8-K 1 bsa04sd4_dec.txt DECEMBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2004 BEAR STEARNS ASSET BACKED SECURITIES TRUST Asset Backed Certificates, Series 2004-SD4 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-113636-18 54-2162555 Pooling and Servicing Agreement) (Commission 54-2162556 (State or other File Number) 54-2162557 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A., 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2004 a distribution was made to holders of BEAR STEARNS ASSET BACKED SECURITIES TRUST, Asset Backed Certificates, Series 2004-SD4 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset Backed Certificates, Series 2004-SD4 Trust, relating to the December 27, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BEAR STEARNS ASSET BACKED SECURITIES TRUST Asset Backed Certificates, Series 2004-SD4 Trust (Registrant) By: Wells Fargo Bank, N.A. as Securities Administrator By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 12/30/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset Backed Certificates, Series 2004-SD4 Trust, relating to the December 27, 2004 distribution. EX-99.1

~~Effective~~Bear ~~August~~Stearns ~~23rd,~~Asset Backed Securities Asset Backed Certificates Record Date: 11/30/2004 ~~OMB~~Distribution ~~APPROVAL~~Date: ~~OMB~~12/27/2004 ~~Number~~Bear Stearns Asset Backed Securities Asset Backed Certificates Series 2004-SD4 Contact: ~~3235~~Customer Service -~~0060~~ ~~Expires~~CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: ~~March~~(301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-1 073879MC9 SEN 2.63000% 157,408,728.65 356,487.05 6,508,717.33 A-2 073879MF2 SEN 2.73000% 17,489,956.31 41,115.97 ~~2005~~723,194.85 ~~Estimated~~M-1 ~~average~~073879MD7 ~~burden~~MEZ ~~hours~~2.83000% ~~per~~7,736,000.00 ~~response~~18,852.20 0.00 M-2 073879ME5 MEZ 3.2843000% 6,311,000.00 18,640.24 0.00 B 073879MG0 SUB 4.68000% 5,191,000.00 20,919.73 0.00 B-IO 073879MK1 SEN 0.00000% 0.00 0.00 0.00 R-1 073879MH8 RES 0.00000% 0.00 0.00 0.00 R-2 073879MJ4 RES 0.00000% 0.00 0.00 0.00 Totals 194,136,684.96 456,015.19 7,231,912.18

~~UNITED~~Certificateholder ~~STATES SECURITIES~~Distribution ~~AND~~Summary ~~EXCHANGE~~(continued) ~~COMMISSION Washington~~Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A-1 0.00 150,900,011.31 D6,865,204.C38 0.00 ~~20549~~A-2 0.00 16,766,761.47 764,310.82 0.00 M-1 0.00 7,736,000.00 18,852.20 0.00 M-2 0.00 6,311,000.00 18,640.24 0.00 B 0.00 5,191,000.00 20,919.73 0.00 B-IO 0.00 0.00 0.00 0.00 R-1 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 Totals 0.00 186,904,772.78 7,687,927.37 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

~~FORM~~Principal 8Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-K1 161,318,700.00 157,408,728.65 0.00 6,508,717.33 0.00 0.00 A-2 17,924,400.00 17,489,956.31 0.00 723,194.85 0.00 0.00 M-1 7,736,000.00 7,736,000.00 0.00 0.00 0.00 0.00 M-2 6,311,000.00 6,311,000.00 0.00 0.00 0.00 0.00 B 5,191,000.00 5,191,000.00 0.00 0.00 0.00 0.00 B-IO 0.00 0.00 0.00 0.00 0.00 0.00 R-1 50.00 0.00 0.00 0.00 0.00 0.00 R-2 50.00 0.00 0.00 0.00 0.00 0.00 Totals 198,481,200.00 194,136,684.96 0.00 7,231,912.18 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

