8-K 1 fh0405_8k0411.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 25, 2004 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 400 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 214-441-4100 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: November 25, 2004 FH By: /s/ Cirino Emanuele ------------------------------ Name: Cirino Emanuele AVP The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated November 25, 2004 Payment Date: 11/25/04 ------------------------------------------------------------ First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 ~~114~~104,~~106~~113,~~185~~983.3661 6.000000% 35,~~573~~233,~~824~~997.1408 ~~570~~520,~~530~~569.9392 45,~~144~~754,~~355~~567.0700 0.00 0.00 1A2 3834,~~035~~704,~~395~~661.1220 2.~~065000~~382500% 1,~~191~~744,~~274~~665.7169 6568,~~452~~903.5821 1,~~256~~813,~~727~~568.2991 0.00 0.00 1A3 3834,~~035~~704,~~395~~661.1220 5.~~935000~~617500% 0.00 ~~188~~162,~~116~~461.7320 ~~188~~162,~~116~~461.7320 0.00 0.00 1A4 2,~~848~~879,~~712~~656.1073 6.500000% 0.00 0.00 0.00 0.00 0.00 1PO ~~989~~952,~~920~~247.7536 0.000000% 1922,~~592~~080.8325 0.00 1922,~~592~~080.8325 0.00 0.00 2PO ~~465~~400,~~824~~600.7292 0.000000% 2,~~771~~450.1150 0.00 2,~~771~~450.1150 0.00 0.00 2A1 3027,~~499~~379,~~377~~783.1596 6.250000% ~~473~~1,~~806~~019,580.8252 ~~158~~142,~~850~~603.9204 ~~632~~1,~~657~~162,183.7556 0.00 0.00 Residual AR 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 3,~~489~~478,~~924~~807.6067 6.~~458217~~458448% 5,~~665~~636.4980 18,~~782~~723.2408 24,~~447~~359.7389 0.00 0.00 B2 ~~821~~818,~~393~~776.2878 6.~~458217~~458448% 1,~~333~~326.4469 4,~~420~~406.6169 5,~~754~~733.0538 0.00 0.00 B3 ~~410~~409,~~696~~388.6439 6.~~458217~~458448% ~~666~~663.7234 2,~~210~~203.3134 2,~~877~~866.0369 0.00 0.00 B4 ~~308~~307,~~022~~041.4829 6.~~458217~~458448% ~~500~~497.0451 1,~~657~~652.7351 2,~~157~~150.7702 0.00 0.00 B5 102,~~674~~347.1610 6.~~458217~~458448% ~~166~~165.6884 ~~552~~550.5884 ~~719~~716.2667 0.00 0.00 B6 ~~206~~205,~~306~~649.2812 6.~~458217~~458448% ~~334~~333.9122 1,~~110~~106.3181 1,~~445~~440.2203 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~192~~175,~~284~~752,~~432~~944.6513 - 58,~~269~~031,~~936~~397.9043 1923,~~011,684~~180.9364 68,~~281~~954,~~621~~578.8307 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 ~~110~~98,~~532~~879,~~361~~986.2253 0.00 1A2 3632,~~844~~959,~~120~~995.4151 0.00 1A3 3632,~~844~~959,~~120~~995.4151 0.00 1A4 2,~~864~~895,~~142~~254.6287 0.00 1PO ~~970~~930,~~327~~167.9212 0.00 2PO ~~463~~398,~~053~~150.6142 0.00 2A1 3026,~~025~~360,~~570~~203.3344 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 3,~~484~~473,~~259~~170.1186 0.00 B2 ~~820~~817,~~059~~450.8410 0.00 B3 ~~410~~408,~~029~~725.9205 0.00 B4 ~~307~~306,~~522~~543.4479 0.00 B5 102,~~507~~181.4826 0.00 B6 205,~~971~~315.3790 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~187~~167,~~029~~737,~~926~~144.2784 - --------------------------------------------------------------------------------

Payment Date: 11/25/04 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 ~~114~~104,~~106~~113,~~185~~983.3661 6.000000% 32051D5M0 2942.~~215812~~787632 4.~~664058~~255630 ~~903~~808.~~595841~~338333 1A2 3834,~~035~~704,~~395~~661.1220 2.~~065000~~382500% 32051D5N8 2942.~~215812~~787632 1.~~605213~~689840 ~~903~~808.~~595841~~338333 1A3 3834,~~035~~704,~~395~~661.1220 5.~~935000~~617500% 32051D5P3 0.000000 43.~~613531~~984333 ~~903~~808.~~595841~~338333 1A4 2,~~848~~879,~~712~~656.1073 6.500000% 32051D5Q1 0.000000 0.000000 1,~~016~~027.~~338180~~378330 1PO ~~989~~952,~~920~~247.7536 0.000000% 32051D5R9 1921.~~477719~~950519 0.000000 ~~964~~924.~~626973~~702127 2PO ~~465~~400,~~824~~600.7292 0.000000% 32051D5U2 5.~~690575~~032186 0.000000 ~~950~~817.~~897114~~616087 2A1 3027,~~499~~379,~~377~~783.1596 6.250000% 32051D5T5 1430.~~258835~~683455 4.~~780491~~291524 ~~903~~793.~~595363~~289098 Residual AR 0.00 6.500000% 32051D5S7 0.000000 0.~~000000~~009953 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 3,~~489~~478,~~924~~807.6067 6.~~458217~~458448% 32051D5V0 1.~~618249~~610055 5.~~364822~~347924 ~~995~~992.~~218254~~051089 B2 ~~821~~818,~~393~~776.2878 6.~~458217~~458448% 32051D5W8 1.~~618249~~610055 5.~~364822~~347924 ~~995~~992.~~218254~~051089 B3 ~~410~~409,~~696~~388.6439 6.~~458217~~458448% 32051D5X6 1.~~618249~~610055 5.~~364822~~347924 ~~995~~992.~~218254~~051089 B4 ~~308~~307,~~022~~041.4829 6.~~458217~~458448% 32051D5Y4 1.~~618249~~610055 5.~~364822~~347924 ~~995~~992.~~218254~~051089 B5 102,~~674~~347.1610 6.~~458217~~458448% 32051D5Z1 1.~~618249~~610055 5.~~364822~~347924 ~~995~~992.~~218254~~051089 B6 ~~206~~205,~~306~~649.2812 6.~~458217~~458448% 32051D6A5 1.~~618231~~610056 5.~~364822~~347925 ~~995~~992.~~218272~~051161 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~192~~175,~~284~~752,~~432~~944.6513 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 140,098,226.44 27,638,918.55 167,737,144.99 Loan count 318 69 387 Avg loan rate 6.849800% 6.524601% 6.80 Prepay amount 6,836,274.96 896,423.93 7,732,698.89 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 26,159.21 5,828.54 31,987.75 Sub servicer fees 17,390.78 2,674.12 20,064.89 Trustee fees 735.44 143.32 878.76 Agg advances N/A N/A N/A Adv this period 17,863.71 13,551.41 31,415.12 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 3,427,601.02 692,319.71 4,119,920.72 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 96.976638% 100.000000% 170,430,933.78 ----------------------------------------------------------------------------- Junior 3.023362% 0.000000% 5,313,386.96 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 6 3,510,969.35 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 1 435,081.60 Totals: 7 3,946,050.95 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 8,954,578.07 8,954,578.07 Principal remittance amount 8,031,397.43 8,031,397.43 Interest remittance amount 923,180.64 923,180.64

Filing Compare · FIRST HORIZON ASSET SEC MORT PAS THR CERTS SER 2004-5