8-K 1 arc02bc6.txt DECEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 26, 2002 AMORTIZING RESIDENTIAL COLLATERAL TRUST Mortgage Pass-Through Certificates, Series 2002-BC6 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-92140-02 Pooling and Servicing Agreement) (Commission Pending (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On December 26, 2002 a distribution was made to holders of AMORTIZING RESIDENTIAL COLLATERAL TRUST, Mortgage Pass-Through Certificates, Series 2002-BC6 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-BC6 Trust, relating to the December 26, 2002 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. AMORTIZING RESIDENTIAL COLLATERAL TRUST Mortgage Pass-Through Certificates, Series 2002-BC6 Trust By: Wells Fargo Bank Minnesota, NA, as Trustee By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 12/31/02 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-BC6 Trust, relating to the December 26, 2002 distribution. EX-99.1

Amortizing Residential Collateral Mortgage Trus Mortgage Pass-Through Certificates Record Date: ~~10/31/02~~ 11/2530/02 Distribution Date: 12/26/02 ARC Series: 2002-BC6 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A1 86358R5X1 SEN 21.~~15000~~70000% ~~559~~555,~~703~~541,~~413~~317.6928 1813,~~036,228~~250.6876 46,~~162~~123,~~096~~257.4139 A2 86358R5Y9 SEN 21.~~18000~~73000% ~~309~~304,~~882~~762,~~119~~483.9800 ~~581~~454,~~717~~011.6044 5,~~119~~696,~~636~~222.9878 A3 86358R6E2 SEN 21.~~04000~~59000% ~~106~~104,~~843,~~100,903.2209 ~~187~~142,~~687~~531.7149 23,~~742~~051,~~197~~029.1395 A4 86358R6F9 SEN 21.~~23000~~78000% 59,137,000.00 ~~113~~90,~~559~~643.4788 0.00 A-IO 86358R5Z6 SEN 6.00000% 0.00 2,022,054.0100 0.00 M1 86358R6A0 SUB 2.~~58000~~13000% 67,402,000.00 ~~149~~123,~~744~~626.7850 0.00 M2 86358R6B8 SUB 32.~~03000~~58000% 51,716,000.00 ~~134~~114,~~935~~895.6671 0.00 M3 86358R6C6 SUB 3.~~83000~~38000% 27,573,000.00 9080,~~937~~252.2975 0.00 B 86358R6D4 SUB 43.~~23000~~78000% 24,510,000.00 8979,~~277~~780.6805 0.00 X ARC02BC6X SUB 0.00000% 3,432,274.75 34,~~668~~116,~~195~~938.3609 0.00 P ARC02BC6P SEN 0.00000% 0.00 ~~195~~269,~~882~~445.1339 0.00 R ARC02B6R1 SEN 0.00000% 0.00 0.00 0.00 R-II ARC02B6R2 SEN 0.00000% 0.00 0.00 0.00 R-III ARC02B6R3 SEN 0.00000% 0.00 0.00 0.00 Totals 1,~~210,~~198,~~908~~174,978.612 8,~~270~~307,~~220~~430.3706 1214,~~023~~870,~~930~~510.5212

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A1 0.00 ~~555~~549,~~541~~418,~~317~~059.2889 56,~~198~~936,~~325~~508.0915 0.00 A2 0.00 ~~304~~299,~~762~~066,~~483~~260.0022 56,~~701~~150,~~354~~234.5822 0.00 A3 0.00 ~~104~~101,~~100~~049,~~903~~873.0914 23,~~929~~193,~~884~~561.8444 0.00 A4 0.00 59,137,000.00 ~~113~~90,~~559~~643.4788 0.00 A-IO 0.00 0.00 2,022,054.0100 0.00 M1 0.00 67,402,000.00 ~~149~~123,~~744~~626.7850 0.00 M2 0.00 51,716,000.00 ~~134~~114,~~935~~895.6671 0.00 M3 0.00 27,573,000.00 9080,~~937~~252.2975 0.00 B 0.00 24,510,000.00 8979,~~277~~780.6805 0.00 X 0.00 3,432,274.75 34,~~668~~116,~~195~~938.3609 0.00 P 0.00 0.00 ~~195~~269,~~882~~445.1339 0.00 R 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 R-III 0.00 0.00 0.00 0.00 Totals 0.00 1,~~198~~183,~~174~~304,~~978~~468.1200 2023,~~294~~177,~~150~~940.8918 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A1 