8-K 1 mlm05a01_8k-200512.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2005 MERRILL LYNCH MORTGAGE INVESTORS, INC. Mortgage Pass-Through Certificates, Series 2005-A01 (Exact name of registrant as specified in its charter) New York (governing law of 333-112231-39 Pooling and Servicing Agreement) (Commission 54-2168016 (State or other File Number) 54-2168017 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2005 a distribution was made to holders of MERRILL LYNCH MORTGAGE INVESTORS, INC., Mortgage Pass-Through Certificates, Series 2005-A01 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-A01 Trust, relating to the December 27, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MERRILL LYNCH MORTGAGE INVESTORS, INC. Mortgage Pass-Through Certificates, Series 2005-A01 Trust (Registrant) By: Wells Fargo Bank, N.A. as Master Servicer By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 12/30/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-A01 Trust, relating to the December 27, 2005 distribution. EX-99.1 Merrill Lynch Mortgage Investors Trust Mortgage Pass-Through Certificates Record Date: 11/30/2005 Distribution Date: 12/27/2005 Merrill Lynch Mortgage Investors Trust Mortgage Pass-Through Certificates Series MLMI 2005-A1 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660

Merrill Lynch Mortgage Loans, Inc. Mortgage Pass-Through Certificates Record Date: 7/29/2005 Distribution Date: 8/25/2005 Merrill Lynch Mortgage Loans, Inc. Mortgage Pass-Through Certificates Series MLMI 2005-A1 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary ~~Certificate~~Class CUSIP Certificate Beginning ~~Class~~Interest Pass-Through Certificate ~~Interest~~Distribution ~~Class CUSIP Description~~ Rate Balance ~~Distribution~~ I-A 59020UQC2 ~~SEN~~ 4.~~34737~~31829% ~~117~~103,~~332~~390,~~482~~142.7294 ~~425~~372,~~005~~057.8109 II-A1 59020UQD0 ~~SEN~~ 4.~~63284~~60209% ~~321~~294,~~769~~058,~~366~~483.9996 1,~~242~~127,~~255~~736.5916 II-A2 59020UQP3 ~~SEN~~ 4.~~63284~~60209% 1110,~~670~~665,~~434~~372.5894 4540,~~056~~902.0750 III-A 59020UQE8 ~~SEN~~ 5.~~25315~~22749% 3127,~~200~~353,~~181~~539.1227 ~~136~~119,~~582~~158.7554 M-1 59020UQF5 ~~SUB~~ 4.~~59881~~56898% 7,~~808~~795,~~432~~160.7733 29,~~923~~679.3197 M-2 59020UQG3 ~~SUB~~ 4.~~59881~~56898% 4,~~741~~733,~~119~~060.1843 18,~~168~~021.8206 M-3 59020UQH1 ~~SUB~~ 4.~~59881~~56898% 1,~~952~~948,~~108~~790.1908 7,~~480~~419.8399 B-1 59020UQJ7 ~~SUB~~ 4.~~59881~~56898% 1,~~952~~948,~~108~~790.1908 7,~~480~~419.8399 B-2 59020UQK4 ~~SUB~~ 4.~~59881~~56898% 1,~~115~~113,~~205~~309.4082 4,~~273~~238.6791 B-3 59020UQL2 ~~SUB~~ 4.~~59881~~56898% 1,~~955~~952,~~891~~566.4086 7,~~495~~434.3337 R-I 59020UQM0 ~~SEN~~ 0.00000% 0.00 0.00 R-II 59020UQN8 ~~SEN~~ 0.00000% 0.00 0.3913 Totals ~~501~~454,~~497~~959,~~330~~216.5471 1,~~923~~734,~~723~~068.4071

Certificateholder Distribution Summary (continued) Class Principal Current Ending ~~Cumulative~~Total ~~Principal~~Cummulative Distribution Realized Certificate ~~Total~~Distribution Realized ~~Class Distribution~~ Loss Balance ~~Distribution~~ Losses I-A 31,~~483~~663,~~048~~880.6647 0.00 ~~113~~101,~~849~~726,~~434~~262.0646 32,~~908~~035,~~054~~937.4756 0.00 II-A1 87,~~475~~077,~~769~~903.5676 0.00 ~~313~~286,~~293~~980,~~597~~580.4320 98,~~718~~205,~~025~~639.1592 0.00 II-A2 ~~307~~256,~~412~~712.4648 0.00 1110,~~363~~408,~~022~~660.1246 ~~352~~297,~~468~~614.5398 0.00 III-A ~~946~~14,~~633~~317.8829 0.00 3027,~~253~~339,~~547~~221.2498 1133,~~083,216~~475.6383 0.00 M-1 3,~~255~~406.2927 0.00 7,~~805~~791,~~177~~754.4806 33,~~178~~086.6024 0.00 M-2 12,~~976~~068.5422 0.00 4,~~739~~730,~~142~~992.6421 20,~~145~~089.3628 0.00 M-3 ~~813~~851.8257 0.00 1,~~951~~947,~~294~~938.3751 8,~~294~~271.6556 0.00 B-1 ~~813~~851.8257 0.00 1,~~951~~947,~~294~~938.3751 8,~~294~~271.6556 0.00 B-2 ~~464~~486.9249 0.00 1,~~114~~112,~~740~~823.4733 4,~~738~~725.5940 0.00 B-3 ~~815~~853.4022 0.00 1,~~955~~951,~~076~~713.0064 8,~~310~~287.7359 0.00 R-I 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.3913 0.00 Totals 139,~~221~~021,~~004~~331.3534 0.00 ~~488~~445,~~276~~937,~~326~~885.1836 1510,~~144~~755,~~727~~400.7505 0.00 ~~All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.~~ This report has been compiled from information provided to Wells Fargo Bank, N.A., by various third parties, which may include the Servicer, Master Servicer, Special Servicer and others. Wells Fargo Bank, N.A., has not independently confirmed the accuracy of information received from these third parties and assumes no duty to do so. Wells Fargo Bank, N.A., expressly disclaims any responsibility for the accuracy or completeness of information furnished by third parties.

Principal Distribution Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Realized Face Certificate Principal Principal ~~Realized~~Loss ~~Class~~ Amount Balance Distribution Distribution ~~Accretion Loss (1)~~ I-A 142,530,000.00 ~~117~~103,~~332~~390,~~482~~142.7294 ~~107~~100,~~099~~374.5707 31,~~375~~563,~~949~~506.0940 0.00 0.00 II-A1 348,667,000.00 ~~321~~294,~~769~~058,~~366~~483.9996 7067,~~885~~633.9433 87,~~404~~010,~~883~~270.6343 0.00 0.00 II-A2 12,646,000.00 1110,~~670~~665,~~434~~372.5894 2,~~571~~453.0003 ~~304~~254,~~841~~259.4645 0.00 0.00 III-A 35,782,000.00 3127,~~200~~353,~~181~~539.1227 1311,~~555~~344.4028 ~~933~~2,~~078~~973.4801 0.00 0.00 M-1 7,828,000.00 7,~~808~~795,~~432~~160.7733 3,~~255~~406.2927 0.00 0.00 0.00 M-2 4,753,000.00 4,~~741~~733,~~119~~060.1843 12,~~976~~068.5422 0.00 0.00 0.00 M-3 1,957,000.00 1,~~952~~948,~~108~~790.1908 ~~813~~851.8257 0.00 0.00 0.00 B-1 1,957,000.00 1,~~952~~948,~~108~~790.1908 ~~813~~851.8257 0.00 0.00 0.00 B-2 1,118,000.00 1,~~115~~113,~~205~~309.4082 ~~464~~486.9249 0.00 0.00 0.00 B-3 1,960,792.69 1,~~955~~952,~~891~~566.4086 ~~815~~853.4022 0.00 0.00 0.00 R-I 0.00 0.00 0.00 0.00 0.00 0.00 R-I 0.00 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 0.00 0.00 Totals 559,198,792.69 ~~501~~454,~~497~~959,~~330~~216.5471 ~~202~~190,~~251~~322.7005 138,~~018~~831,~~752~~009.6629 0.00 0.00 ~~(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~

