8-K 1 opt03003_dec.txt DECEMBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 26, 2003 OPTION ONE MORTGAGE LOAN TRUST Asset-Backed Certificates, Series 2003-3 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-101483-02 54-2105561 Pooling and Servicing Agreement) (Commission 54-2105563 (State or other File Number) 54-2110365 jurisdiction 54-2110366 of Incorporation) 54-2105562 IRS EIN c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, Maryland 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On December 26, 2003 a distribution was made to holders of OPTION ONE MORTGAGE LOAN TRUST, Asset-Backed Certificates, Series 2003-3 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset-Backed Certificates, Series 2003-3 Trust, relating to the December 26, 2003 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. OPTION ONE MORTGAGE LOAN TRUST Asset-Backed Certificates, Series 2003-3 Trust By: Wells Fargo Bank Minnesota, N.A. as Trustee By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 1/7/04 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset- Backed Certificates, Series 2003-3 Trust, relating to the December 26, 2003 distribution. EX-99.1

Option One Mortgage Loan Trust Asset-Backed Certificates Record Date: 911/30/03 Distribution Date: 1012/2726/03 OOMC Series: 2003-3 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-1 68400XBH2 SEN 1.~~41000~~40875% ~~667~~638,~~922~~884,~~033~~276.3330 ~~837~~775,~~128~~024.9530 1214,~~961~~252,~~332~~063.1456 A-2 68400XBJ8 SEN 1.~~42000~~41875% ~~319~~303,~~395~~722,~~863~~283.4535 ~~403~~371,~~148~~057.5694 67,~~267~~486,~~877~~366.7008 A-3 68389FDP6 SEN 1.~~24000~~23875% 4743,~~121~~337,~~721~~159.7160 5146,~~938~~227.6181 1,~~513~~807,~~449~~667.5325 A-4 68389FDQ4 SEN 1.~~59000~~58875% 30,000,000.00 4241,~~400~~042.0071 0.00 M-1 68400XBK5 MEZ 1.~~77000~~76875% 48,490,000.00 7673,~~290~~854.9365 0.00 M-1A 68389FDR2 MEZ 2.~~16000~~15875% 27,560,000.00 5251,~~915~~231.2093 0.00 M-2 68400XBL3 MEZ 2.~~72000~~71875% 35,100,000.00 8482,~~864~~174.0022 0.00 M-3 68400XBM1 MEZ 3.~~12000~~11875% 13,000,000.00 3634,~~053~~912.3367 0.00 M-4 68400XBN9 MEZ 3.~~72000~~71875% 16,250,000.00 5352,~~733~~036.3367 0.00 M-5 68400XBP4 MEZ 4.~~37000~~36875% 13,000,000.00 5048,~~497~~905.7873 0.00 M-6 68400XBQ2 MEZ 4.~~62000~~61875% 13,000,000.00 5351,~~386~~704.6734 0.00 C OPT03003C OC 0.00000% 15,600,000.00 5,~~180~~004,~~776~~453.2883 0.00 P OPT03003P Pre_pay 0.00000% 100.00 ~~509~~488,~~579~~081.3293 0.00 R-1 OPT0303R1 RES 0.00000% 0.00 0.00 0.00 R OPT0303R2 RES 0.00000% 0.00 0.00 0.00 RX OPT0303R3 RES 0.00000% 0.00 0.00 0.00 R-4 OPT0303R4 RES 0.00000% 0.00 0.00 0.00 R-5 OPT0303R5 RES 0.00000% 0.00 0.00 0.00 Totals 1,~~246~~197,~~439~~943,~~718~~819.4925 7,~~432~~120,~~712~~708.9673 2023,~~742~~546,~~659~~096.3789

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A-1 0.00 ~~654~~624,~~960~~632,~~701~~212.1974 1315,~~798~~027,~~461~~087.0986 0.00 A-2 0.00 ~~313~~296,~~127~~235,~~985~~917.7527 67,~~671~~857,~~026~~424.2602 0.00 A-3 0.00 4541,~~608~~529,~~272~~492.1835 1,~~565~~853,~~388~~895.1406 0.00 A-4 0.00 30,000,000.00 4241,~~400~~042.0071 0.00 M-1 0.00 48,490,000.00 7673,~~290~~854.9365 0.00 M-1A 0.00 27,560,000.00 5251,~~915~~231.2093 0.00 M-2 0.00 35,100,000.00 8482,~~864~~174.0022 0.00 M-3 0.00 13,000,000.00 3634,~~053~~912.3367 0.00 M-4 0.00 16,250,000.00 5352,~~733~~036.3367 0.00 M-5 0.00 13,000,000.00 5048,~~497~~905.7873 0.00 M-6 0.00 13,000,000.00 5351,~~386~~704.6734 0.00 C 0.00 15,600,000.00 5,~~180~~004,~~776~~453.2883 0.00 P 0.00 100.00 ~~509~~488,~~579~~081.3293 0.00 R-1 0.