 32,231,250.00 32,231,250.00 170,686.05 228,304.69 398,990.74 0.00 0.00 32,060,563.95 IVA_3 4,013,000.00 4,013,000.00 0.00 0.00 0.00 0.00 19,228.96 4,032,228.96 A_P 155,096.00 155,096.00 232.62 0.00 232.62 0.00 0.00 154,863.38 B1 16,218,000.00 16,218,000.00 15,561.55 80,768.53 96,330.08 0.00 0.00 16,202,438.45 B2 5,792,000.00 5,792,000.00 5,557.56 28,845.19 34,402.75 0.00 0.00 5,786,442.44 B3 2,896,000.00 2,896,000.00 2,778.78 14,422.60 17,201.38 0.00 0.00 2,893,221.22 B4 2,317,000.00 2,317,000.00 2,223.22 11,539.07 13,762.29 0.00 0.00 2,314,776.78 B5 1,738,000.00 1,738,000.00 1,667.65 8,655.55 10,323.20 0.00 0.00 1,736,332.35 B6 1,738,179.00 1,738,179.00 1,667.82 8,656.44 10,324.26 0.00 0.00 1,736,511.18 R 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 TOTALS 1,158,367,275.00 1,158,367,275.00 121,827,330.26 4,987,034.85 126,814,365.11 0.00 51,315.62 1,036,591,260.36 IIA_2 36,608,500.00 36,608,500.00 0.00 183,042.50 183,042.50 0.00 0.00 36,155,137.31 IIIA_3 39,251,000.00 39,251,000.00 0.00 205,904.20 205,904.20 0.00 0.00 38,844,174.57 IIIA_6 68,166,333.00 68,166,333.00 0.00 340,831.66 340,831.66 0.00 0.00 67,459,808.71 A_X1 6,519,938.00 6,519,938.00 0.00 35,316.33 35,316.33 0.00 0.00 6,357,548.90 A_X2 92,884,595.00 92,884,595.00 0.00 503,124.88 503,124.88 0.00 0.00 80,837,104.78 A_P1 8,543.00 8,543.00 8.68 0.00 8.68 0.00 0.00 8,534.32 A_P4 146,553.00 146,553.00 223.94 0.00 223.94 0.00 0.00 146,329.06 ----------------------------------------------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------------- --------------------------- Factor Information Per $1,000 of Original Face Pass-through Rates --------------------------------------------------------------------------------------------------- --------------------------- Current Beginning Ending Class Pass-thru Class cusip Principal Principal Interest Total Principal Rate (%) --------------------------------------------------------------------------------------------------- --------------------------- IA_1 36228FNZ5 1,000.00000000 29.64168308 7.08333346 36.72501654 970.35831692 IA_1 8.500000 % IA_2 36228FPA8 1,000.00000000 3.24643234 4.16666672 7.41309906 996.75356766 IA_2 5.000000 % IA_3 36228FPB6 1,000.00000000 820.53619380 0.00000000 820.53619380 183.63047049 IA_3 5.000000 % IA_4 36228FPC4 1,000.00000000 3.61550363 5.00000000 8.61550363 996.38449637 IA_4 6.000000 % IA_5 36228FPD2 1,000.00000000 376.37697502 0.00000000 376.37697502 628.62302498 IA_5 6.000000 % IA_6 36228FPE0 1,000.00000000 0.00000000 0.00000000 0.00000000 1,005.00000000 IA_6 6.000000 % IIA_1 36228FPF7 1,000.00000000 12.38408252 3.75000000 16.13408252 987.61591748 IIA_1 4.500000 % IIA_3 36228FPH3 1,000.00000000 231.04185364 2.12916664 233.17102028 768.95814636 IIA_3 2.555000 % IIA_4 36228FPJ9 1,000.00000000 231.04185356 16.48333344 247.52518700 768.95814644 IIA_4 19.780000 % IIIA_1 36228FPK6 1,000.00000000 10.36471513 2.29166667 12.65638180 989.63528487 IIIA_1 2.750000 % IIIA_2 36228FPL4 1,000.00000000 10.36471504 1.42083335 11.78554839 989.63528496 IIIA_2 1.705000 % IIIA_4 36228FPN0 1,000.00000000 195.45002925 2.04583332 197.49586257 804.54997075 IIIA_4 2.455000 % IIIA_5 36228FPP5 1,000.00000000 195.45002925 16.81666671 212.26669595 804.54997075 