8-K 1 bsl03006_dec.txt DEC. 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2004 BEAR STEARNS ALT-A TRUST Mortgage Pass-Through Certificates, Series 2003-6 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-106323-10 Pooling and Servicing Agreement) (Commission 54-2139192 (State or other File Number) 54-2139193 jurisdiction 54-2139194 of Incorporation) IRS EIN c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2004 a distribution was made to holders of BEAR STEARNS ALT-A TRUST, Mortgage Pass-Through Certificates, Series 2003-6 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-6 Trust, relating to the December 27, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BEAR STEARNS ALT-A TRUST Mortgage Pass-Through Certificates, Series 2003-6 Trust (Registrant) By: Wells Fargo Bank, N.A. as Securities Administrator By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 1/3/05 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-6 Trust, relating to the December 27, 2004 distribution. EX-99.1

Bear Stearns ALT-A Trust Mortgage Pass-Through Certificates Record Date: 811/3130/~~2004~~04 Distribution Date: 912/27/~~2004~~04 ~~BSL~~Bear Stearns ALT-A Trust Mortgage Pass-Through Certificates Series: 2003-6 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution I-A-1 07386HDZ1 SEN 3.~~11557~~07754% 3530,~~537~~260,~~073~~857.0012 9075,~~466~~467.5848 2,~~739~~851,~~239~~188.6901 I-X-A-1 07386HEA5 IO 1.92200% 0.00 5547,~~808~~131.9636 0.00 I-A-2 07386HEB3 SEN 3.~~82557~~78754% 1714,~~481~~885,~~044~~620.7491 5445,~~642~~687.7569 1,~~347~~402,~~459~~528.6415 I-X-A-2 07386HEC1 IO 1.21200% 0.00 1714,~~311~~619.6792 0.00 R 07386HEK3 RES 0.00000% 0.00 0.00 0.00 II-A-1 07386HED9 SEN 4.~~54984~~51843% 4034,~~045~~971,~~699~~981.7950 ~~150~~129,~~309~~391.8547 12,~~712~~173,~~459~~864.7981 II-X-A-1 07386HEE7 IO 0.73100% 0.00 2420,~~149~~933.5318 0.00 II-A-2 07386HEF4 SEN 4.~~84684~~81543% ~~225~~197,~~655~~065,~~916~~716.4788 ~~902~~777,~~278~~041.9908 912,~~649~~249,~~642~~641.4424 II-X-A-2 07386HEG2 IO 0.43400% 0.00 8070,~~792~~032.6429 0.00 III-A 07386HEH0 SEN 5.~~18834~~18312% 1413,~~210~~548,~~970~~145.4484 6158,~~329~~518.8101 ~~111~~6,~~046~~584.1518 IV-A 07386HEJ6 SEN 5.~~60923~~61582% 12,~~662~~460,~~200~~204.0624 5958,~~187~~047.7204 ~~100~~309,~~352~~047.2791 M 07386HEL1 SUB 5.~~25022~~22020% 16,~~710~~696,~~075~~625.8252 7271,~~313~~333.9863 4,~~382~~624.3363 B-1 07386HEM9 SUB 5.~~25022~~22020% 10,~~171~~163,~~428~~241.6040 4443,~~017~~420.5481 2,~~667~~815.5301 B-2 07386HEN7 SUB 5.~~25022~~22020% 7,~~507~~501,~~568~~525.5655 32,~~489~~049.5105 12,~~968~~077.9177 B-3 07386HEP2 SUB 5.~~25022~~22020% 5,~~327~~323,~~819~~531.8941 2322,~~056~~743.5093 1,~~397~~474.2651 B-4 07386HEW7 SUB 5.~~25022~~22020% 5,~~327~~323,~~919~~631.6913 2322,~~056~~744.9335 1,~~397~~474.2854 B-5 07386HEX5 SUB 5.~~25022~~22020% 1,~~937~~935,~~343~~784.6928 8,~~383~~270.9933 ~~508~~536.0817 B-6 07386HEY3 SUB 5.~~25022~~22020% 1,~~453~~452,~~281~~112.8002 6,~~289~~203.1891 ~~381~~402.1321 Totals ~~394~~351,~~028~~588,~~342~~977.5580 1,~~705~~503,~~886~~635.1353 1519,~~672~~006,~~902~~259.5014

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses I-A-1 0.00 3227,~~797~~409,~~833~~669.3111 2,~~829~~926,~~706~~655.2749 0.00 I-X-A-1 0.00 0.00 5547,~~808~~131.9636 0.00 I-A-2 0.00 1613,~~133~~483,~~585~~092.1077 1,~~402~~448,~~102~~215.3984 0.00 I-X-A-2 0.00 0.00 1714,~~311~~619.6792 0.00 R 0.00 0.00 0.00 0.00 II-A-1 0.00 3832,~~333~~798,~~239~~116.9969 12,~~862~~303,~~769~~256.6428 0.00 II-X-A-1 0.00 0.00 2420,~~149~~933.5318 0.00 II-A-2 0.00 ~~216~~184,~~006~~816,~~274~~075.0364 1013,~~551~~026,~~921~~682.4332 0.00 II-X-A-2 0.00 0.00 8070,~~792~~032.6429 0.00 III-A 0.00 1413,~~099~~541,~~924~~561.2966 ~~172~~65,~~375~~102.9619 0.00 IV-A 0.00 