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 RX 0.00 0.00 0.00 0.00 R-4 0.00 0.00 0.00 0.00 R-5 0.00 0.00 0.00 0.00 Totals 0.00 1,~~225~~174,~~697~~397,~~059~~722.1236 2830,~~175~~666,~~372~~805.3362 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-1 700,000,000.00 ~~667~~638,~~922~~884,~~033~~276.3330 0.00 1214,~~961~~252,~~332~~063.1456 0.00 0.00 A-2 336,700,000.00 ~~319~~303,~~395~~722,~~863~~283.4535 0.00 67,~~267~~486,~~877~~366.7008 0.00 0.00 A-3 51,300,000.00 4743,~~121~~337,~~721~~159.7160 0.00 1,~~513~~807,~~449~~667.5325 0.00 0.00 A-4 30,000,000.00 30,000,000.00 0.00 0.00 0.00 0.00 M-1 48,490,000.00 48,490,000.00 0.00 0.00 0.00 0.00 M-1A 27,560,000.00 27,560,000.00 0.00 0.00 0.00 0.00 M-2 35,100,000.00 35,100,000.00 0.00 0.00 0.00 0.00 M-3 13,000,000.00 13,000,000.00 0.00 0.00 0.00 0.00 M-4 16,250,000.00 16,250,000.00 0.00 0.00 0.00 0.00 M-5 13,000,000.00 13,000,000.00 0.00 0.00 0.00 0.00 M-6 13,000,000.00 13,000,000.00 0.00 0.00 0.00 0.00 C 15,599,900.00 15,600,000.00 0.00 0.00 0.00 0.00 P 100.00 100.00 0.00 0.00 0.00 0.00 R-1 0.00 0.00 0.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 0.00 RX 0.00 0.00 0.00 0.00 0.00 0.00 R-4 0.00 0.00 0.00 0.00 0.00 0.00 R-5 0.00 0.00 0.00 0.00 0.00 0.00 Totals 1,300,000,000.00 1,~~246~~197,~~439~~943,~~718~~819.4925 0.00 2023,~~742~~546,~~659~~096.3789 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-1 1214,~~961~~252,~~332~~063.1456 ~~654~~624,~~960~~632,~~701~~212.1974 0.~~93565814~~89233173 1214,~~961~~252,~~332~~063.1456 A-2 67,~~267~~486,~~877~~366.7008 ~~313~~296,~~127~~235,~~985~~917.7527 0.~~92999105~~87982155 67,~~267~~486,~~877~~366.7008 A-3 1,~~513~~807,~~449~~667.5325 4541,~~608~~529,~~272~~492.1835 0.~~88905014~~80954176 1,~~513~~807,~~449~~667.5325 A-4 0.00 30,000,000.00 1.00000000 0.00 M-1 0.00 48,490,000.00 1.00000000 0.00 M-1A 0.00 27,560,000.00 1.00000000 0.00 M-2 0.00 35,100,000.00 1.00000000 0.00 M-3 0.00 13,000,000.00 1.00000000 0.00 M-4 0.00 16,250,000.00 1.00000000 0.00 M-5 0.00 13,000,000.00 1.00000000 0.00 M-6 0.00 13,000,000.00 1.00000000 0.00 C 0.00 15,600,000.00 1.00000641 0.00 P 0.00 100.00 1.00000000 0.00 R-1 0.00 0.00 0.00000000 0.00 R 0.00 0.00 0.00000000 0.00 RX 0.00 0.00 0.00000000 0.00 R-4 0.00 0.00 0.00000000 0.00 R-5 0.00 0.00 0.00000000 0.00 Totals 2023,~~742~~546,~~659~~096.3789 1,~~225~~174,~~697~~397,~~059~~722.1236 0.~~94284389~~90338286 2023,~~742~~546,~~659~~096.3789

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-1 700,000,000.00 ~~954~~912.~~17433333~~69182329 0.00000000 1820.~~51618877~~36009080 0.00000000 A-2 336,700,000.00 ~~948~~902.~~60666305~~05608361 0.00000000 1822.~~61561538~~23452949 0.00000000 A-3 51,300,000.00 ~~918~~844.~~55208012~~77893957 0.00000000 2935.~~50194016~~23717836 0.00000000 A-4 30,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-1 48,490,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-1A 27,560,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-2 35,100,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-3 13,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-4 16,250,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-5 13,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-6 13,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 C 15,599,900.00 1000.00641030 0.00000000 0.00000000 0.00000000 P 100.00 1000.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00 0.00000000 0.00000000 0.00000000 0.00000000 RX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-4 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-5 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-1 0.00000000 1820.