8-K 1 gsr10f_november04.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Sec. 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 26, 2004 GS MORTGAGE SECURITIES CORP (as Depositor under the Trust Agreement, dated as of August 1, 2004 providing for the issuance of GSR Mortgage Loan Trust 2004-10F Mortgage Pass-Through Certificates Series 2004-10F) GS MORTGAGE SECURITIES CORP (Exact name of registrant as specified in its charter) Delaware 333-117485-01 13-6357101 (State or other jurisdiction (Commission (IRS Employer of incorporation) File Number) Identification No.) 85 Broad Street New York, NY 10004 (Address of principal executive offices) Registrant's telephone number, including area code : (212) 902-1000 N/A (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: [] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [] Soliciting material pursuant to Rule 14a-12(b) under the Exchange Act (17 CFR 240.14a-12(b)) [] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Item 8.1 Other Events. This current report on Form 8-K relates to the monthly distribution reported to the holders of GSR Mortgage Loan Trust 2004-10F Mortgage Pass-Through Certificates, Series 2004-10F pursuant to the terms of the Master Servicing and Trust Agreement, dated as of August 1, 2004 among GS Mortgage Securities Corp., as depositor, Chase Manhattan Mortgage Corporation, as master servicer, JPMorgan Chase Bank, as securities administrator and custodian, and Wachovia Bank, National Association, as trustee. On November 26, 2004 distributions were made to the Certificateholders. Specific information with respect to the distributions is filed as Exhibit 99.1. Item 9.1 Financial Statements and Exhibits. (a) Not applicable (b) Not applicable (c) The following exhibit is filed as part of this report: Statement to Certificateholders on November 26, 2004 is filed as Exhibit 99.1 hereto. GSR Mortgage Loan Trust 2004-10F Mortgage Pass-Through Certificates, Series 2004-10F ---------------------------------------------------------------------------- SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. JPMORGAN CHASE BANK,N.A. not in its individual capacity but solely as Securities Administrator and Custodian under the Agreement referred to herein Date: December 2, 2004 By: /s/ Annette Marsula -------------------------------------------- Annette Marsula Vice President EXHIBIT INDEX Exhibit Description 99.1 Monthly Certificateholder Statement on November 26, 2004 Exhibit 99.1 Monthly Certificateholder Statement on November 26, 2004 GSR Mortgage Loan Trust Series 2004-10F Statement To Certificateholders November 26, 2004 ---------------------------------------------------------------------------------------------------------------------------------- DISTRIBUTION IN DOLLARS ---------------------------------------------------------------------------------------------------------------------------------- Original Beginning Ending Face Principal Realized Deferred Principal Class Value Balance Principal Interest Total Losses Interest Balance ---------------------------------------------------------------------------------------------------------------------------------- IA_1 