12,~~561~~151,~~847~~156.7933 ~~159~~367,~~539~~094.9995 0.00 M 0.00 16,~~705~~692,~~693~~000.4990 7675,~~696~~958.3126 0.00 B-1 0.00 10,~~168~~160,~~761~~426.0839 46,~~685~~235.0782 0.00 B-2 0.00 7,~~505~~499,~~599~~447.6578 34,~~458~~126.4282 0.00 B-3 0.00 5,~~326~~322,~~422~~056.6390 24,~~453~~218.7644 0.00 B-4 0.00 5,~~326~~322,~~522~~156.4059 24,~~454~~218.2189 0.00 B-5 0.00 1,~~936~~935,~~835~~248.6111 8,~~892~~806.0750 0.00 B-6 0.00 1,~~452~~451,~~900~~709.6681 6,~~670~~606.3112 0.00 Totals 0.00 ~~378~~332,~~355~~582,~~440~~718.0368 1720,~~378~~509,~~788~~894.6367 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) I-A-1 47,825,000.00 3530,~~537~~260,~~073~~857.0012 5,~~497~~527.5457 2,~~733~~845,~~742~~660.1544 0.00 0.00 I-X-A-1 0.00 0.00 0.00 0.00 0.00 0.00 I-A-2 23,525,600.00 1714,~~481~~885,~~044~~620.7491 2,~~704~~719.2907 1,~~344~~399,~~755~~809.3508 0.00 0.00 I-X-A-2 0.00 0.00 0.00 0.00 0.00 0.00 R 100.00 0.00 0.00 0.00 0.00 0.00 II-A-1 50,000,000.00 4034,~~045~~971,~~699~~981.7950 1110,~~997~~920.8084 12,~~700~~162,~~461~~943.9997 0.00 0.00 II-X-A-1 0.00 0.00 0.00 0.00 0.00 0.00 II-A-2 281,748,000.00 ~~225~~197,~~655~~065,~~916~~716.4788 6761,~~607~~538.1549 912,~~582~~188,~~035~~102.3075 0.00 0.00 II-X-A-2 0.00 0.00 0.00 0.00 0.00 0.00 III-A 16,825,100.00 1413,~~210~~548,~~970~~145.4484 3,~~120~~155.0520 ~~107~~3,~~926~~428.1098 0.00 0.00 IV-A 16,883,700.00 12,~~662~~460,~~200~~204.0624 ~~337~~342.7238 ~~100~~308,~~014~~705.5553 0.00 0.00 M 16,744,200.00 16,~~710~~696,~~075~~625.8252 4,~~382~~624.3363 0.00 0.00 0.00 B-1 10,192,200.00 10,~~171~~163,~~428~~241.6040 2,~~667~~815.5301 0.00 0.00 0.00 B-2 7,522,900.00 7,~~507~~501,~~568~~525.5655 12,~~968~~077.9177 0.00 0.00 0.00 B-3 5,338,700.00 5,~~327~~323,~~819~~531.8941 1,~~397~~474.2651 0.00 0.00 0.00 B-4 5,338,800.00 5,~~327~~323,~~919~~631.6913 1,~~397~~474.2854 0.00 0.00 0.00 B-5 1,941,300.00 1,~~937~~935,~~343~~784.6928 ~~508~~536.0817 0.00 0.00 0.00 B-6 1,456,249.66 1,~~453~~452,~~281~~112.8002 ~~381~~402.1321 0.00 0.00 0.00 Totals 485,341,849.66 ~~394~~351,~~028~~588,~~342~~977.5580 ~~103~~97,~~967~~608.0739 1518,~~568~~908,~~935~~650.4475 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution I-A-1 2,~~739~~851,~~239~~188.6901 3227,~~797~~409,~~833~~669.3111 0.~~68578846~~57312429 2,~~739~~851,~~239~~188.6901 I-X-A-1 0.00 0.00 0.00000000 0.00 I-A-2 1,~~347~~402,~~459~~528.6415 1613,~~133~~483,~~585~~092.1077 0.~~68578846~~57312429 1,~~347~~402,~~459~~528.6415 I-X-A-2 0.00 0.00 0.00000000 0.00 R 0.00 0.00 0.00000000 0.00 II-A-1 12,~~712~~173,~~459~~864.7981 3832,~~333~~798,~~239~~116.9969 0.~~76666480~~65596233 12,~~712~~173,~~459~~864.7981 II-X-A-1 0.00 0.00 0.00000000 0.00 II-A-2 912,~~649~~249,~~642~~641.4424 ~~216~~184,~~006~~816,~~274~~075.0364 0.~~76666480~~65596233 912,~~649~~249,~~642~~641.4424 II-X-A-2 0.00 0.00 0.00000000 0.00 III-A ~~111~~6,~~046~~584.1518 1413,~~099~~541,~~924~~561.2966 0.~~83802915~~80484286 ~~111~~6,~~046~~584.1518 IV-A ~~100~~309,~~352~~047.2791 12,~~561~~151,~~847~~156.7933 0.~~74402221~~71969748 ~~100~~309,~~352~~047.2791 M 4,~~382~~624.3363 16,~~705~~692,~~693~~000.4990 0.~~99770031~~99688256 4,~~382~~624.3363 B-1 2,~~667~~815.5301 10,~~168~~160,~~761~~426.0839 0.~~99770031~~99688256 2,~~667~~815.5301 B-2 12,~~968~~077.9177 7,~~505~~499,~~599~~447.6578 0.~~99770031~~99688256 12,~~968~~077.9177 B-3 1,~~397~~474.2651 5,~~326~~322,~~422~~056.6390 0.~~99770031~~99688256 1,~~397~~474.2651 B-4 1,~~397~~474.2854 5,~~326~~322,~~522~~156.4059 0.~~99770031~~99688256 1,~~397~~474.2854 B-5 ~~508~~536.0817 1,~~936~~935,~~835~~248.6111 0.~~99770031~~99688256 ~~508~~536.0817 B-6 ~~381~~402.1321 1,~~452~~451,~~900~~709.6681 0.~~99770026~~99688251 ~~381~~402.1321 Totals 1519,~~672~~006,~~902~~259.5014 ~~378~~332,~~355~~582,~~440~~718.0368 0.~~77956484~~68525457 1519,~~672~~006,~~902~~259.5014

