8-K 1 fh0202_8k0310.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2003 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Texas 333-74467-12 13-4150878 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-2 On October 25, 2003, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-2, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of March 1, 2002, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-2 relating to the distribution date of October 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: October 25, 2003 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated October 25, 2003 Payment Date: 10/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior IA1 97,~~028~~494,~~778~~621.8709 6.000000% 1540,~~534,157~~144.7832 4437,~~523~~407.5317 1577,~~578,681~~551.3149 0.00 ~~620~~65.3794 IA2 1411,~~369~~927,~~097~~520.6822 6.000000% 2859,~~441,577~~627.4649 7059,~~858~~532.1866 2919,~~512,435~~160.6516 0.00 ~~987~~104.3094 IA3 ~~191~~159,~~987~~365.3008 6.000000% 3211,~~622~~485.2259 ~~946~~795.7542 3312,~~568~~281.9701 0.00 131.1940 IIA1 ~~2,311,810~~0.8500 6.500000% ~~2,311,810~~0.8500 ~~12,507~~0.1000 ~~2,324,317~~0.9500 0.00 150.2100 IIA2 1210,~~671~~089,~~000~~756.0026 6.500000% 21,~~581~~851,~~243~~571.7422 6854,~~551~~652.2485 21,~~649~~906,~~794~~224.9707 0.00 830.3400 IIA3 24,405,000.00 6.500000% 0.00 132,~~033~~193.2275 132,~~033~~193.2275 0.00 ~~160~~0.5300 IIA4 ~~636~~273,~~622~~331.4412 1.~~510000~~520000% ~~363~~137,~~291~~472.3236 ~~800~~346.1122 ~~364~~137,~~091~~818.4358 0.00 0.9700 IIA5 ~~636~~273,~~622~~331.4412 6.~~990000~~980000% 0.00 31,~~703~~589.8288 31,~~703~~589.8288 0.00 40.5000 IIA6 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA7 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA8 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA9 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA10 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA11 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA12 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA13 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA14 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA15 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 IIA16 52,~~092~~186,~~979~~648.5092 6.250000% 21,~~906~~099,~~330~~778.5887 2611,~~493~~388.7280 21,~~932~~111,~~824~~167.3067 0.00 320.2100 IIA17 19,590,000.00 6.500000% 0.00 ~~105~~106,~~983~~112.6550 ~~105~~106,~~983~~112.6550 0.00 ~~128~~0.8500 IIA18 1,000,000.00 6.500000% 0.00 5,~~410~~416.0967 5,~~410~~416.0967 0.00 60.5800 IIAPO ~~417~~371,~~156~~980.6714 0.000000% 4534,~~176~~301.5391 0.00 4534,~~176~~301.5391 0.00 0.00 Residual IIARU 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIARL 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 6,~~661~~651,~~351~~587.6271 6.~~388138~~388353% 910,~~763~~684.9182 35,~~324~~397.9551 4546,~~088~~082.8633 0.00 ~~136~~13.4107 B2 2,~~931~~927,~~307~~010.1860 6.~~388138~~388353% 4,~~296~~701.5882 15,~~544~~576.6356 1920,~~841~~278.2139 0.00 605.0375 B3 1,~~865~~862,~~022~~288.2255 6.~~388138~~388353% 2,~~733~~991.6750 9,~~890~~910.1647 12,~~623~~901.8297 0.00 383.1966 B4 ~~799~~798,~~713~~541.7253 6.~~388138~~388353% 1,~~172~~282.1874 4,~~240~~249.8657 5,~~413~~532.0431 0.00 161.3857 B5 1,~~065~~063,~~308~~747.5102 6.~~388138~~388353% 1,~~561~~708.4876 5,~~649~~660.3090 7,~~210~~369.7866 0.00 212.8209 B6 ~~800~~798,~~170~~997.8398 6.~~388138~~388353% 1,~~172~~283.8546 4,~~243~~252.2800 5,~~416~~535.1346 0.00 161.3957 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~103~~91,~~837~~600,~~307~~396.3822 - 124,~~236~~557,~~911~~034.1687 ~~546~~484,~~704~~482.6093 125,~~783~~041,~~615~~517.7579 - ~~2,342~~199.2698 ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior IA1 76,~~494~~954,~~621~~476.0976 ~~620~~65.3794 IA2 11,~~927~~067,~~520~~892.2272 ~~987~~104.3094 IA3 ~~159~~147,~~365~~879.0849 131.1940 IIA1 0.00 150.2100 IIA2 108,~~089~~238,~~756~~185.2605 830.3400 IIA3 24,405,000.00 ~~160~~0.5300 IIA4 ~~273~~135,~~331~~858.1276 0.9700 IIA5 ~~273~~135,~~331~~858.1276 40.5000 IIA6 0.00 0.00 IIA7 0.00 0.00 IIA8 0.00 0.00 IIA9 0.00 0.00 IIA10 0.00 0.00 IIA11 0.00 0.00 IIA12 0.00 0.00 IIA13 0.00 0.00 IIA14 0.00 0.00 IIA15 0.00 0.00 IIA16 21,~~186~~086,~~648~~870.9205 320.2100 IIA17 19,590,000.00 ~~128~~0.8500 IIA18 1,000,000.00 60.5800 IIAPO ~~371~~337,~~980~~678.1423 0.00 Residual IIARU 0.00 0.00 IIARL 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 6,~~651~~640,~~587~~902.7189 ~~136~~13.4107 B2 2,~~927~~922,~~010~~308.6078 605.0375 B3 1,~~862~~859,~~288~~297.5506 383.1966 B4 ~~798~~797,~~541~~258.5379 161.3857 B5 1,~~063~~062,~~747~~038.0227 212.8209 B6 ~~798~~797,~~997~~714.9852 161.3957 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 9187,~~600~~043,~~396~~361.2236 ~~2,342~~199.2698 --------------------------------------------------------------------------------

