8-K 1 fom0300a.txt OCTOBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 27, 2003 FREMONT HOME LOAN TRUST Asset-Backed Certificates, Series 2003-A Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-104153-08 54-2123742 Pooling and Servicing Agreement) (Commission 54-2123741 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, Maryland 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On October 27, 2003 a distribution was made to holders of FREMONT HOME LOAN TRUST, Asset-Backed Certificates, Series 2003-A Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset-Backed Certificates, Series 2003-A Trust, relating to the October 27, 2003 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FREMONT HOME LOAN TRUST Asset-Backed Certificates, Series 2003-A Trust By: Wells Fargo Bank Minnesota, NA, as Trust Administrator By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 10/30/03 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset- Backed Certificates, Series 2003-A Trust, relating to the October 27, 2003 distribution. EX-99.1

Fremont Home Loan Trust Asset-Backed Certificates Record Date: 89/3130/03 Distribution Date: 910/2527/03 FREMONT Series: 2003-A Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1 A-1 35729PBH2 SEN 1.~~46000~~47000% ~~294~~293,~~422~~356,~~000~~256.0050 ~~585~~383,~~081~~318.9484 12,~~065~~368,~~743~~640.5062 2 A-1 35729PBJ8 SEN 1.~~24000~~25000% 4240,~~500~~535,~~000~~917.0015 7145,~~730~~039.5691 1512,~~964,082~~905.8514 2 A-2 35729PBK5 SEN 1.~~46500~~47500% 122,168,000.00 ~~243~~160,~~606~~175.3982 0.00 M1 35729PBL3 MEZ 1.~~76000~~77000% 36,502,000.00 8757,~~442~~429.5781 0.00 M2 35729PBM1 MEZ 2.~~83500~~84500% 26,675,000.00 ~~102~~67,~~932~~458.1611 0.00 M3 35729PBN9 MEZ 3.~~16000~~17000% 8,424,000.00 3623,~~232~~736.5696 0.00 M4 35729PBP4 MEZ 4.~~21000~~22000% 5,616,000.00 3221,~~181~~066.24 0.00 M5 35729PBQ2 MEZ 5.~~11000~~12000% 12,635,000.00 8757,~~879~~503.9329 0.00 C FOM0300AC OC 0.00000% 12,634,766.24 12,~~974~~385,~~091~~758.4163 0.00 P FOM0300AP PrePay 0.00000% 100.00 3536,~~783~~677.88 0.00 R-1 FOM030AR1 RES 0.00000% 0.00 0.00 0.00 R-2 FOM030AR2 RES 0.00000% 0.00 0.00 0.00 Totals ~~561~~558,~~576~~547,~~866~~039.2489 3,~~256~~238,~~962~~165.6449 32,~~029~~881,~~826~~545.3576