565,941,000.00 ~~559~~555,~~703~~541,~~413~~317.6928 0.00 46,~~162~~123,~~096~~257.4139 0.00 0.00 A2 315,776,000.00 ~~309~~304,~~882~~762,~~119~~483.9800 0.00 5,~~119~~696,~~636~~222.9878 0.00 0.00 A3 110,000,000.00 ~~106~~104,~~843,~~100,903.2209 0.00 23,~~742~~051,~~197~~029.1395 0.00 0.00 A4 59,137,000.00 59,137,000.00 0.00 0.00 0.00 0.00 A-IO 0.00 0.00 0.00 0.00 0.00 0.00 M1 67,402,000.00 67,402,000.00 0.00 0.00 0.00 0.00 M2 51,716,000.00 51,716,000.00 0.00 0.00 0.00 0.00 M3 27,573,000.00 27,573,000.00 0.00 0.00 0.00 0.00 B 24,510,000.00 24,510,000.00 0.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 0.00 0.00 R-III 0.00 0.00 0.00 0.00 0.00 0.00 Totals 1,222,055,000.000 1,~~206~~194,~~766~~742,~~633~~703.8937 0.00 1214,~~023~~870,~~930~~510.5212 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A1 46,~~162~~123,~~096~~257.4139 ~~555~~549,~~541~~418,~~317~~059.2889 0.~~98162409~~97080448 46,~~162~~123,~~096~~257.4139 A2 5,~~119~~696,~~636~~222.9878 ~~304~~299,~~762~~066,~~483~~260.0022 0.~~96512237~~94708357 5,~~119~~696,~~636~~222.9878 A3 23,~~742~~051,~~197~~029.1395 ~~104~~101,~~100~~049,~~903~~873.0914 0.~~94637185~~91863521 23,~~742~~051,~~197~~029.1395 A4 0.00 59,137,000.00 1.00000000 0.00 A-IO 0.00 0.00 0.00000000 0.00 M1 0.00 67,402,000.00 1.00000000 0.00 M2 0.00 51,716,000.00 1.00000000 0.00 M3 0.00 27,573,000.00 1.00000000 0.00 B 0.00 24,510,000.00 1.00000000 0.00 R 0.00 0.00 0.00000000 0.00 R-II 0.00 0.00 0.00000000 0.00 R-III 0.00 0.00 0.00000000 0.00 Totals 1214,~~023~~870,~~930~~510.5212 1,~~194~~179,~~742~~872,~~703~~193.3725 0.~~97765052~~96548207 1214,~~023~~870,~~930~~510.5212

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A1 565,941,000.00 ~~988~~981.~~97838059~~62408675 0.00000000 710.~~35429384~~81960379 0.00000000 A2 315,776,000.00 ~~981~~965.~~33525024~~12237472 0.00000000 1618.~~21287552~~03880846 0.00000000 A3 110,000,000.00 ~~971~~946.~~30091109~~37184627 0.00000000 2427.~~92906482~~73663591 0.00000000 A4 59,137,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 M1 67,402,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M2 51,716,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M3 27,573,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B 24,510,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 X 3,432,274.75 1000.00000000 0.00000000 0.00000000 0.00000000 P 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-III 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are Per 1,000 Denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A1 0.00000000 710.~~35429384~~81960379 ~~981~~970.~~62408675~~80448296 0.~~98162409~~97080448 710.~~35429384~~81960379 A2 0.00000000 1618.~~21287552~~03880846 ~~965~~947.~~12237472~~08356626 0.~~96512237~~94708357 1618.~~21287552~~03880846 A3 0.00000000 2427.~~92906482~~73663591 ~~946~~918.~~37184627~~63521036 0.~~94637185~~91863521 2427.~~92906482~~73663591 A4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 X 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 P 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-III 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A1 565,941,000.00 21.~~15000~~70000% ~~559~~555,~~703~~541,~~413~~317.6928 1813,~~036,228~~250.6876 0.00 0.00 A2 315,776,000.00 21.