10-D 1 centex06a_oct06.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-D ASSET-BACKED ISSUER DISTRIBUTION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the monthly distribution period from September 26, 2006 to October 25, 2006 Commission File Number of issuing entity: 333-130642-01 Centex Home Equity Loan Trust 2006-A ------------------------------------------------------------------------------- (Exact name of issuing entity as specified in its charter) Commission File Number of depositor: 333-130642 CHEC Funding, LLC ------------------------------------------------------------------------------- (Exact name of depositor as specified in its charter) Nationstar Mortgage LLC ------------------------------------------------------------------------------- (Exact name of sponsor as specified in its charter) New York -------------- (State or other jurisdiction of incorporation or organization of the issuing entity) 51-0581937, 51-0581933 -------------- (I.R.S. Employer Identification No.) c/o JPMorgan Chase Bank, N.A. Attn: Global Debt Centex Home Equity Loan Trust 2006-A 4 New York Plaza, 6th Floor New York, NY 10004 -------------------------------------- ---------- (Address of principal executive offices Zip Code of the issuing entity) (212) 623-5600 -------------- (Telephone number, including area code) Not Applicable ----------------------------------- (Former name, former address, if changed since last report) Registered/reporting pursuant to (check one) Section 12(b) Section 12(g) Section 15(d) Name of Exchange (if Section 12(b)) Title of class AV1 [ ] [ ] [ x ] AV2 [ ] [ ] [ x ] AV3 [ ] [ ] [ x ] AV4 [ ] [ ] [ x ] M1 [ ] [ ] [ x ] M2 [ ] [ ] [ x ] M3 [ ] [ ] [ x ] M4 [ ] [ ] [ x ] M5 [ ] [ ] [ x ] M6 [ ] [ ] [ x ] M7 [ ] [ ] [ x ] M8 [ ] [ ] [ x ] M9 [ ] [ ] [ x ] M10 [ ] [ ] [ x ] M11 [ ] [ ] [ x ] Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes [x] No [ ] PART I - DISTRIBUTION INFORMATION Item 1. Distribution and Pool Performance Information. On October 25, 2006 a distribution was made to holders of Centex Home Equity Loan Trust 2006-A, Home Equity Loan Asset-Backed Certificates, Series 2006-A. The distribution report is attached as Exhibit 99.1 to this Form 10-D. PART II - OTHER INFORMATION Item 9. Exhibits. (a) The following is a list of documents filed as part of this Report on Form 10-D: Monthly Statement to Certificateholders on October 25, 2006 is filed as Exhibit 99.1 hereto. (b) The exhibits required to be filed by Registrant pursuant to Item 601 of Regulation S-K are listed above and in the Exhibit Index that immediately follows the signature page hereof. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Centex Home Equity Loan Trust 2006-A (Issuing Entity) By: Nationstar Mortgage LLC (Servicer) /s/ Jerry Berrens ------------------------ Jerry Berrens Date: October 27, 2006

