8-K 1 bsa03ac3.txt DECEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 26, 2003 BEAR STEARNS ASSET BACKED SECURITIES TRUST Asset-Backed Certificates, Series 2003-AC3 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-91334-06 54-2121818 Pooling and Servicing Agreement) (Commission 54-2121820 (State or other File Number) 54-2121819 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank Minnesota, N.A., 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On December 26, 2003 a distribution was made to holders of BEAR STEARNS ASSET BACKED SECURITIES TRUST, Asset-Backed Certificates, Series 2003-AC3 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset-Backed Certificates, Series 2003-AC3 Trust, relating to the December 26, 2003 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BEAR STEARNS ASSET BACKED SECURITIES TRUST Asset-Backed Certificates, Series 2003-AC3 Trust By: Wells Fargo Bank Minnesota, N.A. as Securities Administrator By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 1/6/04 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset- Backed Certificates, Series 2003-AC3 Trust, relating to the December 26, 2003 distribution. EX-99.1

Bear Stearns Asset Backed Securities Asset-Backed Certificates Record Date: 911/30/03 Distribution Date: 1012/2726/03 BSA Series: 2003-AC3 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-1 07384YJH0 SEN 4.00000% ~~198~~185,~~248~~915,~~868~~976.7480 ~~660~~619,~~829~~719.5592 47,~~605~~876,~~774~~165.7805 A-IO 07384YJJ6 IO 5.00000% 0.00 153,291.6667 0.00 M-1 07384YJK3 MEZ 4.40300% 1413,~~407~~510,~~197~~938.8241 5249,~~862~~573.4188 ~~334~~572,~~712~~378.1789 M-2 07384YJL1 MEZ 3.~~62000~~61875% 10,~~799~~127,~~289~~475.6410 3431,~~749~~558.7169 ~~250~~429,~~892~~041.2048 M-3 07384YJY3 MEZ 4.65400% 1,~~879~~762,~~608~~679.3351 76,~~289~~836.7526 4374,~~667~~674.6035 B-1 07384YJM9 SUB 4.~~62000~~61875% 54,~~186~~864,~~779~~114.1709 2119,~~300~~345.3783 ~~120~~206,~~500~~063.7587 C 07384YKA3 SEN 0.00000% ~~693~~1,~~604~~226,438.5700 0294,446.0074 0.00 P 07384YJZ0 SEN 0.00000% 100.00 024,480.0046 0.00 R-1 07384YKB1 RES 0.00000% 0.00 0.00 0.00 R-2 07384YKC9 RES 0.00000% 0.00 0.00 0.00 R-3 07384YKD7 RES 0.00000% 0.00 0.00 0.00 Totals ~~231~~217,~~215~~407,~~448~~721.2791 ~~930~~1,~~323~~199,253.45 59,~~355~~158,~~547~~323.5064