~~CURRENT~~Principal ~~REPORT PURSUANT~~Distribution TOStatement ~~SECTION~~(continued) 13Total OREnding ~~15(d)~~Ending OFTotal ~~THE~~Principal ~~SECURITIES~~Certificate ~~AND~~Certificate ~~EXCHANGE~~Principal ~~ACT~~Class OFReduction ~~1934~~Balance Percentage Distribution A-1 6,508,717.33 150,900,011.31 0.93541549 6,508,717.33 A-2 723,194.85 16,766,761.47 0.93541549 723,194.85 M-1 0.00 7,736,000.00 1.00000000 0.00 M-2 0.00 6,311,000.00 1.00000000 0.00 B 0.00 5,191,000.00 1.00000000 0.00 B-IO 0.00 0.00 0.00000000 0.00 R-1 0.00 0.00 0.00000000 0.00 R-2 0.00 0.00 0.00000000 0.00 Totals 7,231,912.18 186,904,772.78 0.94167494 7,231,912.18

~~Date~~Principal ofDistribution ~~Report~~Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (~~Date~~2) ofAmount ~~earliest~~Balance ~~event~~Distribution ~~reported~~Distribution Accretion A-1 161,318,700.00 975.76244199 0.00000000 40.34694880 0.00000000 A-2 17,924,400.00 975.76244170 0.00000000 40.34694885 0.00000000 M-1 7,736,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-2 6,311,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B 5,191,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-1 50.00 0.00000000 0.00000000 0.00000000 0.00000000 R-2 50.00 0.00000000 0.00000000 0.00000000 0.00000000 2) ~~November~~ 19All Classes are per $1,000 ~~2004~~denomination.

~~Bear~~Principal ~~Stearns Asset~~Distribution ~~Backed~~Factors ~~Securities~~Statement I(continued) ~~LLC~~ Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (~~Exact~~3) ~~name~~Reduction ofBalance ~~Registrant~~Percentage asDistribution ~~specified~~A-1 in0.00000000 ~~its~~40.34694880 ~~charter~~935.41549312 0.93541549 40.34694880 A-2 0.00000000 40.34694885 935.41549341 0.93541549 40.34694885 M-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

~~Delaware~~Interest ~~(State~~Distribution orStatement ~~other~~Beginning ~~jurisdiction~~Payment of ~~incorporation)~~Original ~~333~~Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-~~113636~~1 ~~(Commission~~161,318,700.00 ~~file~~2.63000% ~~number)~~157,408,728.65 356,487.05 0.00 0.00 A-2 17,924,400.00 2.73000% 17,489,956.31 41,115.97 0.00 0.00 M-1 7,736,000.00 2.83000% 7,736,000.00 18,852.20 0.00 0.00 M-~~0842986~~2 (I6,311,000.00 3.43000% 6,311,000.00 18,640.24 0.00 0.00 B 5,191,000.00 4.68000% 5,191,000.00 20,919.73 0.00 0.00 B-IO 0.00 0.00000% 199,225,986.64 0.00 0.00 0.00 R-1 50.S00 0.00000% ~~employer~~0.00 ~~identification~~0.00 no0.)00 0.00 R-2 50.00 0.00000% 0.00 0.00 0.00 0.00 Totals 198,481,200.00 456,015.19 0.00 0.00

~~383~~Interest ~~Madison~~Distribution ~~Avenue~~Statement ~~New~~(continued) ~~York,~~Remaining ~~New~~Ending ~~York~~Non-Supported ~~(Address~~Total ofUnpaid ~~principal~~Certificate/ ~~executive~~Interest ~~offices)~~Realized ~~10179~~Interest Interest Notional Class Shortfall Losses (~~ZIP~~4) ~~Code~~Distribution Shortfall Balance A-1 0.00 0.00 356,487.05 0.00 150,900,011.31 A-2 0.00 0.00 41,115.97 0.00 16,766,761.47 M-1 0.00 0.00 18,852.20 0.00 7,736,000.00 M-2 0.00 0.00 18,640.24 0.00 6,311,000.00 B 0.00 0.00 20,919.73 0.00 5,191,000.00 B-IO 0.00 0.00 0.00 0.00 192,362,225.71 R-1 0.00 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 456,015.19 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

