8-K 1 arc02bc6.txt NOVEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 25, 2002 AMORTIZING RESIDENTIAL COLLATERAL TRUST Mortgage Pass-Through Certificates, Series 2002-BC6 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-92140-02 Pooling and Servicing Agreement) (Commission Pending (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On November 25, 2002 a distribution was made to holders of AMORTIZING RESIDENTIAL COLLATERAL TRUST, Mortgage Pass-Through Certificates, Series 2002-BC6 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-BC6 Trust, relating to the November 25, 2002 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. AMORTIZING RESIDENTIAL COLLATERAL TRUST Mortgage Pass-Through Certificates, Series 2002-BC6 Trust By: Wells Fargo Bank Minnesota, NA, as Trustee By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 12/3/02 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-BC6 Trust, relating to the November 25, 2002 distribution.

Amortizing Residential Collateral Mortgage Trus Mortgage Pass-Through Certificates Record Date: 910/3031/02 ~~Distribution Date: 10~~11/25/02 Distribution Date: ARC Series: 2002-BC6 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A1 86358R5X1 SEN 2.~~13375~~15000% ~~563~~559,~~360~~703,~~887~~413.1069 1,~~001~~036,~~726~~228.0868 34,~~657~~162,~~473~~096.41 A2 86358R5Y9 SEN 2.~~16375~~18000% ~~312~~309,~~999~~882,~~692~~119.3198 ~~564~~581,~~377~~717.5760 35,~~117~~119,~~572~~636.3398 A3 86358R6E2 SEN 2.~~02375~~04000% ~~108~~106,~~512~~843,~~944~~100.7722 ~~183~~187,~~002~~687.5671 12,~~669~~742,~~844~~197.5513 A4 86358R6F9 SEN 2.~~21375~~23000% 59,137,000.00 ~~109~~113,~~095~~559.4447 0.00 A-IO 86358R5Z6 SEN 6.00000% 0.00 2,022,054.0001 0.00 M1 86358R6A0 SUB 2.~~56375~~58000% 67,402,000.00 ~~144~~149,~~001~~744.5678 0.00 M2 86358R6B8 SUB 3.~~01375~~03000% 51,716,000.00 ~~129~~134,~~882~~935.5866 0.00 M3 86358R6C6 SUB 3.~~81375~~83000% 27,573,000.00 8790,~~630~~937.4429 0.00 B 86358R6D4 SUB 4.~~21375~~23000% 24,510,000.00 8689,~~065~~277.8468 0.00 X ARC02BC6X SUB 0.00000% 3,432,274.75 3,~~844~~668,~~049~~195.1836 0.00 P ARC02BC6P SEN 0.00000% 0.00 96195,~~991~~882.5413 0.00 R ARC02B6R1 SEN 0.00000% 0.00 0.00 0.00 R-II ARC02B6R2 SEN 0.00000% 0.00 0.00 0.00 R-III ARC02B6R3 SEN 0.00000% 0.00 0.00 0.00 Totals 1,~~218~~210,~~643~~198,~~798~~908.936 8,~~268~~270,~~876~~220.7937 812,~~444~~023,~~890~~930.2952

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A1 0.00 ~~559~~555,~~703~~541,~~413~~317.6928 45,~~659~~198,~~199~~325.4909 0.00 A2 0.00 ~~309~~304,~~882~~762,~~119~~483.9800 35,~~681~~701,~~949~~354.9058 0.00 A3 0.00 ~~106~~104,~~843,~~100,903.2209 12,~~852~~929,~~847~~884.1184 0.00 A4 0.00 59,137,000.00 ~~109~~113,~~095~~559.4447 0.00 A-IO 0.00 0.00 2,022,054.0001 0.00 M1 0.00 67,402,000.00 ~~144~~149,~~001~~744.5678 0.00 M2 0.00 51,716,000.00 ~~129~~134,~~882~~935.5866 0.00 M3 0.00 27,573,000.00 8790,~~630~~937.4429 0.00 B 0.00 24,510,000.00 8689,~~065~~277.8468 0.00 X 0.00 3,432,274.75 3,~~844~~668,~~049~~195.1836 0.00 P 0.00 0.00 96195,~~991~~882.5413 0.00 R 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 R-III 0.00 0.00 0.00 0.00 Totals 0.00 1,~~210,~~198,~~908~~174,978.6412 1620,~~713~~294,~~767~~150.0889 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A1 