8-K 1 opt05001_8k-200512.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2005 OPTION ONE MORTGAGE LOAN TRUST Asset Backed Certificates, Series 2005-1 (Exact name of registrant as specified in its charter) New York (governing law of 333-104020-04 Pooling and Servicing Agreement) (Commission 54-2168025 (State or other File Number) 54-2168026 jurisdiction 54-2168027 of Incorporation) 54-2168028 54-2168029 IRS EIN c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2005 a distribution was made to holders of OPTION ONE MORTGAGE LOAN TRUST, Asset Backed Certificates, Series 2005-1 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset Backed Certificates, Series 2005-1 Trust, relating to the December 27, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. OPTION ONE MORTGAGE LOAN TRUST Asset Backed Certificates, Series 2005-1 Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 12/31/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset Backed Certificates, Series 2005-1 Trust, relating to the December 27, 2005 distribution. EX-99.1 Option One Mortgage Loan Trust Asset Backed Certificates Record Date: 11/30/2005 Distribution Date: 12/27/2005 Option One Mortgage Loan Trust Asset Backed Certificates Series 2005-1 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660

Option One Mortgage Loan Trust Asset Backed Certificates Record Date: 7/29/2005 Distribution Date: 8/25/2005 Option One Mortgage Loan Trust Asset Backed Certificates Series 2005-1 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary ~~Certificate~~Class CUSIP Certificate Beginning ~~Class~~Interest Pass-Through Certificate ~~Interest~~Distribution ~~Class CUSIP Description~~ Rate Balance ~~Distribution~~ A-1A 68389FGE8 ~~SEN 3~~4.~~71000~~44375% ~~173~~140,~~147~~479,~~410~~817.9072 ~~553~~554,~~157~~895.8828 A-1B 68389FGF5 ~~SEN 3~~4.~~79000~~52375% 4335,~~286~~119,~~852~~954.7343 141,~~271~~221.4524 A-2 68389FGG3 ~~SEN 3~~4.~~59000~~32375% ~~142~~20,~~794~~827,~~459~~920.5890 ~~441~~80,~~433~~048.2164 A-3 68389FGH1 ~~SEN 3~~4.~~70000~~43375% 433,281,000.00 1,~~380~~707,~~481~~608.4156 A-4 68389FGJ7 ~~SEN 3~~4.~~86000~~59375% 94,805,000.00 ~~315~~387,~~121~~120.2942 M-1 68389FGK4 ~~MEZ 3~~4.~~98000~~71375% 52,800,000.00 ~~180~~221,~~957~~232.3300 M-2 68389FGL2 ~~MEZ~~ 4.~~00000~~73375% 22,200,000.00 7693,~~466~~412.67 M-3 69389FGM0 ~~MEZ~~ 4.~~06000~~79375% 13,800,000.00 4858,~~246~~803.33 M-4 68389FGN8 ~~MEZ 4~~5.~~46000~~19375% 13,800,000.00 5263,~~999~~710.6700 M-5 68389FGP3 ~~MEZ 4~~5.~~71000~~44375% 21,600,000.00 87104,~~606~~520.00 M-6 68389FGQ1 ~~MEZ~~ 5.~~11000~~84375% 10,800,000.00 4756,~~523~~100.00 M-7 68389FGR9 ~~MEZ~~ 6.~~21000~~94375% 8,400,000.00 4451,~~919~~846.0067 M-8 68389FGS7 ~~MEZ 6~~7.~~71000~~44375% 4,200,000.00 2427,~~267~~790.8300 M-9 68389FGT5 ~~MEZ 6~~7.~~46000~~19375% 5,400,000.00 3034,~~039~~530.00 C OPT05001C OC 0.00000% 6,000,000.00 1823,~~950,928~~074.8570 P OPT05001P ~~Pre Pay~~ 0.00000% 100.00 ~~571~~698,~~423~~617.6863 RX OPT0501R1 ~~RES~~ 0.00000% 0.00 0.00 R OPT0501R2 ~~RES~~ 0.00000% 0.00 0.00 Totals 1883,~~046~~513,~~314,823~~793.2105 5,~~946~~104,~~842~~531.6014

Certificateholder Distribution Summary (continued) Class Principal Current Ending ~~Cumulative~~Total ~~Principal~~Cummulative Distribution Realized Certificate ~~Total~~Distribution Realized ~~Class Distribution~~ Loss Balance ~~Distribution~~ Losses A-1A 79,~~427~~130,~~797~~779.6652 0.00 ~~165~~131,~~719~~349,~~613~~038.2520 79,~~980~~685,~~955~~674.5480 0.00 A-1B 12,~~856~~282,~~949~~694.4188 0.00 4132,~~429~~837,~~903~~259.3155 12,~~998~~423,~~220~~916.8612 0.00 A-2 3220,~~496~~827,~~531~~920.1690 0.00 ~~110,297,928~~0.4200 3220,~~937~~907,~~964~~969.3754 0.00 A-3 014,736,094.0075 0.00 ~~433~~418,~~281~~544,~~000~~905.0025 116,~~380~~443,~~481~~703.4131 0.00 A-4 0.00 0.00 94,805,000.00 ~~315~~387,~~121~~120.2942 0.00 M-1 0.00 0.00 52,800,000.00 ~~180~~221,~~957~~232.3300 0.00 M-2 0.00 0.00 22,200,000.00 7693,~~466~~412.67 0.00 M-3 0.00 0.00 13,800,000.00 4858,~~246~~803.33 0.00 M-4 0.00 0.00 13,800,000.00 5263,~~999~~710.6700 0.00 M-5 0.00 0.00 21,600,000.00 87104,~~606~~520.00 0.00 M-6 0.00 0.00 10,800,000.00 4756,~~523~~100.00 0.00 M-7 0.00 0.00 8,400,000.00 4451,~~919~~846.0067 0.00 M-8 0.00 0.00 4,200,000.00 2427,~~267~~790.8300 0.00 M-9 0.00 0.00 5,400,000.00 3034,~~039~~530.00 0.00 C 0.00 0.00 6,000,000.00 1823,~~950,928~~074.8570 0.00 P 0.00 0.00 100.00 ~~571~~698,~~423~~617.6863 0.00 RX 0.00 0.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 Totals 4146,~~781~~977,~~278~~490.2305 0.00 1836,~~004~~536,~~533,544~~303.9800 4752,~~728~~082,~~120~~021.8319 0.00 ~~All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.~~ This report has been compiled from information provided to Wells Fargo Bank, N.A., by various third parties, which may include the Servicer, Master Servicer, Special Servicer and others. Wells Fargo Bank, N.A., has not independently confirmed the accuracy of information received from these third parties and assumes no duty to do so. Wells Fargo Bank, N.A., expressly disclaims any responsibility for the accuracy or completeness of information furnished by third parties.

Principal Distribution Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Realized Face Certificate Principal Principal ~~Realized~~Loss ~~Class~~ Amount Balance Distribution Distribution ~~Accretion Loss (1)~~ A-1A 200,000,000.00 ~~173~~140,~~147~~479,~~410~~817.9072 0.00 79,~~427~~130,~~797~~779.6652 0.00 0.00 A-1B 50,000,000.00 4335,~~286~~119,~~852~~954.7343 0.00 12,~~856~~282,~~949~~694.4188 0.00 0.00 A-2 262,914,000.00 ~~142~~20,~~794~~827,~~459~~920.5890 0.00 3220,~~496~~827,~~531~~920.1690 0.00 0.00 A-3 433,281,000.00 433,281,000.00 0.00 014,736,094.0075 0.00 0.00 A-4 94,805,000.00 94,805,000.00 0.00 0.00 0.00 0.00 M-1 52,800,000.00 52,800,000.00 0.00 0.00 0.00 0.00 M-2 22,200,000.00 22,200,000.00 0.00 0.00 0.00 0.00 M-3 13,800,000.00 13,800,000.00 0.00 0.00 0.00 0.00 M-4 13,800,000.00 13,800,000.00 0.00 0.00 0.00 0.00 M-5 21,600,000.00 21,600,000.00 0.00 0.00 0.00 0.00 M-6 10,800,000.00 10,800,000.00 0.00 0.00 0.00 0.00 M-7 8,400,000.00 8,400,000.00 0.00 0.00 0.00 0.00 M-8 4,200,000.00 4,200,000.00 0.00 0.00 0.00 0.00 M-9 5,400,000.00 5,400,000.00 0.00 0.00 0.00 0.00 C 5,999,900.00 6,000,000.00 0.00 0.00 0.00 0.00 P 100.00 100.00 0.00 0.00 0.00 0.00 RX 0.00 0.00 0.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 0.00 Totals 1,200,000,000.00 1883,~~046~~513,~~314,823~~793.2105 0.00 4146,~~781~~977,~~278~~490.2305 0.00 0.00 ~~(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~

Principal Distribution Statement (continued) Class Total Ending Ending Total Principal Certificate Certificate Principal ~~Class~~ Reduction Balance Percentage Distribution A-1A 79,~~427~~130,~~797~~779.6652 ~~165~~131,~~719~~349,~~613~~038.2520 0.~~82859807~~656745 79,~~427~~130,~~797~~779.6652 A-1B 12,~~856~~282,~~949~~694.4188 4132,~~429~~837,~~903~~259.3155 0.~~82859807~~656745 12,~~856~~282,~~949~~694.4188 A-2 3220,~~496~~827,~~531~~920.1690 ~~110,297,928~~0.4200 0.~~41952094~~000000 3220,~~496~~827,~~531~~920.1690 A-3 014,736,094.0075 ~~433~~418,~~281~~544,~~000~~905.0025 10.~~00000000~~965990 014,736,094.0075 A-4 0.00 94,805,000.00 1.~~00000000~~000000 0.00 M-1 0.00 52,800,000.00 1.~~00000000~~000000 0.00 M-2 0.00 22,200,000.00 1.~~00000000~~000000 0.00 M-3 0.00 13,800,000.00 1.~~00000000~~000000 0.00 M-4 0.00 13,800,000.00 1.~~00000000~~000000 0.00 M-5 0.00 21,600,000.00 1.~~00000000~~000000 0.00 M-6 0.00 10,800,000.00 1.~~00000000~~000000 0.00 M-7 0.00 8,400,000.00 1.~~00000000~~000000 0.00 M-8 0.00 4,200,000.00 1.~~00000000~~000000 0.00 M-9 0.00 5,400,000.00 1.~~00000000~~000000 0.00 C 0.00 6,000,000.00 1.~~00001667~~000017 0.00 P 0.00 100.00 1.~~00000000~~000000 0.00 RX 0.00 0.00 0.~~00000000~~000000 0.00 R 0.00 0.00 0.~~00000000~~000000 0.00 Totals 4146,~~781~~977,~~278~~490.2305 1836,~~004~~536,~~533,544~~303.9800 0.~~83711129~~697114 4146,~~781~~977,~~278~~490.2305

Principal Distribution Factors Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Face Certificate Principal Principal ~~Class (2)~~ Amount Balance Distribution Distribution ~~Accretion~~ A-1A 200,000,000.00 ~~865~~702.~~73705450~~399089 0.~~00000000~~000000 3745.~~13898830~~653898 0.~~00000000~~000000 A-1B 50,000,000.00 ~~865~~702.~~73705460~~399089 0.~~00000000~~000000 3745.~~13898820~~653898 0.~~00000000~~000000 A-2 262,914,000.00 ~~543~~79.~~12231216~~219520 0.~~00000000~~000000 ~~123~~79.~~60137216~~219520 0.~~00000000~~000000 A-3 433,281,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 034.~~00000000~~010480 0.~~00000000~~000000 A-4 94,805,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-1 52,800,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-2 22,200,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-3 13,800,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-4 13,800,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-5 21,600,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-6 10,800,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-7 8,400,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-8 4,200,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-9 5,400,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 C 5,999,900.00 1000.~~01666694~~016667 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 P 100.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 RX 0.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 R 0.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000 (2) All Classes are per $1,000 denomination~~000000

Principal Distribution Factors Statement (continued) Class Realized Total Ending Ending Total ~~Realized~~Loss Principal Certificate Certificate Principal ~~Class Loss (3)~~ Reduction Balance Percentage Distribution A-1A 0.~~00000000~~000000 3745.~~13898830~~653898 ~~828~~656.~~59806625~~745191 0.~~82859807~~656745 3745.~~13898830~~653898 A-1B 0.~~00000000~~000000 3745.~~13898820~~653898 ~~828~~656.~~59806620~~745191 0.~~82859807~~656745 3745.~~13898820~~653898 A-2 0.~~00000000~~000000 ~~123~~79.~~60137216~~219520 ~~419~~0.~~52094000~~000000 0.~~41952094~~000000 ~~123~~79.~~60137216~~219520 A-3 0.~~00000000~~000000 034.~~00000000~~010480 ~~1,000~~965.~~00000000~~989520 10.~~00000000~~965990 034.~~00000000~~010480 A-4 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-1 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-2 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-3 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-4 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-5 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-6 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-7 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-8 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-9 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 C 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~01666694~~016667 1.~~00001667~~000017 0.~~00000000~~000000 P 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 RX 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 R 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~(3)~~All ~~Amount~~Classes ~~Does~~are ~~Not~~per ~~Include Excess Special Hazard~~$1,000 ~~Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~denomination

Interest Distribution Statement ~~Beginning~~Class ~~Payment~~Accrual ofAccrual ~~Original~~ Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of ~~Face~~Dates Days Certificate ~~Notional~~Certificate/ Accrued ~~Interest~~Unpaid Interest ~~Class Amount~~ Rate Notional Balance Interest Shortfall ~~Shortfall~~ A-1A ~~200,000,000.00~~11/25/05 3- 12/26/05 32 4.~~71000~~44375% ~~173~~140,~~147~~479,~~410~~817.9072 ~~553~~554,~~157~~895.8828 0.00 ~~0.00~~ A-1B ~~50,000,000.00~~11/25/05 3- 12/26/05 32 4.~~79000~~52375% 4335,~~286~~119,~~852~~954.7343 141,~~271~~221.4524 0.00 ~~0.00~~ A-2 ~~262,914,000.00~~11/25/05 3- 12/26/05 32 4.~~59000~~32375% ~~142~~20,~~794~~827,~~459~~920.5890 ~~441~~80,~~433~~048.2164 0.00 ~~0.00~~ A-3 ~~433,281,000.00~~11/25/05 3- 12/26/05 32 4.~~70000~~43375% 433,281,000.00 1,~~380~~707,~~481~~608.4156 0.00 ~~0.00~~ A-4 ~~94,805,000.00~~11/25/05 3- 12/26/05 32 4.~~86000~~59375% 94,805,000.00 ~~315~~387,~~121~~120.2942 0.00 ~~0.00~~ M-1 ~~52,800,000.00~~11/25/05 3- 12/26/05 32 4.~~98000~~71375% 52,800,000.00 ~~180~~221,~~957~~232.~~33 0.~~00 0.00 M-2 ~~22,200,000.00~~11/25/05 - 12/26/05 32 4.~~00000~~73375% 22,200,000.00 7693,~~466~~412.67 0.00 ~~0.00~~ M-3 ~~13,800,000.00~~11/25/05 - 12/26/05 32 4.~~06000~~79375% 13,800,000.00 4858,~~246~~803.33 0.00 ~~0.00~~ M-4 ~~13,800,000.00~~11/25/05 4- 12/26/05 32 5.~~46000~~19375% 13,800,000.00 5263,~~999~~710.~~67 0.~~00 0.00 M-5 ~~21,600,000.00~~11/25/05 4- 12/26/05 32 5.~~71000~~44375% 21,600,000.00 87104,~~606~~520.00 0.00 ~~0.00~~ M-6 ~~10,800,000.00~~11/25/05 - 12/26/05 32 5.~~11000~~84375% 10,800,000.00 4756,~~523~~100.00 0.00 ~~0.00~~ M-7 ~~8,400,000.00~~11/25/05 - 12/26/05 32 6.~~21000~~94375% 8,400,000.00 4451,~~919~~846.0067 0.00 ~~0.00~~ M-8 ~~4,200,000.00~~11/25/05 6- 12/26/05 32 7.~~71000~~44375% 4,200,000.00 2427,~~267~~790.~~83 0.~~00 0.00 M-9 ~~5,400,000.00~~11/25/05 6- 12/26/05 32 7.~~46000~~19375% 5,400,000.00 3034,~~039~~530.00 0.00 ~~0.00~~ C ~~5,999,900.00~~N/A N/A 0.00000% 6,000,000.00 0.00 0.00 ~~0.00~~ P ~~100.00~~N/A N/A 0.00000% 100.00 0.00 0.00 ~~0.00~~ RX ~~0.00~~N/A N/A 0.00000% 0.00 0.00 0.00 ~~0.00~~ R ~~0.00~~N/A N/A 0.00000% 0.00 0.00 0.00 ~~0.00~~ Totals ~~1,200,000,000.00~~ 3,~~424~~582,~~490~~838.0781 0.00 ~~0.00~~

Interest Distribution Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total ~~Unpaid~~Remaining ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Unpaid Interest Certificate/Notional ~~Class~~ Shortfall ~~Losses~~ (41) Shortfall Distribution Shortfall(2) Balance A-1A 0.00 0.00 ~~553~~554,~~157~~895.8828 0.00 ~~165~~131,~~719~~349,~~613~~038.2520 A-1B 0.00 0.00 141,~~271~~221.4524 0.00 4132,~~429~~837,~~903~~259.3155 A-2 0.00 0.00 ~~441~~80,~~433~~048.2164 0.00 ~~110,297,928~~0.4200 A-3 0.00 0.00 1,~~380~~707,~~481~~608.4156 0.00 ~~433~~418,~~281~~544,~~000~~905.0025 A-4 0.00 0.00 ~~315~~387,~~121~~120.2942 0.00 94,805,000.00 M-1 0.00 0.00 ~~180~~221,~~957~~232.3300 0.00 52,800,000.00 M-2 0.00 0.00 7693,~~466~~412.67 0.00 22,200,000.00 M-3 0.00 0.00 4858,~~246~~803.33 0.00 13,800,000.00 M-4 0.00 0.00 5263,~~999~~710.6700 0.00 13,800,000.00 M-5 0.00 0.00 87104,~~606~~520.00 0.00 21,600,000.00 M-6 0.00 0.00 4756,~~523~~100.00 0.00 10,800,000.00 M-7 0.00 0.00 4451,~~919~~846.0067 0.00 8,400,000.00 M-8 0.00 0.00 2427,~~267~~790.8300 0.00 4,200,000.00 M-9 0.00 0.00 3034,~~039~~530.00 0.00 5,400,000.00 C 0.00 0.00 1823,~~950,928~~074.8570 0.00 6,000,000.00 P 0.00 0.00 ~~571~~698,~~423~~617.6863 0.00 100.00 RX 0.00 0.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 5,~~946~~104,~~842~~531.6014 0.00 (41,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~ or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~applicable

