8-K 1 cw03j3_8k0312.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2003 CW (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2003-J3) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW Mortgage Pass-Through Certificates Series 2003-J3 On December 25, 2003, The Bank of New York, as Trustee for CW, Mortgage Pass-Through Certificates Series 2003-J3, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of March 1, 2003, among CW as Depositor, Countrywide Home Loans, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, Mortgage Pass-Through Certificates Series 2003-J3 relating to the distribution date of December 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2003. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2003 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2003 Payment Date: 12/25/03 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2003-J3 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 41,~~682~~464,~~096~~739.3908 1.~~670000~~668750% ~~217~~234,~~357~~562.3061 5857,~~007~~661.5890 ~~275~~292,~~364~~224.8951 0.00 0.00 1A2 42,~~795~~572,~~531~~368.6114 6.~~330000~~331250% 0.00 ~~225~~224,~~746~~613.4359 ~~225~~224,~~746~~613.4359 0.00 0.00 1A3 53,~~757~~476,~~159~~835.8539 4.000000% ~~280~~302,~~324~~514.4605 ~~179~~178,~~190~~256.5312 ~~459~~480,~~514~~770.9917 0.00 0.00 1A4 0.00 5.750000% 0.00 0.00 0.00 0.00 0.00 1A5 52,~~114~~279,~~265~~434.9706 5.750000% 258,~~834,831~~600.9136 2410,~~505~~922.8629 269,~~859,337~~522.7764 0.00 0.00 1A6 2,000,000.00 5.750000% 0.00 9,583.33 9,583.33 0.00 0.00 1A7 0.00 5.750000% 0.00 0.00 0.00 0.00 0.00 1A8 1,~~265~~259,~~666~~066.50 4.000000% 67,~~600~~122.0044 4,~~218~~196.89 1011,~~818~~319.8932 0.00 0.00 1A9 1,~~113~~107,~~435~~629.2205 1.~~670000~~668750% 56,~~806~~265.1777 1,~~549~~540.5330 7,~~355~~806.7006 0.00 0.00 110 16,429,000.00 5.750000% 0.00 78,722.29 78,722.29 0.00 0.00 111 710,000.00 5.750000% 0.00 3,402.08 3,402.08 0.00 0.00 1X 6865,~~356~~470,~~477~~647.5622 0.~~258933~~252238% 0.00 1413,~~749~~761.8083 1413,~~749~~761.8083 0.00 0.00 2A1 ~~109~~107,~~406~~043,~~634~~600.8330 5.000000% 2999,~~363,034~~572.5381 ~~455~~446,~~860~~015.9800 21,~~818~~445,~~895~~587.5181 0.00 0.00 2X ~~101~~99,~~653~~323,~~991~~791.0093 0.~~392447~~382789% 0.00 3331,~~244~~683.8439 3331,~~244~~683.8439 0.00 0.00 PO 1,~~259~~229,~~288~~399.0441 0.000000% 292,~~888~~019.6257 0.00 292,~~888~~019.6257 0.00 0.00 Residual AR 0.00 5.750000% 0.00 0.0004 0.0004 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 2,~~871~~864,~~154~~200.7178 5.~~383591~~384127% 67,~~953~~057.9419 12,~~880~~851.9402 19,~~834~~908.8721 0.00 0.00 B1 1,~~276~~273,~~123~~032.4467 5.~~383591~~384127% 3,~~090~~136.7766 5,~~725~~711.1181 8,~~815~~848.8847 0.00 0.00 B2 ~~797~~795,~~761~~829.7153 5.~~383591~~384127% 1,~~932~~960.1887 3,~~579~~570.0271 5,~~511~~531.2057 0.00 0.00 B3 ~~478~~477,~~853~~694.8810 5.~~383591~~384127% 1,~~159~~177.7801 2,~~148~~143.2930 3,~~308~~320.0831 0.00 0.00 B4 ~~319~~318,~~399~~626.9738 5.~~383591~~384127% ~~773~~785.5907 1,~~432~~429.9360 2,~~206~~214.5268 0.00 0.00 B5 ~~479~~478,~~170~~009.0449 5.~~383591~~384127% 1,~~160~~177.5478 2,~~149~~144.7172 3,~~310~~322.2550 -0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~238~~233,~~960~~207,~~010~~096.5575 - 51,~~752~~625,~~913~~952.7918 1,~~116~~088,~~698~~210.1520 62,~~869~~714,~~611~~162.9338 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 41,~~464~~230,~~739~~176.0847 0.00 1A2 42,~~572~~331,~~368~~539.1476 0.00 1A3 53,~~476~~174,~~835~~321.3934 0.00 1A4 0.00 0.00 1A5 2,~~279~~220,~~434~~833.0671 0.00 1A6 2,000,000.00 0.00 1A7 0.00 0.00 1A8 1,~~259~~251,~~066~~944.5007 0.00 1A9 1,~~107~~101,~~629~~363.0529 0.00 110 16,429,000.00 0.00 111 710,000.00 0.00 1X 6564,~~470~~930,~~647~~396.2278 0.00 2A1 ~~107~~106,~~043~~044,~~600~~027.3049 0.00 2X 9998,~~323~~357,~~791~~106.9373 0.00 PO 1,~~229~~227,~~399~~379.4185 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 2,~~864~~857,~~200~~143.7859 0.00 B1 1,~~273~~269,~~032~~896.6701 0.00 B2 ~~795~~793,~~829~~868.5366 0.00 B3 ~~477~~476,~~694~~517.1009 0.00 B4 ~~318~~317,~~626~~841.3831 0.00 B5 ~~478~~476,~~009~~831.4971 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~233~~231,~~207~~581,~~096~~144.7557 - --------------------------------------------------------------------------------

