8-K 1 fh0303_8k0307.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2003 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX, , N/A 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2003-3 On July 25, 2003, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2003-3, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of March 1, 2003, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2003-3 relating to the distribution date of July 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2003. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: July 25, 2003 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated July 25, 2003 Payment Date: 07/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 44,~~966~~949,~~374~~446.2409 3.900000% 1617,~~928~~006.1523 146,~~128~~077.4274 163,~~056~~083.5797 0.00 127.3096 1A2 58,~~493~~471,~~258~~238.8636 4.200000% 22,~~020~~122.5108 204,~~709~~638.18 226,~~729~~760.6926 0.00 1711.2316 1A3 19,~~967~~950,~~121~~569.4851 4.500000% 16,~~551~~628.9731 74,~~870~~810.4156 91,~~422~~438.3787 0.00 64.3008 1A4 24,000,000.00 3.900000% 0.00 77,~~993~~995.4475 77,~~993~~995.4475 0.00 64.5625 1A5 71,~~349~~676,~~529~~520.2440 7.~~286553~~266427% 0.00 ~~106~~105,~~215~~503.8371 ~~106~~105,~~215~~503.8371 0.00 3623.4566 1A6 0.00 0.000000% 0.00 123,~~918~~861.3782 123,~~918~~861.3782 0.00 106.4375 1A7 14,~~937~~899,~~393~~604.2987 4.600000% 373,~~788~~603,076.4240 57,~~255~~112.1904 953,~~043~~660,188.6144 0.00 43.8211 1A8 37,~~559~~009,~~278~~580.0063 4.000000% ~~549~~11,~~697~~309,173.3701 ~~125~~123,~~187~~358.0654 ~~674~~11,~~884~~432,531.4356 0.00 106.5373 1A9 24,~~408~~050,~~160~~936.9121 5.500000% ~~357~~7,~~224~~349,345.7060 ~~111~~110,~~861~~227.3245 ~~469~~7,~~086~~459,573.0205 0.00 96.4101 A10 52,~~399~~600.4125 4.600000% 0.00 0.00 0.00 0.00 0.0201 A11 ~~3,188,765~~0.2000 5.500000% ~~3,203,379~~0.1400 0.00 ~~3,203,379~~0.1400 0.00 10.2300 A12 51,~~045~~331,~~935~~598.5918 5.500000% 31,~~737~~337,~~462~~701.6701 0.00 31,~~737~~337,~~462~~701.6701 0.00 10.9533 Residual ARU 0.00 5.500000% 0.00 0.0001 0.0001 0.00 0.00 ARL 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 2A1 7672,~~452~~394,~~322~~893.6276 5.000000% 45,~~057~~414,~~428~~376.86 ~~318~~301,~~551~~645.3439 45,~~375~~716,~~980~~022.2125 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 4,~~354~~347,~~189~~656.9620 5.~~397140~~397345% 6,~~533~~304.7628 19,~~582~~553.1597 2625,~~115~~858.9126 0.00 10.3386 B2 1,~~583~~580,~~341~~965.8089 5.~~397140~~397345% 2,~~375~~292.9147 7,~~120~~110.7853 9,~~496~~403.6900 0.00 0.4831 B3 1,~~187~~185,~~506~~724.3542 5.~~397140~~397345% 1,~~781~~719.9335 5,~~340~~332.5990 7,~~122~~052.5225 0.00 0.3624 B4 ~~594~~593,~~251~~359.7199 5.~~397140~~397345% ~~891~~860.7240 2,~~672~~668.5369 3,~~564~~529.2509 0.00 0.1812 B5 395,~~835~~241.4547 5.~~397140~~397345% ~~593~~573.9812 1,~~780~~777.2063 2,~~374~~350.1775 0.00 0.1208 B6 ~~594~~593,~~327~~435.2340 5.~~397140~~397345% ~~891~~860.8351 2,~~672~~669.8703 3,~~564~~529.7053 0.00 0.1812 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- ~~----------------------------------------------------------------------------------------------------------------------------------~~ Totals - - 1,~~554~~534,~~829~~822,~~646~~486.7789 - 1229,~~011~~082,~~550~~039.9163 1,~~385~~364,~~859~~343.6893 1330,~~397~~446,~~410~~383.5957 - ~~119~~75.8979 ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 44,~~949~~932,~~446~~439.0986 127.3096 1A2 58,~~471~~449,~~238~~116.3627 1711.2316 1A3 19,~~950~~933,~~569~~941.5120 64.3008 1A4 24,000,000.00 64.5625 1A5 7172,~~676~~005,~~520~~019.4087 3623.4566 1A6 0.00 106.4375 1A7 1411,~~899~~296,~~604~~528.8747 43.8211 1A8 3725,~~009~~700,~~580~~407.6362 106.5373 1A9 2416,~~050~~701,~~936~~590.2160 96.4101 A10 52,~~600~~801.2588 0.0201 A11 0.00 10.2300 A12 ~~1,331,598~~0.1800 10.9533 Residual ARU 0.00 0.00 ARL 0.00 0.00 2A1 7266,~~394~~980,~~893~~516.7690 0.00 ~~B1 4,347,656.20 1.33 B2 1,580,965.89 0.48 B3 1,185,724.42 0.36 B4 593,359.99 0.18 B5 395,241.47 0.12 B6 593,435.40 0.18~~ -------------------------------------------------------------------------------- Subordinate B1 4,341,351.91 0.86 B2 1,578,673.42 0.31 B3 1,184,005.07 0.24 B4 592,499.60 0.12 B5 394,668.36 0.08 B6 592,574.89 0.12 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 1,~~534~~284,~~822~~550,~~486~~877.8925 ~~119~~75.8979 --------------------------------------------------------------------------------