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1 A-1 0.00 ~~293~~290,~~356~~987,~~256~~615.5088 12,~~650~~751,~~825~~959.4446 0.00 2 A-1 0.00 40,~~535~~023,~~917~~012.1501 2557,~~035,813~~945.4105 0.00 2 A-2 0.00 122,168,000.00 ~~243~~160,~~606~~175.3982 0.00 M1 0.00 36,502,000.00 8757,~~442~~429.5781 0.00 M2 0.00 26,675,000.00 ~~102~~67,~~932~~458.1611 0.00 M3 0.00 8,424,000.00 3623,~~232~~736.5696 0.00 M4 0.00 5,616,000.00 3221,~~181~~066.24 0.00 M5 0.00 12,635,000.00 8757,~~879~~503.9329 0.00 C 0.00 12,634,766.24 12,~~974~~385,~~091~~758.4163 0.00 P 0.00 100.00 3536,~~783~~677.88 0.00 R-1 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 Totals 0.00 ~~558~~555,~~547~~665,~~039~~494.8913 6,~~286~~119,~~788~~711.9925 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1 A-1 294,422,000.00 ~~294~~293,~~422~~356,~~000~~256.0050 0.00 12,~~065~~368,~~743~~640.5062 0.00 0.00 2 A-1 42,500,000.00 4240,~~500~~535,~~000~~917.0015 0.00 1512,~~964,082~~905.8514 0.00 0.00 2 A-2 122,168,000.00 122,168,000.00 0.00 0.00 0.00 0.00 M1 36,502,000.00 36,502,000.00 0.00 0.00 0.00 0.00 M2 26,675,000.00 26,675,000.00 0.00 0.00 0.00 0.00 M3 8,424,000.00 8,424,000.00 0.00 0.00 0.00 0.00 M4 5,616,000.00 5,616,000.00 0.00 0.00 0.00 0.00 M5 12,635,000.00 12,635,000.00 0.00 0.00 0.00 0.00 C 12,634,766.24 12,634,766.24 0.00 0.00 0.00 0.00 P 100.00 100.00 0.00 0.00 0.00 0.00 R-1 0.00 0.00 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 0.00 0.00 Totals 561,576,866.24 ~~561~~558,~~576~~547,~~866~~039.2489 0.00 32,~~029~~881,~~826~~545.3576 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1 A-1 12,~~065~~368,~~743~~640.5062 ~~293~~290,~~356~~987,~~256~~615.5088 0.~~99638022~~98833516 12,~~065~~368,~~743~~640.5062 2 A-1 1512,~~964,082~~905.8514 40,~~535~~023,~~917~~012.1501 0.~~95378629~~94171793 1512,~~964,082~~905.8514 2 A-2 0.00 122,168,000.00 1.00000000 0.00 M1 0.00 36,502,000.00 1.00000000 0.00 M2 0.00 26,675,000.00 1.00000000 0.00 M3 0.00 8,424,000.00 1.00000000 0.00 M4 0.00 5,616,000.00 1.00000000 0.00 M5 0.00 12,635,000.00 1.00000000 0.00 C 0.00 12,634,766.24 1.00000000 0.00 P 0.00 100.00 1.00000000 0.00 R-1 0.00 0.00 0.00000000 0.00 R-2 0.00 0.00 0.00000000 0.00 Totals 32,~~029~~881,~~826~~545.3576 ~~558~~555,~~547~~665,~~039~~494.8913 0.~~99460479~~98947362 32,~~029~~881,~~826~~545.3576

