10-D 1 cit07op1_10d-200710.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-D ASSET-BACKED ISSUER DISTRIBUTION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the monthly distribution period from: September 26, 2007 to October 25, 2007 Commission File Number of issuing entity: 333-138237-06 Citigroup Mortgage Loan Trust 2007-OPX1 (Exact name of issuing entity as specified in its charter) Commission File Number of depositor: 333-138237 Citigroup Mortgage Loan Trust Inc. (Exact name of depositor as specified in its charter) Citigroup Global Markets Realty Corp. (Exact name of sponsor as specified in its charter) New York (State or other jurisdiction of incorporation or organization of the issuing entity) 54-2198899 54-2198900 54-2198901 54-2198902 (I.R.S. Employer Identification No.) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices of the issuing entity) (Zip Code) (410) 884-2000 (Telephone number, including area code) Not Applicable (Former name, former address, if changed since last report) Registered/reporting pursuant to (check one) Title of Section Section Section Name of Exchange Class 12(b) 12(g) 15(d) (If Section 12(b)) A-1-A _____ _____ __X___ ____________ A-1-B _____ _____ __X___ ____________ A-2 _____ _____ __X___ ____________ A-3-A _____ _____ __X___ ____________ A-3-B _____ _____ __X___ ____________ A-4-A _____ _____ __X___ ____________ A-4-B _____ _____ __X___ ____________ A-5-A _____ _____ __X___ ____________ A-5-B _____ _____ __X___ ____________ M-1 _____ _____ __X___ ____________ M-2 _____ _____ __X___ ____________ M-3 _____ _____ __X___ ____________ M-4 _____ _____ __X___ ____________ R _____ _____ __X___ ____________ R-X _____ _____ __X___ ____________ CE _____ _____ __X___ ____________ P _____ _____ __X___ ____________

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes __X__ No ____ Part I - DISTRIBUTION INFORMATION Item 1. Distribution and Pool Performance Information On October 25, 2007 a distribution was made to holders of Citigroup Mortgage Loan Trust 2007-OPX1. The distribution report is attached as an Exhibit to this Form 10-D. Please see Item 9(b), Exhibit 99.1 for the related information. Part II - OTHER INFORMATION Item 9. Exhibits. (a) The following is a list of documents filed as part of this Report on Form 10-D: (99.1) Monthly report distributed to holders of Citigroup Mortgage Loan Trust 2007-OPX1, relating to the October 25, 2007 distribution. (b) The exhibits required to be filed by the Registrant pursuant to this Form are listed above and in the Exhibit Index that immediately follows the signature page hereof. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Citigroup Mortgage Loan Trust 2007-OPX1 (Issuing Entity) Wells Fargo Bank, N.A. (Master Servicer) /s/ Elisabeth A. Brewster Elisabeth A. Brewster, Vice President Date: November 5, 2007 EXHIBIT INDEX Exhibit Number Description EX-99.1 Monthly report distributed to holders of Citigroup Mortgage Loan Trust 2007-OPX1, relating to the October 25, 2007 distribution. EX-99.1 Citigroup Mortgage Loan Trust Inc. Asset Backed Pass-Through Certificates Distribution Date: 10/25/2007 Citigroup Mortgage Loan Trust Inc. Asset Backed Pass-Through Certificates Series 2007-OPX1 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 8480 Stagecoach Circle Frederick, MD 21701-4747 www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

Certificateholder Distribution Summary Class CUSIP Record Certificate Beginning Interest Date Pass-Through Certificate Distribution Rate Balance A-1-A 17311FAA2 0610/2224/2007 5.~~39000~~20125% ~~168~~151,~~310~~956,~~761~~650.8677 ~~781~~658,~~195~~637.7011 A-1-B 17311FAB0 0610/2224/2007 5.~~48000~~29125% 4237,~~077~~988,~~017~~554.0067 ~~198~~167,~~556~~505.7778 A-2 17311FAC8 0610/2224/2007 5.~~52000~~33125% 150,632,000.00 ~~716~~669,~~004~~214.1104 A-3-A 17311FAD6 0509/3128/2007 5.97200% 35,407,000.00 176,208.84 A-3-B 17311FAE4 0509/3128/2007 6.07100% 3,934,000.00 19,902.76 A-4-A 17311FAF1 0509/3128/2007 6.18500% 63,494,000.00 327,258.66 A-4-B 17311FAG9 0509/3128/2007 6.33300% 15,873,000.00 83,769.76 A-5-A 17311FAH7 0509/3128/2007 5.76400% 50,364,000.00 241,915.08 A-5-B 17311FAJ3 0509/3128/2007 5.86300% 5,596,000.00 27,341.12 M-1 17311FAK0 0509/3128/2007 6.02500% 16,592,000.00 83,305.67 M-2 17311FAL8 0509/3128/2007 6.42100% 11,161,000.00 59,720.65 M-3 17311FAM6 0509/3128/2007 6.50000% 5,129,000.00 27,782.08 M-4 17311FAN4 0509/3128/2007 6.50000% 3,017,000.00 16,342.08 R 17311FAR5 0509/3128/2007 0.00000% 0.00 0.00 R-X 17311FAS3 0509/3128/2007 0.00000% 0.00 0.00 CE 17311FAP9 0509/3128/2007 0.00000% 7,843,436.36 ~~501~~583,~~941~~456.2479 P 17311FAQ7 0509/3128/2007 0.00000% 100.00 94,~~352~~704.1071 Totals ~~579~~558,~~430~~987,~~315~~741.2280 3,~~270~~147,~~596~~065.6213

Certificateholder Distribution Summary (continued) Class Principal Current Ending Total Cumulative Distribution Realized Certificate Distribution Realized Loss Balance Losses A-1-A 51,~~184~~822,~~416~~617.4511 0.00 ~~163~~150,~~126~~134,~~345~~033.4166 52,~~965~~481,~~612~~254.1522 0.00 A-1-B 1455,~~296,083~~646.3798 0.00 4037,~~780~~532,~~933~~907.6368 1623,~~494,640~~152.1476 0.00 A-2 0.00 0.00 150,632,000.00 ~~716~~669,~~004~~214.1104 0.00 A-3-A 0.00 0.00 35,407,000.00 176,208.84 0.00 A-3-B 0.00 0.00 3,934,000.00 19,902.76 0.00 A-4-A 0.00 0.00 63,494,000.00 327,258.66 0.00 A-4-B 0.00 0.00 15,873,000.00 83,769.76 0.00 A-5-A 0.00 0.00 50,364,000.00 241,915.08 0.00 A-5-B 0.00 0.00 5,596,000.00 27,341.12 0.00 M-1 0.00 0.00 16,592,000.00 83,305.67 0.00 M-2 0.00 0.00 11,161,000.00 59,720.65 0.00 M-3 0.00 0.00 5,129,000.00 27,782.08 0.00 M-4 0.00 0.00 3,017,000.00 16,342.08 0.00 R 0.00 0.00 0.00 0.00 0.00 R-X 0.00 0.00 0.00 0.00 0.00 CE 0.00 0.00 7,843,436.36 ~~501~~583,~~941~~456.2479 0.00 P 0.00 0.00 100.00 94,~~352~~704.1071 0.00 Totals 62,~~480~~278,~~499~~264.8209 0.00 ~~572~~556,~~949~~709,~~815~~477.4070 95,~~751~~425,~~096~~329.4422 0.00 As Master Servicer, Wells Fargo Bank, N.A. has independently calculated collateral information based on loan level data received from external parties, which may include the Servicers, Issuer and other parties to the transaction. Wells Fargo Bank, N.A. expressly disclaims any responsibility for the accuracy or completeness of information furnished to it by those third parties. All Record Dates are based upon the governing documents and logic set forth as of closing.