50,000,000.00 49,166,287.36 895,685.66 184,373.58 1,080,059.24 0.00 0.00 48,270,601.70 IA_2 2,027,000.00 1,993,201.29 36,311.10 7,474.50 43,785.60 0.00 0.00 1,956,890.19 IA_3 28,475,000.00 28,475,000.00 0.00 106,781.25 106,781.25 0.00 0.00 28,475,000.00 IA_4 14,051,000.00 14,051,000.00 0.00 52,691.25 52,691.25 0.00 0.00 14,051,000.00 IA_5 64,617,000.00 63,922,789.06 745,814.26 239,710.46 985,524.72 0.00 0.00 63,176,974.80 IA_6 50,000,000.00 49,307,559.21 743,912.53 184,903.35 928,815.88 0.00 0.00 48,563,646.68 IA_7 647,000.00 647,000.00 0.00 2,426.25 2,426.25 0.00 0.00 647,000.00 IIA_1 86,228,000.00 84,736,321.41 1,458,177.43 353,068.01 1,811,245.44 0.00 0.00 83,278,143.98 IIA_2 6,228,000.00 6,228,000.00 0.00 25,950.00 25,950.00 0.00 0.00 6,228,000.00 IIA_3 10,000,000.00 10,000,000.00 0.00 41,666.67 41,666.67 0.00 0.00 10,000,000.00 IIA_4 138,953,000.00 136,937,938.89 1,969,805.45 570,574.75 2,540,380.20 0.00 0.00 134,968,133.44 IIA_5 406,000.00 406,000.00 0.00 1,691.67 1,691.67 0.00 0.00 406,000.00 IIIA_1 63,654,000.00 61,444,064.22 1,937,453.14 281,618.63 2,219,071.77 0.00 0.00 59,506,611.08 IVA_1 55,211,000.00 50,798,882.54 1,909,852.77 253,994.41 2,163,847.18 0.00 0.00 48,889,029.77 VA_1 21,434,000.00 19,384,309.93 1,101,910.96 129,228.73 1,231,139.69 0.00 0.00 18,282,398.97 VIA_1 142,460,000.00 141,986,057.75 903,381.31 591,608.57 1,494,989.88 0.00 0.00 141,082,676.44 VIIA_1 192,798,000.00 191,727,909.59 967,578.68 878,752.92 1,846,331.60 0.00 0.00 190,760,330.91 VIIIA_1 147,700,000.00 145,343,000.74 1,301,601.76 545,036.25 1,846,638.01 0.00 0.00 144,041,398.98 VIIIA_3 69,955,000.00 56,138,180.52 10,124,630.39 0.00 10,124,630.39 0.00 280,690.90 46,294,241.03 IXA_1 36,926,000.00 33,592,793.99 1,622,262.85 223,951.96 1,846,214.81 0.00 0.00 31,970,531.14 A_P 1,906,837.00 1,893,353.64 50,207.04 0.00 50,207.04 0.00 0.00 1,843,146.60 B1 12,145,000.00 12,095,219.58 25,062.54 55,808.47 80,871.01 0.00 0.00 12,070,157.04 B2 4,832,000.00 4,812,194.40 9,971.36 22,203.91 32,175.27 0.00 0.00 4,802,223.04 B3 2,416,000.00 2,406,097.20 4,985.68 11,101.96 16,087.64 0.00 0.00 2,401,111.52 B4 1,812,000.00 1,804,572.90 3,739.26 8,326.47 12,065.73 0.00 0.00 1,800,833.64 B5 1,811,000.00 1,803,577.00 3,737.20 8,321.87 12,059.07 0.00 0.00 1,799,839.80 B6 1,208,819.00 1,202,834.40 2,492.40 5,549.99 8,042.39 0.00 0.00 1,199,829.77 R 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 TOTALS 1,207,901,656.00 1,172,304,145.62 25,818,573.77 4,786,815.88 30,605,389.65 0.00 280,690.90 1,146,765,750.52 --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Original Beginning Ending Face Notional Realized Deferred Notional Class Value Balance Principal Interest Total Losses Interest Balance ---------------------------------------------------------------------------------------------------------------------------------- VIIIA_2 36,925,000.00 36,335,750.19 0.00 181,678.75 181,678.75 0.00 0.00 36,010,349.74 A_X 223,222.00 215,738.31 0.00 1,977.60 1,977.60 0.00 0.00 214,538.80 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Factor Information Per $1,000 of Original Face Pass-through Rates ---------------------------------------------------------------------------------------------------------------------------------- Current Beginning Ending Class Pass-thru Class CUSIP Principal Principal Interest Total Principal Rate (%) ---------------------------------------------------------------------------------------------------------------------------------- IA_1 36242DEH2 983.32574720 17.91371320 3.68747160 21.60118480 965.41203400 IA_1 4.500000 % IA_2 36242DEJ8 983.32574741 17.91371485 3.68746917 21.60118402 965.41203256 IA_2 4.500000 % IA_3 36242DEK5 1,000.00000000 0.00000000 3.75000000 3.75000000 1,000.00000000 IA_3 4.500000 % IA_4 36242DEL3 1,000.00000000 0.00000000 3.75000000 3.75000000 1,000.00000000 IA_4 4.500000 % IA_5 36242DEK5 989.25652785 11.54207500 3.70971200 15.25178699 977.71445285 IA_5 4.500000 % IA_6 36242DEL3 986.15118420 14.87825060 3.69806700 18.57631760 971.27293360 IA_6 4.500000 % IA_7 36242DEP4 1,000.00000000 0.00000000 3.75000000 3.75000000 1,000.00000000 IA_7 4.500000 % IIA_1 36242DEQ2 982.70076321 16.91071844 4.09458656 21.00530501 965.79004477 IIA_1 5.000000 % IIA_2 36242DER0 1,000.00000000 0.00000000 4.16666667 4.16666667 1,000.00000000 IIA_2 5.000000 % IIA_3 36242DES8 1,000.00000000 0.00000000 4.16666700 4.16666700 1,000.00000000 IIA_3 5.000000 % IIA_4 36242DET6 985.49825401 14.17605557 4.10624276 18.28229833 971.32219844 IIA_4 5.000000 % IIA_5 36242DEU3 1,000.00000000 0.00000000 4.16667488 4.16667488 1,000.00000000 IIA_5 5.000000 % IIIA_1 36242DEV1 965.28205957 30.43725673 4.42420948 34.86146621 934.84480284 IIIA_1 5.500000 % IVA_1 920.08626071 34.59188875 4.60043125 39.19232001 885.49437195 IVA_1 6.000000 % VA_1 36242DEX7 904.37202249 51.40948773 6.02914668 57.43863441 852.96253476 VA_1 8.000000 % VIA_1 36242DEY5 996.67315562 6.34129798 4.15280479 10.49410277 990.33185764 VIA_1 5.000000 % VIIA_1 36242DEZ2 994.44968096 5.01861368 4.55789438 9.57650806 989.43106728 VIIA_1 5.500000 % VIIIA_1 36242DFA6 984.04198199 8.81246960 3.69015741 12.50262701 975.22951239 VIIIA_1 4.500000 % VIIIA_3 36242DFC2 802.48989379 144.73061811 0.00000000 144.73061811 661.77172511 VIIIA_3 6.000000 % IXA_1 36242DFD0 909.73281671 43.93280751 6.06488545 49.99769295 865.80000921 IXA_1 8.000000 % A_P 36242DFF5 992.92893939 26.33001143 0.00000000 26.33001143 966.59892796 A_P 0.000000 % B1 36242DFG3 995.90115932 2.06360972 4.59518073 6.65879045 993.83754961 B1 5.536912 % B2 36242DFH1 995.90115894 2.06360927 4.59518005 6.65878932 993.83754967 B2 5.536912 % B3 36242DFJ7 995.90115894 2.06360927 4.59518212 6.65879139 993.83754967 B3 5.536912 % B4 36242DFK4 995.90115894 2.06360927 4.59518212 6.65879139 993.83754967 B4 5.536912 % B5 36242DFL2 995.90115958 2.06361126 4.59517946 6.65879072 993.83754832 B5 5.536912 % B6 36242DFM0 995.04921746 2.06184714 4.59124981 6.65309695 992.56362615 B6 5.536912 % TOTALS 970.52946305 21.37473166 3.96291855 25.33765021 949.38668626 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Current Beginning Ending Class Pass-thru Class CUSIP Notional Principal Interest Total Notional Rate (%) ---------------------------------------------------------------------------------------------------------------------------------- VIIIA_2 36242DFB4 