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A-1 0.00 ~~193~~178,~~643~~039,~~093~~811.9674 58,~~266~~495,~~604~~884.3397 0.00 A-IO 0.00 0.00 153,291.6667 0.00 M-1 0.00 1412,~~072~~938,~~485~~559.6552 ~~387~~621,~~574~~952.5877 0.00 M-2 0.00 109,~~548~~698,~~397~~433.4362 ~~285~~460,~~641~~600.9117 0.00 M-3 0.00 1,~~835~~688,~~940~~005.7216 5081,~~957~~510.3561 0.00 B-1 0.00 54,~~066~~658,~~278~~050.4323 ~~141~~225,~~801~~409.1270 0.00 C 0.00 1,~~018~~226,~~132~~438.2800 0294,446.0074 0.00 P 0.00 100.00 024,480.0046 0.00 R-1 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 R-3 0.00 0.00 0.00 0.00 Totals 0.00 ~~226~~208,~~184~~249,~~428~~398.4727 610,~~285~~357,~~870~~577.9509 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-1 210,947,000.00 ~~198~~185,~~248~~915,~~868~~976.7480 0.00 47,~~605~~876,~~774~~165.7805 0.00 0.00 A-IO 0.00 0.00 0.00 0.00 0.00 0.00 M-1 15,330,000.00 1413,~~407~~510,~~197~~938.8241 0.00 ~~334~~572,~~712~~378.1789 0.00 0.00 M-2 11,491,000.00 10,~~799~~127,~~289~~475.6410 0.00 ~~250~~429,~~892~~041.2048 0.00 0.00 M-3 2,000,000.00 1,~~879~~762,~~608~~679.3351 0.00 4374,~~667~~674.6035 0.00 0.00 B-1 5,519,000.00 54,~~186~~864,~~779~~114.1709 0.00 ~~120~~206,~~500~~063.7587 0.00 0.00 C 478.38 ~~693~~1,~~604~~226,438.5700 0.00 0.00 0.00 0.00 P 100.00 100.00 0.00 0.00 0.00 0.00 R-1 0.00 0.00 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 0.00 0.00 R-3 0.00 0.00 0.00 0.00 0.00 0.00 Totals 245,287,578.38 ~~231~~217,~~215~~407,~~448~~721.2791 0.00 59,~~355~~158,~~547~~323.5064 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-1 47,~~605~~876,~~774~~165.7805 ~~193~~178,~~643~~039,~~093~~811.9674 0.~~91797036~~84400258 47,~~605~~876,~~774~~165.7805 A-IO 0.00 0.00 0.00000000 0.00 M-1 ~~334~~572,~~712~~378.1789 1412,~~072~~938,~~485~~559.6552 0.~~91797036~~84400258 ~~334~~572,~~712~~378.1789 M-2 ~~250~~429,~~892~~041.2048 109,~~548~~698,~~397~~433.4362 0.~~91797036~~84400258 ~~250~~429,~~892~~041.2048 M-3 4374,~~667~~674.6035 1,~~835~~688,~~940~~005.7216 0.~~91797036~~84400258 4374,~~667~~674.6035 B-1 ~~120~~206,~~500~~063.7587 54,~~066~~658,~~278~~050.4323 0.~~91797036~~84400258 ~~120~~206,~~500~~063.7587 C 0.00 1,~~018~~226,~~132~~438.2800 2,~~128~~563.~~29190184~~73176136 0.00 P 0.00 100.00 1.00000000 0.00 R-1 0.00 0.00 0.00000000 0.00 R-2 0.00 0.00 0.00000000 0.00 R-3 0.00 0.00 0.00000000 0.00 Totals 59,~~355~~158,~~547~~323.5064 ~~226~~208,~~184~~249,~~428~~398.4727 0.~~92211937~~84900100 59,~~355~~158,~~547~~323.5064

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-1 210,947,000.00 ~~939~~881.~~80416285~~33975264 0.00000000 2137.~~83380081~~33717498 0.00000000 A-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 M-1 15,330,000.00 ~~939~~881.~~80416308~~33975277 0.00000000 2137.~~83380104~~33717482 0.00000000 M-2 11,491,000.00 ~~939~~881.~~80416326~~33975285 0.00000000 2137.~~83380037~~33717518 0.00000000 M-3 2,000,000.00 ~~939~~881.~~80416500~~33975500 0.00000000 2137.~~83380000~~33717500 0.00000000 B-1 5,519,000.00 ~~939~~881.~~80416199~~33975177 0.00000000 2137.~~83380141~~33717521 0.00000000 C 478.38 ~~1449902~~2563731.~~94326686~~76136126 0.00000000 0.00000000 0.00000000 P 100.00 1000.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-3 0.00 0.00000000 0.00000000 0.00000000 0.00000000

