8-K 1 jpa040a5_dec.txt DECEMBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2004 J.P. MORGAN MORTGAGE TRUST Mortgage Pass-Through Certificates, Series 2004-A5 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-109775-08 Pooling and Servicing Agreement) (Commission 54-2162596 (State or other File Number) 54-2162597 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, Maryland 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2004 a distribution was made to holders of J.P. MORGAN MORTGAGE TRUST, Mortgage Pass-Through Certificates, Series 2004-A5 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-A5 Trust, relating to the December 27, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. J.P. MORGAN MORTGAGE TRUST Mortgage Pass-Through Certificates, Series 2004-A5 Trust (Registrant) By: Wells Fargo Bank, N.A. as Securities Administrator By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 12/27/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-A5 Trust, relating to the December 27, 2004 distribution. EX-99.1

J.P. Morgan Acceptance Corporation I Mortgage Pass-Through Certificates Record Date: 1011/3130/042004 Distribution Date: 1112/2627/042004 ~~JPMMT~~J.P. Morgan Acceptance Corporation I Mortgage Pass-Through Certificates Series: 2004-A5 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-A1 466247FT5 SEN 5.15000% 64,~~400~~312,~~000~~900.0037 276,~~383~~009.3353 871,~~099~~813,266.6358 1-A2 466247FU2 SEN 5.~~22851~~22855% 2,~~384~~381,~~866~~640.0052 10,~~391~~377.0911 367,~~225~~149.4803 1-A3 466247FV0 SEN 0.~~07851~~07855% 0.00 4,~~213~~209.6184 0.00 2-A1 466247FW8 SEN 4.~~79291~~78613% 4847,~~450~~420,~~000~~545.0057 ~~193~~189,~~513~~134.7606 1487,~~029,454~~297.4302 2-A2 466247FX6 SEN 4.20000% 7372,~~899~~329,~~800~~594.0009 ~~258~~253,~~649~~153.3058 1743,~~570,205~~264.9123 2-A3 466247FY4 SEN 4.~~79291~~78613% 1,~~743~~706,~~900~~846.0001 6,~~965~~807.3066 3717,~~053~~539.9968 2-A4 466247GP2 SEN 0.~~59291~~58613% 0.00 3635,~~513~~328.3076 0.00 3-A1 466247FZ1 SEN 5.~~36427~~35763% 7977,~~086~~313,~~600~~159.0053 ~~353~~345,~~534~~179.8860 1644,~~773,440~~359.4794 4-A1 466247GA5 SEN 3.43000% 2019,~~000~~777,~~000~~818.0060 5756,~~166~~531.6760 ~~222~~684,~~181~~744.4027 4-A2 466247GB3 SEN 4.85000% 8584,~~646~~412,~~300~~636.0071 ~~346~~341,~~153~~167.8074 13,~~233~~802,~~663~~045.2975 4-A3 466247GC1 SEN 4.~~92778~~92502% 3,~~100~~055,~~082~~427.0091 12,~~730~~540.4304 44137,~~654~~620.0911 4-A4 466247GD9 SEN 4.~~92778~~92502% 24,491,600.00 100,~~574~~518.3004 0.00 4-A5 466247GE7 SEN 4.~~92778~~92502% 1,831,718.00 7,~~521~~517.9271 0.00 4-A6 466247GQ0 SEN 0.~~34660~~34457% 0.00 3029,~~514~~917.1049 0.00 5-A1 466247GF4 SEN 3.~~12901~~12144% 15,~~580~~225,~~500~~256.0052 4039,~~626~~603.3596 ~~355~~1,~~243~~590,159.4802 AR 466247GG2 SEN 5.~~22851~~22504% ~~100~~0.00 50.9632 ~~100~~0.00 B1 466247GH0 SUB 4.~~95118~~94685% 6,~~102~~098,~~400~~736.0022 25,~~178~~141.3726 3,~~663~~688.7855 B2 466247GJ6 SUB 4.~~95118~~94685% 3,~~704~~702,~~900~~675.0064 15,~~286~~263.3481 2,~~224~~239.3640 B3 466247GK3 SUB 4.~~95118~~94685% 1,~~961~~960,~~400~~222.0041 8,~~092~~080.7077 1,~~177~~185.5955 B4 466247GL1 SUB 4.~~95118~~94685% 1,~~307~~306,~~600~~814.0094 5,~~395~~387.1318 ~~785~~790.0637 B5 466247GM9 SUB 4.~~95118~~94685% 653,~~800~~407.0047 2,~~697~~693.5759 ~~392~~395.5318 B6 466247GN7 SUB 4.~~95118~~94685% 1,~~525~~524,~~686~~770.00 6,~~294~~285.9567 ~~916~~922.0019 Totals ~~435~~429,~~871~~505,~~252~~770.0051 1,~~798~~770,~~403~~849.1632 69,~~365~~996,~~481~~666.4987

