8-K 1 ffm04fh2_nov.txt NOVEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 26, 2004 FIRST FRANKLIN MORTGAGE LOAN TRUST Asset Backed Certificates, Series 2004-FH2 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-111379-14 54-2155131 Pooling and Servicing Agreement) (Commission 54-2155132 (State or other File Number) 54-2155133 jurisdiction 54-2155134 of Incorporation) 54-2155135 IRS EIN c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On November 26, 2004 a distribution was made to holders of FIRST FRANKLIN MORTGAGE LOAN TRUST, Asset Backed Certificates, Series 2004-FH2 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset Backed Certificates, Series 2004-FH2 Trust, relating to the November 26, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FIRST FRANKLIN MORTGAGE LOAN TRUST Asset Backed Certificates, Series 2004-FH2 Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 12/6/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset Backed Certificates, Series 2004-FH2 Trust, relating to the November 26, 2004 distribution. EX-99.1

~~Sequentially~~First ~~Exhibit~~Franklin ~~No.~~Mortgage ~~Description~~Loan ~~Numbered~~Trust ~~Page~~Mortgage Pass-Through Certificates Record Date: 10/31/2004 Distribution Date: 11/26/2004 FFM Series: 2004-FH2 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution R SEN 0.00000% 0.00 0.00 0.00 A-1 32027NHU8 SEN 2.21750% 728,433,775.51 1,435,823.91 9,299,510.44 A-2 32027NHV6 SEN 2.03250% 55,632,877.55 100,510.07 6,477,442.38 A---3 32027NHW4 SEN 2.19250% 91,828,000.00 178,962.57 0.00 A-~~----------~~4 32027NHX2 SEN 2.41250% 13,774,000.00 29,537.58 0.00 M-~~------------~~1 432027NHY0 MEZ 2.43250% 42,600,000.00 92,110.67 0.00 M-2 ~~Subsequent~~32027NHZ7 ~~Transfer~~MEZ ~~Instrument~~2.48250% 42,000,000.00 ~~dated~~92,680.00 as0.00 ~~August~~M-3 2732027NJA0 MEZ 2.56250% 25,200,000.00 ~~2004~~57,400.00 ~~between~~0.00 ~~Financial~~M-4 ~~Asset~~32027NJB8 ~~Securities~~MEZ ~~Corp~~2.98250% as24,000,000.00 ~~seller~~63,626.67 ~~and~~0.00 ~~Wells~~M-5 ~~Fargo~~32027NJC6 ~~Bank~~MEZ 3.08250% 21,600,000.00 N59,184.A00 0.00 asM-6 ~~trustee~~32027NJD4 MEZ 3.38250% 9921,600,000.100 ~~Characteristics~~64,944.00 of0.00 ~~the~~M-7 ~~Mortgage~~32027NJE2 ~~Pool~~MEZ as3.88250% of19,200,000.00 ~~the~~66,261.33 ~~Subsequent~~0.00 ~~Cut~~M-~~off~~8 ~~Date~~32027NJF9 MEZ 4.08250% 18,600,000.00 ~~relating~~67,497.33 to0.00 ~~First~~M-9 ~~Franklin~~32027NJG7 ~~Mortgage~~MEZ ~~Loan~~5.43250% ~~Trust~~16,800,000.00 ~~2004~~81,125.33 0.00 B-~~FFH2~~1 32027NJH5 SUB 5.43250% 19,200,000.00 ~~Asset~~92,714.67 0.00 B-~~Backed~~2 ~~Certificates~~32027NJJ1 SUB 5.43250% 13,800,000.00 ~~Series~~66,638.67 ~~2004~~0.00 C FFM04FH2C SEN 0.00000% 15,000,000.00 4,042,088.81 0.00 P FFM04FH2P SEN 0.00000% 100.00 201,491.66 0.00 R-~~FFH2~~X SEN 0.00000% 0.00 0.00 0.00 Totals 1,169,268,753.06 6,792,597.27 15,776,952.82

Filing Compare · FIRST FRANKLIN MORTGAGE LOAN TRUST 2004-FFH2