984.04198213 0.00000000 4.92020988 4.92020988 975.22951225 VIIIA_2 6.000000 % A_X 36242DFE8 966.47422745 0.00000000 8.85934182 8.85934182 961.10060836 A_X 11.000000 % ---------------------------------------------------------------------------------------------------------------------------------- If there are any questions or comments, please contact the Relationship Manager listed below. -------------------------------------- Yanilka Fernandez JPMorgan Chase Bank - Structured Finance Services 15th Floor, 4 NYP, New York, New York 10004 Tel: (212) 623-4506 Fax: (212) 623-6214 Email: yanilka.x.fernandez@chase.com --------------------------------------- Sec. 4.01(ii) Aggregate Ending Scheduled Principal Balance of Each Collateral Group Collateral Group I 207,570,823.28 Collateral Group II 237,660,827.06 Collateral Group III 60,239,280.18 Collateral Group IV 49,516,262.24 Collateral Group V 18,525,018.75 Collateral Group VI 145,260,213.21 Collateral Group VII 196,398,468.05 Collateral Group VIII 196,701,900.84 Collateral Group IX 33,049,810.29 Collateral Group A-P 1,843,146.64 Sec. 4.01(iii) Aggregate Ending Scheduled Principal Balance of Each Loan Group Loan Group 1 574,951,450.66 Loan Group 2 571,814,299.88 Sec. 4.01(iv) Available Distribution 30,789,045.98 Principal Distribution Amount 3,307,618.58 Principal Prepayment Amount 22,230,776.46 Sec. 4.01(v) Prepayment Principal Amount by Collateral Group Collateral Group I 1,585,844.14 Collateral Group II 2,482,864.23 Collateral Group III 1,697,714.56 Collateral Group IV 1,500,816.96 Collateral Group V 916,719.49 Collateral Group VI 739,331.17 Collateral Group VII 753,730.32 Collateral Group VIII 10,934,936.92 Collateral Group IX 1,575,210.92 Collateral Group A_P 43,607.75 Sec. 4.01(vi) Interest Payment Class IA_1 Accrued and Paid for Current Month 184,373.58 Accrued and Paid from Prior Months 0.00 Class IA_2 Accrued and Paid for Current Month 7,474.50 Accrued and Paid from Prior Months 0.00 Class IA_3 Accrued and Paid for Current Month 106,781.25 Accrued and Paid from Prior Months 0.00 Class IA_4 Accrued and Paid for Current Month 52,691.25 Accrued and Paid from Prior Months 0.00 Class IA_5 Accrued and Paid for Current Month 239,710.46 Accrued and Paid from Prior Months 0.00 Class IA_6 Accrued and Paid for Current Month 184,903.35 Accrued and Paid from Prior Months 0.00 Class IA_7 Accrued and Paid for Current Month 2,426.25 Accrued and Paid from Prior Months 0.00 Class IIA_1 Accrued and Paid for Current Month 353,068.01 Accrued and Paid from Prior Months 0.00 Class IIA_2 Accrued and Paid for Current Month 25,950.00 Accrued and Paid from Prior Months 0.00 Class IIA_3 Accrued and Paid for Current Month 41,666.67 Accrued and Paid from Prior Months 0.00 Class IIA_4 Accrued and Paid for Current Month 570,574.75 Accrued and Paid from Prior Months 0.00 Class IIA_5 Accrued and Paid for Current Month 1,691.67 Accrued and Paid from Prior Months 0.00 Class IIIA_1 Accrued and Paid for Current Month 281,618.63 Accrued and Paid from Prior Months 0.00 Class IVA_1 Accrued and Paid for Current Month 253,994.41 Accrued and Paid from Prior Months 0.00 Class VA_1 Accrued and Paid for Current