8-K 1 bst01005.txt JAN 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2003 BEAR STEARNS ARM TRUST Mortgage Pass-Through Certificates, Series 2001-5 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-56240-02 90-0031691 Pooling and Servicing Agreement) (Commission 90-0031692 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On January 27, 2003 a distribution was made to holders of BEAR STEARNS ARM TRUST , Mortgage Pass-Through Certificates, Series 2001-5 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-5 Trust, relating to the January 27, 2003 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BEAR STEARNS ARM TRUST Mortgage Pass-Through Certificates, Series 2001-5 Trust By: Wells Fargo Bank Minnesota, NA as Securities Administrator By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 2/3/03 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-5 Trust, relating to the January 27, 2003 distribution. EX-99.1

Bear Stearns ARM Trust Mortgage Pass-Through Certificates Record Date: 1112/3031/02 Distribution Date: 121/2627/0203 BST Series: 2001-5 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution I-A 07384MEJ7 SEN 6.~~55607~~56806% 98,~~363~~579,~~656~~021.5095 5146,~~117~~956.3427 ~~784~~537,~~634~~750.5691 R-I 07384MEK4 RES 6.~~62772~~62469% 0.00 0.00 0.00 R-II 07384MEL2 RES 6.~~62772~~62469% 0.00 0.00 0.00 II-A-1 07384MEM0 SEN 5.~~02457~~02732% 0.00 0.00 0.00 II-A-2 07384MEN8 SEN 5.~~97108~~97427% 2616,~~493~~613,~~890~~975.3494 ~~131~~82,~~720~~713.8369 9,~~879~~867,~~914~~316.4072 II-A-3 07384MEP3 SEN 6.22000% 46,590,200.00 241,~~290~~492.8654 0.00 II-X 07384MEQ1 SEN 0.~~35332~~33087% 0.00 2117,~~518~~426.1372 0.00 III-A 07384MER9 SEN 6.~~08763~~07530% 6456,~~828~~975,~~787~~919.4388 ~~328~~288,~~601~~455.5605 76,~~852~~208,~~867~~005.5593 III-X 07384MEW8 SEN 0.30200% 0.00 1614,~~315~~338.2494 0.00 IV-A 07384MES7 SEN 6.~~79652~~80482% 2119,~~103~~077,~~021~~674.8572 ~~119~~108,~~432~~183.5143 23,~~025~~251,~~347~~245.1485 B-1 07384MET5 SUB 6.~~48391~~48297% 2,~~941~~764,~~486~~607.0499 1514,~~881~~935.0671 ~~176~~181,~~878~~092.0639 B-2 07384MEU2 SUB 6.~~48391~~48297% 1,~~568~~474,~~707~~377.0320 87,~~469~~965.4428 9496,~~329~~577.8234 B-3 07384MEV0 SUB 6.~~48391~~48297% 1,~~372~~290,~~687~~144.3865 76,~~411~~969.1397 8284,~~542~~509.7341 B-4 07384MEX6 SUB 6.~~48391~~48297% ~~784~~737,~~353~~188.5160 43,~~234~~982.7264 4748,~~164~~288.9167 B-5 07384MEY4 SUB 6.~~48391~~48297% ~~588~~552,~~242~~869.2292 32,~~175~~986.9286 3536,~~372~~215.3109 B-6 07384MEZ1 SUB 6.~~48391~~48297% ~~588~~553,~~448~~063.2455 32,~~177~~987.0391 3536,~~384~~227.6978 Totals ~~176~~155,~~223~~209,~~480~~044.5440 ~~952~~839,~~345~~395.7701 2120,~~014~~347,~~436~~230.1709