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion I-A-1 47,825,000.00 ~~743~~632.~~06477784~~74139300 0.~~11495118~~11557909 5759.~~16136226~~50152514 0.00000000 I-X-A-1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 I-A-2 23,525,600.00 ~~743~~632.~~06477794~~74139278 0.~~11495095~~11557920 5759.~~16136252~~50152515 0.00000000 I-X-A-2 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R 100.00 0.00000000 0.00000000 0.00000000 0.00000000 II-A-1 50,000,000.00 ~~800~~699.~~91399580~~43963000 0.~~23995600~~21841680 3443.~~00923980~~25887940 0.00000000 II-X-A-1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 II-A-2 281,748,000.00 ~~800~~699.~~91399573~~43963002 0.~~23995610~~21841678 3443.~~00923982~~25887939 0.00000000 II-X-A-2 0.00 0.00000000 0.00000000 0.00000000 0.00000000 III-A 16,825,100.00 ~~844~~805.~~62918140~~23419415 0.~~18544021~~18752935 60.~~41458892~~20380146 0.00000000 IV-A 16,883,700.00 ~~749~~738.~~96594704~~00199245 0.~~02000272~~02027873 518.~~92373413~~28423450 0.00000000 M 16,744,200.00 997.~~96202984~~15874870 0.~~26172227~~27619295 0.00000000 0.00000000 B-1 10,192,200.00 997.~~96202979~~15874885 0.~~26172269~~27619258 0.00000000 0.00000000 B-2 7,522,900.00 997.~~96203060~~15874862 0.~~26172221~~27619269 0.00000000 0.00000000 B-3 5,338,700.00 997.~~96203008~~15874838 0.~~26172289~~27619271 0.00000000 0.00000000 B-4 5,338,800.00 997.~~96203079~~15874916 0.~~26172174~~27619315 0.00000000 0.00000000 B-5 1,941,300.00 997.~~96203060~~15874929 0.~~26172153~~27619121 0.00000000 0.00000000 B-6 1,456,249.66 997.~~96198407~~15870148 0.~~26172023~~27619577 0.00000000 0.00000000

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution I-A-1 0.00000000 5759.~~27631343~~61710423 ~~685~~573.~~78846440~~12428876 0.~~68578846~~57312429 5759.~~27631343~~61710423 I-X-A-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 I-A-2 0.00000000 5759.~~27631346~~61710435 ~~685~~573.~~78846448~~12428886 0.~~68578846~~57312429 5759.~~27631346~~61710435 I-X-A-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 II-A-1 0.00000000 3443.~~24919580~~47729620 ~~766~~655.~~66479980~~96233380 0.~~76666480~~65596233 3443.~~24919580~~47729620 II-X-A-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 II-A-2 0.00000000 3443.~~24919588~~47729617 ~~766~~655.~~66479986~~96233386 0.~~76666480~~65596233 3443.~~24919588~~47729617 II-X-A-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 III-A 0.00000000 60.~~60002912~~39133081 ~~838~~804.~~02915228~~84286334 0.~~83802915~~80484286 60.~~60002912~~39133081 IV-A 0.00000000 518.~~94373686~~30451323 ~~744~~719.~~02221018~~69747923 0.~~74402221~~71969748 518.~~94373686~~30451323 M 0.00000000 0.~~26172227~~27619295 ~~997~~996.~~70030757~~88255635 0.~~99770031~~99688256 0.~~26172227~~27619295 B-1 0.00000000 0.~~26172269~~27619258 ~~997~~996.~~70030808~~88255627 0.~~99770031~~99688256 0.~~26172269~~27619258 B-2 0.00000000 0.~~26172221~~27619269 ~~997~~996.~~70030839~~88255593 0.~~99770031~~99688256 0.~~26172221~~27619269 B-3 0.00000000 0.~~26172289~~27619271 ~~997~~996.~~70030719~~88255568 0.~~99770031~~99688256 0.~~26172289~~27619271 B-4 0.00000000 0.~~26172174~~27619315 ~~997~~996.~~70030719~~88255601 0.~~99770031~~99688256 0.~~26172174~~27619315 B-5 0.00000000 0.~~26172153~~27619121 ~~997~~996.~~70030907~~88255808 0.~~99770031~~99688256 0.~~26172153~~27619121 B-6 0.00000000 0.~~26172023~~27619577 ~~997~~996.~~70025697~~88250571 0.~~99770026~~99688251 0.~~26172023~~27619577 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall I-A-1 47,825,000.00 3.~~11557~~07754% 3530,~~537~~260,~~073~~857.0012 9277,~~265~~607.2343 0.00 0.00 I-X-A-1 0.00 1.92200% 3530,~~537~~260,~~073~~857.0012 5648,~~918~~467.5581 0.00 0.00 I-A-2 23,525,600.00 3.