Principal Distribution Statement Class Original Beginning Scheduled UnScheduled Accretion Face Certificate Principal Principal Amount Balance Distribution Distribution A-1-A 187,439,000.00 ~~168~~151,~~310~~956,~~761~~650.8677 0.00 51,~~184~~822,~~416~~617.4511 0.00 A-1-B 46,859,000.00 4237,~~077~~988,~~017~~554.0067 0.00 1455,~~296,083~~646.3798 0.00 A-2 150,632,000.00 150,632,000.00 0.00 0.00 0.00 A-3-A 35,407,000.00 35,407,000.00 0.00 0.00 0.00 A-3-B 3,934,000.00 3,934,000.00 0.00 0.00 0.00 A-4-A 63,494,000.00 63,494,000.00 0.00 0.00 0.00 A-4-B 15,873,000.00 15,873,000.00 0.00 0.00 0.00 A-5-A 50,364,000.00 50,364,000.00 0.00 0.00 0.00 A-5-B 5,596,000.00 5,596,000.00 0.00 0.00 0.00 M-1 16,592,000.00 16,592,000.00 0.00 0.00 0.00 M-2 11,161,000.00 11,161,000.00 0.00 0.00 0.00 M-3 5,129,000.00 5,129,000.00 0.00 0.00 0.00 M-4 3,017,000.00 3,017,000.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 R-X 0.00 0.00 0.00 0.00 0.00 CE 7,844,158.10 7,843,436.36 0.00 0.00 0.00 P 100.00 100.00 0.00 0.00 0.00 Totals 603,341,258.10 ~~579~~558,~~430~~987,~~315~~741.2280 0.00 62,~~480~~278,~~499~~264.8209 0.00

Principal Distribution Statement (continued) Class Realized Total Ending Ending Total Loss Principal Certificate Certificate Principal Reduction Balance Percentage Distribution A-1-A 0.00 51,~~184~~822,~~416~~617.4511 ~~163~~150,~~126~~134,~~345~~033.4166 0.~~87029031~~80097543 51,~~184~~822,~~416~~617.4511 A-1-B 0.00 1455,~~296,083~~646.3798 4037,~~780~~532,~~933~~907.6368 0.~~87029031~~80097543 1455,~~296,083~~646.3798 A-2 0.00 0.00 150,632,000.00 1.00000000 0.00 A-3-A 0.00 0.00 35,407,000.00 1.00000000 0.00 A-3-B 0.00 0.00 3,934,000.00 1.00000000 0.00 A-4-A 0.00 0.00 63,494,000.00 1.00000000 0.00 A-4-B 0.00 0.00 15,873,000.00 1.00000000 0.00 A-5-A 0.00 0.00 50,364,000.00 1.00000000 0.00 A-5-B 0.00 0.00 5,596,000.00 1.00000000 0.00 M-1 0.00 0.00 16,592,000.00 1.00000000 0.00 M-2 0.00 0.00 11,161,000.00 1.00000000 0.00 M-3 0.00 0.00 5,129,000.00 1.00000000 0.00 M-4 0.00 0.00 3,017,000.00 1.00000000 0.00 R 0.00 0.00 0.00 0.00000000 0.00 R-X 0.00 0.00 0.00 0.00000000 0.00 CE 0.00 0.00 7,843,436.36 0.99990799 0.00 P 0.00 0.00 100.00 1.00000000 0.00 Totals 0.00 62,~~480~~278,~~499~~264.8209 ~~572~~556,~~949~~709,~~815~~477.4070 0.~~94962810~~92271077 62,~~480~~278,~~499~~264.8209

Principal Distribution Factors Statement Class Original Beginning Scheduled UnScheduled Accretion Face Certificate Principal Principal Amount Balance Distribution Distribution A-1-A 187,439,000.00 ~~897~~810.~~94952950~~69921825 0.00000000 279.~~65921953~~72378806 0.00000000 A-1-B 46,859,000.00 ~~897~~810.~~94952944~~69921829 0.00000000 279.~~65921957~~72378796 0.00000000 A-2 150,632,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-3-A 35,407,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-3-B 3,934,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-4-A 63,494,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-4-B 15,873,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-5-A 50,364,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-5-B 5,596,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-1 16,592,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-2 11,161,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-3 5,129,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-4 3,017,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 R 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 CE 7,844,158.10 999.90799013 0.00000000 0.00000000 0.00000000 P 100.00 1000.00000000 0.00000000 0.00000000 0.00000000

Principal Distribution Factors Statement (continued) Class Realized Total Ending Ending Total Loss Principal Certificate Certificate Principal Reduction Balance Percentage Distribution A-1-A 0.00000000 279.~~65921953~~72378806 ~~870~~800.~~29030997~~97543019 0.~~87029031~~80097543 279.~~65921953~~72378806 A-1-B 0.00000000 279.~~65921957~~72378796 ~~870~~800.~~29030987~~97543012 0.~~87029031~~80097543 279.~~65921957~~72378796 A-2 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 A-3-A 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 A-3-B 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 A-4-A 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 A-4-B 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 A-5-A 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 A-5-B 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 M-1 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 M-2 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 M-3 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 M-4 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 CE 0.00000000 0.00000000 999.90799013 0.99990799 0.00000000 P 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 NOTE: All classes per $1,000 denomination.

Interest Distribution Statement Class Accrual Accrual Current Beginning Current Payment of Dates Days Certificate Certificate/ Accrued Unpaid Interest Rate Notional Interest Shortfall (1) Balance A-1-A 0509/25/07 - 0610/24/07 3130 5.~~39000~~20125% ~~168~~151,~~310~~956,~~761~~650.8677 ~~781~~658,~~195~~637.7011 0.00 A-1-B 0509/25/07 - 0610/24/07 3130 5.~~48000~~29125% 4237,~~077~~988,~~017~~554.0067 ~~198~~167,~~556~~505.7778 0.00 A-2 0509/25/07 - 0610/24/07 3130 5.~~52000~~33125% 150,632,000.00 ~~716~~669,~~004~~214.1104 0.00 A-3-A 0509/01/07 - 0509/30/07 30 5.97200% 35,407,000.00 176,208.84 0.00 A-3-B 0509/01/07 - 0509/30/07 30 6.07100% 3,934,000.00 19,902.76 0.00 A-4-A 0509/01/07 - 0509/30/07 30 6.18500% 63,494,000.00 327,258.66 0.00 A-4-B 0509/01/07 - 0509/30/07 30 6.33300% 15,873,000.00 83,769.76 0.00 A-5-A 0509/01/07 - 0509/30/07 30 5.76400% 50,364,000.00 241,915.08 0.00 A-5-B 0509/01/07 - 0509/30/07 30 5.86300% 5,596,000.00 27,341.12 0.00 M-1 0509/01/07 - 0509/30/07 30 6.02500% 16,592,000.00 83,305.67 0.00 M-2 0509/01/07 - 0509/30/07 30 6.42100% 11,161,000.00 59,720.65 0.00 M-3 0509/01/07 - 0509/30/07 30 6.50000% 5,129,000.00 27,782.08 0.00 M-4 0509/01/07 - 0509/30/07 30 6.50000% 3,017,000.00 16,342.08 0.00 R N/A N/A 0.00000% 0.00 0.00 0.00 R-X N/A N/A 0.00000% 0.00 0.00 0.00 CE N/A N/A 0.00000% 7,843,436.36 0.00 0.00 P N/A N/A 0.00000% 100.00 0.00 0.00 Totals 2,~~759~~558,~~303~~903.2863 0.00

