8-K 1 opt05003_8k-200512.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2005 OPTION ONE MORTGAGE LOAN TRUST Asset Backed Certificates, Series 2005-3 (Exact name of registrant as specified in its charter) New York (governing law of 333-104020-05 Pooling and Servicing Agreement) (Commission 54-2179680 (State or other File Number) 54-2179681 jurisdiction 54-2179682 of Incorporation) 54-2179683 54-2179684 54-2179685 IRS EIN c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2005 a distribution was made to holders of OPTION ONE MORTGAGE LOAN TRUST, Asset Backed Certificates, Series 2005-3 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset Backed Certificates, Series 2005-3 Trust, relating to the December 27, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. OPTION ONE MORTGAGE LOAN TRUST Asset Backed Certificates, Series 2005-3 Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 1/4/2006 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset Backed Certificates, Series 2005-3 Trust, relating to the December 27, 2005 distribution. EX-99.1 Option One Mortgage Loan Trust Asset Backed Certificates Record Date: 11/30/2005 Distribution Date: 12/27/2005 Option One Mortgage Loan Trust Asset Backed Certificates Series 2005-3 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660

Option One Mortgage Loan Trust Asset Backed Certificates Record Date: 7/29/2005 Distribution Date: 8/25/2005 Option One Mortgage Loan Trust Asset Backed Certificates Series 2005-3 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary ~~Certificate~~Class CUSIP Certificate Beginning ~~Class~~Interest Pass-Through Certificate ~~Interest~~Distribution ~~Class CUSIP Description~~ Rate Balance ~~Distribution~~ A1A 68389FHL1 ~~SEN 3~~4.~~62000~~43375% ~~241~~224,~~449~~411,~~000~~876.0083 1884,~~019,719~~432.6114 A1B 68389FHM9 ~~SEN 3~~4.~~67000~~48375% 6056,~~363~~103,~~000~~666.0029 ~~258~~223,~~454~~604.2428 A2 68389FHN7 ~~SEN 3~~4.~~48000~~29375% ~~200~~152,~~608~~557,~~000~~275.0083 ~~814~~582,~~468~~260.4827 A3 68389FHP2 ~~SEN 3~~4.~~54000~~35375% 171,223,000.00 ~~707~~662,~~150~~633.9901 A4 68389FHQ0 ~~SEN 3~~4.~~63000~~44375% 211,274,000.00 ~~894~~834,~~745~~532.3930 A5 68389FHR8 ~~SEN 3~~4.~~73000~~54375% 81,083,000.00 ~~352~~327,~~846~~485.1923 M1 68389FHS6 ~~MEZ 3~~4.~~85000~~66375% 43,200,000.00 ~~194~~179,~~040~~088.00 M2 68389FHT4 ~~MEZ 3~~4.~~87000~~68375% 37,800,000.00 ~~170~~157,~~667~~374.00 M3 68389FHU1 ~~MEZ 3~~4.~~89000~~70375% 22,800,000.00 ~~103~~95,~~474~~329.0033 M4 68389FHV9 ~~MEZ~~ 4.~~00000~~81375% 21,600,000.00 ~~100~~92,~~800~~424.00 M5 68389FHW7 ~~MEZ~~ 4.~~05000~~86375% 19,200,000.00 9083,~~720~~008.00 M6 68389FHX5 ~~MEZ~~ 4.~~11000~~92375% 18,000,000.00 8678,~~310~~780.00 M7 68389FHY3 ~~MEZ 4~~5.~~66000~~47375% 17,400,000.00 9484,~~598~~660.0067 M8 68389FHZ0 ~~MEZ~~ 5.~~18000~~99375% 13,200,000.00 7970,~~772~~326.0067 M9 68389FJA3 ~~MEZ 5~~6.~~28000~~09375% 7,200,000.00 4439,~~352~~000.00 M10 68389FJB1 ~~MEZ 5~~6.~~63000~~44375% 6,000,000.00 3934,~~410~~366.0067 M11 68389FJC9 ~~MEZ 5~~6.~~63000~~44375% 12,000,000.00 7868,~~820~~733.0033 P OPTION053P ~~Pre Pay~~ 0.00000% 100.00 ~~110~~377,~~388~~458.3045 C OPTION052C OC 0.00000% 15,~~583~~599,~~370~~785.9012 12,~~998~~558,~~619~~432.4438 R ~~OPTION052R~~OPTION053R ~~RES~~ 0.00000% 0.00 0.00 RX ~~RES~~ 0.00000% 0.00 0.00 Totals 1,~~199~~130,~~983~~652,~~470~~704.9007 7,~~239~~433,~~355~~928.6473

Certificateholder Distribution Summary (continued) Class Principal Current Ending ~~Cumulative~~Total ~~Principal~~Cummulative Distribution Realized Certificate ~~Total~~Distribution Realized ~~Class Distribution~~ Loss Balance ~~Distribution~~ Losses A1A 27,~~669~~540,~~970~~919.2321 0.00 ~~238~~216,~~779~~870,~~029~~957.7761 38,~~689~~425,~~689~~351.8435 0.00 A1B ~~667~~1,~~500~~885,253.8523 0.00 5954,~~695~~218,~~499~~413.1506 ~~925~~2,~~955~~108,857.0951 0.00 A2 817,~~531~~014,~~052~~066.7665 0.00 ~~192~~135,~~076~~543,~~947~~209.2418 917,~~345~~596,~~521~~326.2492 0.00 A3 0.00 0.00 171,223,000.00 ~~707~~662,~~150~~633.9901 0.00 A4 0.00 0.00 211,274,000.00 ~~894~~834,~~745~~532.3930 0.00 A5 0.00 0.00 81,083,000.00 ~~352~~327,~~846~~485.1923 0.00 M1 0.00 0.00 43,200,000.00 ~~194~~179,~~040~~088.00 0.00 M2 0.00 0.00 37,800,000.00 ~~170~~157,~~667~~374.00 0.00 M3 0.00 0.00 22,800,000.00 ~~103~~95,~~474~~329.0033 0.00 M4 0.00 0.00 21,600,000.00 ~~100~~92,~~800~~424.00 0.00 M5 0.00 0.00 19,200,000.00 9083,~~720~~008.00 0.00 M6 0.00 0.00 18,000,000.00 8678,~~310~~780.00 0.00 M7 0.00 0.00 17,400,000.00 9484,~~598~~660.0067 0.00 M8 0.00 0.00 13,200,000.00 7970,~~772~~326.0067 0.00 M9 0.00 0.00 7,200,000.00 4439,~~352~~000.00 0.00 M10 0.00 0.00 6,000,000.00 3934,~~410~~366.0067 0.00 M11 0.00 0.00 12,000,000.00 7868,~~820~~733.0033 0.00 P 0.00 0.00 100.00 ~~110~~377,~~388~~458.3045 0.00 C 0.00 0.00 15,599,785.12 12,~~998~~558,~~619~~432.4438 0.00 R 0.00 0.00 0.00 0.00 0.00 RX 0.00 0.00 0.00 0.00 0.00 Totals 1126,~~868~~440,~~523~~239.8409 0.00 1,~~188~~104,~~131~~212,~~361~~464.2897 1933,~~107~~874,~~879~~167.4882 0.00 ~~All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.~~ This report has been compiled from information provided to Wells Fargo Bank, N.A., by various third parties, which may include the Servicer, Master Servicer, Special Servicer and others. Wells Fargo Bank, N.A., has not independently confirmed the accuracy of information received from these third parties and assumes no duty to do so. Wells Fargo Bank, N.A., expressly disclaims any responsibility for the accuracy or completeness of information furnished by third parties.

Principal Distribution Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Realized Face Certificate Principal Principal ~~Realized~~Loss ~~Class~~ Amount Balance Distribution Distribution ~~Accretion Loss (1)~~ A1A 241,449,000.00 ~~241~~224,~~449~~411,~~000~~876.0083 0.00 27,~~669~~540,~~970~~919.2321 0.00 0.00 A1B 60,363,000.00 6056,~~363~~103,~~000~~666.0029 0.00 ~~667~~1,~~500~~885,253.8523 0.00 0.00 A2 200,608,000.00 ~~200~~152,~~608~~557,~~000~~275.0083 0.00 817,~~531~~014,~~052~~066.7665 0.00 0.00 A3 171,223,000.00 171,223,000.00 0.00 0.00 0.00 0.00 A4 211,274,000.00 211,274,000.00 0.00 0.00 0.00 0.00 A5 81,083,000.00 81,083,000.00 0.00 0.00 0.00 0.00 M1 43,200,000.00 43,200,000.00 0.00 0.00 0.00 0.00 M2 37,800,000.00 37,800,000.00 0.00 0.00 0.00 0.00 M3 22,800,000.00 22,800,000.00 0.00 0.00 0.00 0.00 M4 21,600,000.00 21,600,000.00 0.00 0.00 0.00 0.00 M5 19,200,000.00 19,200,000.00 0.00 0.00 0.00 0.00 M6 18,000,000.00 18,000,000.00 0.00 0.00 0.00 0.00 M7 17,400,000.00 17,400,000.00 0.00 0.00 0.00 0.00 M8 13,200,000.00 13,200,000.00 0.00 0.00 0.00 0.00 M9 7,200,000.00 7,200,000.00 0.00 0.00 0.00 0.00 M10 6,000,000.00 6,000,000.00 0.00 0.00 0.00 0.00 M11 12,000,000.00 12,000,000.00 0.00 0.00 0.00 0.00 P 100.00 100.00 0.00 0.00 0.00 0.00 C 15,583,370.90 15,~~583~~599,~~370~~785.9012 0.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 0.00 RX 0.00 0.00 0.00 0.00 0.00 0.00 Totals 1,199,983,470.90 1,~~199~~130,~~983~~652,~~470~~704.9007 0.00 1126,~~868~~440,~~523~~239.8409 0.00 0.00 ~~(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~