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-A1 0.00 6462,~~312~~499,~~900~~633.3779 ~~363~~2,~~482~~089,276.9611 0.00 1-A2 0.00 2,~~381~~314,~~640~~491.5249 1377,~~616~~526.5714 0.00 1-A3 0.00 0.00 4,~~213~~209.6184 0.00 2-A1 0.00 4746,~~420~~933,~~545~~248.5756 1676,~~222,968~~431.1908 0.00 2-A2 0.00 7271,~~329~~586,~~594~~329.0986 1996,~~828,855~~417.2181 0.00 2-A3 0.00 1,~~706~~689,~~846~~306.0134 4424,~~019~~347.2934 0.00 2-A4 0.00 0.00 3635,~~513~~328.3076 0.00 3-A1 0.00 7776,~~313~~668,~~159~~799.5359 2989,~~126,975~~539.3554 0.00 4-A1 0.00 19,~~777~~093,~~818~~074.6033 ~~279~~741,~~348~~275.0787 0.00 4-A2 0.00 8480,~~412~~610,~~636~~590.7196 14,~~579~~143,~~817~~213.0949 0.00 4-A3 0.00 32,~~055~~917,~~427~~807.9180 57150,~~384~~160.5215 0.00 4-A4 0.00 24,491,600.00 100,~~574~~518.3004 0.00 4-A5 0.00 1,831,718.00 7,~~521~~517.9271 0.00 4-A6 0.00 0.00 3029,~~514~~917.1049 0.00 5-A1 0.00 1513,~~225~~635,~~256~~097.5251 ~~395~~1,~~869~~629,762.8398 0.00 AR 0.00 0.00 ~~105~~0.9632 0.00 B1 0.00 6,~~098~~095,~~736~~047.2267 28,~~842~~829.1581 0.00 B2 0.00 3,~~702~~700,~~675~~436.6424 17,~~510~~503.7021 0.00 B3 0.00 1,~~960~~959,~~222~~036.4185 9,~~270~~266.2932 0.00 B4 0.00 1,306,~~814~~024.9457 6,~~180~~177.1955 0.00 B5 0.00 653,~~407~~012.4728 3,~~090~~088.1077 0.00 B6 0.00 1,~~524~~523,~~770~~847.0081 7,~~210~~207.9586 0.00 Totals 0.00 ~~429~~419,~~505~~509,~~770~~103.5165 811,~~163~~767,~~884~~516.6519 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A1 64,400,000.00 64,~~400~~312,~~000~~900.0037 72,~~071~~545.7433 151,~~027~~740,721.8825 0.00 0.00 1-A2 2,384,866.00 2,~~384~~381,~~866~~640.0052 2,~~668~~686.9750 ~~556~~64,462.5153 0.00 0.00 1-A3 0.00 0.00 0.00 0.00 0.00 0.00 2-A1 48,450,000.00 4847,~~450~~420,~~000~~545.0057 37,~~621~~218.5100 ~~991~~450,~~832~~079.9202 0.00 0.00 2-A2 73,899,800.00 7372,~~899~~329,~~800~~594.0009 5756,~~383~~767.3386 1686,~~512,822~~496.5837 0.00 0.00 2-A3 1,743,900.00 1,~~743~~706,~~900~~846.0001 1,~~354~~339.1462 3516,~~699~~200.8406 0.00 0.00 2-A4 0.00 0.00 0.00 0.00 0.00 0.00 3-A1 79,086,600.00 7977,~~086~~313,~~600~~159.0053 1716,~~092~~365.2171 1627,~~756,348~~994.2623 0.00 0.00 4-A1 20,000,000.00 2019,~~000~~777,~~000~~818.0060 5,~~812~~833.0420 ~~216~~678,~~369~~911.3607 0.00 0.00 4-A2 85,646,300.00 8584,~~646~~412,~~300~~636.0071 32,~~271~~388.3985 13,~~201~~769,~~391~~656.9189 0.00 0.00 4-A3 3,100,082.00 3,~~100~~055,~~082~~427.0091 1,~~168~~172.1136 43136,~~485~~447.9876 0.00 0.00 4-A4 24,491,600.00 24,491,600.00 0.00 0.00 0.00 0.00 4-A5 1,831,718.00 1,831,718.00 0.00 0.00 0.00 0.00 4-A6 0.00 0.00 0.00 0.00 0.00 0.00 5-A1 15,580,500.00 15,~~580~~225,~~500~~256.0052 2524,~~004~~573.2627 ~~330~~1,~~239~~565,585.2275 0.00 0.00 AR 100.00 ~~100~~0.00 820.7500 170.2500 0.00 0.00 B1 6,102,400.00 6,~~102~~098,~~400~~736.0022 3,~~663~~688.7855 0.00 0.00 0.00 B2 3,704,900.00 3,~~704~~702,~~900~~675.0064 2,~~224~~239.3640 0.00 0.00 0.00 B3 1,961,400.00 1,~~961~~960,~~400~~222.0041 1,~~177~~185.5955 0.00 0.00 0.00 B4 1,307,600.00 1,~~307~~306,~~600~~814.0094 ~~785~~790.0637 0.00 0.00 0.00 B5 653,800.00 653,~~800~~407.0047 ~~392~~395.5318 0.00 0.00 0.00 B6 1,525,686.00 1,~~525~~524,~~686~~770.00 ~~916~~922.0019 0.00 0.00 0.00 Totals 435,871,252.00 ~~435~~429,~~871~~505,~~252~~770.0051 ~~261~~260,~~689~~111.7794 69,~~103~~736,~~791~~554.7193 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A1 871,~~099~~813,266.6358 6462,~~312~~499,~~900~~633.3779 0.~~99864752~~97049121 871,~~099~~813,266.6358 1-A2 367,~~225~~149.4803 2,~~381~~314,~~640~~491.5249 0.~~99864752~~97049121 367,~~225~~149.4803 1-A3 0.00 0.00 0.00000000 0.00 2-A1 1487,~~029,454~~297.4302 4746,~~420~~933,~~545~~248.5756 0.~~97875223~~96869450 1487,~~029,454~~297.4302 2-A2 1743,~~570,205~~264.9123 7271,~~329~~586,~~594~~329.0986 0.~~97875223~~96869450 1743,~~570,205~~264.9123 2-A3 3717,~~053~~539.9968 1,~~706~~689,~~846~~306.0134 0.~~97875223~~96869450 3717,~~053~~539.9968 2-A4 0.00 0.00 0.00000000 0.00 3-A1 1644,~~773,440~~359.4794 7776,~~313~~668,~~159~~799.5359 0.~~97757597~~96942844 1644,~~773,440~~359.4794 4-A1 ~~222~~684,~~181~~744.4027 19,~~777~~093,~~818~~074.6033 0.~~98889093~~95465372 ~~222~~684,~~181~~744.4027 4-A2 13,~~233~~802,~~663~~045.2975 8480,~~412~~610,~~636~~590.7196 0.~~98559584~~94120343 13,~~233~~802,~~663~~045.2975 4-A3 44137,~~654~~620.0911 32,~~055~~917,~~427~~807.9180 0.~~98559584~~94120343 44137,~~654~~620.0911 4-A4 0.00 24,491,600.00 1.00000000 0.00 4-A5 0.00 1,831,718.00 1.00000000 0.00 4-A6 0.00 0.00 0.00000000 0.00 5-A1 ~~355~~1,~~243~~590,159.4802 1513,~~225~~635,~~256~~097.5251 0.