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses I-A 0.00 8,~~579~~041,~~021~~271.9504 ~~835~~584,~~751~~707.9018 0.00 R-I 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 II-A-1 0.00 0.00 0.00 0.00 II-A-2 0.00 166,~~613~~746,~~975~~659.9423 109,~~011~~950,~~635~~030.2341 0.00 II-A-3 0.00 46,590,200.00 241,~~290~~492.8654 0.00 II-X 0.00 0.00 2117,~~518~~426.1372 0.00 III-A 0.00 5650,~~975~~767,~~919~~913.8895 86,~~181~~496,~~469~~460.1198 0.00 III-X 0.00 0.00 1614,~~315~~338.2494 0.00 IV-A 0.00 1915,~~077~~826,~~674~~428.7287 23,~~144~~359,~~779~~429.6528 0.00 B-1 0.00 2,~~764~~583,~~607~~515.9959 ~~192~~196,~~759~~028.1210 0.00 B-2 0.00 1,~~474,~~377,799.2086 ~~102~~104,~~799~~542.2662 0.00 B-3 0.00 1,~~290~~205,~~144~~635.6524 8991,~~953~~479.8638 0.00 B-4 0.00 ~~737~~688,~~188~~899.6093 5152,~~399~~271.6331 0.00 B-5 0.00 ~~552~~516,~~869~~654.9283 3839,~~548~~201.2395 0.00 B-6 0.00 ~~553~~516,~~063~~835.5577 3839,~~561~~215.7269 0.00 Totals 0.00 ~~155~~134,~~209~~861,~~044~~814.4031 21,~~966~~186,~~781~~625.9410 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) I-A 25,257,000.00 98,~~363~~579,~~656~~021.5095 98,~~636~~972.1674 ~~774~~528,~~998~~778.4016 0.00 0.00 R-I 50.00 0.00 0.00 0.00 0.00 0.00 R-II 50.00 0.00 0.00 0.00 0.00 0.00 II-A-1 94,000,000.00 0.00 0.00 0.00 0.00 0.00 II-A-2 57,500,000.00 2616,~~493~~613,~~890~~975.3494 32,~~835~~286.2868 9,~~876~~865,~~079~~030.1203 0.00 0.00 II-A-3 46,590,200.00 46,590,200.00 0.00 0.00 0.00 0.00 II-X 0.00 0.00 0.00 0.00 0.00 0.00 III-A 156,507,600.00 6456,~~828~~975,~~787~~919.4388 1312,~~612~~174.4432 76,~~839~~195,~~255~~831.1061 0.00 0.00 III-X 0.00 0.00 0.00 0.00 0.00 0.00 IV-A 39,543,600.00 2119,~~103~~077,~~021~~674.8572 02,385.0038 23,~~025~~248,~~347~~860.1447 0.00 0.00 B-1 3,209,800.00 2,~~941~~764,~~486~~607.0499 ~~492~~485.4492 ~~176~~180,~~385~~606.6247 0.00 0.00 B-2 1,711,800.00 1,~~568~~474,~~707~~377.0320 ~~262~~259.6215 9496,~~067~~318.20 0.00 0.00 B-3 1,497,900.00 1,~~372~~290,~~687~~144.3865 ~~229~~226.8076 8284,~~312~~282.9264 0.00 0.00 B-4 855,900.00 ~~784~~737,~~353~~188.5160 ~~131~~129.3157 4748,~~033~~159.6010 0.00 0.00 B-5 641,900.00 ~~588~~552,~~242~~869.2292 9897.4818 3536,~~273~~117.8392 0.00 0.00 B-6 642,124.78 ~~588~~553,~~448~~063.2455 9897.5121 3536,~~286~~130.1857 0.00 0.00 Totals 427,957,924.78 ~~176~~155,~~223~~209,~~480~~044.5440 2827,~~397~~114.0491 20,~~986~~320,~~039~~115.1117 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution I-A ~~784~~537,~~634~~750.5691 8,~~579~~041,~~021~~271.9504 0.~~33966908~~31837792 ~~784~~537,~~634~~750.5691 R-I 0.00 0.00 0.00000000 0.00 R-II 0.00 0.00 0.00000000 0.00 II-A-1 0.00 0.00 0.00000000 0.00 II-A-2 9,~~879~~867,~~914~~316.4072 166,~~613~~746,~~975~~659.9423 0.~~28893871~~11733320 9,~~879~~867,~~914~~316.4072 II-A-3 0.00 46,590,200.00 1.00000000 0.00 II-X 0.00 0.00 0.00000000 0.00 III-A 76,~~852~~208,~~867~~005.5593 5650,~~975~~767,~~919~~913.8895 0.~~36404571~~32437986 76,~~852~~208,~~867~~005.5593 III-X 0.00 0.00 0.00000000 0.00 IV-A 23,~~025~~251,~~347~~245.1485 1915,~~077~~826,~~674~~428.7287 0.~~48244658~~40022732 23,~~025~~251,~~347~~245.1485 B-1 ~~176~~181,~~878~~092.0639 2,~~764~~583,~~607~~515.9959 0.~~86130226~~80488367 ~~176~~181,~~878~~092.0639 B-2 9496,~~329~~577.8234 1,~~474,~~377,799.2086 0.~~86130225~~80488367 9496,~~329~~577.8234 B-3 8284,~~542~~509.7341 1,~~290~~205,~~144~~635.6524 0.~~86130226~~80488366 8284,~~542~~509.7341 B-4 4748,~~164~~288.9167 ~~737~~688,~~188~~899.6093 0.~~86130225~~80488367 4748,~~164~~288.9167 B-5 3536,~~372~~215.3109 ~~552~~516,~~869~~654.9283 0.~~86130226~~80488367 3536,~~372~~215.3109 B-6 3536,~~384~~227.6978 ~~553~~516,~~063~~835.5577 0.~~86130230~~80488370 3536,~~384~~227.6978 Totals 2120,~~014~~347,~~436~~230.1709 ~~155~~134,~~209~~861,~~044~~814.4031 0.~~36267361~~31512868 2120,~~014~~347,~~436~~230.1709