~~Registrant's~~Interest ~~telephone~~Distribution ~~number,~~Factors ~~including~~Statement ~~area code~~Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (~~212~~5) ~~272~~Amount Rate Balance Interest Shortfall Shortfall A-~~2000~~1 161,318,700.00 2.63000% 975.76244199 2.20983091 0.00000000 0.00000000 A-2 17,924,400.00 2.73000% 975.76244170 2.29385475 0.00000000 0.00000000 M-1 7,736,000.00 2.83000% 1000.00000000 2.43694416 0.00000000 0.00000000 M-2 6,311,000.00 3.43000% 1000.00000000 2.95361116 0.00000000 0.00000000 B 5,191,000.00 4.68000% 1000.00000000 4.03000000 0.00000000 0.00000000 B-IO 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-1 50.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-2 50.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 5) All Classes are per $1,000 denomination.

NInterest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A -1 0.00000000 0.00000000 2.20983091 0.00000000 935.41549312 A-2 0.00000000 0.00000000 2.29385475 0.00000000 935.41549341 M-1 0.00000000 0.00000000 2.43694416 0.00000000 1000.00000000 M-2 0.00000000 0.00000000 2.95361116 0.00000000 1000.00000000 B 0.00000000 0.00000000 4.03000000 0.00000000 1000.00000000 B-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (~~Former~~6) ~~name~~Amount orDoes ~~former~~Not ~~address~~Include Excess Special Hazard, ifBankruptcy,or ~~changed~~Fraud ~~since~~Losses ~~last~~Unless ~~report)~~Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

~~Check~~CERTIFICATEHOLDER ~~the~~ACCOUNT ~~appropriate~~STATEMENT ~~box~~CERTIFICATE ~~below~~ACCOUNT ifBeginning ~~the~~Balance ~~Form~~0.00 ~~8-K~~Deposits ~~filing is~~Payments ~~intended~~of toInterest ~~simultaneously~~and ~~satisfy~~Principal ~~the~~7,815,105.88 ~~filing~~Liquidations, ~~obligation~~Insurance ~~of the~~Proceeds, ~~registrant~~Reserve ~~under~~Funds ~~any~~0.00 ofProceeds ~~the~~from ~~following~~Repurchased ~~provisions~~Loans ~~(see~~0.00 ~~General~~Other ~~Instruction~~Amounts ~~A.2.~~(Servicer ~~below~~Advances)~~: [ ]~~ ~~Written~~236,684.04 ~~communications~~Realized ~~pursuant~~Loss to(Gains, ~~Rule~~Subsequent ~~425~~Expenses ~~under~~& ~~the~~Recoveries) ~~Securities Act~~0.00 ~~(17~~Prepayment ~~CFR~~Penalties ~~230~~0.~~425) [ ]~~00 ~~Soliciting~~Total ~~material~~Deposits ~~pursuant~~8,051,789.92 toWithdrawals ~~Rule~~Reimbursement ~~14a-12~~for ~~under~~Servicer ~~the~~Advances ~~Exchange Act (17 CFR 240~~279,191.~~14a-12) [ ]~~50 ~~Pre-commencement~~Payment ~~communications~~of ~~pursuant~~Service toFee ~~Rule~~84,671.05 ~~14d-2(b) under~~Payment ~~the~~of ~~Exchange~~Interest ~~Act~~and ~~(17~~Principal ~~CFR 240~~7,687,927.~~14d-2(b)) [ ]~~37 ~~Pre-commencement~~Total ~~communications~~Withdrawals ~~pursuant~~(Pool toDistribution ~~Rule 13e-4(c~~Amount) ~~under the~~8,051,789.92 ~~Exchange~~Ending ~~Act~~Balance ~~(17 CFR 240~~0.~~13e-4(c))~~00