EXHIBIT INDEX Exhibit Number Description EX-99.1 Monthly Statement to Certificateholders IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Steven M. Husbands JPMorgan Chase Bank, N.A. - Structured Finance Services 4 New York Plaza 6th Floor, New York, New York 10004 Tel: (212) 623-4496 / Fax: (212) 623-5930 Email: steve.m.husbands@jpmchase.com EXHIBIT 99.1 Centex Home Equity Loan Trust, Series 2006-A ~~July~~October 25, 2006 ----------------------------------------------------------------------------------------------------------------------------------- DISTRIBUTION IN DOLLARS ----------------------------------------------------------------------------------------------------------------------------------- ORIGINAL BEGINNING ENDING FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE ----------------------------------------------------------------------------------------------------------------------------------- AV1 380,001,000.00 ~~369~~322,~~486~~278,~~888~~683.1297 1323,~~837~~282,~~049~~186.4263 1,~~599~~444,~~082~~882.8077 1524,~~436~~727,~~132~~069.2240 0.00 0.00 ~~355~~298,~~649~~996,~~838~~497.7034 AV2 138,465,000.00 138,465,000.00 0.00 ~~604~~626,~~832~~554.4313 ~~604~~626,~~832~~554.4313 0.00 0.00 138,465,000.00 AV3 182,132,000.00 182,132,000.00 0.00 ~~804~~833,~~378~~253.3990 ~~804~~833,~~378~~253.3990 0.00 0.00 182,132,000.00 AV4 94,902,000.00 94,902,000.00 0.00 ~~426~~441,~~011~~294.1230 ~~426~~441,~~011~~294.1230 0.00 0.00 94,902,000.00 M1 35,500,000.00 35,500,000.00 0.00 ~~160~~166,~~787~~554.8817 ~~160~~166,~~787~~554.8817 0.00 0.00 35,500,000.00 M2 32,500,000.00 32,500,000.00 0.00 ~~147~~153,~~723~~020.7883 ~~147~~153,~~723~~020.7883 0.00 0.00 32,500,000.00 M3 18,500,000.00 18,500,000.00 0.00 8487,~~237~~258.9533 8487,~~237~~258.9533 0.00 0.00 18,500,000.00 M4 17,000,000.00 17,000,000.00 0.00 7780,~~955~~750.6300 7780,~~955~~750.6300 0.00 0.00 17,000,000.00 M5 16,000,000.00 16,000,000.00 0.00 7376,~~498~~133.8933 7376,~~498~~133.8933 0.00 0.00 16,000,000.00 M6 14,500,000.00 14,500,000.00 0.00 6770,~~893~~325.2300 6770,~~893~~325.2300 0.00 0.00 14,500,000.00 M7 13,000,000.00 13,000,000.00 0.00 6467,~~953~~275.9600 6467,~~953~~275.9600 0.00 0.00 13,000,000.00 M8 12,500,000.00 12,500,000.00 0.00 6466,~~671~~979.0117 6466,~~671~~979.0117 0.00 0.00 12,500,000.00 M9 8,500,000.00 8,500,000.00 0.00 4951,~~591~~354.0117 4951,~~591~~354.0117 0.00 0.00 8,500,000.00 M10 6,500,000.00 6,500,000.00 0.00 4042,~~959~~412.4850 4042,~~959~~412.4850 0.00 0.00 6,500,000.00 M11 10,000,000.00 10,000,000.00 0.00 6365,~~014~~250.5800 6365,~~014~~250.5800 0.00 0.00 10,000,000.00 R 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 ----------------------------------------------------------------------------------------------------------------------------------- TOTALS 980,000,000.00 ~~969~~922,~~485~~277,~~888~~683.1297 1323,~~837~~282,~~049~~186.4263 4,~~329~~273,~~592~~297.1460 1827,~~166~~555,~~641~~484.5623 0.00 0.00 ~~955~~898,~~648~~995,~~838~~497.7034 ----------------------------------------------------------------------------------------------------------------------------------- XIO 980,000,000.00 ~~968~~942,~~917~~288,~~458~~060.8507 0.00 21,~~143~~877,~~226~~220.9235 21,~~143~~877,~~226~~220.9235 0.00 0.00 ~~975~~919,~~659~~005,~~214~~873.8044 P 0.00 0.00 0.00 374,619.86 374,619.86 0.00 0.00 0.00 ----------------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- FACTOR INFORMATION PER $1,000 OF ORIGINAL FACE ----------------------------------------------------------------------------------------------------------------------------------- CURRENT BEGINNING ENDING PASS-THROUGH CLASS CUSIP PRINCIPAL PRINCIPAL INTEREST TOTAL PRINCIPAL RATE ----------------------------------------------------------------------------------------------------------------------------------- AV1 15231AAA4 ~~972~~848.