8-K 1 fh0201_8k0301.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2003 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Texas 333-74467 13-4150878 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving TX, , TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-1 On January 25, 2003, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-1, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of January 1, 2002, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-1 relating to the distribution date of January 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of January 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 25, 2003 FH By: /s/ Karon Greene ------------------------------ Name: Karon Greene Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 25, 2003 Payment Date: 01/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior IA1 50,000,000.00 6.250000% 0.00 260,416.67 260,416.67 0.00 0.00 IA2 ~~234~~207,~~949~~669,~~856~~098.3670 6.250000% 2729,~~280~~609,~~757~~787.6622 1,~~223~~081,~~697~~609.1789 2830,~~504~~691,~~454~~397.8211 0.00 0.00 IA3 44,590,000.00 6.250000% 0.00 232,239.58 232,239.58 0.00 0.00 IA4 34,237,000.00 6.250000% 0.00 178,317.71 178,317.71 0.00 0.00 Residual IAR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 IIA1 7065,~~589~~791,~~916~~879.2198 6.000000% 4,~~798~~709,~~036~~692.2376 ~~352~~328,~~949~~959.5840 5,~~150~~038,~~985~~652.8116 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 7,~~914~~905,~~493~~736.3488 6.~~227783~~227837% 8,~~756~~742.4616 41,~~074~~029.7970 49,~~831~~771.2586 0.00 0.00 B2 3,~~214~~210,~~459~~902.3188 6.~~227783~~227837% 3,~~556~~550.4261 16,~~682~~664.4615 20,~~238~~214.8976 0.00 0.00 B3 2,~~175~~173,~~941~~534.6826 6.~~227783~~227837% 2,~~407~~403.4249 11,~~292~~280.7435 13,~~700~~683.1784 0.00 0.00 B4 1,~~087~~086,~~970~~767.8413 6.~~227783~~227837% 1,~~203~~201.7175 5,~~646~~640.3717 6,~~850~~841.0892 0.00 0.00 B5 1,~~087~~086,~~970~~767.8413 6.~~227783~~227837% 1,~~203~~201.7175 5,~~646~~640.3717 6,~~850~~841.0892 0.00 0.00 B6 ~~841~~840,~~487~~556.1211 6.~~227783~~227837% ~~931~~929.0148 4,~~367~~362.1737 5,~~298~~291.1786 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~450~~418,~~689~~592,~~095~~243.7109 - 3234,~~096~~337,~~852~~509.6222 2,~~332~~166,~~330~~160.6117 3436,~~429~~503,~~183~~669.2338 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior IA1 50,000,000.00 0.00 IA2 ~~207~~178,~~669~~059,~~098~~311.7048 0.00 IA3 44,590,000.00 0.00 IA4 34,237,000.00 0.00 Residual IAR 0.00 0.00 IIA1 6561,~~791~~082,~~879~~187.9822 0.00 -------------------------------------------------------------------------------- Subordinate B1 7,~~905~~896,~~736~~994.8873 0.00 B2 3,~~210~~207,~~902~~352.8827 0.00 B3 2,~~173~~171,~~534~~130.2677 0.00 B4 1,~~086~~085,~~767~~565.1338 0.00 B5 1,~~086~~085,~~767~~565.1338 0.00 B6 ~~840~~839,~~556~~626.1163 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~418~~384,~~592~~254,~~243~~733.0987 - --------------------------------------------------------------------------------

Payment Date: 01/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior IA1 50,000,000.00 6.250000% 32051DKA9 0.000000 5.208333 1,000.000000 IA2 ~~234~~207,~~949~~669,~~856~~098.3670 6.250000% 32051DKB7 7683.~~582940~~121025 3.~~435180~~036311 ~~582~~499.~~971714~~850688 IA3 44,590,000.00 6.250000% 32051DKC5 0.000000 5.208333 1,000.000000 IA4 34,237,000.00 6.250000% 32051DKD3 0.000000 5.208333 1,000.000000 Residual IAR 0.00 6.250000% 32051DKE1 0.000000 0.~~001987~~000000 0.000000 IIA1 7065,~~589~~791,~~916~~879.2198 6.000000% 32051DKJ0 4847.~~688784~~792306 3.~~581608~~338164 ~~667~~619.~~632858~~840552 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 7,~~914~~905,~~493~~736.3488 6.~~227783~~227837% 32051DKK7 1.~~094284~~092496 5.~~133065~~127431 ~~987~~986.~~970118~~877622 B2 3,~~214~~210,~~459~~902.3188 6.~~227783~~227837% 32051DKL5 1.~~094284~~092496 5.~~133065~~127431 ~~987~~986.~~970118~~877622 B3 2,~~175~~173,~~941~~534.6826 6.~~227783~~227837% 32051DKM3 1.~~094284~~092496 5.~~133065~~127431 ~~987~~986.~~970118~~877622 B4 1,~~087~~086,~~970~~767.8413 6.~~227783~~227837% 32051DKF8 1.~~094284~~092496 5.~~133065~~127431 ~~987~~986.~~970118~~877622 B5 1,~~087~~086,~~970~~767.8413 6.~~227783~~227837% 32051DKG6 1.~~094284~~092496 5.~~133065~~127431 ~~987~~986.~~970118~~877622 B6 ~~841~~840,~~487~~556.1211 6.~~227783~~227837% 32051DKH4 1.~~094284~~092495 5.~~133066~~127431 ~~987~~986.~~970160~~877665 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~450~~418,~~689~~592,~~095~~243.7109 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 321,732,303.57 62,522,430.26 384,254,733.83 Loan count 740 153 893 Avg loan rate 6.786386% 6.434395% 6.73 Prepay amount 29,318,314.07 4,474,888.67 33,793,202.74 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 41,372.10 10,003.26 51,375.36 Sub servicer fees 85,402.20 10,997.26 96,399.46 Trustee fees 1,156.10 220.54 1,376.63 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 134,844.00 0.00 134,844.00 Fraud 3,513,549.62 672,372.82 4,185,922.43 Special Hazard 5,567,054.51 0.00 5,567,054.51 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 96.109116% 100.000000% 402,287,978.69 ----------------------------------------------------------------------------- Junior 3.890884% 0.000000% 16,286,235.16 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 7 3,343,527.09 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 7 3,343,527.09 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 327,753.80 Current Total Outstanding Number of Loans: 1 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 36,503,669.38 36,503,669.38 Principal remittance amount 34,337,509.22 34,337,509.22 Interest remittance amount 2,166,160.17 2,166,160.17

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