~~51618877~~36009080 ~~935~~892.~~65814456~~33173249 0.~~93565814~~89233173 1820.~~51618877~~36009080 A-2 0.00000000 1822.~~61561538~~23452949 ~~929~~879.~~99104767~~82155411 0.~~92999105~~87982155 1822.~~61561538~~23452949 A-3 0.00000000 2935.~~50194016~~23717836 ~~889~~809.~~05013996~~54176121 0.~~88905014~~80954176 2935.~~50194016~~23717836 A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-1A 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 C 0.00000000 0.00000000 1,000.00641030 1.00000641 0.00000000 P 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 RX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-1 700,000,000.00 1.~~41000~~40875% ~~667~~638,~~922~~884,~~033~~276.3330 ~~837~~775,~~128~~024.9530 0.00 0.00 A-2 336,700,000.00 1.~~42000~~41875% ~~319~~303,~~395~~722,~~863~~283.4535 ~~403~~371,~~148~~057.5694 0.00 0.00 A-3 51,300,000.00 1.~~24000~~23875% 4743,~~121~~337,~~721~~159.7160 5146,~~938~~227.6181 0.00 0.00 A-4 30,000,000.00 1.~~59000~~58875% 30,000,000.00 4241,~~400~~042.0071 0.00 0.00 M-1 48,490,000.00 1.~~77000~~76875% 48,490,000.00 7673,~~290~~854.9365 0.00 0.00 M-1A 27,560,000.00 2.~~16000~~15875% 27,560,000.00 5251,~~915~~231.2093 0.00 0.00 M-2 35,100,000.00 2.~~72000~~71875% 35,100,000.00 8482,~~864~~174.0022 0.00 0.00 M-3 13,000,000.00 3.~~12000~~11875% 13,000,000.00 3634,~~053~~912.3367 0.00 0.00 M-4 16,250,000.00 3.~~72000~~71875% 16,250,000.00 5352,~~733~~036.3368 0.00 0.00 M-5 13,000,000.00 4.~~37000~~36875% 13,000,000.00 5048,~~497~~905.7873 0.00 0.00 M-6 13,000,000.00 4.~~62000~~61875% 13,000,000.00 5351,~~386~~704.6734 0.00 0.00 C 15,599,900.00 0.00000% 15,600,000.00 0.00 0.00 0.00 P 100.00 0.00000% 100.00 0.00 0.00 0.00 R-1 0.00 0.00000% 0.00 0.00 0.00 0.00 R 0.00 0.00000% 0.00 0.00 0.00 0.00 RX 0.00 0.00000% 0.00 0.00 0.00 0.00 R-4 0.00 0.00000% 0.00 0.00 0.00 0.00 R-5 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 1,300,000,000.00 1,~~742~~628,~~357~~172.3698 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-1 0.00 0.00 ~~837~~775,~~128~~024.9530 0.00 ~~654~~624,~~960~~632,~~701~~212.1974 A-2 0.00 0.00 ~~403~~371,~~148~~057.5694 0.00 ~~313~~296,~~127~~235,~~985~~917.7527 A-3 0.00 0.00 5146,~~938~~227.6181 0.00 4541,~~608~~529,~~272~~492.1835 A-4 0.00 0.00 4241,~~400~~042.0071 0.00 30,000,000.00 M-1 0.00 0.00 7673,~~290~~854.9365 0.00 48,490,000.00 M-1A 0.00 0.00 5251,~~915~~231.2093 0.00 27,560,000.00 M-2 0.00 0.00 8482,~~864~~174.0022 0.00 35,100,000.00 M-3 0.00 0.00 3634,~~053~~912.3367 0.00 13,000,000.00 M-4 0.00 0.00 5352,~~733~~036.3367 0.00 16,250,000.00 M-5 0.00 0.00 5048,~~497~~905.7873 0.00 13,000,000.00 M-6 0.00 0.00 5351,~~386~~704.6734 0.00 13,000,000.00 C 0.00 0.00 5,~~180~~004,~~776~~453.2883 0.00 15,600,000.00 P 0.00 0.00 ~~509~~488,~~579~~081.3293 0.00 100.00 R-1 0.00 0.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 RX 0.00 0.00 0.00 0.00 0.00 R-4 0.00 0.00 0.00 0.00 0.00 R-5 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 7,~~432~~120,~~712~~708.9673 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-1 700,000,000.00 1.~~41000~~40875% ~~954~~912.~~17433333~~69182329 1.~~19589850~~10717757 0.00000000 0.00000000 A-2 336,700,000.00 1.~~42000~~41875% ~~948~~902.~~60666305~~05608361 1.~~19735242~~10204318 0.00000000 0.00000000 A-3 51,300,000.00 1.~~24000~~23875% ~~918~~844.~~55208012~~77893957 10.~~01244854~~90112690 0.00000000 0.00000000 A-4 30,000,000.00 1.