565,941,000.00 ~~563~~559,~~360~~703,~~887~~413.1069 0.00 34,~~657~~162,~~473~~096.41 0.00 0.00 A2 315,776,000.00 ~~312~~309,~~999~~882,~~692~~119.3198 0.00 35,~~117~~119,~~572~~636.3398 0.00 0.00 A3 110,000,000.00 ~~108~~106,~~512~~843,~~944~~100.7722 0.00 12,~~669~~742,~~844~~197.5513 0.00 0.00 A4 59,137,000.00 59,137,000.00 0.00 0.00 0.00 0.00 A-IO 0.00 0.00 0.00 0.00 0.00 0.00 M1 67,402,000.00 67,402,000.00 0.00 0.00 0.00 0.00 M2 51,716,000.00 51,716,000.00 0.00 0.00 0.00 0.00 M3 27,573,000.00 27,573,000.00 0.00 0.00 0.00 0.00 B 24,510,000.00 24,510,000.00 0.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 0.00 0.00 R-III 0.00 0.00 0.00 0.00 0.00 0.00 Totals 1,222,055,000.000 1,~~215~~206,~~211~~766,~~524~~633.1889 0.00 812,~~444~~023,~~890~~930.2952 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A1 34,~~657~~162,~~473~~096.41 ~~559~~555,~~703~~541,~~413~~317.6928 0.~~98897838~~98162409 34,~~657~~162,~~473~~096.41 A2 35,~~117~~119,~~572~~636.3398 ~~309~~304,~~882~~762,~~119~~483.9800 0.~~98133525~~96512237 35,~~117~~119,~~572~~636.3398 A3 12,~~669~~742,~~844~~197.5513 ~~106~~104,~~843,~~100,903.2209 0.~~97130091~~94637185 12,~~669~~742,~~844~~197.5513 A4 0.00 59,137,000.00 1.00000000 0.00 A-IO 0.00 0.00 0.00000000 0.00 M1 0.00 67,402,000.00 1.00000000 0.00 M2 0.00 51,716,000.00 1.00000000 0.00 M3 0.00 27,573,000.00 1.00000000 0.00 B 0.00 24,510,000.00 1.00000000 0.00 R 0.00 0.00 0.00000000 0.00 R-II 0.00 0.00 0.00000000 0.00 R-III 0.00 0.00 0.00000000 0.00 Totals 812,~~444~~023,~~890~~930.2952 1,~~206~~194,~~766~~742,~~633~~703.8937 0.~~98748963~~97765052 812,~~444~~023,~~890~~930.2952

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A1 565,941,000.00 ~~995~~988.~~44102141~~97838059 0.00000000 67.~~46264082~~35429384 0.00000000 A2 315,776,000.00 ~~991~~981.~~20798386~~33525024 0.00000000 916.~~87273361~~21287552 0.00000000 A3 110,000,000.00 ~~986~~971.~~48131609~~30091109 0.00000000 1524.~~18040500~~92906482 0.00000000 A4 59,137,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 M1 67,402,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M2 51,716,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M3 27,573,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B 24,510,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 X 3,432,274.75 1000.00000000 0.00000000 0.00000000 0.00000000 P 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-III 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are Per 1,000 Denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A1 0.00000000 67.~~46264082~~35429384 ~~988~~981.~~97838059~~62408675 0.~~98897838~~98162409 67.~~46264082~~35429384 A2 0.00000000 916.~~87273361~~21287552 ~~981~~965.~~33525024~~12237472 0.~~98133525~~96512237 916.~~87273361~~21287552 A3 0.00000000 1524.~~18040500~~92906482 ~~971~~946.~~30091109~~37184627 0.~~97130091~~94637185 1524.~~18040500~~92906482 A4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 X 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 P 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-III 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A1 565,941,000.00 2.~~13375~~15000% ~~563~~559,~~360~~703,~~887~~413.1069 1,~~001~~036,~~726~~228.0868 0.00 0.00 A2 315,776,000.00 2.