Interest Distribution Statement (continued) Class Current Non-Supported Total Remaining Ending Interest Interest Interest Unpaid Interest Certificate/ Shortfall(1) Shortfall Distribution Shortfall(1) Notional Balance A-1-A 0.00 0.00 ~~781~~658,~~195~~637.7011 0.00 ~~163~~150,~~126~~134,~~345~~033.4166 A-1-B 0.00 0.00 ~~198~~167,~~556~~505.7778 0.00 4037,~~780~~532,~~933~~907.6368 A-2 0.00 0.00 ~~716~~669,~~004~~214.1104 0.00 150,632,000.00 A-3-A 0.00 0.00 176,208.84 0.00 35,407,000.00 A-3-B 0.00 0.00 19,902.76 0.00 3,934,000.00 A-4-A 0.00 0.00 327,258.66 0.00 63,494,000.00 A-4-B 0.00 0.00 83,769.76 0.00 15,873,000.00 A-5-A 0.00 0.00 241,915.08 0.00 50,364,000.00 A-5-B 0.00 0.00 27,341.12 0.00 5,596,000.00 M-1 0.00 0.00 83,305.67 0.00 16,592,000.00 M-2 0.00 0.00 59,720.65 0.00 11,161,000.00 M-3 0.00 0.00 27,782.08 0.00 5,129,000.00 M-4 0.00 0.00 16,342.08 0.00 3,017,000.00 R 0.00 0.00 0.00 0.00 0.00 R-X 0.00 0.00 0.00 0.00 0.00 CE 0.00 0.00 ~~501~~583,~~941~~456.2479 0.00 7,843,436.36 P 0.00 0.00 94,~~352~~704.1071 0.00 100.00 Totals 0.00 0.00 3,~~270~~147,~~596~~065.6213 0.00 (1) Amount also includes Coupon Cap or Basis Risk Shortfalls, if applicable.

Interest Distribution Factors Statement Class Original Current Beginning Current Payment of Face Certificate Certificate/ Accrued Unpaid Interest Amount Rate Notional Interest Shortfall (1) Balance A-1-A 187,439,000.00 5.~~39000~~20125% ~~897~~810.~~94952950~~69921825 43.~~16773297~~51387443 0.00000000 A-1-B 46,859,000.00 5.~~48000~~29125% ~~897~~810.~~94952944~~69921829 43.~~23732410~~57467680 0.00000000 A-2 150,632,000.00 5.~~52000~~33125% 1000.00000000 4.~~75333336~~44270832 0.00000000 A-3-A 35,407,000.00 5.97200% 1000.00000000 4.97666676 0.00000000 A-3-B 3,934,000.00 6.07100% 1000.00000000 5.05916624 0.00000000 A-4-A 63,494,000.00 6.18500% 1000.00000000 5.15416669 0.00000000 A-4-B 15,873,000.00 6.33300% 1000.00000000 5.27750016 0.00000000 A-5-A 50,364,000.00 5.76400% 1000.00000000 4.80333333 0.00000000 A-5-B 5,596,000.00 5.86300% 1000.00000000 4.88583274 0.00000000 M-1 16,592,000.00 6.02500% 1000.00000000 5.02083353 0.00000000 M-2 11,161,000.00 6.42100% 1000.00000000 5.35083326 0.00000000 M-3 5,129,000.00 6.50000% 1000.00000000 5.41666602 0.00000000 M-4 3,017,000.00 6.50000% 1000.00000000 5.41666556 0.00000000 R 0.00 0.00000% 0.00000000 0.00000000 0.00000000 R-X 0.00 0.00000% 0.00000000 0.00000000 0.00000000 CE 7,844,158.10 0.00000% 999.90799013 0.00000000 0.00000000 P 100.00 0.00000% 1000.00000000 0.00000000 0.00000000

Interest Distribution Factors Statement (continued) Class Current Non-Supported Total Remaining Unpaid Ending Interest Interest Interest Interest Certificate/ Shortfall(1) Shortfall Distribution Shortfall(1) Notional Balance A-1-A 0.00000000 0.00000000 43.~~16773297~~51387443 0.00000000 ~~870~~800.~~29030997~~97543019 A-1-B 0.00000000 0.00000000 43.~~23732410~~57467680 0.00000000 ~~870~~800.~~29030987~~97543012 A-2 0.00000000 0.00000000 4.~~75333336~~44270832 0.00000000 1000.00000000 A-3-A 0.00000000 0.00000000 4.97666676 0.00000000 1000.00000000 A-3-B 0.00000000 0.00000000 5.05916624 0.00000000 1000.00000000 A-4-A 0.00000000 0.00000000 5.15416669 0.00000000 1000.00000000 A-4-B 0.00000000 0.00000000 5.27750016 0.00000000 1000.00000000 A-5-A 0.00000000 0.00000000 4.80333333 0.00000000 1000.00000000 A-5-B 0.00000000 0.00000000 4.88583274 0.00000000 1000.00000000 M-1 0.00000000 0.00000000 5.02083353 0.00000000 1000.00000000 M-2 0.00000000 0.00000000 5.35083326 0.00000000 1000.00000000 M-3 0.00000000 0.00000000 5.41666602 0.00000000 1000.00000000 M-4 0.00000000 0.00000000 5.41666556 0.00000000 1000.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 CE 0.00000000 0.00000000 6374.~~98917941~~38105945 0.00000000 999.90799013 P 0.00000000 0.00000000 ~~93521~~47047.~~00000000~~10000000 0.00000000 1000.00000000 (1) Amount also includes Coupon Cap or Basis Risk Shortfalls, if applicable. NOTE: All classes per $1,000 denomination.

Certificateholder Account Statement CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 95,~~866~~247,~~067~~216.6288 Reserve Funds and Credit Enhancements 0.00 Proceeds from Repurchased Loans 0.00 Servicer Advances ~~154~~599,~~484~~141.9297 Gains & Subsequent Recoveries (Realized Losses) 0.00 Prepayment Penalties 94,~~352~~704.1071 Swap/Cap Payments 0.00 Total Deposits 105,~~029~~851,~~904~~063.6456 Withdrawals Swap Payments 0.00 Reserve Funds and Credit Enhancements 0.00 Reimbursement for Servicer Advances ~~142~~294,~~222~~163.8636 Total Administration Fees ~~127~~131,~~233~~570.2498 Payment of Interest and Principal 95,~~751~~425,~~096~~329.4422 Total Withdrawals (Pool Distribution Amount) 105,~~020~~851,~~552~~063.5456 Ending Balance 0.00 Servicer Advances are calculated as delinquent scheduled principal and interest.

