8-K 1 rma03001.txt JULY 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2003 RENAISSANCE MORTGAGE ACCEPTANCE CORPORATION Home Equity Loan Asset-Backed Certs., Series 2003-1 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-82550-05 Pending Pooling and Servicing Agreement) (Commission IRS EIN (State or other File Number) jurisdiction of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On July 25, 2003 a distribution was made to holders of RENAISSANCE MORTGAGE ACCEPTANCE CORPORATION, Home Equity Loan Asset-Backed Certs., Series 2003-1 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Home Equity Loan Asset-Backed Certs., Series 2003-1 Trust, relating to the July 25, 2003 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. RENAISSANCE MORTGAGE ACCEPTANCE CORPORATION Home Equity Loan Asset-Backed Certs., Series 2003-1 Trust By: Wells Fargo Bank Minnesota, N.A. as Trustee By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 8/1/03 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Home Equity Loan Asset-Backed Certs., Series 2003-1 Trust, relating to the July 25, 2003 distribution.

Renaissance Mortgage Acceptance Corp. ~~Mortgage~~Home ~~Pass~~Equity Loan Asset-~~Through~~Backed Certificates Record Date: 56/3130/03 Distribution Date: 67/25/03 RMAC Series: 2003-1 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A 759950AQ1 SEN 1.~~75000~~46500% ~~215~~213,~~557~~839,~~280~~548.1392 ~~303~~260,~~445~~657.4082 1,~~717~~890,~~731~~110.2115 AIO 759950AR9 SEN 3.00000% 0.00 75,~~894~~333.8306 0.00 M-1 759950AS7 SUB 2.~~32000~~03500% 17,105,000.00 3128,~~922~~962.0627 0.00 M-2 759950AT5 SUB 5.61700% 14,473,000.00 67,~~649~~640.7370 0.00 B-A 759950AU2 SUB 5.~~57000~~28500% 3,000,000.00 13,~~441~~192.7602 0.00 B-F 759950AV0 SUB 7.34600% 7,000,000.00 42,~~790~~785.9625 0.00 BIO RMA031BIO SEN 0.00000% 0.01 1,~~240~~275,~~514~~594.5109 0.00 P RMA03001P SUB 0.00000% 100.00 237,~~736~~868.7863 0.00 R1 RMA0301R1 SEN 0.00000% 0.00 0.00 0.00 R2 RMA0301R2 SEN 0.00000% 0.00 0.00 0.00 Totals ~~257~~255,~~135~~417,~~380~~648.1493 1,~~778~~802,~~396~~033.0384 1,~~717~~890,~~731~~110.2115

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A 0.00 ~~213~~211,~~839~~949,~~548~~438.9277 2,~~021~~150,~~176~~767.6197 0.00 AIO 0.00 0.00 75,~~894~~333.8306 0.00 M-1 0.00 17,105,000.00 3128,~~922~~962.0627 0.00 M-2 0.00 14,473,000.00 67,~~649~~640.7370 0.00 B-A 0.00 3,000,000.00 13,~~441~~192.7602 0.00 B-F 0.00 7,000,000.00 42,~~790~~785.9625 0.00 BIO 0.00 0.01 1,~~240~~275,~~514~~594.5109 0.00 P 0.00 100.00 237,~~736~~868.7863 0.00 R1 0.00 0.00 0.00 0.00 R2 0.00 0.00 0.00 0.00 Totals 0.00 ~~255~~253,~~417~~527,~~648~~538.9378 3,~~496~~692,~~127~~143.2499 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A 216,973,000.00 ~~215~~213,~~557~~839,~~280~~548.1392 0.00 1,~~717~~890,~~731~~110.2115 0.00 0.00 AIO 0.00 0.00 0.00 0.00 0.00 0.00 M-1 17,105,000.00 17,105,000.00 0.00 0.00 0.00 0.00 M-2 14,473,000.00 14,473,000.00 0.00 0.00 0.00 0.00 B-A 3,000,000.00 3,000,000.00 0.00 0.00 0.00 0.00 B-F 7,000,000.00 7,000,000.00 0.00 0.00 0.00 0.00 BIO 0.00 0.01 0.00 0.00 0.00 0.00 P 100.00 100.00 0.00 0.00 0.00 0.00 R1 0.00 0.00 0.00 0.00 0.00 0.00 R2 0.00 0.00 0.00 0.00 0.00 0.00 Totals 258,551,100.00 ~~257~~255,~~135~~417,~~380~~648.1493 0.00 1,~~717~~890,~~731~~110.2115 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A 1,~~717~~890,~~731~~110.2115 ~~213~~211,~~839~~949,~~548~~438.9277 0.~~98555834~~97684707 1,~~717~~890,~~731~~110.2115 AIO 0.00 0.00 0.00000000 0.00 M-1 0.00 17,105,000.00 1.00000000 0.00 M-2 0.00 14,473,000.00 1.00000000 0.00 B-A 0.00 3,000,000.00 1.00000000 0.00 B-F 0.00 7,000,000.00 1.00000000 0.00 BIO 0.00 0.01 0.00000000 0.00 P 0.00 100.00 1.00000000 0.00 R1 0.00 0.00 0.00000000 0.00 R2 0.00 0.00 0.00000000 0.00 Totals 1,~~717~~890,~~731~~110.2115 ~~255~~253,~~417~~527,~~648~~538.9378 0.~~98788073~~98057034 1,~~717~~890,~~731~~110.2115