~~16375~~18000% ~~312~~309,~~999~~882,~~692~~119.3198 ~~564~~581,~~377~~717.5760 0.00 0.00 A3 110,000,000.00 2.~~02375~~04000% ~~108~~106,~~512~~843,~~944~~100.7722 ~~183~~187,~~002~~687.5671 0.00 0.00 A4 59,137,000.00 2.~~21375~~23000% 59,137,000.00 ~~109~~113,~~095~~559.4447 0.00 0.00 A-IO 0.00 6.00000% 404,410,801.00 2,022,054.0001 0.00 0.00 M1 67,402,000.00 2.~~56375~~58000% 67,402,000.00 ~~144~~149,~~001~~744.5678 0.00 0.00 M2 51,716,000.00 3.~~01375~~03000% 51,716,000.00 ~~129~~134,~~882~~935.5866 0.00 0.00 M3 27,573,000.00 3.~~81375~~83000% 27,573,000.00 8790,~~630~~937.4429 0.00 0.00 B 24,510,000.00 4.~~21375~~23000% 24,510,000.00 8689,~~065~~277.8468 0.00 0.00 X 3,432,274.75 0.00000% 3,432,274.75 0.00 0.00 0.00 P 0.00 0.00000% 0.01 0.00 0.00 0.00 R 0.00 0.00000% 0.00 0.00 0.00 0.00 R-II 0.00 0.00000% 0.00 0.00 0.00 0.00 R-III 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 1,225,487,274.757 4,~~327~~406,~~836~~142.0788 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A1 0.00 0.00 1,~~001~~036,~~726~~228.0868 0.00 ~~559~~555,~~703~~541,~~413~~317.6928 A2 0.00 0.00 ~~564~~581,~~377~~717.5760 0.00 ~~309~~304,~~882~~762,~~119~~483.9800 A3 0.00 0.00 ~~183~~187,~~002~~687.5671 0.00 ~~106~~104,~~843,~~100,903.2209 A4 0.00 0.00 ~~109~~113,~~095~~559.4447 0.00 59,137,000.00 A-IO 0.00 0.00 2,022,054.0001 0.00 404,410,801.00 M1 0.00 0.00 ~~144~~149,~~001~~744.5678 0.00 67,402,000.00 M2 0.00 0.00 ~~129~~134,~~882~~935.5866 0.00 51,716,000.00 M3 0.00 0.00 8790,~~630~~937.4429 0.00 27,573,000.00 B 0.00 0.00 8689,~~065~~277.8468 0.00 24,510,000.00 X 0.00 0.00 3,~~844~~668,~~049~~195.1836 0.00 3,432,274.75 P 0.00 0.00 96195,~~991~~882.5413 0.00 0.01 R 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 0.00 R-III 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 8,~~268~~270,~~876~~220.7937 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A1 565,941,000.00 2.~~13375~~15000% ~~995~~988.~~44102141~~97838059 1.~~77001857~~83098358 0.00000000 0.00000000 A2 315,776,000.00 2.~~16375~~18000% ~~991~~981.~~20798386~~33525024 1.~~78727190~~84218433 0.00000000 0.00000000 A3 110,000,000.00 2.~~02375~~04000% ~~986~~971.~~48131609~~30091109 1.~~66365964~~70625191 0.00000000 0.00000000 A4 59,137,000.00 2.~~21375~~23000% 1000.00000000 1.~~84479159~~92027783 0.00000000 0.00000000 A-IO 0.00 6.00000% 1000.00000000 45.~~99999999~~00000001 0.00000000 0.00000000 M1 67,402,000.00 2.~~56375~~58000% 1000.00000000 2.~~13645827~~22166672 0.00000000 0.00000000 M2 51,716,000.00 3.~~01375~~03000% 1000.00000000 2.~~51145835~~60916660 0.00000000 0.00000000 M3 27,573,000.00 3.~~81375~~83000% 1000.00000000 3.~~17812498~~29805571 0.00000000 0.00000000 B 24,510,000.00 4.~~21375~~23000% 1000.00000000 3.~~51145818~~64250020 0.00000000 0.00000000 X 3,432,274.75 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000 P 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-III 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A1 0.00000000 0.00000000 1.~~77001857~~83098358 0.00000000 ~~988~~981.~~97838059~~62408675 A2 0.00000000 0.00000000 1.~~78727190~~84218433 0.00000000 ~~981~~965.~~33525024~~12237472 A3 0.00000000 0.00000000 1.~~66365964~~70625191 0.00000000 ~~971~~946.~~30091109~~37184627 A4 0.00000000 0.00000000 1.