8-K 1 fh0303_8k0403.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 25, 2004 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX, , N/A 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2003-3 On March 25, 2004, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2003-3, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of March 1, 2003, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2003-3 relating to the distribution date of March 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2003. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: March 25, 2004 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated March 25, 2004 Payment Date: 03/25/04 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 4443,~~609~~674,~~251~~396.8313 3.900000% ~~291~~351,~~742~~084.6365 ~~144~~141,~~980~~941.0779 ~~436~~493,~~722~~026.7043 0.00 0.00 1A2 5856,~~028~~812,~~706~~625.1003 4.200000% ~~379~~456,~~505~~698.3071 ~~203~~198,~~100~~844.4719 ~~582~~655,~~605~~542.7790 0.00 0.00 1A3 1918,~~617~~703,~~935~~854.1300 4.500000% ~~285~~343,~~259~~282.4677 7370,~~567~~139.2645 ~~358~~413,~~826~~422.7222 0.00 0.00 1A4 24,000,000.00 3.900000% 0.00 78,000.00 78,000.00 0.00 0.00 1A5 7267,~~222~~247,~~667~~614.5722 6.~~375258~~432159% 12,~~866~~116,~~837~~610.2533 52,~~677~~237.8891 12,~~919~~168,~~515~~848.1324 0.00 0.00 1A6 0.00 0.000000% 0.00 ~~122~~119,~~658~~332.3875 ~~122~~119,~~658~~332.3875 0.00 0.00 1A7 4,~~637~~553,~~316~~484.1843 4.600000% 214,~~204~~266,070.3494 17,~~776~~455.3802 384,~~980~~283,525.7296 0.00 0.00 1A8 ~~901~~599,~~076~~029.1285 4.000000% 76599,~~399~~029.3685 31,~~003~~996.5977 79601,~~402~~026.9461 0.00 0.00 1A9 ~~585~~389,~~570~~283.6576 5.500000% 49389,~~648~~283.6676 21,~~683~~784.8722 52391,~~332~~067.5298 0.00 0.00 A10 5354,~~616~~235.1712 4.600000% 0.00 0.00 0.00 0.00 0.00 A11 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 A12 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 Residual ARU 0.00 5.500000% 0.00 0.0102 0.0102 0.00 0.00 ARL 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 2A1 5650,~~018~~849,~~250~~209.8655 5.000000% ~~252~~3,~~289~~028,081.8975 ~~233~~211,~~409~~871.3871 ~~485~~3,~~699~~239,953.2646 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 4,~~314~~294,~~889~~014.3142 5.~~398402~~399077% 6,~~963~~847.8012 19,~~411~~319.2676 26,~~375~~166.0688 0.00 0.00 B2 1,~~569~~561,~~050~~459.6679 5.~~398402~~399077% 2,~~532~~489.2986 7,~~058~~025.6437 9,~~590~~515.9323 0.00 0.00 B3 1,~~176~~171,~~787~~094.9984 5.~~398402~~399077% 1,~~899~~867.2240 5,~~293~~269.9803 7,~~193~~136.2042 0.00 0.00 B4 ~~588~~586,~~888~~039.0306 5.~~398402~~399077% ~~950~~934.4148 2,~~649~~636.2173 3,~~599~~571.6221 0.00 0.00 B5 ~~392~~390,~~262~~364.6695 5.~~398402~~399077% ~~633~~622.0747 1,~~764~~756.6634 2,~~397~~378.7381 0.00 0.00 B6 ~~588~~586,~~962~~113.8754 5.~~398402~~399077% ~~950~~934.5360 2,~~649~~637.5506 3,~~600~~571.0866 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~748~~705,~~510~~377,~~949~~711.0398 - 311,~~236~~563,~~816~~838.2166 ~~970~~932,~~684~~248.5610 412,~~207~~496,~~500~~086.7776 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 4443,~~317~~323,~~509~~311.2049 0.00 1A2 5756,~~649~~355,~~200~~926.8032 0.00 1A3 1918,~~332~~360,~~675~~571.6623 0.00 1A4 24,000,000.00 0.00 1A5 7065,~~686~~439,~~850~~222.8712 0.00 1A6 0.00 0.00 1A7 4287,~~616,111~~413.8450 0.00 1A8 ~~824,676~~0.7600 0.00 1A9 ~~535,921~~0.9900 0.00 A10 5354,~~821~~443.7003 0.00 A11 0.00 0.00 A12 0.00 0.00 Residual ARU 0.00 0.00 ARL 0.00 0.00 2A1 5547,~~765~~821,~~960~~127.9880 0.00 -------------------------------------------------------------------------------- Subordinate B1 4,~~307~~287,~~925~~167.5130 0.00 B2 1,~~566~~558,~~518~~969.3793 0.00 B3 1,~~174~~169,~~888~~227.7845 0.00 B4 ~~587~~585,~~937~~104.6258 0.00 B5 ~~391~~389,~~629~~742.5948 0.00 B6 ~~588~~585,~~012~~178.3494 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~736~~633,~~862~~020,~~530~~931.0541 - --------------------------------------------------------------------------------