Payment Date: 12/25/03 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2003-J3 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 41,~~682~~464,~~096~~739.3908 1.~~670000~~668750% 12669D5Y0 5.~~088667~~491469 1.~~358046~~349953 ~~970~~965.~~752893~~261424 1A2 42,~~795~~572,~~531~~368.6114 6.~~330000~~331250% 12669D5Z7 0.000000 5.~~147564~~121733 ~~970~~965.~~752893~~261424 1A3 53,~~757~~476,~~159~~835.8539 4.000000% 12669D6A1 5.~~088667~~491469 3.~~252805~~235843 ~~970~~965.~~752893~~261424 1A4 0.00 5.750000% 12669D6B9 0.000000 0.000000 0.000000 1A5 52,~~114~~279,~~265~~434.9706 5.750000% 12669D6C7 ~~116~~2.~~181636~~401654 10.~~004338~~447635 9391.~~419429~~017775 1A6 2,000,000.00 5.750000% 12669D6D5 0.000000 4.791667 1,000.000000 1A7 0.00 5.750000% 12669D6E3 0.000000 0.000000 0.000000 1A8 1,~~265~~259,~~666~~066.50 4.000000% 12669D6F0 5.~~088667~~491469 3.~~252805~~235843 ~~970~~965.~~752893~~261424 1A9 1,~~113~~107,~~435~~629.2205 1.~~670000~~668750% 12669D6G8 5.~~088667~~491469 1.~~358046~~349953 ~~970~~965.~~752893~~261424 110 16,429,000.00 5.750000% 12669D6H6 0.000000 4.791667 1,000.000000 111 710,000.00 5.750000% 12669D7P7 0.000000 4.791667 1,000.000000 1X 6865,~~356~~470,~~477~~647.5622 0.~~258933~~252238% 12669D6J2 0.000000 0.~~148488~~138542 ~~659~~653.~~102203~~663426 2A1 ~~109~~107,~~406~~043,~~634~~600.8330 5.000000% 12669D6K9 156.~~095404~~385415 2.~~912105~~849208 ~~683~~677.~~809891~~424476 2X ~~101~~99,~~653~~323,~~991~~791.0093 0.~~392447~~382789% 12669D6L7 0.000000 0.~~225223~~214645 ~~672~~666.~~886606~~337626 PO 1,~~259~~229,~~288~~399.0441 0.000000% 12669D6M5 221.~~851954~~544102 0.000000 ~~939~~938.~~962230~~418129 Residual AR 0.00 5.750000% 12669D6N3 0.000000 0.~~000000~~351259 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 2,~~871~~864,~~154~~200.7178 5.~~383591~~384127% 12669D6P8 2.~~383934~~419332 4.~~415816~~405560 ~~981~~979.~~899478~~480146 B1 1,~~276~~273,~~123~~032.4467 5.~~383591~~384127% 12669D6Q6 2.~~383934~~419332 4.~~415816~~405560 ~~981~~979.~~899478~~480146 B2 ~~797~~795,~~761~~829.7153 5.~~383591~~384127% 12669D6R4 2.~~383934~~419332 4.~~415816~~405560 ~~981~~979.~~899478~~480146 B3 ~~478~~477,~~853~~694.8810 5.~~383591~~384127% 12669EBN5 2.~~383934~~419332 4.~~415816~~405560 ~~981~~979.~~899478~~480146 B4 ~~319~~318,~~399~~626.9738 5.~~383591~~384127% 12669EBP0 2.~~383934~~419332 4.~~415816~~405560 ~~981~~979.~~899478~~480146 B5 ~~479~~478,~~170~~009.0449 5.~~383591~~384127% 12669EBQ8 2.~~383907~~419332 4.~~415816~~405560 ~~981~~979.~~899580~~480248 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~238~~233,~~960~~207,~~010~~096.5575 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2003-J3 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 122,375,650.63 109,205,493.94 231,581,144.57 Loan count 269 249 518 Avg loan rate 6.092615% 5.597338% 5.86 Prepay amount 484,126.87 577,393.35 1,061,520.22 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 24,716.87 22,577.84 47,294.71 Sub servicer fees 0.00 0.00 0.00 Trustee fees 922.42 826.63 1,749.05 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 50,691.18 49,308.81 99,999.99 Fraud 1,642,895.27 1,598,092.72 3,240,987.99 Special Hazard 2,332,070.97 0.00 2,332,070.97 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.344633% 100.000000% 226,999,703.80 ----------------------------------------------------------------------------- Junior 2.655367% 0.000000% 6,192,098.36 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 0 0.00 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 0 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 2,714,162.38 2,714,162.38 Principal remittance amount 1,625,952.18 1,625,952.18 Interest remittance amount 1,088,210.20 1,088,210.20

Filing Compare · CHL MORTGAGE PASS THROUGH TRUST 2003-J3