~~82557~~78754% 1714,~~481~~885,~~044~~620.7491 5546,~~729~~983.1520 0.00 0.00 I-X-A-2 0.00 1.21200% 1714,~~481~~885,~~044~~620.7491 1715,~~655~~034.8648 0.00 0.00 R 100.00 0.00000% 0.00 0.00 0.00 0.00 II-A-1 50,000,000.00 4.~~54984~~51843% 4034,~~045~~971,~~699~~981.7950 ~~151~~131,~~834~~682.6314 0.00 0.00 II-X-A-1 0.00 0.73100% 4034,~~045~~971,~~699~~981.7950 2421,~~394~~303.5177 0.00 0.00 II-A-2 281,748,000.00 4.~~84684~~81543% ~~225~~197,~~655~~065,~~916~~716.4788 ~~911~~790,~~431~~797.9338 0.00 0.00 II-X-A-2 0.00 0.43400% ~~225~~197,~~655~~065,~~916~~716.4788 8171,~~612~~272.2210 0.00 0.00 III-A 16,825,100.00 5.~~18834~~18312% 1413,~~210~~548,~~970~~145.4484 6158,~~442~~518.8002 0.00 0.00 IV-A 16,883,700.00 5.~~60923~~61582% 12,~~662~~460,~~200~~204.0624 5958,~~187~~311.7290 0.00 0.00 M 16,744,200.00 5.~~25022~~22020% 16,~~710~~696,~~075~~625.8252 7372,~~109~~633.6217 0.00 0.00 B-1 10,192,200.00 5.~~25022~~22020% 10,~~171~~163,~~428~~241.6040 44,~~501~~211.8584 0.00 0.00 B-2 7,522,900.00 5.~~25022~~22020% 7,~~507~~501,~~568~~525.5655 32,~~846~~632.9892 0.00 0.00 B-3 5,338,700.00 5.~~25022~~22020% 5,~~327~~323,~~819~~531.8941 23,~~310~~158.1827 0.00 0.00 B-4 5,338,800.00 5.~~25022~~22020% 5,~~327~~323,~~919~~631.6913 23,~~310~~158.6271 0.00 0.00 B-5 1,941,300.00 5.~~25022~~22020% 1,~~937~~935,~~343~~784.6928 8,~~476~~420.2399 0.00 0.00 B-6 1,456,249.66 5.~~25022~~22020% 1,~~453~~452,~~281~~112.8002 6,~~358~~316.3794 0.00 0.00 Totals 485,341,849.66 1,~~724~~530,~~386~~511.4507 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance I-A-1 12,~~798~~139.6594 0.00 9075,~~466~~467.5848 0.00 3227,~~797~~409,~~833~~669.3111 I-X-A-1 1,~~109~~336.5945 0.00 5547,~~808~~131.9636 0.00 3227,~~797~~409,~~833~~669.3111 I-A-2 1,~~086~~295.4051 0.00 5445,~~642~~687.7569 0.00 1613,~~133~~483,~~585~~092.1077 I-X-A-2 ~~344~~414.1956 0.00 1714,~~311~~619.6792 0.00 1613,~~133~~483,~~585~~092.1077 R 0.00 0.00 0.00 0.00 0.00 II-A-1 12,~~524~~290.7867 0.00 ~~150~~129,~~309~~391.8547 0.00 3832,~~333~~798,~~239~~116.9969 II-X-A-1 ~~244~~370.9859 0.00 2420,~~149~~933.5318 0.00 3832,~~333~~798,~~239~~116.9969 II-A-2 913,~~152~~756.9530 0.00 ~~902~~777,~~278~~041.9908 0.00 ~~216~~184,~~006~~816,~~274~~075.0364 II-X-A-2 ~~819~~1,239.5881 0.00 8070,~~792~~032.6429 0.00 ~~216~~184,~~006~~816,~~274~~075.0364 III-A ~~112~~0.9901 0.00 6158,~~329~~518.8101 0.00 1413,~~099~~541,~~924~~561.2966 IV-A 0264.0086 0.00 5958,~~187~~047.7204 0.00 12,~~561~~151,~~847~~156.7933 M ~~795~~1,299.6454 0.00 7271,~~313~~333.9863 0.00 16,~~705~~692,~~693~~000.4990 B-1 ~~484~~791.3103 0.00 4443,~~017~~420.5481 0.00 10,~~168~~160,~~761~~426.0839 B-2 ~~357~~583.4786 0.00 32,~~489~~049.5105 0.00 7,~~505~~499,~~599~~447.6578 B-3 ~~253~~414.6834 0.00 2322,~~056~~743.5093 0.00 5,~~326~~322,~~422~~056.6390 B-4 ~~253~~414.6935 0.00 2322,~~056~~744.9335 0.00 5,~~326~~322,~~522~~156.4059 B-5 92150.2567 0.00 8,~~383~~270.9933 0.00 1,~~936~~935,~~835~~248.6111 B-6 69113.2002 0.00 6,~~289~~203.1891 0.00 1,~~452~~451,~~900~~709.6681 Totals 1826,~~500~~875.3551 0.00 1,~~705~~503,~~886~~635.1353 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall I-A-1 47,825,000.00 3.~~11557~~07754% ~~743~~632.~~06477784~~74139300 1.~~92922593~~62273769 0.00000000 0.00000000 I-X-A-1 0.00 1.92200% ~~743~~632.~~06477784~~74139300 1.~~19014219~~01344088 0.00000000 0.00000000 I-A-2 23,525,600.00 3.~~82557~~78754% ~~743~~632.~~06477794~~74139278 21.~~36887263~~99710953 0.00000000 0.00000000 I-X-A-2 0.00 1.21200% ~~743~~632.~~06477794~~74139278 0.~~75049563~~63906893 0.00000000 0.00000000 R 100.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 II-A-1 50,000,000.00 4.~~54984~~51843% ~~800~~699.~~91399580~~43963000 32.~~03669260~~63364280 0.00000000 0.00000000 II-X-A-1 0.00 0.73100% ~~800~~699.~~91399580~~43963000 0.