~~84479159~~92027783 0.00000000 1000.00000000 A-IO 0.00000000 0.00000000 45.~~99999999~~00000001 0.00000000 1000.00000000 M1 0.00000000 0.00000000 2.~~13645827~~22166672 0.00000000 1000.00000000 M2 0.00000000 0.00000000 2.~~51145835~~60916660 0.00000000 1000.00000000 M3 0.00000000 0.00000000 3.~~17812498~~29805571 0.00000000 1000.00000000 B 0.00000000 0.00000000 3.~~51145818~~64250020 0.00000000 1000.00000000 X 0.00000000 0.00000000 ~~1119~~1068.~~97129018~~73593380 0.00000000 1000.00000000 P 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-III 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 1720,~~435~~337,~~333~~912.0223 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) ~~112~~882,~~475~~057.4729 Realized Losses 0.00 Prepayment Penalties ~~96,991~~0.5400 Total Deposits 1721,~~644~~219,~~800~~969.0352 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~931~~925,~~032~~818.9563 Payment of Interest and Principal 1620,~~713~~294,~~767~~150.0889 Total Withdrawals (Pool Distribution Amount) 1721,~~644~~219,~~800~~969.0352 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~912~~907,~~245~~161.5338 Credit Risk Manager's Fee 15,~~233~~127.0549 Trustee Fee 3,~~554~~529.3776 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~931~~925,~~032~~818.9563

OTHER ACCOUNTS Beginning Current Current Ending Account Type Balance Withdrawals Deposits Balance Reserve Fund 1,000.00 0.00 0.00 1,000.00 Financial Guaranty 034,149.0027 0.00 0.00 ~~34,149~~0.2700

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 01 01 0 02 0236,671.0096 0334,737.0047 0.00 0571,409.0043 30 Days 86639 0 0 0 86639 980,~~293~~836,~~040~~357.0714 0.00 0.00 0.00 980,~~293~~836,~~040~~357.0714 60 Days 26147 0 0 0 26147 318,~~586~~867,~~336~~116.4953 0.00 0.00 0.00 318,~~586~~867,~~336~~116.4953 90 Days 758 04 0 0 762 ~~857~~7,~~190~~266,479.5924 0204,451.0009 0.00 0.00 ~~857~~7,~~190~~470,930.5933 120 Days 020 01 05 0 026 02,974,340.0063 061,472.0078 0752,329.0015 0.00 03,788,142.0056 150 Days 04 0 02 0 06 0402,725.0039 0.00 0365,200.00 0.00 0767,925.0039 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals ~~119~~868 06 08 0 ~~119~~882 13110,~~736~~347,~~567~~018.1593 0502,595.0083 01,452,266.0062 0.00 13112,~~736~~301,~~567~~881.1538 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~000000~~011222% 0.~~000000~~011222% 0.000000% 0.~~000000~~022444% 0.~~000000~~019741% 0.~~000000~~027921% 0.000000% 0.~~000000~~047663% 30 Days 07.~~953648~~170912% 0.000000% 0.000000% 0.000000% 07.~~953648~~170912% 06.~~767490~~742788% 0.000000% 0.000000% 0.000000% 06.~~767490~~742788% 60 Days 01.~~288312~~649647% 0.000000% 0.000000% 0.000000% 01.~~288312~~649647% 01.~~296187~~573759% 0.000000% 0.000000% 0.000000% 01.~~296187~~573759% 90 Days 0.~~077623~~650881% 0.~~000000~~044888% 0.000000% 0.000000% 0.~~077623~~695769% 0.~~070793~~606117% 0.~~000000~~017054% 0.000000% 0.000000% 0.~~070793~~623171% 120 Days 0.~~000000~~224442% 0.~~000000~~011222% 0.~~000000~~056110% 0.000000% 0.~~000000~~291774% 0.~~000000~~248098% 0.~~000000~~005128% 0.~~000000~~062754% 0.000000% 0.~~000000~~315980% 150 Days 0.~~000000~~044888% 0.000000% 0.~~000000~~022444% 0.000000% 0.~~000000~~067333% 0.~~000000~~033592% 0.000000% 0.~~000000~~030462% 0.000000% 0.~~000000~~064055% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 19.~~319583~~740770% 0.~~000000~~067333% 0.~~000000~~089777% 0.000000% 19.~~319583~~897879% 19.~~134471~~204356% 0.~~000000~~041923% 0.~~000000~~121138% 0.000000% 19.~~134471~~367416%

Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 - Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 733 0 0 0 733 ~~666~~4,~~711~~238,585.6995 0.00 0.00 0.00 ~~666~~4,~~711~~238,585.6995 60 Days 27 0 0 0 27 ~~103~~814,~~457~~901.7798 0.00 0.00 0.00 ~~103~~814,~~457~~901.7798 90 Days 03 0 0 0 03 0158,644.0029 0.00 0.00 0.00 0158,644.0029 120 Days 0 01 0 0 01 0.00 061,472.0078 0.00 0.00 061,472.0078 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 943 01 0 0 944 ~~770~~5,~~169~~212,132.4622 061,472.0078 0.00 0.00 ~~770~~5,~~169~~273,605.4600 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 03.~~730689~~462749% 0.000000% 0.000000% 0.000000% 03.~~730689~~462749% 03.~~574220~~676412% 0.000000% 0.000000% 0.000000% 03.~~574220~~676412% 60 Days 0.~~208768~~734523% 0.000000% 0.000000% 0.000000% 0.~~208768~~734523% 0.~~089105~~706819% 0.000000% 0.000000% 0.000000% 0.~~089105~~706819% 90 Days 0.~~000000~~314795% 0.000000% 0.000000% 0.000000% 0.~~000000~~314795% 0.~~000000~~137603% 0.000000% 0.000000% 0.000000% 0.~~000000~~137603% 120 Days 0.000000% 0.~~000000~~104932% 0.000000% 0.000000% 0.~~000000~~104932% 0.000000% 0.~~000000~~053319% 0.000000% 0.000000% 0.~~000000~~053319% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 04.~~939457~~512067% 0.~~000000~~104932% 0.000000% 0.000000% 04.~~939457~~616999% 04.~~663325~~520834% 0.~~000000~~053319% 0.000000% 0.000000% 04.~~663325~~574154% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 - Arm No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 01 0 0 01 0236,671.0096 0.00 0.00 0236,671.0096 30 Days 24220 0 0 0 24220 229,~~851~~694,~~990~~286.6699 0.00 0.00 0.00 229,~~851~~694,~~990~~286.6699 60 Days 764 0 0 0 764 17,~~058~~942,~~513~~250.2212 0.00 0.00 0.00 17,~~058~~942,~~513~~250.2212 90 Days 327 0 0 0 327 ~~410~~3,~~165~~411,225.5974 0.00 0.00 0.00 ~~410~~3,~~165~~411,225.5974 120 Days 09 0 03 0 012 01,155,670.0002 0.00 0556,081.0017 0.00 01,711,751.0019 150 Days 0 0 02 0 02 0.00 0.00 0365,200.00 0.00 0365,200.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 34320 01 05 0 34326 442,~~320~~203,~~669~~432.4787 0236,671.0096 0921,281.0017 0.00 443,~~320~~361,~~669~~386.4700 0-29 Days 0.~~000000~~026240% 0.000000% 0.000000% 0.~~000000~~026240% 0.~~000000~~044266% 0.000000% 0.000000% 0.~~000000~~044266% 30 Days 05.~~626305~~772763% 0.000000% 0.000000% 0.000000% 05.~~626305~~772763% 05.~~530128~~553838% 0.000000% 0.000000% 0.000000% 05.~~530128~~553838% 60 Days 01.~~182672~~679349% 0.000000% 0.000000% 0.000000% 01.~~182672~~679349% 01.~~196756~~485470% 0.000000% 0.000000% 0.000000% 01.~~196756~~485470% 90 Days 0.~~078288~~708475% 0.000000% 0.000000% 0.000000% 0.~~078288~~708475% 0.~~076242~~638015% 0.000000% 0.000000% 0.000000% 0.~~076242~~638015% 120 Days 0.~~000000~~236158% 0.000000% 0.~~000000~~078719% 0.000000% 0.~~000000~~314878% 0.~~000000~~216149% 0.000000% 0.~~000000~~104006% 0.000000% 0.~~000000~~320155% 150 Days 0.000000% 0.000000% 0.~~000000~~052480% 0.000000% 0.~~000000~~052480% 0.000000% 0.000000% 0.~~000000~~068305% 0.000000% 0.