~~18000~~73000% ~~309~~304,~~882~~762,~~119~~483.9800 ~~581~~454,~~717~~011.6044 0.00 0.00 A3 110,000,000.00 21.~~04000~~59000% ~~106~~104,~~843,~~100,903.2209 ~~187~~142,~~687~~531.7149 0.00 0.00 A4 59,137,000.00 21.~~23000~~78000% 59,137,000.00 ~~113~~90,~~559~~643.4788 0.00 0.00 A-IO 0.00 6.00000% 404,410,801.00 2,022,054.01 0.00 0.00 M1 67,402,000.00 2.~~58000~~13000% 67,402,000.00 ~~149~~123,~~744~~626.7850 0.00 0.00 M2 51,716,000.00 32.~~03000~~58000% 51,716,000.00 ~~134~~114,~~935~~895.6671 0.00 0.00 M3 27,573,000.00 3.~~83000~~38000% 27,573,000.00 9080,~~937~~252.2975 0.00 0.00 B 24,510,000.00 43.~~23000~~78000% 24,510,000.00 8979,~~277~~780.6805 0.00 0.00 X 3,432,274.75 0.00000% 3,432,274.75 0.00 0.00 0.00 P 0.00 0.00000% 0.01 0.00 0.00 0.00 R 0.00 0.00000% 0.00 0.00 0.00 0.00 R-II 0.00 0.00000% 0.00 0.00 0.00 0.00 R-III 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 1,225,487,274.775 43,~~406~~921,~~142~~046.8859 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A1 0.00 0.00 1813,~~036,228~~250.6876 0.00 ~~555~~549,~~541~~418,~~317~~059.2889 A2 0.00 0.00 ~~581~~454,~~717~~011.6044 0.00 ~~304~~299,~~762~~066,~~483~~260.0022 A3 0.00 0.00 ~~187~~142,~~687~~531.7149 0.00 ~~104~~101,~~100~~049,~~903~~873.0914 A4 0.00 0.00 ~~113~~90,~~559~~643.4788 0.00 59,137,000.00 A-IO 0.0001 0.00 2,022,054.0100 0.00 404,410,801.00 M1 0.00 0.00 ~~149~~123,~~744~~626.7850 0.00 67,402,000.00 M2 0.00 0.00 ~~134~~114,~~935~~895.6671 0.00 51,716,000.00 M3 0.00 0.00 9080,~~937~~252.2975 0.00 27,573,000.00 B 0.00 0.00 8979,~~277~~780.6805 0.00 24,510,000.00 X 0.00 0.00 34,~~668~~116,~~195~~938.3609 0.00 3,432,274.75 P 0.00 0.00 ~~195~~269,~~882~~445.1339 0.00 0.01 R 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 0.00 R-III 0.00 0.00 0.00 0.00 0.00 Totals 0.0001 0.00 8,~~270~~307,~~220~~430.3706 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A1 565,941,000.00 21.~~15000~~70000% ~~988~~981.~~97838059~~62408675 1.~~83098358~~43698859 0.00000000 0.00000000 A2 315,776,000.00 21.~~18000~~73000% ~~981~~965.~~33525024~~12237472 1.~~84218433~~43776424 0.00000000 0.00000000 A3 110,000,000.00 21.~~04000~~59000% ~~971~~946.~~30091109~~37184627 1.~~70625191~~29574082 0.00000000 0.00000000 A4 59,137,000.00 21.~~23000~~78000% 1000.00000000 1.~~92027783~~53277779 0.00000000 0.00000000 A-IO 0.00 6.00000% 1000.00000000 5.00000001 0.00000000 0.00000000 M1 67,402,000.00 2.~~58000~~13000% 1000.00000000 21.~~22166672~~83416664 0.00000000 0.00000000 M2 51,716,000.00 32.~~03000~~58000% 1000.00000000 2.~~60916660~~22166660 0.00000000 0.00000000 M3 27,573,000.00 3.~~83000~~38000% 1000.00000000 32.~~29805571~~91055562 0.00000000 0.00000000 B 24,510,000.00 43.~~23000~~78000% 1000.00000000 3.~~64250020~~25500000 0.00000000 0.00000000 X 3,432,274.75 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000 P 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-III 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A1 0.00000000 0.00000000 1.~~83098358~~43698859 0.00000000 ~~981~~970.~~62408675~~80448296 A2 0.00000000 0.00000000 1.~~84218433~~43776424 0.00000000 ~~965~~947.~~12237472~~08356626 A3 0.00000000 0.00000000 1.~~70625191~~29574082 0.00000000 ~~946~~918.~~37184627~~63521036 A4 0.00000000 0.00000000 1.~~92027783~~53277779 0.00000000 1000.00000000 A-IO 0.