Interest Distribution Factors Statement ~~Beginning~~Class ~~Payment~~Accrual of Original Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of Dates Face Certificate Certificate/Notional Accrued ~~Interest~~Unpaid Interest ~~Class (5)~~ Amount Rate Balance Interest Shortfall ~~Shortfall~~ A-1A 11/25/05 - 12/26/05 200,000,000.00 34.~~71000~~44375% ~~865~~702.~~73705450~~399089 2.~~76578940~~774476 0.~~00000000~~000000 ~~0.00000000~~ A-1B 11/25/05 - 12/26/05 50,000,000.00 34.~~79000~~52375% ~~865~~702.~~73705460~~399089 2.~~82542900~~824425 0.~~00000000~~000000 ~~0.00000000~~ A-2 11/25/05 - 12/26/05 262,914,000.00 34.~~59000~~32375% ~~543~~79.~~12231216~~219520 ~~1.67900230~~ 0.~~00000000~~304467 0.~~00000000~~000000 A-3 11/25/05 - 12/26/05 433,281,000.00 34.~~70000~~43375% 1000.~~00000000~~000000 3.~~18611111~~941111 0.~~00000000~~000000 ~~0.00000000~~ A-4 11/25/05 - 12/26/05 94,805,000.00 34.~~86000~~59375% 1000.~~00000000~~000000 34.~~32388893~~083333 0.~~00000000~~000000 ~~0.00000000~~ M-1 11/25/05 - 12/26/05 52,800,000.00 34.~~98000~~71375% 1000.~~00000000~~000000 34.~~42722216~~190000 0.~~00000000~~000000 ~~0.00000000~~ M-2 11/25/05 - 12/26/05 22,200,000.00 4.~~00000~~73375% 1000.~~00000000~~000000 34.~~44444459~~207778 0.~~00000000~~000000 ~~0.00000000~~ M-3 11/25/05 - 12/26/05 13,800,000.00 4.~~06000~~79375% 1000.~~00000000~~000000 34.~~49611087~~261111 0.~~00000000~~000000 ~~0.00000000~~ M-4 11/25/05 - 12/26/05 13,800,000.00 45.~~46000~~19375% 1000.~~00000000~~000000 34.~~84055580~~616667 0.~~00000000~~000000 ~~0.00000000~~ M-5 11/25/05 - 12/26/05 21,600,000.00 45.~~71000~~44375% 1000.~~00000000~~000000 4.~~05583333~~838889 0.~~00000000~~000000 ~~0.00000000~~ M-6 11/25/05 - 12/26/05 10,800,000.00 5.~~11000~~84375% 1000.~~00000000~~000000 45.~~40027778~~194444 0.~~00000000~~000000 ~~0.00000000~~ M-7 11/25/05 - 12/26/05 8,400,000.00 6.~~21000~~94375% 1000.~~00000000~~000000 56.~~34750000~~172223 0.~~00000000~~000000 ~~0.00000000~~ M-8 11/25/05 - 12/26/05 4,200,000.00 67.~~71000~~44375% 1000.~~00000000~~000000 56.~~77805476~~616667 0.~~00000000~~000000 ~~0.00000000~~ M-9 11/25/05 - 12/26/05 5,400,000.00 67.~~46000~~19375% 1000.~~00000000~~000000 56.~~56277778~~394444 0.~~00000000~~000000 ~~0.00000000~~ C N/A 5,999,900.00 0.00000% 1000.~~01666694~~016667 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ P N/A 100.00 0.00000% 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ RX N/A 0.00 0.00000% 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ R N/A 0.00 0.00000% 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000 0.00000000 (5) All Classes are per $1,000 denomination~~000000

Interest Distribution Factors Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total Remaining Unpaid ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Interest ~~Notional~~Certificate/ ~~Class~~ Shortfall ~~Losses~~ (61) Shortfall Distribution Shortfall(2) Notional Balance A-1A 0.~~00000000~~000000 0.~~00000000~~000000 2.~~76578940~~774476 0.~~00000000~~000000 ~~828~~656.~~59806625~~745191 A-1B 0.~~00000000~~000000 0.~~00000000~~000000 2.~~82542900~~824425 0.~~00000000~~000000 ~~828~~656.~~59806620~~745191 A-2 0.~~00000000~~000000 0.~~00000000~~000000 10.~~67900230~~304467 0.~~00000000~~000000 ~~419~~0.~~52094000~~000000 A-3 0.~~00000000~~000000 0.~~00000000~~000000 3.~~18611111~~941111 0.~~00000000~~000000 ~~1000~~965.~~00000000~~989520 A-4 0.~~00000000~~000000 0.~~00000000~~000000 34.~~32388893~~083333 0.~~00000000~~000000 1000.~~00000000~~000000 M-1 0.~~00000000~~000000 0.~~00000000~~000000 34.~~42722216~~190000 0.~~00000000~~000000 1000.~~00000000~~000000 M-2 0.~~00000000~~000000 0.~~00000000~~000000 34.~~44444459~~207778 0.~~00000000~~000000 1000.~~00000000~~000000 M-3 0.~~00000000~~000000 0.~~00000000~~000000 34.~~49611087~~261111 0.~~00000000~~000000 1000.~~00000000~~000000 M-4 0.~~00000000~~000000 0.~~00000000~~000000 34.~~84055580~~616667 0.~~00000000~~000000 1000.~~00000000~~000000 M-5 0.~~00000000~~000000 0.~~00000000~~000000 4.~~05583333~~838889 0.~~00000000~~000000 1000.~~00000000~~000000 M-6 0.~~00000000~~000000 0.~~00000000~~000000 45.~~40027778~~194444 0.~~00000000~~000000 1000.~~00000000~~000000 M-7 0.~~00000000~~000000 0.~~00000000~~000000 56.~~34750000~~172223 0.~~00000000~~000000 1000.~~00000000~~000000 M-8 0.~~00000000~~000000 0.~~00000000~~000000 56.~~77805476~~616667 0.~~00000000~~000000 1000.~~00000000~~000000 M-9 0.~~00000000~~000000 0.~~00000000~~000000 56.~~56277778~~394444 0.~~00000000~~000000 1000.~~00000000~~000000 C 0.~~00000000~~000000 0.~~00000000~~000000 ~~325~~137.~~16022767~~181403 0.~~00000000~~000000 1000.~~01666694~~016667 P 0.~~00000000~~000000 0.~~00000000~~000000 ~~5714236~~6986176.~~80000000~~300000 0.~~00000000~~000000 1000.~~00000000~~000000 RX 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 R 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 (61,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed~~applicable. ~~Please~~All ~~Refer~~Classes toare ~~the~~per ~~Prospectus~~$1,000 ~~Supplement for a Full Description.~~denomination

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 4852,~~024~~226,~~269~~537.1944 ~~Liquidations,~~Reserve ~~Insurance~~Funds ~~Proceeds,~~and ~~Reserve~~Credit ~~Funds~~Enhancements 0.00 Proceeds from Repurchased Loans 0.00 ~~Other Amounts (~~Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0(31,171.0091) Prepayment Penalties ~~571~~698,~~423~~617.6863 Swap/Cap Payments 0.00 Total Deposits 4852,~~595~~893,~~692~~983.8716 Withdrawals ~~Reimbursement~~Swap ~~for~~Payments ~~Servicer~~0.00 ~~Advances~~Reserve Funds and Credit Enhancements 0.00 ~~Payment~~Total ofAdministration ~~Service~~Fees ~~Fee 867~~811,~~572~~961.0497 Payment of Interest and Principal 4752,~~728~~082,~~120~~021.8319 Total Withdrawals (Pool Distribution Amount) 4852,~~595~~893,~~692~~983.8716 Ending Balance 0.00 Please see Additional Reporting Page for information related to SWAP and CAP payments.

~~SERVICING~~ADMINISTRATION FEES Gross Servicing Fee* ~~261~~294,~~578~~504.7061 PMI Mortgage Company ~~603~~515,~~377~~248.5457 Trustee Fee 2,~~615~~208.8079 Supported Prepayment/Curtailment Interest Shortfall 0.00 ~~Net~~Total ~~Servicing~~Administration ~~Fee~~Fees ~~867~~811,~~572~~961.0497 *Servicer Payees include: OPTION ONE

~~OTHER~~Reserve ~~ACCOUNTS~~Accounts Account Name Beginning Current Withdrawals Current Deposits Ending ~~Account Type~~ Balance ~~Withdrawals Deposits~~ Balance Reserve Fund 1,000.00 625,~~764~~117.7642 625,~~764~~117.7642 1,000.00

~~LOAN~~COLLATERAL ~~STATUS STRATIFICATION/CREDIT ENHANCEMENT~~ STATEMENT ~~DELINQUENT~~Collateral ~~BANKRUPTCY~~Description ~~FORECLOSURE~~Mixed ~~REO~~Fixed ~~Total~~& NoArm ofWeighted ~~Loans~~Average NoGross ofCoupon ~~Loans~~7.125639% NoWeighted ofAverage ~~Loans~~Net NoCoupon of6.725639% ~~Loans~~Weighted NoAverage ofPass-Through ~~Loans~~Rate ~~Principal~~6.022822% ~~Balance~~Weighted ~~Principal~~Average ~~Balance~~Remaining ~~Principal~~Term ~~Balance~~345 ~~Principal~~Beginning ~~Balance~~Scheduled ~~Principal~~Collateral ~~Balance~~Loan ~~0-29~~Count ~~Days 18 1 0 19 2~~5,~~822,551.41~~199 ~~59,958.73~~Number ~~0.00~~Of ~~2,882,510.14~~Loans 30Paid ~~Days~~In 76Full 3239 2Ending 0Scheduled 81Collateral ~~11,605,722.37~~Loan ~~255,391.23~~Count ~~681~~4,~~360.43~~960 ~~0.00~~Beginning ~~12,542,474.03~~Scheduled 60Collateral ~~Days~~Balance ~~28 2 6 0 36 4~~883,~~719~~513,~~541~~793.1906 ~~270,458.39~~Ending ~~1,078,111.50~~Scheduled ~~0.00~~Collateral 6Balance 836,~~068~~536,~~111~~303.0801 90Ending ~~Days~~Actual 6Collateral 5Balance 15at 030-Nov-2005 ~~26 1~~836,~~058~~964,~~616~~846.6511 ~~653,255.93~~Monthly ~~1,635,524.82~~P&I ~~0.00~~Constant 35,~~347~~909,~~397~~248.4034 ~~120~~Special ~~Days~~Servicing 6Fee ~~1 9~~ 0.00 16Prepayment ~~982,145.11~~Penalty ~~141,117.32~~Waived ~~1,092,810.91~~Amount 0.00 ~~2,216,073.34~~Prepayment ~~150~~Penalty ~~Days~~Waived 2Count 40 25Prepayment 1Penalty 32Paid ~~518,753.92~~Amount ~~707~~698,~~286~~617.4463 ~~4,706,346.60~~Prepayment ~~198,602.50~~Penalty ~~6,130,989.46~~Paid ~~180+~~Count ~~Days~~Not 0Available 1Realized 0Loss 0Amount ~~1 0.00 243~~31,~~432~~171.1091 ~~0.00~~Cumulative ~~0.00~~Realized ~~243,432.10~~Loss ~~Totals 118 34~~ 58 ~~1 211 18~~,~~884,779~~002.2478 ~~5,093,492.82~~Scheduled ~~9,254,112.99~~Principal ~~198~~662,~~602~~914.5053 ~~33,430,987.55~~Unscheduled ~~No of Loans No of Loans No of Loans No of Loans No of Loans~~ Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.309278% 0.017182% 0.000000% 0.326460% 0.280892% 0.005967% 0.000000% 0.286859% 30 Days 1.305842% 0.051546% 0.034364% 0.000000% 1.391753% 1.154966% 0.025416% 0.067807% 0.000000% 1.248189% 60 Days 0.481100% 0.034364% 0.103093% 0.000000% 0.618557% 0.469674% 0.026915% 0.107290% 0.000000% 0.603880% 90 Days 0.103093% 0.085911% 0.257732% 0.000000% 0.446735% 0.105350% 0.065010% 0.162762% 0.000000% 0.333123% 120 Days 0.103093% 0.017182% 0.154639% 0.000000% 0.274914% 0.097740% 0.014044% 0.108753% 0.000000% 0.220537% 150 Days 0.034364% 0.068729% 0.429553% 0.017182% 0.549828% 0.051625% 0.070387% 0.468361% 0.019764% 0.610137% 180+ Days 0.000000% 0.017182% 0.000000% 0.000000% 0.017182% 0.000000% 0.024226% 0.000000% 0.000000% 0.024226% Totals 2.027491% 0.584192% 0.996564% 0.017182% 3.625430% 1.879356% 0.506889% 0.920941% 0.019764% 3.326950% The data used to stratify the delinquencies for this report and the detail that follows is based on the Borrower's Due Date as determined at the end of the prepayment period46, ~~and the loan status type of BK~~314, ~~FC or REO as determined at the prior month end~~575.52

~~OTHER~~Other ~~INFORMATION~~Income ~~Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 218~~2,~~799~~713.3046

~~SUBORDINATION~~Group ~~LEVEL/CREDIT~~Level ~~ENHANCEMENT/CLASS~~Collateral ~~PERCENTAGE~~Statement ~~AND~~Group ~~PREPAYMENT~~Group ~~PERCENTAGE~~1 ~~Current~~Group ~~Original~~2 $Group ~~Original~~3 %Collateral ~~Current~~Description $Mixed ~~Current~~Fixed %Mixed ~~Class%~~ARM ~~Prepayment%~~Mixed ~~Class~~Fixed M-Weighted Average Coupon Rate 7.280723 7.084095 7.474159 Weighted Average Net Rate 6.880723 6.684095 7.074159 Weighted Average Remaining Term 337 348 335 Beginning Loan Count 325 1,018 ~~106~~979 Loans Paid In Full 11 52 29 Ending Loan Count 314 966 950 Beginning Scheduled Balance 46,~~200~~695,~~000~~503.0095 8167,091,832.~~85000000%~~05 ~~106~~140,200,~~100~~279.0023 10Ending Scheduled Balance 45,065,416.~~57208100%~~70 5157,294,627.~~256171%~~18 0135,219,170.~~000000%~~66 ~~Class~~Record ~~M-2~~Date 8411/30/2005 11/30/2005 11/30/2005 Principal And Interest Constant 326,~~000~~808.06 1,~~000~~102,916.0064 71,007,668.~~00000000%~~87 84Scheduled Principal 43,~~000~~493.85 116,~~100~~504.0067 8134,436.~~36210004%~~21 2Unscheduled Principal 1,586,593.~~209981%~~40 09,680,700.~~000000%~~20 ~~Class~~4,846,672.36 ~~M-3~~Scheduled 70Interest 283,~~200~~314.21 986,~~000~~411.0097 5873,232.~~85000000%~~66 70Servicing Fee 15,~~200~~565.17 55,~~100~~697.28 46,733.43 Master Servicing Fee 0.00 60.~~98832810%~~00 10.~~373772%~~00 Trustee Fee 116.74 417.73 350.50 FRY Amount 0.~~000000%~~00 ~~Class~~0.00 ~~M-4~~0.00 ~~56,400,000~~Special Hazard Fee 0.00 40.~~70000000%~~00 ~~56,400,100~~0.00 5Other Fee 0.~~61455616%~~00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.~~373772%~~00 0.~~000000%~~00 ~~Class~~0.00 ~~R-I~~Spread 62 0.00 0.00 0.00 Spread 3 17,~~000~~703.80 108,~~000~~846.30 58,485.49 Net Interest 267,749.12 930,714.69 826,499.20 Realized Loss Amount 0.00 21,391.13 0.~~50000000%~~00 6Cumulative Realized Loss 0.00 21,~~000~~391.13 24,~~100~~165.0043 Percentage of Cumulative Losses 0.~~59730210%~~0000 0.~~000000%~~0092 0.~~000000%~~0141 ~~Class~~Prepayment PPenalty Waived Amount 0.00 0.~~00000000%~~00 0.00 Prepayment Penalty Waived Count 0 0 0 Prepayment Penalty Paid Amount 698617.~~00000000%~~63 0.~~000010%~~00 0.~~000000%~~00 ~~Please~~Prepayment ~~Refer~~Penalty toPaid ~~the~~Count ~~Prospectus~~Not ~~Supplement~~Available ~~for~~0 a0 ~~Full~~Special ~~Description~~Servicing ofFee ~~Loss~~0.00 ~~Exposure~~0.00 0.00 Pass-Through Rate 6.422764 5.899395 6.570571

