8-K 1 fh0202_8k0308.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2003 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Texas 333-74467-12 13-4150878 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-2 On August 25, 2003, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-2, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of March 1, 2002, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-2 relating to the distribution date of August 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: August 25, 2003 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated August 25, 2003 Payment Date: 08/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior IA1 1311,~~608~~658,~~683~~201.4038 6.000000% 12,~~950~~629,~~482~~422.0251 6857,~~043~~596.4240 2,~~018~~687,~~525~~018.4491 0.00 0694.0061 IA2 2118,~~657~~553,~~912~~764.3222 6.000000% 34,~~104~~184,~~148~~666.1054 ~~108~~91,~~289~~663.5637 34,~~212~~276,~~437~~329.6691 0.00 01,105.0045 IA3 ~~289~~247,~~374~~899.0615 6.000000% 4155,~~474~~911.9185 1,~~446~~224.8773 4257,~~921~~136.7858 0.00 014.0077 IIA1 2513,~~308~~054,~~289~~532.5560 6.500000% 1210,~~253~~742,~~756~~721.9575 ~~134~~70,~~810~~293.9457 1210,~~388~~813,~~567~~015.8932 0.00 ~~2,275~~418.6348 IIA2 12,671,000.00 6.500000% 0.00 6768,~~495~~228.2540 6768,~~495~~228.2540 0.00 ~~1,139~~406.3319 IIA3 24,405,000.00 6.500000% 0.00 ~~129~~131,~~999~~411.3441 ~~129~~131,~~999~~411.3441 0.00 ~~2,194~~782.4134 IIA4 21,~~344~~434,~~026~~230.4705 1.~~435000~~500000% ~~909~~797,~~796~~607.4261 21,~~756~~782.5318 ~~912~~799,~~552~~389.9679 0.00 4610.5361 IIA5 21,~~344~~434,~~026~~230.4705 7.~~065000~~000000% 0.00 138,~~571~~316.3783 138,~~571~~316.3783 0.00 ~~229~~49.0951 IIA6 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA7 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA8 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA9 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA10 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA11 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA12 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA13 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA14 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA15 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 IIA16 1811,~~752~~473,~~211~~840.8040 6.250000% 76,~~278~~380,~~371~~860.3991 9659,~~046~~405.4992 76,~~374~~440,~~417~~266.8883 0.00 ~~1,621~~353.2866 IIA17 19,590,000.00 6.500000% 0.00 ~~104~~105,~~351~~484.0451 ~~104~~105,~~351~~484.0451 0.00 ~~1,761~~627.4699 IIA18 1,000,000.00 6.500000% 0.00 5,~~326~~384.7561 5,~~326~~384.7561 0.00 8932.9206 IIAPO ~~651~~526,~~425~~250.5811 0.000000% ~~125~~109,~~175~~093.4744 0.00 ~~125~~109,~~175~~093.4744 0.00 0.00 Residual IIARU 0.00 6.500000% 0.00 0.01 0.01 0.00 0.00 IIARL 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 6,~~679~~670,~~640~~328.8407 6.~~387714~~387937% 98,~~312~~976.7845 35,~~090~~253.6306 44,~~403~~229.4150 0.00 ~~465~~254.7398 B2 2,~~939~~935,~~355~~257.2923 6.