Principal Distribution Statement (continued) Class Total Ending Ending Total Principal Certificate Certificate Principal ~~Class~~ Reduction Balance Percentage Distribution I-A 31,~~483~~663,~~048~~880.6647 ~~113~~101,~~849~~726,~~434~~262.0646 0.~~79877523~~713718 31,~~483~~663,~~048~~880.6647 II-A1 87,~~475~~077,~~769~~903.5676 ~~313~~286,~~293~~980,~~597~~580.4320 0.~~89854674~~823079 87,~~475~~077,~~769~~903.5676 II-A2 ~~307~~256,~~412~~712.4648 1110,~~363~~408,~~022~~660.1246 0.~~89854674~~823079 ~~307~~256,~~412~~712.4648 III-A ~~946~~14,~~633~~317.8829 3027,~~253~~339,~~547~~221.2498 0.~~84549626~~764050 ~~946~~14,~~633~~317.8829 M-1 3,~~255~~406.2927 7,~~805~~791,~~177~~754.4806 0.~~99708450~~995370 3,~~255~~406.2927 M-2 12,~~976~~068.5422 4,~~739~~730,~~142~~992.6421 0.~~99708450~~995370 12,~~976~~068.5422 M-3 ~~813~~851.8257 1,~~951~~947,~~294~~938.3751 0.~~99708450~~995370 ~~813~~851.8257 B-1 ~~813~~851.8257 1,~~951~~947,~~294~~938.3751 0.~~99708450~~995370 ~~813~~851.8257 B-2 ~~464~~486.9249 1,~~114~~112,~~740~~823.4733 0.~~99708450~~995370 ~~464~~486.9249 B-3 ~~815~~853.4022 1,~~955~~951,~~076~~713.0064 0.~~99708450~~995370 ~~815~~853.4022 R-I 0.00 0.00 0.~~00000000~~000000 0.00 ~~R-I~~ 0.00 0.00 0.~~00000000~~000000 0.00 R-II 0.00 0.00 0.~~00000000~~000000 0.00 ~~R-II~~ 0.00 0.00 0.~~00000000~~000000 0.00 Totals 139,~~221~~021,~~004~~331.3534 ~~488~~445,~~276~~937,~~326~~885.1836 0.~~87317128~~797459 139,~~221~~021,~~004~~331.3534

Principal Distribution Factors Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Face Certificate Principal Principal ~~Class (2)~~ Amount Balance Distribution Distribution ~~Accretion~~ I-A 142,530,000.00 ~~823~~725.~~21253575~~392149 0.~~75141774~~704231 2310.~~68588431~~969665 0.~~00000000~~000000 II-A1 348,667,000.00 ~~922~~843.~~85581082~~379167 0.~~20330556~~193977 2420.~~10576174~~105919 0.~~00000000~~000000 II-A2 12,646,000.00 ~~922~~843.~~85581053~~379167 0.~~20330539~~193977 2420.~~10576151~~105919 0.~~00000000~~000000 III-A 35,782,000.00 ~~871~~764.~~95185065~~449703 0.~~37883293~~317039 260.~~07675591~~083087 0.~~00000000~~000000 M-1 7,828,000.00 ~~997~~995.~~50035386~~804845 0.~~41585207~~435139 0.~~00000000~~000000 0.~~00000000~~000000 M-2 4,753,000.00 ~~997~~995.~~50035346~~804845 0.~~41585104~~435140 0.~~00000000~~000000 0.~~00000000~~000000 M-3 1,957,000.00 ~~997~~995.~~50035258~~804844 0.~~41585079~~435141 0.~~00000000~~000000 0.~~00000000~~000000 B-1 1,957,000.00 ~~997~~995.~~50035258~~804844 0.~~41585079~~435141 0.~~00000000~~000000 0.~~00000000~~000000 B-2 1,118,000.00 ~~997~~995.~~50035778~~804848 0.~~41584973~~435143 0.~~00000000~~000000 0.~~00000000~~000000 B-3 1,960,792.69 ~~997~~995.~~50035278~~804845 0.~~41585222~~435140 0.~~00000000~~000000 0.~~00000000~~000000 R-I 0.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 R-II 0.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000 (2) All Classes are per $1,000 denomination.~~000000

Principal Distribution Factors Statement (continued) Class Realized Total Ending Ending Total ~~Realized~~Loss Principal Certificate Certificate Principal ~~Class Loss (3)~~ Reduction Balance Percentage Distribution I-A 0.~~00000000~~000000 2411.~~43730204~~673897 ~~798~~713.~~77523371~~718252 0.~~79877523~~713718 2411.~~43730204~~673897 II-A1 0.~~00000000~~000000 2420.~~30906728~~299896 ~~898~~823.~~54674354~~079271 0.~~89854674~~823079 2420.~~30906728~~299896 II-A2 0.~~00000000~~000000 2420.~~30906690~~299896 ~~898~~823.~~54674363~~079271 0.~~89854674~~823079 2420.~~30906690~~299896 III-A 0.~~00000000~~000000 260.~~45558884~~400125 ~~845~~764.~~49626181~~049577 0.~~84549626~~764050 260.~~45558884~~400125 M-1 0.~~00000000~~000000 0.~~41585207~~435139 ~~997~~995.~~08450179~~369706 0.~~99708450~~995370 0.~~41585207~~435139 M-2 0.~~00000000~~000000 0.~~41585104~~435140 ~~997~~995.~~08450242~~369705 0.~~99708450~~995370 0.~~41585104~~435140 M-3 0.~~00000000~~000000 0.~~41585079~~435141 ~~997~~995.~~08450179~~369704 0.~~99708450~~995370 0.~~41585079~~435141 B-1 0.~~00000000~~000000 0.~~41585079~~435141 ~~997~~995.~~08450179~~369704 0.~~99708450~~995370 0.~~41585079~~435141 B-2 0.~~00000000~~000000 0.~~41584973~~435143 ~~997~~995.~~08449911~~369705 0.~~99708450~~995370 0.~~41584973~~435143 B-3 0.~~00000000~~000000 0.~~41585222~~435140 ~~997~~995.~~08450055~~369704 0.~~99708450~~995370 0.~~41585222~~435140 R-I 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 R-II 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~(3)~~All ~~Amount~~Classes ~~Does~~are ~~Not~~per ~~Include Excess Special Hazard~~$1,000 ~~Bankruptcy, or Fraud Losses Unless Otherwise Disclosed~~denomination. ~~Please Refer to the Prospectus Supplement for a Full Description.~~

Interest Distribution Statement ~~Beginning~~Class ~~Payment~~Accrual ofAccrual ~~Original~~ Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of ~~Face~~Dates Days Certificate ~~Notional~~Certificate/ Accrued ~~Interest~~Unpaid Interest ~~Class Amount~~ Rate Notional Balance Interest Shortfall ~~Shortfall~~ I-A ~~142,530,000.00~~11/01/05 - 11/30/05 30 4.~~34737~~31829% ~~117~~103,~~332~~390,~~482~~142.7294 ~~425~~372,~~072~~057.9809 0.00 ~~0.00~~ II-A1 ~~348,667,000.00~~11/01/05 - 11/30/05 30 4.~~63284~~60209% ~~321~~294,~~769~~058,~~366~~483.9996 1,~~242~~127,~~255~~736.5916 0.00 ~~0.00~~ II-A2 ~~12,646,000.00~~11/01/05 - 11/30/05 30 4.~~63284~~60209% 1110,~~670~~665,~~434~~372.5894 4540,~~056~~902.0750 0.00 ~~0.00~~ III-A ~~35,782,000.00~~11/01/05 - 11/30/05 30 5.~~25315~~22749% 3127,~~200~~353,~~181~~539.1227 ~~136~~119,~~582~~158.7554 0.00 ~~0.00~~ M-1 ~~7,828,000.00~~11/01/05 - 11/30/05 30 4.~~59881~~56898% 7,~~808~~795,~~432~~160.7733 29,~~924~~679.5697 0.00 ~~0.00~~ M-2 ~~4,753,000.00~~11/01/05 - 11/30/05 30 4.~~59881~~56898% 4,~~741~~733,~~119~~060.1843 18,~~169~~021.5706 0.00 ~~0.00~~ M-3 ~~1,957,000.00~~11/01/05 - 11/30/05 30 4.~~59881~~56898% 1,~~952~~948,~~108~~790.1908 7,~~481~~419.1499 0.00 ~~0.00~~ B-1 ~~1,957,000.00~~11/01/05 - 11/30/05 30 4.~~59881~~56898% 1,~~952~~948,~~108~~790.1908 7,~~481~~419.1499 0.00 ~~0.00~~ B-2 ~~1,118,000.00~~11/01/05 - 11/30/05 30 4.~~59881~~56898% 1,~~115~~113,~~205~~309.4082 4,~~273~~238.8491 0.00 ~~0.00~~ B-3 ~~1,960,792.69~~11/01/05 - 11/30/05 30 4.~~59881~~56898% 1,~~955~~952,~~891~~566.4086 7,~~495~~434.6437 0.00 ~~0.00~~ R-I ~~0.00~~N/A N/A 0.00000% 0.00 0.00 0.00 ~~0.00~~ R-II ~~0.00~~N/A N/A 0.00000% 0.00 0.00 0.00 ~~0.00~~ Totals ~~559,198,792.69~~ 1,~~923~~734,~~793~~068.2858 0.00 ~~0.00~~