~~97719948~~87513864 ~~355~~1,~~243~~590,159.4802 AR ~~100~~0.00 0.00 0.00000000 ~~100~~0.00 B1 3,~~663~~688.7855 6,~~098~~095,~~736~~047.2267 0.~~99939962~~99879517 3,~~663~~688.7855 B2 2,~~224~~239.3640 3,~~702~~700,~~675~~436.6424 0.~~99939962~~99879517 2,~~224~~239.3640 B3 1,~~177~~185.5955 1,~~960~~959,~~222~~036.4185 0.~~99939962~~99879517 1,~~177~~185.5955 B4 ~~785~~790.0637 1,306,~~814~~024.9457 0.~~99939962~~99879517 ~~785~~790.0637 B5 ~~392~~395.5318 653,~~407~~012.4728 0.~~99939962~~99879517 ~~392~~395.5318 B6 ~~916~~922.0019 1,~~524~~523,~~770~~847.0081 0.~~99939961~~99879517 ~~916~~922.0019 Totals 69,~~365~~996,~~481~~666.4987 ~~429~~419,~~505~~509,~~770~~103.5165 0.~~98539596~~96246105 69,~~365~~996,~~481~~666.4987

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A1 64,400,000.00 ~~1000~~998.~~00000000~~64752127 1.~~11912640~~12648028 027.~~23335217~~02983307 0.00000000 1-A2 2,384,866.00 ~~1000~~998.~~00000000~~64752150 1.~~11912787~~12647838 027.~~23335064~~02983312 0.00000000 1-A3 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A1 48,450,000.00 ~~1000~~978.~~00000000~~75223055 0.~~77650175~~76817337 209.~~47126770~~28955666 0.00000000 2-A2 73,899,800.00 ~~1000~~978.~~00000000~~75223059 0.~~77650183~~76817339 209.~~47126758~~28955653 0.00000000 2-A3 1,743,900.00 ~~1000~~978.~~00000000~~75222777 0.~~77650095~~76817478 209.~~47126555~~28955789 0.00000000 2-A4 0.00 0.00000000 0.00000000 0.00000000 0.00000000 3-A1 79,086,600.00 ~~1000~~977.~~00000000~~57596774 0.~~21612018~~20693404 227.~~20791209~~94058956 0.00000000 4-A1 20,000,000.00 ~~1000~~988.~~00000000~~89093000 0.~~29060200~~29166000 1033.~~81846800~~94555350 0.00000000 4-A2 85,646,300.00 ~~1000~~985.~~00000000~~59583671 0.~~37679841~~37816987 1444.~~02736499~~01424101 0.00000000 4-A3 3,100,082.00 ~~1000~~985.~~00000000~~59583585 0.~~37679971~~37817064 1444.~~02736444~~01424220 0.00000000 4-A4 24,491,600.00 1000.00000000 0.00000000 0.00000000 0.00000000 4-A5 1,831,718.00 1000.00000000 0.00000000 0.00000000 0.00000000 4-A6 0.00 0.00000000 0.00000000 0.00000000 0.00000000 5-A1 15,580,500.00 ~~1000~~977.~~00000000~~19948140 1.~~60484323~~57718109 21100.~~19567536~~48366548 0.00000000 AR 100.00 ~~1000~~0.00000000 ~~827~~0.~~50000000~~00000000 ~~172~~0.~~50000000~~00000000 0.00000000 B1 6,102,400.00 ~~1000~~999.~~00000000~~39961654 0.~~60038346~~60444251 0.00000000 0.00000000 B2 3,704,900.00 ~~1000~~999.~~00000000~~39961672 0.~~60038328~~60444276 0.00000000 0.00000000 B3 1,961,400.00 ~~1000~~999.~~00000000~~39961762 0.~~60038238~~60444071 0.00000000 0.00000000 B4 1,307,600.00 ~~1000~~999.~~00000000~~39961762 0.~~60038238~~60444325 0.00000000 0.00000000 B5 653,800.00 ~~1000~~999.~~00000000~~39961762 0.~~60038238~~60443561 0.00000000 0.00000000 B6 1,525,686.00 ~~1000~~999.~~00000000~~39961434 0.~~60038566~~60444285 0.00000000 0.00000000

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A1 0.00000000 128.~~35247873~~15631335 ~~998~~970.~~64752127~~49120792 0.~~99864752~~97049121 128.~~35247873~~15631335 1-A2 0.00000000 128.~~35247850~~15631151 ~~998~~970.~~64752150~~49120999 0.~~99864752~~97049121 128.~~35247850~~15631151 1-A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A1 0.00000000 2110.~~24776945~~05773003 ~~978~~968.~~75223055~~69450072 0.~~97875223~~96869450 2110.~~24776945~~05773003 2-A2 0.00000000 2110.~~24776941~~05772993 ~~978~~968.~~75223059~~69450066 0.~~97875223~~96869450 2110.~~24776941~~05772993 2-A3 0.00000000 2110.~~24777223~~05773267 ~~978~~968.~~75222777~~69450083 0.~~97875223~~96869450 2110.~~24777223~~05773267 2-A4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-A1 0.00000000 228.~~42403226~~14752360 ~~977~~969.~~57596774~~42844414 0.~~97757597~~96942844 228.~~42403226~~14752360 4-A1 0.00000000 1134.~~10907000~~23721350 ~~988~~954.~~89093000~~65371650 0.~~98889093~~95465372 1134.~~10907000~~23721350 4-A2 0.00000000 1444.~~40416329~~39241100 ~~985~~941.~~59583671~~20342572 0.