8-K 1 fh0206_8k0312.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2003 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Texas 333-73524-02 13-0495215 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-6 On December 25, 2003, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-6, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of September 1, 2002, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-6 relating to the distribution date of December 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2003 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2003 Payment Date: 12/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00 1-A-2 32,~~407~~159,~~458~~461.2096 6.000000% 1769,~~247,996~~709.2464 1710,~~037~~797.2931 1780,~~265,033~~506.5395 0.00 0.00 1-A-3-I 25,000,000.00 5.500000% 0.00 114,583.33 114,583.33 0.00 0.00 1-A-3-II 12,500,000.00 7.000000% 0.00 72,916.67 72,916.67 0.00 0.00 1-A-4 3,393,000.00 6.000000% 0.00 16,965.00 16,965.00 0.00 0.00 1-A-5 0.00 7.000000% 0.00 0.00 0.00 0.00 0.00 1-A-6 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A-7 0.00 5.000000% 0.00 0.00 0.00 0.00 0.00 1-A-8 0.00 5.000000% 0.00 0.00 0.00 0.00 0.00 1-A-9 0.00 5.000000% 0.00 0.00 0.00 0.00 0.00 1-A-V-1 31,~~126~~581,~~685~~158.8177 5.000000% 1963,~~545,527~~219.0488 136,~~027~~588.8616 1969,~~558,554~~808.9004 0.00 0.00 1-A-V-2 ~~4,698,111~~0.6200 6.250000% ~~4,698,111~~0.6200 ~~24,469~~0.3300 ~~4,722,580~~0.9500 0.00 0.00 1-A-V-Z 76,~~808~~324,~~631~~635.6307 6.250000% 13,~~524~~852,~~666~~879.5251 032,940.0081 13,~~524~~885,~~666~~820.5232 0.00 0.00 1-A-Z 25,~~773~~901,~~040~~905.0828 6.000000% 0.00 0.00 0.00 0.00 0.00 Residual 1-A-R 0.00 5.000000% 0.00 0.00 0.00 0.00 0.00 2-A-1 1513,~~116~~534,~~608~~387.1871 5.750000% 1848,~~582,220~~963.4768 7264,~~433~~852.7527 1913,~~654,654~~815.2296 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B-1 5,~~840~~831,~~375~~796.7411 5.~~948528~~948642% 89,~~579~~031.6300 28,~~951~~909.3639 37,~~531~~940.0039 0.00 0.00 B-2 2,~~102~~099,~~692~~603.4858 5.~~948528~~948642% 3,~~088~~251.9040 10,~~423~~408.2716 13,~~512~~659.1756 0.00 0.00 B-3 1,~~634~~632,~~990~~588.7995 5.~~948528~~948642% 2,~~401~~528.8319 8,~~104~~093.8207 10,~~506~~621.6627 0.00 0.00 B-4 ~~700~~699,~~569~~540.9782 5.~~948528~~948642% 1,~~029~~083.1529 3,~~472~~467.8076 4,~~501~~551.9506 0.00 0.00 B-5 ~~700~~699,~~569~~540.9782 5.~~948528~~948642% 1,~~029~~083.1529 3,~~472~~467.8076 4,~~501~~551.9506 0.00 0.00 B-6 ~~701~~700,~~950~~919.7963 5.~~948528~~948642% 1,~~031~~085.1643 3,~~479~~474.6460 4,~~510~~560.8103 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~112~~102,~~504~~058,~~685~~538.2669 - 106,~~615~~452,~~681~~835.7233 ~~389~~377,~~337~~464.9330 116,~~005~~830,~~019~~299.6663 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1-A-1 0.00 0.00 1-A-2 21,~~159~~389,~~461~~752.9632 0.00 1-A-3-I 25,000,000.00 0.00 1-A-3-II 12,500,000.00 0.00 1-A-4 3,393,000.00 0.00 1-A-5 0.00 0.00 1-A-6 0.00 0.00 1-A-7 0.00 0.00 1-A-8 0.00 0.00 1-A-9 0.00 0.00 1-A-V-1 1617,~~581,158~~938.7789 0.00 1-A-V-2 0.00 0.00 1-A-V-Z 62,~~324~~471,~~635~~755.0755 0.00 1-A-Z 2526,~~901~~031,~~905~~414.2881 0.00 Residual 1-A-R 0.00 0.00 2-A-1 1312,~~534~~685,~~387~~424.7102 0.00 -------------------------------------------------------------------------------- Subordinate B-1 5,~~831~~822,~~796~~765.11 0.00 B-2 2,~~099~~096,~~603~~352.5818 0.00 B-3 1,~~632~~630,~~588~~060.9576 0.00 B-4 ~~699~~698,~~540~~457.8252 0.00 B-5 ~~699~~698,~~540~~457.8252 0.00 B-6 ~~700~~699,~~919~~834.6320 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~102~~95,~~058~~735,~~538~~212.6989 - --------------------------------------------------------------------------------