ADMINISTRATION FEES Gross Servicing Fee* ~~120~~116,~~714~~455.6578 Credit Risk Manager Fee - Clayton Fixed Income Services 5,~~552~~356.8797 Master Servicing Fee - Wells Fargo Bank, N.A. ~~965~~931.7265 Primary Mortgage Insurance-** 8,826.58 Supported Prepayment/Curtailment Interest Shortfall 0.00 Total Administration Fees ~~127~~131,~~233~~570.2498 *Servicer Payees include: OPTEUM FINANCIAL SERVICES NOTE: ** Payees Include: Mortgage Guaranty Insurance Corp., Radian Guaranty Insurance Corp., Triad Guaranty Insurance Corp., United Guaranty Insurance Corp., Primary Mortgage Insurance Corp., Republic Mortgage Insurance corp., and Genworth Mortgage Ins. Corp.

Collateral Statement Total Collateral Description Mixed Fixed Weighted Average Coupon Rate 7.~~036545~~029847 Weighted Average Net Rate 6.~~786545~~779847 Weighted Average Pass-Through Rate 6.~~754036~~747399 Weighted Average Remaining Term ~~351~~347 Principal And Interest Constant 3,~~586~~459,~~095~~522.4788 Beginning Loan Count 2,~~130~~056 Loans Paid in Full 2210 Ending Loan Count 2,~~108~~046 Beginning Scheduled Balance ~~579~~558,~~430~~987,~~315~~741.2279 Ending Scheduled Balance ~~572~~556,~~949~~709,~~815~~477.4070 Actual Ending Collateral Balance ~~573~~556,~~100~~907,~~276~~627.2911 Scheduled Principal ~~188~~184,~~439~~857.2959 Unscheduled Principal 62,~~292~~093,~~060~~406.5350 Negative Amortized Principal 0.00 Scheduled Interest 3,~~397~~274,~~656~~665.1829 Servicing Fees ~~120~~116,~~714~~455.6578 Master Servicing Fees ~~965~~931.7265 Trustee Fee 0.00 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 14,~~731~~183.2855 Pool Insurance Fee 0.00 Spread 1 0.00 Spread 2 0.00 Spread 3 0.00 Net Interest 3,~~261~~143,~~244~~094.5331 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.0000 Prepayment Penalty Waived Amount 0.00 Prepayment Penalty Waived Count 0 Prepayment Penalty Paid Amount 94,~~352~~704.1071 Prepayment Penalty Paid Count 63 Special Servicing Fee 0.00

Additional Reporting - Deal Level Cash Reporting Net Monthly Excess Cashflow ~~501~~583,~~941~~456.2479 Prepayment Charges 94,~~352~~704.1071 Extraordinary Trust Fund Expenses 0.00 Relief Act Interest Shortfalls 0.00 Informational Reporting LIBOR 5.~~320000~~131250% Senior Enhancement % 7.~~634619~~857336% Delinquency % 15.~~049798~~089044% Significance % 0.~~006974~~006215% Structural Reporting Overcollateralization Amount 7,843,436.36 Overcollateralization Deficiency Amount 0.00 Overcollateralization Increase Amount 0.00 Overcollateralization Reduction Amount 0.00 Overcollateralization Target Amount 7,843,436.36 Trigger Event Reporting Stepdown Date NO Optional Termination Date NO Trigger Event Pass Delinquency Trigger Trigger Result ~~Pass~~Fail Threshold Value 3.~~683704~~791165% Calculated Value 15.~~049798~~089044% Cumulative Loss Trigger Trigger Result Pass Threshold Value 0.250000% Calculated Value 0.000000%

Delinquency Status DELINQUENT BANKRUPTCY FORECLOSURE REO Total No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 03 0 0 03 0726,076.00 0.00 0.00 0726,076.00 30 Days 1551 0 0 0 1551 314,~~786~~456,~~442~~856.7215 0.00 0.00 0.00 314,~~786~~456,~~442~~856.7215 60 Days 1931 0 01 0 1932 59,~~614~~517,~~602~~337.6554 0.00 0381,334.0048 0.00 59,~~614~~898,~~602~~672.6502 90 Days 16 0 015 0 121 ~~404~~2,~~000~~241,765.0073 0.00 05,487,518.0056 0.00 ~~404~~7,~~000~~729,284.0029 120 Days 0 02 06 01 09 0.00 0442,981.0023 02,398,245.0098 083,485.0003 02,924,712.0024 150 Days 0 0 09 01 010 0.00 0.00 01,898,607.0032 0112,281.0083 02,010,889.0015 180+ Days 0 01 06 010 017 0.00 0404,000.00 02,101,180.0083 03,286,410.0068 05,791,591.0051 Totals 3588 06 037 012 35143 926,~~805~~215,~~045~~959.3742 01,573,057.0023 012,266,887.0017 03,482,177.0054 943,~~805~~538,~~045~~081.3736 No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 0.~~000000~~146628% 0.000000% 0.000000% 0.~~000000~~146628% 0.~~000000~~130376% 0.000000% 0.000000% 0.~~000000~~130376% 30 Days 02.~~711575~~492669% 0.000000% 0.000000% 0.000000% 02.~~711575~~492669% 02.~~660695~~595916% 0.000000% 0.000000% 0.000000% 02.~~660695~~595916% 60 Days 01.~~901328~~515152% 0.000000% 0.~~000000~~048876% 0.000000% 01.~~901328~~564027% 01.~~979689~~708962% 0.000000% 0.~~000000~~068474% 0.000000% 01.~~979689~~777435% 90 Days 0.~~047438~~293255% 0.000000% 0.~~000000~~733138% 0.000000% 01.~~047438~~026393% 0.~~070494~~402538% 0.000000% 0.~~000000~~985355% 0.000000% 01.~~070494~~387893% 120 Days 0.000000% 0.~~000000~~097752% 0.~~000000~~293255% 0.~~000000~~048876% 0.~~000000~~439883% 0.000000% 0.~~000000~~079543% 0.~~000000~~430636% 0.~~000000~~014991% 0.~~000000~~525170% 150 Days 0.000000% 0.000000% 0.~~000000~~439883% 0.~~000000~~048876% 0.~~000000~~488759% 0.000000% 0.000000% 0.~~000000~~340920% 0.~~000000~~020162% 0.~~000000~~361081% 180+ Days 0.000000% 0.~~000000~~048876% 0.~~000000~~293255% 0.~~000000~~488759% 0.~~000000~~830890% 0.000000% 0.~~000000~~072543% 0.~~000000~~377294% 0.~~000000~~590118% 01.~~000000~~039956% Totals 14.~~660342~~301075% 0.~~000000~~293255% 01.~~000000~~808407% 0.~~000000~~586510% 16.~~660342~~989247% 14.~~710878~~707416% 0.~~000000~~282463% 02.~~000000~~202679% 0.~~000000~~625270% 17.~~710878~~817828%

Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance ~~154~~599,~~484~~141.9297

~~REO~~180+ ~~Detail~~Delinquency -Summary ~~All~~Summary ~~Mortgage~~Days Number of Outstanding Percentage of Delinquent Loans inActual ~~REO~~Balance(%) ~~during~~Balance($) ~~Current~~180 ~~Period~~- ~~Summary~~209 16 5,387,591.51 0.967 210 - No239 ~~REO~~1 ~~Information~~404,000.00 to0.073 Total 17 5,791,591.51 1.040 This report ~~this~~includes ~~period~~all loans greater than 180 days delinquent regardless of status (REO, Foreclosure, Bankruptcy).