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion I-A 25,257,000.00 ~~370~~339.~~73510314~~66907986 0.~~38152433~~35525755 3020.~~68449935~~93590529 0.00000000 R-I 50.00 0.00000000 0.00000000 0.00000000 0.00000000 R-II 50.00 0.00000000 0.00000000 0.00000000 0.00000000 II-A-1 94,000,000.00 0.00000000 0.00000000 0.00000000 0.00000000 II-A-2 57,500,000.00 ~~460~~288.~~76331026~~93871200 0.~~06670052~~03976835 171.~~75789774~~56573965 0.00000000 II-A-3 46,590,200.00 1000.00000000 0.00000000 0.00000000 0.00000000 II-X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 III-A 156,507,600.00 ~~414~~364.~~22133769~~04570692 0.~~08697622~~07778740 5039.~~08865448~~58805585 0.00000000 III-X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 IV-A 39,543,600.00 ~~533~~482.~~66466002~~44658352 0.~~00000000~~06032278 5182.~~21807676~~15894532 0.00000000 B-1 3,209,800.00 ~~916~~861.~~40788834~~30225871 0.~~15341766~~15138638 5456.~~95221509~~26720356 0.00000000 B-2 1,711,800.00 ~~916~~861.~~40789228~~30225494 0.~~15341746~~15139035 5456.~~95221404~~26720411 0.00000000 B-3 1,497,900.00 ~~916~~861.~~40789105~~30225649 0.~~15341478~~15138527 5456.~~95221310~~26720075 0.00000000 B-4 855,900.00 ~~916~~861.~~40788644~~30225494 0.~~15341746~~15138451 5456.~~95221404~~26720411 0.00000000 B-5 641,900.00 ~~916~~861.~~40788285~~30225892 0.~~15341954~~15139430 5456.~~95221997~~26720673 0.00000000 B-6 642,124.78 ~~916~~861.~~40792931~~30230015 0.~~15341255~~15138802 5456.~~95221661~~26721025 0.00000000 2) All Senior Classes are per $1,000 denomination, all Offered Subordinate Classes are $25,000