IIIA_5 20.180000 % IVA_1 36228FPR1 1,000.00000000 5.29566943 3.74999996 9.04566940 994.70433057 IVA_1 4.500000 % IVA_2 36228FPS9 1,000.00000000 5.29566958 7.08333341 12.37900299 994.70433042 IVA_2 8.500000 % IVA_3 36228FPT7 1,000.00000000 0.00000000 0.00000000 0.00000000 1,004.79166708 IVA_3 5.750000 % A_P 36228FPU4 1,000.00000000 1.49984526 0.00000000 1.49984526 998.50015474 A_P 0.000000 % B1 36228FPX8 1,000.00000000 0.95952337 4.98017820 5.93970157 999.04047663 B1 5.976214 % B2 36228FPY6 1,000.00000000 0.95952348 4.98017783 5.93970131 999.04047652 B2 5.976214 % B3 36228FPZ3 1,000.00000000 0.95952348 4.98017956 5.93970304 999.04047652 B3 5.976214 % B4 36228FQB5 1,000.00000000 0.95952525 4.98017695 5.93970220 999.04047475 B4 5.976214 % B5 36228FQC3 1,000.00000000 0.95952244 4.98017837 5.93970081 999.04047756 B5 5.976214 % B6 36228FQD1 1,000.00000000 0.95952143 4.98017753 5.93969896 999.04047857 B6 5.976214 % TOTALS 1,000.00000000 105.17159185 4.30522767 109.47681953 894.87270811 IIA_2 36228FPG5 1,000.00000000 0.00000000 5.00000000 5.00000000 987.61591734 IIA_2 6.000000 % IIIA_3 36228FPM2 1,000.00000000 0.00000000 5.24583323 5.24583323 989.63528496 IIIA_3 6.295000 % IIIA_6 36228FPQ3 1,000.00000000 0.00000000 4.99999993 4.99999993 989.63528976 IIIA_6 6.000000 % A_X1 36228FPV2 1,000.00000000 0.00000000 5.41666654 5.41666654 975.09345948 A_X1 6.500000 % A_X2 36228FPW0 1,000.00000000 0.00000000 5.41666656 5.41666656 870.29614308 A_X2 6.500000 % A_P1 1,000.00000000 1.01603652 0.00000000 1.01603652 998.98396348 A_P1 0.000000 % A_P4 1,000.00000000 1.52804787 0.00000000 1.52804787 998.47195213 A_P4 0.000000 % ----------------------------------------------------------------------------------------------------- --------------------------- If there are any questions or comments, please contact the Relationship Manager listed below. -------------------------------------- Thomas Venusti JPMorgan Chase Bank - Structured Finance Services 4 New York Plaza, 6th Floor, New York, New York 10004 Tel: (212) 623-4525 Fax: (212) 623-5930 Email: thomas.venusti@chase.com --------------------------------------- Sec. 4.01(b) Aggregate Schedule Principal Balance of Each Pool of Mortgage Loans Pool 1 Mortgage Loans 132,853,608.58 Pool 2 Mortgage Loans 277,392,605.39 Pool 3 Mortgage Loans 516,654,855.16 Pool 4 Mortgage Loans 109,690,191.46 Sec. 4.01(c) Available Distribution 128,082,627.33 Aggregate Principal Distribution Amount 121,776,014.65 Principal Prepayment Amount 120,664,490.15 Sec. 4.01(e) Unscheduled Principal By Group Group 1 3,751,242.20 Group 2 38,884,791.16 Group 3 77,612,230.23 Group 4 416,226.56 Sec. 4.01(f) Interest Payment Class IA-1 Accrued and Paid for Current Month 184,166.67 Accrued and Paid from Prior Months 0.00 Class IA-2 Accrued and Paid for Current Month 262,041.67 Accrued and Paid from Prior Months 0.00 Class IA-3 Accrued and Paid for Current Month 0.00 Accrued and Paid from Prior Months 0.00 Class IA-4 Accrued and Paid for Current Month 187,240.00 Accrued and Paid from Prior Months 0.00 Class IA-5 Accrued and Paid for Current Month 0.00 Accrued and Paid from Prior Months 0.00 Class IA-6 Accrued and Paid for Current Month 0.00 Accrued and Paid from Prior Months 0.00 Class IIA-1 Accrued and