~~00000000~~00000002 0.00000000 54.~~00000001~~99999999 0.00000000 1000.00000000 M1 0.00000000 0.00000000 21.~~22166672~~83416664 0.00000000 1000.00000000 M2 0.00000000 0.00000000 2.~~60916660~~22166660 0.00000000 1000.00000000 M3 0.00000000 0.00000000 32.~~29805571~~91055562 0.00000000 1000.00000000 B 0.00000000 0.00000000 3.~~64250020~~25500000 0.00000000 1000.00000000 X 0.00000000 0.00000000 ~~1068~~1199.~~73593380~~47801090 0.00000000 1000.00000000 P 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-III 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 2023,~~337~~456,~~912~~796.2326 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) ~~882~~368,~~057~~284.2989 Realized Losses 0.00 Prepayment Penalties 0269,445.0039 Total Deposits 2124,~~219~~094,~~969~~526.5254 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~925~~916,~~818~~586.6336 Payment of Interest and Principal 2023,~~294~~177,~~150~~940.8918 Total Withdrawals (Pool Distribution Amount) 2124,~~219~~094,~~969~~526.5254 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~907~~898,~~161~~114.3849 Credit Risk Manager's Fee 1514,~~127~~977.4919 Trustee Fee 3,~~529~~494.7668 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~925~~916,~~818~~586.6336

OTHER ACCOUNTS Beginning Current Current Ending Account Type Balance Withdrawals Deposits Balance Reserve Fund 1,000.00 0.00 0.00 1,000.00 Financial Guaranty ~~34,149~~0.2700 0.00 0.00 0.00

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 15 10 0 25 ~~236~~609,~~671~~889.9662 ~~334,737~~0.4700 0.00 ~~571~~609,~~409~~889.4362 30 Days ~~639~~178 0 0 0 ~~639~~178 8024,~~836~~398,~~357~~491.1484 0.00 0.00 0.00 8024,~~836~~398,~~357~~491.1484 60 Days ~~147~~75 04 018 0 ~~147~~97 1810,~~867~~024,~~116~~528.5357 01,155,391.0075 01,606,001.0084 0.00 1812,~~867~~785,~~116~~922.5316 90 Days 5818 48 025 0 6251 71,~~266~~986,~~479~~493.2474 ~~204~~545,~~451~~774.0965 03,106,224.0082 0.00 75,~~470~~638,~~930~~493.3321 120 Days 206 14 513 0 2623 2656,~~974,340~~613.6356 61411,~~472~~191.7826 ~~752~~2,~~329~~240,938.1517 0.00 3,~~788~~308,~~142~~742.5699 150 Days 41 01 2 0 64 ~~402~~62,~~725~~000.3900 042,825.0039 365,200.00 0.00 ~~767~~470,~~925~~025.39 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals ~~868~~278 622 858 0 ~~882~~358 ~~110~~37,~~347~~128,~~018~~127.9371 ~~502~~2,~~595~~765,072.8367 17,~~452~~318,~~266~~364.6283 0.00 ~~112~~47,~~301~~211,~~881~~565.3821 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~011222~~056850% 0.~~011222~~000000% 0.000000% 0.~~022444~~056850% 0.~~019741~~051509% 0.~~027921~~000000% 0.000000% 0.~~047663~~051509% 30 Days 72.~~170912~~023877% 0.000000% 0.000000% 0.000000% 72.~~170912~~023877% 62.~~742788~~060610% 0.000000% 0.000000% 0.000000% 62.~~742788~~060610% 60 Days 10.~~649647~~852757% 0.~~000000~~045480% 0.~~000000~~204662% 0.000000% 1.~~649647~~102899% 10.~~573759~~846636% 0.~~000000~~097580% 0.~~000000~~135637% 0.000000% 1.~~573759~~079854% 90 Days 0.~~650881~~204662% 0.~~044888~~090961% 0.~~000000~~284252% 0.000000% 0.~~695769~~579875% 0.~~606117~~167772% 0.~~017054~~046094% 0.~~000000~~262341% 0.000000% 0.~~623171~~476207% 120 Days 0.~~224442~~068221% 0.~~011222~~045480% 0.~~056110~~147811% 0.000000% 0.~~291774~~261512% 0.~~248098~~055455% 0.~~005128~~034728% 0.~~062754~~189262% 0.000000% 0.~~315980~~279445% 150 Days 0.~~044888~~011370% 0.~~000000~~011370% 0.~~022444~~022740% 0.000000% 0.~~067333~~045480% 0.~~033592~~005236% 0.~~000000~~003617% 0.~~030462~~030843% 0.000000% 0.~~064055~~039697% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 93.~~740770~~160887% 0.~~067333~~250142% 0.~~089777~~659466% 0.000000% 94.~~897879~~070495% 93.~~204356~~135710% 0.~~041923~~233528% 0.~~121138~~618083% 0.000000% 93.~~367416~~987321%

Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 - Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 01 0 0 01 0103,890.0067 0.00 0.00 0103,890.0067 30 Days 338 0 0 0 338 4937,~~238,585~~679.9501 0.00 0.00 0.00 4937,~~238,585~~679.9501 60 Days 73 0 01 0 74 ~~814~~340,~~901~~645.9862 0.00 034,966.0016 0.00 ~~814~~375,~~901~~611.9878 90 Days 3 0 01 2 0 3 ~~158,644.29~~ 0.00 059,985.0009 98,659.20 0.00 158,644.29 120 Days 0 1 0 0 1 0.00 61,472.78 0.00 0.00 61,472.78 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 4311 13 03 0 4417 51,~~212~~278,~~132~~324.2263 61225,~~472~~348.7854 0133,625.0036 0.00 51,~~273~~637,~~605~~298.0053 0-29 Days 0.~~000000~~105597% 0.000000% 0.000000% 0.~~000000~~105597% 0.~~000000~~091086% 0.000000% 0.000000% 0.~~000000~~091086% 30 Days 30.~~462749~~844773% 0.000000% 0.000000% 0.000000% 30.~~462749~~844773% 30.~~676412~~822109% 0.000000% 0.000000% 0.000000% 30.~~676412~~822109% 60 Days 0.~~734523~~316790% 0.000000% 0.~~000000~~105597% 0.000000% 0.~~734523~~422386% 0.~~706819~~298661% 0.000000% 0.~~000000~~030657% 0.000000% 0.~~706819~~329317% 90 Days 0.~~314795~~000000% 0.~~000000~~105597% 0.~~000000~~211193% 0.000000% 0.~~314795~~316790% 0.~~137603~~000000% 0.~~000000~~052592% 0.~~000000~~086499% 0.000000% 0.~~137603~~139091% 120 Days 0.000000% 0.~~104932~~105597% 0.000000% 0.000000% 0.~~104932~~105597% 0.000000% 0.~~053319~~053896% 0.000000% 0.000000% 0.~~053319~~053896% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 41.~~512067~~161563% 0.~~104932~~316790% 0.~~000000~~316790% 0.000000% 41.~~616999~~795143% 41.~~520834~~120769% 0.~~053319~~197574% 0.~~000000~~117156% 0.000000% 41.~~574154~~435499% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 - Arm No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 13 0 0 13 ~~236~~422,~~671~~188.9685 0.00 0.00 ~~236~~422,~~671~~188.9685 30 Days ~~220~~79 0 0 0 ~~220~~79 2910,~~694~~483,~~286~~753.9994 0.00 0.00 0.00 2910,~~694~~483,~~286~~753.9994 60 Days 6429 02 012 0 6443 73,~~942~~590,~~250~~527.1224 0249,312.0009 01,202,628.0043 0.00 75,~~942~~042,~~250~~467.1276 90 Days 277 01 013 0 2721 3759,~~411,225~~570.7443 0138,493.0013 01,615,032.0003 0.00 32,~~411~~513,~~225~~095.7459 120 Days 93 0 3 6 0 12 1579,~~155,670~~851.0254 0349,718.0048 ~~556~~782,~~081~~181.17 0.00 1,711,751.19 150 Days 0 0 2 0 2 0.00 0.00 365,200.00 0.00 365,200.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals ~~320~~118 19 533 0 ~~326~~160 4215,~~203~~413,~~432~~703.8715 ~~236~~1,~~671~~159,712.9655 ~~921~~3,~~281~~965,041.1763 0.00 4320,~~361~~538,~~386~~457.0033 0-29 Days 0.~~026240~~079281% 0.000000% 0.000000% 0.~~026240~~079281% 0.~~044266~~079688% 0.000000% 0.000000% 0.~~044266~~079688% 30 Days 52.~~772763~~087738% 0.000000% 0.000000% 0.000000% 52.~~772763~~087738% 51.