Principal Distribution Statement (continued) Class Total Ending Ending Total Principal Certificate Certificate Principal ~~Class~~ Reduction Balance Percentage Distribution A1A 27,~~669~~540,~~970~~919.2321 ~~238~~216,~~779~~870,~~029~~957.7761 0.~~98894189~~898206 27,~~669~~540,~~970~~919.2321 A1B ~~667~~1,~~500~~885,253.8523 5954,~~695~~218,~~499~~413.1506 0.~~98894189~~898206 ~~667~~1,~~500~~885,253.8523 A2 817,~~531~~014,~~052~~066.7665 ~~192~~135,~~076~~543,~~947~~209.2418 0.~~95747402~~675662 817,~~531~~014,~~052~~066.7665 A3 0.00 171,223,000.00 1.~~00000000~~000000 0.00 A4 0.00 211,274,000.00 1.~~00000000~~000000 0.00 A5 0.00 81,083,000.00 1.~~00000000~~000000 0.00 M1 0.00 43,200,000.00 1.~~00000000~~000000 0.00 M2 0.00 37,800,000.00 1.~~00000000~~000000 0.00 M3 0.00 22,800,000.00 1.~~00000000~~000000 0.00 M4 0.00 21,600,000.00 1.~~00000000~~000000 0.00 M5 0.00 19,200,000.00 1.~~00000000~~000000 0.00 M6 0.00 18,000,000.00 1.~~00000000~~000000 0.00 M7 0.00 17,400,000.00 1.~~00000000~~000000 0.00 M8 0.00 13,200,000.00 1.~~00000000~~000000 0.00 M9 0.00 7,200,000.00 1.~~00000000~~000000 0.00 M10 0.00 6,000,000.00 1.~~00000000~~000000 0.00 M11 0.00 12,000,000.00 1.~~00000000~~000000 0.00 P 0.00 100.00 1.~~00000000~~000000 0.00 C 0.00 15,599,785.12 1.~~00105332~~001053 0.00 R 0.00 0.00 0.~~00000000~~000000 0.00 RX 0.00 0.00 0.~~00000000~~000000 0.00 Totals 1126,~~868~~440,~~523~~239.8409 1,~~188~~104,~~131~~212,~~361~~464.2897 0.~~99012311~~920190 1126,~~868~~440,~~523~~239.8409

Principal Distribution Factors Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Face Certificate Principal Principal ~~Class (2)~~ Amount Balance Distribution Distribution ~~Accretion~~ A1A 241,449,000.00 ~~1000~~929.~~00000000~~438005 0.~~00000000~~000000 1131.~~05811260~~231934 0.~~00000000~~000000 A1B 60,363,000.00 ~~1000~~929.~~00000000~~438005 0.~~00000000~~000000 1131.~~05811259~~231934 0.~~00000000~~000000 A2 200,608,000.00 ~~1000~~760.~~00000000~~474537 0.~~00000000~~000000 4284.~~52598481~~812503 0.~~00000000~~000000 A3 171,223,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 A4 211,274,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 A5 81,083,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M1 43,200,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M2 37,800,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M3 22,800,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M4 21,600,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M5 19,200,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M6 18,000,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M7 17,400,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M8 13,200,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M9 7,200,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M10 6,000,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M11 12,000,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 P 100.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 C 15,583,370.90 ~~1000~~1001.~~00000000~~053316 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 R 0.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 RX 0.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000 (2) All Classes are per $1,000 denomination~~000000

Principal Distribution Factors Statement (continued) Class Realized Total Ending Ending Total ~~Realized~~Loss Principal Certificate Certificate Principal ~~Class Loss (3)~~ Reduction Balance Percentage Distribution A1A 0.~~00000000~~000000 1131.~~05811260~~231934 ~~988~~898.~~94188740~~206071 0.~~98894189~~898206 1131.~~05811260~~231934 A1B 0.~~00000000~~000000 1131.~~05811259~~231934 ~~988~~898.~~94188741~~206071 0.~~98894189~~898206 1131.~~05811259~~231934 A2 0.~~00000000~~000000 4284.~~52598481~~812503 ~~957~~675.~~47401519~~662033 0.~~95747402~~675662 4284.~~52598481~~812503 A3 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 A4 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 A5 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M1 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M2 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M3 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M4 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M5 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M6 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M7 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M8 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M9 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M10 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M11 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 P 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 C 0.~~00000000~~000000 0.~~00000000~~000000 1,001.~~05331639~~053316 1.~~00105332~~001053 0.~~00000000~~000000 R 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 RX 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~(3)~~All ~~Amount~~Classes ~~Does~~are ~~Not~~per ~~Include Excess Special Hazard~~$1,000 ~~Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~denomination

Interest Distribution Statement ~~Beginning~~Class ~~Payment~~Accrual ofAccrual ~~Original~~ Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of ~~Face~~Dates Days Certificate ~~Notional~~Certificate/ Accrued ~~Interest~~Unpaid Interest ~~Class Amount~~ Rate Notional Balance Interest Shortfall ~~Shortfall~~ A1A ~~241,449,000.00~~11/25/05 3- 12/26/05 32 4.~~62000~~43375% ~~241~~224,~~449~~411,~~000~~876.0083 1884,~~019,719~~432.6114 0.00 ~~0.00~~ A1B ~~60,363,000.00~~11/25/05 3- 12/26/05 32 4.~~67000~~48375% 6056,~~363~~103,~~000~~666.0029 ~~258~~223,~~454~~604.2528 0.00 ~~0.00~~ A2 ~~200,608,000.00~~11/25/05 3- 12/26/05 32 4.~~48000~~29375% ~~200~~152,~~608~~557,~~000~~275.0083 ~~814~~582,~~468~~260.4827 0.00 ~~0.00~~ A3 ~~171,223,000.00~~11/25/05 3- 12/26/05 32 4.~~54000~~35375% 171,223,000.00 ~~707~~662,~~150~~633.9901 0.00 ~~0.00~~ A4 ~~211,274,000.00~~11/25/05 3- 12/26/05 32 4.~~63000~~44375% 211,274,000.00 ~~894~~834,~~745~~532.3930 0.00 ~~0.00~~ A5 ~~81,083,000.00~~11/25/05 3- 12/26/05 32 4.~~73000~~54375% 81,083,000.00 ~~352~~327,~~846~~485.1923 0.00 ~~0.00~~ M1 ~~43,200,000.00~~11/25/05 3- 12/26/05 32 4.~~85000~~66375% 43,200,000.00 ~~194~~179,~~040~~088.00 0.00 ~~0.00~~ M2 ~~37,800,000.00~~11/25/05 3- 12/26/05 32 4.~~87000~~68375% 37,800,000.00 ~~170~~157,~~667~~374.00 0.00 ~~0.00~~ M3 ~~22,800,000.00~~11/25/05 3- 12/26/05 32 4.~~89000~~70375% 22,800,000.00 ~~103~~95,~~474~~329.0033 0.00 ~~0.00~~ M4 ~~21,600,000.00~~11/25/05 - 12/26/05 32 4.~~00000~~81375% 21,600,000.00 ~~100~~92,~~800~~424.00 0.00 ~~0.00~~ M5 ~~19,200,000.00~~11/25/05 - 12/26/05 32 4.~~05000~~86375% 19,200,000.00 9083,~~720~~008.00 0.00 ~~0.00~~ M6 ~~18,000,000.00~~11/25/05 - 12/26/05 32 4.~~11000~~92375% 18,000,000.00 8678,~~310~~780.00 0.00 ~~0.00~~ M7 ~~17,400,000.00~~11/25/05 4- 12/26/05 32 5.~~66000~~47375% 17,400,000.00 9484,~~598~~660.0067 0.00 ~~0.00~~ M8 ~~13,200,000.00~~11/25/05 - 12/26/05 32 5.~~18000~~99375% 13,200,000.00 7970,~~772~~326.0067 0.00 ~~0.00~~ M9 ~~7,200,000.00~~11/25/05 5- 12/26/05 32 6.~~28000~~09375% 7,200,000.00 4439,~~352~~000.00 0.00 ~~0.00~~ M10 11/25/05 - 12/26/05 32 6~~,000,000~~.~~00 5.63000~~44375% 6,000,000.00 3934,~~410~~366.0067 0.00 ~~0.00~~ M11 11/25/05 - 12~~,000,000.00~~/26/05 532 6.~~63000~~44375% 12,000,000.00 7868,~~820~~733.0033 0.00 ~~0.00~~ P ~~100.00~~N/A N/A 0.00000% 100.00 0.00 0.00 ~~0.00~~ C ~~15,583,370.90~~N/A N/A 0.00000% 1,~~199~~130,~~983~~652,~~470~~704.9007 0.00 0.00 ~~0.00~~ R ~~0.00~~N/A N/A 0.00000% 0.00 0.00 0.00 ~~0.00~~ RX ~~0.00~~N/A N/A 0.00000% 0.00 0.00 0.00 ~~0.00~~ Totals 14,~~199~~498,~~983,470~~037.90 ~~5,130,347.91~~ 0.00 ~~0.00~~

Interest Distribution Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total ~~Unpaid~~Remaining ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Unpaid Interest Certificate/Notional ~~Class~~ Shortfall ~~Losses~~ (41) Shortfall Distribution Shortfall(2) Balance A1A 0.00 0.00 1884,~~019,719~~432.6114 0.00 ~~238~~216,~~779~~870,~~029~~957.7761 A1B 0.00 0.00 ~~258~~223,~~454~~604.2428 0.00 5954,~~695~~218,~~499~~413.1506 A2 0.00 0.00 ~~814~~582,~~468~~260.4827 0.00 ~~192~~135,~~076~~543,~~947~~209.2418 A3 0.00 0.00 ~~707~~662,~~150~~633.9901 0.00 171,223,000.00 A4 0.00 0.00 ~~894~~834,~~745~~532.3930 0.00 211,274,000.00 A5 0.00 0.00 ~~352~~327,~~846~~485.1923 0.00 81,083,000.00 M1 0.00 0.00 ~~194~~179,~~040~~088.00 0.00 43,200,000.00 M2 0.00 0.00 ~~170~~157,~~667~~374.00 0.00 37,800,000.00 M3 0.00 0.00 ~~103~~95,~~474~~329.0033 0.00 22,800,000.00 M4 0.00 0.00 ~~100~~92,~~800~~424.00 0.00 21,600,000.00 M5 0.00 0.00 9083,~~720~~008.00 0.00 19,200,000.00 M6 0.00 0.00 8678,~~310~~780.00 0.00 18,000,000.00 M7 0.00 0.00 9484,~~598~~660.0067 0.00 17,400,000.00 M8 0.00 0.00 7970,~~772~~326.0067 0.00 13,200,000.00 M9 0.00 0.00 4439,~~352~~000.00 0.00 7,200,000.00 M10 0.00 0.00 3934,~~410~~366.0067 0.00 6,000,000.00 M11 0.00 0.00 7868,~~820~~733.0033 0.00 12,000,000.00 P 0.00 0.00 ~~110~~377,~~388~~458.3045 0.00 100.00 C 0.00 0.00 12,~~998~~558,~~619~~432.4438 0.00 1,~~188~~104,~~131~~212,~~361~~464.2998 R 0.00 0.00 0.00 0.00 0.00 RX 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 7,~~239~~433,~~355~~928.6473 0.00 (41,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~ or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~applicable