~~387714~~387937% 43,~~098~~950.06 15,~~441~~513.5200 19,~~539~~463.5806 0.00 ~~204~~112.9420 B3 1,~~870~~867,~~142~~535.7742 6.~~387714~~387937% 2,~~607~~513.3619 9,~~824~~870.5503 12,~~431~~383.9122 0.00 ~~130~~71.39 B4 ~~801~~800,~~909~~791.3936 6.~~387714~~387937% 1,~~118~~077.0265 4,~~212~~232.7323 5,~~330~~309.7587 0.00 5530.9161 B5 1,~~068~~066,~~233~~744.3905 6.~~387714~~387937% 1,~~489~~435.3355 5,~~611~~637.8380 7,~~101~~073.1635 0.00 7440.4878 B6 ~~802~~801,~~367~~249.7509 6.~~387714~~387937% 1,~~118~~078.6626 4,~~215~~234.1465 5,~~333~~312.8091 0.00 5530.9463 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~154~~128,~~439~~756,~~572~~623.6315 - 2524,~~682~~919,~~949~~315.4877 ~~806~~675,~~533~~532.9768 2625,~~489~~594,~~483~~848.45 - 105,~~345~~036.0525 ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior IA1 119,~~658~~028,~~201~~778.3887 0694.0061 IA2 1814,~~553~~369,~~764~~097.2268 01,105.0045 IA3 ~~247~~191,~~899~~987.1530 014.0077 IIA1 132,~~054~~311,~~532~~810.6085 ~~2,275~~418.6348 IIA2 12,671,000.00 ~~1,139~~406.3319 IIA3 24,405,000.00 ~~2,194~~782.4134 IIA4 1636,~~434,230~~622.0544 4610.5361 IIA5 1636,~~434,230~~622.0544 ~~229~~49.0951 IIA6 0.00 0.00 IIA7 0.00 0.00 IIA8 0.00 0.00 IIA9 0.00 0.00 IIA10 0.00 0.00 IIA11 0.00 0.00 IIA12 0.00 0.00 IIA13 0.00 0.00 IIA14 0.00 0.00 IIA15 0.00 0.00 IIA16 115,~~473~~092,~~840~~979.4050 ~~1,621~~353.2866 IIA17 19,590,000.00 ~~1,761~~627.4699 IIA18 1,000,000.00 8932.9206 IIAPO ~~526~~417,~~250~~156.1167 0.00 Residual IIARU 0.00 0.00 IIARL 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 6,~~670~~661,~~328~~351.0762 ~~465~~254.7398 B2 2,~~935~~931,~~257~~307.2318 ~~204~~112.9420 B3 1,~~867~~865,~~535~~022.4222 ~~130~~71.39 B4 ~~800~~799,~~791~~713.3672 5530.9161 B5 1,~~066~~065,~~744~~308.0551 7440.4878 B6 ~~801~~800,~~249~~170.0983 5530.9463 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~128~~103,~~756~~837,~~623~~307.1538 105,~~345~~036.0525 --------------------------------------------------------------------------------

Payment Date: 08/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior IA1 1311,~~608~~658,~~683~~201.4038 6.000000% 32051DKN1 4155.~~474909~~911851 1.~~446870~~224726 ~~247~~191.~~899153~~987303 IA2 2118,~~657~~553,~~912~~764.3222 6.000000% 32051DKP6 4155.~~474909~~911851 1.~~446870~~224726 ~~247~~191.~~899153~~987303 IA3 ~~289~~247,~~374~~899.0615 6.000000% 32051DKQ4 4155.~~474909~~911851 1.~~446870~~224726 ~~247~~191.~~899153~~987303 IIA1 2513,~~308~~054,~~289~~532.5560 6.500000% 32051DKR2 5951.~~205760~~904980 0.~~651358~~339633 6311.~~074821~~169841 IIA2 12,671,000.00 6.500000% 32051DKS0 0.000000 5.~~326750~~384610 1,000.000000 IIA3 24,405,000.00 6.500000% 32051DKT8 0.000000 5.~~326750~~384610 1,000.000000 IIA4 21,~~344~~434,~~026~~230.4705 1.~~435000~~500000% 32051DKU5 5548.~~029119~~243369 0.~~166729~~107795 8638.~~749534~~506166 IIA5 21,~~344~~434,~~026~~230.4705 7.~~065000~~000000% 32051DKV3 0.000000 0.~~820865~~503044 8638.