~~59000~~58875% 1000.00000000 1.~~41333333~~36809033 0.00000000 0.00000000 M-1 48,490,000.00 1.~~77000~~76875% 1000.00000000 1.~~57333326~~52309033 0.00000000 0.00000000 M-1A 27,560,000.00 2.~~16000~~15875% 1000.00000000 1.~~92000000~~85892344 0.00000000 0.00000000 M-2 35,100,000.00 2.~~72000~~71875% 1000.00000000 2.~~41777778~~34114587 0.00000000 0.00000000 M-3 13,000,000.00 3.~~12000~~11875% 1000.00000000 2.~~77333308~~68559000 0.00000000 0.00000000 M-4 16,250,000.00 3.~~72000~~71875% 1000.00000000 3.~~30666646~~20225723 0.00000000 0.00000000 M-5 13,000,000.00 4.~~37000~~36875% 1000.00000000 3.~~88444462~~76197923 0.00000000 0.00000000 M-6 13,000,000.00 4.~~62000~~61875% 1000.00000000 43.~~10666692~~97725692 0.00000000 0.00000000 C 15,599,900.00 0.00000% 1000.00641030 0.00000000 0.00000000 0.00000000 P 100.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 RX 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-4 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-5 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-1 0.00000000 0.00000000 1.~~19589850~~10717757 0.00000000 ~~935~~892.~~65814456~~33173249 A-2 0.00000000 0.00000000 1.~~19735242~~10204318 0.00000000 ~~929~~879.~~99104767~~82155411 A-3 0.00000000 0.00000000 10.~~01244854~~90112690 0.00000000 ~~889~~809.~~05013996~~54176121 A-4 0.00000000 0.00000000 1.~~41333333~~36809033 0.00000000 1000.00000000 M-1 0.00000000 0.00000000 1.~~57333326~~52309033 0.00000000 1000.00000000 M-1A 0.00000000 0.00000000 1.~~92000000~~85892344 0.00000000 1000.00000000 M-2 0.00000000 0.00000000 2.~~41777778~~34114587 0.00000000 1000.00000000 M-3 0.00000000 0.00000000 2.~~77333308~~68559000 0.00000000 1000.00000000 M-4 0.00000000 0.00000000 3.~~30666646~~20225662 0.00000000 1000.00000000 M-5 0.00000000 0.00000000 3.~~88444462~~76197923 0.00000000 1000.00000000 M-6 0.00000000 0.00000000 43.~~10666692~~97725692 0.00000000 1000.00000000 C 0.00000000 0.00000000 ~~332~~320.~~10317246~~80037885 0.00000000 1000.00641030 P 0.00000000 0.00000000 ~~5095793~~4880819.~~20000000~~30000000 0.00000000 1000.00000000 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 RX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 2831,~~782~~265,~~569~~136.8841 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) (3037,~~083~~810.9102) Prepayment Penalties ~~509~~488,~~579~~081.3293 Total Deposits 2931,~~262~~715,~~065~~408.2932 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 1,~~086~~048,~~692~~602.9670 Payment of Interest and Principal 2830,~~175~~666,~~372~~805.3362 Total Withdrawals (Pool Distribution Amount) 2931,~~262~~715,~~065~~408.2932 Ending Balance 0.00

PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.0003

SERVICING FEES Gross Servicing Fee ~~311~~299,~~609~~486.9735 MGIC PMI Policy Fee ~~771~~746,~~966~~120.2268 Wells Fargo 32,~~116~~995.7767 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 1,~~086~~048,~~692~~602.9670

OTHER ACCOUNTS Beginning Current Current Ending Account Type Balance Withdrawals Deposits Balance Reserve Fund 1,000.00 0.0003 0.00 ~~1,000~~999.0088