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A 216,973,000.00 ~~993~~985.~~47513345~~55833638 0.00000000 78.~~91679707~~71126891 0.00000000 AIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 M-1 17,105,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-2 14,473,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-A 3,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-F 7,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 BIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 P 100.00 1000.00000000 0.00000000 0.00000000 0.00000000 R1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R2 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are Per 1,000 Denomination

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A 0.00000000 78.~~91679707~~71126891 ~~985~~976.~~55833638~~84706747 0.~~98555834~~97684707 78.~~91679707~~71126891 AIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-A 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-F 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 BIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 P 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 R1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A 216,973,000.00 1.~~75000~~46500% ~~215~~213,~~557~~839,~~280~~548.1392 ~~303~~261,~~875~~062.8945 0.00 0.00 AIO 0.00 3.00000% 30,~~401~~180,000.00 7675,~~002~~450.5000 0.00 0.00 M-1 17,105,000.00 2.~~32000~~03500% 17,105,000.00 3129,~~967~~007.3423 0.00 0.00 M-2 14,473,000.00 5.61700% 14,473,000.00 67,745.70 0.00 0.00 B-A 3,000,000.00 5.~~57000~~28500% 3,000,000.00 13,~~460~~212.8350 0.00 0.00 B-F 7,000,000.00 7.34600% 7,000,000.00 42,851.67 0.00 0.00 BIO 0.00 0.00000% 0.01 0.00 0.00 0.00 P 100.00 0.00000% 100.00 0.00 0.00 0.00 R1 0.00 0.00000% 0.00 0.00 0.00 0.00 R2 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 258,551,100.00 ~~535~~489,~~903~~329.9355 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A ~~430~~404.4963 0.00 ~~303~~260,~~445~~657.4082 0.00 ~~213~~211,~~839~~949,~~548~~438.9277 AIO ~~107~~116.6794 0.00 75,~~894~~333.8306 0.00 3029,~~180~~920,000.00 M-1 4544.2996 0.00 3128,~~922~~962.0627 0.00 17,105,000.00 M-2 95105.9700 0.00 67,~~649~~640.7370 0.00 14,473,000.00 B-A 1920.0748 0.00 13,~~441~~192.7602 0.00 3,000,000.00 B-F 6066.7142 0.00 42,~~790~~785.9625 0.00 7,000,000.00 BIO 0.00 0.00 1,~~240~~275,~~514~~594.5109 0.00 0.01 P 0.00 0.00 237,~~736~~868.7863 0.00 100.00 R1 0.00 0.00 0.00 0.00 0.00 R2 0.00 0.00 0.00 0.00 0.00 Totals ~~759~~758.2043 0.00 1,~~778~~802,~~396~~033.0384 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A 216,973,000.00 1.~~75000~~46500% ~~993~~985.~~47513345~~55833638 1.~~40052398~~20320247 0.00000000 0.00000000 AIO 0.00 3.00000% ~~990~~983.~~22833132~~02986873 2.~~47557083~~45757467 0.00000000 0.00000000 M-1 17,105,000.00 2.~~32000~~03500% 1000.00000000 1.~~86888863~~69583338 0.00000000 0.00000000 M-2 14,473,000.00 5.61700% 1000.00000000 4.68083328 0.00000000 0.00000000 B-A 3,000,000.00 5.~~57000~~28500% 1000.00000000 4.~~48694333~~40416667 0.00000000 0.00000000 B-F 7,000,000.00 7.34600% 1000.00000000 6.12166714 0.00000000 0.00000000 BIO 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 P 100.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000 R1 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R2 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All Classes are Per 1,000 Denomination