Paid for Current Month 549,127.50 Accrued and Paid from Prior Months 0.00 Class IIA-2 Accrued and Paid for Current Month 183,042.50 Accrued and Paid from Prior Months 0.00 Class IIA-3 Accrued and Paid for Current Month 275,538.01 Accrued and Paid from Prior Months 0.00 Class IIA-4 Accrued and Paid for Current Month 533,281.99 Accrued and Paid from Prior Months 0.00 Class IIIA-1 Accrued and Paid for Current Month 343,750.00 Accrued and Paid from Prior Months 0.00 Class IIIA-2 Accrued and Paid for Current Month 55,769.13 Accrued and Paid from Prior Months 0.00 Class IIIA-3 Accrued and Paid for Current Month 205,904.20 Accrued and Paid from Prior Months 0.00 Class IIIA-4 Accrued and Paid for Current Month 637,979.21 Accrued and Paid from Prior Months 0.00 Class IIIA-5 Accrued and Paid for Current Month 1,311,040.79 Accrued and Paid from Prior Months 0.00 Class IIIA-6 Accrued and Paid for Current Month 340,831.66 Accrued and Paid from Prior Months 0.00 Class IVA-1 Accrued and Paid from Prior Months 0.00 Accrued and Paid for Current Month 343,750.00 Class IVA-2 Accrued and Paid for Current Month 55,769.13 Accrued and Paid from Prior Months 0.00 Class IVA-3 Accrued and Paid for Current Month 205,904.20 Accrued and Paid from Prior Months 0.00 Class IVA-4 Accrued and Paid for Current Month 637,979.21 Accrued and Paid from Prior Months 0.00 Class A-X1 Accrued and Paid for Current Month 35,316.33 Accrued and Paid from Prior Months 0.00 Class A-X2 Accrued and Paid for Current Month 503,124.88 Accrued and Paid from Prior Months 0.00 Class B1 Accrued and Paid for Current Month 80,768.53 Accrued and Paid from Prior Months 0.00 Class B2 Accrued and Paid for Current Month 28,845.19 Accrued and Paid from Prior Months 0.00 Class B3 Accrued and Paid for Current Month 14,422.60 Accrued and Paid from Prior Months 0.00 Class B4 Accrued and Paid for Current Month 11,539.07 Accrued and Paid from Prior Months 0.00 Class B5 Accrued and Paid for Current Month 8,655.55 Accrued and Paid from Prior Months 0.00 Class B6 Accrued and Paid for Current Month 8,656.44 Accrued and Paid from Prior Months 0.00 Sec. 4.01(g) Trust Fees Servicer Fee Paid 241,326.51 Trustee Fee Paid 2,413.27 Sec. 4.01(h) Monthly Advances Current Period Advances 0.00 Current Period Reimbursed Advances 0.00 Aggregate Unreimbursed Advances 0.00 Sec. 4.01(i) Trustee Advances Current Period Advances 0.00 Current Period Reimbursed Advances 0.00 Aggregate Unreimbursed Advances 0.00 Sec. 4.01(k) Number of Outstanding Mortgage Loans 2,354 Balance of Outstanding Mortgage Loans 1,036,591,260.59 Sec. 4.01(l) Number and Balance of Delinquent Loans Group 1 Principal Period Number Balance Percentage 30-59 days 0 0.00 0.00 % 60-89 days 0 0.00 0.00 % 90+days 0 0.00 0.00 % Total 0 0.00 0.00 % Group 2 Principal Period Number Balance Percentage 30-59 days 0 0.00 0.00 % 60-89 days 0 0.00 0.00 % 90+days 0 0.00 0.00 % Total 0 0.00 0.00 % Group 3 Principal Period Number Balance Percentage 30-59 days 0 0.00 0.00 % 60-89 days 0 0.00 0.00 % 90+days 0 0.00 0.00 % Total 0 0.00 0.00 % Group 4 Principal Period Number Balance Percentage 30-59 days 1 77,179.85 0.07 % 60-89 days 0 0.00 0.00 % 90+days 0 0.00 0.00 % Total 1 77,179.85 0.07 % Group Totals Principal Period Number