~~Summary~~Group 12Level ~~Month~~Collateral ~~REO~~Statement History*Group ~~New~~Group ~~REO~~4 ~~Loans~~Total ~~Month~~Collateral ~~REO~~Description ~~Percentage~~Mixed ARM Mixed Fixed & Arm Weighted Average Coupon Rate 7.032797 7.125639 Weighted Average Net Rate 6.632797 6.725639 Weighted Average Remaining Term 348 345 Beginning Loan Count 2,877 5,199 Loans inPaid ~~REO~~In 0Full ~~Sep-04~~147 0239 Ending Loan Count 2,730 4,960 Beginning Scheduled Balance 529,526,177.~~000%~~83 ~~Original~~883,513,793.06 ~~Principal~~Ending scheduled Balance 0498,957,088.0047 ~~Oct-04~~836,536,303.01 0Record Date 11/30/2005 11/30/2005 Principal And Interest Constant 3,471,854.~~000%~~77 ~~Current~~5,909,248.34 Scheduled Principal ~~Balance~~368,479.80 662,914.53 Unscheduled Principal 30,200,609.56 46,314,575.52 Scheduled Interest 3,103,374.97 5,246,333.81 Servicing Fee 176,508.73 294,504.61 Master Servicing Fee 0.00 ~~Nov-04~~ 0.~~000%~~00 ~~Dec-04~~Trustee Fee 1,323.82 2,208.79 FRY Amount 0.~~000%~~00 ~~Current~~0.00 ~~REO~~Special ~~Total~~Hazard ~~Jan-05~~Fee 0.~~000%~~00 ~~Loans~~0.00 inOther ~~REO~~Fee 10.00 ~~Feb-05~~0.00 Pool Insurance Fee 0.~~000%~~00 ~~Original~~0.00 ~~Principal~~Spread ~~Balance~~1 ~~198,750~~0.00 ~~Mar-05~~0.00 Spread 2 0.~~000%~~00 ~~Current~~0.00 ~~Principal~~Spread ~~Balance~~3 ~~198~~330,~~602~~212.5098 ~~Apr-05~~515,248.57 0Net Interest 2,926,866.~~000%~~14 ~~May-05~~4,951,829.15 0Realized Loss Amount 9,780.~~000%~~78 ~~Jun-05~~31,171.91 0Cumulative Realized Loss 12,446.~~018%~~22 ~~Jul-05~~58,002.78 Percentage of Cumulative Losses 0.~~019%~~0017 ~~Aug-05~~ 0.~~020%~~0048 *ThePrepayment ~~text~~Penalty ~~reported~~Waived inAmount ~~the~~0.00 ~~above~~0.00 ~~table~~Prepayment isPenalty ~~presented~~Waived ~~graphically~~Count on0 ~~the~~0 ~~monthly~~Prepayment ~~bond~~Penalty ~~remittance~~Paid ~~report~~Amount 0.00 ~~The~~698617.63 ~~monthly~~Prepayment ~~bond~~Penalty ~~remittance~~Paid ~~report~~Count ~~can~~0 beNot ~~viewed~~Available ~~online~~Special atServicing ~~www~~Fee 0.~~ctslink~~00 0.~~com~~00 Pass-Through Rate 5.881476 6.022822

~~REO~~Additional ~~Loan~~Reporting ~~Detail~~ - ~~All~~Deal ~~Mortgage~~Level ~~Loans~~Miscellaneous inReporting ~~REO~~General ~~during~~Excess ~~Current~~Available ~~Period~~Amt ~~Month~~879,364.03 ~~Loan~~Extra ~~First Original Loan Entered Payment LTV at~~ Principal ~~Group~~Distribution ~~Number~~Amt ~~REO~~31,171.91 ~~Date~~Overcollateralization ~~State~~Amt ~~Origination~~6,000,000.00 ~~Balance~~Overcollateralization ~~Group~~Defecit 4Amt ~~0081052241~~31,171.91 ~~Jun-2005~~Stepdown ~~01-Jan-2005~~NO VATrigger ~~75.00~~Event ~~198,750.00~~NO

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENT BANKRUPTCY FORECLOSURE REO ~~Loan~~TOTAL ~~Detail~~No -of ~~All~~Loans ~~Mortgage~~No of Loans inNo ~~REO~~of ~~during~~Loans ~~Current~~No ~~Period~~of ~~(continued)~~Loans ~~Current~~No ~~Paid~~of ~~Current~~Loans ~~Approximate~~Principal ~~Loan~~Balance Principal ToBalance ~~Months~~Principal ~~Loan~~Balance ~~Delinquent~~Principal ~~Group~~Balance ~~Number~~Principal Balance ~~Date~~0-29 ~~Delinquent~~Days ~~Rate~~37 ~~Interest~~2 ~~Group~~0 39 5,538,374.22 370,859.95 0.00 5,909,234.17 30 Days 95 2 0 0 97 15,558,582.09 468,181.33 0.00 0.00 16,026,763.42 60 Days 56 7 3 0 66 8,723,911.91 1,498,336.89 481,335.66 0.00 10,703,584.46 90 Days 30 7 8 1 46 4,273,766.56 ~~0081052241~~693,458.63 ~~198~~1,~~602~~584,884.5023 ~~01-Jan-2005~~51,182.47 6,603,291.89 120 Days 10 4 15 0 29 1,374,929.17 333,223.16 2,115,699.11 0.00 3,823,851.44 150 Days 7 5 19 0 31 562,091.08 491,934.45 2,851,777.76 0.00 3,905,803.29 180+ Days 11 12 35 8 66 1,778,375.86 1,989,809.21 5,312,501.72 958,611.17 10,039,297.96 Totals 209 74 82 9 374 32,271,656.67 11,013,317.89 12,717,058.43 1,009,793.64 57,011,826.63 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.745968% 0.040323% 0.000000% 0.786290% 0.661721% 0.044310% 0.000000% 0.706031% 30 Days 1.915323% 0.040323% 0.000000% 0.000000% 1.955645% 1.858929% 0.055938% 0.000000% 0.000000% 1.914867% 60 Days 1.129032% 0.141129% 0.060484% 0.000000% 1.330645% 1.042327% 0.179020% 0.057510% 0.000000% 1.278857% 90 Days 0.604839% 0.141129% 0.161290% 0.020161% 0.927419% 0.510627% 0.082854% 0.189361% 0.006115% 0.788957% 120 Days 0.201613% 0.080645% 0.302419% 0.000000% 0.584677% 0.164276% 0.039813% 0.252782% 0.000000% 0.456871% 150 Days 0.141129% 0.100806% 0.383065% 0.000000% 0.625000% 0.067158% 0.058776% 0.340728% 0.000000% 0.466663% 180+ Days 0.221774% 0.241935% 0.705645% 0.161290% 1.330645% 0.212479% 0.237741% 0.634734% 0.114534% 1.199489% Totals 4.213710% 1.491935% 1.653226% 0.181452% 7.~~500~~540323% 83.855796% 1.315864% 1.519426% 0.120649% 6.811735% The data used to stratify the delinquencies for this report and the detail that follows is based on the Borrower's Due Date as determined at the end of the prepayment period,~~322~~ and the loan status type of BK, FC or REO as determined at the prior month end.42

~~Summary~~OTHER 12INFORMATION ~~Month~~Current ~~Foreclosure~~Period History*Class ~~New~~A ~~Foreclosure~~Insufficient ~~Loans~~Funds ~~Month Foreclosure Percentage Loans in Foreclosure 19 Sep-04~~ 0.~~000% Original Principal Balance 2,907,485.~~00 ~~Oct-04 0.000% Current~~ Principal Balance ~~2,902,691.83~~of ~~Nov-04~~Contaminated ~~0.000%~~Properties ~~Dec-04~~ 0.~~000% Current Foreclosure Total Jan-05 0.000% Loans in Foreclosure 58 Feb-05 0.000% Original Principal Balance 9,268,410.~~00 ~~Mar-05~~Periodic ~~0.036%~~Advance ~~Current Principal Balance 9~~627,~~254,112~~359.99 Apr-05 0.110% May-05 0.375% Jun-05 0.527% Jul-05 0.646% Aug-05 0.921% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.45

~~Foreclosure~~SUBORDINATION ~~Loan~~LEVEL/CREDIT ~~Detail~~ENHANCEMENT/CLASS -PERCENTAGE ~~All~~AND ~~Mortgage~~PREPAYMENT ~~Loans~~PERCENTAGE ~~in Foreclosure during~~ Current ~~Period~~Original ~~Month~~$ ~~Loan First~~ Original ~~Loan~~% ~~Entered~~Current ~~Payment~~$ ~~LTV~~Current at% ~~Principal~~Class% ~~Group~~Prepayment% ~~Number~~Class ~~FC Date State Origination Balance Group 1 0051054510 Jun~~M-~~2005 01-Jan-2005 GA 89.29 50,000.00 Group~~ 1 ~~0341020778 Jun-2005 01-Jan-2005 SC 95.00 80~~106,~~750.00 Group 2 0041062147 Aug-2005 01-Dec-2004 IL 80.00~~ 200,000.00 ~~Group 2 0041062821 Jul-2005 01-Jan-2005 IL 85~~8.0085000000% ~~297~~106,~~500.00 Group 2 0131029204 Jun-2005 01-Jan-2005 OH 75.00 171~~200,~~750~~100.00 ~~Group 2 0191021551 Apr-2005 01-Jan-2005 MT 80~~12.0069521713% ~~192,000~~6.00311740% ~~Group 2 0311024845 Jul-2005 01-Dec-2004 PA 80~~0.00000000% ~~91,920.00~~Class ~~Group 2 0331032430 Jun~~M-~~2005 01-Jan-2005 NY 80.00 339,200.00 Group~~ 2 ~~0341021622 Jul-2005 01-Feb-2005 NC 80.00 121~~84,~~523.00 Group 2 0351020302 Jun-2005 01-Oct-2004 TX 70.75 150,~~000~~.00 Group 2 0351020317 Jul-2005 01-Sep-2004 TX 80.00 51~~,~~200.00 Group 2 0391008797 Aug-2005 01-Nov-2004 LA 80.00 106,400.00 Group 2 0631004963 May-2005 01-Jan-2005 CA 65.00 123,500.00 Group 2 0641005790 Jul-2005 01-Jan-2005 TX 80.00 192,~~000.00 ~~Group 2 0651006448 Jul-2005 01-Jan-2005 VA 80~~7.0000000000% ~~116~~84,000~~.00 Group 2 0771002692 Jul-2005 01-Dec-2004 TX 92.01 113~~,~~172~~100.00 ~~Group 2 0791000840 Jun-2005 01-Jan-2005 IA 90~~10.0004141717% ~~82,800.00 Group~~ 2 ~~0831029820 Aug-2005 01-Nov-2004 CA 85~~.00653800% ~~110,500~~0.00000000% ~~Group~~Class ~~3 0051054367 Aug~~M-~~2005 01-Dec-2004 GA 80.00 102,880.00 Group~~ 3 ~~0101043431 Jul-2005 01-Oct-2004 TX 54.09 59~~70,~~500.00 Group 3 0351020475 May-2005 01-Sep-2004 TX 80.00 89~~200,~~600.00 Group 3 0641005610 Aug-2005 01-Jan-2005 TX 80.00 204,~~000.00 ~~Group 3 0651006568 Aug-2005 01-Jan-2005 IN 95~~5.0085000000% 5470,~~150.00 Group 4 0031029898 Aug-2005 01-Nov-2004 CA 80.00 312~~200,~~000.00 Group 4 0041060855 May-2005 01-Sep-2004 IN 71.79~~ 100~~,500~~.00 ~~Group 4 0051054490 Jul-2005 01-Jan-2005 GA 85~~8.0039175775% ~~122,400~~1.00649659% ~~Group 4 0051054635 Jul-2005 01-Jan-2005 GA 90~~0.00000000% ~~119,700.00~~Class ~~Group 4 0061054076 Aug~~M-~~2005 01-Oct-2004 OH 90.00 63,900.00 Group~~ 4 ~~0061054132 May-2005 01-Oct-2004 OH 80.00 57~~56,~~600.00 Group 4 0061055326 Jul-2005 01-Jan-2005 OH 80.00 196~~400,000.00 ~~Group~~ 4 ~~0061055618 Aug-2005 01-Jan-2005 OH 95~~.0070000000% ~~370~~56,~~500.00 Group 4 0071062959 Aug-2005 01-Jan-2005 FL 90.00 162~~400,~~000~~100.00 ~~Group 4 0091029725 Jun-2005 01-Jan-2005 KS 90~~6.0074209832% ~~51,300~~1.00649659% ~~Group 4 0121034384 Jul-2005 01-Sep-2004 NE 77~~0.68000000% ~~87,000.00~~Class ~~Group 4 0141041418 May~~R-~~2005~~I ~~01-Oct-2004 NY 66.43 186~~6,000~~.00 Group 4 0141043607 May-2005 01-Jan-2005 NY 88.89 324~~,000.00 ~~Group 4 0161036443 May-2005 01-Oct-2004 MA 90~~0.0050000000% ~~216~~6,000~~.00 Group 4 0271017163 Jun-2005 01-Dec-2004 OH 89.29 75~~,~~000~~100.00 ~~Group 4 0271017293 Aug-2005 01-Dec-2004 AZ 72~~0.4471725518% ~~92,000~~0.00000000% ~~Group 4 0271017784 Aug-2005 01-Jan-2005 NY 95~~0.00000000% ~~347,605.00~~Class ~~Group~~P ~~4 0321021849 Aug-2005 01-Jan-2005 WY 80~~0.00 ~~50,000~~0.0000000000% ~~Group 4 0331031846 May-2005 01-Jan-2005 NY 95~~0.00 ~~456,000~~0.0000000000% ~~Group 4 0341019228 Jun-2005 01-Sep-2004 SC 90~~0.00000012% ~~70,200~~0.00000000% ~~Group~~Please 4Refer ~~0351020246~~to ~~Mar-2005~~the ~~01-Sep-2004~~Prospectus TXSupplement ~~80.00~~for ~~139,600.00~~a ~~Group~~Full 4Description ~~0361018332~~of ~~Mar-2005~~Loss ~~01-Jun-2004 MI 72~~Exposure.82 125,250.00 Group 4 0361021760 Aug-2005 01-Dec-2004 MI 75.00 90,000.00 Group 4 0371022247 Aug-2005 01-Jan-2005 FL 80.00 161,600.00 Group 4 0391009726 Jul-2005 01-Jan-2005 LA 90.00 60,210.00 Group 4 0551002803 Aug-2005 01-Sep-2004 LA 90.00 54,450.00 Group 4 0651006663 Aug-2005 01-Jan-2005 ME 75.00 86,250.00 Group 4 0651006899 Jun-2005 01-Jan-2005 OH 65.00 52,000.00 Group 4 0661001596 May-2005 01-Oct-2004 CA 38.94 183,000.00 Group 4 0661003184 Aug-2005 01-Jan-2005 CA 48.11 102,000.00 Group 4 0671001881 May-2005 01-Jan-2005 CA 80.00 520,000.00 Group 4 0671001934 May-2005 01-Jan-2005 CA 80.00 400,000.00 Group 4 0741008606 Aug-2005 01-Jan-2005 NH 65.00 237,250.00 Group 4 0831031024 Jun-2005 01-Nov-2004 NJ 85.00 323,850.00 Group 4 0841001139 Jul-2005 01-Jan-2005 MI 95.00 172,900.00