~~48789020~~42607540 0.00000000 0.00000000 II-A-2 281,748,000.00 4.~~84684~~81543% ~~800~~699.~~91399573~~43963002 32.~~23491890~~80675419 0.00000000 0.00000000 II-X-A-2 0.00 0.43400% ~~800~~699.~~91399573~~43963002 0.~~28966388~~25296400 0.00000000 0.00000000 III-A 16,825,100.00 5.~~18834~~18312% ~~844~~805.~~62918140~~23419415 3.~~65185348~~47801915 0.00000000 0.00000000 IV-A 16,883,700.00 5.~~60923~~61582% ~~749~~738.~~96594704~~00199245 3.~~50561311~~45373941 0.00000000 0.00000000 M 16,744,200.00 5.~~25022~~22020% 997.~~96202984~~15874870 4.~~36626533~~33781070 0.00000000 0.00000000 B-1 10,192,200.00 5.~~25022~~22020% 997.~~96202979~~15874885 4.~~36626538~~33781127 0.00000000 0.00000000 B-2 7,522,900.00 5.~~25022~~22020% 997.~~96203060~~15874862 4.~~36626567~~33781122 0.00000000 0.00000000 B-3 5,338,700.00 5.~~25022~~22020% 997.~~96203008~~15874838 4.~~36626520~~33781070 0.00000000 0.00000000 B-4 5,338,800.00 5.~~25022~~22020% 997.~~96203079~~15874916 4.~~36626583~~33781187 0.00000000 0.00000000 B-5 1,941,300.00 5.~~25022~~22020% 997.~~96203060~~15874929 4.~~36626487~~33780972 0.00000000 0.00000000 B-6 1,456,249.66 5.~~25022~~22020% 997.~~96198407~~15870148 4.~~36626368~~33781389 0.00000000 0.00000000 (5) Per $1 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance I-A-1 0.~~03760899~~04474522 0.00000000 1.~~89161694~~57799226 0.00000000 ~~685~~573.~~78846440~~12428876 I-X-A-1 0.~~02320105~~02794459 0.00000000 10.~~16694114~~98549629 0.00000000 ~~685~~573.~~78846440~~12428876 I-A-2 0.~~04617948~~05506810 0.00000000 21.~~32269315~~94204144 0.00000000 ~~685~~573.~~78846448~~12428886 I-X-A-2 0.~~01463045~~01762165 0.00000000 0.~~73586519~~62144727 0.00000000 ~~685~~573.~~78846448~~12428886 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 II-A-1 0.~~03049560~~04581340 0.00000000 32.~~00619700~~58782940 0.00000000 ~~766~~655.~~66479980~~96233380 II-X-A-1 0.~~00489960~~00741180 0.00000000 0.~~48299060~~41866360 0.00000000 ~~766~~655.~~66479980~~96233380 II-A-2 0.~~03248630~~04882484 0.00000000 32.~~20243263~~75792936 0.00000000 ~~766~~655.~~66479986~~96233386 II-X-A-2 0.~~00290891~~00440042 0.00000000 0.~~28675497~~24856357 0.00000000 ~~766~~655.~~66479986~~96233386 III-A 0.~~00671556~~00000059 0.00000000 3.~~64513792~~47801856 0.00000000 ~~838~~804.~~02915228~~84286334 IV-A 0.~~00000000~~01568732 0.00000000 3.~~50561311~~43805209 0.00000000 ~~744~~719.~~02221018~~69747923 M 0.~~04751735~~07761135 0.00000000 4.~~31874798~~26019935 0.00000000 ~~997~~996.~~70030757~~88255635 B-1 0.~~04751771~~07761131 0.00000000 4.~~31874767~~26019996 0.00000000 ~~997~~996.~~70030808~~88255627 B-2 0.~~04751758~~07761103 0.00000000 4.~~31874809~~26019886 0.00000000 ~~997~~996.~~70030839~~88255593 B-3 0.~~04751719~~07761065 0.00000000 4.~~31874801~~26020005 0.00000000 ~~997~~996.~~70030719~~88255568 B-4 0.~~04751817~~07761107 0.00000000 4.~~31874766~~26019892 0.00000000 ~~997~~996.~~70030719~~88255601 B-5 0.~~04751970~~07761294 0.00000000 4.~~31875032~~26020193 0.00000000 ~~997~~996.~~70030907~~88255808 B-6 0.~~04751932~~07761032 0.00000000 4.~~31875122~~26019670 0.00000000 ~~997~~996.~~70025697~~88250571 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 1720,~~490~~606,~~730~~473.8959 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 1014,~~384~~678.1663 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 1720,~~501~~621,~~115~~152.0522 Withdrawals Reimbursement for Servicer Advances 11,~~461~~791.6964 Payment of Service Fee ~~110~~99,~~864~~465.7393 Payment of Interest and Principal 1720,~~378~~509,~~788~~894.6365 Total Withdrawals (Pool Distribution Amount) 1720,~~501~~621,~~115~~152.0522 Ending Balance 0.00

PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 1826,~~500~~875.3551