Interest Distribution Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total ~~Unpaid~~Remaining ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Unpaid Interest Certificate/Notional ~~Class~~ Shortfall ~~Losses~~ (41) Shortfall Distribution Shortfall(2) Balance I-A 670.1700 0.00 ~~425~~372,~~005~~057.8109 0.00 ~~113~~101,~~849~~726,~~434~~262.0646 II-A1 0.00 0.00 1,~~242~~127,~~255~~736.5916 0.00 ~~313~~286,~~293~~980,~~597~~580.4320 II-A2 0.00 0.00 4540,~~056~~902.0750 0.00 1110,~~363~~408,~~022~~660.1246 III-A 0.00 0.00 ~~136~~119,~~582~~158.7554 0.00 3027,~~253~~339,~~547~~221.2498 M-1 10.2500 0.00 29,~~923~~679.3197 0.00 7,~~805~~791,~~177~~754.4806 M-2 0.7600 0.00 18,~~168~~021.8206 0.00 4,~~739~~730,~~142~~992.6421 M-3 0.3100 0.00 7,~~480~~419.8399 0.00 1,~~951~~947,~~294~~938.3751 B-1 0.3100 0.00 7,~~480~~419.8399 0.00 1,~~951~~947,~~294~~938.3751 B-2 0.1800 0.00 4,~~273~~238.6791 0.00 1,~~114~~112,~~740~~823.4733 B-3 0.3100 0.00 7,~~495~~434.3337 0.00 1,~~955~~951,~~076~~713.0064 R-I 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.3913 0.00 0.00 Totals 700.2900 0.00 1,~~923~~734,~~723~~068.4071 0.00 (41,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~ or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~applicable

Interest Distribution Factors Statement ~~Beginning~~Class ~~Payment~~Accrual of Original Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of Dates Face Certificate Certificate/Notional Accrued ~~Interest~~Unpaid Interest ~~Class (5)~~ Amount Rate Balance Interest Shortfall ~~Shortfall~~ I-A 11/01/05 - 11/30/05 142,530,000.00 4.~~34737~~31829% ~~823~~725.~~21253575~~392149 2.~~98234042~~610377 0.~~00000000~~000000 ~~0.00000000~~ II-A1 11/01/05 - 11/30/05 348,667,000.00 4.~~63284~~60209% ~~922~~843.~~85581082~~379167 3.~~56287113~~234422 0.~~00000000~~000000 ~~0.00000000~~ II-A2 11/01/05 - 11/30/05 12,646,000.00 4.~~63284~~60209% ~~922~~843.~~85581053~~379167 3.~~56287126~~234422 0.~~00000000~~000000 ~~0.00000000~~ III-A 11/01/05 - 11/30/05 35,782,000.00 5.~~25315~~22749% ~~871~~764.~~95185065~~449703 3.~~81707982~~330125 0.~~00000000~~000000 ~~0.00000000~~ M-1 11/01/05 - 11/30/05 7,828,000.00 4.~~59881~~56898% ~~997~~995.~~50035386~~804845 3.~~82275933~~791514 0.~~00000000~~000000 ~~0.00000000~~ M-2 11/01/05 - 11/30/05 4,753,000.00 4.~~59881~~56898% ~~997~~995.~~50035346~~804845 3.~~82275826~~791513 0.~~00000000~~000000 ~~0.00000000~~ M-3 11/01/05 - 11/30/05 1,957,000.00 4.~~59881~~56898% ~~997~~995.~~50035258~~804844 3.~~82275933~~791513 0.~~00000000~~000000 ~~0.00000000~~ B-1 11/01/05 - 11/30/05 1,957,000.00 4.~~59881~~56898% ~~997~~995.~~50035258~~804844 3.~~82275933~~791513 0.~~00000000~~000000 ~~0.00000000~~ B-2 11/01/05 - 11/30/05 1,118,000.00 4.~~59881~~56898% ~~997~~995.~~50035778~~804848 3.~~82275492~~791512 0.~~00000000~~000000 ~~0.00000000~~ B-3 11/01/05 - 11/30/05 1,960,792.69 4.~~59881~~56898% ~~997~~995.~~50035278~~804845 3.~~82276007~~791513 0.~~00000000~~000000 ~~0.00000000~~ R-I N/A 0.00 0.00000% 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ R-II N/A 0.00 0.00000% 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000 0.00000000 (5) All Classes are per $1,000 denomination.~~000000

Interest Distribution Factors Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total Remaining Unpaid ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Interest ~~Notional~~Certificate/ ~~Class~~ Shortfall ~~Losses~~ (61) Shortfall Distribution Shortfall(2) Notional Balance I-A 0.~~00047127~~000000 0.~~00000000~~000000 2.~~98186915~~610377 0.~~00000000~~000000 ~~798~~713.~~77523371~~718252 II-A1 0.~~00000000~~000000 0.~~00000000~~000000 3.~~56287113~~234422 0.~~00000000~~000000 ~~898~~823.~~54674354~~079271 II-A2 0.~~00000000~~000000 0.~~00000000~~000000 3.~~56287126~~234422 0.~~00000000~~000000 ~~898~~823.~~54674363~~079271 III-A 0.~~00000000~~000000 0.~~00000000~~000000 3.~~81707982~~330125 0.~~00000000~~000000 ~~845~~764.~~49626181~~049577 M-1 0.~~00015968~~000000 0.~~00000000~~000000 3.~~82259964~~791514 0.~~00000000~~000000 ~~997~~995.~~08450179~~369706 M-2 0.~~00015990~~000000 0.~~00000000~~000000 3.~~82260046~~791513 0.~~00000000~~000000 ~~997~~995.~~08450242~~369705 M-3 0.~~00015841~~000000 0.~~00000000~~000000 3.~~82260092~~791513 0.~~00000000~~000000 ~~997~~995.~~08450179~~369704 B-1 0.~~00015841~~000000 0.~~00000000~~000000 3.~~82260092~~791513 0.~~00000000~~000000 ~~997~~995.~~08450179~~369704 B-2 0.~~00016100~~000000 0.~~00000000~~000000 3.~~82260286~~791512 0.~~00000000~~000000 ~~997~~995.~~08449911~~369705 B-3 0.~~00015810~~000000 0.~~00000000~~000000 3.~~82260197~~791513 0.~~00000000~~000000 ~~997~~995.~~08450055~~369704 R-I 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 R-II 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 (61,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed~~applicable. ~~Please~~All ~~Refer~~Classes toare ~~the~~per ~~Prospectus~~$1,000 ~~Supplement for a Full Description~~denomination.