~~000000~~068305% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 08.~~887265~~396746% 0.~~000000~~026240% 0.~~000000~~131199% 0.000000% 08.~~887265~~554185% 07.~~803126~~893472% 0.~~000000~~044266% 0.~~000000~~172311% 0.000000% 08.~~803126~~110048% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 - Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 31189 0 0 0 31189 112,~~730~~212,~~601~~132.4263 0.00 0.00 0.00 112,~~730~~212,~~601~~132.4263 60 Days 727 0 0 0 727 ~~366~~1,~~686~~301,249.8355 0.00 0.00 0.00 ~~366~~1,~~686~~301,249.8355 90 Days 112 04 0 0 116 62771,~~000~~835.0087 0204,451.0009 0.00 0.00 62976,~~000~~286.0096 120 Days 04 0 01 0 05 098,658.0085 0.00 0133,517.0098 0.00 0232,176.0083 150 Days 01 0 0 0 01 062,000.00 0.00 0.00 0.00 062,000.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 39233 04 01 0 39238 214,~~159~~445,~~288~~876.2590 0204,451.0009 0133,517.0098 0.00 214,~~159~~783,~~288~~845.2597 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 110.~~607050~~128617% 0.000000% 0.000000% 0.000000% 110.~~607050~~128617% 18.~~191839~~627541% 0.000000% 0.000000% 0.000000% 18.~~191839~~627541% 60 Days 01.~~362882~~446945% 0.000000% 0.000000% 0.000000% 01.~~362882~~446945% 0.~~252532~~919298% 0.000000% 0.000000% 0.000000% 0.~~252532~~919298% 90 Days 0.~~051840~~643087% 0.~~000000~~214362% 0.000000% 0.000000% 0.~~051840~~857449% 0.~~042698~~545281% 0.~~000000~~144439% 0.000000% 0.000000% 0.~~042698~~689720% 120 Days 0.~~000000~~214362% 0.000000% 0.~~000000~~053591% 0.000000% 0.~~000000~~267953% 0.~~000000~~069700% 0.000000% 0.~~000000~~094327% 0.000000% 0.~~000000~~164027% 150 Days 0.~~000000~~053591% 0.000000% 0.000000% 0.000000% 0.~~000000~~053591% 0.~~000000~~043801% 0.000000% 0.000000% 0.000000% 0.~~000000~~043801% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 212.~~021773~~486602% 0.~~000000~~214362% 0.~~000000~~053591% 0.000000% 212.~~021773~~754555% 110.~~487069~~205621% 0.~~000000~~144439% 0.~~000000~~094327% 0.000000% 110.~~487069~~444387% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 - Arm No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 01 0 01 0.00 0334,737.0047 0.00 0334,737.0047 30 Days 24197 0 0 0 24197 434,~~043~~691,~~736~~351.3057 0.00 0.00 0.00 434,~~043~~691,~~736~~351.3057 60 Days 1049 0 0 0 1049 28,~~057~~808,~~678~~714.6788 0.00 0.00 0.00 28,~~057~~808,~~678~~714.6788 90 Days 316 0 0 0 316 ~~385~~2,~~025~~924,773.0034 0.00 0.00 0.00 ~~385~~2,~~025~~924,773.0034 120 Days 07 0 01 0 08 01,720,011.0076 0.00 062,730.00 0.00 01,782,741.0076 150 Days 03 0 0 0 03 0340,725.0039 0.00 0.00 0.00 0340,725.0039 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 37272 0 02 0 37274 648,~~486~~485,~~439~~576.9794 0.00 0397,467.0047 0.00 648,~~486~~883,~~439~~044.9741 0-29 Days 0.000000% 0.~~000000~~043840% 0.000000% 0.~~000000~~043840% 0.000000% 0.~~000000~~082174% 0.000000% 0.~~000000~~082174% 30 Days 18.~~043932~~636563% 0.000000% 0.000000% 0.000000% 18.~~043932~~636563% 08.~~982583~~516258% 0.000000% 0.000000% 0.000000% 08.~~982583~~516258% 60 Days 02.~~434972~~148181% 0.000000% 0.000000% 0.000000% 02.~~434972~~148181% 02.~~499993~~162420% 0.000000% 0.000000% 0.000000% 02.~~499993~~162420% 90 Days 0.~~130492~~701447% 0.000000% 0.000000% 0.000000% 0.~~130492~~701447% 0.