Interest Distribution Factors Statement ~~Beginning~~Class ~~Payment~~Accrual of Original Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of Dates Face Certificate Certificate/Notional Accrued ~~Interest~~Unpaid Interest ~~Class (5)~~ Amount Rate Balance Interest Shortfall ~~Shortfall~~ A1A 11/25/05 - 12/26/05 241,449,000.00 34.~~62000~~43375% ~~1000~~929.~~00000000~~438005 43.~~22333333~~663018 0.~~00000000~~000000 ~~0.00000000~~ A1B 11/25/05 - 12/26/05 60,363,000.00 34.~~67000~~48375% ~~1000~~929.~~00000000~~438005 43.~~28166675~~704327 0.~~00000000~~000000 ~~0.00000000~~ A2 11/25/05 - 12/26/05 200,608,000.00 34.~~48000~~29375% ~~1000~~760.~~00000000~~474537 42.~~06000000~~902478 0.~~00000000~~000000 ~~0.00000000~~ A3 11/25/05 - 12/26/05 171,223,000.00 34.~~54000~~35375% 1000.~~00000000~~000000 43.~~13000000~~870000 0.~~00000000~~000000 ~~0.00000000~~ A4 11/25/05 - 12/26/05 211,274,000.00 34.~~63000~~44375% 1000.~~00000000~~000000 43.~~23500000~~950000 0.~~00000000~~000000 ~~0.00000000~~ A5 11/25/05 - 12/26/05 81,083,000.00 34.~~73000~~54375% 1000.~~00000000~~000000 4.~~35166669~~038889 0.~~00000000~~000000 ~~0.00000000~~ M1 11/25/05 - 12/26/05 43,200,000.00 34.~~85000~~66375% 1000.~~00000000~~000000 4.~~49166667~~145556 0.~~00000000~~000000 ~~0.00000000~~ M2 11/25/05 - 12/26/05 37,800,000.00 34.~~87000~~68375% 1000.~~00000000~~000000 4.~~51500000~~163333 0.~~00000000~~000000 ~~0.00000000~~ M3 11/25/05 - 12/26/05 22,800,000.00 34.~~89000~~70375% 1000.~~00000000~~000000 4.~~53833333~~181111 0.~~00000000~~000000 ~~0.00000000~~ M4 11/25/05 - 12/26/05 21,600,000.00 4.~~00000~~81375% 1000.~~00000000~~000000 4.~~66666667~~278889 0.~~00000000~~000000 ~~0.00000000~~ M5 11/25/05 - 12/26/05 19,200,000.00 4.~~05000~~86375% 1000.~~00000000~~000000 4.~~72500000~~323333 0.~~00000000~~000000 ~~0.00000000~~ M6 11/25/05 - 12/26/05 18,000,000.00 4.~~11000~~92375% 1000.~~00000000~~000000 4.~~79500000~~376667 0.~~00000000~~000000 ~~0.00000000~~ M7 11/25/05 - 12/26/05 17,400,000.00 45.~~66000~~47375% 1000.~~00000000~~000000 54.~~43666667~~865556 0.~~00000000~~000000 ~~0.00000000~~ M8 11/25/05 - 12/26/05 13,200,000.00 5.~~18000~~99375% 1000.~~00000000~~000000 65.~~04333333~~327778 0.~~00000000~~000000 ~~0.00000000~~ M9 11/25/05 - 12/26/05 7,200,000.00 56.~~28000~~09375% 1000.~~00000000~~000000 65.~~16000000~~416667 0.~~00000000~~000000 ~~0.00000000~~ M10 11/25/05 - 12/26/05 6,000,000.00 56.~~63000~~44375% 1000.~~00000000~~000000 65.~~56833333~~727778 0.~~00000000~~000000 ~~0.00000000~~ M11 11/25/05 - 12/26/05 12,000,000.00 56.~~63000~~44375% 1000.~~00000000~~000000 65.~~56833333~~727777 0.~~00000000~~000000 ~~0.00000000~~ P N/A 100.00 0.00000% 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ C N/A 15,583,370.90 0.00000% ~~77004~~72555.~~10126926~~078829 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ R N/A 0.00 0.00000% 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ RX N/A 0.00 0.00000% 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000 0.00000000 (5) All Classes are per $1,000 denomination~~000000

Interest Distribution Factors Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total Remaining Unpaid ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Interest ~~Notional~~Certificate/ ~~Class~~ Shortfall ~~Losses~~ (61) Shortfall Distribution Shortfall(2) Notional Balance A1A 0.~~00000000~~000000 0.~~00000000~~000000 43.~~22333333~~663018 0.~~00000000~~000000 ~~988~~898.~~94188740~~206071 A1B 0.~~00000000~~000000 0.~~00000000~~000000 43.~~28166658~~704327 0.~~00000000~~000000 ~~988~~898.~~94188741~~206071 A2 0.~~00000000~~000000 0.~~00000000~~000000 42.~~06000000~~902478 0.~~00000000~~000000 ~~957~~675.~~47401519~~662033 A3 0.~~00000000~~000000 0.~~00000000~~000000 43.~~13000000~~870000 0.~~00000000~~000000 1000.~~00000000~~000000 A4 0.~~00000000~~000000 0.~~00000000~~000000 43.~~23500000~~950000 0.~~00000000~~000000 1000.~~00000000~~000000 A5 0.~~00000000~~000000 0.~~00000000~~000000 4.~~35166669~~038889 0.~~00000000~~000000 1000.~~00000000~~000000 M1 0.~~00000000~~000000 0.~~00000000~~000000 4.~~49166667~~145556 0.~~00000000~~000000 1000.~~00000000~~000000 M2 0.~~00000000~~000000 0.~~00000000~~000000 4.~~51500000~~163333 0.~~00000000~~000000 1000.~~00000000~~000000 M3 0.~~00000000~~000000 0.~~00000000~~000000 4.~~53833333~~181111 0.~~00000000~~000000 1000.~~00000000~~000000 M4 0.~~00000000~~000000 0.~~00000000~~000000 4.~~66666667~~278889 0.~~00000000~~000000 1000.~~00000000~~000000 M5 0.~~00000000~~000000 0.~~00000000~~000000 4.~~72500000~~323333 0.~~00000000~~000000 1000.~~00000000~~000000 M6 0.~~00000000~~000000 0.~~00000000~~000000 4.~~79500000~~376667 0.~~00000000~~000000 1000.~~00000000~~000000 M7 0.~~00000000~~000000 0.~~00000000~~000000 54.~~43666667~~865556 0.~~00000000~~000000 1000.~~00000000~~000000 M8 0.~~00000000~~000000 0.~~00000000~~000000 65.~~04333333~~327778 0.~~00000000~~000000 1000.~~00000000~~000000 M9 0.~~00000000~~000000 0.~~00000000~~000000 65.~~16000000~~416667 0.~~00000000~~000000 1000.~~00000000~~000000 M10 0.~~00000000~~000000 0.~~00000000~~000000 65.~~56833333~~727778 0.~~00000000~~000000 1000.~~00000000~~000000 M11 0.~~00000000~~000000 0.~~00000000~~000000 65.~~56833333~~727777 0.~~00000000~~000000 1000.~~00000000~~000000 P 0.~~00000000~~000000 0.~~00000000~~000000 ~~1103883~~3774584.~~00000000~~500000 0.~~00000000~~000000 1000.~~00000000~~000000 C 0.~~00000000~~000000 0.~~00000000~~000000 ~~128~~164.~~25334472~~177083 0.~~00000000~~000000 ~~76243~~70858.~~53991921~~383084 R 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 RX 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 (61,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed~~applicable. ~~Please~~All ~~Refer~~Classes toare ~~the~~per ~~Prospectus~~$1,000 ~~Supplement for a Full Description.~~denomination

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 1933,~~300~~782,~~487~~199.0018 ~~Liquidations,~~Reserve ~~Insurance~~Funds ~~Proceeds,~~and ~~Reserve~~Credit ~~Funds~~Enhancements 0.00 Proceeds from Repurchased Loans 0.00 ~~Other Amounts (~~Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties ~~110~~377,~~388~~458.3045 Swap/Cap Payments 0.00 Total Deposits 1934,~~410~~159,~~875~~657.3063 Withdrawals ~~Reimbursement~~Swap ~~for~~Payments ~~Servicer~~0.00 ~~Advances~~Reserve Funds and Credit Enhancements 0.00 ~~Payment~~Total ofAdministration ~~Service~~Fees ~~Fee 302~~285,~~995~~489.8281 Payment of Interest and Principal 1933,~~107~~874,~~879~~167.4882 Total Withdrawals (Pool Distribution Amount) 1934,~~410~~159,~~875~~657.3063 Ending Balance 0.00 Please see Additional Reporting Page for information related to SWAP and CAP payments.

~~SERVICING~~ADMINISTRATION FEES Gross Servicing Fee* ~~299~~282,~~995~~663.8618 Trustee Fee 2,~~999~~826.9663 Supported Prepayment/Curtailment Interest Shortfall 0.00 ~~Net~~Total ~~Servicing~~Administration ~~Fee~~Fees ~~302~~285,~~995~~489.8281 *Servicer Payees include: OPTION ONE

~~OTHER~~Reserve ~~ACCOUNTS~~Accounts Account Name Beginning Current Withdrawals Current Deposits Ending ~~Account Type~~ Balance ~~Withdrawals Deposits~~ Balance Reserve Fund 0.00 ~~13,698~~0.6800 ~~13,698~~0.6800 0.00 Reserve Fund 0.00 0.00 0.00 0.00

~~LOAN~~COLLATERAL ~~STATUS~~STATEMENT ~~STRATIFICATION/CREDIT~~Collateral ~~ENHANCEMENT~~Description ~~STATEMENT~~Mixed ~~DELINQUENT~~Fixed ~~BANKRUPTCY~~& ~~FORECLOSURE~~Arm ~~REO~~Weighted ~~Total~~Average NoGross ofCoupon ~~Loans~~7.426887% NoWeighted ofAverage ~~Loans~~Net NoCoupon of7.126887% ~~Loans~~Weighted NoAverage ofPass-Through ~~Loans~~Rate No7.123887% ofWeighted ~~Loans~~Average ~~Principal~~Remaining ~~Balance~~Term ~~Principal~~353 ~~Balance~~Beginning ~~Principal~~Scheduled ~~Balance~~Collateral ~~Principal~~Loan ~~Balance~~Count ~~Principal~~6,366 ~~Balance~~Number ~~0-29~~Of ~~Days~~Loans 0Paid 0In 0Full 0119 ~~0.00~~Ending ~~0.00~~Scheduled ~~0.00~~Collateral ~~0.00~~Loan 30Count ~~Days~~6,247 1Beginning 0Scheduled 0Collateral 0Balance 1 92,~~000~~130,652,704.0007 ~~0.00~~Ending ~~0.00~~Scheduled ~~0.00~~Collateral 92Balance 1,~~000~~104,212,464.0098 60Ending ~~Days~~Actual 1Collateral 0Balance 0at 030-Nov-2005 1 ~~239~~,~~232~~104,515,847.0693 ~~0.00~~Monthly ~~0.00~~P&I ~~0.00~~Constant ~~239~~7,~~232~~675,071.0613 90Special ~~Days~~Servicing 0Fee 0 ~~0 0 0 0~~.00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~0.00~~Waived ~~0.00~~Amount ~~120 Days~~ 0 ~~0 0 0 0 0~~.00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~0.00~~Waived ~~0.00~~Count ~~150 Days~~ 0 0Prepayment 0Penalty 0Paid 0Amount 0377,458.0045 ~~0.00~~Prepayment ~~0.00~~Penalty ~~0.00~~Paid ~~0.00~~Count ~~180+~~Not ~~Days~~Available 0Realized 0Loss 0Amount 0 ~~0 0~~.00 ~~0.00~~Cumulative ~~0.00~~Realized ~~0.00~~Loss 0.00 ~~Totals~~Scheduled 2Principal ~~0 0 0 2 331~~677,~~232~~379.0677 ~~0.00~~Unscheduled ~~0.00 0.00 331,232.06 No of Loans No of Loans No of Loans No of Loans No of Loans~~ Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.015067% 0.000000% 0.000000% 0.000000% 0.015067% 0.007743% 0.000000% 0.000000% 0.000000% 0.007743% 60 Days 0.015067% 0.000000% 0.000000% 0.000000% 0.015067% 0.020134% 0.000000% 0.000000% 0.000000% 0.020134% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.030134% 0.000000% 0.000000% 0.000000% 0.030134% 0.027876% 0.000000% 0.000000% 0.000000% 0.027876% The data used to stratify the delinquencies for this report and the detail that follows is based on the Borrower's Due Date as determined at the end of the prepayment period25, ~~and the loan status type of BK~~762, ~~FC or REO as determined at the prior month end~~859.32