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 13 0 0 13 21,~~144~~609,~~263~~714.6077 0.00 0.00 21,~~144~~609,~~263~~714.6077 30 Days ~~106~~107 2 24 0 ~~110~~113 16,~~588~~838,~~406~~884.4363 ~~341~~364,~~585~~487.2455 ~~561~~761,~~695~~065.6597 0.00 17,~~491~~964,~~687~~438.3215 60 Days 2518 32 4230 0 7050 43,~~354~~619,~~235~~450.6670 ~~368~~169,~~200~~763.0457 64,~~909~~669,~~098~~955.0729 0.00 118,~~631~~459,~~533~~169.7756 90 Days 27 1120 67121 19 81157 ~~433~~1,~~120~~430,053.2872 2,~~195~~967,~~418~~205.9921 918,~~006~~029,~~868~~552.9023 ~~109~~1,~~957~~144,210.0536 1123,~~745~~571,~~365~~021.2252 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals ~~133~~132 2937 ~~111~~155 19 ~~274~~333 21,~~375~~888,~~762~~389.3705 5,~~049~~111,~~467~~171.8710 1623,~~477~~460,~~662~~573.6249 ~~109~~1,~~957~~144,210.0536 4351,~~012~~604,~~849~~344.9100 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~167267~~173843% 0.000000% 0.000000% 0.~~167267~~173843% 0.~~174887~~137019% 0.000000% 0.000000% 0.~~174887~~137019% 30 Days 1.~~363870~~430864% 0.~~025733~~026745% 0.~~025733~~053490% 0.000000% 1.~~415337~~511099% 1.~~352954~~433328% 0.~~027860~~031025% 0.~~045812~~064782% 0.000000% 1.~~426626~~529135% 60 Days 0.~~321668~~240706% 0.~~038600~~026745% 0.~~540401~~401177% 0.000000% 0.~~900669~~668628% 0.~~355132~~308088% 0.~~030030~~014450% 0.~~563508~~397507% 0.000000% 0.~~948670~~720046% 90 Days 0.~~025733~~093608% 0.~~141534~~267451% 01.~~862069~~618080% 0.~~012867~~120353% 12.~~042203~~099492% 0.~~035325~~121726% 0.~~179059~~252569% 01.~~734602~~534678% 0.~~008968~~097395% 02.~~957955~~006368% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.~~711271~~765178% 0.~~373134~~494785% 12.~~428204~~072747% 0.~~012867~~120353% 34.~~525476~~453062% 1.~~743412~~863143% 0.~~411836~~435064% 1.~~343922~~996967% 0.~~008968~~097395% 34.~~508138~~392568% (7) Delinquencies are stratified according to the information the Servicer has provided. All 90+ delinquencies are reported in the 90 day delinquency field.

~~OTHER~~Delinquency ~~INFORMATION~~Status ~~Current~~By ~~Period~~Groups ~~Class~~DELINQUENT ABANKRUPTCY ~~Insufficient~~FORECLOSURE ~~Funds~~REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 2 0 0 2 175,223.09 0.00 ~~Principal~~0.00 ~~Balance~~175,223.09 of30 ~~Contaminated~~Days ~~Properties~~10 0 0 0 10 1,548,974.52 0.00 ~~Periodic~~0.00 ~~Advance~~0.00 ~~533~~1,~~762~~548,974.6952 ~~Class~~60 A-Days 1 0 4 0 5 266,524.46 0.00 534,165.59 0.00 800,690.05 90 Days 1 0 15 3 19 298,640.25 0.00 2,059,562.07 ~~263~~248,~~300~~595.58 2,~~000~~606,797.90 120 Days 0 0 0 0 0 0.00 200.~~25384615%~~00 ~~257~~0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 12 2 19 3 36 2,~~608~~114,~~372~~139.1823 21175,223.~~01729545~~09 2,593,727.66 248,595.58 5,131,685.56 0-29 Days 0.129199% 250.~~546931~~000000% 0.000000% ~~Class~~0.129199% ~~A-3~~0.077423% ~~212,000,000~~0.00000000% 160.~~30769231~~000000% ~~212,000,100~~0.00077423% 1730 Days 0.~~29628854~~645995% 30.~~721007~~000000% 0.000000% ~~Class~~0.000000% ~~A-4~~0.645995% ~~182,000,000~~0.00684423% 140.~~00000000~~000000% ~~182,000,100~~0.00000000% 140.~~84870170~~000000% 20.~~447587~~684423% 60 Days 0.064599% 0.000000% ~~Class~~0.258398% M-0.000000% 0.322997% 0.117765% 0.000000% 0.236024% 0.000000% 0.353789% 90 Days 0.064599% 0.000000% 0.968992% 0.193798% 1.227390% ~~133,510,000~~0.00131956% 100.~~27000000~~000000% ~~133,510,100~~0.00910029% 100.~~89258549~~109843% 31.~~956116~~151828% 120 Days 0.000000% ~~Class~~0.000000% ~~M-1A~~0.000000% ~~105,950,000~~0.00000000% 80.~~15000000~~000000% ~~105,950,100~~0.00000000% 80.~~64406904~~000000% 20.~~248516~~000000% 0.000000% ~~Class~~0.000000% ~~M-2~~150 ~~70,850,000~~Days 0.00000000% 50.~~45000000~~000000% ~~70,850,100~~0.00000000% 50.~~78039243~~000000% 20.~~863677~~000000% 0.000000% ~~Class~~0.000000% M0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.775194% 0.129199% 1.227390% 0.193798% 2.325581% 0.934144% 0.077423% 1.146053% 0.109843% 2.267464% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 7 0 0 7 723,879.60 0.00 0.00 723,879.60 30 Days 58 2 3 570 63 8,~~850~~672,~~000~~274.77 364,487.55 433,133.25 0.00 49,469,895.