~~CERTIFICATEHOLDER~~Certificateholder ~~ACCOUNT~~Component ~~STATEMENT~~Statement ~~CERTIFICATE~~Component ~~ACCOUNT~~ Beginning ~~Balance~~Ending ~~0.00~~Beginning ~~Deposits~~Ending ~~Payments~~Ending ofPass-Through ~~Interest~~Notional ~~and~~Notional ~~Principal~~Component ~~15,253,103.44~~Component ~~Liquidations,~~Component ~~Insurance~~Class ~~Proceeds,~~Rate ~~Reserve~~Balance ~~Funds~~Balance ~~0.00~~Balance Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 17,660.20 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 15,270,763.64 Withdrawals Reimbursement for Servicer Advances 12,524.28 Payment of Service Fee 113,511.61 Payment of Interest and Principal 15,144,727.75 Total Withdrawals (Pool Distribution Amount) 15,270,763.64 Ending Balance ~~0.00~~Percentage

~~PREPAYMENT/CURTAILMENT~~CERTIFICATEHOLDER ~~INTEREST~~ACCOUNT ~~SHORTFALL~~STATEMENT ~~Total~~CERTIFICATE ~~Prepayment/Curtailment~~ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest ~~Shortfall~~and Principal 10,862,531.24 Reserve Funds and Credit Enhancements 0.00 ~~Servicing~~Proceeds ~~Fee~~from ~~Support~~Repurchased Loans 0.00 ~~Non-Supported~~Servicer Advances 11,564.44 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Swap/~~Curtailment~~Cap Payments 0.00 Total Deposits 10,874,095.68 Withdrawals Swap Payments 0.00 Reserve Funds and Credit Enhancements 0.00 Reimbursement for Servicer Advances 15,383.75 Total Administration Fees 103,311.89 Payment of Interest ~~Shortfall~~and 70Principal 10,755,400.2904 Total Withdrawals (Pool Distribution Amount) 10,874,095.68 Ending Balance 0.00

~~SERVICING~~PREPAYMENT/CURTAILMENT ~~FEES~~INTEREST ~~Gross~~SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee ~~113,511~~Support 0.6100 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00 ~~Net Servicing Fee 113,511.61~~

~~LOAN~~ADMINISTRATION ~~STATUS~~FEES ~~STRATIFICATION/CREDIT~~Gross ~~ENHANCEMENT~~Servicing ~~STATEMENT~~Fee* DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 7 0 0 0 7 2103,~~890,246~~311.7589 ~~0.00~~Supported ~~0.00~~Prepayment/Curtailment ~~0.00~~Interest ~~2,890,246.75~~Shortfall ~~60 Days 2~~ 0 ~~0 0 2 820,800~~.00 ~~0.00~~Total ~~0.00~~Administration ~~0.00~~Fees ~~820~~103,~~800~~311.0089 90*Servicer ~~Days~~Payees 0include: 0ABN 0AMRO 0MORTGAGE 0GROUP ~~0.00~~(MI); ~~0.00~~COUNTRYWIDE ~~0.00~~HOME ~~0.00~~LOANS 0INC.00; ~~120~~FIRST ~~Days~~REPUBLIC 0BANK; 0NATIONAL 0CITY 0MTG 0CO; ~~0.00~~WASHINGTON ~~0.00~~MUTUAL ~~0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 9 0 0 0 9 3~~BANK,~~711,046.75~~ 0F.~~00 0~~A.00 0.00 3,711,046.75 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.637523% 0.000000% 0.000000% 0.000000% 0.637523% 0.591730% 0.000000% 0.000000% 0.000000% 0.591730% 60 Days 0.182149% 0.000000% 0.000000% 0.000000% 0.182149% 0.168045% 0.000000% 0.000000% 0.000000% 0.168045% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.819672% 0.000000% 0.000000% 0.000000% 0.819672% 0.759776% 0.000000% 0.000000% 0.000000% 0.759776%

~~DELINQUENT~~COLLATERAL ~~BANKRUPTCY~~STATEMENT ~~FORECLOSURE~~Collateral ~~REO~~Description ~~Total~~ 1 NoMonth ofLIBOR ~~Loans~~ARM NoWeighted ofAverage ~~Loans~~Gross NoCoupon ~~of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0~~4.00 0.00 0.00 0.00 30 Days 2 0 0 0 2 1,157,687.90 0.00 0.00 0.00 1,157,687.90 60 Days 1 0 0 0 1 352,000.00 0.00 0.00 0.00 352,000.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 3 0 0 0 3 1,509,687.90 0.00 0.00 0.00 1,509,687.90 0-29 Days 0.000000846273% ~~0.000000%~~Weighted ~~0.000000%~~Average ~~0.000000%~~Net ~~0.000000%~~Coupon 04.~~000000~~573778% ~~0.000000%~~Weighted ~~0.000000%~~Average 30Pass-Through ~~Days~~Rate 04.~~706714~~573778% ~~0.000000%~~Weighted ~~0.000000%~~Average ~~0.000000%~~Remaining ~~0.706714%~~Term ~~0.972200%~~344 ~~0.000000%~~Beginning ~~0.000000%~~Scheduled ~~0.000000%~~Collateral ~~0.972200%~~Loan 60Count Days 0.353357% 0.000000% 0.000000% 0.000000% 0.353357% 0.295602% 0.000000% 0.000000% 0.000000% 0.295602% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1~~.060071%~~,015 ~~0.000000%~~Number ~~0.000000%~~Of ~~0.000000% 1.060071% 1.267802% 0.000000% 0.000000% 0.000000% 1.267802% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of~~ Loans NoPaid ofIn ~~Loans~~Full No23 ofEnding ~~Loans~~Scheduled NoCollateral ofLoan ~~Loans~~Count No992 ofBeginning ~~Loans~~Scheduled ~~Principal~~Collateral Balance ~~Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 4 0 0 0 4 1~~454,~~339~~959,~~862~~216.7671 ~~0.00~~Ending ~~0.00~~Scheduled ~~0.00~~Collateral ~~1,339,862.76~~Balance ~~60 Days 1 0 0 0 1 468~~445,~~800.00 0.00 0.00 0.00 468~~937,~~800~~885.0038 90Ending ~~Days~~Actual 0Collateral 0Balance 0at 030-Nov-2005 ~~0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 5 0 0 0 5 1~~446,~~808~~090,~~662~~374.7691 ~~0.00~~Monthly ~~0.00~~P&I ~~0.00~~Constant 12,~~808~~027,~~662~~702.7654 ~~0-29~~Special ~~Days~~Servicing ~~0.000000%~~Fee 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.537634% 0.000000% 0.000000% 0.000000% 0.537634% 0.396643% 0.000000% 0.000000% 0.000000% 0.396643% 60 Days 0.134409% 0.000000% 0.000000% 0.000000% 0.134409% 0.138780% 0.000000% 0.000000% 0.000000% 0.138780% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.672043% 0.000000% 0.000000% 0.000000% 0.672043% 0.535423% 0.000000% 0.000000% 0.000000% 0.535423% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~0.00~~Waived 30Amount ~~Days 1~~ 0 ~~0 0 1 392,696~~.~~09 0.~~00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~392,696.09~~Waived 60Count ~~Days~~ 0 0Prepayment 0Penalty 0Paid 0Amount 0.00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~0.00~~Paid ~~0.00~~Count ~~90 Days~~ 0 0Realized 0Loss 0Amount 0 0.00 ~~0.00~~Cumulative ~~0.00~~Realized ~~0.00~~Loss 0.00 ~~120~~Scheduled ~~Days~~Principal ~~0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 392~~190,~~696~~322.0904 ~~0.00~~Unscheduled ~~0.00~~Principal ~~0.00 392~~8,~~696~~831,009.~~09 0-~~29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.408451% 0.000000% 0.000000% 0.000000% 1.408451% 1.244279% 0.000000% 0.000000% 0.000000% 1.244279% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.408451% 0.000000% 0.000000% 0.000000% 1.408451% 1.244279% 0.000000% 0.000000% 0.000000% 1.244279%

~~OTHER~~Group ~~INFORMATION~~Level ~~Current~~Collateral ~~Period~~Statement ~~Class~~Group A1 ~~Insufficient~~2 ~~Funds~~3 Collateral Description 1 Year CMT. ARM 1 Month LIBOR ARM 1 Year CMT. ARM Weighted Average Coupon Rate 4.568289 4.884293 5.477486 Weighted Average Net Rate 4.318289 4.602089 5.227486 Weighted Average Remaining Term 344 344 344 Beginning Loan Count 258 692 65 Loans Paid In Full 4 19 0 Ending Loan Count 254 673 65 Beginning Scheduled Balance 108,513,302.0041 ~~Principal~~317,799,331.35 28,646,582.95 Ending Scheduled Balance of106,844,448.23 ~~Contaminated~~310,461,707.75 ~~Properties~~28,631,729.40 Record Date 11/30/2005 11/30/2005 11/30/2005 Principal And Interest Constant 518,447.92 1,366,614.69 142,639.93 Scheduled Principal 105,347.78 73,093.72 11,880.54 Unscheduled Principal 1,563,506.40 7,264,529.88 2,973.01 Scheduled Interest 413,100.14 1,293,520.97 130,759.39 Servicing Fee 22,606.94 74,736.91 5,968.04 Master Servicing Fee 0.00 ~~Periodic~~0.00 ~~Advance~~0.00 17Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 390,~~660~~493.20 1,218,784.06 124,791.35 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalty Waived Amount 0.00 0.00 0.00 Prepayment Penalty Waived Count 0 0 0 Prepayment Penalty Paid Amount 0.00 0.00 0.00 Prepayment Penalty Paid Count 0 0 0 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.318289 4.602089 5.227486