~~DELINQUENT~~Swap/Cap ~~BANKRUPTCY~~Payment FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 1 0 0 0 1 239345,~~232~~269.0618 ~~0.00~~Other ~~0.00~~Income ~~0.00 239,232.06 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals~~ (1 ~~0 0 0 1 239~~,232.06 0.00 0.00 0.00 239,232.06 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.045767% 0.000000% 0.000000% 0.000000% 0.045767% 0.076412% 0.000000% 0.000000% 0.000000% 0.076412% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.045767% 0.000000% 0.000000% 0.000000% 0.045767% 0.076412% 0.000000% 0.000000% 0.000000% 0.076412% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 92,000.00 0.00 0.00 0.00 92,000.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 92,000.00 0.00 0.00 0.00 92,000.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.031095% 0.000000% 0.000000% 0.000000% 0.031095% 0.013312% 0.000000% 0.000000% 0.000000% 0.013312% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.031095% 0.000000% 0.000000% 0.000000% 0.031095% 0.013312% 0.000000% 0.000000% 0.000000% 0.013312%)

~~OTHER~~Group ~~INFORMATION~~Level ~~Current~~Collateral ~~Period~~Statement ~~Class~~Group AGroup ~~Insufficient~~1 ~~Funds~~Group 2 Group 3 Collateral Description Mixed Fixed Mixed ARM Mixed Fixed Weighted Average Coupon Rate 7.051289 7.519111 7.681090 Weighted Average Net Rate 6.751289 7.219111 7.381090 Weighted Average Remaining Term 346 354 345 Beginning Loan Count 356 2,105 836 Loans Paid In Full 3 44 10 Ending Loan Count 353 2,061 826 Beginning Scheduled Balance 56,281,359.93 297,343,065.76 120,980,266.24 Ending Scheduled Balance 55,750,881.90 288,447,371.35 119,109,301.05 Record Date 11/30/2005 11/30/2005 11/30/2005 Principal And Interest Constant 384,744.17 2,062,508.56 874,037.06 Scheduled Principal 54,030.71 199,378.85 99,653.44 Unscheduled Principal 476,447.32 8,696,315.56 1,771,311.75 Scheduled Interest 330,713.46 1,863,129.71 774,383.62 Servicing Fee 14,070.34 74,335.77 30,245.07 Master Servicing Fee 0.00 ~~Principal~~0.00 ~~Balance~~0.00 ofTrustee ~~Contaminated~~Fee ~~Properties~~140.70 743.36 302.45 FRY Amount 0.00 ~~Periodic~~0.00 ~~Advance~~0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 316,~~380~~502.4642 1,788,050.58 743,836.10 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalty Waived Amount 0.00 0.00 0.00 Prepayment Penalty Waived Count 0 0 0 Prepayment Penalty Paid Amount Not Available Not Available Not Available Prepayment Penalty Paid Count Not Available Not Available Not Available Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.748289 7.216111 7.378090

~~SUBORDINATION~~Group ~~LEVEL/CREDIT~~Level ~~ENHANCEMENT/CLASS~~Collateral ~~PERCENTAGE~~Statement ~~AND~~Group ~~PREPAYMENT~~Group ~~PERCENTAGE~~4 ~~Current~~Total ~~Original~~Collateral $Description ~~Original~~Mixed %ARM ~~Current~~Mixed $Fixed ~~Current~~& %Arm ~~Class%~~Weighted ~~Prepayment%~~Average ~~Class~~Coupon RRate ~~233,983,470~~7.90370432 197.~~49888953%~~426887 ~~233,999,885~~Weighted Average Net Rate 7.12070432 197.~~69478231%~~126887 0Weighted Average Remaining Term 354 353 Beginning Loan Count 3,069 6,366 Loans Paid In Full 62 119 Ending Loan Count 3,007 6,247 Beginning Scheduled Balance 656,048,012.~~000000%~~14 01,130,652,704.~~000000%~~07 ~~Class~~Ending ~~M-1~~scheduled ~~190~~Balance 640,~~783~~904,~~470~~910.9068 151,104,212,464.~~89884024%~~98 ~~190~~Record Date 11/30/2005 11/30/2005 Principal And Interest Constant 4,~~799~~353,~~885~~781.1234 167,675,071.~~05882071%~~13 3Scheduled Principal 324,316.~~635962%~~77 0677,379.~~000000%~~77 ~~Class~~Unscheduled ~~M-2~~Principal ~~152~~14,~~983~~818,~~470~~784.9069 1225,762,859.~~74879712%~~32 ~~152~~Scheduled Interest 4,~~999~~029,~~885~~464.1257 126,997,691.~~87735431%~~36 3Servicing Fee 164,012.~~181466%~~00 0282,663.~~000000%~~18 ~~Class~~Master ~~M-3~~Servicing ~~130,183,470~~Fee 0.9000 100.~~84877110%~~00 ~~130~~Trustee Fee 1,~~199,885~~640.12 102,826.~~95837458%~~63 1FRY Amount 0.~~918980%~~00 0.~~000000%~~00 ~~Class~~Special ~~M-4~~Hazard ~~108,583,470~~Fee 0.9000 90.~~04874646%~~00 ~~108,599,885~~Other Fee 0.1200 90.~~14039379%~~00 1Pool Insurance Fee 0.~~817981%~~00 0.~~000000%~~00 ~~Class~~Spread C1 ~~100~~0.00 0.~~00000833%~~00 ~~100~~Spread 2 0.00 0.~~00000842%~~00 1Spread 3 0.~~312968%~~00 0.~~000000%~~00 ~~Class~~Net PInterest 3,863,812.45 6,712,201.55 Realized Loss Amount 0.00 0.~~00000000%~~00 Cumulative Realized Loss 0.00 0.~~00000000%~~00 Percentage of Cumulative Losses 0.~~000008%~~0000 0.~~000000%~~0000 ~~Please~~Prepayment ~~Refer~~Penalty toWaived ~~the~~Amount ~~Prospectus~~0.00 ~~Supplement~~0.00 ~~for~~Prepayment aPenalty ~~Full~~Waived ~~Description~~Count of0 ~~Loss~~0 ~~Exposure~~Prepayment Penalty Paid Amount Not Available 377458.45 Prepayment Penalty Paid Count Not Available Not Available Special Servicing Fee 0.00 0.00 Pass-Through Rate 7.067432 7.123887

~~Summary~~Additional 12Reporting ~~Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Sep~~-04 ~~0.000%~~Deal ~~Original~~Level ~~Principal~~Miscellaneous ~~Balance~~Reporting ~~0.00~~General ~~Oct-04~~Excess ~~0.000%~~Available ~~Current~~Amt ~~Principal Balance 0~~2,558,432.0038 ~~Nov-04~~Extra ~~0.000% Dec-04 0.000% Current REO Total Jan-05 0.000% Loans in REO 0 Feb-05 0.000% Original~~ Principal ~~Balance~~Distribution ~~0.00~~Amt ~~Mar-05~~ 0.~~000% Current Principal Balance 0.~~00 ~~Apr-05~~Overcollateralization ~~0.000%~~Amt ~~May-05 0~~15,599,785.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 1 12 ~~Month~~Overcollateralization ~~REO~~Deficit History*Amt ~~New REO Loans Month REO Percentage Loans in REO~~ 0 ~~Sep-04 0~~.~~000% Original Principal Balance 0.~~00 ~~Oct-04~~Overcollateralization ~~0.000%~~Release ~~Current~~Amt ~~Principal Balance~~ 0.00 ~~Nov-04~~Overcollateralization ~~0.000%~~Target ~~Dec-04~~Amt 015,599,785.000% Current REO Total Jan-05 0.000% Loans in REO 0 Feb-05 0.000% Original Principal Balance 0.00 Mar-05 0.000% Current Principal Balance 0.00 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 2 12 ~~Month~~Stepdown ~~REO~~NO History*Trigger ~~New~~Event ~~REO~~NO ~~Loans~~Fixed ~~Month~~Swap REO Percentage Loans in REO 0 Sep-04 0.000% Original Principal Balance 0.00 Oct-04 0.000% Current Principal Balance 0.00 Nov-04 0.000% Dec-04 0.000% Current REO Total Jan-05 0.000% Loans in REO 0 Feb-05 0.000% Original Principal Balance 0.00 Mar-05 0.000% Current Principal Balance 0.00 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 3 ~~12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Sep-04 0~~,970,434.~~000%~~59 ~~Original~~Floating ~~Principal~~Swap Balance 0.00 Oct-04 0.000% Current Principal Balance 0.00 Nov-04 0.000% Dec-04 0.000% Current REO Total Jan-05 0.000% Loans in REO 0 Feb-05 0.000% Original Principal Balance 0.00 Mar-05 0.000% Current Principal Balance 0.00 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 4 ~~12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Sep-04 0~~,315,703.000% Original Principal Balance 0.00 Oct-04 0.000% Current Principal Balance 0.00 Nov-04 0.000% Dec-04 0.000% Current REO Total Jan-05 0.000% Loans in REO 0 Feb-05 0.000% Original Principal Balance 0.00 Mar-05 0.000% Current Principal Balance 0.00 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.77