~~45000000%~~57 60 Days 9 2 15 0 26 1,534,869.98 169,763.57 2,~~850~~260,~~100~~145.33 0.00 3,964,778.88 90 Days 4 12 65 4 85 632,093.~~71977146%~~25 1,433,863.~~060621%~~94 9,727,479.90 585,445.91 12,378,883.00 120 Days 0 0 0 0 0 0.~~000000%~~00 ~~Class~~0.00 M-0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 71 23 83 4 41181 10,~~600~~839,~~000~~238.00 32,691,994.~~20000000%~~66 4112,~~600~~420,~~100~~758.0048 3585,445.~~39399525~~91 26,537,437.05 0-29 Days 0.202546% 0.000000% 0.000000% 0.202546% 0.141237% 0.000000% 0.000000% 0.141237% 30 Days 1.~~325776~~678241% 0.057870% 0.086806% 0.000000% ~~Class~~1.822917% ~~R-I~~1.692059% ~~15,600,000~~0.00071116% 0.084509% 0.000000% 1.~~20000000~~847684% ~~15,600,100~~60 Days 0.00260417% 0.057870% 0.434028% 0.000000% 0.752315% 0.299471% 0.033123% 0.440980% 0.000000% 0.773573% 90 Days 0.115741% 0.347222% 1.~~27275332~~880787% 0.115741% 2.459491% 0.123329% 0.279763% 1.897942% 0.114227% 2.415261% 120 Days 0.000000% 0.000000% ~~Class~~0.000000% R0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.054398% 0.665509% 2.401620% 0.115741% 5.237269% 2.114859% 0.525239% 2.423431% 0.114227% 5.177756% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-II29 15Days 1 0 0 1 278,~~600~~280.27 0.00 0.00 278,~~000~~280.27 30 Days 5 0 0 0 5 511,342.44 0.00 0.00 0.00 511,342.44 60 Days 5 0 3 0 8 1,099,689.~~20000000%~~35 150.00 393,~~600~~579.95 0.00 1,~~100~~493,269.30 90 Days 1 0 8 2 11 346,760.08 0.00 665,844.81 310,168.87 1,322,773.~~27275332~~76 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 11 1 11 2 25 1,957,791.87 278,280.27 1,059,424.76 310,168.87 3,605,665.77 0-29 Days 0.115473% 0.000000% 0.000000% ~~Class~~0.115473% R0.191356% 0.000000% 0.000000% 0.191356% 30 Days 0.577367% 0.000000% 0.000000% 0.000000% 0.577367% 0.351618% 0.000000% 0.000000% 0.000000% 0.351618% 60 Days 0.577367% 0.000000% 0.346420% 0.000000% 0.923788% 0.756186% 0.000000% 0.270640% 0.000000% 1.026826% 90 Days 0.115473% 0.000000% 0.923788% 0.230947% 1.270208% 0.238445% 0.000000% 0.457859% 0.213283% 0.909587% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.270208% 0.115473% 1.270208% 0.230947% 2.886836% 1.346249% 0.191356% 0.728499% 0.213283% 2.479387% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-~~III~~29 15Days 3 0 0 3 432,~~600~~331.81 0.00 0.00 432,~~000~~331.81 30 Days 34 0 1 0 35 6,106,292.90 0.00 327,932.72 0.00 6,434,225.62 60 Days 3 0 8 0 11 718,366.91 0.00 1,482,064.~~20000000%~~42 150.00 2,~~600~~200,~~100~~431.33 90 Days 1 8 33 0 42 152,560.14 1,533,341.27 5,576,665.45 0.00 7,262,566.86 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 38 11 42 0 91 6,977,219.95 1,965,673.~~27275332~~08 7,386,662.59 0.00 16,329,555.62 0-29 Days 0.186567% 0.000000% 0.000000% ~~Class~~0.186567% C0.148804% ~~100~~0.00000000% 0.~~00000769~~000000% ~~100~~0.00148804% 30 Days 2.114428% 0.~~00000816~~000000% 0.062189% 0.000000% 2.176617% 2.101716% 0.000000% 0.112871% 0.000000% 2.214587% 60 Days 0.186567% 0.000000% 0.497512% 0.000000% 0.684080% 0.247254% 0.000000% 0.510110% 0.000000% 0.757363% 90 Days 0.062189% 0.497512% 2.052239% 0.000000% 2.611940% 0.052509% 0.527758% 1.~~272745~~919424% 0.000000% ~~Please~~2.499692% ~~Refer~~120 toDays ~~the~~0.000000% ~~Prospectus~~0.000000% ~~Supplement~~0.000000% ~~for~~0.000000% a0.000000% ~~Full~~0.000000% ~~Description~~0.000000% of0.000000% ~~Loss~~0.000000% ~~Exposure~~0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.363184% 0.684080% 2.611940% 0.000000% 5.659204% 2.401479% 0.676562% 2.542404% 0.000000% 5.620446%