~~Foreclosure~~180+ ~~Loan~~Delinquency ~~Detail~~Summary -Summary ~~All~~Days ~~Mortgage~~Number ~~Loans~~of inAggregate ~~Foreclosure~~Percentage ~~during~~of ~~Current~~Number ~~Period~~of ~~(continued)~~Aggregate ~~Current~~Percentage ~~Paid~~of ~~Current Approximate Loan Principal To Months Loan~~ Delinquent ~~Group~~Loans ~~Number~~Outstanding Balance ~~Date Delinquent Rate Interest Group 1 0051054510 49,946.86 01-Feb-2005 4 9.150~~(%) ~~2,207.14~~Loans ~~Group~~Oustanding ~~1 0341020778 80,700.57 01-Jan-2005 5 8.450~~Balance(%) ~~3,829.47~~Balance($) ~~Group~~Balance($) 2180 ~~0041062147 199,689.80 01~~-~~Feb-2005~~ 4209 ~~9.300%~~11 8,974.10 Group 2 0041062821 297,187.09 01-Feb-2005 4 9.200% 13,207.02 Group 2 0131029204 171,664.62 01-Jan-2005 5 9.450% 9,148.65 Group 2 0191021551 191,839.49 01-Jan-2005 5 6.900% 7,367.00 Group 2 0311024845 91,783.13 01-Jan-2005 5 7.500% 3,846.08 Group 2 0331032430 339,200.00 01-Jan-2005 5 5.650% 10,585.89 Group 2 0341021622 121,400.42 01-Mar-2005 3 9.400% 4,598.35 Group 2 0351020302 149,529.67 01-Feb-2005 4 8.400% 6,046.15 Group 2 0351020317 50,995.60 01-Mar-2005 3 8.900% 1,~~825.17 Group 2 0391008797 106~~725,~~155~~448.6264 ~~01-Feb-2005 4 9~~0.~~200%~~206 ~~4,717.44~~210 ~~Group 2 0631004963 123,429.68 01~~-~~Jan-2005~~ 5239 ~~8.800%~~19 ~~6,109.39 Group~~ 2 ~~0641005790 191~~,692.74 01-Mar-2005 3 9.150% 7,060.95 Group 2 0651006448 115,726.90 01-Mar-2005 3 7.250% 3,345.89 Group 2 0771002692 112,955.95 01-Mar-2005 3 9.700% 4,419.76 Group 2 0791000840 82,760.12 01-Jan-2005 5 9.600% 4,483.11 Group 2 0831029820 110,183.98 01-Apr-2005 2 9.750% 3,468.21 Group 3 0051054367 102,630.59 01-Mar-2005 3 8.550% 3,523.53 Group 3 0101043431 59,419.09 01-Feb-2005 4 12.320% 3,568.55 Group 3 0351020475 89,389.82 01-Jan-2005 5 9.800% 4,946.43 Group 3 0641005610 203,626.65 01-Apr-2005 2 9.900% 6,511.45 Group 3 0651006568 54,095.73 01-Mar-2005 3 11.340% 2,486.69 Group 4 0031029898 312,000.00 01-Apr-2005 2 5.640% 5,553.60 Group 4 0041060855 100,181.67 01-Jan-2005 5 8.350% 4,695.10 Group 4 0051054490 122,189.36 01-Mar-2005 3 8.800% 4,322.46 Group 4 0051054635 119,423.70 01-Mar-2005 3 7.350% 3,502.56 Group 4 0061054076 63,799.57 01-Jan-2005 5 10.700% 3,865.86 Group 4 0061054132 57,506.76 01-Jan-2005 5 10.500% 3,417.36 Group 4 0061055326 195,921.26 01-Jan-2005 5 10.450% 11,585.86 Group 4 0061055618 370,263.75 01-Jan-2005 5 8.250% 17,137.48 Group 4 0071062959 161,360.43 01-May-2005 1 7.250% 2,801.38 Group 4 0091029725 51,267~~.63 01-Jan-2005 5 8.300% 2~~,~~387~~743.87 Group 4 0121034384 86,692.55 01-Jan-2005 5 8.000% 3,885.77 Group 4 0141041418 185,372.62 01-Jan-2005 5 6.900% 7,118.31 Group 4 0141043607 323,739.62 01-Jan-2005 5 7.100% 12,810.20 Group 4 0161036443 215,242.49 ~~01-Jan-2005 5 6~~0.~~700%~~271 ~~8,014.02~~240 ~~Group 4 0271017163 74,814.15 01~~-~~Feb-2005~~ 4269 ~~6.990%~~11 ~~2,497.26 Group 4 0271017293 91,724.30 01-Mar-2005 3 7.500% 2,747.51 Group 4 0271017784 347,400.83 01-Jan-2005 5 8.650% 16,890.91 Group 4 0321021849 49,895.56 01-Mar-2005 3 7.850%~~ 1,~~567.39 Group 4 0331031846 456~~207,~~000~~454.0011 ~~01-Jan-2005 5 6~~0.~~990%~~144 ~~17,795.40~~270 ~~Group 4 0341019228 69,904.71 01~~-~~Feb-2005~~ 4299 ~~9.200%~~24 ~~3,106.37 Group~~ 4 ~~0351020246 138~~,~~896.80 01-Mar-2005 3 7.750% 4~~595,~~305~~375.1567 ~~Group 4 0361018332 124,370~~0.09549 ~~01-Jan-2005~~330 ~~5 6.750% 4,666.57 Group 4 0361021760 89,690.47 01~~-~~Mar-2005~~ 3359 ~~6.850% 2,443.54 Group 4 0371022247 161,271.43 01-Apr-2005 2 9.400% 4,888.07 Group 4 0391009726 59,958.73 01-Aug-2005 (~~1) ~~9.350% 452.43 Group 4 0551002803 54~~243,~~191~~276.1905 ~~01-Apr-2005 2 8~~0.~~950%~~029 ~~1,561.14~~Total ~~Group~~66 ~~4 0651006663 86,163.92 01-Feb-2005 4 9.450% 3,936.95 Group 4 0651006899 51,980.85 01-Jan-2005 5~~ 10~~.850% 3~~,~~195.33 Group 4 0661001596 182~~039,~~423~~297.7896 ~~01-Jan-2005 5 7.250% 7,377.79 Group 4 0661003184 101,709.76 01-Mar-2005 3 7.000% 2,834.82 Group 4 0671001881 520,000.00 01-May-2005~~ 1 6.~~300%~~199 ~~7,800.00~~This ~~Group~~report 4includes ~~0671001934~~all ~~400,000.00~~loans ~~01-Jan-2005~~greater 5than ~~6.300%~~180 ~~14,000.00~~days ~~Group~~delinquent 4regardless ~~0741008606~~of ~~236,838.25~~status ~~01-Apr-2005 2 10.150% 7~~(REO,~~770.99~~ ~~Group 4 0831031024 323~~Foreclosure,~~415.70~~ ~~01-Jan-2005 5 9~~Bankruptcy).~~990% 18,255.77 Group 4 0841001139 172,496.94 01-Mar-2005 3 7.300% 5,023.19~~

~~COLLATERAL~~180+ ~~STATEMENT~~Delinquency ~~Collateral~~Summary ~~Description~~(continued) ~~Mixed~~Days ~~Fixed~~Number &of ~~Arm~~Aggregate ~~Weighted~~Percentage ~~Average~~of ~~Gross~~Number ~~Coupon~~of ~~7.158974%~~Aggregate ~~Weighted~~Percentage ~~Average~~of ~~Net~~Delinquent ~~Coupon~~Loans ~~6.858974%~~Outstanding ~~Weighted Average Pass-Through Rate 6.162879% Weighted Average Maturity~~Balance(~~Stepdown Calculation~~%) ~~348 Beginning Scheduled Collateral Loan Count 6,023 Number Of~~ Loans ~~Paid~~Oustanding ~~In Full 203 Ending Scheduled Collateral Loan Count 5,820 Beginning Scheduled Collateral~~ Balance(%) ~~1,046,314,823.21 Ending Scheduled Collateral~~ Balance($) ~~1,004,533,544.98 Ending Actual Collateral~~ Balance($) atThis ~~29-Jul-2005~~report ~~1,004,853,966.24~~includes ~~Monthly~~all ~~P&I~~loans ~~Constant~~greater ~~7,008,379.31~~than ~~Special~~180 ~~Servicing~~days ~~Fee~~delinquent ~~0.00~~regardless ~~Prepayment~~of ~~Penalties~~status ~~571~~(REO,~~423.68~~ ~~Realized Loss Amount 0.00 Cumulative Realized Loss 27~~Foreclosure,~~213.66~~ ~~Scheduled Principal 766,262~~Bankruptcy).~~20 Unscheduled Principal 41,015,016.03~~

~~Other~~180+ ~~Income~~Delinquency ~~913~~Summary (continued) Days Number of Aggregate Percentage of Delinquent Loans Outstanding Balance(%) Balance($) This report includes all loans greater than 180 days delinquent regardless of status (REO, Foreclosure, Bankruptcy).14

REO Detail - All Mortgage Loans in REO during Current Period

~~Miscellaneous~~Summary ~~Reporting~~12 ~~General~~Month ~~Excess~~REO ~~Available~~History* ~~Amt~~New ~~1,957,693~~REO Loans Month REO Percentage Loans in REO 2 Jan-05 0.61000% ~~Extra~~Original Principal ~~Distribution~~Balance ~~Amt~~138,980.00 Feb-05 0.00000% ~~Overcollateralization~~Current ~~Amt~~Principal 6Balance 137,875.02 Mar-05 0.000,% Apr-05 0.000% Current REO Total May-05 0.00000% ~~Overcollateralization~~Loans ~~Defecit~~in ~~Amt~~REO 9 Jun-05 0.018% Original Principal Balance 1,013,132.00 ~~Stepdown~~Jul-05 NO0.019% ~~Trigger~~Current ~~Event~~Principal NOBalance 1,009,793.64 Aug-05 0.020% Sep-05 0.045% Oct-05 0.095% Nov-05 0.121% Dec-05 0.121% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

~~Group~~REO ~~Level~~Loan ~~Collateral~~Detail ~~Statement~~- ~~Group~~All ~~Group~~Mortgage 1Loans ~~Group~~in 2REO ~~Group~~during 3Current ~~Collateral~~Period ~~Description~~Month ~~Mixed Fixed Mixed ARM Mixed Fixed Weighted Average Coupon Rate 7.323760 7.114122 7.497681 Weighted Average Net Rate 7.023760 6.814122 7.197681 Weighted Average Maturity 349 349 348 Beginning~~ Loan ~~Count~~First ~~360~~Original ~~1,206 1,091 Loans Paid In Full 11 42 26 Ending~~ Loan ~~Count~~Entered ~~349~~Payment ~~1,164~~LTV ~~1,065~~at ~~Beginning~~Principal ~~Scheduled~~Group ~~Balance~~Number ~~51,602,469.91~~REO ~~203,019,453.77~~Date ~~157,650,039.95~~State ~~Ending~~Origination ~~Scheduled~~ Balance ~~49,847,370.48~~Group ~~195,489,806.13~~1 ~~152,880,838.62~~0051054510 ~~Record Date 07/29/~~Nov-2005 ~~07/29/~~01-Jan-2005 ~~07/29/2005~~GA ~~Principal And Interest Constant 361,956~~89.9729 150,~~345,538~~000.9300 ~~1,129,910.88~~Group ~~Scheduled~~2 ~~Principal~~0351020302 ~~47,020.20~~Nov-2005 ~~141,951.32~~01-Oct-2004 ~~144,902.77~~TX ~~Unscheduled Principal 1,708,079~~70.2375 7150,~~387,696~~000.3200 ~~4,624,298.56~~Group ~~Scheduled~~2 ~~Interest~~0771002692 ~~314,936.77~~Sep-2005 ~~1,203,587.61~~01-Dec-2004 ~~985,008.11~~TX ~~Servicing Fees 12,900~~92.6201 50113,~~754~~172.~~86 39,412.51 Master Servicing Fees 0.~~00 ~~0.00~~Group ~~0.00~~3 ~~Trustee~~0051054367 ~~Fee~~Oct-2005 ~~129.~~01-Dec-2004 ~~507.55~~GA ~~394~~80.~~13 FRY Amount 0.~~00 0102,880.00 ~~0.00~~Group ~~Special~~3 ~~Hazard~~0351020418 ~~Fee~~Dec-2005 ~~0.00~~01-Sep-2004 ~~0.00~~TX 020.00 ~~Other Fee 0~~51,980.00 ~~0.00~~Group ~~0.00~~4 ~~Pool~~0051054490 ~~Insurance~~Oct-2005 ~~Fee~~01-Jan-2005 ~~0.00~~GA 085.00 0122,400.00 ~~Spread~~Group 14 ~~0.00~~0051054635 ~~0.00~~Sep-2005 ~~0.00~~01-Jan-2005 ~~Spread~~GA ~~2 0~~90.00 0119,700.00 ~~0.00~~Group ~~Spread~~4 30121034384 ~~19,387.94~~Dec-2005 ~~128,603.54~~01-Sep-2004 ~~65,181.03~~NE ~~Net Interest 302,036~~77.0668 187,~~152,832~~000.~~70 945,595.65 Realized Loss Amount 0.~~00 ~~0.00~~Group ~~0.00~~4 ~~Cumulative~~0161036443 ~~Realized~~Oct-2005 ~~Loss~~01-Oct-2004 ~~0.00~~MA 090.00 24216,~~165~~000.~~43 Percentage of Cumulative Losses 0.0000 0.0000 0.0141 Prepayment Penalties 0.~~00 ~~0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.569900 6.045350 6.698536~~

~~Group~~REO ~~Level~~Loan ~~Collateral~~Detail ~~Statement~~- ~~Group~~All ~~Group~~Mortgage 4Loans ~~Total~~in ~~Collateral~~REO ~~Description~~during ~~Mixed~~Current ~~ARM~~Period ~~Mixed~~(continued) ~~Fixed~~Current &Paid ~~Arm~~Current ~~Weighted~~Approximate ~~Average~~Loan ~~Coupon~~Principal ~~Rate~~To ~~7.075707~~Months ~~7.158974 Weighted Average Net Rate 6.775707 6.858974 Weighted Average Maturity 348 348 Beginning~~ Loan ~~Count~~Delinquent ~~3,366~~Group ~~6,023~~Number ~~Loans~~Balance ~~Paid~~Date InDelinquent ~~Full~~Rate ~~124~~Interest ~~203~~Group ~~Ending~~1 ~~Loan~~0051054510 ~~Count 3~~49,~~242~~946.86 ~~5,820~~01-Feb-2005 ~~Beginning~~8 ~~Scheduled Balance 634,042,859~~9.58150% 13,~~046,314,823~~670.2132 ~~Ending~~Group ~~scheduled~~2 ~~Balance~~0351020302 ~~606~~149,~~315,~~529.7567 ~~1,004,533,544.98 Record Date 07/29/~~01-Feb-2005 ~~07/29/2005~~8 ~~Principal And Interest Constant 4,170,972~~8.53400% 710,~~008,379~~051.3114 ~~Scheduled~~Group ~~Principal~~2 ~~432,387.91~~0771002692 ~~766~~112,~~262~~955.2095 ~~Unscheduled~~01-Mar-2005 ~~Principal~~7 ~~27,294,941~~9.92700% 417,~~015,016~~938.0319 ~~Scheduled~~Group ~~Interest~~ 3~~,738,584.62~~ 60051054367 102,~~242,117~~630.1159 ~~Servicing~~01-Mar-2005 ~~Fees~~7 ~~158,510~~8.71550% ~~261~~6,~~578~~325.7078 ~~Master~~Group ~~Servicing~~3 ~~Fees~~0351020418 051,182.0047 ~~0.00~~01-Jul-2005 ~~Trustee~~3 ~~Fee 1,585~~9.11875% 2,~~615~~031.8058 ~~FRY~~Group ~~Amount~~4 ~~0.00~~0051054490 0122,189.0036 ~~Special~~01-Mar-2005 ~~Hazard~~7 ~~Fee 0~~8.00800% 07,760.0096 ~~Other~~Group ~~Fee~~4 ~~0.00~~0051054635 0119,423.0070 ~~Pool~~01-Mar-2005 ~~Insurance~~7 ~~Fee 0~~7.00350% 06,284.0064 ~~Spread~~Group 14 ~~0.00~~0121034384 ~~0.00 Spread 2 0.00 0.00 Spread 3 390~~86,~~205~~692.0355 ~~603,377.54~~01-Jan-2005 ~~Net~~9 ~~Interest 3,580,073~~8.88000% 56,~~980,538~~090.2918 ~~Realized~~Group ~~Loss~~4 ~~Amount~~0161036443 ~~0.00 0.00 Cumulative Realized Loss 3~~215,~~048~~242.2349 ~~27,213.66 Percentage of Cumulative Losses 0.0004 0.0023 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass~~01-~~Through~~Jan-2005 ~~Rate~~9 6.~~034199~~700% 612,552.~~162879~~51

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

~~Prepayment~~Summary ~~Detail~~12 -Month ~~Prepayments~~Foreclosure ~~during~~History* ~~Current~~New ~~Period~~Foreclosure ~~Summary~~ Loans ~~Paid~~Month InForeclosure ~~Full~~Percentage ~~Repurchased~~ Loans ~~Original~~in ~~Current~~Foreclosure ~~Original~~10 ~~Current~~Jan-05 ~~Principal~~0.000% ~~Principal~~Original Principal ~~Principal~~Balance ~~Group~~2,422,350.00 ~~Count~~Feb-05 ~~Balance~~0.000% ~~Balance~~Current ~~Count~~Principal Balance ~~Balance Group 1 11 1~~2,~~721~~411,~~034~~269.0050 ~~1,705,300.35~~Mar-05 0.036% Apr-05 0.00110% Current Foreclosure Total May-05 0.00375% ~~Group~~Loans 2in 43Foreclosure ~~7,676,042~~82 Jun-05 0.00527% 7Original Principal Balance 12,~~536~~759,~~883~~755.4520 0Jul-05 0.00646% ~~0.00~~Current ~~Group~~Principal 3Balance ~~26 4~~12,~~657~~717,~~103~~058.0043 ~~4,618,866.48~~Aug-05 0 0.00921% 0Sep-05 1.00061% ~~Group~~Oct-05 41.177% ~~124~~Nov-05 ~~27,420,458~~1.00359% ~~27,273,802~~Dec-05 1.22519% 0*The ~~0.00~~text ~~0.00~~reported ~~Total~~in ~~204~~the ~~41,474,637.00~~above ~~41,134,852.50~~table 0is 0presented graphically on the monthly bond remittance report.00 0The monthly bond remittance report can be viewed online at www.00ctslink.com.