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1 A-1 294,422,000.00 ~~1000~~996.~~00000000~~38021785 0.00000000 38.~~61978215~~04505309 0.00000000 2 A-1 42,500,000.00 ~~1000~~953.~~00000000~~78628588 0.00000000 4612.~~21371412~~06835624 0.00000000 2 A-2 122,168,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M1 36,502,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M2 26,675,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M3 8,424,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M4 5,616,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M5 12,635,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 C 12,634,766.24 1000.00000000 0.00000000 0.00000000 0.00000000 P 100.00 1000.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1 A-1 0.00000000 38.~~61978215~~04505309 ~~996~~988.~~38021785~~33516476 0.~~99638022~~98833516 38.~~61978215~~04505309 2 A-1 0.00000000 4612.~~21371412~~06835624 ~~953~~941.~~78628588~~71792965 0.~~95378629~~94171793 4612.~~21371412~~06835624 2 A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 C 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 P 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, ~~Bankrupcy~~Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1 A-1 294,422,000.00 1.~~46000~~47000% ~~294~~293,~~422~~356,~~000~~256.0050 ~~585~~383,~~081~~318.9484 0.00 0.00 2 A-1 42,500,000.00 1.~~24000~~25000% 4240,~~500~~535,~~000~~917.0015 7145,~~730~~039.5691 0.00 0.00 2 A-2 122,168,000.00 1.~~46500~~47500% 122,168,000.00 ~~243~~160,~~606~~175.3982 0.00 0.00 M1 36,502,000.00 1.~~76000~~77000% 36,502,000.00 8757,~~442~~429.5781 0.00 0.00 M2 26,675,000.00 2.~~83500~~84500% 26,675,000.00 ~~102~~67,~~932~~458.1611 0.00 0.00 M3 8,424,000.00 3.~~16000~~17000% 8,424,000.00 3623,~~232~~736.5696 0.00 0.00 M4 5,616,000.00 4.~~21000~~22000% 5,616,000.00 3221,~~181~~066.24 0.00 0.00 M5 12,635,000.00 5.~~11000~~12000% 12,635,000.00 8757,~~879~~503.9329 0.00 0.00 C 12,634,766.24 0.00000% 12,634,766.24 0.00 0.00 0.00 P 100.00 0.00000% 100.00 0.00 0.00 0.00 R-1 0.00 0.00000% 0.00 0.00 0.00 0.00 R-2 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 561,576,866.24 1815,~~247,087~~728.3598 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1 A-1 0.00 0.00 ~~585~~383,~~081~~318.9484 0.00 ~~293~~290,~~356~~987,~~256~~615.5088 2 A-1 0.00 0.00 7145,~~730~~039.5691 0.00 40,~~535~~023,~~917~~012.1501 2 A-2 0.00 0.00 ~~243~~160,~~606~~175.3982 0.00 122,168,000.00 M1 0.00 0.00 8757,~~442~~429.5781 0.00 36,502,000.00 M2 0.00 0.00 ~~102~~67,~~932~~458.1611 0.00 26,675,000.00 M3 0.00 0.00 3623,~~232~~736.5696 0.00 8,424,000.00 M4 0.00 0.00 3221,~~181~~066.24 0.00 5,616,000.00 M5 0.00 0.00 8757,~~879~~503.9329 0.00 12,635,000.00 C 0.00 0.00 12,~~974~~385,~~091~~758.4163 0.00 12,634,766.24 P 0.00 0.00 3536,~~783~~677.88 0.00 100.00 R-1 0.00 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 3,~~256~~238,~~962~~165.6449 0.00 (4) Amount Does Not Include Excess Special Hazard, ~~Bankrupcy~~Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1 A-1 294,422,000.00 1.~~46000~~47000% ~~1000~~996.~~00000000~~38021785 1.~~98722222~~30193681 0.00000000 0.00000000 2 A-1 42,500,000.00 1.~~24000~~25000% ~~1000~~953.~~00000000~~78628588 1.~~68777788~~05976259 0.00000000 0.00000000 2 A-2 122,168,000.00 1.~~46500~~47500% 1000.00000000 1.~~99402781~~31111109 0.00000000 0.00000000 M1 36,502,000.00 1.~~76000~~77000% 1000.00000000 21.~~39555559~~57333324 0.00000000 0.00000000 M2 26,675,000.00 2.~~83500~~84500% 1000.00000000 32.~~85875014~~52888885 0.00000000 0.00000000 M3 8,424,000.00 3.~~16000~~17000% 1000.00000000 42.~~30111111~~81777778 0.00000000 0.00000000 M4 5,616,000.00 4.~~21000~~22000% 1000.00000000 53.~~73027778~~75111111 0.00000000 0.00000000 M5 12,635,000.00 5.~~11000~~12000% 1000.00000000 64.~~95527740~~55111120 0.00000000 0.00000000 C 12,634,766.24 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000 P 100.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1 A-1 0.00000000 0.00000000 1.~~98722222~~30193681 0.00000000 ~~996~~988.~~38021785~~33516476 2 A-1 0.00000000 0.00000000 1.~~68777788~~05976259 0.00000000 ~~953~~941.~~78628588~~71792965 2 A-2 0.00000000 0.00000000 1.~~99402781~~31111109 0.00000000 1000.00000000 M1 0.00000000 0.00000000 21.~~39555559~~57333324 0.00000000 1000.00000000 M2 0.00000000 0.00000000 32.~~85875014~~52888885 0.00000000 1000.00000000 M3 0.00000000 0.00000000 42.~~30111111~~81777778 0.00000000 1000.00000000 M4 0.00000000 0.00000000 53.~~73027778~~75111111 0.00000000 1000.00000000 M5 0.00000000 0.00000000 64.~~95527740~~55111120 0.00000000 1000.00000000 C 0.00000000 0.00000000 ~~156~~188.~~24281229~~82491252 0.00000000 1000.00000000 P 0.00000000 0.00000000 ~~357838~~366778.80000000 0.00000000 1000.00000000 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, ~~Bankrupcy~~Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 6,~~489~~320,~~675~~415.2789 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 3536,~~783~~677.88 Total Deposits 6,~~525~~357,~~459~~093.1577 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~238~~237,~~670~~382.1652 Payment of Interest and Principal 6,~~286~~119,~~788~~711.9925 Total Withdrawals (Pool Distribution Amount) 6,~~525~~357,~~459~~093.1577 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~229~~228,~~310~~073.5436 Master Servicing 4,~~679~~654.8158 Trust Administration 4,~~679~~654.8158 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~238~~237,~~670~~382.1652