Balance Percentage 30-59 days 1 77,179.85 0.01 % 60-89 days 0 0.00 0.00 % 90+days 0 0.00 0.00 % Total 1 77,179.85 0.01 % Sec. 4.01(l) Number and Balance of REO Loans Group 1 Principal Number Balance Percentage 0 0.00 0.00 % Group 2 Principal Number Balance Percentage 0 0.00 0.00 % Group 3 Principal Number Balance Percentage 0 0.00 0.00 % Group 4 Principal Number Balance Percentage 0 0.00 0.00 % Group Totals Principal Number Balance Percentage 0 0.00 0.00 % Sec. 4.01(l) Number and Balance of Loans in Bankruptcy Group 1 Principal Number Balance Percentage 0 0.00 0.00 % Group 2 Principal Number Balance Percentage 0 0.00 0.00 % Group 3 Principal Number Balance Percentage 0 0.00 0.00 % Group 4 Principal Number Balance Percentage 0 0.00 0.00 % Group Totals Principal Number Balance Percentage 0 0.00 0.00 % Sec. 4.01(m) Number and Balance of Loans in Foreclosure Group 1 Principal Number Balance Percentage 0 0.00 0.00 % Group 2 Principal Number Balance Percentage 0 0.00 0.00 % Group 3 Principal Number Balance Percentage 0 0.00 0.00 % Group 4 Principal Number Balance Percentage 0 0.00 0.00 % Group Totals Principal Number Balance Percentage 0 0.00 0.00 % Sec. 4.01(o) Aggregate Principal Payment Scheduled Principal 1,111,524.50 Payoffs 120,441,120.75 Prepayments 223,369.40 Liquidation Proceeds 0.00 Condemnation Proceeds 0.00 Insurance Proceeds 0.00 Realized Losses 0.00 Realized Losses Group 1 0.00 Realized Losses Group 2 0.00 Realized Losses Group 3 0.00 Realized Losses Group 4 0.00 Realized Gains 0.00 Sec. 4.01(p) Aggregate Amount of Mortgage Loans Repurchased 0.00 Sec. 4.01(q) Aggregate Amount of Shortfall Allocated for Current Period 0.00 Class IA-1 0.00 Class IA-2 0.00 Class IA-3 0.00 Class IA-4 0.00 Class IA-5 0.00 Class IA-6 0.00 Class IIA-1 0.00 Class IIA-2 0.00 Class IIA-3 0.00 Class IIA-4 0.00 Class IIIA-1 0.00 Class IIIA-2 0.00 Class IIIA-3 0.00 Class IIIA-4 0.00 Class IIIA-5 0.00 Class IIIA-6 0.00 Class IVA-1 0.00 Class IVA-2 0.00 Class IVA-3 0.00 Class B1 0.00 Class B2 0.00 Class B3 0.00 Class B4 0.00 Class B5 0.00 Class B6 0.00 Class A-X1 0.00 Class A-X2 0.00 Sec. 4.01(s) Group I Senior Percentage I 97.3491 % Senior Prepayment Percentage I 100.0000 % Subordinate Percentage I 2.6509 % Subordinate Prepayment Percentage I 0.0000 % Sec. 4.01(s) Group II Senior Percentage II 97.3497 % Senior Prepayment Percentage II 100.0000 % Subordinate Percentage II 2.6503 % Subordinate Prepayment Percentage II 0.0000 % Sec. 4.01(s) Group III Senior Percentage III 97.3499 % Senior Prepayment Percentage III 100.0000 % Subordinate Percentage III 2.6501 % Subordinate Prepayment Percentage III 0.0000 % Sec. 4.01(s) Group IV Senior Percentage VI 97.3465 % Senior Prepayment Percentage IV 100.0000 % Subordinate Percentage IV 2.6535 % Subordinate Prepayment Percentage IV 0.0000 % Aggregate Scheduled Principal 1,111,524.50 Unscheduled Principal 120,664,490.15 Beginning Balance 1,158,367,275.24 Ending Balance 1,036,591,260.59 Net Wac 6.53328 Weighted Averge Maturity 346.00 Groups Net Wac Group 1 6.18830 Net Wac Group 2 6.46600 Net Wac Group 3 6.76699 Net Wac Group 4 5.89324 Wam Group 1 350.00 Wam Group 2 345.00 Wam Group 3 346.00 Wam Group 4 346.00 Copyright 2001 J.P. Morgan Chase & Co. All rights reserved.