~~CREDIT~~Group ~~ENHANCEMENT~~Level ~~Original~~Collateral $Statement ~~Original~~Group %Total ~~Current~~Collateral $Description ~~Current~~1 %Month ~~Bankruptcy~~LIBOR ~~155~~ARM Weighted Average Coupon Rate 4.846273 Weighted Average Net Rate 4.573778 Weighted Average Remaining Term 344 Beginning Loan Count 1,~~949~~015 Loans Paid In Full 23 Ending Loan Count 992 Beginning Scheduled Balance 454,959,216.0071 0Ending scheduled Balance 445,937,885.~~02788794%~~38 ~~155~~Record Date 11/30/2005 Principal And Interest Constant 2,~~949~~027,702.0054 0Scheduled Principal 190,322.~~03193868%~~04 ~~Fraud~~Unscheduled 5Principal 8,~~591~~831,~~988~~009.0029 Scheduled Interest 1,837,380.~~00000001%~~50 5Servicing Fee 103,~~591,988~~311.89 Master Servicing Fee 0.00 1Trustee Fee 0.~~14525069%~~00 FRY Amount 0.00 Special Hazard ~~6,010,242~~Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread 1 0.~~07479524%~~00 ~~6,010,242~~Spread 2 0.00 Spread 3 0.00 Net Interest 1,734,068.~~23090997%~~61 ~~Limit~~Realized ofLoss ~~Subordinate's~~Amount ~~Exposure~~0.00 toCumulative ~~Certain~~Realized ~~Types~~Loss 0.00 Percentage of Cumulative Losses 0.0000 Prepayment Penalty Waived Amount 0.00 Prepayment Penalty Waived Count 0 Prepayment Penalty Paid Amount 0.00 Prepayment Penalty Paid Count 0 Special Servicing Fee 0.00 Pass-Through Rate 4.573778

~~Summary~~LOAN 12STATUS ~~Month~~STRATIFICATION/CREDIT ~~REO~~ENHANCEMENT History*STATEMENT ~~New~~DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL No of Loans ~~Month~~No ~~REO~~of ~~Percentage~~Loans No of Loans inNo ~~REO~~of 0Loans ~~Sep-04~~No ~~0.000%~~of ~~Original~~Loans Principal Balance ~~0.00~~Principal ~~Oct-04~~Balance ~~0.000%~~Principal ~~Current~~Balance Principal Balance ~~0.00~~Principal ~~Nov-04~~Balance 0~~.000% Dec~~-0429 Days 0~~.000%~~ ~~Current~~0 ~~REO~~0 ~~Total~~0 ~~Jan-05~~ 0.~~000%~~00 ~~Loans in REO~~ 0 ~~Feb-05 0~~.~~000%~~00 ~~Original Principal Balance~~ 0.00 ~~Mar-05~~ 0.~~000%~~00 ~~Current~~30 ~~Principal~~Days ~~Balance~~6 0~~.00~~ ~~Apr-05~~0 0~~.000%~~ ~~May-05~~6 02,139,050.~~000%~~45 ~~Jun-05~~ 0.~~000%~~00 ~~Jul-05~~ 0.~~000%~~00 ~~Aug-05~~ 0.~~000%~~00 *The2,139,050.45 ~~text~~60 ~~reported~~Days in0 ~~the~~0 ~~above~~0 ~~table~~0 is0 ~~presented~~0.00 ~~graphically~~0.00 on0.00 ~~the~~0.00 ~~monthly bond remittance report~~0.00 ~~The~~90 ~~monthly~~Days ~~bond~~1 ~~remittance~~0 ~~report~~0 ~~can~~0 be1 ~~viewed~~352,000.00 ~~online~~0.00 at0.00 ~~www~~0.~~ctslink~~00 352,000.~~com.~~00 1120 12Days ~~Month~~0 ~~REO~~0 History*0 ~~New~~0 ~~REO Loans Month REO Percentage Loans in REO~~ 0 ~~Sep-04~~ 0.~~000%~~00 ~~Original Principal Balance~~ 0.00 ~~Oct-04~~ 0.~~000%~~00 ~~Current Principal Balance~~ 0.00 ~~Nov-04~~ 0.~~000%~~00 ~~Dec-04~~150 Days 0~~.000%~~ ~~Current~~0 ~~REO~~0 ~~Total~~0 ~~Jan-05~~0 0.~~000%~~00 ~~Loans in REO~~ 0.00 ~~Feb-05~~ 0.~~000%~~00 ~~Original Principal Balance~~ 0.00 ~~Mar-05~~ 0.~~000%~~00 ~~Current~~180+ ~~Principal~~Days ~~Balance~~0 0~~.00~~ ~~Apr-05~~0 0~~.000%~~ ~~May-05~~0 0.~~000%~~00 ~~Jun-05~~0.00 0.~~000%~~00 ~~Jul-05~~ 0.~~000%~~00 ~~Aug-05~~ 0.~~000%~~00 *TheTotals ~~text~~7 ~~reported~~0 in0 ~~the~~0 ~~above~~7 ~~table~~2,491,050.45 is0.00 ~~presented~~0.00 ~~graphically~~0.00 ~~on the monthly bond remittance report~~2,491,050.45 ~~The~~No ~~monthly~~of ~~bond~~Loans ~~remittance~~No ~~report~~of ~~can~~Loans beNo ~~viewed~~of ~~online~~Loans atNo ~~www.ctslink.com.~~of 2Loans 12No ~~Month~~of ~~REO~~Loans History*Principal ~~New~~Balance ~~REO~~Principal ~~Loans~~Balance ~~Month~~Principal ~~REO~~Balance ~~Percentage~~Principal ~~Loans~~Balance inPrincipal ~~REO~~Balance 0 ~~Sep~~-0429 Days 0.~~000~~000000% ~~Original~~0.000000% ~~Principal~~0.000000% ~~Balance~~0.000000% 0.00000000% ~~Oct-04~~0.000000% 0.~~000~~000000% ~~Current~~0.000000% ~~Principal~~30 ~~Balance~~Days 0.00604839% ~~Nov-04~~0.000000% 0.~~000~~000000% ~~Dec-04~~0.000000% 0.~~000~~604839% ~~Current~~0.479511% ~~REO~~0.000000% ~~Total~~0.000000% ~~Jan-05~~0.000000% 0.~~000~~479511% ~~Loans~~60 inDays ~~REO~~0.000000% 0.000000% ~~Feb-05~~0.000000% 0.~~000~~000000% ~~Original~~0.000000% ~~Principal~~0.000000% ~~Balance~~0.000000% 0.00000000% ~~Mar-05~~0.000000% 0.~~000~~000000% ~~Current~~90 ~~Principal~~Days ~~Balance~~0.100806% 0.00000000% ~~Apr-05~~0.000000% 0.~~000~~000000% ~~May-05~~0.100806% 0.~~000~~078908% ~~Jun-05~~0.000000% 0.~~000~~000000% ~~Jul-05~~ 0.~~000~~000000% ~~Aug-05~~ 0.~~000~~078908% *The120 ~~text~~Days ~~reported~~0.000000% in0.000000% ~~the~~0.000000% ~~above~~0.000000% ~~table~~0.000000% is0.000000% ~~presented~~0.000000% ~~graphically~~0.000000% on0.000000% ~~the~~0.000000% ~~monthly~~150 ~~bond~~Days ~~remittance~~0.000000% ~~report~~0.000000% ~~The~~0.000000% ~~monthly~~0.000000% ~~bond~~0.000000% ~~remittance~~0.000000% ~~report~~0.000000% ~~can~~0.000000% be0.000000% ~~viewed online at www~~0.~~ctslink.com.~~000000% 3180+ 12Days ~~Month REO History* New REO Loans Month REO Percentage Loans in REO~~ 0.000000% ~~Sep-04~~ 0.~~000~~000000% ~~Original Principal Balance~~ 0.00000000% ~~Oct-04~~ 0.~~000~~000000% ~~Current Principal Balance~~ 0.00000000% ~~Nov-04~~ 0.~~000~~000000% ~~Dec-04~~ 0.~~000~~000000% ~~Current REO Total Jan-05~~ 0.~~000~~000000% ~~Loans in REO~~ 0.000000% ~~Feb-05~~ 0.~~000~~000000% ~~Original~~Totals ~~Principal Balance~~ 0.00705645% ~~Mar-05~~ 0.~~000~~000000% ~~Current Principal Balance~~ 0.00000000% ~~Apr-05~~ 0.~~000~~000000% ~~May-05~~ 0.~~000~~705645% ~~Jun-05~~ 0.~~000~~558418% ~~Jul-05~~ 0.~~000~~000000% ~~Aug-05~~ 0.~~000~~000000% *The text reported in the above table is presented graphically on the monthly bond remittance report0.000000% ~~The monthly bond remittance report can be viewed online at www~~0.~~ctslink.com.~~558418%