OTHER ACCOUNTS Beginning Current Current Ending Account Type Balance Withdrawals Deposits Balance Reserve Fund 1,000.00 ~~15,405~~0.8400 ~~15,405~~0.8400 1,000.00

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 30 0 0 30 ~~517,375~~0.9800 0.00 0.00 ~~517,375~~0.9800 30 Days 1721 0 0 0 1721 34,~~316~~145,~~352~~914.4347 0.00 0.00 0.00 34,~~316~~145,~~352~~914.4347 60 Days 07 0 0 0 07 0984,769.0016 0.00 0.00 0.00 0984,769.0016 90 Days 0 05 04 0 09 0.00 01,012,754.0070 0409,337.0017 0.00 01,422,091.0087 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1728 35 04 0 2037 35,~~316~~130,~~352~~683.4363 ~~517~~1,~~375~~012,754.9870 0409,337.0017 0.00 36,~~833~~552,~~728~~775.4150 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~103914~~000000% 0.000000% 0.000000% 0.~~103914~~000000% 0.~~092565~~000000% 0.000000% 0.000000% 0.~~092565~~000000% 30 Days 0.~~588847~~730943% 0.000000% 0.000000% 0.000000% 0.~~588847~~730943% 0.~~593334~~745568% 0.000000% 0.000000% 0.000000% 0.~~593334~~745568% 60 Days 0.~~000000~~243648% 0.000000% 0.000000% 0.000000% 0.~~000000~~243648% 0.~~000000~~177093% 0.000000% 0.000000% 0.000000% 0.~~000000~~177093% 90 Days 0.000000% 0.~~000000~~174034% 0.~~000000~~139227% 0.000000% 0.~~000000~~313261% 0.000000% 0.~~000000~~182126% 0.~~000000~~073612% 0.000000% 0.~~000000~~255738% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~588847~~974591% 0.~~103914~~174034% 0.~~000000~~139227% 0.000000% 01.~~692761~~287852% 0.~~593334~~922661% 0.~~092565~~182126% 0.~~000000~~073612% 0.000000% 01.~~685899~~178399%

COLLATERAL STATEMENT Collateral Description Mixed Fixed & Arm Weighted Average Gross Coupon 7.~~393144~~388264% Weighted Average Net Coupon 6.~~903144~~898264% Weighted Average Pass-Through Rate 6.~~883144~~878264% Weighted Average Maturity(Stepdown Calculation ) ~~354~~353 Beginning Scheduled Collateral Loan Count 2,~~898~~887 Number Of Loans Paid In Full 1114 Ending Scheduled Collateral Loan Count 2,~~887~~873 Beginning Scheduled Collateral Balance ~~561~~558,~~576~~547,~~866~~039.2489 Ending Scheduled Collateral Balance ~~558~~555,~~547~~665,~~039~~494.8913 Ending Actual Collateral Balance at 3130-~~Aug~~Sep-2003 ~~558~~556,~~934~~074,~~779~~366.2773 Monthly P &I Constant 3,~~917~~898,~~848~~336.2236 Special Servicing Fee 0.00 Prepayment Penalties 3536,~~783~~677.88 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Ending Scheduled Balance for Premium Loans ~~558~~555,~~547~~665,~~039~~494.8913 Scheduled Principal ~~457~~459,~~999~~425.3363 Unscheduled Principal 2,~~571~~422,~~827~~120.0213

Miscellaneous Reporting Excess Cash Amount 12,~~974~~385,~~091~~758.4163 Overcollateralization Deficiency Amount 0.00 Extra Principal Amount 0.00 Overcollateralization Release Amount 0.00 Overcollateralization Amount 12,634,766.24 Target Overcollateralization Amount 12,634,766.24 Group 1 Credit Enhancement 18.00443968% Group 2 Credit Enhancement 18.00348816% Step Down Date NoNO Trigger Event NoNO