Payment Date: 10/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior IA1 97,~~028~~494,~~778~~621.8709 6.000000% 32051DKN1 3211.~~622220~~485590 0.~~946745~~795423 ~~159~~147.~~365082~~879492 IA2 1411,~~369~~927,~~097~~520.6822 6.000000% 32051DKP6 3211.~~622220~~485590 0.~~946745~~795423 ~~159~~147.~~365082~~879492 IA3 ~~191~~159,~~987~~365.3008 6.000000% 32051DKQ4 3211.~~622220~~485590 0.~~946745~~795423 ~~159~~147.~~365082~~879492 IIA1 ~~2,311,810~~0.8500 6.500000% 32051DKR2 110.~~169841~~000000 0.~~060430~~000000 0.000000 IIA2 1210,~~671~~089,~~000~~756.0026 6.500000% 32051DKS0 ~~203~~146.~~712709~~126684 54.~~410089~~313223 ~~796~~650.~~287291~~160607 IIA3 24,405,000.00 6.500000% 32051DKT8 0.000000 5.~~410089~~416667 1,000.000000 IIA4 ~~636~~273,~~622~~331.4412 1.~~510000~~520000% 32051DKU5 218.~~973708~~315028 0.~~048395~~020941 168.~~532457~~217429 IIA5 ~~636~~273,~~622~~331.4412 6.~~990000~~980000% 32051DKV3 0.000000 0.~~224026~~096164 168.~~532457~~217429 IIA6 0.00 6.500000% 32051DKW1 0.000000 0.000000 0.000000 IIA7 0.00 6.500000% 32051DKX9 0.000000 0.000000 0.000000 IIA8 0.00 6.500000% 32051DKY7 0.000000 0.000000 0.000000 IIA9 0.00 6.500000% 32051DKZ4 0.000000 0.000000 0.000000 IIA10 0.00 6.500000% 32051DLA8 0.000000 0.000000 0.000000 IIA11 0.00 6.500000% 32051DLB6 0.000000 0.000000 0.000000 IIA12 0.00 6.500000% 32051DLC4 0.000000 0.000000 0.000000 IIA13 0.00 6.500000% 32051DLD2 0.000000 0.000000 0.000000 IIA14 0.00 6.500000% 32051DLE0 0.000000 0.000000 0.000000 IIA15 0.00 5.500000% 32051DLF7 0.000000 0.000000 0.000000 IIA16 52,~~092~~186,~~979~~648.5092 6.250000% 32051DLG5 ~~100~~37.~~163033~~902498 0.~~913073~~392501 7537.~~360109~~457611 IIA17 19,590,000.00 6.500000% 32051DLH3 0.000000 5.~~410089~~416667 1,000.000000 IIA18 1,000,000.00 6.500000% 32051DLJ9 0.000000 5.~~410089~~416667 1,000.000000 IIAPO ~~417~~371,~~156~~980.6714 0.000000% 32051DLK6 3426.~~688140~~338217 0.000000 ~~285~~259.~~619494~~281278 Residual IIARU 0.00 6.500000% 32051DLL4 0.000000 0.000000 0.000000 IIARL 0.00 6.500000% 32051DLM2 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 6,~~661~~651,~~351~~587.6271 6.~~388138~~388353% 32051DLN0 1.~~431239~~566230 5.~~178093~~188729 ~~975~~973.~~020186~~453956 B2 2,~~931~~927,~~307~~010.1860 6.~~388138~~388353% 32051DLP5 1.~~431239~~566230 5.~~178093~~188729 ~~975~~973.~~020186~~453956 B3 1,~~865~~862,~~022~~288.2255 6.~~388138~~388353% 32051DLQ3 1.~~431239~~566230 5.~~178093~~188729 ~~975~~973.~~020186~~453956 B4 ~~799~~798,~~713~~541.7253 6.~~388138~~388353% 32051DLR1 1.~~431239~~566230 5.~~178093~~188729 ~~975~~973.~~020186~~453956 B5 1,~~065~~063,~~308~~747.5102 6.~~388138~~388353% 32051DLS9 1.~~431239~~566230 5.~~178093~~188729 ~~975~~973.~~020187~~453958 B6 ~~800~~798,~~170~~997.8398 6.~~388138~~388353% 32051DLT7 1.~~431244~~566224 5.~~178132~~188768 ~~975~~973.~~027455~~461231 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~103~~91,~~837~~600,~~307~~396.3822 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 21,307,199.01 65,736,156.30 87,043,355.31 Loan count 50 161 211 Avg loan rate 6.479851% 6.947374% 6.83 Prepay amount 1,337,265.09 3,066,269.07 4,403,534.16 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 2,584.25 8,577.61 11,161.86 Sub servicer fees 4,542.69 13,342.52 17,885.21 Trustee fees 75.77 229.57 305.33 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 120,000.00 120,000.00 Fraud 2,524,343.71 8,390,814.78 10,915,158.49 Special Hazard 0.00 1,915,233.20 1,915,233.20 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 84.625609% 100.000000% 77,498,222.83 ----------------------------------------------------------------------------- Junior 15.374391% 0.000000% 14,079,520.29 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 2 871,570.59 60 to 89 days 1 337,319.52 90 or more 1 957,616.60 Foreclosure 0 0.00 Totals: 4 2,166,506.71 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 5,041,517.79 5,041,517.79 Principal remittance amount 4,557,034.87 4,557,034.87 Interest remittance amount 484,482.93 484,482.93

Filing Compare · FIRST HORIZON MORTGAGE PASS THROUGH TRUST 2002 2