REO Detail - All Mortgage Loans in REO during Current Period

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

Summary 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Sep~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Oct~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Nov~~Mar-0405 0.000% ~~Dec~~Apr-0405 0.000% Current Foreclosure Total ~~Jan~~May-05 0.000% Loans in Foreclosure 0 ~~Feb~~Jun-05 0.000% Original Principal Balance 0.00 ~~Mar~~Jul-05 0.000% Current Principal Balance 0.00 ~~Apr~~Aug-05 0.000% ~~May~~Sep-05 0.000% ~~Jun~~Oct-05 0.000% ~~Jul~~Nov-05 0.000% ~~Aug~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Sep~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Oct~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Nov~~Mar-0405 0.000% ~~Dec~~Apr-0405 0.000% Current Foreclosure Total ~~Jan~~May-05 0.000% Loans in Foreclosure 0 ~~Feb~~Jun-05 0.000% Original Principal Balance 0.00 ~~Mar~~Jul-05 0.000% Current Principal Balance 0.00 ~~Apr~~Aug-05 0.000% ~~May~~Sep-05 0.000% ~~Jun~~Oct-05 0.000% ~~Jul~~Nov-05 0.000% ~~Aug~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Sep~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Oct~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Nov~~Mar-0405 0.000% ~~Dec~~Apr-0405 0.000% Current Foreclosure Total ~~Jan~~May-05 0.000% Loans in Foreclosure 0 ~~Feb~~Jun-05 0.000% Original Principal Balance 0.00 ~~Mar~~Jul-05 0.000% Current Principal Balance 0.00 ~~Apr~~Aug-05 0.000% ~~May~~Sep-05 0.000% ~~Jun~~Oct-05 0.000% ~~Jul~~Nov-05 0.000% ~~Aug~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 3 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Sep~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Oct~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Nov~~Mar-0405 0.000% ~~Dec~~Apr-0405 0.000% Current Foreclosure Total ~~Jan~~May-05 0.000% Loans in Foreclosure 0 ~~Feb~~Jun-05 0.000% Original Principal Balance 0.00 ~~Mar~~Jul-05 0.000% Current Principal Balance 0.00 ~~Apr~~Aug-05 0.000% ~~May~~Sep-05 0.000% ~~Jun~~Oct-05 0.000% ~~Jul~~Nov-05 0.000% ~~Aug~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period

~~COLLATERAL~~Summary ~~STATEMENT~~12 ~~Collateral~~Month ~~Description~~Bankruptcy 1History* New Bankruptcy Loans Month ~~LIBOR~~Bankruptcy ~~ARM~~Percentage ~~Weighted~~Loans ~~Average~~in ~~Gross~~Bankruptcy ~~Coupon~~0 4Jan-05 0.~~874933~~000% ~~Weighted~~Original ~~Average~~Principal ~~Net~~Balance ~~Coupon~~0.00 4Feb-05 0.~~603319~~000% ~~Weighted~~Current ~~Average~~Principal ~~Pass~~Balance 0.00 Mar-~~Through~~05 ~~Rate~~0.000% 4Apr-05 0.~~603319~~000% ~~Weighted~~Current ~~Average~~Bankruptcy ~~Maturity(Stepdown~~Total ~~Calculation)~~May-05 ~~347~~0.000% ~~Beginning~~Loans ~~Scheduled~~in ~~Collateral~~Bankruptcy ~~Loan~~0 ~~Count~~Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1~~,132~~ ~~Number~~12 OfMonth Bankruptcy History* New Bankruptcy Loans ~~Paid~~Month InBankruptcy ~~Full~~Percentage 34Loans ~~Ending~~in ~~Scheduled~~Bankruptcy ~~Collateral~~0 ~~Loan~~Jan-05 ~~Count~~0.000% ~~1,098~~Original ~~Beginning~~Principal ~~Scheduled~~Balance ~~Collateral~~0.00 Feb-05 0.000% Current Principal Balance ~~501,497,330~~0.5500 ~~Ending~~Mar-05 ~~Scheduled~~0.000% ~~Collateral~~Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 0 Jun-05 0.000% Original Principal Balance ~~488,276,326~~0.1900 ~~Ending~~Jul-05 ~~Actual~~0.000% ~~Collateral~~Current Principal Balance at0.00 29Aug-~~Jul~~05 0.000% Sep-~~2005~~05 ~~488,439,725~~0.90000% ~~Monthly~~Oct-05 ~~P&I~~0.000% ~~Constant~~Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2~~,239,556~~ 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-05 0.76000% ~~Special~~Original ~~Servicing~~Principal ~~Fee~~Balance 0.00 ~~Prepayment~~Feb-05 ~~Penalties~~0.000% Current Principal Balance 0.00 ~~Realized~~Mar-05 ~~Loss~~0.000% ~~Amount~~Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 0 Jun-05 0.000% Original Principal Balance 0.00 ~~Cumulative~~Jul-05 ~~Realized~~0.000% ~~Loss~~Current Principal Balance 0.00 ~~Scheduled~~Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 3 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-05 0.000% Original Principal ~~202,251~~Balance 0.7000 ~~Unscheduled~~Feb-05 0.000% Current Principal ~~13,018,752~~Balance 0.6600 Mar-05 0.000% Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

~~Group~~Bankruptcy ~~Level~~Detail ~~Collateral~~- ~~Statement~~All ~~Group~~Mortgage 1Loans 2in 3Bankruptcy ~~Collateral~~during ~~Description~~Current 1Period ~~Year~~Group ~~CMT.~~Loan ~~ARM 1~~ Month ~~LIBOR ARM 1 Year CMT. ARM Weighted Average Coupon Rate 4.597369 4.914123 5.503153 Weighted Average Net Rate 4.347369 4.632843 5.253153 Weighted Average Maturity 347 347 347 Beginning~~ Loan ~~Count~~First ~~292~~State ~~766~~LTV 74at ~~Loans~~Original ~~Paid~~Number InEntered ~~Full~~Payment 9Origination 22Principal 3Bankruptcy ~~Ending~~Date ~~Loan Count 283 744 71 Beginning Scheduled~~ Balance ~~122,474,899.19~~No ~~346,526,981.67~~Bankruptcy ~~32,495,449.69~~Loans ~~Ending~~this Scheduled Balance 118,987,156.60 337,740,916.53 31,548,253.06 Record Date 07/29/2005 07/29/2005 07/29/2005 Principal And Interest Constant 581,012.06 1,495,403.69 163,141.01 Scheduled Principal 111,793.50 76,340.05 14,118.15 Unscheduled Principal 3,375,949.09 8,709,725.09 933,078.48 Scheduled Interest 469,218.56 1,419,063.64 149,022.86 Servicing Fees 25,515.60 81,226.12 6,769.89 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 443,702.96 1,337,837.52 142,252.97 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.347369 4.632843 5.253153Period