~~98559584~~94120343 1444.~~40416329~~39241100 4-A3 0.00000000 1444.~~40416415~~39240962 ~~985~~941.~~59583585~~20342623 0.~~98559584~~94120343 1444.~~40416415~~39240962 4-A4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 4-A5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 4-A6 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 5-A1 0.00000000 22102.~~80051860~~06084657 ~~977~~875.~~19948140~~13863547 0.~~97719948~~87513864 22102.~~80051860~~06084657 AR 0.00000000 ~~1,000~~0.00000000 0.00000000 0.00000000 ~~1,000~~0.00000000 B1 0.00000000 0.~~60038346~~60444251 ~~999~~998.~~39961654~~79517403 0.~~99939962~~99879517 0.~~60038346~~60444251 B2 0.00000000 0.~~60038328~~60444276 ~~999~~998.~~39961672~~79517396 0.~~99939962~~99879517 0.~~60038328~~60444276 B3 0.00000000 0.~~60038238~~60444071 ~~999~~998.~~39961762~~79517182 0.~~99939962~~99879517 0.~~60038238~~60444071 B4 0.00000000 0.~~60038238~~60444325 ~~999~~998.~~39961762~~79517437 0.~~99939962~~99879517 0.~~60038238~~60444325 B5 0.00000000 0.~~60038238~~60443561 ~~999~~998.~~39961762~~79516672 0.~~99939962~~99879517 0.~~60038238~~60443561 B6 0.00000000 0.~~60038566~~60444285 ~~999~~998.~~39961434~~79517148 0.~~99939961~~99879517 0.~~60038566~~60444285 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A1 64,400,000.00 5.15000% 64,~~400~~312,~~000~~900.0037 276,~~383~~009.3353 0.00 0.00 1-A2 2,384,866.00 5.~~22851~~22855% 2,~~384~~381,~~866~~640.0052 10,~~391~~377.0911 0.00 0.00 1-A3 0.00 0.~~07851~~07855% 64,~~400~~312,~~000~~900.0037 4,~~213~~209.6184 0.00 0.00 2-A1 48,450,000.00 4.~~79291~~78613% 4847,~~450~~420,~~000~~545.0057 ~~193~~189,~~513~~134.7606 0.00 0.00 2-A2 73,899,800.00 4.20000% 7372,~~899~~329,~~800~~594.0009 ~~258~~253,~~649~~153.3058 0.00 0.00 2-A3 1,743,900.00 4.~~79291~~78613% 1,~~743~~706,~~900~~846.0001 6,~~965~~807.3066 0.00 0.00 2-A4 0.00 0.~~59291~~58613% 7372,~~899~~329,~~800~~594.0009 3635,~~513~~328.3076 0.00 0.00 3-A1 79,086,600.00 5.~~36427~~35763% 7977,~~086~~313,~~600~~159.0053 ~~353~~345,~~534~~179.8860 0.00 0.00 4-A1 20,000,000.00 3.43000% 2019,~~000~~777,~~000~~818.0060 5756,~~166~~531.6760 0.00 0.00 4-A2 85,646,300.00 4.85000% 8584,~~646~~412,~~300~~636.0071 ~~346~~341,~~153~~167.8074 0.00 0.00 4-A3 3,100,082.00 4.~~92778~~92502% 3,~~100~~055,~~082~~427.0091 12,~~730~~540.4304 0.00 0.00 4-A4 24,491,600.00 4.~~92778~~92502% 24,491,600.00 100,~~574~~518.3004 0.00 0.00 4-A5 1,831,718.00 4.~~92778~~92502% 1,831,718.00 7,~~521~~517.9271 0.00 0.00 4-A6 0.00 0.~~34660~~34457% ~~105~~104,~~646~~190,~~300~~455.0031 3029,~~514~~917.1049 0.00 0.00 5-A1 15,580,500.00 3.~~12901~~12144% 15,~~580~~225,~~500~~256.0052 4039,~~626~~603.3596 0.00 0.00 AR 100.00 5.~~22851~~22504% ~~100~~0.00 0.4400 0.00 0.00 B1 6,102,400.00 4.~~95118~~94685% 6,~~102~~098,~~400~~736.0022 25,~~178~~141.3726 0.00 0.00 B2 3,704,900.00 4.~~95118~~94685% 3,~~704~~702,~~900~~675.0064 15,~~286~~263.3481 0.00 0.00 B3 1,961,400.00 4.~~95118~~94685% 1,~~961~~960,~~400~~222.0041 8,~~092~~080.7077 0.00 0.00 B4 1,307,600.00 4.~~95118~~94685% 1,~~307~~306,~~600~~814.0094 5,~~395~~387.1318 0.00 0.00 B5 653,800.00 4.~~95118~~94685% 653,~~800~~407.0047 2,~~697~~693.5759 0.00 0.00 B6 1,525,686.00 4.~~95118~~94685% 1,~~525~~524,~~686~~770.00 6,~~294~~285.9567 0.00 0.00 Totals 435,871,252.00 1,~~798~~770,~~397~~849.6400 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A1 0.00 0.00 276,~~383~~009.3353 0.00 6462,~~312~~499,~~900~~633.3779 1-A2 0.00 0.00 10,~~391~~377.0911 0.00 2,~~381~~314,~~640~~491.5249 1-A3 0.00 0.00 4,~~213~~209.6184 0.00 6462,~~312~~499,~~900~~633.3779 2-A1 0.00 0.00 ~~193~~189,~~513~~134.7606 0.00 4746,~~420~~933,~~545~~248.5756 2-A2 0.00 0.00 ~~258~~253,~~649~~153.3058 0.00 7271,~~329~~586,~~594~~329.0986 2-A3 0.00 0.00 6,~~965~~807.3066 0.00 1,~~706~~689,~~846~~306.0134 2-A4 0.00 0.00 3635,~~513~~328.3076 0.00 7271,~~329~~586,~~594~~329.0986 3-A1 0.00 0.00 ~~353~~345,~~534~~179.8860 0.00 7776,~~313~~668,~~159~~799.5359 4-A1 0.00 0.00 5756,~~166~~531.6760 0.00 19,~~777~~093,~~818~~074.6033 4-A2 0.00 