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-1 0.00000000 2137.~~83380081~~33717498 ~~917~~844.~~97036203~~00257761 0.~~91797036~~84400258 2137.~~83380081~~33717498 A-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M-1 0.00000000 2137.~~83380104~~33717482 ~~917~~844.~~97036204~~00257795 0.~~91797036~~84400258 2137.~~83380104~~33717482 M-2 0.00000000 2137.~~83380037~~33717518 ~~917~~844.~~97036202~~00257767 0.~~91797036~~84400258 2137.~~83380037~~33717518 M-3 0.00000000 2137.~~83380000~~33717500 ~~917~~844.~~97036000~~00258000 0.~~91797036~~84400258 2137.~~83380000~~33717500 B-1 0.00000000 2137.~~83380141~~33717521 ~~917~~844.~~97036238~~00257837 0.~~91797036~~84400258 2137.~~83380141~~33717521 C 0.00000000 0.00000000 2,~~128~~563,~~291~~731.~~90183536~~76136126 ~~2128~~2563.~~29190184~~73176136 0.00000000 P 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-1 210,947,000.00 4.00000% ~~198~~185,~~248~~915,~~868~~976.7480 ~~660~~619,~~829~~719.5692 0.00 0.00 A-IO 0.00 5.00000% 36,790,000.00 153,291.67 0.00 0.00 M-1 15,330,000.00 4.40300% 1413,~~407~~510,~~197~~938.8241 5249,~~862~~573.4188 0.00 0.00 M-2 11,491,000.00 3.~~62000~~61875% 10,~~799~~127,~~289~~475.6410 3431,~~749~~558.7169 0.00 0.00 M-3 2,000,000.00 4.65400% 1,~~879~~762,~~608~~679.3351 76,~~289~~836.7526 0.00 0.00 B-1 5,519,000.00 4.~~62000~~61875% 54,~~186~~864,~~779~~114.1709 2119,~~300~~345.3783 0.00 0.00 C 478.38 0.00000% ~~693~~1,~~604~~226,438.5700 0.00 0.00 0.00 P 100.00 0.00000% 100.00 0.00 0.00 0.00 R-1 0.00 0.00000% 0.00 0.00 0.00 0.00 R-2 0.00 0.00000% 0.00 0.00 0.00 0.00 R-3 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 245,287,578.38 ~~930~~880,~~323~~326.4725 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-1 0.0100 0.00 ~~660~~619,~~829~~719.5592 0.00 ~~193~~178,~~643~~039,~~093~~811.9674 A-IO 0.00 0.00 153,291.6667 0.00 36,790,000.00 M-1 0.00 0.00 5249,~~862~~573.4188 0.00 1412,~~072~~938,~~485~~559.6552 M-2 0.00 0.00 3431,~~749~~558.7169 0.00 109,~~548~~698,~~397~~433.4362 M-3 0.00 0.00 76,~~289~~836.7526 0.00 1,~~835~~688,~~940~~005.7216 B-1 0.00 0.00 2119,~~300~~345.3783 0.00 54,~~066~~658,~~278~~050.4323 C 0.00 0.00 0294,446.0074 0.00 1,~~018~~226,~~132~~438.2800 P 0.00 0.00 024,480.0046 0.00 100.00 R-1 0.00 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 0.00 R-3 0.00 0.00 0.00 0.00 0.00 Totals 0.0100 0.00 ~~930~~1,~~323~~199,253.45 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-1 210,947,000.00 4.00000% ~~939~~881.~~80416285~~33975264 32.~~13268053~~93779916 0.00000000 0.00000000 A-IO 0.00 5.00000% 1000.00000000 4.16666676 0.00000000 0.00000000 M-1 15,330,000.00 4.40300% ~~939~~881.~~80416308~~33975277 3.~~44829811~~23378213 0.00000000 0.00000000 M-2 11,491,000.00 3.~~62000~~61875% ~~939~~881.~~80416326~~33975285 32.~~02408058~~74638326 0.00000000 0.00000000 M-3 2,000,000.00 4.65400% ~~939~~881.~~80416500~~33975500 3.~~64487500~~41813000 0.00000000 0.00000000 B-1 5,519,000.00 4.~~62000~~61875% ~~939~~881.~~80416199~~33975177 3.~~85946186~~50531437 0.00000000 0.00000000 C 478.38 0.00000% ~~1449902~~2563731.~~94326686~~76136126 0.00000000 0.00000000 0.00000000 P 100.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-3 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) Per $1 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-1 0.~~00000005~~00000000 0.00000000 32.~~13268048~~93779916 0.00000000 ~~917~~844.~~97036203~~00257761 A-IO 0.00000000 0.00000000 4.~~16666649~~16666676 0.00000000 1000.00000000 M-1 0.00000000 0.00000000 3.~~44829811~~23378213 0.00000000 ~~917~~844.~~97036204~~00257795 M-2 0.00000000 0.00000000 32.~~02408058~~74638326 0.00000000 ~~917~~844.~~97036202~~00257767 M-3 0.00000000 0.00000000 3.~~64487500~~41813000 0.00000000 ~~917~~844.~~97036000~~00258000 B-1 0.00000000 0.00000000 3.~~85946186~~50531437 0.00000000 ~~917~~844.~~97036238~~00257837 C 0.00000000 0.00000000 0615508.~~00000000~~04799532 0.00000000 ~~2128291~~2563731.~~90183536~~76136126 P 0.00000000 0.00000000 0244804.~~00000000~~60000000 0.00000000 1000.00000000 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 610,~~333~~403,~~821~~653.0738 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 1626,~~440~~046.9508 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 610,~~350~~429,~~262~~699.0246 Withdrawals Reimbursement for Servicer Advances 1223,~~279~~118.9918 Payment of Service Fee 5249,~~111~~004.0819 Payment of Interest and Principal 610,~~285~~357,~~870~~577.9509 Total Withdrawals (Pool Distribution Amount) 610,~~350~~429,~~262~~699.0246 Ending Balance 0.00

PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.0100

SERVICING FEES Gross Servicing Fee 4845,~~169~~293.9126 Master Servicing Fee 3,~~853~~623.5846 Miscellaneous Fee 87.5947 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 5249,~~111~~004.0819

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 01 0 0 01 0367,113.0011 0.00 0.00 0367,113.0011 30 Days 618 0 0 0 618 12,~~297~~911,~~816~~007.2820 0.00 0.00 0.00 12,~~297~~911,~~816~~007.2820 60 Days 73 0 0 0 73 ~~825~~252,~~405~~403.9538 0.00 0.00 0.00 ~~825~~252,~~405~~403.9538 90 Days 1 0 0 0 1 83129,~~939~~487.2059 0.00 0.00 0.00 83129,~~939~~487.2059 120 Days 5 1 0 0 06 ~~1 204~~632,~~000~~101.0003 083,878.0001 0.00 0.00 ~~204~~715,~~000~~979.0004 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1527 02 0 0 1529 23,~~411~~924,~~161~~999.4320 0450,991.0012 0.00 0.00 24,~~411~~375,~~161~~990.4332 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~000000~~113636% 0.000000% 0.000000% 0.~~000000~~113636% 0.~~000000~~176092% 0.000000% 0.000000% 0.~~000000~~176092% 30 Days 02.~~639659~~045455% 0.000000% 0.000000% 0.000000% 02.~~639659~~045455% 01.~~573250~~396316% 0.000000% 0.000000% 0.000000% 01.~~573250~~396316% 60 Days 0.~~746269~~340909% 0.000000% 0.000000% 0.000000% 0.~~746269~~340909% 0.~~364585~~121070% 0.000000% 0.000000% 0.000000% 0.~~364585~~121070% 90 Days 0.~~106610~~113636% 0.000000% 0.000000% 0.000000% 0.~~106610~~113636% 0.~~037076~~062111% 0.000000% 0.000000% 0.000000% 0.~~037076~~062111% 120 Days 0.~~106610~~568182% 0.~~000000~~113636% 0.000000% 0.000000% 0.~~106610~~681818% 0.~~090108~~303199% 0.~~000000~~040234% 0.000000% 0.000000% 0.~~090108~~343432% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 13.~~599147~~068182% 0.~~000000~~227273% 0.000000% 0.000000% 13.~~599147~~295455% 1.~~065019~~882696% 0.~~000000~~216326% 0.000000% 0.000000% 12.~~065019~~099022%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 1626,~~440~~046.9508

COLLATERAL STATEMENT Collateral Description Mixed Fixed Weighted Average Gross Coupon 6.~~783088~~754740% Weighted Average Net Coupon 6.~~533088~~504740% Weighted Average Pass-Through Rate 6.~~512633~~484257% Weighted Average Maturity(Stepdown Calculation ) ~~336~~334 Beginning Scheduled Collateral Loan Count ~~957~~911 Number Of Loans Paid In Full 1931 Ending Scheduled Collateral Loan Count ~~938~~880 Beginning Scheduled Collateral Balance ~~231~~217,~~215~~407,~~448~~721.2690 Ending Scheduled Collateral Balance ~~226~~208,~~184~~249,~~428~~398.4726 Ending Actual Collateral Balance at 30-~~Sep~~Nov-2003 ~~226~~208,~~396~~477,~~182~~621.2959 Monthly P &I Constant 1,~~552~~459,~~527~~220.6827 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Ending Scheduled Balance for Premium Loans ~~226~~208,~~184~~249,~~428~~398.4726 Scheduled Principal ~~245~~235,~~484~~443.1309 Unscheduled Principal 48,~~785~~922,~~535~~880.6655 Required Overcollateralization Amount 0.00 Overcollateralized Increase Amount ~~324,527~~0.7100 Overcollateralized reduction Amount 0.00 Specified O/C Amount 1,226,438.00 Overcollateralized Amount 1,~~018~~226,~~232~~538.2800 Overcollateralized Deficiency Amount ~~208,205~~0.7200 Base Overcollateralized Amount 0.00 Extra principal distribution Amount ~~324,527~~0.7100 Excess Cash Amount ~~324~~318,~~527~~927.7120

Miscellaneous Reporting Net WAC Rate Carryover Amount Class A-1 0.00 Net WAC Rate Carryover Amount Class B-1 0.00 Net WAC Rate Carryover Amount Class M-1 0.00 Net WAC Rate Carryover Amount Class M-2 0.00 Net WAC Rate Carryover Amount Class M-3 0.00 Three month rolling average 0.~~002601~~005419%

Filing Compare · BEAR STEARNS ASSET BACKED SEC INC CERTS SER 2003-AC3