~~093557~~717992% 0.000000% 0.000000% 0.000000% 0.~~093557~~717992% 120 Days 0.~~000000~~306883% 0.000000% 0.~~000000~~043840% 0.000000% 0.~~000000~~350723% 0.~~000000~~422240% 0.000000% 0.~~000000~~015399% 0.000000% 0.~~000000~~437639% 150 Days 0.~~000000~~131521% 0.000000% 0.000000% 0.000000% 0.~~000000~~131521% 0.~~000000~~083643% 0.000000% 0.000000% 0.000000% 0.~~000000~~083643% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 111.~~609395~~924594% 0.000000% 0.~~000000~~087681% 0.000000% 112.~~609395~~012275% 111.~~576132~~902553% 0.000000% 0.~~000000~~097573% 0.000000% 112.~~576132~~000126%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance ~~112~~882,~~475~~057.4729

COLLATERAL STATEMENT Collateral Description Fixed Mixed & ARM & Balloon Weighted Average Gross Coupon 8.~~322478~~924522% Weighted Average Net Coupon 78.~~292535~~025005% Weighted Average Pass-Through Rate 78.~~292535~~021505% Weighted Average Maturity(Stepdown Calculation ) ~~352~~351 Beginning Scheduled Collateral Loan Count 9,~~094~~018 Number Of Loans Paid In Full 76107 Ending Scheduled Collateral Loan Count 98,~~018~~911 Beginning Scheduled Collateral Balance 1,~~218~~210,~~643~~198,~~798~~908.9364 Ending Scheduled Collateral Balance 1,~~210,~~198,~~908~~174,978.6412 Ending Actual Collateral Balance at 3031-~~Sep~~Oct-2002 1,~~210~~198,~~834~~856,~~992~~544.9997 Monthly P &I Constant 9,~~868~~802,~~809~~010.01 Special Servicing Fee 0.00 Prepayment Penalties ~~96,991~~0.5400 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Ending Scheduled Balance for Premium Loans 1,~~210,~~198,~~908~~174,978.6412 Scheduled Principal ~~800~~801,~~040~~638.0510 Unscheduled Principal 711,~~644~~222,~~850~~292.2442 Required Overcollateralization Amount 0.00 Overcollateralized Increase Amount 0.00 Overcollateralized reduction Amount 0.00 Specified O/C Amount 3,432,274.75 Overcollateralized Amount 3,432,274.75 Overcollateralized Deficiency Amount 0.00 Base Overcollateralized Amount 0.00 Extra principal distribution Amount 0.00 Excess Cash Amount 3,~~809~~668,~~899~~195.9137

~~Libor~~Miscellaneous ~~1.81375~~Reporting ~~Basis~~Rolling ~~Risk~~3 ~~Cap~~Month ~~$33,940~~Delinquency Rate 0.31010180% ~~Class~~Senior XEnhancement ~~Cap~~Percentage ~~$208~~0.95144301%

~~Miscellaneous~~Group ~~Reporting~~Level ~~Rolling~~Collateral 3Statement ~~Month~~Group ~~Delinquency~~Group 1 - Fixed Group 1 - Arm Group 2 - Fixed Collateral Description Mixed Fixed Mixed ARM Mixed Fixed Weighted Average Coupon Rate 8.~~2239%~~598724 ~~Senior~~8.846594 ~~Enhancement~~9.909771 ~~Percentage~~Weighted Average Net Rate 7.714019 7.905685 9.144471 Weighted Average Maturity (1) (1) (1) Beginning Loan Count 958 3,832 1,929 Loans Paid In Full 5 21 63 Ending Loan Count 953 3,811 1,866 Beginning Scheduled Balance 116,037,904.24 537,714,569.78 145,127,098.98 Ending scheduled Balance 115,218,042.66 534,372,334.95 141,465,920.14 Record Date 10/31/2002 10/31/2002 10/31/2002 Principal And Interest Constant 924,975.~~3301%~~25 4,284,661.36 1,337,183.95 Scheduled Principal 93,493.63 320,542.51 138,703.72 Unscheduled Principal 726,367.95 3,021,692.32 3,522,475.12 Scheduled Interest 831,481.62 3,964,118.85 1,198,480.23 Servicing Fees 85,549.42 421,617.15 92,554.81 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 338.45 1,568.33 423.31 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 745,593.75 3,540,933.37 1,105,502.11 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 7.710519 7.902185 9.140971