~~Prepayment~~Foreclosure Loan Detail - ~~Prepayments~~All Mortgage Loans in Foreclosure during Current Period ~~(continued)~~Month ~~Summary~~Loan ~~Substitution~~First ~~Loans~~Original ~~Liquidated~~Loan ~~Loans~~Entered ~~Curtailments~~Payment ~~Original~~LTV ~~Current~~at ~~Original~~Principal ~~Current~~Group ~~Principal~~Number ~~Principal~~FC ~~Principal~~Date ~~Principal~~State ~~Curtailment~~Origination Balance Group ~~Count~~1 ~~Balance~~0631002668 ~~Balance~~Sep-2005 ~~Count~~01-May-2004 ~~Balance~~CO ~~Balance~~45.53 ~~Amount~~97,900.00 Group 12 00041062147 0Aug-2005 01-Dec-2004 IL 80.00 0200,000.00 0Group 02 0061055311 Oct-2005 01-Jan-2005 MI 80.00 092,000.00 Group 2 0131029204 Jun-2005 01-Jan-2005 OH 75.00 171,~~778~~750.8800 Group 2 00141043135 0Sep-2005 01-Jan-2005 CT 70.00 098,000.00 0Group 02 0191021551 Apr-2005 01-Jan-2005 MT 80.00 0192,000.00 ~~(149~~Group 2 0311024661 Nov-2005 01-Dec-2004 NJ 70.00 161,~~187~~000.00 Group 2 0351020317 Jul-2005 01-Sep-2004 TX 80.00 51,200.00 Group 2 0381017587 Nov-2005 01-Jan-2005 MA 75.00 136,500.00 Group 2 0391008797 Aug-2005 01-Nov-2004 LA 80.00 106,400.00 Group 2 0521022205 Sep-2005 01-Feb-2005 MI 75.00 67,500.00 Group 2 0641005790 Jul-2005 01-Jan-2005 TX 80.00 192,000.00 Group 2 0671001524 Oct-2005 01-Jan-2005 CA 65.00 153,400.00 Group 2 0681002852 Sep-2005 01-Jan-2005 MA 80.00 212,000.00 Group 2 0791000840 Jun-2005 01-Jan-2005 IA 90.00 82,800.00 Group 2 0831031007 Nov-2005 01-Sep-2004 FL 85.00 119,000.00 Group 3 0101043431 Jul-2005 01-Oct-2004 TX 54.09 59,500.00 Group 3 0131029246 Oct-2005 01-Jan-2005 KY 90.00 51,300.00 Group 3 0331028643 Nov-2005 01-Oct-2004 NY 80.00 348,861.00 Group 3 0331032240 Oct-2005 01-Jan-2005 NY 13).18 58,000.00 Group 3 00341019323 0Nov-2005 01-Oct-2004 SC 80.00 072,000.00 0Group 03 0351020475 May-2005 01-Sep-2004 TX 80.00 089,600.00 5Group 3 0391009038 Dec-2005 01-Jan-2005 TN 80.00 85,~~432~~600.0800 Group 3 0611012943 Oct-2005 01-Jan-2005 NY 80.00 212,000.00 Group 3 0641005610 Aug-2005 01-Jan-2005 TX 80.00 204,000.00 Group 3 0651006568 Aug-2005 01-Jan-2005 IN 95.00 54,150.00 Group 3 0661002894 Dec-2005 01-Jan-2005 CA 78.95 300,000.00 Group 4 00011071301 0Oct-2005 01-Nov-2004 MI 61.90 65,000.00 0Group 4 0041060855 Nov-2005 01-Sep-2004 IN 71.79 100,500.00 0Group 04 0061054076 Aug-2005 01-Oct-2004 OH 90.00 063,900.00 21Group 4 0061054132 May-2005 01-Oct-2004 OH 80.00 57,~~139~~600.00 Group 4 0061055326 Jul-2005 01-Jan-2005 OH 80.00 196,000.00 Group 4 0061055601 Nov-2005 01-Jan-2005 PA 75.00 168,750.00 Group 4 0061055618 Aug-2005 01-Jan-2005 OH 95.00 370,500.00 Group 4 0061055743 Oct-2005 01-Feb-2005 OH 80.00 60,400.00 Group 4 0071062959 Aug-2005 01-Jan-2005 FL 90.00 162,000.00 Group 4 0091029725 Jun-2005 01-Jan-2005 KS 90.00 51,300.00 Group 4 0121035668 Oct-2005 01-Dec-2004 MN 95.00 164,350.00 Group 4 0141041418 May-2005 01-Oct-2004 NY 66.43 186,000.00 Group 4 0231054736 Nov-2005 01-Oct-2004 PA 90.00 54,900.00 Group 4 0231056232 Dec-2005 01-Dec-2004 PA 65.00 98,800.00 Group 4 0231056351 Dec-2005 01-Nov-2004 MA 79.25 210,000.00 Group 4 0231059566 Dec-2005 01-Jan-2005 MA 65.00 126,750.00 Group 4 0261049504 Oct-2005 01-Jan-2005 AL 56.17 81,440.00 Group 4 0271017163 Jun-2005 01-Dec-2004 OH 89.29 75,000.00 Group 4 0271017784 Aug-2005 01-Jan-2005 NY 95.00 347,605.00 Group 4 0271017941 Nov-2005 01-Jan-2005 NH 80.00 102,400.00 Group 4 0271018044 Nov-2005 01-Jan-2005 RI 80.00 315,200.00 Group 4 0311025418 Sep-2005 01-Jan-2005 NJ 68.18 90,000.00 Group 4 0321020864 Dec-2005 01-Nov-2004 CO 95.00 121,600.00 Group 4 0321021849 Aug-2005 01-Jan-2005 WY 80.00 50,000.00 Group 4 0321022028 Sep-2005 01-Jan-2005 CO 93.45 235,500.00 Group 4 0331031846 May-2005 01-Jan-2005 NY 95.00 456,000.00 Group 4 0331031917 Oct-2005 01-Jan-2005 CT 63.11 130,000.00 Group 4 0341019228 Jun-2005 01-Sep-2004 SC 90.00 70,200.00 ~~Total~~Group 04 00341019803 Nov-2005 01-Jan-2005 NC 90.00 0125,100.00 0Group 04 0341020594 Nov-2005 01-Dec-2004 VA 85.00 0140,250.00 ~~(119~~Group 4 0361018332 Mar-2005 01-Jun-2004 MI 72.82 125,~~836~~250.~~47)~~00 Group 4 0361021760 Dec-2005 01-Dec-2004 MI 75.00 90,000.00 Group 4 0361021770 Nov-2005 01-Dec-2004 MI 64.97 95,500.00 Group 4 0371022247 Aug-2005 01-Jan-2005 FL 80.00 161,600.00 Group 4 0381017832 Dec-2005 04-Jan-2005 NY 80.00 656,000.00 Group 4 0391009372 Nov-2005 01-Jan-2005 TN 95.00 109,250.00 Group 4 0551002803 Aug-2005 01-Sep-2004 LA 90.00 54,450.00 Group 4 0651005885 Nov-2005 01-Dec-2004 SC 70.00 102,756.00 Group 4 0651006494 Oct-2005 01-Jan-2005 MI 95.00 133,000.00 Group 4 0651006663 Aug-2005 01-Jan-2005 ME 75.00 86,250.00 Group 4 0661002516 Oct-2005 01-Dec-2004 MI 80.00 196,000.00 Group 4 0661002716 Dec-2005 01-Dec-2004 CA 80.00 433,600.00 Group 4 0661003153 Sep-2005 01-Jan-2005 CA 80.00 212,000.00 Group 4 0671001934 May-2005 01-Jan-2005 CA 80.00 400,000.00 Group 4 0681002755 Sep-2005 01-Jan-2005 VT 75.00 123,750.00 Group 4 0691001111 Oct-2005 01-Dec-2004 VA 65.00 173,550.00 Group 4 0741008606 Aug-2005 01-Jan-2005 NH 65.00 237,250.00 Group 4 0761002455 Nov-2005 01-Sep-2004 WI 85.00 62,900.00 Group 4 0771001886 Oct-2005 01-Dec-2004 TX 80.00 70,000.00 Group 4 0791000759 Oct-2005 01-Jan-2005 NE 79.99 54,393.20 Group 4 0831031014 Dec-2005 01-Nov-2004 NJ 85.71 300,000.00 Group 4 0831031018 Sep-2005 01-Nov-2004 NJ 90.00 180,000.00 Group 4 0831031024 Jun-2005 01-Nov-2004 NJ 85.00 323,850.00 Group 4 0841001139 Jul-2005 01-Jan-2005 MI 95.00 172,900.00 Group 4 0841002103 Nov-2005 01-Feb-2005 MI 80.00 60,000.00

Prepayment Loan Detail - Prepayments during Current Period First Original Loan LTV at Payment Principal Prepayment Group Number State Origination Date Balance Amount Group 1 0031030598 CA 59.41 01-Jan-2005 300,000.00 298,069.44 Group 1 0231055195 NJ 51.28 01-Oct-2004 200,000.00 198,001.47 Group 1 0231057380 NY 95.00 01-Dec-2004 128,250.00 127,651.86 Group 1 0331031960 NY 57.14 01-Jan-2005 199,984.00 194,486.66 Group 1 0651005299 IN 95.00 01-Dec-2004 80,750.00 80,419.86 Group 1 0651006863 TN 85.00 01-Jan-2005 89,250.00 88,995.15 Group 1 0661003237 CA 33.33 01-Jan-2005 60,000.00 59,823.07 Group 1 0681000877 ME 77.78 01-Sep-2004 140,000.00 138,866.21 Group 1 0771001587 TX 69.09 01-Oct-2004 53,200.00 52,893.54 Group 1 0771001757 TX 80.00 01-Oct-2004 289,600.00 286,905.06 Group 1 0781001569 NJ 66.67 01-Jan-2005 180,000.00 179,188.03 Group 2 0011071290 CA 80.00 01-Nov-2004 197,600.00 195,227.37 Group 2 0031028470 CA 80.00 01-Sep-2004 229,392.00 229,271.01 Group 2 0031029585 CA 74.61 01-Nov-2004 285,000.00 282,561.64 Group 2 0031030361 CA 80.00 01-Jan-2005 348,000.00 345,875.14 Group 2 0041062972 IL 57.14 01-Jan-2005 160,000.00 159,099.76 Group 2 0061055608 OH 80.00 01-Jan-2005 80,000.00 79,573.41 Group 2 0081051201 VA 85.00 01-Nov-2004 112,200.00 111,351.03 Group 2 0101042757 TX 80.00 01-Sep-2004 200,000.00 108,058.96 Group 2 0121036258 WI 70.00 01-Jan-2005 91,000.00 90,380.76 Group 2 0151026851 NJ 100.00 01-Jan-2005 67,000.00 65,997.92 Group 2 0161036848 MA 58.82 01-Nov-2004 250,000.00 247,325.02 Group 2 0161038208 MA 80.00 01-Feb-2005 228,000.00 226,722.17 Group 2 0191021285 WA 58.54 01-Dec-2004 120,000.00 119,098.42 Group 2 0211024143 VA 80.00 01-Jan-2005 104,000.00 103,578.85 Group 2 0231058219 ME 80.00 01-Jan-2005 78,000.00 77,553.76 Group 2 0231059445 ME 80.00 01-Jan-2005 143,200.00 142,243.03 Group 2 0251034388 CA 90.00 01-Jan-2005 191,250.00 189,922.41 Group 2 0251034518 CA 87.35 01-Jan-2005 148,500.00 148,499.99 Group 2 0311025000 NJ 90.00 01-Jan-2005 163,800.00 162,886.96 Group 2 0311025220 NJ 61.22 01-Jan-2005 150,000.00 149,071.62 Group 2 0311025331 NJ 53.50 01-Feb-2005 130,000.00 129,499.09 Group 2 0311025403 NJ 95.00 01-Jan-2005 332,500.00 330,577.27 Group 2 0331028713 NY 62.46 01-Jan-2005 203,000.00 202,320.69 Group 2 0331032051 NY 75.00 01-Feb-2005 165,000.00 164,000.15 Group 2 0341019465 NC 90.00 01-Oct-2004 115,200.00 114,483.08 Group 2 0341021060 NC 84.91 01-Jan-2005 90,000.00 89,469.35 Group 2 0361022080 MI 90.00 01-Jan-2005 135,900.00 135,067.03 Group 2 0381017659 MA 79.02 01-Jan-2005 241,000.00 239,522.79 Group 2 0381017980 MA 90.00 01-Jan-2005 346,500.00 344,117.44 Group 2 0511032152 AZ 80.00 01-Jan-2005 120,000.00 119,500.91 Group 2 0631004444 CA 85.00 01-Nov-2004 184,450.00 183,199.16 Group 2 0631004552 CA 80.00 01-Dec-2004 288,000.00 284,652.60 Group 2 0661003231 NV 90.00 01-Jan-2005 153,000.00 152,205.27 Group 2 0661003667 FL 57.81 01-Feb-2005 185,000.00 184,203.84 Group 2 0671001872 NV 64.94 01-Jan-2005 200,000.00 198,909.54 Group 2 0691001542 MD 72.07 01-Jan-2005 160,000.00 159,429.97 Group 2 0691001690 MD 85.00 01-Jan-2005 225,250.00 223,908.86 Group 2 0721004808 NV 85.00 01-Nov-2004 159,800.00 158,196.61 Group 2 0741008471 RI 65.00 01-Jan-2005 118,950.00 118,314.08 Group 2 0761005371 IL 85.00 01-Jan-2005 225,250.00 224,322.76 Group 2 0831023695 WA 85.00 01-Jul-2004 83,300.00 82,369.35 Group 2 0831030084 CA 43.75 01-Nov-2004 175,000.00 173,859.25 Group 2 0831031021 NJ 80.00 01-Oct-2004 292,000.00 290,455.13 Group 3 0021059554 HI 85.00 01-Nov-2004 348,500.00 345,314.45 Group 3 0031028471 CA 20.00 01-Sep-2004 57,348.00 57,031.65 Group 3 0031030074 CA 18.75 01-Dec-2004 75,000.00 74,748.88 Group 3 0061055080 OH 80.00 01-Dec-2004 216,000.00 214,871.19 Group 3 0071062572 FL 66.06 01-Jan-2005 90,500.00 90,019.98 Group 3 0151026554 NJ 80.00 01-Jan-2005 108,000.00 106,219.83 Group 3 0171023188 AZ 80.00 01-Jan-2005 119,380.00 118,641.18 Group 3 0271014992 CA 80.00 01-Sep-2004 600,000.00 594,098.72 Group 3 0331031990 NY 72.73 01-Jan-2005 240,000.00 238,003.38 Group 3 0341019381 SC 82.58 01-Sep-2004 109,000.00 107,459.12 Group 3 0381017714 MA 73.68 01-Jan-2005 350,000.00 348,034.91 Group 3 0611011175 MA 24.37 01-Oct-2004 58,000.00 57,358.72 Group 3 0611012959 NY 63.39 01-Dec-2004 187,000.00 185,585.38 Group 3 0611013501 NJ 60.00 01-Jan-2005 120,000.00 119,357.92 Group 3 0661003171 CA 77.36 01-Jan-2005 270,000.00 268,053.69 Group 3 0681001310 ME 85.00 01-Sep-2004 97,750.00 96,712.57 Group 3 0711004107 NH 65.00 01-Sep-2004 639,600.00 633,369.25 Group 3 0731008076 MD 22.26 01-Jan-2005 65,000.00 64,726.70 Group 3 0741006953 NJ 73.10 01-Oct-2004 188,600.00 187,160.28 Group 3 0791000844 IA 65.00 01-Jan-2005 74,750.00 74,388.17 Group 3 0831024547 FL 64.56 01-May-2004 133,000.00 131,452.79 Group 3 0831028911 CA 11.67 01-Oct-2004 70,000.00 69,603.69 Group 3 0831031397 CA 49.52 01-Dec-2004 103,000.00 102,240.83 Group 3 0831031449 CA 84.62 01-Dec-2004 165,000.00 163,973.41 Group 3 0841000733 MI 75.00 01-Oct-2004 111,675.00 111,063.12 Group 3 0841001479 MI 63.16 01-Feb-2005 60,000.00 59,376.67 Group 4 0011070013 CA 80.00 01-Sep-2004 140,800.00 139,486.38 Group 4 0011070868 FL 58.90 01-Oct-2004 215,000.00 213,809.81 Group 4 0011071831 CA 75.00 01-Dec-2004 192,750.00 191,220.70 Group 4 0021059035 CA 90.00 01-Oct-2004 665,100.00 665,100.00 Group 4 0021060082 CA 78.53 01-Dec-2004 389,500.00 389,500.00 Group 4 0021060749 CA 85.00 01-Jan-2005 208,250.00 206,748.81 Group 4 0031028582 CA 95.00 01-Sep-2004 370,500.00 367,060.13 Group 4 0031028785 CA 79.85 01-Oct-2004 543,000.00 538,310.40 Group 4 0031029059 CA 80.00 01-Oct-2004 588,000.00 588,000.00 Group 4 0031029612 CA 80.00 01-Dec-2004 304,000.00 304,000.00 Group 4 0031030096 CA 82.40 01-Dec-2004 333,701.00 331,552.99 Group 4 0031030294 CA 67.94 01-Dec-2004 115,500.00 114,857.69 Group 4 0041063245 IL 80.00 01-Jan-2005 248,000.00 246,710.42 Group 4 0041063411 IL 80.00 01-Jan-2005 107,920.00 107,252.10 Group 4 0051053986 GA 80.00 01-Jan-2005 148,000.00 147,475.40 Group 4 0051054034 GA 75.00 01-Dec-2004 129,675.00 129,257.89 Group 4 0051054312 GA 80.00 01-Dec-2004 100,000.00 99,591.18 Group 4 0051054560 GA 83.78 01-Feb-2005 155,000.00 154,309.31 Group 4 0071062049 FL 85.00 01-Oct-2004 137,700.00 136,709.26 Group 4 0081052035 VA 53.06 01-Jan-2005 131,589.00 131,208.87 Group 4 0091028770 MO 95.00 01-Nov-2004 204,155.00 202,850.36 Group 4 0121035276 MN 70.00 01-Dec-2004 50,050.00 49,859.76 Group 4 0131028491 OH 85.00 01-Nov-2004 80,750.00 80,213.11 Group 4 0141041145 CT 70.00 01-Oct-2004 213,500.00 212,230.51 Group 4 0141042273 NY 69.76 01-Jan-2005 293,000.00 291,730.71 Group 4 0141042562 NJ 75.00 01-Dec-2004 168,750.00 167,598.40 Group 4 0141043424 CT 80.00 01-Jan-2005 172,000.00 171,276.24 Group 4 0151026734 PA 80.00 01-Jan-2005 232,000.00 232,000.00 Group 4 0161036382 MA 67.46 01-Dec-2004 167,300.00 166,264.52 Group 4 0161037555 VT 63.89 01-Jan-2005 230,000.00 228,864.30 Group 4 0161038018 MA 75.06 01-Jan-2005 289,000.00 286,955.64 Group 4 0171022711 AZ 85.00 01-Dec-2004 122,400.00 122,400.00 Group 4 0171023007 AZ 78.62 01-Jan-2005 114,000.00 113,266.08 Group 4 0191021597 ID 95.00 01-Jan-2005 133,000.00 132,316.61 Group 4 0211024324 MD 80.00 01-Jan-2005 260,800.00 259,446.55 Group 4 0211024847 VA 80.00 01-Feb-2005 114,000.00 113,379.21 Group 4 0211025195 GA 80.00 01-Jan-2005 248,000.00 246,707.81 Group 4 0231052087 NY 73.03 01-Oct-2004 693,750.00 687,911.71 Group 4 0231056883 NJ 80.00 01-Jan-2005 168,000.00 167,320.76 Group 4 0231057108 NY 80.00 01-Dec-2004 199,200.00 198,028.13 Group 4 0231058418 NJ 95.00 01-Jan-2005 370,500.00 367,750.01 Group 4 0231058750 MA 55.00 01-Jan-2005 228,250.00 227,416.57 Group 4 0231058947 CT 80.00 01-Jan-2005 188,000.00 186,566.49 Group 4 0231059196 NJ 80.00 01-Jan-2005 80,000.00 79,642.73 Group 4 0251034176 SD 87.43 01-Jan-2005 153,000.00 151,844.21 Group 4 0261048553 MI 90.00 01-Nov-2004 342,000.00 342,000.00 Group 4 0271016231 AZ 86.56 01-Nov-2004 161,000.00 159,772.30 Group 4 0271016448 GA 85.00 01-Dec-2004 104,550.00 103,815.53 Group 4 0271016932 CA 54.41 01-Nov-2004 185,000.00 182,976.49 Group 4 0271017097 PA 80.00 01-Jan-2005 80,000.00 79,460.29 Group 4 0271017291 WA 80.00 01-Dec-2004 112,000.00 111,125.90 Group 4 0271018332 VA 66.35 01-Jan-2005 207,000.00 205,450.80 Group 4 0271018590 CA 77.54 01-Jan-2005 252,000.00 250,886.01 Group 4 0281012960 NY 50.00 01-Jan-2005 95,000.00 94,650.78 Group 4 0281013277 PA 90.00 01-Jan-2005 114,300.00 113,887.11 Group 4 0311023477 NJ 85.00 01-Sep-2004 238,000.00 236,219.42 Group 4 0311024650 NJ 90.00 01-Dec-2004 148,500.00 147,650.80 Group 4 0311024849 NJ 80.00 01-Jan-2005 144,000.00 143,492.25 Group 4 0311025329 NJ 80.00 01-Jan-2005 214,400.00 213,508.33 Group 4 0311025353 NJ 85.00 01-Jan-2005 301,750.00 299,914.02 Group 4 0321021745 CO 95.00 01-Jan-2005 116,850.00 116,126.78 Group 4 0331028090 NJ 42.68 01-Aug-2004 175,000.00 175,000.00 Group 4 0331028779 NY 23.64 01-Sep-2004 130,000.00 129,084.11 Group 4 0331031434 NY 30.77 01-Jan-2005 100,000.00 99,759.52 Group 4 0331031484 NJ 80.00 01-Jan-2005 240,000.00 239,284.80 Group 4 0331031587 NY 33.33 01-Dec-2004 55,000.00 54,698.54 Group 4 0331031589 NJ 75.00 01-Dec-2004 236,250.00 235,688.67 Group 4 0331032286 NY 80.00 01-Feb-2005 328,000.00 326,161.67 Group 4 0331032523 NY 63.16 01-Jan-2005 180,000.00 178,726.70 Group 4 0341021032 NC 90.00 01-Jan-2005 103,500.00 103,118.00 Group 4 0351022314 TX 56.55 01-Jan-2005 164,000.00 162,158.35 Group 4 0361022034 MI 82.96 01-Jan-2005 112,000.00 111,519.78 Group 4 0371022310 FL 90.00 01-Jan-2005 182,700.00 181,867.50 Group 4 0371022313 FL 85.00 01-Jan-2005 143,650.00 142,995.44 Group 4 0371022500 FL 90.00 01-Jan-2005 207,000.00 205,882.38 Group 4 0381016825 RI 67.66 01-Nov-2004 159,000.00 157,433.88 Group 4 0381017578 RI 88.42 01-Jan-2005 168,000.00 167,178.70 Group 4 0511032257 NV 93.98 01-Jan-2005 175,750.00 174,619.60 Group 4 0511032575 NV 66.93 01-Jan-2005 170,000.00 168,667.09 Group 4 0561000617 FL 85.00 01-Nov-2004 522,750.00 520,285.80 Group 4 0561000858 FL 80.00 01-Jan-2005 124,000.00 123,369.14 Group 4 0611012225 NY 48.53 01-Nov-2004 165,000.00 163,738.97 Group 4 0611012659 NY 80.00 01-Dec-2004 192,000.00 191,110.73 Group 4 0611012754 NY 70.00 01-Jan-2005 304,500.00 302,863.11 Group 4 0611012825 NY 80.00 01-Jan-2005 340,000.00 337,522.63 Group 4 0611013138 NY 90.00 01-Jan-2005 567,000.00 563,656.81 Group 4 0611013535 NY 75.00 01-Jan-2005 562,500.00 559,085.33 Group 4 0621005008 FL 80.00 01-Dec-2004 199,360.00 197,890.58 Group 4 0631005481 NV 80.00 01-Feb-2005 236,000.00 235,187.20 Group 4 0651006390 ME 65.00 01-Jan-2005 130,000.00 129,743.27 Group 4 0661000817 CA 31.51 01-Sep-2004 115,000.00 114,033.87 Group 4 0661002902 CO 85.00 01-Jan-2005 143,650.00 142,614.40 Group 4 0661003017 NV 85.00 01-Jan-2005 272,000.00 270,332.75 Group 4 0661003046 CA 80.00 01-Jan-2005 108,000.00 107,243.20 Group 4 0671001722 CA 85.00 01-Dec-2004 233,750.00 233,750.00 Group 4 0681002929 ME 77.27 01-Jan-2005 170,000.00 168,848.65 Group 4 0681003104 MA 90.00 01-Jan-2005 391,500.00 389,437.34 Group 4 0691000639 MD 63.36 01-Oct-2004 275,000.00 273,279.96 Group 4 0691001099 MD 80.00 01-Jan-2005 137,600.00 136,913.76 Group 4 0691001531 VA 85.00 01-Jan-2005 110,500.00 109,773.53 Group 4 0691001748 VA 74.07 01-Feb-2005 300,000.00 298,286.12 Group 4 0711004295 NH 78.60 01-Oct-2004 169,000.00 167,831.44 Group 4 0721005152 AZ 86.17 01-Jan-2005 162,000.00 162,000.00 Group 4 0721005286 AZ 95.00 01-Jan-2005 137,750.00 136,967.79 Group 4 0731007500 GA 70.00 01-Jan-2005 74,060.00 73,865.34 Group 4 0731007964 VA 100.00 01-Jan-2005 329,998.00 327,935.85 Group 4 0731008052 TN 80.00 01-Feb-2005 104,000.00 103,417.10 Group 4 0761005901 WI 77.04 01-Jan-2005 104,000.00 103,362.55 Group 4 0761005964 WI 80.00 01-Jan-2005 120,000.00 118,710.42 Group 4 0771003401 TX 70.00 01-Jan-2005 70,000.00 69,646.95 Group 4 0831023504 FL 75.00 01-Jul-2004 195,000.00 193,046.46 Group 4 0831025771 CA 62.50 01-Aug-2004 600,000.00 594,733.90 Group 4 0831028529 CA 83.19 01-Oct-2004 495,000.00 494,981.25 Group 4 0831029293 MA 90.00 01-Nov-2004 468,000.00 464,458.96 Group 4 0831029455 NJ 62.93 01-Oct-2004 146,000.00 145,158.00 Group 4 0831029656 CA 78.98 01-Nov-2004 208,500.00 206,681.95 Group 4 0831030010 CA 75.00 01-Nov-2004 573,750.00 568,495.60 Group 4 0831030308 MA 71.66 01-Nov-2004 268,000.00 265,771.70 Group 4 0831030729 NV 84.54 01-Nov-2004 165,700.00 165,354.15 Group 4 0831030866 CA 70.92 01-Nov-2004 300,000.00 297,257.77 Group 4 0831030878 CA 79.68 01-Nov-2004 400,000.00 400,000.00 Group 4 0831031462 CA 65.00 01-Dec-2004 286,000.00 285,111.08 Group 4 0831031962 FL 80.00 01-Jul-2004 120,000.00 119,995.35 Group 4 0841001191 MI 37.21 01-Dec-2004 80,000.00 79,268.16