REO Detail - All Mortgage Loans in REO during Current Period

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

Summary 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 09 ~~Sep~~Jan-0405 0.000% Original Principal Balance 01,759,100.00 ~~Oct~~Feb-0405 0.000% Current Principal Balance 01,757,714.0019 ~~Nov~~Mar-0405 0.000% ~~Dec~~Apr-0405 0.000% Current Foreclosure Total ~~Jan~~May-05 0.000% Loans in Foreclosure 033 ~~Feb~~Jun-05 0.000% Original Principal Balance 08,716,770.00 ~~Mar~~Jul-05 0.000% Current Principal Balance 08,704,876.0065 ~~Apr~~Aug-05 0.000% ~~May~~Sep-05 0.~~000~~178% ~~Jun~~Oct-05 0.~~000~~337% ~~Jul~~Nov-05 0.~~000~~665% ~~Aug~~Dec-05 0.~~000~~788% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 1 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Sep~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Oct~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Nov~~Mar-0405 0.000% ~~Dec~~Apr-0405 0.000% Current Foreclosure Total ~~Jan~~May-05 0.000% Loans in Foreclosure 0 ~~Feb~~Jun-05 0.000% Original Principal Balance 0.00 ~~Mar~~Jul-05 0.000% Current Principal Balance 0.00 ~~Apr~~Aug-05 0.000% ~~May~~Sep-05 0.000% ~~Jun~~Oct-05 0.000% ~~Jul~~Nov-05 0.000% ~~Aug~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 2 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 03 ~~Sep~~Jan-0405 0.000% Original Principal Balance 0641,600.00 ~~Oct~~Feb-0405 0.000% Current Principal Balance 0640,866.0033 ~~Nov~~Mar-0405 0.000% ~~Dec~~Apr-0405 0.000% Current Foreclosure Total ~~Jan~~May-05 0.000% Loans in Foreclosure 07 ~~Feb~~Jun-05 0.000% Original Principal Balance 01,463,020.00 ~~Mar~~Jul-05 0.000% Current Principal Balance 01,460,653.0074 ~~Apr~~Aug-05 0.000% ~~May~~Sep-05 0.000% ~~Jun~~Oct-05 0.~~000~~211% ~~Jul~~Nov-05 0.~~000~~276% ~~Aug~~Dec-05 0.~~000~~506% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 3 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 01 ~~Sep~~Jan-0405 0.000% Original Principal Balance 063,000.00 ~~Oct~~Feb-0405 0.000% Current Principal Balance 062,955.0090 ~~Nov~~Mar-0405 0.000% ~~Dec~~Apr-0405 0.000% Current Foreclosure Total ~~Jan~~May-05 0.000% Loans in Foreclosure 03 ~~Feb~~Jun-05 0.000% Original Principal Balance 0189,700.00 ~~Mar~~Jul-05 0.000% Current Principal Balance 0189,531.0076 ~~Apr~~Aug-05 0.000% ~~May~~Sep-05 0.000% ~~Jun~~Oct-05 0.~~000~~101% ~~Jul~~Nov-05 0.~~000~~105% ~~Aug~~Dec-05 0.~~000~~159% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 4 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 05 ~~Sep~~Jan-0405 0.000% Original Principal Balance 01,054,500.00 ~~Oct~~Feb-0405 0.000% Current Principal Balance 01,053,891.0096 ~~Nov~~Mar-0405 0.000% ~~Dec~~Apr-0405 0.000% Current Foreclosure Total ~~Jan~~May-05 0.000% Loans in Foreclosure 023 ~~Feb~~Jun-05 0.000% Original Principal Balance 07,064,050.00 ~~Mar~~Jul-05 0.000% Current Principal Balance 07,054,691.0015 ~~Apr~~Aug-05 0.000% ~~May~~Sep-05 0.~~000~~307% ~~Jun~~Oct-05 0.~~000~~467% ~~Jul~~Nov-05 01.~~000~~002% ~~Aug~~Dec-05 01.~~000~~100% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period Month Loan First Original Loan Entered Payment LTV at Principal Group Number FC Date State Origination Balance NoGroup ~~Foreclosure~~2 ~~loans~~0031035274 ~~this~~Dec-2005 ~~period~~01-Aug-2005 CA 65.00 308,750.00 Group 2 0341024575 Nov-2005 01-Jun-2005 NC 90.00 103,500.00 Group 2 0371025961 Nov-2005 01-Jun-2005 FL 80.00 73,920.00 Group 2 0611016679 Dec-2005 01-Jul-2005 NY 65.00 211,250.00 Group 2 0681004781 Oct-2005 01-May-2005 MA 84.79 340,000.00 Group 2 0831041704 Oct-2005 01-Apr-2005 CA 80.00 304,000.00 Group 2 0841004970 Dec-2005 01-Jun-2005 MI 80.00 121,600.00 Group 3 0651009585 Nov-2005 01-Jun-2005 GA 82.00 69,700.00 Group 3 0681006488 Dec-2005 01-Jul-2005 ME 63.00 63,000.00 Group 3 0831041705 Oct-2005 01-Apr-2005 CA 15.00 57,000.00 Group 4 0011074646 Nov-2005 01-Jul-2005 CA 65.00 156,000.00 Group 4 0011075446 Dec-2005 01-Jul-2005 CA 75.00 187,500.00 Group 4 0041063226 Nov-2005 01-Jan-2005 IL 72.09 155,000.00 Group 4 0041064813 Sep-2005 01-Apr-2005 IL 80.00 82,400.00 Group 4 0051057645 Nov-2005 01-Jun-2005 GA 80.00 92,000.00 Group 4 0051057827 Dec-2005 01-Jul-2005 GA 90.00 198,000.00 Group 4 0051057882 Nov-2005 01-Jul-2005 GA 95.00 399,000.00 Group 4 0131029530 Sep-2005 01-Feb-2005 OH 94.50 56,700.00 Group 4 0161040802 Nov-2005 01-May-2005 MA 75.00 217,500.00 Group 4 0161041832 Nov-2005 01-Jul-2005 MA 85.00 297,500.00 Group 4 0211029598 Nov-2005 25-May-2005 NY 70.00 203,000.00 Group 4 0231067312 Oct-2005 01-Jul-2005 CT 65.00 195,000.00 Group 4 0291000404 Dec-2005 01-Jul-2005 FL 80.00 164,000.00 Group 4 0311027176 Dec-2005 01-Jul-2005 NJ 94.95 451,000.00 Group 4 0331034252 Oct-2005 01-Apr-2005 NY 79.89 531,250.00 Group 4 0331034704 Sep-2005 01-Apr-2005 NY 89.17 535,000.00 Group 4 0521023118 Oct-2005 01-Apr-2005 IL 90.00 106,200.00 Group 4 0611014426 Nov-2005 01-Mar-2005 NY 80.00 336,000.00 Group 4 0661007249 Oct-2005 01-Jul-2005 CO 86.97 207,000.00 Group 4 0671003636 Nov-2005 01-Jul-2005 CA 70.00 1,242,500.00 Group 4 0711005646 Nov-2005 01-Mar-2005 CT 43.77 130,000.00 Group 4 0791002399 Dec-2005 01-Jul-2005 NE 75.00 54,000.00 Group 4 0871000393 Sep-2005 01-Apr-2005 NJ 70.00 1,067,500.00

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period (continued) Current Paid Current Approximate Loan Principal To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest NoGroup ~~Foreclosure~~2 ~~loans~~0031035274 ~~this~~308,385.83 ~~period~~01-Aug-2005 2 5.100% 4,925.37 Group 2 0341024575 103,410.94 01-Jul-2005 3 10.150% 4,240.42 Group 2 0371025961 73,813.20 01-Jul-2005 3 7.650% 2,257.21 Group 2 0611016679 211,105.35 01-Jul-2005 3 7.900% 6,675.71 Group 2 0681004781 339,413.73 01-Jul-2005 3 8.790% 11,992.65 Group 2 0831041704 303,149.54 01-Jul-2005 3 7.850% 9,522.91 Group 2 0841004970 121,375.15 01-Aug-2005 2 8.450% 3,294.25 Group 3 0651009585 69,641.29 01-Jul-2005 3 10.250% 2,884.71 Group 3 0681006488 62,955.90 01-Jul-2005 3 7.790% 1,961.95 Group 3 0831041705 56,934.57 01-Jul-2005 3 12.250% 2,833.25 Group 4 0011074646 155,903.53 01-Jul-2005 3 8.400% 5,255.13 Group 4 0011075446 187,415.27 01-Jul-2005 3 9.900% 7,489.72 Group 4 0041063226 153,911.31 01-Jul-2005 3 6.700% 4,096.75 Group 4 0041064813 82,217.53 01-Jul-2005 3 8.990% 2,973.58 Group 4 0051057645 92,000.00 01-May-2005 5 8.500% 3,772.02 Group 4 0051057827 197,741.40 01-Aug-2005 2 8.150% 5,169.07 Group 4 0051057882 398,784.32 01-Jul-2005 3 9.050% 14,523.04 Group 4 0131029530 56,552.55 01-Jul-2005 3 10.200% 2,330.70 Group 4 0161040802 217,080.97 01-Jul-2005 3 8.900% 7,769.75 Group 4 0161041832 297,500.00 01-Jul-2005 3 6.200% 7,313.50 Group 4 0211029598 202,812.81 25-Jun-2005 4 9.850% 9,676.76 Group 4 0231067312 195,000.00 01-Jun-2005 4 10.150% 9,592.66 Group 4 0291000404 163,765.41 01-Aug-2005 2 7.700% 4,035.15 Group 4 0311027176 451,000.00 01-Jul-2005 3 7.450% 13,436.05 Group 4 0331034252 529,158.80 01-Jul-2005 3 6.100% 12,762.28 Group 4 0331034704 532,894.06 01-Jul-2005 3 6.100% 12,852.37 Group 4 0521023118 106,027.09 01-Jul-2005 3 10.450% 4,480.30 Group 4 0611014426 334,779.85 01-Jul-2005 3 7.850% 10,516.42 Group 4 0661007249 206,868.27 01-Jul-2005 3 8.260% 6,852.27 Group 4 0671003636 1,242,449.37 01-Jul-2005 3 5.950% 29,249.58 Group 4 0711005646 129,358.73 01-Jul-2005 3 6.100% 3,119.85 Group 4 0791002399 53,969.88 01-Jul-2005 3 8.900% 1,931.74 Group 4 0871000393 1,067,500.00 01-Jul-2005 3 6.990% 29,756.55