~~553838~~978793% 0.000000% 0.000000% 0.000000% 51.~~553838~~978793% 60 Days 10.~~679349~~766385% 0.~~000000~~052854% 0.~~000000~~317125% 0.000000% 1.~~679349~~136364% 10.~~485470~~677707% 0.~~000000~~047057% 0.~~000000~~226994% 0.000000% 10.~~485470~~951758% 90 Days 0.~~708475~~184989% 0.~~000000~~026427% 0.~~000000~~343552% 0.000000% 0.~~708475~~554968% 0.~~638015~~143368% 0.~~000000~~026140% 0.~~000000~~304835% 0.000000% 0.~~638015~~474343% 120 Days 0.~~236158~~079281% 0.~~000000~~079281% 0.~~078719~~158562% 0.000000% 0.~~314878~~317125% 0.~~216149~~109446% 0.~~000000~~066009% 0.~~104006~~147636% 0.000000% 0.~~320155~~323090% 150 Days 0.000000% 0.000000% 0.~~052480~~052854% 0.000000% 0.~~052480~~052854% 0.000000% 0.000000% 0.~~068305~~068931% 0.000000% 0.~~068305~~068931% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 83.~~396746~~118393% 0.~~026240~~237844% 0.~~131199~~872093% 0.000000% 84.~~554185~~228330% 72.~~893472~~909313% 0.~~044266~~218894% 0.~~172311~~748396% 0.000000% 83.~~110048~~876602% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 - Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days ~~189~~28 0 0 0 ~~189~~28 121,~~212~~512,~~132~~396.6357 0.00 0.00 0.00 121,~~212~~512,~~132~~396.6357 60 Days 2714 0 0 0 2714 1606,~~301,249~~408.5586 0.00 0.00 0.00 1606,~~301,249~~408.5586 90 Days 126 45 03 0 1614 ~~771~~395,~~835~~792.8712 ~~204~~219,~~451~~417.0940 0233,300.0047 0.00 ~~976~~848,~~286~~509.9699 120 Days 43 0 1 0 54 9876,~~658~~762.8502 0.00 133,517.98 0.00 ~~232~~210,~~176~~280.8300 150 Days 1 0 0 0 1 62,000.00 0.00 0.00 0.00 62,000.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals ~~233~~52 5 4 1 0 ~~238~~61 142,~~445~~653,~~876~~359.9057 ~~204~~219,~~451~~417.0940 ~~133~~366,~~517~~818.9845 0.00 143,~~783~~239,~~845~~595.9742 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 101.~~128617~~551247% 0.000000% 0.000000% 0.000000% 101.~~128617~~551247% 81.~~627541~~096552% 0.000000% 0.000000% 0.000000% 81.~~627541~~096552% 60 Days 10.~~446945~~775623% 0.000000% 0.000000% 0.000000% 10.~~446945~~775623% 0.~~919298~~439672% 0.000000% 0.000000% 0.000000% 0.~~919298~~439672% 90 Days 0.~~643087~~332410% 0.~~214362~~277008% 0.~~000000~~166205% 0.000000% 0.~~857449~~775623% 0.~~545281~~286966% 0.~~144439~~159087% 0.~~000000~~169153% 0.000000% 0.~~689720~~615206% 120 Days 0.~~214362~~166205% 0.000000% 0.~~053591~~055402% 0.000000% 0.~~267953~~221607% 0.~~069700~~055656% 0.000000% 0.~~094327~~096806% 0.000000% 0.~~164027~~152462% 150 Days 0.~~053591~~055402% 0.000000% 0.000000% 0.000000% 0.~~053591~~055402% 0.~~043801~~044953% 0.000000% 0.000000% 0.000000% 0.~~043801~~044953% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 122.~~486602~~880886% 0.~~214362~~277008% 0.~~053591~~221607% 0.000000% 123.~~754555~~379501% 101.~~205621~~923798% 0.~~144439~~159087% 0.~~094327~~265959% 0.000000% 102.