Payment Date: 03/25/04 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 4443,~~609~~674,~~251~~396.8313 3.900000% 32051DVP4 67.~~483170~~801881 3.~~221779~~154262 ~~984~~962.~~833538~~740255 1A2 5856,~~028~~812,~~706~~625.1003 4.200000% 32051DVQ2 67.~~483170~~801881 3.~~469608~~396897 ~~984~~962.~~833538~~740255 1A3 1918,~~617~~703,~~935~~854.1300 4.500000% 32051DVR0 1417.~~262973~~164138 3.~~678363~~506973 ~~966~~918.~~633783~~028562 1A4 24,000,000.00 3.900000% 32051DVS8 0.000000 3.250000 1,000.000000 1A5 7267,~~222~~247,~~667~~614.5722 6.~~375258~~432159% 32051DVT6 2629.~~405053~~937911 0.~~745090~~738867 ~~999~~925.~~814015~~590129 1A6 0.00 0.000000% 32051DVU3 0.000000 0.000000 0.000000 1A7 4,~~637~~553,~~316~~484.1843 4.600000% 32051DVV1 1284.~~413623~~404729 1.~~185092~~163668 ~~307~~19.~~740789~~160900 1A8 ~~901~~599,~~076~~029.1285 4.000000% 32051DVW9 115.~~985946~~571350 0.~~078076~~051905 210.~~436880~~000000 1A9 ~~585~~389,~~570~~283.6576 5.500000% 32051DVX7 115.~~985946~~571350 0.~~107355~~071369 210.~~436880~~000000 A10 5354,~~616~~235.1712 4.600000% 32051DVY5 0.000000 0.000000 1,~~035~~046.~~032696~~981258 A11 0.00 5.500000% 32051DVZ2 0.000000 0.000000 0.000000 A12 0.00 5.500000% 32051DWA6 0.000000 0.000000 0.000000 Residual ARU 0.00 5.500000% 32051DWB4 0.000000 0.~~103001~~338160 0.000000 ARL 0.00 5.500000% 32051DWC2 0.000000 0.000000 0.000000 2A1 5650,~~018~~849,~~250~~209.8655 5.000000% 32051DWD0 337.~~145877~~758043 2.~~910450~~641891 ~~695~~596.~~362183~~295719 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 4,~~314~~294,~~889~~014.3142 5.~~398402~~399077% 32051DWE8 1.~~594642~~567922 4.~~444987~~424035 ~~986~~981.~~472523~~719098 B2 1,~~569~~561,~~050~~459.6679 5.~~398402~~399077% 32051DWF5 1.~~594642~~567922 4.~~444987~~424035 ~~986~~981.~~472523~~719098 B3 1,~~176~~171,~~787~~094.9984 5.~~398402~~399077% 32051DWG3 1.~~594642~~567922 4.~~444987~~424035 ~~986~~981.~~472523~~719098 B4 ~~588~~586,~~888~~039.0306 5.~~398402~~399077% 32051DWH1 1.~~594642~~567922 4.~~444987~~424035 ~~986~~981.~~472523~~719098 B5 ~~392~~390,~~262~~364.6695 5.~~398402~~399077% 32051DWJ7 1.~~594642~~567922 4.~~444987~~424035 ~~986~~981.~~472523~~719098 B6 ~~588~~586,~~962~~113.8754 5.~~398402~~399077% 32051DWK4 1.~~594642~~567922 4.~~444987~~424035 ~~986~~981.~~472523~~719098 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~748~~705,~~510~~377,~~949~~711.0398 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 214,669,145.19 49,548,260.97 264,217,406.16 Loan count 458 111 569 Avg loan rate 6.088884% 5.584887% 5.99 Prepay amount 7,987,973.10 2,836,407.52 10,824,380.62 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 42,489.14 8,392.12 50,881.26 Sub servicer fees 63,169.33 14,674.42 77,843.74 Trustee fees 1,114.45 262.91 1,377.36 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 98.784260% 100.000000% 696,788,625.39 ----------------------------------------------------------------------------- Junior 1.215740% 0.000000% 8,575,390.68 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 5 2,778,441.99 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 5 2,778,441.99 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 12,496,086.76 12,496,086.76 Principal remittance amount 11,563,838.66 11,563,838.66 Interest remittance amount 932,248.10 932,248.10

Filing Compare · FIRST HORIZON ASSET SEC MORT PASS-THROUGH CERT SER 2003-3