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period

~~COLLATERAL~~Summary ~~STATEMENT~~12 ~~Collateral~~Month ~~Description~~Bankruptcy ~~Mixed~~History* ~~Fixed~~New &Bankruptcy ~~Arm~~Loans ~~Weighted~~Month ~~Average~~Bankruptcy ~~Gross~~Percentage ~~Coupon~~Loans 7in Bankruptcy 12 Jan-05 0.~~448479~~000% ~~Weighted~~Original ~~Average~~Principal ~~Net~~Balance ~~Coupon~~1,970,240.00 7Feb-05 0.~~148479~~000% ~~Weighted~~Current ~~Average~~Principal ~~Pass~~Balance 1,965,156.76 Mar-~~Through~~05 ~~Rate~~0.000% 7Apr-05 0.~~145479~~000% ~~Weighted~~Current ~~Average~~Bankruptcy ~~Maturity(Stepdown~~Total ~~Calculation)~~May-05 ~~357~~0.000% ~~Beginning~~Loans ~~Scheduled~~in ~~Collateral~~Bankruptcy ~~Loan~~36 ~~Count~~Jun-05 0.000% Original Principal Balance 6,~~685~~223,435.00 ~~Number~~Jul-05 Of0.000% Current Principal Balance 6,206,440.60 Aug-05 0.000% Sep-05 0.019% Oct-05 0.188% Nov-05 0.375% Dec-05 0.562% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 1 12 Month Bankruptcy History* New Bankruptcy Loans ~~Paid~~Month InBankruptcy ~~Full~~Percentage 48Loans ~~Ending~~in ~~Scheduled~~Bankruptcy ~~Collateral~~0 ~~Loan~~Jan-05 ~~Count~~0.000% ~~6,637~~Original ~~Beginning~~Principal ~~Scheduled~~Balance ~~Collateral~~0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 1 Jun-05 0.000% Original Principal Balance 120,~~199~~000.00 Jul-05 0.000% Current Principal Balance 119,~~983,570~~340.9024 ~~Ending~~Aug-05 ~~Scheduled~~0.000% ~~Collateral~~Sep-05 0.000% Oct-05 0.000% Nov-05 0.212% Dec-05 0.214% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 2 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 8 Jan-05 0.000% Original Principal Balance 1,~~188~~308,~~131,361~~820.2900 ~~Ending~~Feb-05 ~~Actual~~0.000% ~~Collateral~~Current Principal Balance at1,305,010.74 29Mar-~~Jul~~05 0.000% Apr-~~2005~~05 10.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 15 Jun-05 0.000% Original Principal Balance 2,~~188~~150,~~223,527~~995.8600 ~~Monthly~~Jul-05 ~~P&I~~0.000% ~~Constant~~Current 8Principal Balance 2,~~155~~145,~~819~~414.9835 ~~Special~~Aug-05 ~~Servicing~~0.000% ~~Fee~~Sep-05 0.024% Oct-05 0.040% Nov-05 0.283% Dec-05 0.744% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 3 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 2 Jan-05 0.000% Original Principal Balance 255,500.00 ~~Prepayment~~Feb-05 ~~Penalties~~0.000% ~~110~~Current Principal Balance 254,~~388~~226.3014 ~~Realized~~Mar-05 ~~Loss~~0.000% ~~Amount~~Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 6 Jun-05 0.000% Original Principal Balance 510,250.00 ~~Cumulative~~Jul-05 ~~Realized~~0.000% ~~Loss~~Current Principal Balance 508,653.39 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.210% Dec-05 0.427% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 4 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 2 Jan-05 0.000% Original Principal Balance 405,920.00 ~~Scheduled~~Feb-05 0.000% Current Principal ~~707~~Balance 405,~~443~~919.88 Mar-05 0.000% Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 14 ~~Unscheduled~~Jun-05 0.000% Original Principal 11Balance 3,~~144~~442,~~666~~190.4700 Jul-05 0.000% Current Principal Balance 3,433,032.62 Aug-05 0.000% Sep-05 0.022% Oct-05 0.305% Nov-05 0.462% Dec-05 0.536% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

~~Miscellaneous~~Bankruptcy ~~Reporting~~Detail ~~General~~- ~~Excess~~All ~~Available~~Mortgage ~~Amt~~Loans in Bankruptcy during Current Period Group Loan Month Loan First State LTV at Original Number Entered Payment Origination Principal Bankruptcy Date Balance Group 1 0101048583 Nov-2005 01-Jul-2005 TX 79.47 120,000.00 Group 2 0231066891 Dec-2005 01-Jun-2005 MA 80.00 142,~~028~~000.00 Group 2 0321027026 Nov-2005 01-Jul-2005 UT 80.00 107,~~732~~200.3500 ~~Extra~~Group ~~Principal~~2 ~~Distribution~~0361025469 ~~Amt~~Nov-2005 1601-Jul-2005 MI 80.00 104,~~414~~000.2200 ~~Overcollateralization~~Group ~~Amt~~2 150381022387 Dec-2005 01-Jul-2005 CT 90.00 219,~~599~~600.00 Group 2 0391012455 Nov-2005 01-Jul-2005 GA 80.00 132,~~785~~000.1200 ~~Overcollateralization~~Group ~~Deficit~~2 ~~Amt~~0521026184 16Dec-2005 01-Jul-2005 MO 90.00 259,~~414~~200.2200 ~~Overcollateralization~~Group ~~Release~~2 ~~Amt~~0521026726 0Dec-2005 01-Jul-2005 MO 90.00 ~~Overcollateralization~~127,800.00 ~~Target~~Group ~~Amt~~2 150521026816 Dec-2005 01-Aug-2005 IN 80.00 184,~~599~~000.00 Group 2 0551005082 Oct-2005 01-Apr-2005 LA 85.00 50,~~785~~575.1200 ~~Stepdown~~Group NO2 ~~Trigger~~0641009379 ~~Event~~Sep-2005 NO01-Jul-2005 TX 76.25 73,200.00 Group 2 0661006994 Nov-2005 01-Jul-2005 CA 80.00 272,000.00 Group 2 0771004448 Nov-2005 01-May-2005 TX 80.00 103,200.00 Group 2 0791002724 Dec-2005 01-Jul-2005 CO 80.00 123,920.00 Group 2 0841006279 Dec-2005 01-Aug-2005 MI 89.32 117,900.00 Group 2 0841006428 Dec-2005 01-Aug-2005 MI 80.00 134,400.00 Group 3 0131031859 Nov-2005 01-Jun-2005 GA 75.00 65,250.00 Group 3 0131033034 Nov-2005 01-Jul-2005 OH 90.00 67,500.00 Group 3 0131033035 Nov-2005 01-Jul-2005 OH 90.00 54,000.00 Group 3 0361025190 Dec-2005 01-Jul-2005 MI 77.18 150,500.00 Group 3 0661006996 Nov-2005 01-Jul-2005 CA 100.00 68,000.00 Group 3 0681006340 Dec-2005 01-Jul-2005 ME 83.33 105,000.00 Group 4 0031034401 Nov-2005 01-Jul-2005 CA 82.05 320,000.00 Group 4 0041067963 Sep-2005 01-Aug-2005 MO 80.00 80,000.00 Group 4 0041068907 Oct-2005 01-Aug-2005 IL 90.00 195,300.00 Group 4 0101046137 Oct-2005 01-Apr-2005 FL 70.00 910,000.00 Group 4 0101047834 Nov-2005 01-Aug-2005 TX 80.00 144,720.00 Group 4 0231066627 Oct-2005 01-Aug-2005 NJ 80.00 688,000.00 Group 4 0251036858 Nov-2005 01-Jul-2005 AR 91.67 66,000.00 Group 4 0321026496 Dec-2005 01-Jul-2005 CO 80.00 230,000.00 Group 4 0321026650 Dec-2005 01-Jul-2005 CO 80.00 175,920.00 Group 4 0591000078 Nov-2005 01-May-2005 MI 80.00 197,600.00 Group 4 0641008237 Nov-2005 01-May-2005 AR 75.00 128,250.00 Group 4 0671003492 Sep-2005 01-Jun-2005 IL 80.00 72,000.00 Group 4 0741011431 Nov-2005 01-Jun-2005 TN 80.00 134,400.00 Group 4 0741012073 Oct-2005 01-Aug-2005 FL 80.00 100,000.00