Month 129,228.73 Accrued and Paid from Prior Months 0.00 Class VIA_1 Accrued and Paid for Current Month 591,608.57 Accrued and Paid from Prior Months 0.00 Class VIIA_1 Accrued and Paid for Current Month 878,752.92 Accrued and Paid from Prior Months 0.00 Class VIIIA_1 Accrued and Paid for Current Month 545,036.25 Accrued and Paid from Prior Months 0.00 Class VIIIA_2 Accrued and Paid for Current Month 181,678.75 Accrued and Paid from Prior Months 0.00 Class VIIIA_3 Accrued and Paid for Current Month 0.00 Accrued and Paid from Prior Months 0.00 Class IXA_1 Accrued and Paid for Current Month 223,951.96 Accrued and Paid from Prior Months 0.00 Class A_X Accrued and Paid for Current Month 1,977.60 Accrued and Paid from Prior Months 0.00 Class B1 Accrued and Paid for Current Month 55,808.47 Accrued and Paid from Prior Months 0.00 Class B2 Accrued and Paid for Current Month 22,203.91 Accrued and Paid from Prior Months 0.00 Class B3 Accrued and Paid for Current Month 11,101.96 Accrued and Paid from Prior Months 0.00 Class B4 Accrued and Paid for Current Month 8,326.47 Accrued and Paid from Prior Months 0.00 Class B5 Accrued and Paid for Current Month 8,321.87 Accrued and Paid from Prior Months 0.00 Class B6 Accrued and Paid for Current Month 5,549.99 Accrued and Paid from Prior Months 0.00 Sec. 4.01(vii) Trust Fees Servicer Fee Paid 224,604.06 Sec. 4.01(viii) Monthly Advances Current Period Advances 6,249,724.28 Current Period Reimbursed Advances 0.00 Aggregate Unreimbursed Advances 18,970,540.19 Sec. 4.01(ix) Securities Administrator Advances Current Period Advances 0.00 Current Period Reimbursed Advances 0.00 Aggregate Unreimbursed Advances 0.00 Sec. 4.01(xi) Number of Outstanding Mortgage Loans 2,499 Balance of Outstanding Mortgage Loans 1,146,765,750.54 Sec. 4.01(xii) Number and Balance of Delinquent Loans Group 1: 15 Year Mortgage Pool Number of Loans 0-29 days delinquent 1,309 Balance of Loans 0-29 days delinquent 450.66 Number of Loans 30-59 days delinquent 0 Balance of Loans 30-59 days delinquent 0.00 Number of Loans 60-89 days delinquent 0 Balance of Loans 60-89 days delinquent 0.00 Number of Loans are 90-119 days delinquent 0 Balance of Loans are 90-119 days delinquent ` 0.00 Number of Loans are 120+ days delinquent 0 Balance of Loans are 120+ days delinquent 0.00 Group 2: 30 Year Mortgage Pool Number of Loans 0-29 days delinquent 1,190 Balance of Loans 0-29 days delinquent 299.88 Number of Loans 30-59 days delinquent 0 Balance of Loans 30-59 days delinquent 0.00 Number of Loans 60-89 days delinquent 0 Balance of Loans 60-89 days delinquent 0.00 Number of Loans 90-119 days delinquent 0 Balance of Loans 90-119 days delinquent 0.00 Number of Loans 120+ days delinquent 0 Balance of Loans 120+ days delinquent 0.00 Sec. 4.01(xii) Number and Balance of Bankrupt Loans Group 1: 15 Year Mortgage Pool Number of Bankrupt Loans 0 Balance of Bankrupt Loans 0.00 Group 2: 30 Year Mortgage Pool Number of Bankrupt Loans 0 Balance of Bankrupt Loans 0.00 Sec. 4.01(xii) Number and Balance of Foreclosures Group 1: 15 Year Mortgage Pool Number of Foreclosures 0 Balance of Foreclosures 0.00 Group 2: 30 Year Mortgage Pool Number of Foreclosures