~~444387~~348844% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 - Arm No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 1 0 0 1 83,810.10 0.00 ~~334,737.47~~ 0.00 ~~334~~83,~~737~~810.4710 30 Days ~~197~~63 0 0 0 ~~197~~63 3411,~~691~~464,~~351~~662.5732 0.00 0.00 0.00 3411,~~691~~464,~~351~~662.5732 60 Days 4929 02 05 0 4936 85,~~808~~486,~~714~~946.8885 0906,079.0066 0368,407.0025 0.00 86,~~808~~761,~~714~~433.8876 90 Days 165 01 07 0 1613 2831,~~924,773~~131.3419 0127,879.0003 01,159,233.0012 0.00 2,~~924~~118,~~773~~243.34 120 Days 70 0 16 0 86 ~~1,720,011~~0.7600 0.00 621,~~730~~325,239.0002 0.00 1,~~782~~325,~~741~~239.7602 150 Days 3 0 1 0 0 31 ~~340~~0.00 42,~~725~~825.39 0.00 0.00 ~~0.00 340~~42,~~725~~825.39 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals ~~272~~97 05 218 0 ~~274~~120 4817,~~485~~782,~~576~~740.9436 01,160,594.0018 ~~397~~2,~~467~~852,879.4739 0.00 4821,~~883~~796,~~044~~213.4193 0-29 Days 0.~~000000~~044267% 0.~~043840~~000000% 0.000000% 0.~~043840~~044267% 0.~~000000~~020835% 0.~~082174~~000000% 0.000000% 0.~~082174~~020835% 30 Days 82.~~636563~~788845% 0.000000% 0.000000% 0.000000% 82.~~636563~~788845% 82.~~516258~~850092% 0.000000% 0.000000% 0.000000% 82.~~516258~~850092% 60 Days 21.~~148181~~283754% 0.~~000000~~088535% 0.~~000000~~221337% 0.000000% 21.~~148181~~593625% 21.~~162420~~364044% 0.~~000000~~225250% 0.~~000000~~091585% 0.000000% 21.~~162420~~680879% 90 Days 0.~~701447~~221337% 0.~~000000~~044267% 0.~~000000~~309872% 0.000000% 0.~~701447~~575476% 0.~~717992~~206618% 0.~~000000~~031790% 0.~~000000~~288183% 0.000000% 0.~~717992~~526591% 120 Days 0.~~306883~~000000% 0.000000% 0.~~043840~~265604% 0.000000% 0.~~350723~~265604% 0.~~422240~~000000% 0.000000% 0.~~015399~~329452% 0.000000% 0.~~437639~~329452% 150 Days 0.~~131521~~000000% 0.~~000000~~044267% 0.000000% 0.000000% 0.~~131521~~044267% 0.~~083643~~000000% 0.~~000000~~010646% 0.000000% 0.000000% 0.~~083643~~010646% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 114.~~924594~~293935% 0.~~000000~~221337% 0.~~087681~~796813% 0.000000% 125.~~012275~~312085% 114.~~902553~~420754% 0.~~000000~~288521% 0.~~097573~~709220% 0.000000% 125.~~000126~~418495%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance ~~882~~368,~~057~~284.2989

COLLATERAL STATEMENT Collateral Description Fixed Mixed & ARM & Balloon Weighted Average Gross Coupon 8.~~924522~~916481% Weighted Average Net Coupon 8.~~025005~~016998% Weighted Average Pass-Through Rate 8.~~021505~~013498% Weighted Average Maturity(Stepdown Calculation ) ~~351~~350 Beginning Scheduled Collateral Loan Count 98,~~018~~911 Number Of Loans Paid In Full ~~107~~116 Ending Scheduled Collateral Loan Count 8,~~911~~795 Beginning Scheduled Collateral Balance 1,~~210,~~198,~~908~~174,978.6412 Ending Scheduled Collateral Balance 1,~~198~~183,~~174~~304,~~978~~468.1200 Ending Actual Collateral Balance at 3130-~~Oct~~Nov-2002 1,~~198~~184,~~856~~042,~~544~~194.9763 Monthly P &I Constant 9,~~802~~702,~~010~~975.0118 Special Servicing Fee 0.00 Prepayment Penalties 0269,445.0039 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Ending Scheduled Balance for Premium Loans 1,~~198~~183,~~174~~304,~~978~~468.1200 Scheduled Principal ~~801~~800,~~638~~269.1071 Unscheduled Principal 1114,~~222~~070,~~292~~240.4241 Required Overcollateralization Amount 0.00 Overcollateralized Increase Amount 0.00 Overcollateralized reduction Amount 0.00 Specified O/C Amount 3,432,274.75 Overcollateralized Amount 3,432,274.75 Overcollateralized Deficiency Amount 0.00 Base Overcollateralized Amount 0.00 Extra principal distribution Amount 0.00 Excess Cash Amount 34,~~668~~065,~~195~~072.3754