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution I-A 0.00000000 3121.~~06602368~~29116324 ~~339~~318.~~66907986~~37791662 0.~~33966908~~31837792 3121.~~06602368~~29116324 R-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 II-A-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 II-A-2 0.00000000 171.~~82459826~~60550817 ~~288~~117.~~93871200~~33320400 0.~~28893871~~11733320 171.~~82459826~~60550817 II-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 II-X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 III-A 0.00000000 5039.~~17563077~~66584326 ~~364~~324.~~04570692~~37986366 0.~~36404571~~32437986 5039.~~17563077~~66584326 III-X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 IV-A 0.00000000 5182.~~21807676~~21926810 ~~482~~400.~~44658352~~22731542 0.~~48244658~~40022732 5182.~~21807676~~21926810 B-1 0.00000000 5556.~~10563275~~41858994 ~~861~~804.~~30225871~~88366565 0.~~86130226~~80488367 5556.~~10563275~~41858994 B-2 0.00000000 5556.~~10563150~~41858862 ~~861~~804.~~30225494~~88366632 0.~~86130225~~80488367 5556.~~10563150~~41858862 B-3 0.00000000 5556.~~10563456~~41859270 ~~861~~804.~~30225649~~88366380 0.~~86130226~~80488366 5556.~~10563456~~41859270 B-4 0.00000000 5556.~~10563150~~41858862 ~~861~~804.~~30225494~~88366632 0.~~86130225~~80488367 5556.~~10563150~~41858862 B-5 0.00000000 5556.~~10563951~~41858545 ~~861~~804.~~30225892~~88367347 0.~~86130226~~80488367 5556.~~10563951~~41858545 B-6 0.00000000 5556.~~10562916~~41859827 ~~861~~804.~~30230015~~88370189 0.~~86130230~~80488370 5556.~~10562916~~41859827 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall I-A 25,257,000.00 6.~~55607~~56806% 98,~~363~~579,~~656~~021.5095 5146,~~157~~956.2927 0.00 0.00 R-I 50.00 6.~~62772~~62469% 0.00 0.00 0.00 0.00 R-II 50.00 6.~~62772~~62469% 0.00 0.00 0.00 0.00 II-A-1 94,000,000.00 5.~~02457~~02732% 0.00 0.00 0.00 0.00 II-A-2 57,500,000.00 5.~~97108~~97427% 2616,~~493~~613,~~890~~975.3494 ~~131~~82,~~830~~713.9269 0.00 0.00 II-A-3 46,590,200.00 6.22000% 46,590,200.00 241,492.54 0.00 0.00 II-X 0.00 0.~~35332~~33087% 7363,~~084~~204,~~090~~175.3494 2117,~~518~~426.1372 0.00 0.00 III-A 156,507,600.00 6.~~08763~~07530% 6456,~~828~~975,~~787~~919.4388 ~~328~~288,~~878~~455.1105 0.00 0.00 III-X 0.00 0.30200% 6456,~~828~~975,~~787~~919.4388 1614,~~315~~338.2494 0.00 0.00 IV-A 39,543,600.00 6.~~79652~~80482% 2119,~~103~~077,~~021~~674.8572 ~~119~~108,~~522~~183.5343 0.00 0.00 B-1 3,209,800.00 6.~~48391~~48297% 2,~~941~~764,~~486~~607.0499 1514,~~893~~935.6171 0.00 0.00 B-2 1,711,800.00 6.~~48391~~48297% 1,~~568~~474,~~707~~377.0320 87,~~476~~965.1328 0.00 0.00 B-3 1,497,900.00 6.~~48391~~48297% 1,~~372~~290,~~687~~144.3865 76,~~416~~969.9997 0.00 0.00 B-4 855,900.00 6.~~48391~~48297% ~~784~~737,~~353~~188.5160 43,~~238~~982.0764 0.00 0.00 B-5 641,900.00 6.~~48391~~48297% ~~588~~552,~~242~~869.2292 32,~~178~~986.4386 0.00 0.00 B-6 642,124.78 6.~~48391~~48297% ~~588~~553,~~448~~063.2455 32,~~179~~987.5491 0.00 0.00 Totals 427,957,924.78 ~~953~~839,~~097~~395.5301 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance I-A 390.9400 0.00 5146,~~117~~956.3427 0.00 8,~~579~~041,~~021~~271.9504 R-I 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 0.00 II-A-1 0.00 0.00 0.00 0.00 0.00 II-A-2 ~~110~~0.0900 0.00 ~~131~~82,~~720~~713.8369 0.00 166,~~613~~746,~~975~~659.9423 II-A-3 ~~201~~0.6700 0.00 241,~~290~~492.8654 0.00 46,590,200.00 II-X 0.00 0.00 2117,~~518~~426.1372 0.00 6353,~~204~~336,~~175~~859.9423 III-A ~~276~~0.5500 0.00 ~~328~~288,~~601~~455.5605 0.00 5650,~~975~~767,~~919~~913.8895 III-X 0.00 0.00 1614,~~315~~338.2494 0.00 5650,~~975~~767,~~919~~913.8895 IV-A 900.0200 0.00 ~~119~~108,~~432~~183.5143 0.00 1915,~~077~~826,~~674~~428.7287 B-1 120.5500 0.00 1514,~~881~~935.0671 0.00 2,~~764~~583,~~607~~515.9959 B-2 60.6900 0.00 87,~~469~~965.4428 0.00 1,~~474,~~377,799.2086 B-3 50.8600 0.00 76,~~411~~969.1397 0.00 1,~~290~~205,~~144~~635.6524 B-4 30.3500 0.00 43,~~234~~982.7264 0.00 ~~737~~688,~~188~~899.6093 B-5 20.5100 0.00 32,~~175~~986.9286 0.00 ~~552~~516,~~869~~654.9283 B-6 20.5100 0.00 32,~~177~~987.0391 0.00 ~~553~~516,~~063~~835.5577 Totals ~~751~~0.7400 0.00 ~~952~~839,~~345~~395.7701 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall I-A 25,257,000.00 6.