~~33135734~~09956808 3661.~~41319212~~26875095 43.~~20810156~~80231307 4065.~~62129368~~07106402 ~~935~~786.~~91816522~~83081713 5.~~372500~~380000 % AV2 15231AAB2 1,000.00000000 0.00000000 4.~~36812501~~52500004 4.~~36812501~~52500004 1,000.00000000 5.~~422500~~430000 % AV3 15231AAC0 1,000.00000000 0.00000000 4.~~41645834~~57500000 4.~~41645834~~57500000 1,000.00000000 5.~~482500~~490000 % AV4 15231AAD8 1,000.00000000 0.00000000 4.~~48895829~~65000000 4.~~48895829~~65000000 1,000.00000000 5.~~572500~~580000 % M1 15231AAE6 1,000.00000000 0.00000000 4.~~52923606~~69166676 4.~~52923606~~69166676 1,000.00000000 5.~~622500~~630000 % M2 15231AAF3 1,000.00000000 0.00000000 4.~~54534708~~70833323 4.~~54534708~~70833323 1,000.00000000 5.~~642500~~650000 % M3 15231AAG1 1,000.00000000 0.00000000 4.~~55340270~~71666649 4.~~55340270~~71666649 1,000.00000000 5.~~652500~~660000 % M4 15231AAH9 1,000.00000000 0.00000000 4.~~58562529~~75000000 4.~~58562529~~75000000 1,000.00000000 5.~~692500~~700000 % M5 15231AAJ5 1,000.00000000 0.00000000 4.~~59368063~~75833313 4.~~59368063~~75833313 1,000.00000000 5.~~702500~~710000 % M6 15231AAK2 1,000.00000000 0.00000000 4.~~68229172~~85000000 4.~~68229172~~85000000 1,000.00000000 5.~~812500~~820000 % M7 15231AAL0 1,000.00000000 0.00000000 45.~~99645846~~17500000 45.~~99645846~~17500000 1,000.00000000 6.~~202500~~210000 % M8 15231AAM8 1,000.00000000 0.00000000 5.~~17368080~~35833360 5.~~17368080~~35833360 1,000.00000000 6.~~422500~~430000 % M9 15231AAN6 1,000.00000000 0.00000000 56.~~83423647~~04166706 56.~~83423647~~04166706 1,000.00000000 7.~~242500~~250000 % M10 15231AAP1 1,000.00000000 0.00000000 6.~~30145846~~52500000 6.~~30145846~~52500000 1,000.00000000 7.~~822500~~830000 % M11 15231AAQ9 1,000.00000000 0.00000000 6.~~30145800~~52500000 6.~~30145800~~52500000 1,000.00000000 7.~~822500~~830000 % ----------------------------------------------------------------------------------------------------------------------------------- TOTALS ~~989~~941.~~27131441~~09967752 1423.~~11943818~~75733330 4.~~41795116~~36050776 1828.~~53738935~~11784105 ~~975~~917.~~15187622~~34234422 ----------------------------------------------------------------------------------------------------------------------------------- XIO N/A ~~988~~961.~~69128454~~51842864 0.00000000 21.~~18696624~~91553097 21.~~18696624~~91553097 ~~995~~937.