0.00 ~~346~~341,~~153~~167.8074 0.00 8480,~~412~~610,~~636~~590.7196 4-A3 0.00 0.00 12,~~730~~540.4304 0.00 32,~~055~~917,~~427~~807.9180 4-A4 0.00 0.00 100,~~574~~518.3004 0.00 24,491,600.00 4-A5 0.00 0.00 7,~~521~~517.9271 0.00 1,831,718.00 4-A6 0.00 0.00 3029,~~514~~917.1049 0.00 ~~104~~99,~~190~~703,~~455~~665.3129 5-A1 0.00 0.00 4039,~~626~~603.3596 0.00 1513,~~225~~635,~~256~~097.5251 AR 0.00 0.00 50.9632 0.00 0.00 B1 0.00 0.00 25,~~178~~141.3726 0.00 6,~~098~~095,~~736~~047.2267 B2 0.00 0.00 15,~~286~~263.3481 0.00 3,~~702~~700,~~675~~436.6424 B3 0.00 0.00 8,~~092~~080.7077 0.00 1,~~960~~959,~~222~~036.4185 B4 0.00 0.00 5,~~395~~387.1318 0.00 1,306,~~814~~024.9457 B5 0.00 0.00 2,~~697~~693.5759 0.00 653,~~407~~012.4728 B6 0.00 0.00 6,~~294~~285.9567 0.00 1,~~524~~523,~~770~~847.0081 Totals 0.00 0.00 1,~~798~~770,~~403~~849.1632 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A1 64,400,000.00 5.15000% ~~1000~~998.~~00000000~~64752127 4.~~29166661~~28586227 0.00000000 0.00000000 1-A2 2,384,866.00 5.~~22851~~22855% ~~1000~~998.~~00000000~~64752150 4.~~35709595~~35123399 0.00000000 0.00000000 1-A3 0.00 0.~~07851~~07855% ~~1000~~998.~~00000000~~64752127 0.~~06542873~~06537019 0.00000000 0.00000000 2-A1 48,450,000.00 4.~~79291~~78613% ~~1000~~978.~~00000000~~75223055 3.~~99409205~~90369577 0.00000000 0.00000000 2-A2 73,899,800.00 4.20000% ~~1000~~978.~~00000000~~75223059 3.~~50000000~~42563282 0.00000000 0.00000000 2-A3 1,743,900.00 4.~~79291~~78613% ~~1000~~978.~~00000000~~75222777 3.~~99409370~~90369861 0.00000000 0.00000000 2-A4 0.00 0.~~59291~~58613% ~~1000~~978.~~00000000~~75223059 0.~~49409200~~47806300 0.00000000 0.00000000 3-A1 79,086,600.00 5.~~36427~~35763% ~~1000~~977.~~00000000~~57596774 4.~~47022479~~36457756 0.00000000 0.00000000 4-A1 20,000,000.00 3.43000% ~~1000~~988.~~00000000~~89093000 2.~~85833350~~82658000 0.00000000 0.00000000 4-A2 85,646,300.00 4.85000% ~~1000~~985.~~00000000~~59583671 43.~~04166672~~98344984 0.00000000 0.00000000 4-A3 3,100,082.00 4.~~92778~~92502% ~~1000~~985.~~00000000~~59583585 4.~~10648170~~04506719 0.00000000 0.00000000 4-A4 24,491,600.00 4.~~92778~~92502% 1000.00000000 4.~~10648141~~10418429 0.00000000 0.00000000 4-A5 1,831,718.00 4.~~92778~~92502% 1000.00000000 4.~~10648364~~10418525 0.00000000 0.00000000 4-A6 0.00 0.~~34660~~34457% ~~1000~~986.~~00000000~~21963391 0.~~28883264~~28318540 0.00000000 0.00000000 5-A1 15,580,500.00 3.~~12901~~12144% ~~1000~~977.~~00000000~~19948140 2.~~60751260~~54189275 0.00000000 0.00000000 AR 100.00 5.~~22851~~22504% ~~1000~~0.00000000 40.~~40000000~~00000000 0.00000000 0.00000000 B1 6,102,400.00 4.~~95118~~94685% ~~1000~~999.~~00000000~~39961654 4.~~12597830~~11989709 0.00000000 0.00000000 B2 3,704,900.00 4.~~95118~~94685% ~~1000~~999.~~00000000~~39961672 4.~~12597911~~11989797 0.00000000 0.00000000 B3 1,961,400.00 4.~~95118~~94685% ~~1000~~999.~~00000000~~39961762 4.~~12598144~~11989905 0.00000000 0.00000000 B4 1,307,600.00 4.~~95118~~94685% ~~1000~~999.~~00000000~~39961762 4.~~12597889~~11989905 0.00000000 0.00000000 B5 653,800.00 4.~~95118~~94685% ~~1000~~999.~~00000000~~39961762 4.~~12598654~~11989905 0.00000000 0.00000000 B6 1,525,686.00 4.~~95118~~94685% ~~1000~~999.~~00000000~~39961434 4.~~12598005~~11989754 0.00000000 0.00000000 (5) Per $1 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A1 0.00000000 0.00000000 4.~~29166661~~28586227 0.00000000 ~~998~~970.~~64752127~~49120792 1-A2 0.00000000 0.00000000 4.~~35709595~~35123399 0.00000000 ~~998~~970.~~64752150~~49120999 1-A3 0.00000000 0.00000000 0.~~06542873~~06537019 0.00000000 ~~998~~970.~~64752127~~49120792 2-A1 0.00000000 0.00000000 3.~~99409205~~90369577 0.00000000 ~~978~~968.~~75223055~~69450072 2-A2 0.00000000 0.00000000 3.~~50000000~~42563282 0.00000000 ~~978~~968.~~75223059~~69450066 2-A3 0.00000000 0.00000000 3.~~99409370~~90369861 0.00000000 ~~978~~968.~~75222777~~69450083 2-A4 0.00000000 0.00000000 0.~~49409200~~47806300 0.00000000 ~~978~~968.~~75223059~~69450066 3-A1 0.00000000 0.00000000 4.