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A 0.~~00198407~~00186489 0.00000000 1.~~39853991~~20133759 0.00000000 ~~985~~976.~~55833638~~84706747 AIO 0.~~00350705~~00380900 0.00000000 2.~~47206378~~45376568 0.00000000 ~~983~~974.~~02986873~~56108922 M-1 0.~~00264776~~00262847 0.00000000 1.~~86624145~~69320491 0.00000000 1000.00000000 M-2 0.~~00663097~~00725489 0.00000000 4.~~67420231~~67357839 0.00000000 1000.00000000 B-A 0.~~00635667~~00682667 0.00000000 4.~~48058667~~39734000 0.00000000 1000.00000000 B-F 0.~~00867286~~00948857 0.00000000 6.~~11299429~~11217857 0.00000000 1000.00000000 BIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 P 0.00000000 0.00000000 ~~27367~~378686.~~80000000~~30000000 0.00000000 1000.00000000 R1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 3,~~587~~782,~~839~~325.9081 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) ~~(905~~0.~~20)~~00 Prepayment Penalties 0.00 Total Deposits 3,~~586~~782,~~934~~325.7081 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 90,~~807~~181.4682 Payment of Interest and Principal 3,~~496~~692,~~127~~143.2499 Total Withdrawals (Pool Distribution Amount) 3,~~586~~782,~~934~~325.7081 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 65,~~435~~005.0287 FSA Premium 21,~~555~~383.7395 Wells Fargo Bank Minnesota, N.A. 3,~~816~~792.7100 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 90,~~807~~181.4682

OTHER ACCOUNTS Beginning Current Current Ending Account Type Balance Withdrawals Deposits Balance Reserve Fund 5,000.00 60.6600 60.6600 5,000.00 Financial Guaranty 0.00 0.00 0.00 0.00

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 3 0 0 3 459,~~333~~078.2412 0.00 0.00 459,~~333~~078.2412 30 Days 514 0 0 0 514 ~~464~~1,~~878~~764,752.0247 0.00 0.00 0.00 ~~464~~1,~~878~~764,752.0247 60 Days 01 0 03 0 04 059,860.0043 0.00 0234,535.0075 0.00 0294,396.0018 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 515 3 03 0 821 ~~464~~1,~~878~~824,612.0290 459,~~333~~078.2412 0234,535.0075 0.00 ~~924~~2,~~211~~518,226.2677 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~144023~~145278% 0.000000% 0.000000% 0.~~144023~~145278% 0.~~176651~~177846% 0.000000% 0.000000% 0.~~176651~~177846% 30 Days 0.~~240038~~677966% 0.000000% 0.000000% 0.000000% 0.~~240038~~677966% 0.~~178784~~683661% 0.000000% 0.000000% 0.000000% 0.~~178784~~683661% 60 Days 0.~~000000~~048426% 0.000000% 0.~~000000~~145278% 0.000000% 0.~~000000~~193705% 0.~~000000~~023190% 0.000000% 0.~~000000~~090859% 0.000000% 0.~~000000~~114048% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~240038~~726392% 0.~~144023~~145278% 0.~~000000~~145278% 0.000000% 01.~~384061~~016949% 0.~~178784~~706851% 0.~~176651~~177846% 0.~~000000~~090859% 0.000000% 0.~~355435~~975555%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 317,~~427~~720.2497