REO Detail - All Mortgage Loans in REO during Current Period

Summary 12 Month REO ~~Loan~~History* ~~Detail~~New -REO ~~All~~Loans ~~Mortgage~~Month REO Percentage Loans in REO ~~during~~3 Nov-06 0.000% Original Principal Balance 1,153,570.00 Dec-06 0.000% Current ~~Period~~Actual ~~Month~~Balance ~~Loan~~1,153,005.03 ~~First~~Jan-07 ~~Original~~0.000% ~~Loan~~Feb-07 ~~Entered~~0.000% ~~Payment~~Current ~~LTV~~REO atTotal ~~Principal~~Mar-07 ~~Group~~0.000% ~~Number~~Loans in REO ~~Date~~12 ~~State~~Apr-07 ~~Origination~~0.000% Original Principal Balance No3,484,187.00 ~~REO~~May-07 ~~Loans~~0.000% ~~this~~Current ~~Period~~Actual Balance 3,482,177.54 Jun-07 0.000% Jul-07 0.039% Aug-07 0.293% Sep-07 0.417% Oct-07 0.625% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

REO Loan Detail - All Mortgage Loans in REO during Current Period ~~(continued)~~Month ~~Current~~Loan ~~Paid~~First ~~Current~~Original ~~Approximate~~ Loan ~~Actual~~Entered ToPayment ~~Months~~LTV ~~Loan~~at ~~Delinquent~~Principal Group Number ~~Balance~~REO Date ~~Delinquent~~State ~~Rate~~Origination ~~Interest~~Balance NoSummary ~~REO~~0221707545 ~~Loans~~Jul-2007 ~~this~~01-Oct-2006 ~~Period~~MI 80.00 98,400.00 Summary 0221708224 Oct-2007 01-Oct-2006 GA 80.00 481,520.00 Summary 0221708572 Sep-2007 01-Oct-2006 TX 80.00 112,792.00 Summary 0221708600 Aug-2007 01-Nov-2006 RI 80.00 248,000.00 Summary 0221739089 Aug-2007 01-Dec-2006 MI 77.14 108,000.00 Summary 0221739206 Oct-2007 01-Dec-2006 CA 80.00 588,000.00 Summary 0221874580 Oct-2007 01-Sep-2006 TX 79.96 84,050.00 Summary 0221875140 Jul-2007 01-Nov-2006 MI 70.00 126,000.00 Summary 0221875191 Sep-2007 01-Oct-2006 NH 80.00 408,000.00 Summary 0221875209 Sep-2007 01-Nov-2006 CO 75.00 164,625.00 Summary 0221933510 Aug-2007 01-Jan-2007 CA 80.00 367,200.00 Summary 0221933744 Aug-2007 01-Dec-2006 CA 80.00 697,600.00

~~Foreclosure~~REO Loan Detail - All Mortgage Loans in ~~Foreclosure~~REO during Current Period (continued) Current Paid Current Approximate Loan Actual To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest Summary 0221707545 98,083.71 01-Feb-2007 No6 ~~Foreclosure~~8.500% ~~Information~~5,380.84 toSummary ~~report~~0221708224 ~~this~~481,520.00 ~~period~~01-Feb-2007 6 7.250% 22,470.88 Summary 0221708572 112,281.83 01-Mar-2007 5 7.500% 4,736.93 Summary 0221708600 247,998.33 01-Feb-2007 6 8.125% 13,019.92 Summary 0221739089 107,751.94 01-Feb-2007 6 7.375% 5,103.14 Summary 0221739206 588,000.00 01-Feb-2007 6 6.750% 25,480.00 Summary 0221874580 83,485.03 01-Apr-2007 4 7.250% 2,915.90 Summary 0221875140 125,631.70 01-Feb-2007 6 7.625% 6,158.30 Summary 0221875191 408,000.00 01-Feb-2007 6 7.375% 19,380.00 Summary 0221875209 164,625.00 01-Feb-2007 6 7.875% 8,368.40 Summary 0221933510 367,200.00 01-Feb-2007 6 6.750% 15,912.00 Summary 0221933744 697,600.00 01-Feb-2007 6 6.875% 30,810.72