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period

Prepayment Loan Detail - Prepayments during Current Period (continued) Current Loan PIF Months Loan Original Group Number Type Delinquent Rate Term Seasoning Group 1 0031030598 Loan Paid in Full (1) 6.500% 360 7 Group 1 0231055195 Loan Paid in Full (1) 6.100% 360 10 Group 1 0231057380 Loan Paid in Full 0 8.990% 360 8 Group 1 0331031960 Loan Paid in Full (3) 7.350% 360 7 Group 1 0651005299 Loan Paid in Full 0 9.450% 360 8 Group 1 0651006863 Loan Paid in Full 0 10.500% 360 7 Group 1 0661003237 Loan Paid in Full 0 10.350% 360 7 Group 1 0681000877 Loan Paid in Full 0 7.700% 360 11 Group 1 0771001587 Loan Paid in Full (1) 8.950% 360 10 Group 1 0771001757 Loan Paid in Full (1) 6.700% 360 10 Group 1 0781001569 Loan Paid in Full 0 8.300% 360 7 Group 2 0011071290 Loan Paid in Full 0 5.000% 360 9 Group 2 0031028470 Loan Paid in Full (1) 5.250% 360 11 Group 2 0031029585 Loan Paid in Full (1) 6.350% 360 9 Group 2 0031030361 Loan Paid in Full 0 6.950% 360 7 Group 2 0041062972 Loan Paid in Full (1) 7.190% 360 7 Group 2 0061055608 Loan Paid in Full 0 7.850% 360 7 Group 2 0081051201 Loan Paid in Full 0 6.990% 360 9 Group 2 0101042757 Loan Paid in Full 0 8.900% 360 11 Group 2 0121036258 Loan Paid in Full 0 6.690% 360 7 Group 2 0151026851 Loan Paid in Full (1) 8.300% 360 7 Group 2 0161036848 Loan Paid in Full (1) 5.150% 360 9 Group 2 0161038208 Loan Paid in Full 0 6.400% 360 7 Group 2 0191021285 Loan Paid in Full (1) 6.400% 360 8 Group 2 0211024143 Loan Paid in Full 0 8.850% 360 7 Group 2 0231058219 Loan Paid in Full 0 7.500% 360 7 Group 2 0231059445 Loan Paid in Full (1) 6.300% 360 7 Group 2 0251034388 Loan Paid in Full (1) 6.100% 360 7 Group 2 0251034518 Loan Paid in Full 0 7.900% 360 7 Group 2 0311025000 Loan Paid in Full 0 7.450% 360 7 Group 2 0311025220 Loan Paid in Full 0 6.700% 360 7 Group 2 0311025331 Loan Paid in Full (1) 8.300% 360 7 Group 2 0311025403 Loan Paid in Full 0 7.050% 360 7 Group 2 0331028713 Loan Paid in Full (1) 9.750% 360 7 Group 2 0331032051 Loan Paid in Full 0 5.990% 360 7 Group 2 0341019465 Loan Paid in Full 0 8.525% 360 10 Group 2 0341021060 Loan Paid in Full (1) 6.950% 360 7 Group 2 0361022080 Loan Paid in Full 0 6.750% 360 7 Group 2 0381017659 Loan Paid in Full 0 6.750% 360 7 Group 2 0381017980 Loan Paid in Full (1) 6.150% 360 7 Group 2 0511032152 Loan Paid in Full (1) 8.700% 360 7 Group 2 0631004444 Loan Paid in Full (1) 7.550% 360 9 Group 2 0631004552 Loan Paid in Full 0 5.150% 360 8 Group 2 0661003231 Loan Paid in Full 0 7.600% 360 7 Group 2 0661003667 Loan Paid in Full 3 7.750% 360 7 Group 2 0671001872 Loan Paid in Full 0 7.350% 360 7 Group 2 0691001542 Loan Paid in Full (1) 9.450% 360 7 Group 2 0691001690 Loan Paid in Full (1) 6.900% 360 7 Group 2 0721004808 Loan Paid in Full (1) 5.500% 360 9 Group 2 0741008471 Loan Paid in Full 0 7.450% 360 7 Group 2 0761005371 Loan Paid in Full 0 8.750% 360 7 Group 2 0831023695 Loan Paid in Full 0 7.100% 360 13 Group 2 0831030084 Loan Paid in Full (1) 7.750% 360 9 Group 2 0831031021 Loan Paid in Full 0 9.750% 360 10 Group 3 0021059554 Loan Paid in Full (1) 6.000% 360 9 Group 3 0031028471 Loan Paid in Full (1) 9.625% 360 11 Group 3 0031030074 Loan Paid in Full (1) 10.400% 360 8 Group 3 0061055080 Loan Paid in Full 0 8.250% 360 8 Group 3 0071062572 Loan Paid in Full (1) 7.490% 360 7 Group 3 0151026554 Loan Paid in Full (1) 10.550% 180 7 Group 3 0171023188 Loan Paid in Full (1) 6.700% 360 7 Group 3 0271014992 Loan Paid in Full (1) 6.700% 360 11 Group 3 0331031990 Loan Paid in Full (2) 5.700% 360 7 Group 3 0341019381 Loan Paid in Full 0 9.730% 360 11 Group 3 0381017714 Loan Paid in Full 1 7.400% 360 7 Group 3 0611011175 Loan Paid in Full 0 11.900% 240 10 Group 3 0611012959 Loan Paid in Full (1) 6.500% 360 8 Group 3 0611013501 Loan Paid in Full 0 7.450% 360 7 Group 3 0661003171 Loan Paid in Full 0 5.900% 360 7 Group 3 0681001310 Loan Paid in Full (1) 6.300% 360 11 Group 3 0711004107 Loan Paid in Full 0 6.750% 360 11 Group 3 0731008076 Loan Paid in Full (1) 8.700% 360 7 Group 3 0741006953 Loan Paid in Full 0 7.500% 360 10 Group 3 0791000844 Loan Paid in Full (1) 7.950% 360 7 Group 3 0831024547 Loan Paid in Full (1) 7.500% 360 15 Group 3 0831028911 Loan Paid in Full 0 8.990% 360 10 Group 3 0831031397 Loan Paid in Full (1) 6.500% 360 8 Group 3 0831031449 Loan Paid in Full (1) 7.850% 360 8 Group 3 0841000733 Loan Paid in Full (1) 9.150% 360 10 Group 3 0841001479 Loan Paid in Full 0 10.450% 360 7 Group 4 0011070013 Loan Paid in Full 0 7.350% 360 11 Group 4 0011070868 Loan Paid in Full 0 9.100% 360 10 Group 4 0011071831 Loan Paid in Full (2) 6.650% 360 8 Group 4 0021059035 Loan Paid in Full (1) 8.050% 360 10 Group 4 0021060082 Loan Paid in Full 0 6.150% 360 8 Group 4 0021060749 Loan Paid in Full (1) 5.900% 360 7 Group 4 0031028582 Loan Paid in Full 0 7.000% 360 11 Group 4 0031028785 Loan Paid in Full 0 7.100% 360 10 Group 4 0031029059 Loan Paid in Full 0 7.140% 360 10 Group 4 0031029612 Loan Paid in Full (1) 6.500% 360 8 Group 4 0031030096 Loan Paid in Full 0 7.200% 360 8 Group 4 0031030294 Loan Paid in Full 1 8.950% 360 8 Group 4 0041063245 Loan Paid in Full 0 7.590% 360 7 Group 4 0041063411 Loan Paid in Full (1) 6.700% 360 7 Group 4 0051053986 Loan Paid in Full 0 9.475% 360 7 Group 4 0051054034 Loan Paid in Full (6) 10.650% 360 8 Group 4 0051054312 Loan Paid in Full 0 9.450% 360 8 Group 4 0051054560 Loan Paid in Full (1) 7.575% 360 7 Group 4 0071062049 Loan Paid in Full 0 7.800% 360 10 Group 4 0081052035 Loan Paid in Full (1) 10.500% 360 7 Group 4 0091028770 Loan Paid in Full 0 7.850% 360 9 Group 4 0121035276 Loan Paid in Full 0 9.800% 360 8 Group 4 0131028491 Loan Paid in Full (1) 7.650% 360 9 Group 4 0141041145 Loan Paid in Full 0 8.750% 360 10 Group 4 0141042273 Loan Paid in Full 1 8.500% 360 7 Group 4 0141042562 Loan Paid in Full 0 6.900% 360 8 Group 4 0141043424 Loan Paid in Full 0 8.800% 360 7 Group 4 0151026734 Loan Paid in Full (1) 5.850% 360 7 Group 4 0161036382 Loan Paid in Full 0 7.400% 360 8 Group 4 0161037555 Loan Paid in Full 0 7.850% 360 7 Group 4 0161038018 Loan Paid in Full (1) 6.000% 360 7 Group 4 0171022711 Loan Paid in Full (1) 8.000% 360 8 Group 4 0171023007 Loan Paid in Full 0 6.500% 360 7 Group 4 0191021597 Loan Paid in Full 0 7.650% 360 7 Group 4 0211024324 Loan Paid in Full (1) 7.600% 360 7 Group 4 0211024847 Loan Paid in Full (1) 6.550% 360 7 Group 4 0211025195 Loan Paid in Full 0 7.590% 360 7 Group 4 0231052087 Loan Paid in Full (1) 7.000% 360 10 Group 4 0231056883 Loan Paid in Full 0 8.850% 360 7 Group 4 0231057108 Loan Paid in Full 0 7.890% 360 8 Group 4 0231058418 Loan Paid in Full (1) 6.850% 360 7 Group 4 0231058750 Loan Paid in Full 0 9.350% 360 7 Group 4 0231058947 Loan Paid in Full 0 5.600% 360 7 Group 4 0231059196 Loan Paid in Full (1) 8.350% 360 7 Group 4 0251034176 Loan Paid in Full (1) 5.650% 360 7 Group 4 0261048553 Loan Paid in Full (1) 6.900% 360 9 Group 4 0271016231 Loan Paid in Full 0 6.950% 360 9 Group 4 0271016448 Loan Paid in Full 0 6.750% 360 8 Group 4 0271016932 Loan Paid in Full (1) 5.550% 360 9 Group 4 0271017097 Loan Paid in Full 0 6.250% 360 7 Group 4 0271017291 Loan Paid in Full 0 6.200% 360 8 Group 4 0271018332 Loan Paid in Full (1) 5.700% 360 7 Group 4 0271018590 Loan Paid in Full 0 8.400% 360 7 Group 4 0281012960 Loan Paid in Full (1) 9.300% 360 7 Group 4 0281013277 Loan Paid in Full 0 9.390% 360 7 Group 4 0311023477 Loan Paid in Full (1) 8.100% 360 11 Group 4 0311024650 Loan Paid in Full 0 7.800% 360 8 Group 4 0311024849 Loan Paid in Full 1 9.500% 360 7 Group 4 0311025329 Loan Paid in Full (1) 8.700% 360 7 Group 4 0311025353 Loan Paid in Full (1) 7.250% 360 7 Group 4 0321021745 Loan Paid in Full 0 6.700% 360 7 Group 4 0331028090 Loan Paid in Full 0 5.600% 360 12 Group 4 0331028779 Loan Paid in Full 0 8.400% 360 11 Group 4 0331031434 Loan Paid in Full 2 11.300% 360 7 Group 4 0331031484 Loan Paid in Full (1) 10.300% 360 7 Group 4 0331031587 Loan Paid in Full (3) 8.450% 360 8 Group 4 0331031589 Loan Paid in Full 0 11.990% 360 8 Group 4 0331032286 Loan Paid in Full 0 6.400% 360 7 Group 4 0331032523 Loan Paid in Full 0 6.000% 360 7 Group 4 0341021032 Loan Paid in Full 0 9.300% 360 7 Group 4 0351022314 Loan Paid in Full 0 5.800% 360 7 Group 4 0361022034 Loan Paid in Full 0 8.550% 360 7 Group 4 0371022310 Loan Paid in Full (1) 8.250% 360 7 Group 4 0371022313 Loan Paid in Full 0 8.250% 360 7 Group 4 0371022500 Loan Paid in Full 0 7.400% 360 7 Group 4 0381016825 Loan Paid in Full (1) 5.600% 360 9 Group 4 0381017578 Loan Paid in Full 0 7.900% 360 7 Group 4 0511032257 Loan Paid in Full (1) 6.500% 360 7 Group 4 0511032575 Loan Paid in Full (1) 5.450% 360 7 Group 4 0561000617 Loan Paid in Full 0 9.350% 360 9 Group 4 0561000858 Loan Paid in Full (1) 7.700% 360 7 Group 4 0611012225 Loan Paid in Full 0 6.950% 360 9 Group 4 0611012659 Loan Paid in Full 0 8.900% 360 8 Group 4 0611012754 Loan Paid in Full 0 7.450% 360 7 Group 4 0611012825 Loan Paid in Full 0 5.990% 360 7 Group 4 0611013138 Loan Paid in Full (1) 6.950% 360 7 Group 4 0611013535 Loan Paid in Full 0 6.800% 360 7 Group 4 0621005008 Loan Paid in Full 0 6.500% 360 8 Group 4 0631005481 Loan Paid in Full 0 8.850% 360 7 Group 4 0651006390 Loan Paid in Full 0 12.200% 360 7 Group 4 0661000817 Loan Paid in Full (1) 7.800% 360 11 Group 4 0661002902 Loan Paid in Full (1) 5.900% 360 7 Group 4 0661003017 Loan Paid in Full 0 6.750% 360 7 Group 4 0661003046 Loan Paid in Full (1) 6.050% 360 7 Group 4 0671001722 Loan Paid in Full (1) 6.250% 360 8 Group 4 0681002929 Loan Paid in Full 0 6.250% 360 7 Group 4 0681003104 Loan Paid in Full 0 7.600% 360 7 Group 4 0691000639 Loan Paid in Full 0 8.500% 360 10 Group 4 0691001099 Loan Paid in Full (1) 7.800% 360 7 Group 4 0691001531 Loan Paid in Full (1) 7.650% 360 7 Group 4 0691001748 Loan Paid in Full (1) 6.300% 360 7 Group 4 0711004295 Loan Paid in Full 2 8.000% 360 10 Group 4 0721005152 Loan Paid in Full (1) 7.650% 360 7 Group 4 0721005286 Loan Paid in Full (1) 7.150% 360 7 Group 4 0731007500 Loan Paid in Full 0 10.900% 360 7 Group 4 0731007964 Loan Paid in Full (1) 6.650% 360 7 Group 4 0731008052 Loan Paid in Full (1) 6.400% 360 7 Group 4 0761005901 Loan Paid in Full 0 6.750% 360 7 Group 4 0761005964 Loan Paid in Full (1) 6.050% 360 7 Group 4 0771003401 Loan Paid in Full 1 7.750% 360 7 Group 4 0831023504 Loan Paid in Full 0 7.500% 360 13 Group 4 0831025771 Loan Paid in Full 0 7.750% 360 12 Group 4 0831028529 Loan Paid in Full (1) 6.500% 360 10 Group 4 0831029293 Loan Paid in Full (1) 6.990% 360 9 Group 4 0831029455 Loan Paid in Full 0 8.900% 360 10 Group 4 0831029656 Loan Paid in Full (1) 6.250% 360 9 Group 4 0831030010 Loan Paid in Full 0 5.990% 360 9 Group 4 0831030308 Loan Paid in Full (1) 6.500% 360 9 Group 4 0831030729 Loan Paid in Full (1) 7.325% 360 9 Group 4 0831030866 Loan Paid in Full (1) 6.000% 360 9 Group 4 0831030878 Loan Paid in Full (1) 5.250% 360 9 Group 4 0831031462 Loan Paid in Full 1 10.750% 360 8 Group 4 0831031962 Loan Paid in Full (1) 7.250% 360 13 Group 4 0841001191 Loan Paid in Full (1) 5.350% 360 8