~~47022479~~36457756 0.00000000 ~~977~~969.~~57596774~~42844414 4-A1 0.00000000 0.00000000 2.~~85833350~~82658000 0.00000000 ~~988~~954.~~89093000~~65371650 4-A2 0.00000000 0.00000000 43.~~04166672~~98344984 0.00000000 ~~985~~941.~~59583671~~20342572 4-A3 0.00000000 0.00000000 4.~~10648170~~04506719 0.00000000 ~~985~~941.~~59583585~~20342623 4-A4 0.00000000 0.00000000 4.~~10648141~~10418429 0.00000000 1000.00000000 4-A5 0.00000000 0.00000000 4.~~10648364~~10418525 0.00000000 1000.00000000 4-A6 0.00000000 0.00000000 0.~~28883264~~28318540 0.00000000 ~~986~~943.~~21963391~~74971286 5-A1 0.00000000 0.00000000 2.~~60751260~~54189275 0.00000000 ~~977~~875.~~19948140~~13863547 AR 0.00000000 0.00000000 593.~~60000000~~20000000 0.00000000 0.00000000 B1 0.00000000 0.00000000 4.~~12597830~~11989709 0.00000000 ~~999~~998.~~39961654~~79517403 B2 0.00000000 0.00000000 4.~~12597911~~11989797 0.00000000 ~~999~~998.~~39961672~~79517396 B3 0.00000000 0.00000000 4.~~12598144~~11989905 0.00000000 ~~999~~998.~~39961762~~79517182 B4 0.00000000 0.00000000 4.~~12597889~~11989905 0.00000000 ~~999~~998.~~39961762~~79517437 B5 0.00000000 0.00000000 4.~~12598654~~11989905 0.00000000 ~~999~~998.~~39961762~~79516672 B6 0.00000000 0.00000000 4.~~12598005~~11989754 0.00000000 ~~999~~998.~~39961434~~79517148 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 811,~~292~~877,~~698~~397.1908 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 020,210.0082 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 811,~~292~~897,~~698~~607.1990 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~128~~130,~~813~~091.5771 Payment of Interest and Principal 811,~~163~~767,~~884~~516.6219 Total Withdrawals (Pool Distribution Amount) 811,~~292~~897,~~698~~607.1990 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~128~~127,~~813~~407.5731 Master Servicing Fee 2,684.40 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~128~~130,~~813~~091.5771

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 012 0 0 0 012 04,034,966.0086 0.00 0.00 0.00 04,034,966.0086 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 012 0 0 0 012 04,034,966.0086 0.00 0.00 0.00 04,034,966.0086 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 01.~~000000~~174168% 0.000000% 0.000000% 0.000000% 01.~~000000~~174168% 0.~~000000~~961411% 0.000000% 0.000000% 0.000000% 0.~~000000~~961411% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 01.~~000000~~174168% 0.000000% 0.000000% 0.000000% 01.~~000000~~174168% 0.~~000000~~961411% 0.000000% 0.000000% 0.000000% 0.~~000000~~961411%

Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 01 0 0 0 01 0471,518.0077 0.00 0.00 0.00 0471,518.0077 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 01 0 0 0 01 0471,518.0077 0.00 0.00 0.00 0471,518.0077 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~000000~~719424% 0.000000% 0.000000% 0.000000% 0.~~000000~~719424% 0.~~000000~~700809% 0.000000% 0.000000% 0.000000% 0.~~000000~~700809% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~000000~~719424% 0.000000% 0.000000% 0.000000% 0.~~000000~~719424% 0.~~000000~~700809% 0.000000% 0.000000% 0.000000% 0.~~000000~~700809% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 08 0 0 0 08 02,421,048.0009 0.00 0.00 0.00 02,421,048.0009 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 08 0 0 0 08 02,421,048.0009 0.00 0.00 0.00 02,421,048.0009 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 01.~~000000~~895735% 0.000000% 0.000000% 0.000000% 01.~~000000~~895735% 01.~~000000~~940337% 0.000000% 0.000000% 0.000000% 01.~~000000~~940337% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 01.~~000000~~895735% 0.000000% 0.000000% 0.000000% 01.~~000000~~895735% 01.~~000000~~940337% 0.000000% 0.000000% 0.000000% 01.~~000000~~940337% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 02 0 0 0 02 0368,400.00 0.00 0.00 0.00 0368,400.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 02 0 0 0 02 0368,400.00 0.00 0.00 0.00 0368,400.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 01.