COLLATERAL STATEMENT Collateral Description Mixed Fixed & Arm Weighted Average Gross Coupon 8.~~564779~~561274% Weighted Average Net Coupon 8.~~264779~~261274% Weighted Average Pass-Through Rate 8.~~247279~~243774% Weighted Average Maturity(Stepdown Calculation ) ~~320~~319 Beginning Scheduled Collateral Loan Count 2,~~092~~083 Number Of Loans Paid In Full 918 Ending Scheduled Collateral Loan Count 2,~~083~~065 Beginning Scheduled Collateral Balance ~~261~~260,~~740~~022,~~514~~783.2302 Ending Scheduled Collateral Balance ~~260~~258,~~022~~132,~~783~~672.0287 Ending Actual Collateral Balance at 3130-~~May~~Jun-2003 ~~260~~258,~~022~~132,~~783~~672.0287 Monthly P &I Constant 2,~~164~~152,~~856~~477.4036 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount ~~905~~0.2000 Cumulative Realized Loss 905.20 Ending Scheduled Balance for Premium Loans ~~260~~258,~~022~~132,~~783~~672.0287 Scheduled Principal ~~296~~297,~~731~~372.6207 Unscheduled Principal 1,~~420~~592,~~999~~738.5908

Curtailments $ 3627,~~086~~677.5600 Servicing Advance Recovery $ 1935,~~986~~922.8810 Pre-Funding Account remaining amount 0.00 First Payment Loan Account remaining amount $0 ~~7.93~~ P & I Advance $ 1,~~627~~680,~~954~~523.0583 P & I Recovery $ 1,~~600~~685,~~063~~269.3662

Miscellaneous Reporting Required OC Amount 4,605,234.10 Subordination Deficiency Amount ~~905~~0.2000 Excess Overcollateralization 0.00 Subordination Reduction 0.00 Subordination Increase 0.00 Overcollateralization Amount 4,605,234.10 Extra Interest paid as Principal ~~905~~0.2000 Three Month Delinquency Rate 0.~~110914~~208212% Delinquency Event NO Cumulative Loss Event NO Step Down Date Occurred NO Trigger Event NO

Group Level Collateral Statement Group 1 2 Total Collateral Description Mixed ARM Mixed Fixed Mixed Fixed & Arm Weighted Average Coupon Rate 8.~~497772~~498036 8.~~589816~~585090 8.~~564779~~561274 Weighted Average Net Rate 8.~~197772~~198036 8.~~289816~~285090 8.~~264779~~261274 ~~Pass-Through Rate 8.180272 8.272316 8.247279~~ Weighted Average Maturity ~~310~~309 ~~346~~345 ~~320~~319 Beginning Loan Count 583 1,~~509~~500 2,~~092~~083 Loans Paid In Full 04 914 918 Ending Loan Count ~~583~~579 1,~~500~~486 2,~~083~~065 Beginning Scheduled Balance 71,~~195~~135,~~800~~668.3269 ~~190~~188,~~544~~887,~~713~~114.9133 ~~261~~260,~~740~~022,~~514~~783.2302 Ending scheduled Balance 7170,~~135~~660,~~668~~626.6927 ~~188~~187,~~887~~472,~~114~~046.3360 ~~260~~258,~~022~~132,~~783~~672.0287 Record Date 0506/3130/2003 0506/3130/2003 0506/3130/2003 Principal And Interest Constant 558,187.62 1,~~606~~594,~~668~~289.7874 2,~~164~~152,~~856~~477.4036 Scheduled Principal 54,~~016~~426.2440 242,~~715~~945.3867 ~~296~~297,~~731~~372.6207 Unscheduled Principal 6420,~~115~~616.3902 1,~~414~~172,~~884~~122.2006 1,~~420~~592,~~999~~738.5908 Scheduled Interest ~~504~~503,~~171~~761.3822 1,~~363~~351,~~953~~344.4007 1,~~868~~855,~~124~~105.7829 Servicing Fees 17,~~798~~784.9900 47,~~636~~221.0387 65,~~435~~005.0287 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 1,~~038~~037.2529 2,~~778~~754.4658 3,~~816~~791.7187 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~485~~484,~~334~~939.1493 1,~~313~~301,~~538~~367.9162 1,~~798~~786,~~873~~307.0555 Realized Loss Amount 0.00 ~~905~~0.2000 ~~905~~0.2000 Cumulative Realized Loss 0.00 905.20 905.20 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 8.180536 8.267590 8.243774

Filing Compare · RENAISSANCE MORT ACCEPT CORP HOME EQ LN AS BK CER SE 03 1