~~55607~~56806% ~~370~~339.~~73510314~~66907986 21.~~02546977~~85913885 0.00000000 0.00000000 R-I 50.00 6.~~62772~~62469% 0.00000000 0.00000000 0.00000000 0.00000000 R-II 50.00 6.~~62772~~62469% 0.00000000 0.00000000 0.00000000 0.00000000 II-A-1 94,000,000.00 5.~~02457~~02732% 0.00000000 0.00000000 0.00000000 0.00000000 II-A-2 57,500,000.00 5.~~97108~~97427% ~~460~~288.~~76331026~~93871200 21.~~29271165~~43849896 0.00000000 0.00000000 II-A-3 46,590,200.00 6.22000% 1000.00000000 5.18333340 0.00000000 0.00000000 II-X 0.00 0.~~35332~~33087% ~~368~~319.~~94349312~~06765675 0.~~10862794~~08797366 0.00000000 0.00000000 III-A 156,507,600.00 6.~~08763~~07530% ~~414~~364.~~22133769~~04570692 21.~~10135553~~84307375 0.00000000 0.00000000 III-X 0.00 0.30200% ~~414~~364.~~22133769~~04570692 0.~~10424567~~09161817 0.00000000 0.00000000 IV-A 39,543,600.00 6.~~79652~~80482% ~~533~~482.~~66466002~~44658352 32.~~02255055~~73580124 0.00000000 0.00000000 B-1 3,209,800.00 6.~~48391~~48297% ~~916~~861.~~40788834~~30225871 4.~~95158888~~65315908 0.00000000 0.00000000 B-2 1,711,800.00 6.~~48391~~48297% ~~916~~861.~~40789228~~30225494 4.~~95158897~~65316042 0.00000000 0.00000000 B-3 1,497,900.00 6.~~48391~~48297% ~~916~~861.~~40789105~~30225649 4.~~95159223~~65316109 0.00000000 0.00000000 B-4 855,900.00 6.~~48391~~48297% ~~916~~861.~~40788644~~30225494 4.~~95159481~~65316042 0.00000000 0.00000000 B-5 641,900.00 6.~~48391~~48297% ~~916~~861.~~40788285~~30225892 4.~~95159682~~65315470 0.00000000 0.00000000 B-6 642,124.78 6.~~48391~~48297% ~~916~~861.~~40792931~~30230015 4.~~95159212~~65316103 0.00000000 0.00000000 5) All Senior Classes are per $1,000 denomination, all Offered Subordinate Classes are $25,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance I-A 0.~~00158134~~00000000 0.00000000 21.~~02388803~~85913885 0.00000000 ~~339~~318.~~66907986~~37791662 R-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 II-A-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 II-A-2 0.~~00191461~~00000000 0.00000000 21.~~29079704~~43849896 0.00000000 ~~288~~117.~~93871200~~33320400 II-A-3 0.~~00432859~~00000000 0.00000000 5.~~17900460~~18333340 0.00000000 1000.00000000 II-X 0.00000000 0.00000000 0.~~10862794~~08797366 0.00000000 ~~319~~269.~~06765675~~25541612 III-A 0.~~00176701~~00000000 0.00000000 21.~~09958852~~84307375 0.00000000 ~~364~~324.~~04570692~~37986366 III-X 0.00000000 0.00000000 0.~~10424567~~09161817 0.00000000 ~~364~~324.~~04570692~~37986366 IV-A 0.~~00227647~~00000000 0.00000000 32.~~02027408~~73580124 0.00000000 ~~482~~400.~~44658352~~22731542 B-1 0.~~00390990~~00000000 0.00000000 4.~~94767898~~65315908 0.00000000 ~~861~~804.~~30225871~~88366565 B-2 0.~~00390817~~00000000 0.00000000 4.~~94768080~~65316042 0.00000000 ~~861~~804.~~30225494~~88366632 B-3 0.~~00391214~~00000000 0.00000000 4.~~94768009~~65316109 0.00000000 ~~861~~804.~~30225649~~88366380 B-4 0.~~00391401~~00000000 0.00000000 4.~~94768080~~65316042 0.00000000 ~~861~~804.~~30225494~~88366632 B-5 0.~~00391027~~00000000 0.00000000 4.~~94768656~~65315470 0.00000000 ~~861~~804.~~30225892~~88367347 B-6 0.~~00390890~~00000000 0.00000000 4.~~94768322~~65316103 0.00000000 ~~861~~804.~~30230015~~88370189 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage II-X-1 1.46200% 0.00 0.00 0.00 0.00 0.00000000% II-X-2 0.51200% ~~26,493,890.34~~ 16,613,975.94 6,746,659.23 0.00 0.00 2811.~~89387120~~73332040% II-X-3 0.~~26308~~26627% 46,590,200.00 46,590,200.00 0.00 0.00 100.00000000%