Group Level Collateral Statement Group Group 1 Group 2 Group 3 Collateral Description Mixed Fixed Mixed ARM Mixed Fixed Weighted Average Coupon Rate 7.~~054986~~054351 7.~~578874~~575746 6.~~816387~~806489 Weighted Average Net Rate 6.~~564986~~564351 7.~~088874~~085746 6.~~326387~~316489 Weighted Average Maturity ~~350~~349 ~~357~~356 ~~342~~341 Beginning Loan Count ~~581~~580 1,~~451~~447 ~~238~~237 Loans Paid In Full 12 49 10 Ending Loan Count ~~580~~578 1,~~447~~438 237 Beginning Scheduled Balance 105,~~698~~489,~~150~~739.5746 ~~254~~253,~~450~~592,~~179~~846.0970 65,~~486~~084,~~647~~248.9172 Ending scheduled Balance 105,~~489~~049,~~739~~309.4616 ~~253~~251,~~592~~664,~~846~~636.7038 65,~~084~~014,~~248~~187.7263 Record Date 0809/3130/2003 0809/3130/2003 0809/3130/2003 Principal And Interest Constant 716,~~923~~200.9638 1,~~800~~795,~~526~~382.5507 ~~437~~435,~~748~~162.9981 Scheduled Principal 9596,~~508~~065.1466 ~~193~~194,~~488~~419.2761 6566,~~763~~000.7013 Unscheduled Principal ~~112~~344,~~902~~364.9764 ~~663~~1,~~844~~733,790.1271 ~~336~~4,~~635~~060.4996 Scheduled Interest ~~621~~620,~~415~~134.8272 1,~~607~~600,~~038~~962.2846 ~~371~~369,~~985~~162.2968 Servicing Fees 43,~~160~~074.0798 103,~~900~~550.4842 26,~~740~~576.3905 Master Servicing Fees ~~880~~879.8307 2,~~120~~113.4227 ~~545~~542.7238 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee ~~880~~879.8307 2,~~120~~113.4227 ~~545~~542.7238 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~576~~577,~~494~~059.0981 1,~~498~~497,~~896~~412.9603 ~~344~~342,~~153~~586.4669 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 1130,~~645~~184.1620 ~~24,138.72~~ 0.00 6,493.68 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.~~544986~~544351 7.~~068874~~065746 6.~~306387~~296489

Group Level Collateral Statement Group Group 4 Total Collateral Description Mixed ARM Mixed Fixed & Arm Weighted Average Coupon Rate 7.~~586267~~578356 7.~~393144~~388264 Weighted Average Net Rate 7.~~096267~~088356 6.~~903144~~898264 Weighted Average Maturity ~~357~~356 ~~354~~353 Beginning Loan Count ~~628~~623 2,~~898~~887 Loans Paid In Full 53 1114 Ending Loan Count ~~623~~620 2,~~887~~873 Beginning Scheduled Balance ~~135~~134,~~941~~380,~~888~~205.6701 ~~561~~558,~~576~~547,~~866~~039.2489 Ending scheduled Balance ~~134~~133,~~380~~937,~~205~~360.0196 ~~558~~555,~~547~~665,~~039~~494.8913 Record Date 0809/3130/2003 0809/3130/2003 Principal And Interest Constant ~~962~~951,~~648~~591.7210 3,~~917~~898,~~848~~336.2236 Scheduled Principal ~~103~~102,~~239~~940.2223 ~~457~~459,~~999~~425.3363 Unscheduled Principal 1339,~~458,444~~903.4482 2,~~571~~422,~~827~~120.0213 Scheduled Interest ~~859~~848,~~409~~650.5087 3,~~459~~438,~~848~~910.8973 Servicing Fees 5554,~~509~~871.6091 ~~229~~228,~~310~~073.5436 Master Servicing Fees 1,~~132~~119.8486 4,~~679~~654.8158 Trustee Fee 0.00 0.00 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 1,~~132~~119.8486 4,~~679~~654.8158 Pool Insurance Fee 0.00 0.00 Spread Fee 1 0.00 0.00 Spread Fee 2 0.00 0.00 Spread Fee 3 0.00 0.00 Net Interest ~~801~~793,~~634~~779.2204 3,~~221~~210,~~178~~837.7357 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 Prepayment Penalties 0.00 3536,~~783~~677.88 Special Servicing Fee 0.00 0.00 Pass-Through Rate 7.~~076267~~068356 6.~~883144~~878264

Filing Compare · FINANCIAL ASSET SEC CORP FREMONT HOME LOAN TRUST 2003 A