~~Item~~PREPAYMENT/CURTAILMENT 8INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.~~01 Other~~00 ~~Events~~Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00

~~Bear~~SERVICING ~~Stearns~~FEES ~~Asset~~Gross ~~Backed~~Servicing ~~Securities~~Fee ~~I LLC~~83,010.83 asMaster ~~depositor~~Servicing ~~(the “Depositor”)~~Fee ~~registered issuances of Asset-Backed Certificates on a delayed or continuous basis pursuant to Rule 415 under the Securities Act of 1933~~1, ~~as amended (the “Act”), by a Registration Statement on Form S-3 (Registration File No~~660.22 ~~333-113636)~~Supported ~~(as~~Prepayment/Curtailment ~~amended,~~Interest ~~the~~Shortfall ~~“Registration Statement”)~~0.00 ~~Pursuant~~Net toServicing ~~the~~Fee ~~Registration Statement~~84, the Depositor caused Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2004-SD4 to issue publicly its Asset-Backed Certificates, Series 2004-SD4 (the “Certificates”), on November 19, 2004 (the “Closing Date”)671. 05

~~The~~LOAN ~~Certificates~~STATUS ~~were~~STRATIFICATION/CREDIT ~~issued~~ENHANCEMENT ~~pursuant~~STATEMENT toDELINQUENCY aSTATUS ~~pooling~~DELINQUENT ~~and~~BANKRUPTCY ~~servicing agreement~~FORECLOSURE ~~(the~~REO ~~“Pooling~~Total ~~and~~No ~~Servicing~~of ~~Agreement”),~~Loans ~~dated~~No asof Loans No of ~~October 1,~~Loans ~~2004~~No ~~(the~~of ~~“Cut~~Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-~~Off~~29 ~~Date”)~~Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 125 0 0 0 125 24,885,051.99 ~~among~~0.00 ~~the~~0.00 ~~Depositor~~0.00 24,885,051.99 ~~EMC~~60 ~~Mortgage Corporation~~Days 60 0 0 0 60 9,782,835.22 as0.00 ~~Seller~~0.00 ~~and~~0.00 ~~Servicer~~9,782,835.22 ~~Wells~~90 ~~Fargo~~Days ~~Bank~~20 0 0 0 20 3,141,957.99 N0.A00 0.00 0.00 3,141,957.99 as120 ~~Securities Administrator~~Days ~~and~~20 ~~Master~~0 ~~Servicer~~0 0 20 3,795,095.13 ~~and~~0.00 ~~JPMorgan~~0.00 ~~Chase~~0.00 ~~Bank~~3,795,095.13 as150 ~~Trustee~~Days 1 0 0 0 1 263,114. 67 0.00 0.00 0.00 263,114.67 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 226 0 0 0 226 41,868,055.00 0.00 0.00 0.00 41,868,055.00 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 11.893435% 0.000000% 0.000000% 0.000000% 11.893435% 12.921855% 0.000000% 0.000000% 0.000000% 12.921855% 60 Days 5.708849% 0.000000% 0.000000% 0.000000% 5.708849% 5.079852% 0.000000% 0.000000% 0.000000% 5.079852% 90 Days 1.902950% 0.000000% 0.000000% 0.000000% 1.902950% 1.631498% 0.000000% 0.000000% 0.000000% 1.631498% 120 Days 1.902950% 0.000000% 0.000000% 0.000000% 1.902950% 1.970648% 0.000000% 0.000000% 0.000000% 1.970648% 150 Days 0.095147% 0.000000% 0.000000% 0.000000% 0.095147% 0.136625% 0.000000% 0.000000% 0.000000% 0.136625% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 21.503330% 0.000000% 0.000000% 0.000000% 21.503330% 21.740478% 0.000000% 0.000000% 0.000000% 21.740478%