SERVICING FEES Gross Servicing Fee 1715,~~646~~738.7844 Additional Servicing Fee 9283,~~841~~350.2077 Miscellaneous Fee 376.7572 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~110~~99,~~864~~465.7393

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 10 0 0 10 ~~211,200~~0.00 0.00 0.00 ~~211,200~~0.00 30 Days 34 0 0 0 34 1,~~025~~314,~~215~~777.6566 0.00 0.00 0.00 1,~~025~~314,~~215~~777.6566 60 Days 02 0 01 0 03 0287,000.00 0.00 0279,000.00 0.00 0566,000.00 90 Days 0 0 10 0 10 0.00 0.00 ~~279,000~~0.00 0.00 ~~279,000~~0.00 120 Days 0 0 01 0 01 0.00 0.00 0146,500.00 0.00 0146,500.00 150 Days 0 0 01 0 01 0.00 0.00 0730,520.0072 0.00 0730,520.0072 180+ Days 0 0 10 0 10 0.00 0.00 ~~437,600~~0.00 0.00 ~~437,600~~0.00 Totals 36 10 23 0 69 1,~~025~~601,~~215~~777.6566 ~~211,200~~0.00 ~~716~~1,~~600~~156,020.0072 0.00 12,~~953~~757,~~015~~798.6538 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~069832~~000000% 0.000000% 0.000000% 0.~~069832~~000000% 0.~~055809~~000000% 0.000000% 0.000000% 0.~~055809~~000000% 30 Days 0.~~209497~~312256% 0.000000% 0.000000% 0.000000% 0.~~209497~~312256% 0.~~270911~~395237% 0.000000% 0.000000% 0.000000% 0.~~270911~~395237% 60 Days 0.~~000000~~156128% 0.000000% 0.~~000000~~078064% 0.000000% 0.~~000000~~234192% 0.~~000000~~086275% 0.000000% 0.~~000000~~083871% 0.000000% 0.~~000000~~170146% 90 Days 0.000000% 0.000000% 0.~~069832~~000000% 0.000000% 0.~~069832~~000000% 0.000000% 0.000000% 0.~~073725~~000000% 0.000000% 0.~~073725~~000000% 120 Days 0.000000% 0.000000% 0.~~000000~~078064% 0.000000% 0.~~000000~~078064% 0.000000% 0.000000% 0.~~000000~~044040% 0.000000% 0.~~000000~~044040% 150 Days 0.000000% 0.000000% 0.~~000000~~078064% 0.000000% 0.~~000000~~078064% 0.000000% 0.000000% 0.~~000000~~219603% 0.000000% 0.~~000000~~219603% 180+ Days 0.000000% 0.000000% 0.~~069832~~000000% 0.000000% 0.~~069832~~000000% 0.000000% 0.000000% 0.~~115635~~000000% 0.000000% 0.~~115635~~000000% Totals 0.~~209497~~468384% 0.~~069832~~000000% 0.~~139665~~234192% 0.000000% 0.~~418994~~702576% 0.~~270911~~481513% 0.~~055809~~000000% 0.~~189360~~347513% 0.000000% 0.~~516080~~829026%

Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group I No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 12 0 0 0 12 ~~148~~637,~~720~~490.0084 0.00 0.00 0.00 ~~148~~637,~~720~~490.0084 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 12 0 0 0 12 ~~148~~637,~~720~~490.0084 0.00 0.00 0.00 ~~148~~637,~~720~~490.0084 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 01.~~564972~~265823% 0.000000% 0.000000% 0.000000% 01.~~564972~~265823% 01.~~261581~~305970% 0.000000% 0.000000% 0.000000% 01.~~261581~~305970% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 01.~~564972~~265823% 0.000000% 0.000000% 0.000000% 01.~~564972~~265823% 01.~~261581~~305970% 0.000000% 0.000000% 0.000000% 01.~~261581~~305970% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group II No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 10 0 0 10 ~~211,200~~0.00 0.00 0.00 ~~211,200~~0.00 30 Days 2 0 0 0 2 ~~876~~677,~~495~~286.6582 0.00 0.00 0.00 ~~876~~677,~~495~~286.6582 60 Days 02 0 01 0 03 0287,000.00 0.00 0279,000.00 0.00 0566,000.00 90 Days 0 0 10 0 10 0.00 0.00 ~~279,000~~0.00 0.00 ~~279,000~~0.00 120 Days 0 0 01 0 01 0.00 0.00 0146,500.00 0.00 0146,500.00 150 Days 0 0 01 0 01 0.00 0.00 0730,520.0072 0.00 0730,520.0072 180 Days 0 0 10 0 10 0.00 0.00 ~~437,600~~0.00 0.00 ~~437,600~~0.00 Totals 24 10 23 0 57 ~~876~~964,~~495~~286.6582 ~~211,200~~0.00 ~~716~~1,~~600~~156,020.0072 0.00 12,~~804~~120,~~295~~307.6554 0-29 Days 0.~~086505~~000000% 0.000000% 0.000000% 0.~~086505~~000000% 0.~~072534~~000000% 0.000000% 0.000000% 0.~~072534~~000000% 30 Days 0.~~173010~~194742% 0.000000% 0.000000% 0.000000% 0.~~173010~~194742% 0.~~301019~~266218% 0.000000% 0.000000% 0.000000% 0.~~301019~~266218% 60 Days 0.~~000000~~194742% 0.000000% 0.