~~000000~~197605% 0.000000% 0.000000% 0.000000% 01.~~000000~~197605% 0.~~000000~~463095% 0.000000% 0.000000% 0.000000% 0.~~000000~~463095% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 01.~~000000~~197605% 0.000000% 0.000000% 0.000000% 01.~~000000~~197605% 0.~~000000~~463095% 0.000000% 0.000000% 0.000000% 0.~~000000~~463095% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 01 0 0 0 01 0774,000.00 0.00 0.00 0.00 0774,000.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 01 0 0 0 01 0774,000.00 0.00 0.00 0.00 0774,000.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~000000~~396825% 0.000000% 0.000000% 0.000000% 0.~~000000~~396825% 0.~~000000~~578177% 0.000000% 0.000000% 0.000000% 0.~~000000~~578177% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~000000~~396825% 0.000000% 0.000000% 0.000000% 0.~~000000~~396825% 0.~~000000~~578177% 0.000000% 0.000000% 0.000000% 0.~~000000~~578177% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 5 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 020,210.0082

SUBORDINATION LEVEL/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE Current Original $ Original % Current $ Current % Class% Prepayment% Class A 435,871,152.00 99.99997706% ~~429~~419,~~505~~509,~~770~~103.5165 99.99999980% 96.~~450193~~367801% 0.000000% Class 1-A-1 371,471,152.00 85.22497189% ~~365~~357,~~192~~009,~~870~~469.1486 85.~~02630104~~10172152% 14.~~973699~~898278% ~~421~~410.~~817243~~172415% Class 1-A-2 369,086,286.00 84.67782271% ~~362~~354,~~811~~694,~~229~~978.6237 84.~~47179382~~55000727% 0.~~554507~~551714% 15.~~620770~~189538% Class 1-A-3 369,086,286.00 84.67782271% ~~362~~354,~~811~~694,~~229~~978.6237 84.~~47179382~~55000727% 0.000000% 0.000000% Class 2-A-1 320,636,286.00 73.56215500% ~~315~~307,~~390~~761,~~684~~729.0581 73.~~43107010~~36234816% 11.~~040724~~187659% ~~311~~308.~~023196~~013387% Class 2-A-2 246,736,486.00 56.60765303% ~~243~~236,~~061~~175,~~089~~399.9695 56.~~59087867~~29803916% 1617.~~840191~~064309% ~~474~~469.~~397358~~806558% Class 2-A-3 244,992,586.00 56.20755782% ~~241~~234,~~354~~486,~~243~~093.9561 5655.~~19348098~~89535271% 0.~~397398~~402686% 11.~~194909~~086575% Class 2-A-4 244,992,586.00 56.20755782% ~~241~~234,~~354~~486,~~243~~093.9561 5655.~~19348098~~89535271% 0.000000% 0.000000% Class 3-A-1 165,905,986.00 38.06307143% ~~164~~157,~~041~~817,~~084~~294.4202 3837.~~19298723~~61951584% 18.~~000494~~275837% ~~507~~503.~~083705~~161775% Class 4-A-1 145,905,986.00 33.47456051% ~~144~~138,~~263~~724,~~265~~219.8269 33.~~58820194~~06822622% 4.~~604785~~551290% ~~129~~125.~~719308~~303973% Class 4-A-2 60,259,686.00 13.82511137% 5958,~~850~~113,~~629~~628.1173 13.~~93476714~~85276937% 19.~~653435~~215457% ~~553~~529.~~647954~~030952% Class 4-A-3 57,159,604.00 13.11387336% 5655,~~795~~195,~~201~~820.2093 13.~~22338487~~15724029% 0.~~711382~~695529% 2019.~~040026~~148981% Class 4-A-4 32,668,004.00 7.49487466% 3230,~~303~~704,~~601~~220.2093 7.~~52110993~~31908333% 5.~~702275~~838157% 160.~~636189~~733401% Class B-1 9,153,386.00 2.10002058% 9,~~147~~142,~~890~~357.4675 2.~~12986439~~17929901% 1.~~419943~~452900% 40.000561% Class B-2 5,448,486.00 1.25002188% 5,~~445~~441,~~214~~921.8251 1.~~26778618~~29721178% 0.~~862078~~882087% 24.285212% Class B-3 3,487,086.00 0.80002661% 3,~~484~~482,~~992~~884.4166 0.~~81139594~~83022862% 0.~~456390~~466983% 12.856761% Class B-4 2,179,486.00 0.50002977% 2,~~178~~176,~~177~~860.4709 0.~~50713579~~51890652% 0.~~304260~~311322% 8.571174% Class B-5 1,525,686.00 0.35003134% 1,~~524~~523,~~770~~847.0081 0.~~35500571~~36324547% 0.~~152130~~155661% 4.285587% Class B-6 0.00 0.00000000% 0.00 0.00000000% 0.~~355006~~363245% 10.000704% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure

CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 143,180.00 0.03284915% 143,180.00 0.~~03333599~~03413037% Fraud 8,717,425.00 1.99999999% 8,717,425.00 2.~~02964095~~07800615% Special Hazard 4,408,800.00 1.01149135% 4,408,~~800~~799.0098 1.~~02648213~~05094262% Limit of Subordinate's Exposure to Certain Types of Losses