Loans 0 Balance of Foreclosures Loans 0.00 Sec. 4.01(xii) Number and Balance of REOs Group 1: 15 Year Mortgage Pool Number of REOs 0 Balance of REOs 0.00 Group 2: 30 Year Mortgage Pool Number of REOs 0 Balance of REOs 0.00 Sec. 4.01(xv) Aggregate Principal Payment Scheduled Principal 3,307,618.58 Payoffs 21,387,038.92 Prepayments 843,737.54 Liquidation Proceeds 0.00 Condemnation Proceeds 0.00 Insurance Proceeds 0.00 Realized Losses 512.23 Realized Losses Group 1 0.00 Realized Losses Group 2 0.00 Realized Losses Group 3 0.00 Realized Losses Group 4 0.00 Realized Losses Group 5 0.00 Realized Losses Group 6 0.00 Realized Losses Group 7 0.00 Realized Losses Group 8 0.00 Realized Losses Group 9 0.00 Realized Losses Group A_P 0.00 Realized Gains 0.00 Sec. 4.01(xvi) Aggregate Amount of Mortgage Loans Repurchased 0.00 Sec. 4.01(xvii) Aggregate Amount of Shortfall Allocated for Current Period Class IA_1 0.00 Class IA_2 0.00 Class IA_3 0.00 Class IA_4 0.00 Class IA_5 0.00 Class IA_6 0.00 Class IA_7 0.00 Class IIA_1 0.00 Class IIA_2 0.00 Class IIA_3 0.00 Class IIA_4 0.00 Class IIA_5 0.00 Class IIIA_1 0.00 Class IVA_1 0.00 Class VA_1 0.00 Class VIA_1 0.00 Class VIIA_1 0.00 Class VIIIA_1 0.00 Class VIIIA_2 0.00 Class VIIIA_3 0.00 Class A_X 0.00 Class b1 0.00 Class b2 0.00 Class b3 0.00 Class b4 0.00 Class b5 0.00 Class b6 0.00 Senior Collateral Percentage 1 98.840000 % Senior Collateral Percentage 2 98.840000 % Senior Collateral Percentage 3 98.820000 % Senior Collateral Percentage 4 98.770000 % Senior Collateral Percentage 5 98.750000 % Senior Collateral Percentage 6 97.140000 % Senior Collateral Percentage 7 97.140000 % Senior Collateral Percentage 8 96.930000 % Senior Collateral Percentage 9 96.880000 % Senior Prepayment Percentage 1 100.000000 % Senior Prepayment Percentage 2 100.000000 % Senior Prepayment Percentage 3 100.000000 % Senior Prepayment Percentage 4 100.000000 % Senior Prepayment Percentage 5 100.000000 % Senior Prepayment Percentage 6 100.000000 % Senior Prepayment Percentage 7 100.000000 % Senior Prepayment Percentage 8 100.000000 % Senior Prepayment Percentage 9 100.000000 % Subordinate Percentage 1 1.160000 % Subordinate Percentage 2 1.160000 % Subordinate Percentage 3 1.180000 % Subordinate Percentage 4 1.230000 % Subordinate Percentage 5 1.250000 % Subordinate Percentage 6 2.860000 % Subordinate Percentage 7 2.860000 % Subordinate Percentage 8 3.070000 % Subordinate Percentage 9 3.120000 % Subordinate Prepayment Percentage 1 0.000000 % Subordinate Prepayment Percentage 2 0.000000 % Subordinate Prepayment Percentage 3 0.000000 % Subordinate Prepayment Percentage 4 0.000000 % Subordinate Prepayment Percentage 5 0.000000 % Subordinate Prepayment Percentage 6 0.000000 % Subordinate Prepayment Percentage 7 0.000000 % Subordinate Prepayment Percentage 8 0.000000 % Subordinate Prepayment Percentage 9 0.000000 % Aggregate Scheduled Principal 3,307,618.58 Unscheduled Principal 22,230,776.46 Beginning Balance 1,172,304,145.62 Ending Balance 1,146,765,750.54 Beginning Net Wac 5.37470 Ending Net Wac 5.36504 Weighted Averge Maturity 257.00 Compensating Interest 0.00 Copyright 2001 J.P. Morgan Chase & Co. All rights reserved.