~~Group~~Bankruptcy ~~Level~~Detail ~~Collateral~~- ~~Statement~~All ~~Group~~Mortgage ~~Group~~Loans 1in ~~Group~~Bankruptcy 2during Current Period (continued) Group 3Loan ~~Collateral~~Current ~~Description~~Paid ~~Mixed~~To ~~Fixed~~Months ~~Mixed~~Current ~~ARM~~Approximate ~~Mixed~~Number ~~Fixed~~Principal ~~Weighted~~Date ~~Average~~Delinquent ~~Coupon~~Loan Rate 7Delinquent Balance Interest Group 1 0101048583 119,340.~~056382~~24 701-Dec-2005 (1) 6.~~528858~~500% 7617.~~713682~~17 ~~Weighted~~Group ~~Average~~2 ~~Net~~0231066891 ~~Rate~~141,077.89 01-Dec-2005 (1) 6.~~756382~~450% 7723.~~228858~~71 7Group 2 0321027026 106,922.~~413682~~49 ~~Weighted~~01-Sep-2005 ~~Average~~1 ~~Maturity~~6.900% ~~350~~1,762.71 ~~358~~Group ~~349~~2 ~~Beginning~~0361025469 ~~Loan~~103,862.50 ~~Count~~01-Aug-2005 ~~369~~2 8.090% 2,~~198~~694.25 ~~873~~Group ~~Loans~~2 ~~Paid~~0381022387 In218,606.72 ~~Full~~01-Dec-2005 (1) 137.500% 51,312.65 ~~Ending~~Group ~~Loan~~2 ~~Count~~0391012455 ~~368 2~~131,~~185~~696.03 ~~868~~01-Oct-2005 ~~Beginning~~0 ~~Scheduled~~8.800% ~~Balance 58~~1,~~878,730~~865.5915 ~~316~~Group 2 0521026184 259,~~037,536~~000.2579 ~~126~~01-Jul-2005 3 7.325% 7,~~048,646~~569.1836 ~~Ending~~Group ~~Scheduled~~2 ~~Balance~~0521026726 58127,~~527,690~~534.2969 ~~313,055,721~~01-Oct-2005 0 9.21300% ~~125~~1,~~473,673~~912.4951 ~~Record~~Group ~~Date~~2 ~~07/29/2005~~0521026816 ~~07/29/2005~~183,109.49 ~~07/29/~~01-Dec-2005 ~~Principal~~(1) ~~And~~6.200% ~~Interest~~901.18 ~~Constant~~Group ~~401~~2 0551005082 50,~~671~~339.7801 01-Dec-2005 (1) 9.400% 381.94 Group 2 0641009379 73,~~192,931~~086.2348 ~~910~~01-Sep-2005 1 9.300% 1,~~838~~643.7858 ~~Scheduled~~Group ~~Principal~~2 550661006994 272,~~446~~000.0800 ~~210~~01-Jun-2005 4 5.850% 7,~~096~~548.4500 ~~100~~Group 2 0771004448 102,~~589~~497.4810 ~~Unscheduled~~01-Nov-2005 ~~Principal~~0 ~~295~~6.200% 1,~~594~~008.2240 Group 2 0791002724 123,~~771,718~~647.5911 ~~474~~01-Nov-2005 0 10.100% 2,~~383~~020.2102 ~~Scheduled~~Group ~~Interest~~2 ~~346~~0841006279 117,~~225~~634.7005 01-Nov-2005 0 8.900% 1,~~982~~686.56 Group 2 0841006428 134,~~834~~400.7800 ~~810~~01-Jul-2005 3 7.200% 3,~~249~~857.3088 ~~Servicing~~Group ~~Fees~~3 140131031859 65,~~719~~000.6876 7901-Nov-2005 0 8.900% 931.95 Group 3 0131033034 67,~~009~~458.3827 3101-Jul-2005 3 8.640% 2,~~512~~341.1639 ~~Master~~Group ~~Servicing~~3 ~~Fees~~0131033035 053,968.0022 001-Jul-2005 3 8.00640% 01,873.0015 ~~Trustee~~Group ~~Fee~~3 ~~147~~0361025190 149,711.2051 ~~790~~01-Dec-2005 (1) 6.09750% ~~315~~805.1242 ~~FRY~~Group ~~Amount~~3 00661006996 68,000.00 001-Jun-2005 4 9.00625% 03,166.0042 ~~Special~~Group ~~Hazard~~3 ~~Fee~~0681006340 0104,514.0063 001-Dec-2005 (1) 7.00390% 0617.0099 ~~Other~~Group ~~Fee~~4 00031034401 320,000.00 001-Dec-2005 (1) 5.00600% 01,413.0033 ~~Pool~~Group ~~Insurance~~4 ~~Fee~~0041067963 079,773.0057 001-Dec-2005 (1) 8.00900% 0572.0004 ~~Spread~~Group 14 00041068907 194,791.0057 01-Nov-2005 0 8.00200% 02,565.0060 ~~Spread~~Group 24 00101046137 905,148.0023 001-Dec-2005 (1) 8.00750% 06,377.0066 ~~Spread~~Group 34 00101047834 144,335.0004 001-Dec-2005 (1) 9.00200% 01,071.0007 ~~Net~~Group ~~Interest~~4 ~~331~~0231066627 686,~~358~~644.8249 101-Nov-2005 0 9.550% 10,~~903~~588.41 Group 4 0251036858 65,~~035~~935.3136 ~~778~~01-Aug-2005 2 9.540% 2,~~422~~029.0229 ~~Realized~~Group ~~Loss~~4 ~~Amount~~0321026496 0229,999.0088 01-Nov-2005 0 6.00550% 02,395.0084 ~~Cumulative~~Group ~~Realized~~4 ~~Loss~~0321026650 0175,920.00 001-Dec-2005 (1) 6.00100% 0850.0028 ~~Percentage~~Group of4 ~~Cumulative~~0591000078 ~~Losses~~196,796.51 001-Sep-2005 1 7.~~0000~~100% 03,342.~~0000~~75 Group 4 0641008237 127,863.90 01-Oct-2005 0 9.~~0000~~500% ~~Prepayment~~1,960.07 ~~Penalties~~Group 04 0671003492 71,567.0010 001-Dec-2005 (1) 6.00850% 0390.0098 ~~Special~~Group ~~Servicing~~4 ~~Fee~~0741011431 0134,400.00 01-Nov-2005 0 7.00750% 01,668.0080 ~~Pass-Through~~Group ~~Rate~~4 60741012073 99,856.~~753382~~97 701-Nov-2005 0 11.~~225858~~050% 71,789.~~410682~~44

Group Level Collateral Statement Group Group 4 Total Collateral Description Mixed ARM Mixed Fixed & Arm Weighted Average Coupon Rate 7.397344 7.448479 Weighted Average Net Rate 7.097344 7.148479 Weighted Average Maturity 358 357 Beginning Loan Count 3,245 6,685 Loans Paid In Full 29 48 Ending Loan Count 3,216 6,637 Beginning Scheduled Balance 699,018,557.88 1,199,983,470.90 Ending scheduled Balance 691,074,276.30 1,188,131,361.29 Record Date 07/29/2005 07/29/2005 Principal And Interest Constant 4,650,378.19 8,155,819.98 Scheduled Principal 341,311.13 707,443.14 Unscheduled Principal 7,602,970.45 11,144,666.47 Scheduled Interest 4,309,067.06 7,448,376.84 Servicing Fees 174,754.64 299,995.86 Master Servicing Fees 0.00 0.00 Trustee Fee 1,747.55 2,999.96 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread 1 0.00 0.00 Spread 2 0.00 0.00 Spread 3 0.00 0.00 Net Interest 4,132,564.87 7,145,381.02 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 7.094344 7.145479

Prepayment Detail - Prepayments during Current Period Summary Loans Paid In Full Repurchased Loans Original Current Original Current Principal Principal Principal Principal Group Count Balance Balance Count Balance Balance Group 1 1 285,000.00 284,752.21 0 0.00 0.00 Group 2 13 2,725,900.00 2,723,325.49 0 0.00 0.00 Group 3 5 418,319.00 417,893.31 0 0.00 0.00 Group 4 29 7,516,177.00 7,505,896.02 0 0.00 0.00 Total 48 10,945,396.00 10,931,867.03 0 0.00 0.00

Prepayment Detail - Prepayments during Current Period (continued) Summary Substitution Loans Liquidated Loans Curtailments Original Current Original Current Principal Principal Principal Principal Curtailment Group Count Balance Balance Count Balance Balance Amount Group 1 0 0.00 0.00 0 0.00 0.00 10,842.01 Group 2 0 0.00 0.00 0 0.00 0.00 48,393.10 Group 3 0 0.00 0.00 0 0.00 0.00 56,489.90 Group 4 0 0.00 0.00 0 0.00 0.00 97,074.43 Total 0 0.00 0.00 0 0.00 0.00 212,799.44

Prepayment Loan Detail - Prepayments during Current Period First Original Loan LTV at Payment Principal Prepayment Group Number State Origination Date Balance Amount Group 1 0631008042 CA 51.82 01-Jul-2005 285,000.00 284,752.21 Group 2 0011074193 CA 50.33 01-Jul-2005 307,000.00 306,747.86 Group 2 0051056637 GA 80.00 01-May-2005 120,000.00 119,739.08 Group 2 0051057419 GA 95.00 01-Jun-2005 342,000.00 342,000.00 Group 2 0071066989 FL 90.00 01-Aug-2005 207,000.00 207,000.00 Group 2 0161042369 MA 85.00 01-Jul-2005 314,500.00 314,237.08 Group 2 0381021882 FL 62.68 01-Jul-2005 304,000.00 303,750.32 Group 2 0401001982 MD 80.00 01-Jul-2005 240,000.00 239,856.10 Group 2 0521025387 IN 61.12 01-Jul-2005 50,000.00 49,980.13 Group 2 0521026370 OH 41.24 01-Jul-2005 80,000.00 79,942.39 Group 2 0521026379 IL 51.85 01-Jul-2005 140,000.00 139,903.16 Group 2 0631006313 CA 70.00 01-Apr-2005 77,000.00 76,855.88 Group 2 0651009746 VA 80.00 01-Jul-2005 94,400.00 94,346.25 Group 2 0681005119 MA 90.00 01-May-2005 450,000.00 448,967.24 Group 3 0031032944 CA 84.92 01-May-2005 76,119.00 76,025.96 Group 3 0031033029 CA 100.00 01-May-2005 131,000.00 130,866.08 Group 3 0551005603 TX 100.00 01-May-2005 82,000.00 81,881.21 Group 3 0671004475 CA 37.31 01-Jul-2005 50,000.00 49,959.02 Group 3 0681005978 NH 80.00 01-Jul-2005 79,200.00 79,161.04 Group 4 0011072594 CA 80.00 01-Apr-2005 324,000.00 323,197.66 Group 4 0011074420 CA 75.00 01-May-2005 288,750.00 288,256.24 Group 4 0011075276 CA 80.00 01-Jul-2005 323,680.00 323,680.00 Group 4 0021063173 CA 70.00 01-May-2005 269,500.00 268,786.20 Group 4 0041063638 IN 63.64 01-Mar-2005 70,000.00 69,761.98 Group 4 0041065233 IL 80.00 01-May-2005 116,000.00 115,782.60 Group 4 0071066680 FL 95.00 01-Jul-2005 213,750.00 213,642.63 Group 4 0161041888 MA 80.00 01-Jul-2005 197,600.00 197,437.71 Group 4 0161042177 MA 73.39 01-Jul-2005 800,000.00 799,576.49 Group 4 0171026091 AZ 95.00 01-Jul-2005 370,500.00 370,332.57 Group 4 0191024753 WA 80.00 01-Jul-2005 108,450.00 108,450.00 Group 4 0211030586 MD 90.00 01-Jul-2005 307,800.00 307,654.87 Group 4 0211030956 VA 65.00 01-Jul-2005 69,875.00 69,842.75 Group 4 0231063954 NJ 90.00 01-May-2005 405,000.00 404,110.59 Group 4 0231067668 MA 73.72 01-Jul-2005 230,000.00 229,856.01 Group 4 0301001640 OR 80.00 01-Jul-2005 136,000.00 135,915.90 Group 4 0331037596 NY 75.00 01-Jul-2005 232,500.00 232,500.00 Group 4 0341024657 NC 80.00 01-Jul-2005 172,000.00 172,000.00 Group 4 0361025007 MI 85.00 01-Jul-2005 66,300.00 66,270.36 Group 4 0561002558 FL 80.00 01-Jul-2005 247,920.00 247,734.16 Group 4 0591000388 MI 95.00 01-Jul-2005 205,200.00 205,060.91 Group 4 0621008679 FL 72.00 01-Aug-2005 273,600.00 273,600.00 Group 4 0621009209 FL 90.00 01-Jul-2005 189,000.00 188,885.27 Group 4 0661007300 CA 80.00 01-Jul-2005 248,752.00 248,579.94 Group 4 0681006688 VT 88.46 01-Aug-2005 115,000.00 115,000.00 Group 4 0831029370 CA 80.00 01-Oct-2004 652,000.00 648,083.72 Group 4 0841005226 MI 95.00 01-Jun-2005 85,500.00 85,401.96 Group 4 0851000333 NJ 90.00 01-Mar-2005 292,500.00 291,495.50 Group 4 0851001149 NJ 84.87 01-Jul-2005 505,000.00 505,000.00