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 2221,~~005~~235,~~311~~326.1444 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 3113,~~263~~161.8283 Realized Losses 0.00 Prepayment Penalties 0.00 Total Deposits 2221,~~036~~248,~~574~~488.9627 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 6961,~~793~~863.0217 Payment of Interest and Principal 21,~~966~~186,~~781~~625.9410 Total Withdrawals (Pool Distribution Amount) 2221,~~036~~248,~~574~~488.9627 Ending Balance 0.00

PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 32,~~834~~588.0535 Servicing Fee Support 32,~~082~~588.3135 Non-Supported Prepayment/Curtailment Interest Shortfall ~~751~~0.7400

SERVICING FEES Gross Servicing Fee 5347,~~694~~309.3342 Supplemental PMI Insurance Fee 1917,~~181~~142.0010 Supported Prepayment/Curtailment Interest Shortfall 32,~~082~~588.3135 Net Servicing Fee 6961,~~793~~863.0217

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 107 0 0 0 107 41,~~310~~249,~~270~~694.5521 0.00 0.00 0.00 41,~~310~~249,~~270~~694.5521 60 Days 10 0 0 0 10 ~~324,864~~0.8200 0.00 0.00 0.00 ~~324,864~~0.8200 90 Days 01 0 0 0 01 0324,864.0082 0.00 0.00 0.00 0324,864.0082 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 1 0 0 1 0.00 641,837.08 0.00 0.00 641,837.08 Totals 118 1 0 0 129 41,~~635~~574,~~135~~559.3703 641,837.08 0.00 0.00 52,~~276~~216,~~972~~396.4511 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 2.~~702703~~160494% 0.000000% 0.000000% 0.000000% 2.~~702703~~160494% 20.~~776637~~926499% 0.000000% 0.000000% 0.000000% 20.~~776637~~926499% 60 Days 0.~~270270~~000000% 0.000000% 0.000000% 0.000000% 0.~~270270~~000000% 0.~~209275~~000000% 0.000000% 0.000000% 0.000000% 0.~~209275~~000000% 90 Days 0.~~000000~~308642% 0.000000% 0.000000% 0.000000% 0.~~000000~~308642% 0.~~000000~~240849% 0.000000% 0.000000% 0.000000% 0.~~000000~~240849% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.~~270270~~308642% 0.000000% 0.000000% 0.~~270270~~308642% 0.000000% 0.~~413466~~475846% 0.000000% 0.000000% 0.~~413466~~475846% Totals 2.~~972973~~469136% 0.~~270270~~308642% 0.000000% 0.000000% 32.~~243243~~777778% 21.~~985912~~167348% 0.~~413466~~475846% 0.000000% 0.000000% 31.~~399377~~643194%

Delinquency Status By Groups

~~Delinquency Status By Groups~~ DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 1 0 0 1 0.00 641,837.08 0.00 0.00 641,837.08 Totals 0 1 0 0 1 0.00 641,837.08 0.00 0.00 641,837.08 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 5.~~263158~~555556% 0.000000% 0.000000% 5.~~263158~~555556% 0.000000% 7.~~075182~~533815% 0.000000% 0.000000% 7.~~075182~~533815% Totals 0.000000% 5.~~263158~~555556% 0.000000% 0.000000% 5.~~263158~~555556% 0.000000% 7.~~075182~~533815% 0.000000% 0.000000% 7.~~075182~~533815% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 45 0 0 0 45 1,~~428~~124,~~465~~841.8469 0.00 0.00 0.00 1,~~428~~124,~~465~~841.8469 60 Days 10 0 0 0 10 ~~324,864~~0.8200 0.00 0.00 0.00 ~~324,864~~0.8200 90 Days 01 0 0 0 01 0324,864.0082 0.00 0.00 0.00 0324,864.0082 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 56 0 0 0 56 1,~~753~~449,~~330~~706.6651 0.00 0.00 0.00 1,~~753~~449,~~330~~706.6651 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 23.~~484472~~521127% 0.000000% 0.000000% 0.000000% 23.~~484472~~521127% 21.~~142832~~989729% 0.000000% 0.000000% 0.000000% 21.~~142832~~989729% 60 Days 0.~~621118~~000000% 0.000000% 0.000000% 0.000000% 0.~~621118~~000000% 0.~~487328~~000000% 0.000000% 0.000000% 0.000000% 0.~~487328~~000000% 90 Days 0.~~000000~~704225% 0.000000% 0.000000% 0.000000% 0.~~000000~~704225% 0.~~000000~~574652% 0.000000% 0.000000% 0.000000% 0.~~000000~~574652% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 34.~~105590~~225352% 0.000000% 0.000000% 0.000000% 34.~~105590~~225352% 2.~~630160~~564382% 0.000000% 0.000000% 0.000000% 2.~~630160~~564382% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 61 0 0 0 61 266,~~881,804~~902.7150 0.00 0.00 0.00 266,~~881,804~~902.7150 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 61 0 0 0 61 266,~~881,804~~902.7150 0.00 0.00 0.00 266,~~881,804~~902.7150 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 40.~~195804~~787402% 0.000000% 0.000000% 0.000000% 40.~~195804~~787402% 40.~~827568~~125429% 0.000000% 0.000000% 0.000000% 40.~~827568~~125429% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 40.~~195804~~787402% 0.000000% 0.000000% 0.000000% 40.~~195804~~787402% 40.~~827568~~125429% 0.000000% 0.000000% 0.000000% 40.~~827568~~125429% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 01 0 0 0 01 057,950.0002 0.00 0.00 0.00 057,950.0002 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 01 0 0 0 01 057,950.0002 0.00 0.00 0.00 057,950.0002 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 02.~~000000~~702703% 0.000000% 0.000000% 0.000000% 02.~~000000~~702703% 0.~~000000~~351372% 0.000000% 0.000000% 0.000000% 0.~~000000~~351372% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 02.~~000000~~702703% 0.000000% 0.000000% 0.000000% 02.~~000000~~702703% 0.~~000000~~351372% 0.000000% 0.000000% 0.000000% 0.~~000000~~351372%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 3113,~~263~~161.8283