~~000000~~097371% 0.000000% 0.~~000000~~292113% 0.~~000000~~112810% 0.000000% 0.~~000000~~109665% 0.000000% 0.~~000000~~222475% 90 Days 0.000000% 0.000000% 0.~~086505~~000000% 0.000000% 0.~~086505~~000000% 0.000000% 0.000000% 0.~~095818~~000000% 0.000000% 0.~~095818~~000000% 120 Days 0.000000% 0.000000% 0.~~000000~~097371% 0.000000% 0.~~000000~~097371% 0.000000% 0.000000% 0.~~000000~~057584% 0.000000% 0.~~000000~~057584% 150 Days 0.000000% 0.000000% 0.~~000000~~097371% 0.000000% 0.~~000000~~097371% 0.000000% 0.000000% 0.~~000000~~287142% 0.000000% 0.~~000000~~287142% 180 Days 0.000000% 0.000000% 0.~~086505~~000000% 0.000000% 0.~~086505~~000000% 0.000000% 0.000000% 0.~~150287~~000000% 0.000000% 0.~~150287~~000000% Totals 0.~~173010~~389484% 0.~~086505~~000000% 0.~~173010~~292113% 0.000000% 0.~~432526~~681597% 0.~~301019~~379027% 0.~~072534~~000000% 0.~~246106~~454391% 0.000000% 0.~~619659~~833419% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group III No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group IV No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 1014,~~384~~678.1663

SUBORDINATION LEVEL/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE Current Original $ Original % Current $ Current % Class% Prepayment% Class A 437,516,849.66 90.14612071% ~~345~~305,~~557~~173,~~606~~049.7257 91.~~33147569~~75854079% 8785.~~201787~~452327% 0.000000% Class IA2 413,991,249.66 85.29889808% ~~329~~291,~~424~~689,~~021~~956.6280 87.~~06734112~~70448385% 4.~~264135~~054057% 3327.~~318203~~867391% Class R-I 413,991,149.66 85.29887747% ~~329~~291,~~424~~689,~~021~~956.6280 87.~~06734112~~70448385% 0.000000% 0.000000% Class 2A1 363,991,149.66 74.99686044% ~~291~~258,~~090~~891,~~781~~840.6311 7677.~~93579921~~84284197% 109.~~131542~~861642% 7967.~~163723~~788449% Class 2A2 82,243,149.66 16.94540657% 7574,~~084~~075,~~507~~764.6047 1922.~~84496578~~27288440% 5755.~~090833~~569958% ~~446~~381.~~084410~~985197% Class 3A 65,418,049.66 13.47875723% 60,~~984~~534,~~583~~202.3181 1618.~~11833130~~20124721% 34.~~726634~~071637% 2927.~~118397~~988237% Class M 31,790,149.66 6.55005326% 31,~~717~~691,~~042~~045.0358 89.~~38286930~~52877098% 45.~~415344~~018902% 34.499690% Class B-1 21,597,949.66 4.45004890% 21,~~548~~530,~~280~~619.9519 56.~~69524808~~47376366% 23.~~687621~~055007% 20.999972% Class B-2 14,075,049.66 2.90002803% 14,~~042~~031,~~681~~171.3041 34.~~71150506~~21885162% 12.~~983743~~254912% 15.500156% Class B-3 8,736,349.66 1.80004046% 8,~~716~~709,~~258~~114.6751 2.~~30372231~~61863110% 1.~~407783~~600221% 10.999838% Class B-4 3,397,549.66 0.70003229% 3,~~389~~386,~~736~~957.2792 01.~~89591318~~01838061% 1.~~407809~~600250% 11.000044% Class B-5 1,456,249.66 0.30004618% 1,~~452~~451,~~900~~709.6681 0.~~38400417~~43649586% 0.~~511909~~581885% 3.999848% Class B-6 0.00 0.00000000% 0.00 0.00000000% 0.~~384004~~436496% 3.000451% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 5.~~589195~~563236% Weighted Average Net Coupon 5.~~535453~~509519% Weighted Average Pass-Through Rate 5.~~251561~~223751% Weighted Average Maturity(Stepdown Calculation ) ~~349~~346 Beginning Scheduled Collateral Loan Count 1,~~481~~348 Number Of Loans Paid In Full 4967 Ending Scheduled Collateral Loan Count 1,~~432~~281 Beginning Scheduled Collateral Balance ~~394~~351,~~028~~588,~~342~~977.5480 Ending Scheduled Collateral Balance ~~378~~332,~~355~~582,~~440~~718.0367 Ending Actual Collateral Balance at 3130-~~Aug~~Nov-2004 ~~378~~332,~~432~~655,~~783~~434.7751 Monthly P &I Constant 1,~~939~~727,~~218~~585.2435 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Optimal Amount 1720,~~172~~312,~~672~~832.5851 Ending Scheduled Balance for Premium Loans ~~378~~332,~~355~~582,~~440~~718.0367 Scheduled Principal ~~103~~97,~~967~~608.0738 Unscheduled Principal 1518,~~568~~908,~~935~~650.4475