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

Summary 12 Month Foreclosure ~~Loan~~History* ~~Detail~~New -Foreclosure ~~All~~Loans ~~Mortgage~~Month Foreclosure Percentage Loans in Foreclosure ~~during~~16 Nov-06 0.000% Original Principal Balance 5,642,018.00 Dec-06 0.000% Current ~~Period~~Actual ~~Month~~Balance ~~Loan~~5,636,490.61 ~~First~~Jan-07 ~~Original~~0.000% ~~Loan~~Feb-07 ~~Entered~~0.000% ~~Payment~~Current ~~LTV~~Foreclosure atTotal Mar-07 0.000% Loans in Foreclosure 37 Apr-07 0.000% Original Principal ~~Group~~Balance ~~Number~~12,278,638.00 FCMay-07 ~~Date~~0.000% ~~State~~Current ~~Origination~~Actual Balance No12,266,887.17 ~~Foreclosure~~Jun-07 ~~Loans~~0.000% ~~this~~Jul-07 ~~Period~~1.109% Aug-07 1.054% Sep-07 1.519% Oct-07 2.203% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period ~~(continued)~~Month ~~Current~~Loan ~~Paid~~First ~~Current~~Original ~~Approximate~~ Loan ~~Actual~~Entered ToPayment ~~Months~~LTV ~~Loan~~at ~~Delinquent~~Principal Group Number ~~Balance~~FC Date ~~Delinquent~~State ~~Rate~~Origination ~~Interest~~Balance NoSummary ~~Foreclosure~~0221707604 ~~Loans~~Aug-2007 ~~this~~01-Nov-2006 ~~Period~~IL 80.00 159,280.00 Summary 0221707710 Oct-2007 01-Nov-2006 CA 80.00 224,000.00 Summary 0221707740 Sep-2007 01-Oct-2006 TX 80.00 172,000.00 Summary 0221707746 Oct-2007 01-Oct-2006 CO 80.00 239,898.00 Summary 0221707938 Oct-2007 01-Oct-2006 CA 80.00 432,000.00 Summary 0221708213 Jul-2007 01-Sep-2006 CA 80.00 322,170.00 Summary 0221708242 Aug-2007 01-Nov-2006 CA 80.00 248,000.00 Summary 0221708373 Sep-2007 01-Oct-2006 CA 80.00 367,200.00 Summary 0221708386 Oct-2007 01-Oct-2006 AZ 80.00 158,800.00 Summary 0221708419 Oct-2007 01-Nov-2006 CA 80.00 458,400.00 Summary 0221708465 Oct-2007 01-Nov-2006 FL 80.00 155,920.00 Summary 0221708501 Aug-2007 01-Nov-2006 FL 80.00 169,600.00 Summary 0221708637 Oct-2007 01-Nov-2006 IL 80.00 200,000.00 Summary 0221739175 Oct-2007 01-Dec-2006 CA 80.00 520,000.00 Summary 0221739180 Aug-2007 01-Dec-2006 CA 80.00 280,000.00 Summary 0221739254 Jul-2007 01-Nov-2006 IL 70.00 360,500.00 Summary 0221739282 Oct-2007 01-Oct-2006 CA 79.99 301,650.00 Summary 0221739334 Sep-2007 01-Oct-2006 CA 80.00 184,000.00 Summary 0221874620 Aug-2007 01-Dec-2006 NV 80.00 200,000.00 Summary 0221874640 Sep-2007 01-Dec-2006 NY 80.00 383,520.00 Summary 0221874674 Oct-2007 01-Nov-2006 MD 74.35 200,000.00 Summary 0221874840 Sep-2007 01-Nov-2006 CA 80.00 253,600.00 Summary 0221874843 Oct-2007 01-Nov-2006 NV 80.00 530,400.00 Summary 0221874862 Jul-2007 01-Dec-2006 NY 90.00 486,000.00 Summary 0221874936 Sep-2007 01-Dec-2006 CA 80.00 621,450.00 Summary 0221874966 Jul-2007 01-Dec-2006 FL 80.00 340,000.00 Summary 0221875057 Aug-2007 01-Dec-2006 CA 79.43 417,000.00 Summary 0221875124 Oct-2007 01-Oct-2006 FL 80.00 149,600.00 Summary 0221875139 Oct-2007 01-Nov-2006 FL 90.00 249,300.00 Summary 0221875198 Jul-2007 01-Oct-2006 FL 80.00 249,600.00 Summary 0221875200 Jul-2007 01-Oct-2006 FL 80.00 344,000.00 Summary 0221875201 Oct-2007 01-Oct-2006 FL 80.00 720,000.00 Summary 0221933442 Aug-2007 01-Jan-2007 FL 71.20 94,700.00 Summary 0221933519 Sep-2007 01-Dec-2006 CA 80.00 512,000.00 Summary 0221933536 Oct-2007 01-Dec-2006 CA 75.00 555,000.00 Summary 0221933543 Sep-2007 01-Dec-2006 CA 80.00 472,000.00 Summary 0221933657 Oct-2007 01-Dec-2006 CA 80.00 547,050.00

~~Summary~~Foreclosure 12Loan ~~Month~~Detail ~~Bankruptcy~~- History*All ~~New~~Mortgage ~~Bankruptcy~~ Loans ~~Month~~in ~~Bankruptcy~~Foreclosure ~~Percentage~~during ~~Loans~~Current inPeriod ~~Bankruptcy~~(continued) 0Current ~~Jul~~Paid Current Approximate Loan Actual To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest Summary 0221707604 158,696.18 01-06Mar-2007 05 7.~~000~~625% ~~Original~~6,811.71 ~~Principal~~Summary ~~Balance~~0221707710 0224,000.00 ~~Aug~~01-06May-2007 03 6.500% 5,833.30 Summary 0221707740 172,000.00 01-Apr-2007 4 9.125% ~~Current~~7,632.54 ~~Actual~~Summary ~~Balance~~0221707746 0239,898.00 ~~Sep~~01-06May-2007 03 6.750% 6,497.25 Summary 0221707938 432,000.00 01-May-2007 3 7.000% ~~Oct~~12,150.00 Summary 0221708213 322,169.98 01-06Feb-2007 06 7.375% 15,303.04 Summary 0221708242 248,000.00 01-Mar-2007 5 7.000% ~~Current~~9,765.00 ~~Bankruptcy~~Summary ~~Total~~0221708373 ~~Nov~~367,197.81 01-06Apr-2007 04 6.999% 12,391.08 Summary 0221708386 157,905.29 01-May-2007 3 7.875% 5,009.42 Summary 0221708419 458,400.00 01-May-2007 3 6.875% 12,653.75 Summary 0221708465 155,895.59 01-May-2007 3 7.375% 4,628.15 Summary 0221708501 168,978.39 01-Mar-2007 5 7.625% 7,253.08 Summary 0221708637 199,041.63 01-May-2007 3 8.000% ~~Loans~~6,418.23 inSummary ~~Bankruptcy~~0221739175 0519,087.21 ~~Dec~~01-06May-2007 03 6.875% 14,329.00 Summary 0221739180 280,000.00 01-Mar-2007 5 6.375% ~~Original~~10,004.19 ~~Principal~~Summary ~~Balance~~0221739254 0359,411.42 01-Feb-2007 6 8.125% 18,823.79 Summary 0221739282 301,650.00 ~~Jan~~01-07May-2007 03 6.625% 8,012.60 Summary 0221739334 182,988.33 01-Mar-2007 5 6.500% 6,652.50 Summary 0221874620 199,305.37 01-Mar-2007 5 6.750% 7,536.76 Summary 0221874640 381,334.48 01-Jun-2007 2 7.125% 8,727.90 Summary 0221874674 198,967.19 01-May-2007 3 7.625% 6,104.74 Summary 0221874840 253,598.17 01-Apr-2007 4 6.500% 7,924.98 Summary 0221874843 530,400.00 01-May-2007 3 6.375% 13,536.25 Summary 0221874862 486,000.00 01-Feb-2007 6 7.500% ~~Current~~23,490.00 ~~Actual~~Summary ~~Balance~~0221874936 0621,450.00 01-Apr-2007 4 6.875% 20,585.52 Summary 0221874966 339,999.43 01-Feb-072007 06 7.~~000~~500% 16,433.36 Summary 0221875057 416,967.00 01-Mar-072007 05 6.~~025~~875% ~~Apr~~16,114.00 Summary 0221875124 148,972.05 01-07Mar-2007 05 7.~~025~~875% 6,611.71 Summary 0221875139 248,247.22 01-May-072007 03 8.~~026~~625% ~~Jun~~8,651.91 Summary 0221875198 249,600.00 01-07Feb-2007 06 6.500% 10,400.00 Summary 0221875200 344,000.00 01-Feb-2007 6 7.000% *The15,480.00 ~~text~~Summary ~~reported~~0221875201 in719,976.43 ~~the~~01-May-2007 ~~above~~3 ~~table~~8.750% is25,499.04 ~~presented~~Summary ~~graphically~~0221933442 on94,700.00 ~~the~~01-Mar-2007 ~~monthly~~5 ~~bond~~6.990% ~~remittance~~3,723.30 ~~report~~Summary 0221933519 512,000.00 ~~The~~01-Apr-2007 ~~monthly~~4 ~~bond~~7.000% ~~remittance~~17,280.00 ~~report~~Summary ~~can~~0221933536 be555,000.00 ~~viewed~~01-May-2007 ~~online~~3 at6.750% ~~www~~15,031.~~ctslink~~25 Summary 0221933543 472,000.~~com~~00 01-Apr-2007 4 6.990% 15,906.42 Summary 0221933657 547,050.00 01-May-2007 3 6.625% 14,531.00