SUBORDINATION LEVEL/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE Current Original $ Original % Current $ Current % Class% Prepayment% Class A 402,700,924.78 94.09825155% ~~146~~126,~~630~~820,~~022~~543.4527 94.~~47260178~~03739963% 5.~~527398~~962600% 97.~~466512~~355314% Class R-I 402,700,874.78 94.09823986% ~~146~~126,~~630~~820,~~022~~543.4527 94.~~47260178~~03739963% 0.000000% 0.000000% Class R-II 402,700,824.78 94.09822818% ~~146~~126,~~630~~820,~~022~~543.4527 94.~~47260178~~03739963% 0.000000% 0.000000% Class 2A1 308,700,824.78 72.13345209% ~~146~~126,~~630~~820,~~022~~543.4527 94.~~47260178~~03739963% 0.000000% 0.000000% Class 2A2 251,200,824.78 58.69755182% ~~130~~120,~~016~~073,~~046~~884.5104 8389.~~76834418~~03475358% 105.~~704258~~002646% 52.~~709424~~589913% Class 2A3 204,610,624.78 47.81092085% 8373,~~425~~483,~~846~~684.5104 5354.~~75063472~~48813248% 3034.~~017709~~546621% 1617.~~010808~~885084% Class 3A 48,103,024.78 11.24012945% 2622,~~449~~715,~~926~~770.6309 1716.~~04148539~~84373757% 3637.~~709149~~644395% 19.~~579880~~488829% Class B-1 5,349,624.78 1.25003522% 4,~~607~~305,~~643~~825.9263 23.~~96866973~~19276858% 1.~~781216~~915676% 0.~~950063~~991762% Class B-2 3,637,824.78 0.85004263% 32,~~133~~928,~~266~~025.7277 2.~~01873978~~17113034% 01.~~949930~~021638% 0.~~506672~~528911% Class B-3 2,139,924.78 0.50003158% 1,~~843~~722,~~122~~390.0753 1.~~18750945~~27715213% 0.~~831230~~893978% 0.~~443361~~462820% Class B-4 1,284,024.78 0.30003529% 1,~~105~~033,~~933~~490.4760 0.~~71254447~~76633301% 0.~~474965~~510819% 0.~~253336~~264455% Class B-5 642,124.78 0.15004390% ~~553~~516,~~063~~835.5577 0.~~35633461~~38323359% 0.~~356210~~383099% 0.~~189995~~198334% Class B-6 0.00 0.00000000% 0.00 0.00000000% 0.~~356335~~383234% 0.~~190061~~198403% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 6.~~986398~~988097% Weighted Average Net Coupon 6.~~620765~~622324% Weighted Average Pass-Through Rate 6.~~490151~~489789% Weighted Average Maturity(Stepdown Calculation ) ~~341~~340 Beginning Scheduled Collateral Loan Count ~~421~~370 Number Of Loans Paid In Full 5146 Ending Scheduled Collateral Loan Count ~~370~~324 Beginning Scheduled Collateral Balance ~~176~~155,~~223~~209,~~480~~044.5540 Ending Scheduled Collateral Balance ~~155~~134,~~209~~861,~~044~~814.4031 Ending Actual Collateral Balance at 3031-~~Nov~~Dec-2002 ~~155~~134,~~233~~883,~~499~~420.6811 Monthly P &I Constant 1930,~~054,369~~961.8644 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Optimal Amount 2120,~~453~~663,~~478~~886.4003 Ending Scheduled Balance for Premium Loans ~~155~~134,~~209~~861,~~044~~814.4031 Scheduled Principal 2827,~~397~~114.0492 Unscheduled Principal 20,~~986~~320,~~039~~115.1117