Prepayment Loan Detail - Prepayments during Current Period (continued) Current Loan PIF Months Loan Original Group Number Type Delinquent Rate Term Seasoning Group 1 0631008042 Loan Paid in Full 0 6.700% 360 1 Group 2 0011074193 Loan Paid in Full 0 6.990% 360 1 Group 2 0051056637 Loan Paid in Full 0 7.650% 360 3 Group 2 0051057419 Loan Paid in Full 0 7.690% 360 2 Group 2 0071066989 Loan Paid in Full (1) 6.350% 360 1 Group 2 0161042369 Loan Paid in Full 0 6.900% 360 1 Group 2 0381021882 Loan Paid in Full 0 6.990% 360 1 Group 2 0401001982 Loan Paid in Full 0 8.550% 360 1 Group 2 0521025387 Loan Paid in Full 0 10.500% 360 1 Group 2 0521026370 Loan Paid in Full (1) 7.650% 360 1 Group 2 0521026379 Loan Paid in Full 0 7.850% 360 1 Group 2 0631006313 Loan Paid in Full 0 9.800% 360 4 Group 2 0651009746 Loan Paid in Full 0 8.800% 360 1 Group 2 0681005119 Loan Paid in Full 0 7.400% 360 3 Group 3 0031032944 Loan Paid in Full 0 10.425% 360 3 Group 3 0031033029 Loan Paid in Full 0 11.250% 360 3 Group 3 0551005603 Loan Paid in Full 0 9.625% 360 3 Group 3 0671004475 Loan Paid in Full 0 7.000% 360 1 Group 3 0681005978 Loan Paid in Full 0 9.500% 360 1 Group 4 0011072594 Loan Paid in Full 0 8.500% 360 4 Group 4 0011074420 Loan Paid in Full 0 6.800% 360 3 Group 4 0011075276 Loan Paid in Full 0 7.250% 360 1 Group 4 0021063173 Loan Paid in Full 0 6.650% 360 3 Group 4 0041063638 Loan Paid in Full 0 8.000% 360 5 Group 4 0041065233 Loan Paid in Full 0 8.650% 360 3 Group 4 0071066680 Loan Paid in Full 0 9.400% 360 1 Group 4 0161041888 Loan Paid in Full (1) 6.990% 360 1 Group 4 0161042177 Loan Paid in Full (1) 9.150% 360 1 Group 4 0171026091 Loan Paid in Full 0 9.900% 360 1 Group 4 0191024753 Loan Paid in Full 0 5.100% 360 1 Group 4 0211030586 Loan Paid in Full 0 9.700% 360 1 Group 4 0211030956 Loan Paid in Full 0 9.800% 360 1 Group 4 0231063954 Loan Paid in Full (1) 7.600% 360 3 Group 4 0231067668 Loan Paid in Full 0 8.340% 360 1 Group 4 0301001640 Loan Paid in Full 0 8.400% 360 1 Group 4 0331037596 Loan Paid in Full 0 7.550% 360 1 Group 4 0341024657 Loan Paid in Full 0 6.750% 360 1 Group 4 0361025007 Loan Paid in Full (1) 9.950% 360 1 Group 4 0561002558 Loan Paid in Full (1) 7.450% 360 1 Group 4 0591000388 Loan Paid in Full 0 7.950% 360 1 Group 4 0621008679 Loan Paid in Full (1) 11.850% 360 1 Group 4 0621009209 Loan Paid in Full 0 8.490% 360 1 Group 4 0661007300 Loan Paid in Full 0 7.850% 360 1 Group 4 0681006688 Loan Paid in Full (1) 8.550% 360 1 Group 4 0831029370 Loan Paid in Full 0 8.700% 360 10 Group 4 0841005226 Loan Paid in Full 0 8.800% 360 2 Group 4 0851000333 Loan Paid in Full 0 7.950% 360 5 Group 4 0851001149 Loan Paid in Full 0 6.590% 360 1

Summary SMM CPR PSA Current Month 0.929% Current Month 10.599% Current Month 4,016.352% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 10.599% N/A Aug-2005 4,016.352% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 1 SMM CPR PSA Current Month 0.503% Current Month 5.866% Current Month 2,457.757% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 5.866% N/A Aug-2005 2,457.757% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 2 SMM CPR PSA Current Month 0.878% Current Month 10.038% Current Month 3,893.199% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 10.038% N/A Aug-2005 3,893.199% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 3 SMM CPR PSA Current Month 0.377% Current Month 4.427% Current Month 1,644.401% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 4.427% N/A Aug-2005 1,644.401% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 4 SMM CPR PSA Current Month 1.088% Current Month 12.304% Current Month 4,594.609% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 12.304% N/A Aug-2005 4,594.609% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))

Realized Loss Report - Collateral Summary MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Jan~~May-2005 N/A N/A ~~Jan~~May-2005 N/A N/A ~~Feb~~Jun-2005 N/A N/A ~~Feb~~Jun-2005 N/A N/A ~~Mar~~Jul-2005 N/A N/A ~~Mar~~Jul-2005 N/A N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 ~~N/A~~0.000% N/A ~~Jun~~Oct-2005 ~~N/A~~0.000% N/A ~~Jun~~Oct-2005 ~~N/A~~0.000% N/A ~~Jul~~Nov-2005 ~~N/A~~0.000% N/A ~~Jul~~Nov-2005 ~~N/A~~0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Jan~~May-2005 N/A N/A ~~Jan~~May-2005 N/A N/A ~~Feb~~Jun-2005 N/A N/A ~~Feb~~Jun-2005 N/A N/A ~~Mar~~Jul-2005 N/A N/A ~~Mar~~Jul-2005 N/A N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 ~~N/A~~0.000% N/A ~~Jun~~Oct-2005 ~~N/A~~0.000% N/A ~~Jun~~Oct-2005 ~~N/A~~0.000% N/A ~~Jul~~Nov-2005 ~~N/A~~0.000% N/A ~~Jul~~Nov-2005 ~~N/A~~0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Group 1 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Jan~~May-2005 N/A N/A ~~Jan~~May-2005 N/A N/A ~~Feb~~Jun-2005 N/A N/A ~~Feb~~Jun-2005 N/A N/A ~~Mar~~Jul-2005 N/A N/A ~~Mar~~Jul-2005 N/A N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 ~~N/A~~0.000% N/A ~~Jun~~Oct-2005 ~~N/A~~0.000% N/A ~~Jun~~Oct-2005 ~~N/A~~0.000% N/A ~~Jul~~Nov-2005 ~~N/A~~0.000% N/A ~~Jul~~Nov-2005 ~~N/A~~0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Jan~~May-2005 N/A N/A ~~Jan~~May-2005 N/A N/A ~~Feb~~Jun-2005 N/A N/A ~~Feb~~Jun-2005 N/A N/A ~~Mar~~Jul-2005 N/A N/A ~~Mar~~Jul-2005 N/A N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 ~~N/A~~0.000% N/A ~~Jun~~Oct-2005 ~~N/A~~0.000% N/A ~~Jun~~Oct-2005 ~~N/A~~0.000% N/A ~~Jul~~Nov-2005 ~~N/A~~0.000% N/A ~~Jul~~Nov-2005 ~~N/A~~0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Group 2 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Jan~~May-2005 N/A N/A ~~Jan~~May-2005 N/A N/A ~~Feb~~Jun-2005 N/A N/A ~~Feb~~Jun-2005 N/A N/A ~~Mar~~Jul-2005 N/A N/A ~~Mar~~Jul-2005 N/A N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 ~~N/A~~0.000% N/A ~~Jun~~Oct-2005 ~~N/A~~0.000% N/A ~~Jun~~Oct-2005 ~~N/A~~0.000% N/A ~~Jul~~Nov-2005 ~~N/A~~0.000% N/A ~~Jul~~Nov-2005 ~~N/A~~0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Jan~~May-2005 N/A N/A ~~Jan~~May-2005 N/A N/A ~~Feb~~Jun-2005 N/A N/A ~~Feb~~Jun-2005 N/A N/A ~~Mar~~Jul-2005 N/A N/A ~~Mar~~Jul-2005 N/A N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 ~~N/A~~0.000% N/A ~~Jun~~Oct-2005 ~~N/A~~0.000% N/A ~~Jun~~Oct-2005 ~~N/A~~0.000% N/A ~~Jul~~Nov-2005 ~~N/A~~0.000% N/A ~~Jul~~Nov-2005 ~~N/A~~0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Group 3 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Jan~~May-2005 N/A N/A ~~Jan~~May-2005 N/A N/A ~~Feb~~Jun-2005 N/A N/A ~~Feb~~Jun-2005 N/A N/A ~~Mar~~Jul-2005 N/A N/A ~~Mar~~Jul-2005 N/A N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 ~~N/A~~0.000% N/A ~~Jun~~Oct-2005 ~~N/A~~0.000% N/A ~~Jun~~Oct-2005 ~~N/A~~0.000% N/A ~~Jul~~Nov-2005 ~~N/A~~0.000% N/A ~~Jul~~Nov-2005 ~~N/A~~0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Jan~~May-2005 N/A N/A ~~Jan~~May-2005 N/A N/A ~~Feb~~Jun-2005 N/A N/A ~~Feb~~Jun-2005 N/A N/A ~~Mar~~Jul-2005 N/A N/A ~~Mar~~Jul-2005 N/A N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 ~~N/A~~0.000% N/A ~~Jun~~Oct-2005 ~~N/A~~0.000% N/A ~~Jun~~Oct-2005 ~~N/A~~0.000% N/A ~~Jul~~Nov-2005 ~~N/A~~0.000% N/A ~~Jul~~Nov-2005 ~~N/A~~0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Group 4 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Jan~~May-2005 N/A N/A ~~Jan~~May-2005 N/A N/A ~~Feb~~Jun-2005 N/A N/A ~~Feb~~Jun-2005 N/A N/A ~~Mar~~Jul-2005 N/A N/A ~~Mar~~Jul-2005 N/A N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 ~~N/A~~0.000% N/A ~~Jun~~Oct-2005 ~~N/A~~0.000% N/A ~~Jun~~Oct-2005 ~~N/A~~0.000% N/A ~~Jul~~Nov-2005 ~~N/A~~0.000% N/A ~~Jul~~Nov-2005 ~~N/A~~0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Jan~~May-2005 N/A N/A ~~Jan~~May-2005 N/A N/A ~~Feb~~Jun-2005 N/A N/A ~~Feb~~Jun-2005 N/A N/A ~~Mar~~Jul-2005 N/A N/A ~~Mar~~Jul-2005 N/A N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 ~~N/A~~0.000% N/A ~~Jun~~Oct-2005 ~~N/A~~0.000% N/A ~~Jun~~Oct-2005 ~~N/A~~0.000% N/A ~~Jul~~Nov-2005 ~~N/A~~0.000% N/A ~~Jul~~Nov-2005 ~~N/A~~0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Calculation Methodology: Monthly Default Rate (MDR): sum(Beg Principal Balance of Liquidated Loans)/ sum(Beg Principal Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR/(WAS*0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR/0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR/(0.6 - ((WAS-60)*0.0095)) else if WAS is greater than 120 then CDR/0.03 Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)

Prepayment - Voluntary Prepayments

Filing Compare · Option One Mortgage Loan Trust 2005-3