~~Group~~Bankruptcy ~~Level~~Detail ~~Collateral~~- ~~Statement~~All ~~Group~~Mortgage ~~Total~~Loans ~~Collateral~~in ~~Description~~Bankruptcy 1during ~~Month~~Current ~~LIBOR~~Period ~~ARM~~(continued) ~~Weighted~~Group ~~Average Coupon Rate 4.874933 Weighted Average Net Rate 4.603319 Weighted Average Maturity 347 Beginning~~ Loan ~~Count~~Current ~~1,132 Loans~~ Paid InTo ~~Full~~Months 34Current ~~Ending~~Approximate ~~Loan~~Number ~~Count~~Principal ~~1,098~~Date ~~Beginning~~Delinquent ~~Scheduled~~Loan ~~Balance~~Rate ~~501,497,330.55~~Delinquent ~~Ending scheduled~~ Balance ~~488,276,326.19 Record Date 07/29/2005 Principal And~~ Interest ~~Constant~~No ~~2,239,556.76~~Bankruptcy ~~Scheduled~~Loans ~~Principal~~this 202,251.70 Unscheduled Principal 13,018,752.66 Scheduled Interest 2,037,305.06 Servicing Fees 113,511.61 Master Servicing Fees 0.00 Trustee Fee 0.00 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread 1 0.00 Spread 2 0.00 Spread 3 0.00 Net Interest 1,923,793.45 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.0000 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 4.603319Period

Prepayment Detail - Prepayments during Current Period Summary Loans Paid In Full Repurchased Loans Original Current Original Current Principal Principal Principal Principal Group Count Balance Balance Count Balance Balance 1 9 3,333,000.00 3,325,730.12 0 0.00 0.00 2 22 8,206,925.00 8,172,228.92 0 0.00 0.00 3 3 932,388.00 926,761.68 0 0.00 0.00 Total 34 12,472,313.00 12,424,720.72 0 0.00 0.00

Prepayment Detail - Prepayments during Current Period (continued) Summary Substitution Loans Liquidated Loans Curtailments Original Current Original Current Principal Principal Principal Principal Curtailment Group Count Balance Balance Count Balance Balance Amount 1 0 0.00 0.00 0 0.00 0.00 50,793.58 2 0 0.00 0.00 0 0.00 0.00 539,181.60 3 0 0.00 0.00 0 0.00 0.00 6,829.00 Total 0 0.00 0.00 0 0.00 0.00 596,804.18

Prepayment Loan Detail - Prepayments during Current Period First Original Loan LTV at Payment Principal Prepayment Group Number State Origination Date Balance Amount 1 0003483255 NH 73.53 01-Oct-2004 200,000.00 200,000.00 1 0003495124 CA 72.00 01-Oct-2004 468,000.00 468,000.00 1 0003506011 CA 70.00 01-Oct-2004 217,000.00 217,000.00 1 0003512410 CA 80.00 01-Oct-2004 468,000.00 468,000.00 1 0003513884 VA 80.00 01-Oct-2004 296,000.00 296,000.00 1 0003514962 CA 80.00 01-Oct-2004 580,000.00 580,000.00 1 0003517620 CA 90.00 01-Oct-2004 288,000.00 288,000.00 1 0046674966 NJ 78.39 01-Mar-2004 341,000.00 340,532.81 1 0645687371 CA 76.61 01-Aug-2004 475,000.00 467,622.70 2 0002902394 MD 80.00 01-Sep-2004 438,050.00 431,706.99 2 0003308755 MD 80.00 01-Oct-2004 340,000.00 339,191.31 2 0003316072 NV 80.00 01-Sep-2004 253,600.00 253,599.80 2 0003330176 DC 75.00 01-Sep-2004 355,125.00 355,125.00 2 0003335007 AZ 80.00 01-Aug-2004 244,000.00 244,000.00 2 0003345593 CO 66.44 01-Aug-2004 392,000.00 392,000.00 2 0003347956 CA 67.05 01-Aug-2004 999,000.00 998,471.98 2 0003354373 AZ 79.98 01-Oct-2004 145,600.00 144,595.05 2 0003366359 FL 74.81 01-Sep-2004 138,000.00 138,000.00 2 0003392675 CA 79.99 01-Oct-2004 225,550.00 224,912.36 2 0003394112 DC 80.00 01-Aug-2004 476,000.00 475,391.49 2 0003425700 MN 95.00 01-Sep-2004 328,700.00 328,629.59 2 0003426854 CA 52.46 01-Aug-2004 160,000.00 160,000.00 2 0003461396 NJ 80.00 01-Oct-2004 488,000.00 472,678.14 2 0003481379 HI 80.00 01-Oct-2004 144,000.00 142,343.32 2 0003502268 MD 95.00 01-Oct-2004 274,550.00 274,498.73 2 0003518257 GA 90.00 01-Oct-2004 90,000.00 89,725.74 2 0003525401 CA 69.92 01-Oct-2004 265,000.00 259,923.99 2 0401249242 NY 75.00 01-May-2004 975,000.00 975,000.00 2 0681620118 CA 75.00 01-Dec-2004 738,750.00 738,750.00 2 0683744775 WA 80.00 01-Dec-2004 360,000.00 360,000.00 2 0683883573 CO 80.00 01-Nov-2004 376,000.00 372,000.00 3 0003227689 CA 60.68 01-Oct-2004 124,388.00 124,289.61 3 0003438019 NJ 80.00 01-Oct-2004 476,000.00 469,993.19 3 0003440157 MD 80.00 01-Sep-2004 332,000.00 331,966.68

Prepayment Loan Detail - Prepayments during Current Period (continued) Current Loan PIF Months Loan Original Group Number Type Delinquent Rate Term Seasoning 1 0003483255 Loan Paid in Full 0 5.500% 360 10 1 0003495124 Loan Paid in Full 0 5.500% 360 10 1 0003506011 Loan Paid in Full 0 5.500% 360 10 1 0003512410 Loan Paid in Full 0 5.250% 360 10 1 0003513884 Loan Paid in Full 0 5.125% 360 10 1 0003514962 Loan Paid in Full 0 4.750% 360 10 1 0003517620 Loan Paid in Full 0 4.625% 360 10 1 0046674966 Loan Paid in Full 0 4.250% 360 17 1 0645687371 Loan Paid in Full 0 5.250% 360 12 2 0002902394 Loan Paid in Full 0 5.250% 360 11 2 0003308755 Loan Paid in Full (1) 5.500% 360 10 2 0003316072 Loan Paid in Full 0 5.750% 360 11 2 0003330176 Loan Paid in Full 0 5.500% 360 11 2 0003335007 Loan Paid in Full (1) 5.500% 360 12 2 0003345593 Loan Paid in Full 0 5.625% 360 12 2 0003347956 Loan Paid in Full 0 5.500% 360 12 2 0003354373 Loan Paid in Full 0 5.125% 360 10 2 0003366359 Loan Paid in Full 0 5.750% 360 11 2 0003392675 Loan Paid in Full 0 6.000% 360 10 2 0003394112 Loan Paid in Full 0 5.750% 360 12 2 0003425700 Loan Paid in Full 0 5.625% 360 11 2 0003426854 Loan Paid in Full 0 5.750% 360 12 2 0003461396 Loan Paid in Full 0 4.750% 360 10 2 0003481379 Loan Paid in Full (2) 5.875% 360 10 2 0003502268 Loan Paid in Full 3 5.875% 360 10 2 0003518257 Loan Paid in Full 0 5.750% 360 10 2 0003525401 Loan Paid in Full (1) 5.125% 360 10 2 0401249242 Loan Paid in Full 0 3.850% 360 15 2 0681620118 Loan Paid in Full 0 4.875% 360 8 2 0683744775 Loan Paid in Full 0 4.750% 360 8 2 0683883573 Loan Paid in Full 0 4.875% 360 9 3 0003227689 Loan Paid in Full (1) 5.500% 360 10 3 0003438019 Loan Paid in Full 0 5.875% 360 10 3 0003440157 Loan Paid in Full 0 6.000% 360 11