~~Summary~~Bankruptcy ~~SMM~~Detail ~~CPR~~- ~~PSA~~All ~~Current~~Mortgage ~~Month~~Loans ~~3.923%~~in ~~Current~~Bankruptcy ~~Month~~during ~~38.135%~~ Current ~~Month~~Period ~~2,443.724%~~Group 3Loan Month ~~Average~~Loan ~~3.694%~~First 3State ~~Month~~LTV ~~Average~~at ~~36.329%~~Original 3Number ~~Month~~Entered ~~Average~~Payment ~~2,693.061%~~Origination 12Principal ~~Month~~Bankruptcy ~~Average~~Date ~~0.000%~~Balance 12Group ~~Month~~1 ~~Average~~0151026842 ~~0.000%~~Jun-2005 1201-Jan-2005 ~~Month~~PA ~~Average 0~~90.~~000%~~00 ~~CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg~~193,500.00 ~~Month~~Group ~~Current~~1 ~~12mo~~0341020778 ~~Avg.~~ Sep-~~2004~~2005 ~~N/A N/A Sep~~01-~~2004 N/A N/A Oct~~Jan-~~2004~~2005 ~~N/A~~SC ~~N/A~~95.00 ~~Oct-2004~~80,750.00 ~~N/A~~Group ~~N/A~~1 ~~Nov-2004~~0351019989 ~~N/A N/A Nov~~Mar-~~2004~~2005 ~~N/A N/A Dec~~01-Sep-2004 ~~N/A~~TX ~~N/A~~80.00 ~~Dec-2004~~61,600.00 ~~N/A~~Group ~~N/A~~1 ~~Jan~~0521021131 Mar-2005 ~~N/A N/A~~ 01-Jan-2005 ~~N/A~~MO ~~N/A Feb-2005 10~~65.~~970%~~00 ~~N/A Feb-2005 3~~211,~~068~~250.~~876%~~00 ~~N/A~~Group ~~Mar-2005~~1 ~~12.101%~~0651006043 ~~N/A Mar~~Oct-2005 ~~2,172.243% N/A Apr~~01-Jan-2005 22AL 90.~~335%~~00 ~~N/A Apr-2005 2~~216,~~904~~000.~~738%~~00 ~~N/A~~Group ~~May-2005~~1 ~~19.689%~~0761005266 ~~N/A~~ May-2005 ~~2,037.460% N/A Jun~~01-Jan-2005 35IL 90.~~448%~~00 ~~N/A Jun-2005 3~~84,~~040~~150.~~479%~~00 ~~N/A~~Group ~~Jul-2005~~2 ~~35.403%~~0031030091 ~~N/A Jul~~Nov-2005 ~~2,594.979% N/A Aug~~01-Jan-2005 38CA 80.~~135%~~00 ~~N/A Aug-2005 2~~297,~~443~~600.~~724%~~00 ~~N/A~~Group *The2 ~~text~~0091029530 ~~reported~~Nov-2005 in01-Jan-2005 ~~the~~IL ~~above~~95.00 ~~table~~209,000.00 isGroup ~~presented~~2 *The0101042778 ~~text~~Jun-2005 ~~reported~~01-Sep-2004 inTX ~~the~~75.00 ~~above~~243,750.00 ~~table~~Group is2 ~~presented~~0101044417 ~~graphically~~Sep-2005 on01-Dec-2004 ~~the~~TX ~~monthly bond remittance report~~80.00 ~~The graphically on the monthly bond remittance report~~110,400.00 ~~The~~Group ~~monthly~~2 ~~bond~~0151025521 ~~remittance~~Aug-2005 ~~report~~01-Oct-2004 ~~can~~PA ~~be viewed online at monthly bond remittance report can be viewed online at www~~95.~~ctslink.com.~~00 ~~www~~66,500.~~ctslink.com.~~00 Group 12 ~~SMM~~0211023818 ~~CPR~~Dec-2005 ~~PSA~~01-Jan-2005 ~~Current~~VA ~~Month 3~~80.~~313%~~00 ~~Current Month 33.256% Current Month 2~~215,~~193~~920.~~751%~~00 3Group ~~Month Average~~ 2~~.497%~~ 30281011968 ~~Month~~Dec-2005 ~~Average~~01-Nov-2004 25PA 77.~~944%~~06 ~~3 Month Average 1~~304,~~975~~000.~~216%~~00 12Group ~~Month~~2 ~~Average~~0281013037 ~~0.000%~~Dec-2005 1201-Jan-2005 ~~Month~~NY ~~Average 0~~80.~~000%~~00 ~~12 Month Average 0~~133,600.~~000%~~00 ~~CPR:~~Group ~~Current~~2 vs0311024845 ~~12mo~~Sep-2005 Average*01-Dec-2004 ~~PSA:~~PA ~~Current vs 12mo Average* Month Current 12mo Avg~~80.00 ~~Month Current 12mo Avg~~91,920.00 ~~Sep-2004~~Group ~~N/A~~2 ~~N/A~~0391008248 Sep-~~2004~~2005 ~~N/A N/A Oct~~01-~~2004 N/A N/A~~ Oct-2004 ~~N/A~~MS ~~N/A~~80.00 ~~Nov-2004~~96,000.00 ~~N/A~~Group ~~N/A~~2 ~~Nov-2004~~0551004073 ~~N/A N/A~~ Dec-~~2004~~2005 ~~N/A N/A Dec~~01-~~2004 N/A N/A~~ Jan-2005 ~~N/A~~TX ~~N/A~~80.00 ~~Jan-2005~~140,000.00 ~~N/A~~Group ~~N/A~~2 ~~Feb~~0631004963 Sep-2005 ~~4.672% N/A Feb~~01-Jan-2005 ~~1,451~~CA 65.~~990%~~00 ~~N/A Mar-2005 4~~123,500.~~187%~~00 ~~N/A~~Group ~~Mar-2005~~2 ~~803.343%~~0641004965 ~~N/A~~ Apr-2005 ~~9.421%~~01-Nov-2004 ~~N/A~~TX ~~Apr-2005~~90.00 199,~~298~~000.~~568%~~00 ~~N/A~~Group ~~May-2005~~2 ~~11.287%~~0651006448 ~~N/A May~~Sep-2005 ~~1,223.123% N/A Jun~~01-Jan-2005 26VA 80.~~367%~~00 ~~N/A Jun-2005 2~~116,~~353~~000.~~925%~~00 ~~N/A~~Group ~~Jul-2005~~2 ~~18.208%~~0841001725 ~~N/A Jul~~Nov-2005 ~~1,377.973% N/A Aug~~01-Jan-2005 33MI 63.~~256%~~87 ~~N/A Aug-2005 2~~175,~~193~~000.~~751%~~00 ~~N/A~~Group *The2 ~~text~~0841001883 ~~reported~~Nov-2005 in01-Jan-2005 ~~the~~MI ~~above~~85.00 ~~table~~161,415.00 isGroup ~~presented~~3 *The0191019428 ~~text~~Nov-2005 ~~reported~~01-Sep-2004 inOR ~~the~~85.00 ~~above~~93,500.00 ~~table~~Group is3 ~~presented~~0331029211 ~~graphically~~Mar-2005 on01-Oct-2004 ~~the~~NJ ~~monthly~~85.00 ~~bond remittance report~~212,500.00 ~~The~~Group ~~graphically~~3 on0331031366 ~~the~~Dec-2005 ~~monthly~~01-Jan-2005 ~~bond~~NY ~~remittance~~75.00 ~~report~~232,500.00 ~~The~~Group ~~monthly~~3 ~~bond~~0391008037 ~~remittance~~Jul-2005 ~~report~~01-Oct-2004 ~~can~~LA be80.00 ~~viewed~~65,600.00 ~~online~~Group at3 ~~monthly~~0391009311 ~~bond~~Oct-2005 ~~remittance~~01-Jan-2005 ~~report~~TN ~~can be viewed online at www~~95.~~ctslink.com.~~00 ~~www~~54,150.~~ctslink.com.~~00 Group 23 ~~SMM~~0551003597 ~~CPR~~Nov-2005 ~~PSA~~01-Jan-2005 ~~Current~~AR ~~Month 3~~95.~~641%~~00 ~~Current Month 35.926% Current Month 2~~70,~~319~~300.~~176%~~00 3Group ~~Month Average~~ 3~~.663%~~ 30641004791 ~~Month~~Nov-2005 ~~Average~~01-Nov-2004 36TX 80.~~009%~~00 ~~3 Month Average 2~~257,~~725~~600.~~766%~~00 12Group ~~Month~~3 ~~Average~~0641004839 ~~0.000%~~Aug-2005 1201-Oct-2004 ~~Month~~TX ~~Average 0~~80.~~000%~~00 ~~12 Month Average 0~~64,800.~~000%~~00 ~~CPR:~~Group ~~Current~~3 vs0681001044 ~~12mo~~Nov-2005 Average*01-Oct-2004 ~~PSA:~~CT ~~Current~~90.00 ~~vs 12mo Average* Month Current 12mo Avg~~162,000.00 ~~Month~~Group ~~Current~~3 ~~12mo~~0771001493 ~~Avg. Sep~~Nov-~~2004~~2005 ~~N/A N/A~~ 01-Sep-2004 ~~N/A~~TX ~~N/A~~75.00 ~~Oct-2004~~60,000.00 ~~N/A~~Group ~~N/A~~4 ~~Oct~~0011070606 Dec-~~2004~~2005 ~~N/A N/A~~ 01-Nov-2004 ~~N/A~~FL ~~N/A~~61.82 ~~Nov-2004~~170,000.00 ~~N/A~~Group ~~N/A~~4 ~~Dec~~0011070989 Apr-~~2004~~2005 ~~N/A N/A~~ 01-Dec-2004 ~~N/A~~FL ~~N/A~~80.00 ~~Jan-2005~~100,800.00 ~~N/A~~Group ~~N/A~~4 ~~Jan~~0051054150 Nov-2005 ~~N/A N/A Feb~~01-~~2005~~Dec-2004 9GA 90.~~000%~~00 ~~N/A Feb-2005 2~~72,~~596~~900.~~840%~~00 ~~N/A~~Group ~~Mar-2005~~4 ~~13.158%~~0051054278 ~~N/A Mar~~Aug-2005 ~~2,399.460% N/A Apr~~01-Jan-2005 13GA 90.~~165%~~00 ~~N/A Apr-2005 1~~141,~~744~~300.~~073%~~00 ~~N/A~~Group ~~May-2005~~4 ~~26.441%~~0051054528 ~~N/A May~~Aug-2005 ~~2,779.419% N/A Jun~~01-Jan-2005 40GA 80.~~298%~~00 ~~N/A Jun-2005 3~~77,~~501~~600.~~960%~~00 ~~N/A~~Group ~~Jul-2005~~4 ~~31.802%~~0061055319 ~~N/A Jul~~Nov-2005 ~~2,356.162% N/A Aug~~01-Jan-2005 35OH 95.~~926%~~45 ~~N/A Aug-2005 2~~148,~~319~~200.~~176%~~00 ~~N/A~~Group *The4 ~~text~~0071062444 ~~reported~~May-2005 in01-Dec-2004 ~~the~~FL ~~above~~80.00 ~~table~~139,200.00 isGroup ~~presented~~4 *The0081052333 ~~text~~Mar-2005 ~~reported~~01-Jan-2005 inVA ~~the above table is presented graphically on the monthly bond remittance report~~80.00 ~~The graphically on the monthly bond remittance report~~113,600.00 ~~The~~Group ~~monthly~~4 ~~bond~~0091029135 ~~remittance~~Nov-2005 ~~report~~01-Jan-2005 ~~can~~MO ~~be viewed online at monthly bond remittance report can be viewed online at www~~90.~~ctslink.com.~~00 ~~www~~166,500.~~ctslink.com.~~00 Group 34 ~~SMM~~0101043517 ~~CPR~~Nov-2005 ~~PSA~~01-Dec-2004 ~~Current~~TX ~~Month 2~~80.~~936%~~00 ~~Current Month 30.064% Current Month 1~~140,~~938~~000.~~179%~~00 3Group ~~Month~~4 ~~Average~~0131029163 ~~2.125%~~Jul-2005 301-Jan-2005 ~~Month~~OH ~~Average 22~~80.~~530%~~00 ~~3 Month Average 1~~70,~~655~~400.~~283%~~00 12Group ~~Month~~4 ~~Average~~0131029356 ~~0.000%~~Nov-2005 1201-Jan-2005 ~~Month~~OH ~~Average 0~~80.~~000%~~00 ~~12 Month Average 0.~~68,000%.00 ~~CPR:~~Group ~~Current~~4 vs0141043607 ~~12mo~~Nov-2005 Average*01-Jan-2005 ~~PSA:~~NY ~~Current vs 12mo Average* Month Current 12mo Avg~~88.89 ~~Month Current 12mo Avg~~324,000.00 ~~Sep-2004~~Group ~~N/A~~4 ~~N/A~~0161032287 ~~Sep~~Dec-~~2004~~2005 ~~N/A N/A Oct~~01-~~2004 N/A N/A Oct~~May-2004 ~~N/A~~MA ~~N/A~~64.67 ~~Nov-2004~~595,000.00 ~~N/A~~Group ~~N/A~~4 0271015833 Nov-~~2004~~2005 ~~N/A N/A Dec~~01-Oct-2004 ~~N/A~~TN ~~N/A~~65.00 ~~Dec-2004~~156,000.00 ~~N/A~~Group ~~N/A~~4 ~~Jan~~0281013296 Aug-2005 ~~N/A N/A~~ 01-Jan-2005 ~~N/A~~PA ~~N/A Feb-2005 5~~95.~~545%~~00 ~~N/A Feb-2005 1~~77,~~596~~900.~~301%~~00 ~~N/A~~Group ~~Mar-2005~~4 ~~10.229%~~0311025577 ~~N/A Mar~~Dec-2005 ~~1,870.077% N/A Apr~~01-Jan-2005 19NJ 80.~~037%~~00 ~~N/A Apr-2005 2~~204,~~515~~000.~~899%~~00 ~~N/A~~Group 4 0321021916 May-2005 ~~16.808% N/A May~~01-Jan-2005 1CO 75.00 84,~~757~~750.~~745%~~00 ~~N/A~~Group ~~Jun~~4 0331028322 Apr-2005 ~~20.832%~~01-Oct-2004 ~~N/A~~NY ~~Jun-2005~~96.04 1497,~~799~~500.~~251%~~00 ~~N/A~~Group ~~Jul-2005~~4 ~~16.695%~~0331032056 ~~N/A~~ Jul-2005 ~~1,228.419% N/A Aug~~01-Jan-2005 30NY 71.~~064%~~60 ~~N/A Aug-2005 1~~232,~~938~~000.~~179%~~00 ~~N/A~~Group *The4 ~~text~~0351021387 ~~reported~~Nov-2005 in01-Dec-2004 ~~the~~TX ~~above~~80.00 ~~table~~134,400.00 isGroup ~~presented~~4 *The0351021855 ~~text~~Dec-2005 ~~reported~~01-Jan-2005 inTX ~~the above table is presented graphically on the monthly bond remittance report~~80.00 ~~The graphically on the monthly bond remittance report~~102,400.00 ~~The~~Group ~~monthly~~4 ~~bond~~0351022518 ~~remittance~~Oct-2005 ~~report~~01-Jan-2005 ~~can~~TX ~~be viewed online at monthly bond remittance report can be viewed online at www~~95.~~ctslink.com.~~56 ~~www~~129,437.~~ctslink.com.~~00 Group 4 ~~SMM~~0351022559 ~~CPR~~Nov-2005 ~~PSA~~01-Jan-2005 ~~Current~~TX ~~Month 4~~80.~~308%~~00 ~~Current Month 41.046% Current Month 2~~135,~~613~~840.~~920%~~00 3Group ~~Month Average~~ 4~~.177%~~ 30381017887 ~~Month~~Nov-2005 ~~Average~~01-Jan-2005 40CT 95.~~047%~~00 ~~3 Month Average 2~~152,~~943~~000.~~858%~~00 12Group ~~Month~~4 ~~Average~~0391009489 ~~0.000%~~Oct-2005 1201-Jan-2005 ~~Month~~AL ~~Average 0~~90.~~000%~~00 ~~12 Month Average 0~~185,400.~~000%~~00 ~~CPR:~~Group ~~Current~~4 vs0391009661 ~~12mo~~Nov-2005 Average*01-Jan-2005 ~~PSA:~~LA ~~Current vs 12mo Average* Month Current 12mo Avg~~90.00 ~~Month Current 12mo Avg~~85,500.00 ~~Sep-2004~~Group ~~N/A~~4 ~~N/A~~0521020769 ~~Sep~~Dec-~~2004~~2005 ~~N/A N/A Oct~~01-~~2004 N/A N/A Oct~~Jan-~~2004~~2005 ~~N/A~~MO ~~N/A~~85.00 ~~Nov-2004~~51,000.00 ~~N/A~~Group ~~N/A~~4 ~~Nov-2004~~0521020994 ~~N/A N/A~~ Dec-~~2004~~2005 ~~N/A N/A Dec~~01-~~2004 N/A N/A~~ Jan-2005 ~~N/A~~OH ~~N/A~~80.00 ~~Jan-2005~~117,600.00 ~~N/A~~Group ~~N/A~~4 ~~Feb~~0521021422 Aug-2005 ~~13.241% N/A~~ 01-Feb-2005 3MI 85.00 102,~~618~~000.~~048%~~00 ~~N/A~~Group ~~Mar-2005~~4 ~~12.773%~~0551003990 ~~N/A Mar~~Nov-2005 ~~2,260.855% N/A Apr~~01-Jan-2005 26AR 95.~~644%~~00 ~~N/A Apr-2005 3~~66,~~417~~500.~~201%~~00 ~~N/A~~Group ~~May-2005~~4 ~~18.727%~~0551004034 ~~N/A May~~Dec-2005 ~~1,916.987% N/A Jun~~01-Jan-2005 37AR 95.~~632%~~00 ~~N/A Jun-2005 3~~152,~~199~~000.~~372%~~00 ~~N/A~~Group ~~Jul-2005~~4 ~~41.464%~~0651005921 ~~N/A Jul~~Dec-2005 ~~3,018.283% N/A Aug~~01-~~2005~~Dec-2004 41IN 80.~~046%~~00 ~~N/A Aug-2005 2~~144,~~613~~000.~~920%~~00 ~~N/A~~Group *The4 ~~text~~0651006183 ~~reported~~Oct-2005 in01-Dec-2004 ~~the~~WI ~~above~~80.00 ~~table~~50,000.00 isGroup ~~presented~~4 *The0651006492 ~~text~~Sep-2005 ~~reported~~01-Jan-2005 inFL ~~the~~82.08 ~~above~~87,000.00 ~~table~~Group is4 ~~presented~~0661003291 ~~graphically~~Dec-2005 on01-Jan-2005 ~~the~~NV ~~monthly~~80.00 ~~bond remittance report~~196,800.00 ~~The~~Group ~~graphically~~4 on0691001396 ~~the~~Oct-2005 ~~monthly~~01-Jan-2005 ~~bond~~MD ~~remittance~~80.00 ~~report~~184,000.00 ~~The~~Group ~~monthly~~4 ~~bond~~0741007156 ~~remittance~~Dec-2005 ~~report~~01-Oct-2004 ~~can~~TN be95.00 ~~viewed~~76,000.00 ~~online~~Group at4 ~~monthly~~0771002095 ~~bond~~Dec-2005 ~~remittance~~01-Oct-2004 ~~report~~TX ~~can be viewed online at www~~80.~~ctslink.com.~~00 ~~www~~97,600.~~ctslink.com.~~00 ~~Calculation~~Group ~~Methodology:~~4 ~~Single~~0781001350 ~~Month~~Dec-2005 ~~Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance~~ 01-Jan-2005 ~~Scheduled~~MI ~~Principal)~~80.00 ~~Conditional~~164,000.00 ~~PrePayment~~Group ~~Rate~~4 ~~(CPR):~~0831031470 1 Dec-2005 ~~((1~~ 01-Dec-2004 ~~SMM)^12)~~OR ~~PSA Standard Prepayment Model: 100 * CPR / (0~~90.200 * MIN(30339,~~WAS))~~300.00 ~~Weighted~~Group ~~Average~~4 ~~Seasoning~~0841000774 ~~(WAS):~~Nov-2005 ~~sum((Original Term~~ 01-Oct-2004 ~~Remaining~~MI ~~Term)*(Current~~90.00 ~~Scheduled Balance/Deal Scheduled Principal Balance))~~51,480.00