Miscellaneous Reporting Rolling 3 Month Delinquency Rate 0.~~010180~~016166% Senior Enhancement Percentage 0.~~144301~~145749%

Group Level Collateral Statement Group Group 1 - Fixed Group 1 - Arm Group 2 - Fixed Collateral Description Mixed Fixed Mixed ARM Mixed Fixed Weighted Average Coupon Rate 8.~~598724~~591117 8.~~846594~~844521 9.~~909771~~880731 Weighted Average Net Rate 7.~~714019~~705995 7.~~905685~~904540 9.~~144471~~117312 Weighted Average Maturity ~~(1)~~0 ~~(1)~~0 ~~(1)~~0 Beginning Loan Count ~~958~~953 3,~~832~~811 1,~~929~~866 Loans Paid In Full 56 2127 6361 Ending Loan Count ~~953~~947 3,~~811~~784 1,~~866~~805 Beginning Scheduled Balance ~~116~~115,~~037~~218,~~904~~042.2466 ~~537~~534,~~714~~372,~~569~~334.7895 ~~145~~141,~~127~~465,~~098~~920.9814 Ending scheduled Balance ~~115~~113,~~218~~976,~~042~~856.6678 ~~534~~529,~~372~~490,~~334~~263.9544 ~~141~~137,~~465~~834,~~920~~587.1410 Record Date 1011/3130/2002 1011/3130/2002 1011/3130/2002 Principal And Interest Constant ~~924~~918,~~975~~745.2545 4,~~284~~260,~~661~~231.3672 1,~~337~~300,~~183~~909.9584 Scheduled Principal 93,~~493~~869.6303 ~~320~~321,~~542~~675.5153 ~~138~~136,~~703~~087.7254 Unscheduled Principal ~~726~~1,~~367~~147,316.9585 34,~~021~~560,~~692~~395.3298 3,~~522~~495,~~475~~245.1250 Scheduled Interest ~~831~~824,~~481~~876.6242 3,~~964~~938,~~118~~556.8519 1,~~198~~164,~~480~~822.2330 Servicing Fees 8584,~~549~~985.4202 ~~421~~418,~~617~~583.1548 9289,~~554~~998.8114 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee ~~338~~336.4506 1,~~568~~558.3358 ~~423~~412.3162 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~745~~739,~~593~~555.7534 3,~~540~~518,~~933~~414.3713 1,~~105~~074,~~502~~411.1154 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 7.~~710519~~702495 7.~~902185~~901040 9.~~140971~~113813

Group Level Collateral Statement Group Group 2 - Arm Total Collateral Description Mixed ARM Fixed Mixed & ARM & Weighted Average Coupon Rate 8.~~770678~~767322 8.~~924522~~916481 Weighted Average Net Rate 7.~~873740~~869654 8.~~025005~~016998 Weighted Average Maturity ~~(1)~~0 ~~351~~350 Beginning Loan Count 2,~~299~~281 98,~~018~~911 Loans Paid In Full 1822 ~~107~~116 Ending Loan Count 2,~~281~~259 8,~~911~~795 Beginning Scheduled Balance ~~411~~407,~~319~~118,~~335~~680.6437 1,~~210,~~198,~~908~~174,978.6412 Ending scheduled Balance ~~407~~402,~~118~~002,~~680~~760.3768 1,~~198~~183,~~174~~304,~~978~~468.1200 Record Date 1011/3130/2002 1011/3130/2002 Principal And Interest Constant 3,~~255~~223,~~189~~088.4517 9,~~802~~702,~~010~~975.0118 Scheduled Principal 248,~~898~~637.2461 ~~801~~800,~~638~~269.1071 Unscheduled Principal 34,~~951~~867,~~757~~282.0308 1114,~~222~~070,~~292~~240.4241 Scheduled Interest 32,~~006~~974,~~291~~450.2156 98,~~000~~902,~~371~~705.9147 Servicing Fees ~~307~~304,~~440~~547.0085 ~~907~~898,~~161~~114.3849 Master Servicing Fees 0.00 0.00 Trustee Fee 1,~~199~~187.6742 3,~~529~~494.7668 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread Fee 1 0.00 0.00 Spread Fee 2 0.00 0.00 Spread Fee 3 0.00 0.00 Net Interest 2,~~697~~668,~~651~~715.5429 8,~~089~~001,~~680~~096.7730 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 7.~~870240~~866154 8.~~021505~~013498

Filing Compare · AMORITIZING RESIDENTIAL COL TR MOR PAS THRU CER SER 2002-BC6