~~Capitalized~~OTHER ~~terms~~INFORMATION ~~not~~Current ~~defined~~Period ~~herein~~Class ~~have~~A ~~the~~Insufficient ~~meanings~~Funds ~~assigned in~~0.00 ~~the~~Principal ~~Pooling~~Balance ~~and~~of ~~Servicing~~Contaminated ~~Agreement~~Properties ~~attached~~0.00 ~~hereto~~Periodic asAdvance ~~Exhibit 4~~236,684.1. 04

~~Item~~COLLATERAL 9STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 5.~~01 Financial~~474211% ~~Statements~~Weighted ~~and~~Average ~~Exhibits~~Net Coupon 4.974210% Weighted Average Pass-Through Rate 4.964210% Weighted Average Maturity(Stepdown Calculation ) 338 Beginning Scheduled Collateral Loan Count 1,085 Number Of Loans Paid In Full 34 Ending Scheduled Collateral Loan Count 1,051 Beginning Scheduled Collateral Balance 199,225,986.64 Ending Scheduled Collateral Balance 192,362,225.71 Ending Actual Collateral Balance at 30-Nov-2004 192,581,117.24 Monthly P &I Constant 1,118,417.50 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Scheduled Principal 209,585.70 Unscheduled Principal 6,654,180.92 Required Overcollateralization Amount 0.00 Overcollateralized Increase Amount 0.00 Overcollateralized reduction Amount 0.00 Specified O/C Amount 8,142,816.08 Overcollateralized Amount 5,457,452.93 Overcollateralized Deficiency Amount 2,685,363.15 Base Overcollateralized Amount 0.00 Extra principal distribution Amount 368,151.25 Excess Cash Amount 0.00

~~(a)~~Miscellaneous ~~Not~~Reporting ~~applicable~~Three Month Rolling Average 0.000000% Trigger Event NO

(b) Not applicable.

1.1 4.1 99.1 99.2 99.3 99.4 99.5 99.6 Underwriting Agreement Pooling and Servicing Agreement Assignment and Assumption Agreement Yield Maintenance Agreement Yield Maintenance Agreement Yield Maintenance Agreement Yield Maintenance Agreement Yield Maintenance Agreement

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

BEAR STEARNS ASSET BACKED SECURITIES I LLC By: /s/Joseph T. Jurkowski, Jr. Name: Joseph T. Jurkowski, Jr. Title: Vice President

Dated: December 7, 2004

EXHIBIT INDEX

Exhibit Number Description

1.1 Underwriting Agreement, dated as of November 15, 2004, between the Depositor and Bear, Stearns & Co. Inc., as underwriter.

4.1 Pooling and Servicing Agreement, dated as of October 1, 2004, among the Depositor, EMC Mortgage Corporation, as Seller and Servicer, Wells Fargo Bank, N.A., as Securities Administrator and Master Servicer, and JPMorgan Chase Bank, as Trustee.

99.1 Assignment and Assumption Agreement, dated as of November 19, 2004, among EMC Mortgage Corporation, the Trustee and Wells Fargo Home Mortgage, Inc.

99.2 Yield Maintenance Agreement, dated November 19, 2004, between between Bear Stearns Financial Products Inc. and the Trustee.

99.3 Yield Maintenance Agreement, dated November 19, 2004, between between Bear Stearns Financial Products Inc. and the Trustee.

99.4 Yield Maintenance Agreement, dated November 19, 2004, between between Bear Stearns Financial Products Inc. and the Trustee.

99.5 Yield Maintenance Agreement, dated November 19, 2004, between between Bear Stearns Financial Products Inc. and the Trustee.

99.6 Yield Maintenance Agreement, dated November 19, 2004, between between Bear Stearns Financial Products Inc. and the Trustee.

Filing Compare · Bearn Stearns Asset Backed Securities Trust 2004-SD4