~~749534~~506166 IIA6 0.00 6.500000% 32051DKW1 0.000000 0.000000 0.000000 IIA7 0.00 6.500000% 32051DKX9 0.000000 0.000000 0.000000 IIA8 0.00 6.500000% 32051DKY7 0.000000 0.000000 0.000000 IIA9 0.00 6.500000% 32051DKZ4 0.000000 0.000000 0.000000 IIA10 0.00 6.500000% 32051DLA8 0.000000 0.000000 0.000000 IIA11 0.00 6.500000% 32051DLB6 0.000000 0.000000 0.000000 IIA12 0.00 6.500000% 32051DLC4 0.000000 0.000000 0.000000 IIA13 0.00 6.500000% 32051DLD2 0.000000 0.000000 0.000000 IIA14 0.00 6.500000% 32051DLE0 0.000000 0.000000 0.000000 IIA15 0.00 5.500000% 32051DLF7 0.000000 0.000000 0.000000 IIA16 1811,~~752~~473,~~211~~840.8040 6.250000% 32051DLG5 ~~250~~219.~~839929~~908358 32.~~310122~~047350 ~~395~~175.~~431500~~523142 IIA17 19,590,000.00 6.500000% 32051DLH3 0.000000 5.~~326750~~384610 1,000.000000 IIA18 1,000,000.00 6.500000% 32051DLJ9 0.000000 5.~~326750~~384610 1,000.000000 IIAPO ~~651~~526,~~425~~250.5811 0.000000% 32051DLK6 9683.~~114149~~765798 0.000000 ~~404~~320.~~073432~~307634 Residual IIARU 0.00 6.500000% 32051DLL4 0.000000 0.~~106704~~124899 0.000000 IIARL 0.00 6.500000% 32051DLM2 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 6,~~679~~670,~~640~~328.8407 6.~~387714~~387937% 32051DLN0 1.~~365109~~315808 5.~~143745~~167554 ~~977~~976.~~767233~~451425 B2 2,~~939~~935,~~355~~257.2923 6.~~387714~~387937% 32051DLP5 1.~~365109~~315808 5.~~143745~~167554 ~~977~~976.~~767233~~451425 B3 1,~~870~~867,~~142~~535.7742 6.~~387714~~387937% 32051DLQ3 1.~~365109~~315808 5.~~143745~~167554 ~~977~~976.~~767233~~451425 B4 ~~801~~800,~~909~~791.3936 6.~~387714~~387937% 32051DLR1 1.~~365109~~315808 5.~~143745~~167554 ~~977~~976.~~767233~~451425 B5 1,~~068~~066,~~233~~744.3905 6.~~387714~~387937% 32051DLS9 1.~~365109~~315808 5.~~143745~~167554 ~~977~~976.~~767235~~451426 B6 ~~802~~801,~~367~~249.7509 6.~~387714~~387937% 32051DLT7 1.~~365120~~315818 5.~~143784~~167593 ~~977~~976.~~774517~~458699 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~154~~128,~~439~~756,~~572~~623.6315 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 26,749,418.29 77,087,883.06 103,837,301.35 Loan count 63 187 250 Avg loan rate 6.497159% 6.929134% 6.82 Prepay amount 6,774,614.93 17,960,440.39 24,735,055.32 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 3,863.79 11,605.53 15,469.32 Sub servicer fees 7,165.48 17,050.96 24,216.44 Trustee fees 112.10 317.09 429.19 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 120,000.00 120,000.00 Fraud 2,524,343.71 8,390,814.78 10,915,158.49 Special Hazard 0.00 1,918,733.64 1,918,733.64 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 89.029720% 100.000000% 114,614,717.92 ----------------------------------------------------------------------------- Junior 10.970280% 0.000000% 14,122,874.07 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 4 1,996,541.33 60 to 89 days 0 0.00 90 or more 1 959,366.82 Foreclosure 0 0.00 Totals: 5 2,955,908.15 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 25,594,848.45 25,594,848.45 Principal remittance amount 24,919,315.77 24,919,315.77 Interest remittance amount 675,532.68 675,532.68

Filing Compare · FIRST HORIZON MORTGAGE PASS THROUGH TRUST 2002 2