~~COLLATERAL~~OTHER ~~STATEMENT~~INFORMATION ~~Collateral~~Current ~~Description~~Period ~~Mixed~~Class ~~Fixed~~A &Insufficient ~~Arm~~Funds ~~Weighted Average Gross Coupon 7~~0.~~740360%~~00 ~~Weighted~~Principal Average Net Coupon 7.440360% Weighted Average Pass-Through Rate 6.694155% Weighted Average Maturity(Stepdown Calculation ) 347 Beginning Scheduled Collateral Loan Count 7,887 Number Of Loans Paid In Full 115 Ending Scheduled Collateral Loan Count 7,772 Beginning Scheduled Collateral Balance ~~1,246,439,718.49~~of ~~Ending~~Contaminated ~~Scheduled~~Properties ~~Collateral Balance 1,225,697,059.12 Ending Actual Collateral Balance at 30-Sep-2003 1,226,087,886.93 Monthly P &I Constant 9,040,273.68 Special Servicing Fee~~ 0.00 ~~Prepayment~~Periodic ~~Penalties~~Advance ~~509~~561,~~579~~233.~~32 Realized Loss Amount 30,083.91 Cumulative Realized Loss 30,083.91 Ending Scheduled Balance for Premium Loans 1,225,697,059.12 Scheduled Principal 1,000,363.56 Unscheduled Principal 19,742,295.81~~70

~~Trigger~~Class ~~Event~~A-2 ~~Not~~263,300,000.00 ~~Triggered~~20.25384615% In253,529,592.35 ~~Effect~~21.58805212% ~~Since~~25.224497% N/0.000000% Class A-3 ~~Comments~~212,000,000.00 N/16.30769231% 212,000,100.00 18.05181464% 3.536237% 0.000000% Class A-4 ~~Stepdown~~182,000,000.00 ~~Date~~14.00000000% Do182,000,100.00 ~~Not~~15.49731377% ~~Step~~2.554501% ~~Down~~0.000000% InClass ~~Effect~~M-1 ~~Since~~133,510,000.00 ~~N/A~~10.27000000% ~~Comments~~133,510,100.00 ~~N/A~~11.36838887% ~~Unscheduled~~4.128925% ~~Principal~~0.000000% Class M-~~Voluntary~~1A 19105,~~682~~950,~~661~~000.8100 ~~Unscheduled~~8.15000000% ~~Principal~~105,950,100.00 9.02165408% 2.346735% 0.000000% Class M-~~Involuntary~~2 5970,~~634~~850,000.00 ~~Credit~~5.45000000% ~~Enhancement~~70,850,100.00 ~~Percentage~~6.03288806% 142.~~60158861~~988766% ~~Other~~0.000000% ~~Income~~Class M-3 57,850,000.00 4.45000000% 57,850,100.00 4.92593769% 1.106950% 0.000000% Class M-4 41,600,000.00 3.20000000% 41,600,100.00 3.54224972% 1.383688% 0.000000% Class R-I 15,600,000.00 1.20000000% 15,600,100.00 1.32834897% 0.000000% 0.000000% Class R-II 15,600,000.00 1.20000000% 15,600,100.00 1.32834897% 0.000000% 0.000000% Class R-III 15,600,000.00 1.20000000% 15,600,100.00 1.32834897% 0.000000% 0.000000% Class C 100.00 0.00000769% 100.00 0.00000852% 1.328340% 0.000000% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure

~~Miscellaneous~~COLLATERAL ~~Reporting~~STATEMENT ~~General~~Collateral ~~Excess~~Description ~~Available~~Mixed ~~Amt~~Fixed 5& Arm Weighted Average Gross Coupon 7.732280% Weighted Average Net Coupon 7.432280% Weighted Average Pass-Through Rate 6.681879% Weighted Average Maturity(Stepdown Calculation ) 345 Beginning Scheduled Collateral Loan Count 7,~~210~~621 Number Of Loans Paid In Full 143 Ending Scheduled Collateral Loan Count 7,~~860~~478 Beginning Scheduled Collateral Balance 1,197,943,819.1925 ~~Extra~~Ending ~~Principal~~Scheduled ~~Distribution~~Collateral ~~Amt~~Balance 1,174,397,722.36 Ending Actual Collateral Balance at 30-Nov-2003 1,~~083~~174,810,243.9169 ~~Overcollateralization~~Monthly ~~Amt~~P 15&I Constant 8,~~600~~695,~~000~~003.0068 ~~Excess~~Special ~~Overcollateralized~~Servicing ~~Amt~~Fee 0.00 ~~Overcollateralization~~Prepayment ~~Deficit~~Penalties ~~Amt~~488,081.93 30Realized Loss Amount 37,~~083~~810.9102 ~~Overcollateralization~~Cumulative ~~Increase~~Realized ~~Amt~~Loss 073,073.0010 ~~Overcollateralization~~Ending ~~Release~~Scheduled ~~Amt~~Balance 0for Premium Loans 1,174,397,722.0036 ~~Specified~~Scheduled ~~Overcollateralization~~Principal ~~Amt~~975,972.45 15Unscheduled Principal 22,~~600~~570,~~000~~124.0044