Group Level Collateral Statement Group Group 12 - ~~Fixed Group 1 -~~ Arm ~~Group~~Total ~~2 - Fixed~~ Collateral Description Mixed ARM Fixed Mixed & ARM ~~Mixed Fixed~~ Weighted Average Coupon Rate 8.~~604160~~770678 8.~~846349~~924522 ~~9.935632~~ Weighted Average Net Rate 7.~~720705~~873740 78.~~906272~~025005 ~~9.172577~~ Weighted Average Maturity 0(1) 0351 0 Beginning Loan Count ~~961 3~~2,~~849~~299 19,~~972~~018 Loans Paid In Full 318 17107 43 Ending Loan Count ~~958 3~~2,~~832~~281 18,~~929~~911 Beginning Scheduled Balance ~~116~~411,~~511~~319,~~859~~335.2664 ~~540~~1,~~898~~210,~~088.17 147~~198,~~902,996~~908.5264 Ending scheduled Balance ~~116~~407,~~037~~118,~~904~~680.2437 ~~537~~1,~~714~~198,~~569.78 145~~174,~~127,098~~978.9812 Record Date 0910/3031/2002 0910/3031/2002 ~~09/30/2002~~ Principal And Interest Constant ~~928~~3,~~334.21 4~~255,~~307,063~~189.1545 19,~~364~~802,~~157~~010.8601 Scheduled Principal 92248,~~928~~898.6524 ~~319~~801,~~585~~638.2110 ~~139,566.37~~ Unscheduled Principal ~~381~~3,~~026.37 2~~951,~~863,933~~757.1803 211,~~636~~222,~~331~~292.1742 Scheduled Interest ~~835,405.56~~ 3,~~987~~006,~~477~~291.9421 19,~~224~~000,~~591~~371.4991 Servicing Fees 85307,~~777~~440.4500 ~~423~~907,~~738~~161.4038 ~~94,048.53~~ Master Servicing Fees 0.00 0.00 ~~0.00~~ Trustee Fee ~~339.82~~ 1,~~577~~199.6367 ~~431~~3,529.3876 FRY Amount 0.00 0.00 ~~0.00~~ Special Hazard Fee 0.00 0.00 ~~0.00~~ Other Fee 0.00 0.00 ~~0.00~~ Pool Insurance Fee 0.00 0.00 ~~0.00~~ Spread Fee 1 0.00 0.00 ~~0.00~~ Spread Fee 2 0.00 0.00 ~~0.00~~ Spread Fee 3 0.00 0.00 ~~0.00~~ Net Interest ~~749~~2,~~288.29 3~~697,~~562,161~~651.9154 18,~~130~~089,~~111~~680.5877 Realized Loss Amount 0.00 0.00 ~~0.00~~ Cumulative Realized Loss 0.00 0.00 ~~0.00~~ Percentage of Cumulative Losses 0.00 0.00 ~~0.00~~ Prepayment Penalties 0.00 0.00 ~~0.00~~ Special Servicing Fee 0.00 0.00 ~~0.00~~ Pass-Through Rate 7.~~717205~~870240 78.~~902772 9.169076~~021505

Group Level Collateral Statement Group Group 2 - Arm Total Collateral Description Mixed ARM Fixed Mixed & ARM & Weighted Average Coupon Rate 8.771551 8.322478 Weighted Average Net Rate 7.875375 7.292535 Weighted Average Maturity 0 352 Beginning Loan Count 2,312 9,094 Loans Paid In Full 13 76 Ending Loan Count 2,299 9,018 Beginning Scheduled Balance 413,330,854.98 1,218,643,798.93 Ending scheduled Balance 411,319,335.64 1,210,198,908.64 Record Date 09/30/2002 09/30/2002 Principal And Interest Constant 3,269,253.79 9,868,809.01 Scheduled Principal 247,959.82 800,040.05 Unscheduled Principal 1,763,559.52 7,644,850.24 Scheduled Interest 3,021,293.97 9,068,768.96 Servicing Fees 308,681.15 912,245.53 Master Servicing Fees 0.00 0.00 Trustee Fee 1,205.54 3,554.37 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread Fee 1 0.00 0.00 Spread Fee 2 0.00 0.00 Spread Fee 3 0.00 0.00 Net Interest 2,711,407.28 8,152,969.06 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 7.871875 7.292535

Filing Compare · AMORITIZING RESIDENTIAL COL TR MOR PAS THRU CER SER 2002-BC6