Payment Date: 12/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 0.00 6.000000% 32051DNX6 0.000000 0.000000 0.000000 1-A-2 32,~~407~~159,~~458~~461.2096 6.000000% 32051DNY4 ~~249~~153.~~599249~~941928 32.~~407458~~159462 ~~431~~277.~~892392~~950463 1-A-3-I 25,000,000.00 5.500000% 32051DNZ1 0.000000 4.583333 1,000.000000 1-A-3-II 12,500,000.00 7.000000% 32051DPA4 0.000000 5.833333 1,000.000000 1-A-4 3,393,000.00 6.000000% 32051DPB2 0.000000 5.000000 1,000.000000 1-A-5 0.00 7.000000% 32051DPC0 0.000000 0.000000 0.000000 1-A-6 0.00 6.500000% 32051DPD8 0.000000 0.000000 0.000000 1-A-7 0.00 5.000000% 32051DPE6 0.000000 0.000000 0.000000 1-A-8 0.00 5.000000% 32051DPF3 0.000000 0.000000 0.000000 1-A-9 0.00 5.000000% 32051DPG1 0.000000 0.000000 0.000000 1-A-V-1 31,~~126~~581,~~685~~158.8177 5.000000% 32051DPH9 ~~286~~178.~~803564~~744781 21.~~417580~~222566 ~~293~~114.~~415745~~670963 1-A-V-2 ~~4,698,111~~0.6200 6.250000% 32051DPJ5 ~~329~~0.~~571778~~000000 10.~~716520~~000000 0.000000 1-A-V-Z 76,~~808~~324,~~631~~635.6307 6.250000% 32051DPK2 ~~208~~527.~~858427~~791714 04.~~000000~~512439 ~~866~~338.~~388365~~596651 1-A-Z 25,~~773~~901,~~040~~905.0828 6.000000% 32051DPL0 0.000000 0.000000 1,~~072~~077.~~138668~~499361 Residual 1-A-R 0.00 5.000000% 32051DPM8 0.000000 0.000000 0.000000 2-A-1 1513,~~116~~534,~~608~~387.1871 5.750000% 32051DPN6 168.~~176469~~679723 0.~~740556~~663043 ~~138~~129.~~374274~~694551 ------------------------------------------------------------------------------------------------------------------------ Subordinate B-1 5,~~840~~831,~~375~~796.7411 5.~~948528~~948642% 32051DPP1 1.~~443410~~519347 4.~~870687~~863625 ~~981~~979.~~123168~~603821 B-2 2,~~102~~099,~~692~~603.4858 5.~~948528~~948642% 32051DPQ9 1.~~443410~~519347 4.~~870687~~863625 ~~981~~979.~~123168~~603821 B-3 1,~~634~~632,~~990~~588.7995 5.~~948528~~948642% 32051DPR7 1.~~443410~~519347 4.~~870687~~863625 ~~981~~979.~~123168~~603821 B-4 ~~700~~699,~~569~~540.9782 5.~~948528~~948642% 32051DPS5 1.~~443410~~519347 4.~~870687~~863625 ~~981~~979.~~123168~~603821 B-5 ~~700~~699,~~569~~540.9782 5.~~948528~~948642% 32051DPT3 1.~~443410~~519347 4.~~870687~~863625 ~~981~~979.~~123168~~603821 B-6 ~~701~~700,~~950~~919.7963 5.~~948528~~948642% 32051DPU0 1.~~443387~~519347 4.~~870687~~863626 ~~981~~979.~~123224~~603877 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~112~~102,~~504~~058,~~685~~538.2669 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 80,663,049.12 15,072,163.76 0.00 Loan count 189 37 0 Avg loan rate 6.603433% 6.176924% 0.000000% Prepay amount 5,384,595.24 795,775.89 0.00 Total ----- Prin balance 95,735,212.88 Loan count 226 Avg loan rate 6.54 Prepay amount 6,180,371.13 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 11,024.56 2,101.49 0.00 Sub servicer fees 25,533.54 2,452.19 0.00 Trustee fees 430.64 79.65 0.00 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 13,126.05 Sub servicer fees 27,985.73 Trustee fees 510.29 Agg advances N/A Adv this period 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 0.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 88.586953% 100.000000% 90,394,548.78 ----------------------------------------------------------------------------- Junior 11.413047% 0.000000% 11,645,927.30 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 3 1,078,759.24 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 3 1,078,759.24 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 6,830,299.63 6,830,299.63 Principal remittance amount 6,452,835.33 6,452,835.33 Interest remittance amount 377,464.30 377,464.30

Filing Compare · FIRST HORIZON MORTGAGE PASS THRU CERT SER 2002-6