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period

Summary 12 Month Bankruptcy ~~Detail~~History* -New ~~All~~Bankruptcy ~~Mortgage~~Loans Month Bankruptcy Percentage Loans in Bankruptcy ~~during~~2 Nov-06 0.000% Original Principal Balance 711,600.00 Dec-06 0.000% Current ~~Period~~Actual ~~Group~~Balance ~~Loan~~711,596.41 ~~Month~~Jan-07 ~~Loan~~0.000% ~~First~~Feb-07 ~~State~~0.000% ~~LTV~~Current atBankruptcy ~~Original~~Total ~~Number~~Mar-07 ~~Entered~~0.025% ~~Payment~~Loans ~~Origination~~in Bankruptcy 6 Apr-07 0.025% Original Principal ~~Bankruptcy~~Balance ~~Date~~1,573,676.00 May-07 0.026% Current Actual Balance No1,573,057.23 ~~Bankruptcy~~Jun-07 ~~Loans~~0.000% ~~this~~Jul-07 ~~Period~~0.000% Aug-07 0.024% Sep-07 0.154% Oct-07 0.282% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period ~~(continued)~~ Group Loan ~~Current~~Month ~~Paid~~Loan ToFirst ~~Months~~State ~~Current~~LTV ~~Approximate~~at Original Number ~~Actual~~Entered ~~Date~~Payment ~~Delinquent~~Origination ~~Loan~~Principal ~~Rate~~Bankruptcy ~~Delinquent~~Date Balance ~~Interest~~Summary No0221707751 ~~Bankruptcy~~Aug-2007 ~~Loans~~01-Nov-2006 ~~this~~GA ~~Period~~91.89 136,000.00 Summary 0221707887 Oct-2007 01-Nov-2006 CA 80.00 404,000.00 Summary 0221708069 Sep-2007 01-Nov-2006 CA 80.00 352,000.00 Summary 0221739097 Sep-2007 01-Dec-2006 GA 80.00 250,876.00 Summary 0221739108 Sep-2007 01-Dec-2006 GA 80.00 123,200.00 Summary 0221933691 Oct-2007 01-Nov-2006 CA 79.99 307,600.00

Prepayment Detail - Prepayments during Current Period Summary Loans Paid In Full Repurchased Loans Original Current Original Current Principal Scheduled Principal Scheduled Group Count Balance Balance Count Balance Balance Total 2210 52,~~931~~091,~~492~~617.00 52,~~921~~080,~~631~~343.1250 0 0.00 0.00

Prepayment Detail - Prepayments during Current Period (continued) Summary Substitution Loans Liquidated Loans Curtailments Original Current Original Current Principal Scheduled Principal Scheduled Curtailment Group Count Balance Balance Count Balance Balance Amount Total 0 0.00 0.00 0 0.00 0.00 ~~371~~14,~~541~~034.5115

Prepayment Loan Detail - Prepayments during Current Period First Original Loan LTV at Payment Principal Prepayment Group Number State Origination Date Balance Amount Summary ~~0221707701~~0221708005 TXUT ~~71.40 01-Oct-2006 260,550.00 260,550.00 Summary 0221707805 SC~~ 80.00 01-~~Nov-2006 156,000.00 155,954.56 Summary 0221707813 NJ 80.00 01-Nov-2006 235,200.00 234,468.32 Summary 0221707931 MD 80.00 01-Oct-2006 445,763.00 442,271.63 Summary 0221708013 NH 80.00 01-~~Sep-2006 ~~143~~328,~~920~~192.00 ~~142~~328,~~764~~192.~~74 Summary 0221708077 WA 80.~~00 ~~01-Oct-2006 222,000.00 221,858.12~~ Summary ~~0221708153~~0221708021 CO 80.00 01-Sep-2006 ~~232~~267,~~253~~752.00 ~~230~~267,~~436~~752.00 Summary ~~0221708186~~0221708164 MDWA 80.00 01-Sep-2006 ~~256~~209,~~000~~560.00 ~~256~~206,~~000~~925.0078 Summary ~~0221708198~~0221708165 FLUT 80.00 01-~~Nov~~Sep-2006 ~~232~~141,~~000~~032.00 ~~232~~141,~~000~~032.00 Summary ~~0221708272~~0221708341 FLCO 80.00 01-Oct-2006 ~~361~~347,~~600~~634.00 ~~361~~343,~~600~~312.0029 Summary ~~0221708336~~0221708362 CTSC 9480.~~95 01-Oct-2006 188,000.~~00 ~~186,781.83 Summary 0221708412 CA 65.00~~ 01-Oct-2006 ~~291~~127,~~850.00 291,850.00 Summary 0221708530 FL~~ 100.00 ~~01-Nov-2006 213~~127,~~400~~051.0019 ~~212,256.43~~ Summary ~~0221708564~~0221708487 ~~CA 80.00 01-Sep-2006 371,896.00 371,896.00 Summary 0221708610~~ NC 8065.00 01-Sep-2006 ~~132~~97,~~360~~347.00 ~~132~~96,~~360~~106.0024 Summary ~~0221739245~~0221739002 NVCT 8061.0062 01-~~Nov-2006 260,000.00 260,000.00 Summary 0221874722 RI 80.00 01-Oct-2006 216,000.00 216,000.00 Summary 0221874849 CA 79.99 01-Nov-2006 374,750.00 374,750.00 Summary 0221874947 CA 80.00 01-~~Dec-2006 ~~600~~175,000.00 ~~600~~173,~~000~~452.0011 Summary ~~0221875034~~0221739149 WA 80.00 01-Dec-2006 ~~336~~168,000.00 ~~336~~168,000.00 Summary ~~0221875160~~0221739249 WAOR 9077.0097 01-Nov-2006 ~~202~~230,~~450~~000.00 ~~201~~227,~~221~~548.~~39 Summary 0221875216 IL 70.00 01-Nov-2006 199,500.00 199,500.00~~74