_________________________________________________

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES AND EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported)

March 28, 2003

GS Mortgage Securities Corp.

(Exact Name of Registrant as Specified in its Charter)

Delaware	333-100818	13-6357101
(State or Other Jurisdiction Of Incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

85 Broad Street New York, New York		10004
(Address of Principal Executive Offices)		(Zip Code)

Registrant’s telephone number, including area code: (212) 902-1000

None

(Former Name or Former Address, if Changed Since Last Report)

Item 5. Other Events.1

The Registrant registered issuances of Mortgage Pass-Through Certificates Series 2003-3F on a delayed or continuous basis pursuant to Rule 415 under the Securities Act of 1933, as amended, by a Registration Statement on Form S-3 (Registration File No. 333-100818) (the “Registration Statement”). Pursuant to the Registration Statement, the Registrant issued $1,152,574,096 aggregate principal amount of Class IA-1, Class IA-2, Class IA-3, Class IA-4, Class IA-5, Class IA-6, Class IIA-1, Class IIA-2, Class IIA-3, Class IIA-4, Class IIIA-1, Class IIIA-2, Class IIIA-3, Class IIIA-4, Class IIIA-5, Class IIIA-6, Class IVA-1, Class IVA-2, Class IVA-3, Class A-P, Class A-X1, Class A-X2, Class B1, Class B2 and Class B3 Certificates (the “Publicly Offered Certificates”) on March 28, 2003. This Current Report on Form 8-K is being filed to satisfy an undertaking, contained in the definitive Prospectus dated December 23, 2002, as supplemented by the Prospectus Supplement dated March 24, 2003, to file a copy of the Trust Agreement (as defined below) and other operative agreements executed in connection with the issuance of the Publicly Offered Certificates, a form of which was filed as an exhibit to the Registration Statement.

The Publicly Offered Certificates were issued pursuant to a Trust Agreement (the “Trust Agreement”), attached hereto as Exhibit 4.5.1, dated as of March 1, 2003, among GS Mortgage Securities Corp., as depositor and JPMorgan Chase Bank, as Trustee. The “Certificates” consist of the Publicly Offered Certificates and the Class B4, Class B5, Class B6 and Class R Certificates. The Certificates evidence all of the beneficial ownership interest in a trust fund that consists primarily of a pool of certain conventional, fixed rate, residential mortgage loans with an aggregate outstanding principal balance of approximately $1,158,367,275 as of March 1, 2003, together with certain other assets. Capitalized terms used herein and not otherwise defined shall have the meanings assigned to them in the Trust Agreement.

Capitalized terms used but not otherwise defined herein shall have the same meanings ascribed to them in the Prospectus.

Item 7. Financial Statements; Pro Forma Financial Information and Exhibits

(a)

Not applicable.

(b)

Not applicable.

(c)

Exhibits:

1.1

Purchase Agreement, dated as of March 24, 2003, between Goldman, Sachs & Co. and GS Mortgage Securities Corp.

4.5.1

Trust Agreement, dated as of March 1, 2003, between GS Mortgage Securities Corp., as Depositor, and JPMorgan Chase Bank, as Trustee.

4.5.2

Standard Terms to the Trust Agreement (March 2003 Edition)

4.6

Form of Publicly Offered Certificate

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

GS MORTGAGE SECURITIES CORP.

By: /s/ Marvin Kabatznick

Name: Marvin Kabatznick

Title: President/CEO

Dated: April 8, 2003

EXHIBIT INDEX

Exhibit No.

Description

Page No.

Filing Compare · GS MORTGAGE SEC CORP MORT PASS THR CERTS SER 2003-3F