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 5.~~302699~~311056% Weighted Average Net Coupon 4.~~948062~~955091% Weighted Average Pass-Through Rate 4.~~940562~~947591% Weighted Average Maturity(Stepdown Calculation ) ~~357~~356 Beginning Scheduled Collateral Loan Count 1,~~053~~039 Number Of Loans Paid In Full 1417 Ending Scheduled Collateral Loan Count 1,~~039~~022 Beginning Scheduled Collateral Balance ~~435~~429,~~871~~505,~~252~~771.0037 Ending Scheduled Collateral Balance ~~429~~419,~~505~~509,~~771~~104.3750 Ending Actual Collateral Balance at 3130-~~Oct~~Nov-2004 ~~429~~419,~~696~~692,~~879~~342.9769 Monthly P &I Constant 2,~~187~~161,~~768~~052.2079 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Optimal Amount 811,~~091~~695,~~774~~442.7233 Scheduled Principal ~~261~~260,~~689~~111.7694 Unscheduled Principal 69,~~103~~736,~~791~~554.7293

Group Level Collateral Statement Group 1 2 3 Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 5.~~486015~~486051 5.~~098701~~091746 5.~~715804~~710847 Weighted Average Net Rate 05.~~000000~~236051 04.~~000000~~793629 05.~~000000~~365134 Weighted Average Maturity ~~(1)~~356 ~~(1)~~356 ~~(1)~~356 Beginning Loan Count 143 ~~432~~426 ~~172~~168 Loans Paid In Full ~~(143)~~4 ~~(426)~~4 ~~(168)~~1 Ending Loan Count ~~143~~139 ~~426~~422 ~~168~~167 Beginning Scheduled Balance 69,~~207~~114,~~218~~079.7079 ~~128~~125,~~594~~954,~~550~~341.2703 8180,~~955~~181,~~129~~068.1472 Ending scheduled Balance 6967,~~114~~230,~~079~~934.7992 ~~125~~124,~~954~~702,~~341~~710.0336 8079,~~181~~536,~~068~~101.7270 Record Date 1011/3130/2004 1011/3130/2004 1011/3130/2004 Principal And Interest Constant 393,930.4456 ~~646~~633,~~241~~294.5385 ~~408~~398,~~078~~557.3462 Scheduled Principal 77,~~537~~961.2609 9998,~~853~~855.9022 1716,~~712~~972.1679 Unscheduled Principal 151,~~601~~805,183.6578 21,~~540~~152,~~355~~775.3445 1627,~~756,348~~994.2623 Scheduled Interest ~~316~~315,~~393~~969.1847 ~~546~~534,~~387~~439.63 ~~390~~381,~~366~~584.1883 Servicing Fees 14,~~418~~398.1777 31,~~965~~290.4893 23,~~496~~099.1271 Master Servicing Fees ~~432~~431.5596 ~~803~~787.7221 ~~512~~501.2213 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 301,~~542~~138.4674 ~~513~~502,~~618~~361.4349 ~~366,~~357,983.8499 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.~~228515~~228551 4.~~792910~~786129 5.~~364270~~357634

Group Level Collateral Statement Group 4 5 Total Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 5.~~364214~~397763 3.~~511518~~503944 5.~~302699~~311056 Weighted Average Net Rate 04.~~000000~~932522 03.~~000000~~128944 4.~~948062~~955091 Weighted Average Maturity ~~(1)~~358 ~~(1)~~356 ~~357~~356 Beginning Loan Count ~~260~~257 4645 1,~~053~~039 Loans Paid In Full ~~(257)~~5 ~~(45)~~3 ~~(1,039)~~17 Ending Loan Count ~~257~~252 4542 1,~~039~~022 Beginning Scheduled Balance ~~139~~138,~~968~~466,~~693~~771.9652 1615,~~145~~789,~~660~~510.7831 ~~435~~429,~~871~~505,~~252~~771.8537 Ending scheduled Balance ~~138~~133,~~466~~840,~~771~~916.5292 1514,~~789~~198,~~510~~440.3160 ~~429~~419,~~505~~509,~~771~~104.3750 Record Date 1011/3130/2004 1011/3130/2004 1011/3130/2004 Principal And Interest Constant ~~666~~663,~~360~~681.1617 7371,~~157~~588.7359 2,~~187~~161,~~768~~052.2079 Scheduled Principal 40,~~675~~838.1988 25,~~911~~483.2596 ~~261~~260,~~689~~111.7694 Unscheduled Principal 14,~~461~~585,~~247~~015.2572 ~~330~~1,~~239~~565,585.2275 69,~~103~~736,~~791~~554.7293 Scheduled Interest ~~625~~622,~~684~~842.9729 4746,~~246~~104.4863 1,~~926~~900,~~078~~940.4485 Servicing Fees 53,~~888~~683.2868 54,~~045~~934.5222 ~~128~~127,~~813~~407.5731 Master Servicing Fees ~~874~~865.8042 ~~100~~98.9168 2,~~724~~684.2040 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~570~~568,~~921~~293.8919 4241,~~100~~071.0573 1,~~794~~770,~~540~~849.6714 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.~~894711~~925022 3.~~129018~~121444 4.~~940562~~947591

Filing Compare · J.P. Morgan Mortgage Trust 2004-A5