Payment Date: 07/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 44,~~966~~949,~~374~~446.2409 3.900000% 32051DVP4 0.~~376181~~377916 3.~~247298~~246172 998.~~876580~~498664 1A2 58,~~493~~471,~~258~~238.8636 4.200000% 32051DVQ2 0.~~376181~~377916 3.~~497090~~495877 998.~~876580~~498664 1A3 19,~~967~~950,~~121~~569.4851 4.500000% 32051DVR0 0.~~827598~~831416 3.~~743520~~740528 ~~997~~996.~~528476~~697060 1A4 24,000,000.00 3.900000% 32051DVS8 0.000000 3.~~249727~~249823 1,000.000000 1A5 71,~~349~~676,~~529~~520.2440 7.~~286553~~266427% 32051DVT6 0.000000 1.~~502346~~492273 1,~~013~~018.~~812170~~458555 1A6 0.00 0.000000% 32051DVU3 0.000000 0.000000 0.000000 1A7 14,~~937~~899,~~393~~604.2987 4.600000% 32051DVV1 2240.~~519228~~205093 3.~~817013~~807469 ~~993~~753.~~306991~~101898 1A8 37,~~559~~009,~~278~~580.0063 4.000000% 32051DVW9 14293.~~288988~~973824 3.~~254148~~206617 ~~962~~668.~~037448~~063624 1A9 24,~~408~~050,~~160~~936.9121 5.500000% 32051DVX7 14293.~~288988~~973824 4.~~474453~~409098 ~~962~~668.~~037448~~063624 A10 52,~~399~~600.4125 4.600000% 32051DVY5 0.000000 0.000000 1,~~011~~015.~~543348~~420720 A11 ~~3,188,765~~0.2000 5.500000% 32051DVZ2 ~~506~~0.~~783601~~000000 0.000000 0.000000 A12 51,~~045~~331,~~935~~598.5918 5.500000% 32051DWA6 ~~747~~267.~~492534~~540201 0.000000 ~~266~~0.~~319636~~000000 Residual ARU 0.00 5.500000% 32051DWB4 0.000000 0.~~033288~~256100 0.000000 ARL 0.00 5.500000% 32051DWC2 0.000000 0.000000 0.000000 2A1 7672,~~452~~394,~~322~~893.6276 5.000000% 32051DWD0 5067.~~593275~~513459 3.~~972110~~761305 902.713241 B1 4,354,189.96 5.397140% 32051DWE8 1.496167 4.484118 995.570460 B2 1,583,341.80 5.397140% 32051DWF5 1.496167 4.484118 995.570460 B3 1,187,506.35 5.397140% 32051DWG3 1.496167 4.484118 995.570460 B4 594,251.71 5.397140% 32051DWH1 1.496167 4.484118 995.570460 B5 395,835.45199782 ~~5.397140% 32051DWJ7 1.496167 4.484118 995.570460 B6 594,327.23 5.397140% 32051DWK4 1.496167 4.484118 995.570460~~ ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 4,347,656.20 5.397345% 32051DWE8 1.443619 4.477667 994.126841 B2 1,580,965.89 5.397345% 32051DWF5 1.443619 4.477667 994.126841 B3 1,185,724.42 5.397345% 32051DWG3 1.443619 4.477667 994.126841 B4 593,359.99 5.397345% 32051DWH1 1.443619 4.477667 994.126841 B5 395,241.47 5.397345% 32051DWJ7 1.443619 4.477667 994.126841 B6 593,435.40 5.397345% 32051DWK4 1.443619 4.477667 994.126841 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 1,~~554~~534,~~829~~822,~~646~~486.7789 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 279,976,269.85 68,759,866.07 348,736,135.92 Loan count 585 144 729 Avg loan rate 6.102805% 5.592251% 6.00 Prepay amount 23,041,113.84 5,166,975.63 28,208,089.47 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 47,296.62 14,644.83 61,941.45 Sub servicer fees 89,398.89 21,156.90 110,555.80 Trustee fees 1,516.52 370.90 1,887.42 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 99.434212% 100.000000% 1,526,126,103.52 ----------------------------------------------------------------------------- Junior 0.565788% 0.000000% 8,683,773.25 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 5 2,421,762.93 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 5 2,421,762.93 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 30,446,383.57 30,446,383.57 Principal remittance amount 29,082,039.63 29,082,039.63 Interest remittance amount 1,364,343.93 1,364,343.93

Filing Compare · FIRST HORIZON ASSET SEC MORT PASS-THROUGH CERT SER 2003-3