Prepayment Loan Detail - Prepayments during Current Period (continued) Current Loan PIF Months Loan Original Group Number Type Delinquent Rate Term Seasoning Summary ~~0221707701~~0221708005 Loan Paid in Full 0 7.625% 360 813 Summary ~~0221707805~~0221708021 Loan Paid in Full ~~(1) 6.990% 360 7 Summary 0221707813 Loan Paid in Full~~ 0 7.~~000~~375% 360 713 Summary ~~0221707931~~0221708164 Loan Paid in Full ~~0 6.875% 360 8 Summary 0221708013 Loan Paid in Full~~ (1) 87.~~375~~125% 360 913 Summary ~~0221708077~~0221708165 Loan Paid in Full 0 ~~6.750% 360 8 Summary 0221708153 Loan Paid in Full (1)~~ 7.375% 360 913 Summary ~~0221708186~~0221708341 Loan Paid in Full ~~1 7.625% 360 9 Summary 0221708198 Loan Paid in Full~~ 0 76.375% 360 712 Summary ~~0221708272~~0221708362 Loan Paid in Full (1) ~~8.625% 360 8 Summary 0221708336 Loan Paid in Full 0~~ 7.~~875~~250% 360 812 Summary ~~0221708412~~0221708487 Loan Paid in Full 0 76.~~500~~750% 360 813 Summary ~~0221708530~~0221739002 Loan Paid in Full 0 ~~8.125% 360~~ 7 ~~Summary 0221708564 Loan Paid in Full 0 7~~.~~000% 360 9 Summary 0221708610 Loan Paid in Full 0 7.500% 360 9 Summary 0221739245 Loan Paid in Full 0 7.~~250% 360 710 Summary ~~0221874722~~0221739149 Loan Paid in Full 0 7.~~375~~000% 360 810 Summary ~~0221874849~~0221739249 Loan Paid in Full ~~1 7.375% 360 7 Summary 0221874947 Loan Paid in Full~~ 0 ~~7.250% 360~~ 6 ~~Summary 0221875034 Loan Paid in Full 0 7~~.~~125% 360 6 Summary 0221875160 Loan Paid in Full 0 7.500% 360 7 Summary 0221875216 Loan Paid in Full (1) 8.~~750% 360 711

Prepayment Penalty Detail - Prepayment Penalty Paid during Current Period Prepayment Prepayment Summary Loan Prior Penalty Penalty Count Balance Amount Waived Total 63 ~~831~~395,~~195~~924.2653 94,~~352~~704.1071 0.00

Prepayment Penalty Loan Detail - Prepayment Penalty Paid during Current Period Paid In Prepayment Prepayment Loan Full Prior Penalty Penalty Group Number Date Balance Amount Waived Summary ~~0221708012 Active 80,964.75 3.24 0.00 Summary 0221708132 Active 73,171.19 0.02 0.00 Summary~~ 0221708187 Active ~~119~~118,~~270~~931.5464 0.0155 0.00 Summary 0221708304 Active ~~109~~108,~~061~~992.7789 0.1816 0.00 Summary ~~0221708336~~0221739149 0509/2520/2007 ~~186~~168,~~918~~000.3100 94,~~345~~704.~~92 0.~~00 ~~Summary 0221933668 Active 261,808.70 2.73~~ 0.00

Prepayment Rates

Summary SMM CPR PSA Current Month 10.~~086~~375% Current Month 124.~~284~~404% Current Month ~~860~~197.~~746~~955% 3 Month Average 10.~~053~~533% 3 Month Average 116.~~917~~193% 3 Month Average ~~976~~314.~~269~~646% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs. 12mo Average* PSA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Jul~~Nov-2006 N/A N/A ~~Jul~~Nov-2006 N/A N/A ~~Aug~~Dec-2006 N/A N/A ~~Aug~~Dec-2006 N/A N/A ~~Sep~~Jan-~~2006~~2007 N/A N/A ~~Sep~~Jan-~~2006~~2007 N/A N/A ~~Oct~~Feb-~~2006~~2007 N/A N/A ~~Oct~~Feb-~~2006~~2007 N/A N/A ~~Nov~~Mar-~~2006~~2007 ~~N/A~~20.035% N/A ~~Nov~~Mar-~~2006~~2007 ~~N/A~~2,414.547% N/A ~~Dec~~Apr-~~2006~~2007 ~~N/A~~9.946% N/A ~~Dec~~Apr-~~2006~~2007 ~~N/A~~966.915% N/A ~~Jan~~May-2007 ~~N/A~~13.522% N/A ~~Jan~~May-2007 ~~N/A~~1,101.147% N/A ~~Feb~~Jun-2007 ~~N/A~~12.284% N/A ~~Feb~~Jun-2007 ~~N/A~~860.746% N/A ~~Mar~~Jul-2007 2012.~~035~~795% N/A ~~Mar~~Jul-2007 ~~2,414~~786.~~547~~745% N/A ~~Apr~~Aug-2007 98.~~946~~564% N/A ~~Apr~~Aug-2007 ~~966~~469.~~915~~019% N/A ~~May~~Sep-2007 135.~~522~~610% N/A ~~May~~Sep-2007 ~~1,101~~276.~~147~~966% N/A ~~Jun~~Oct-2007 124.~~284~~404% N/A ~~Jun~~Oct-2007 ~~860~~197.~~746~~955% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))

Repurchases ~~Current~~Due to Breaches Beginning Loan Scheduled Payoff Current Current Number Balance Balance Rate Payment No Repurchases Due to Breaches this Period

~~Breaches~~Repurchases ~~Current~~Due to Other Beginning Loan Scheduled Payoff Current Current Number Balance Balance Rate Payment No ~~Breaches~~Repurchases Due to Other this Period

Interest Rate Stratification Summary Current Number of Outstanding Percentage of Interest Rate Loans Scheduled Balance(%) Range(%) Balance($) < 5.750 0 0.00 0.000 5.750 5.999 6 1,~~843~~831,~~289~~606.6982 0.~~322~~329 6.000 6.249 1917 43,~~474~~895,~~057~~858.4560 0.~~781~~700 6.250 6.499 ~~106~~105 2928,~~454~~963,~~034~~515.2324 5.~~141~~203 6.500 6.749 ~~290~~287 9089,~~838~~897,~~957~~597.9846 1516.~~855~~148 6.750 6.999 ~~641~~626 ~~191~~187,~~372~~368,~~476~~810.4805 33.~~401~~656 7.000 7.249 ~~306~~290 7975,~~317~~125,~~687~~266.65 13.~~844~~495 7.250 7.499 ~~298~~287 7976,~~142~~619,~~681~~525.4509 13.~~813~~763 7.500 7.749 ~~161~~155 3836,~~543~~896,~~950~~401.7359 6.~~727~~628 7.750 7.999 ~~120~~119 2524,~~025~~486,~~147~~074.6413 4.~~368~~398 8.000 8.249 4544 10,~~838~~574,~~700~~711.3891 1.~~892~~900 8.250 8.499 6055 1312,~~031~~071,~~652~~607.1321 2.~~274~~168 8.500 8.749 2524 3,~~948~~865,~~239~~193.2080 0.~~689~~694 8.750 8.999 17 3,~~003~~000,~~792~~820.3740 0.~~524~~539 9.000 9.249 3 374,~~784~~306.9238 0.~~065~~067 9.250 9.499 5 ~~504~~503,~~565~~503.4905 0.~~088~~090 9.500 9.749 4 1,~~065~~064,~~074~~223.3517 0.~~186~~191 9.750 9.999 0 0.00 0.000 10.000 10.249 0 0.00 0.000 10.250 10.499 1 63,~~721~~602.0971 0.011 10.500 10.749 0 0.00 0.000 10.750 10.999 0 0.00 0.000 11.000 11.249 0 0.00 0.000 11.250 11.499 0 0.00 0.000 >= 11.500 1 ~~107~~106,~~002~~853.1744 0.019 Total 2,~~108~~046 ~~572~~556,~~949~~709,~~815~~477.4070 100.000

Filing Compare · Citigroup Mortgage Loan Trust 2007-OPX1