~~Realized~~Bankruptcy ~~Loss~~ Detail ~~Report~~ - All Mortgage Loans ~~with~~in ~~Losses~~Bankruptcy during Current Period ~~Summary~~(continued) #Group ~~Loans~~Loan ~~Prior~~Current ~~Realized~~Paid To Months Current ~~with~~Approximate Number Principal ~~Loss/~~Date Delinquent Loan Rate Delinquent Balance Interest Group 1 0151026842 192,582.06 01-Jul-2005 3 8.050% 6,194.03 Group 1 0341020778 80,700.57 01-Jan-2005 9 8.450% 6,003.34 Group 1 0351019989 61,011.61 01-Nov-2005 0 8.500% 829.03 Group 1 0521021131 209,927.01 01-Dec-2005 (~~Gain~~1) ~~Loss~~9.425% 1,579.70 Group ~~Losses~~1 ~~Balance~~0651006043 ~~Amount~~215,883.17 ~~Percentage~~01-Jan-2005 9 8.900% 16,951.71 Group 1 0761005266 83,996.63 01-Apr-2005 6 9.920% 5,371.06 Group 2 0031030091 295,627.47 01-Aug-2005 2 7.050% 6,618.46 Group 2 0091029530 207,092.32 01-Nov-2005 0 7.100% 2,330.80 Group 2 0101042778 243,276.05 01-Nov-2004 11 8.300% 19,356.99 Group 2 0101044417 109,719.03 01-Oct-2005 0 9.00250% 1,627.04 Group 2 0151025521 65,746.96 01-Dec-2005 (1) 7.650% 397.54 Group 2 0211023818 213,755.40 01-Nov-2005 0 6.00600% 2,227.68 Group 2 0281011968 299,634.15 01-Nov-2005 0 5.~~000~~600% 2,623.32 Group 2 0281013037 132,395.16 01-Nov-2005 0 7.150% 1,501.12 Group 2 0311024845 91,783.13 01-Jan-2005 9 7.500% 6,026.85 Group 2 0391008248 95,585.95 01-Jul-2005 3 10.300% 3,971.16 Group 2 0551004073 139,098.84 01-Aug-2005 2 7.200% 3,183.70 Group 2 0631004963 123,287.48 01-Mar-2005 7 8.800% 7,830.72 Group 2 0641004965 98,308.14 01-Nov-2005 0 9.00300% 1,466.85 Group 2 0651006448 115,726.90 01-Mar-2005 7 7.250% 6,003.20 Group 2 0841001725 174,238.07 01-May-2005 5 6.750% 6,523.62 Group 2 0841001883 160,218.32 01-Nov-2005 0 8.00200% 2,096.93 Group 3 0191019428 92,700.42 01-Nov-2005 0 9.~~000~~050% 1,344.57 Group 3 0331029211 211,174.16 01-Oct-2005 0 9.850% 3,342.74 Group 3 0331031366 230,973.70 01-Nov-2005 0 8.00750% 3,234.64 Group 3 0391008037 65,221.68 01-Jul-2005 3 8.900% 2,328.83 Group 3 0391009311 54,029.49 01-May-2005 5 10.050% 3,064.16 Group 3 0551003597 69,789.59 01-Dec-2005 (1) 8.700% 483.02 Group 3 0641004791 254,645.03 01-Dec-2005 (1) 7.200% 1,444.24 Group 3 0641004839 64,448.55 01-Jul-2005 3 9.200% 2,381.89 Group 3 0681001044 160,129.13 01-Nov-2005 0 7.00165% 1,819.58 Group 3 0771001493 59,749.38 01-Aug-2005 2 11.350% 2,194.56 Group 4 0011070606 167,421.68 01-Dec-2005 (1) 5.750% 747.26 Group 4 0011070989 100,078.95 01-Nov-2005 0 8.~~000~~800% 1,409.89 Group 4 0051054150 72,659.87 01-Aug-2005 2 11.050% 2,596.10 Group 4 0051054278 141,025.04 01-Mar-2005 7 8.200% 8,321.68 Group 4 0051054528 77,446.40 01-May-2005 5 10.600% 4,641.03 Group 4 0061055319 147,571.15 01-Aug-2005 2 9.270% 4,396.45 Group 4 0071062444 137,933.52 01-Dec-2005 (1) 7.990% 873.07 Group 4 0081052333 112,883.96 01-Nov-2005 0 8.950% 1,618.49 Group 4 0091029135 165,189.79 01-Dec-2005 (1) 8.300% 1,088.25 Group 4 0101043517 139,199.39 01-Jul-2005 3 7.800% 4,331.94 Group 4 0131029163 70,141.21 01-Jul-2005 3 9.300% 2,621.56 Group 4 0131029356 67,834.29 01-Jun-2005 4 10.500% 3,450.24 Group 4 0141043607 323,739.62 01-Jan-2005 9 7.100% 20,069.92 Group 4 0161032287 586,830.18 01-Aug-2005 2 6.990% 13,019.54 Group 4 0271015833 154,962.38 01-Mar-2005 7 6.100% 6,700.32 Group 4 0281013296 77,479.24 01-Nov-2005 0 9.00700% 1,207.69 Group 4 0311025577 201,416.67 01-Nov-2005 0 5.00350% 1,679.48 Group 4 0321021916 84,505.14 01-May-2005 5 8.800% 4,175.49 Group 4 0331028322 491,684.54 01-Oct-2005 0 6.700% 5,201.22 Group 4 0331032056 231,809.46 01-Jan-2005 9 6.990% 14,136.77 Group 4 0351021387 133,587.14 01-Dec-2005 (1) 10.000% ~~Total~~1,069.22 Group 4 0351021855 101,698.95 01-Dec-2005 (1) 8.990% 728.43 Group 4 0351022518 128,881.33 01-Sep-2005 1 9.800% 3,048.68 Group 4 0351022559 134,360.74 01-Nov-2005 0 6.350% 1,344.28 Group 4 0381017887 150,414.49 01-Dec-2005 (1) 6.875% 812.35 Group 4 0391009489 184,080.80 01-Dec-2005 (1) 8.800% 1,289.36 Group 4 0391009661 84,879.18 01-Dec-2005 (1) 8.700% 587.45 Group 4 0521020769 50,871.65 01-Jun-2005 4 10.350% 2,549.27 Group 4 0521020994 116,990.72 01-Nov-2005 0 9.00900% 1,862.56 Group 4 0521021422 101,715.35 01-May-2005 5 8.350% 4,758.57 Group 4 0551003990 66,279.79 01-Jul-2005 3 9.800% 2,615.47 Group 4 0551004034 150,502.92 01-Nov-2005 0 6.700% 1,593.57 Group 4 0651005921 142,919.24 01-Dec-2005 (1) 8.950% 1,018.92 Group 4 0651006183 49,726.41 01-Oct-2005 0 10.050% 803.72 Group 4 0651006492 86,172.56 01-Nov-2005 0 6.875% 937.56 Group 4 0661003291 196,800.00 01-Aug-2005 2 6.650% 4,149.20 Group 4 0691001396 183,618.78 01-Mar-2005 7 7.890% 10,406.67 Group 4 0741007156 75,072.14 01-Dec-2005 (1) 7.250% 428.90 Group 4 0771002095 96,660.45 01-Nov-2005 0 8.~~000~~100% 1,249.00 Group 4 0781001350 163,225.45 01-Jun-2005 4 9.150% 7,200.59 Group 4 0831031470 339,300.00 01-Sep-2005 1 7.500% 6,079.13 Group 4 0841000774 51,291.77 01-Jun-2005 4 10.650% 2,647.26

Realized Loss ~~Loan~~ Detail Report - Loans ~~With~~with Losses during Current Period ~~Original~~Summary # Loans Prior Realized Current ~~Loan~~with Principal ~~Note~~Loss/(Gain) ~~LTV~~Loss atGroup ~~Original~~Losses Balance Amount Percentage Group ~~Number~~1 ~~Balance~~0 ~~Rate~~0.00 ~~State~~0.00 ~~Origination~~0.000% ~~Term~~Group No2 ~~losses~~1 ~~this~~339,200.00 ~~period~~21,391.13 0.014% Group 3 0 0.00 0.00 0.000% Group 4 3 430,441.24 9,780.78 0.002% Total 4 769,641.24 31,171.91 0.004%

Realized Loss Loan Detail Report - Loans With Losses during Current Period ~~(continued)~~Original ~~Prior~~Current ~~Cumulative~~ Loan Principal ~~Realized~~Note ~~Realized~~LTV at Original Group Number Balance ~~Loss/(Gain)~~Rate ~~Loss/(Gain)~~State NoOrigination ~~losses~~Term ~~this~~Group ~~period~~2 0331032430 339,200.00 5.650% NY 80.00 360 Group 4 0081052241 198,750.00 7.500% VA 75.00 360 Group 4 0091029694 94,400.00 7.550% MO 80.00 360 Group 4 0391008469 138,550.00 10.100% LA 85.00 360

MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.005% 3 Month Average 0.445% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.019% N/A Apr-2005 2.993% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.015% N/A Jul-2005 1.336% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.061% 3 Month Average 0.616% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.230% N/A Apr-2005 11.138% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.182% N/A Jul-2005 1.847% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 1 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 2 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 3 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.133% N/A Apr-2005 20.963% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 1.586% N/A Apr-2005 11.138% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 4 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.008% 3 Month Average 0.723% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.025% N/A Jul-2005 2.170% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.099% 3 Month Average 0.616% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.298% N/A Jul-2005 1.847% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Monthly Default Rate (MDR): sum(Beg Principal Balance of Liquidated Loans)/ sum(Beg Principal Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR/(WAS*0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR/0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR/(0.6 - ((WAS-60)*0.0095)) else if WAS is greater than 120 then CDR/0.03 Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)

Prepayment - Voluntary Prepayments

Filing Compare · OPTION ONE MORTGAGE LOAN TRUST 2005-1