Miscellaneous Reporting Senior Percentage Group I 94.~~933023~~710628% Senior Percentage Group II 9594.~~178668~~812703% Senior Percentage Group III 95.~~747647~~462316% Senior Percentage Group IV 96.~~511245~~329686% Senior Prepayment Percentage Group I 97.~~466512~~355314% Senior Prepayment Percentage Group II 97.~~589334~~406351% Senior Prepayment Percentage Group III 97.~~873823~~731158% Senior Prepayment Percentage Group IV 98.~~255623~~164843% Stop-Loss Amount ~~8,559,158~~0.5000 Subordinate Percentage Group I 5.~~066977~~289372% Subordinate Percentage Group II 45.~~821332~~187297% Subordinate Percentage Group III 4.~~252353~~537684% Subordinate Percentage Group IV 3.~~488755~~670314% Subordinate Prep. Percentage Group I 0.000000% Subordinate Prep. Percentage Group II 0.000000% Subordinate Prep. Percentage Group III 0.000000% Subordinate Prep. Percentage Group IV 0.000000%

Group Level Collateral Statement Group 1 2 3 Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 7.~~065518~~075268 6.~~986329~~991323 6.~~873316~~864884 Weighted Average Net Rate 6.~~690519~~700269 6.~~611329~~616323 6.~~522694~~513878 Weighted Average Maturity ~~340~~339 339 340 ~~341~~ Beginning Loan Count 2119 ~~186~~161 ~~162~~143 Loans Paid In Full 21 25 19 16 Ending Loan Count 1918 ~~161~~142 ~~143~~127 Beginning Scheduled Balance 9,~~863~~058,~~434~~140.4369 7666,~~786~~662,~~208~~139.1312 6759,~~707~~684,~~969~~200.5723 Ending scheduled Balance 98,~~058~~505,~~140~~524.6926 6656,~~662~~532,~~139~~020.1217 5953,~~684~~331,~~200~~778.2355 Record Date 1112/3031/2002 1112/3031/2002 1112/3031/2002 Principal And Interest Constant 6862,~~225~~881.7116 ~~451~~390,~~074~~792.3022 ~~402~~354,~~032~~190.2059 Scheduled Principal 109,~~150~~473.4885 42,~~029~~411.5679 1412,~~217~~753.0001 Unscheduled Principal ~~795~~543,~~143~~142.2658 10,~~120~~127,~~039~~707.4516 86,~~009~~339,~~552~~668.3467 Scheduled Interest 5853,~~075~~407.2331 ~~447~~388,~~044~~380.7443 ~~387~~341,~~815~~437.2058 Servicing Fees 32,~~082~~830.3266 2320,~~995~~831.6992 1917,~~783~~457.2391 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee ~~1,105~~997.1497 87,~~206~~224.5350 76,~~507~~792.8874 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 5349,~~887~~578.7768 ~~414~~360,~~842~~324.5201 ~~360~~317,~~524~~186.0993 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.~~556065~~568060 6.~~483079~~486273 6.~~389631~~377304

Group Level Collateral Statement Group 4 Total Collateral Description Mixed ARM Mixed ARM Weighted Average Coupon Rate 7.~~301113~~308691 6.~~986398~~988097 Weighted Average Net Rate 6.~~926113~~933691 6.~~620765~~622324 Weighted Average Maturity 7170 ~~341~~340 Beginning Loan Count 5247 ~~421~~370 Loans Paid In Full 510 5146 Ending Loan Count 4737 ~~370~~324 Beginning Scheduled Balance 2119,~~865~~804,~~868~~564.4236 ~~176~~155,~~223~~209,~~480~~044.5540 Ending scheduled Balance 1916,~~804~~492,~~564~~491.3633 ~~155~~134,~~209~~861,~~044~~814.4031 Record Date 1112/3031/2002 1112/3031/2002 Principal And Interest Constant ~~133~~123,~~037~~097.6547 1930,~~054,369~~961.8644 Scheduled Principal 02,476.0027 2827,~~397~~114.0492 Unscheduled Principal 23,~~061~~309,~~304~~596.0676 20,~~986~~320,~~039~~115.1117 Scheduled Interest ~~133~~120,~~037~~621.6520 1903,~~025,972~~846.8252 Servicing Fees 6,~~833~~188.0993 5347,~~694~~309.3342 Master Servicing Fees 0.00 0.00 Trustee Fee 0.00 0.00 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 2,~~361~~126.4589 1917,~~181~~142.0010 Pool Insurance Fee 0.00 0.00 Spread Fee 1 0.00 0.00 Spread Fee 2 0.00 0.00 Spread Fee 3 0.00 0.00 Net Interest ~~123~~112,~~843~~305.1138 ~~953~~839,~~097~~395.4900 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 6.~~796517~~804818 6.~~490151~~489789

Filing Compare · BEAR STEARNS ARM TRUST MORTGAGE PASS THROUGH CERT SER 2001-5