Summary SMM CPR PSA Current Month 2.597% Current Month 27.077% Current Month 1,152.907% 3 Month Average 2.376% 3 Month Average 24.806% 3 Month Average 1,144.863% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 14.183% N/A Feb-2005 1,239.846% N/A Mar-2005 13.383% N/A Mar-2005 993.861% N/A Apr-2005 23.069% N/A Apr-2005 1,492.101% N/A May-2005 15.412% N/A May-2005 882.393% N/A Jun-2005 15.831% N/A Jun-2005 813.215% N/A Jul-2005 31.510% N/A Jul-2005 1,468.467% N/A Aug-2005 27.077% N/A Aug-2005 1,152.907% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 1 SMM CPR PSA Current Month 2.759% Current Month 28.518% Current Month 1,234.184% 3 Month Average 4.162% 3 Month Average 38.907% 3 Month Average 1,860.737% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 24.344% N/A Feb-2005 2,206.027% N/A Mar-2005 13.084% N/A Mar-2005 1,001.137% N/A Apr-2005 29.833% N/A Apr-2005 1,972.998% N/A May-2005 18.880% N/A May-2005 1,102.432% N/A Jun-2005 33.544% N/A Jun-2005 1,754.793% N/A Jul-2005 54.659% N/A Jul-2005 2,593.235% N/A Aug-2005 28.518% N/A Aug-2005 1,234.184% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 2 SMM CPR PSA Current Month 2.514% Current Month 26.327% Current Month 1,117.646% 3 Month Average 1.806% 3 Month Average 19.355% 3 Month Average 878.858% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 8.449% N/A Feb-2005 733.974% N/A Mar-2005 10.811% N/A Mar-2005 799.364% N/A Apr-2005 17.485% N/A Apr-2005 1,126.561% N/A May-2005 15.344% N/A May-2005 875.488% N/A Jun-2005 9.465% N/A Jun-2005 484.692% N/A Jul-2005 22.273% N/A Jul-2005 1,034.237% N/A Aug-2005 26.327% N/A Aug-2005 1,117.646% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 3 SMM CPR PSA Current Month 2.873% Current Month 29.515% Current Month 1,221.621% 3 Month Average 1.344% 3 Month Average 14.206% 3 Month Average 605.659% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 26.642% N/A Feb-2005 2,164.152% N/A Mar-2005 37.074% N/A Mar-2005 2,560.738% N/A Apr-2005 47.112% N/A Apr-2005 2,904.075% N/A May-2005 0.219% N/A May-2005 12.042% N/A Jun-2005 0.343% N/A Jun-2005 16.985% N/A Jul-2005 12.761% N/A Jul-2005 578.370% N/A Aug-2005 29.515% N/A Aug-2005 1,221.621% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))

Realized Loss Report - Collateral Summary MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 ~~N/A~~0.000% N/A ~~Oct~~Feb-~~2004~~2005 ~~N/A~~0.000% N/A ~~Nov~~Mar-~~2004~~2005 ~~N/A~~0.000% N/A ~~Nov~~Mar-~~2004~~2005 ~~N/A~~0.000% N/A ~~Dec~~Apr-~~2004~~2005 ~~N/A~~0.000% N/A ~~Dec~~Apr-~~2004~~2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 0.000% N/A ~~Feb~~Jun-2005 0.000% N/A ~~Mar~~Jul-2005 0.000% N/A ~~Mar~~Jul-2005 0.000% N/A ~~Apr~~Aug-2005 0.000% N/A ~~Apr~~Aug-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 ~~N/A~~0.000% N/A ~~Oct~~Feb-~~2004~~2005 ~~N/A~~0.000% N/A ~~Nov~~Mar-~~2004~~2005 ~~N/A~~0.000% N/A ~~Nov~~Mar-~~2004~~2005 ~~N/A~~0.000% N/A ~~Dec~~Apr-~~2004~~2005 ~~N/A~~0.000% N/A ~~Dec~~Apr-~~2004~~2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 0.000% N/A ~~Feb~~Jun-2005 0.000% N/A ~~Mar~~Jul-2005 0.000% N/A ~~Mar~~Jul-2005 0.000% N/A ~~Apr~~Aug-2005 0.000% N/A ~~Apr~~Aug-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. 1 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 ~~N/A~~0.000% N/A ~~Oct~~Feb-~~2004~~2005 ~~N/A~~0.000% N/A ~~Nov~~Mar-~~2004~~2005 ~~N/A~~0.000% N/A ~~Nov~~Mar-~~2004~~2005 ~~N/A~~0.000% N/A ~~Dec~~Apr-~~2004~~2005 ~~N/A~~0.000% N/A ~~Dec~~Apr-~~2004~~2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 0.000% N/A ~~Feb~~Jun-2005 0.000% N/A ~~Mar~~Jul-2005 0.000% N/A ~~Mar~~Jul-2005 0.000% N/A ~~Apr~~Aug-2005 0.000% N/A ~~Apr~~Aug-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 ~~N/A~~0.000% N/A ~~Oct~~Feb-~~2004~~2005 ~~N/A~~0.000% N/A ~~Nov~~Mar-~~2004~~2005 ~~N/A~~0.000% N/A ~~Nov~~Mar-~~2004~~2005 ~~N/A~~0.000% N/A ~~Dec~~Apr-~~2004~~2005 ~~N/A~~0.000% N/A ~~Dec~~Apr-~~2004~~2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 0.000% N/A ~~Feb~~Jun-2005 0.000% N/A ~~Mar~~Jul-2005 0.000% N/A ~~Mar~~Jul-2005 0.000% N/A ~~Apr~~Aug-2005 0.000% N/A ~~Apr~~Aug-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. 2 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 ~~N/A~~0.000% N/A ~~Oct~~Feb-~~2004~~2005 ~~N/A~~0.000% N/A ~~Nov~~Mar-~~2004~~2005 ~~N/A~~0.000% N/A ~~Nov~~Mar-~~2004~~2005 ~~N/A~~0.000% N/A ~~Dec~~Apr-~~2004~~2005 ~~N/A~~0.000% N/A ~~Dec~~Apr-~~2004~~2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 0.000% N/A ~~Feb~~Jun-2005 0.000% N/A ~~Mar~~Jul-2005 0.000% N/A ~~Mar~~Jul-2005 0.000% N/A ~~Apr~~Aug-2005 0.000% N/A ~~Apr~~Aug-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 ~~N/A~~0.000% N/A ~~Oct~~Feb-~~2004~~2005 ~~N/A~~0.000% N/A ~~Nov~~Mar-~~2004~~2005 ~~N/A~~0.000% N/A ~~Nov~~Mar-~~2004~~2005 ~~N/A~~0.000% N/A ~~Dec~~Apr-~~2004~~2005 ~~N/A~~0.000% N/A ~~Dec~~Apr-~~2004~~2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 0.000% N/A ~~Feb~~Jun-2005 0.000% N/A ~~Mar~~Jul-2005 0.000% N/A ~~Mar~~Jul-2005 0.000% N/A ~~Apr~~Aug-2005 0.000% N/A ~~Apr~~Aug-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. 3 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 ~~N/A~~0.000% N/A ~~Oct~~Feb-~~2004~~2005 ~~N/A~~0.000% N/A ~~Nov~~Mar-~~2004~~2005 ~~N/A~~0.000% N/A ~~Nov~~Mar-~~2004~~2005 ~~N/A~~0.000% N/A ~~Dec~~Apr-~~2004~~2005 ~~N/A~~0.000% N/A ~~Dec~~Apr-~~2004~~2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 0.000% N/A ~~Feb~~Jun-2005 0.000% N/A ~~Mar~~Jul-2005 0.000% N/A ~~Mar~~Jul-2005 0.000% N/A ~~Apr~~Aug-2005 0.000% N/A ~~Apr~~Aug-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 ~~N/A~~0.000% N/A ~~Oct~~Feb-~~2004~~2005 ~~N/A~~0.000% N/A ~~Nov~~Mar-~~2004~~2005 ~~N/A~~0.000% N/A ~~Nov~~Mar-~~2004~~2005 ~~N/A~~0.000% N/A ~~Dec~~Apr-~~2004~~2005 ~~N/A~~0.000% N/A ~~Dec~~Apr-~~2004~~2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 0.000% N/A ~~Feb~~Jun-2005 0.000% N/A ~~Mar~~Jul-2005 0.000% N/A ~~Mar~~Jul-2005 0.000% N/A ~~Apr~~Aug-2005 0.000% N/A ~~Apr~~Aug-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Calculation Methodology: Monthly Default Rate (MDR): sum(Beg Principal Balance of Liquidated Loans)/ sum(Beg Principal Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR/(WAS*0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR/0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR/(0.6 - ((WAS-60)*0.0095)) else if WAS is greater than 120 then CDR/0.03 Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)

Prepayment - Voluntary Prepayments

Filing Compare · MERRILL LYNCH MORT INV TRUST MLMI Series 2005-A1