________________________________________________

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported)

August 26, 2004

GS Mortgage Securities Corp.

(Exact Name of Registrant as Specified in its Charter)

Delaware	333-117485	13-6357101
(State or Other Jurisdiction Of Incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

85 Broad Street New York, New York		10004
(Address of Principal Executive Offices)		(Zip Code)

Registrant’s telephone number, including area code: (212) 902-1000

None

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 8.01. Other Events.

The Registrant registered issuances of Mortgage Pass-Through Certificates, Series 2004-10F on a delayed or continuous basis pursuant to Rule 415 under the Securities Act of 1933, as amended, by a Registration Statement on Form S-3 (Registration File No. 333-117485) (the “Registration Statement”). Pursuant to the Registration Statement, the Registrant issued $1,204,216,837 aggregate principal amount of Class 1A-1, Class 1A-2, Class 1A-3, Class 1A-4, Class 1A-5, Class 1A-6, Class 1A-7, Class 2A-1, Class 2A-2, Class 2A-3, Class 2A-4, Class 2A-5, Class 3A-1, Class 4A-1, Class 5A-1, Class 6A-1, Class 7A-1, Class 8A-1, Class 8A-2, Class 8A-3, Class 9A-1, Class A-X, Class A-P, Class B1, Class B2, and Class B3 Certificates (the “Publicly Offered Certificates”) on August 26, 2004. This Current Report on Form 8-K is being filed to satisfy an undertaking, contained in the definitive Prospectus dated July 27, 2004, as supplemented by the Prospectus Supplement dated August 24, 2004, to file a copy of the Master Servicing and Trust Agreement (as defined below) and other operative agreements executed in connection with the issuance of the Publicly Offered Certificates, a form of which was filed as an exhibit to the Registration Statement.

The Publicly Offered Certificates were issued pursuant to a Master Servicing and Trust Agreement (the “Trust Agreement”), attached hereto as Exhibit 4.5.1, dated as of August 1, 2004, among GS Mortgage Securities Corp., as depositor, Chase Manhattan Mortgage Corporation, as master servicer, JP Morgan Chase Bank, as securities administrator and custodian, and Wachovia Bank, National Association, as Trustee, which incorporates by reference the Standard Terms to Master Servicing and Trust Agreement, August 2004 Edition (the “Standard Terms”), attached hereto as Exhibit 4.5.2. The “Certificates” consist of the Publicly Offered Certificates and the Class B4, Class B5, Class B6 and Class R Certificates. The Certificates evidence all of the beneficial ownership interest in a trust fund that consists primarily of a pool of certain conventional, fixed rate, residential mortgage loans with an aggregate outstanding principal balance of approximately $1,209,053,971 as of August 1, 2004, together with certain other assets. Capitalized terms used herein and not otherwise defined shall have the meanings assigned to them in the Trust Agreement and the Standard Terms.

Item 9.01. Financial Statements and Exhibits.

(a)

Not applicable.

(b)

Not applicable.

(c)

Exhibits:

4.5.1

Master Servicing and Trust Agreement, dated as of August 1, 2004, among GS Mortgage Securities Corp., as depositor, Chase Manhattan Mortgage Corporation, as master servicer, JP Morgan Chase Bank, as securities administrator and custodian, and Wachovia Bank, National Association, as Trustee

4.5.2

Standard Terms to Master Servicing and Trust Agreement (August 2004 Edition)

4.6

Form of Publicly Offered Certificate

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

GS MORTGAGE SECURITIES CORP.

By: /s/ Chris Gething

Name: Chris Gething

Title: Vice President

Dated: August 26, 2004

EXHIBIT INDEX

Exhibit No.	Description	Page No.
4.5.1	Master Servicing and Trust Agreement, dated as of August 1, 2004, among GS Mortgage Securities Corp., as depositor, Chase Manhattan Mortgage Corporation, as master servicer, JP Morgan Chase Bank, as securities administrator and custodian, and Wachovia Bank, National Association, as Trustee
4.5.2	Standard Terms to Master Servicing and Trust Agreement (August 2004 Edition)
4.6	Form of Publicly Offered Certificate

Filing Compare · GS Mortgage GSR Loan Trust 2004-10F