~~57062735~~76109535 0.000000 % ----------------------------------------------------------------------------------------------------------------------------------- Centex Home Equity Loan Trust, Series 2006-A ~~July~~October 25, 2006 Distributions Allocable to Principal Scheduled Monthly Payments ~~559~~561,~~093~~370.6848 Curtailments 53315,~~566~~919.0013 Prepayments in Full 1322,~~224~~404,~~389~~897.7402 Loans Repurchased by Seller 0.00 Substitution Amounts 0.00 Net Liquidation Proceeds 0.00 Subordination Increase Amount 0.00 Excess Overcollateralization Amount 0.00 Class Interest Carryover Shortfall Class AV1 0.00 0.00 Class AV2 0.00 0.00 Class AV3 0.00 0.00 Class AV4 0.00 0.00 Class M1 0.00 0.00 Class M2 0.00 0.00 Class M3 0.00 0.00 Class M4 0.00 0.00 Class M5 0.00 0.00 Class M6 0.00 0.00 Class M7 0.00 0.00 Class M8 0.00 0.00 Class M9 0.00 0.00 Class M10 0.00 0.00 Class M11 0.00 0.00 Class Principal Carryover Shortfall Subordinate Certificates Class M1 0.00 0.00 Class M2 0.00 0.00 Class M3 0.00 0.00 Class M4 0.00 0.00 Class M5 0.00 0.00 Class M6 0.00 0.00 Class M10 0.00 0.00 Class M8M9 0.00 0.00 Class M9M8 0.00 0.00 Class M11 0.00 0.00 Class M7 0.00 0.00 Beginning Aggregate Loan Balance ~~989~~942,~~496~~288,~~264~~060.2308 Ending Aggregate Loan Balance ~~975~~919,~~659~~005,~~214~~873.8145 Overcollateralization Amount 20,010,376.11 Required Overcollateralization Amount 20,010,376.11 Internal Revenue Code Section 6049(d)(7)(C) Market Discount Information Substitution Amounts Loan Purchase Price Amounts 0.00 Weighted Average Net Coupon Rate 7.~~8545~~8301% Monthly Remittance Amount 2029,~~314~~431,~~751~~731.37 Weighted Average Gross Margin 0.0000% Largest Loan Balance 0.00 Basic Principal Amount 1323,~~837~~282,~~049~~186.4263 Net Wac Cap Carryover Paid 0.00 Remaining Net Wac Cap Carryover 0.00 Net Wac Cap 7.8583% Applied Realized Loss Amounts Subordinate Certificates Class M1 0.00 0.00 Class M2 0.00 0.00 Class M3 0.00 0.00 Class M4 0.00 0.00 Class M5 0.00 0.00 Class M6 0.00 0.00 Class M7 0.00 0.00 Class M8 0.00 0.00 Class M10 0.00 0.00 Class M11 0.00 0.00 Class M9 0.00 0.00 Sec. 7.09(xx) Stepdown Date Has Not Occurred Number and Aggregate Principal Amounts of Mortgage Loans in Delinquency ~~(Includes Bankruptcies)~~ Group Totals Category Number Principal Balance Percentage 1 Month ~~111~~206 1428,~~229~~024,~~142~~374.9860 13.4605 % 2 Month 2562 37,~~539~~981,~~026~~958.0467 0.3687 % 3 Month 48 ~~669~~1,~~808~~836,713.8796 0.0720 % Total ~~140~~276 1837,~~437~~843,~~977~~047.8923 14.8912 % Number and Aggregate Principal Amounts of Mortgage Loans in Foreclosure Group Totals Number Principal Balance Percentage 564 ~~395~~8,~~336~~786,656.7697 0.0496% Number and Aggregate Principal Amounts of Mortgage Loans in Bankruptcy Group Totals Number Principal Balance Percentage 615 ~~555~~1,~~466~~588,474.8073 0.0617% Balloon Loans Number of Balloon Loans 0527.00 Balance of Balloon Loans 0125,412,898.0030 Number and Aggregate Principal Amounts of REO Loans Group Totals Number Principal Balance Percentage 03 0583,515.0079 0.0006% Book Value of REO Loans 0.00 Realized Losses Monthly Realized Losses 0.00 Cumulative Realized Losses 0.00 Net Liquidation Proceeds 0.00 60+ Delinquency Percentage (Rolling Three Month) 1.4219% Cumulative Loss Percentage 0.00% Cumulative Realized Losses Since Cut-Off Date 0.00 Aggregate Loan Balance as of the Cut-Off Date 0.00 Sec. 7.09(b)(x) Has a Trigger Event Occurred? NO 1-Month LIBOR for Current Distribution Date 5.~~32250~~33000% Swap ~~Payment~~Receipt 31,~~923~~930.2062 Copyright 2005 J.P.Morgan Chase & Co. All rights reserved.

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