Miscellaneous Reporting Senior Percent - Group 1 8785.~~003986~~082520% Senior Percent - Group 2 8786.~~842251~~330516% Senior Percent - Group 3 8887.~~393102~~901077% Senior Percent - Group 4 8786.~~097969~~917096% Senior Prep Percent - Group 1 100.000000% Senior Prep Percent - Group 2 100.000000% Senior Prep Percent - Group 3 100.000000% Senior Prep Percent - Group 4 100.000000% Subordinate Percent - Group 1 1214.~~996014~~917480% Subordinate Percent - Group 2 1213.~~157749~~669484% Subordinate Percent - Group 3 1112.~~606898~~098923% Subordinate Percent - Group 4 1213.~~902031~~082904% Subordinate Prepay Percent - Group 1 0.000000% Subordinate Prepay Percent - Group 2 0.000000% Subordinate Prepay Percent - Group 3 0.000000% Subordinate Prepay Percent - Group 4 0.000000%

Group Level Collateral Statement Group Group I Group II Group III Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 5.~~333289~~300145 5.~~624692~~594410 5.~~550299~~544513 Weighted Average Net Rate 5.~~283289~~250145 5.~~569816~~539548 5.~~500299~~494513 Weighted Average Maturity ~~350~~347 ~~349~~346 ~~349~~346 Beginning Loan Count ~~187~~169 1,~~194~~082 5653 Loans Paid In Full 1011 3855 10 Ending Loan Count ~~177~~158 1,~~156~~027 5553 Beginning Scheduled Balance 6053,~~937~~061,~~573~~989.5569 ~~302~~268,~~475~~778,~~873~~307.97 16 15,~~077~~412,~~012~~946.8535 Ending scheduled Balance 5648,~~849~~806,~~649~~827.0966 ~~291~~254,~~102~~343,~~754~~327.0698 15,~~965~~405,~~557~~927.0188 Record Date 0811/3130/2004 0811/3130/2004 0811/3130/2004 Principal And Interest Constant ~~280~~244,~~258~~056.3603 1,~~508~~336,~~400~~979.5811 7774,~~889~~803.9389 Scheduled Principal 9,~~426~~692.9651 9083,~~622~~932.6246 3,~~529~~589.7449 Unscheduled Principal 4,~~078~~245,~~497~~469.5052 1114,~~282~~351,~~497~~046.2972 ~~107~~3,~~926~~428.1098 Scheduled Interest ~~270~~234,~~831~~363.4052 1,~~417~~253,~~777~~046.9665 7471,~~360~~214.1940 Servicing Fees 2,~~539~~210.0692 1312,~~832~~288.1000 ~~669~~642.8820 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 1211,~~477~~081.8943 7264,~~840~~980.0545 43,~~179~~999.4763 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~255~~221,~~814~~071.4517 1,~~331~~175,~~105~~778.8120 6966,~~510~~572.8457 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 54.~~037571~~999537 5.~~280841~~249434 5.~~188341~~183117

Group Level Collateral Statement Group Group IV Total Collateral Description Mixed ARM Mixed ARM Weighted Average Coupon Rate 5.~~966340~~972689 5.~~589195~~563236 Weighted Average Net Rate 5.~~916340~~922689 5.~~535453~~509519 Weighted Average Maturity ~~349~~346 ~~349~~346 Beginning Loan Count 44 1,~~481~~348 Loans Paid In Full 01 4967 Ending Loan Count 4443 1,~~432~~281 Beginning Scheduled Balance 14,~~537~~335,~~882~~734.1760 ~~394~~351,~~028~~588,~~342~~977.5480 Ending scheduled Balance 14,~~437~~026,~~479~~635.8715 ~~378~~332,~~355~~582,~~440~~718.0367 Record Date 0811/3130/2004 0811/3130/2004 Principal And Interest Constant 7271,~~669~~746.3732 1,~~939~~727,~~218~~585.2435 Scheduled Principal ~~387~~393.7592 ~~103~~97,~~967~~608.0738 Unscheduled Principal ~~100~~308,~~014~~705.5553 1518,~~568~~908,~~935~~650.4475 Scheduled Interest 7271,~~281~~352.6240 1,~~835~~629,~~251~~976.1797 Servicing Fees ~~605~~597.7432 1715,~~646~~738.7844 Master Servicing Fees 0.00 0.00 Trustee Fee 0.00 0.00 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 3,~~720~~665.5498 9383,~~217~~727.9549 Pool Insurance Fee 0.00 0.00 Spread Fee 1 0.00 0.00 Spread Fee 2 0.00 0.00 Spread Fee 3 0.00 0.00 Net Interest 67,~~955~~089.3410 1,~~724~~530,~~386~~511.4404 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 5.~~609235~~615821 5.~~251561~~223751

Filing Compare · BEAR STEARNS ALT A TRUST MORT PASS THR CERTS SERS 2003-6