~~Group~~Trigger ~~Level~~Event ~~Collateral~~Not ~~Statement~~Triggered ~~Group~~In ~~Group~~Effect 1Since ~~Group 1 Group 3 Collateral Description Fixed 15~~N/30A &Comments ~~ARM Fixed 15~~N/30A &Stepdown ~~ARM~~Date ~~Fixed~~Do ~~15/30~~Not &Step ~~ARM~~Down ~~Weighted Average Coupon Rate 7.423991 7.866089 7.587012 Weighted Average Net Rate 7.123991 7.566090 7.287013 Weighted Average Maturity 348 348 346 Beginning Loan Count 1,610 3,654 893 Loans Paid~~ In ~~Full~~Effect 17Since ~~58 3 Ending Loan Count 1,593 3,596 890 Beginning Scheduled Balance 235,458,134.20 546,417,472.35 149,477,987.83 Ending scheduled Balance 232,798,281.96 536,134,790.79 148,996,052.79 Record Date 09~~N/~~30/2003~~A ~~09/30/2003~~Comments 09N/~~30/2003~~A ~~Principal~~Unscheduled ~~And Interest Constant 1,686,366.55 3,977,016.75 1,090,519.18 Scheduled~~ Principal-Voluntary ~~229~~22,~~667.28 395~~281,~~209~~391.4858 ~~145,443.15~~ Unscheduled Principal-Involuntary 2288,~~430,184~~732.9686 ~~9,887,472.08~~Credit ~~336,491.89~~Enhancement ~~Scheduled~~Percentage ~~Interest 1,456,699~~15.271926991129 3,581,807.27 945,076.03 Servicing Fees 58,864.63 136,604.35 37,369.39 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 588.69 1,366.38 373.79 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other ~~Fee~~Income ~~176,118~~7.91 337,613.97 97,145.20 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 1,397,834.64 3,445,202.92 907,706.64 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.223410 6.821647 6.50413622

~~Group~~Miscellaneous ~~Level~~Reporting ~~Collateral~~General ~~Statement~~Excess ~~Group~~Available ~~Group~~Amt 4 Total Collateral Description Fixed 15/30 & ARM Mixed Fixed & Arm Weighted Average Coupon Rate 7.831488 7.740360 Weighted Average Net Rate 7.531487 7.440360 Weighted Average Maturity 346 347 Beginning Loan Count 15,~~730 7~~042,~~887 Loans Paid In Full 37 115 Ending Loan Count 1,693 7,772 Beginning Scheduled Balance 315,086,124~~263.1185 ~~1,246,439,718.49~~Extra ~~Ending scheduled Balance 307,767,933.58 1,225,697,059.12 Record Date 09/30/2003 09/30/2003~~ Principal ~~And~~Distribution ~~Interest~~Amt ~~Constant 2~~37,~~286,371~~810.2002 ~~9,040,273.68~~Overcollateralization ~~Scheduled~~Amt ~~Principal 230~~15,~~043.65 1~~600,000~~,363~~.~~56 Unscheduled Principal 7,088,146.88 19,742,295.81 Scheduled Interest 2,056,327.55 8,039,910.12 Servicing Fees 78,771.60 311,609.97 Master Servicing Fees 0.~~00 ~~0.00~~Excess ~~Trustee~~Overcollateralized ~~Fee~~Amt ~~787.91 3,116.77 FRY Amount~~ 0.00 ~~0.00~~Overcollateralization ~~Special~~Deficit ~~Hazard~~Amt ~~Fee 0.00 0.00 Other Fee 161~~37,~~088~~810.1402 ~~771,966.22~~Overcollateralization ~~Pool~~Increase ~~Insurance~~Amt ~~Fee~~ 0.00 ~~0.00~~Overcollateralization ~~Spread~~Release ~~Fee~~Amt 1 0.00 ~~0.00~~Specified ~~Spread~~Overcollateralization ~~Fee~~Amt ~~2 0.00 0.00 Spread Fee 3 0.00 0.00 Net Interest 1,977,555.95 7,728,300.~~15 ~~Realized Loss Amount 30~~,~~083.91 30~~600,~~083~~000.~~91 Cumulative Realized Loss 30,083.91 30,083.91 Percentage of Cumulative Losses 0.~~00 ~~0.00 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 6.914985 6.694155~~

Filing Compare · OPTION ONE MORTGAGE ACCEP CORP AST BACK CERTS SER 2003-3