8-K 1 fh0405_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2004 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 400 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 214-441-4100 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2004 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett VP The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2004 Payment Date: 12/25/04 ------------------------------------------------------------ First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 ~~104~~98,~~113~~879,~~983~~986.6153 6.000000% 54,~~233~~947,~~997~~067.0827 ~~520~~494,~~569~~399.9293 5,~~754~~441,~~567~~467.0020 0.00 0.00 1A2 3432,~~704~~959,~~661~~995.2051 2.~~382500~~630000% 1,~~744~~649,~~665~~022.6942 6872,~~903~~237.2132 1,~~813~~721,~~568~~259.9175 0.00 0.00 1A3 3432,~~704~~959,~~661~~995.2051 5.~~617500~~370000% 0.00 ~~162~~147,~~461~~495.2098 ~~162~~147,~~461~~495.2098 0.00 0.00 1A4 2,~~879~~895,~~656~~254.7387 6.500000% 0.00 0.00 0.00 0.00 0.00 1PO ~~952~~930,~~247~~167.3612 0.000000% 2216,~~080~~056.2553 0.00 2216,~~080~~056.2553 0.00 0.00 2PO ~~400~~398,~~600~~150.9242 0.000000% 217,~~450~~969.5029 0.00 217,~~450~~969.5029 0.00 0.00 2A1 2726,~~379~~360,~~783~~203.9644 6.250000% 1,~~019~~567,~~580~~201.5253 ~~142~~137,~~603~~292.0473 1,~~162~~704,~~183~~494.5625 0.00 0.00 Residual AR 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 3,~~478~~473,~~807~~170.6786 6.~~458448~~458569% 5,~~636~~624.8082 18,~~723~~693.0809 24,~~359~~317.8992 0.00 0.00 B2 ~~818~~817,~~776~~450.7810 6.~~458448~~458569% 1,~~326~~323.6987 4,~~406~~399.6963 5,~~733~~723.3850 0.00 0.00 B3 ~~409~~408,~~388~~725.3905 6.~~458448~~458569% ~~663~~661.3493 2,~~203~~199.3482 2,~~866~~861.6975 0.00 0.00 B4 ~~307~~306,~~041~~543.2979 6.~~458448~~458569% ~~497~~496.5145 1,~~652~~649.5186 2,~~150~~146.0231 0.00 0.00 B5 102,~~347~~181.1026 6.~~458448~~458569% 165.8448 ~~550~~549.8495 ~~716~~715.6744 0.00 0.00 B6 205,~~649~~315.1290 6.~~458448~~458569% ~~333~~332.2251 1,~~106~~105.8104 1,~~440~~437.0355 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~175~~167,~~752~~737,~~944~~144.1384 - 8,~~031~~205,~~397~~922.4310 ~~923~~880,~~180~~023.6436 89,~~954~~085,~~578~~945.0746 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 9893,~~879~~932,~~986~~919.5327 0.00 1A2 3231,~~959~~310,~~995~~973.5109 0.00 1A3 3231,~~959~~310,~~995~~973.5109 0.00 1A4 2,~~895~~910,~~254~~937.8750 0.00 1PO ~~930~~914,~~167~~110.1259 0.00 2PO ~~398~~380,~~150~~181.4213 0.00 2A1 2624,~~360~~793,~~203~~001.4491 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 3,~~473~~467,~~170~~546.8604 0.00 B2 ~~817~~816,~~450~~126.1023 0.00 B3 408,~~725~~063.0512 0.00 B4 306,~~543~~047.7934 0.00 B5 102,~~181~~015.2678 0.00 B6 ~~205~~204,~~315~~983.9039 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~167~~159,~~737~~546,~~144~~905.8438 - --------------------------------------------------------------------------------

Payment Date: 12/25/04 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 ~~104~~98,~~113~~879,~~983~~986.6153 6.000000% 32051D5M0 4240.~~787632~~441997 4.~~255630~~041692 ~~808~~767.~~338333~~896336 1A2 3432,~~704~~959,~~661~~995.2051 2.~~382500~~630000% 32051D5N8 4240.~~787632~~441997 1.~~689840~~771608 ~~808~~767.~~338333~~896336 1A3 3432,~~704~~959,~~661~~995.2051 5.~~617500~~370000% 32051D5P3 0.000000 3.~~984333~~617314 ~~808~~767.~~338333~~896336 1A4 2,~~879~~895,~~656~~254.7387 6.500000% 32051D5Q1 0.000000 0.000000 1,~~027~~032.~~378330~~943296 1PO ~~952~~930,~~247~~167.3612 0.000000% 32051D5R9 2115.~~950519~~962189 0.000000 ~~924~~908.~~702127~~739938 2PO ~~400~~398,~~600~~150.9242 0.000000% 32051D5U2 536.~~032186~~900578 0.000000 ~~817~~780.~~616087~~715509 2A1 2726,~~379~~360,~~783~~203.9644 6.250000% 32051D5T5 3047.~~683455~~163668 4.~~291524~~131714 ~~793~~746.~~289098~~125430 Residual AR 0.00 6.500000% 32051D5S7 0.000000 0.~~009953~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 3,~~478~~473,~~807~~170.6786 6.~~458448~~458569% 32051D5V0 1.~~610055~~606634 5.~~347924~~339358 ~~992~~990.~~051089~~444456 B2 ~~818~~817,~~776~~450.7810 6.~~458448~~458569% 32051D5W8 1.~~610055~~606634 5.~~347924~~339358 ~~992~~990.~~051089~~444456 B3 ~~409~~408,~~388~~725.3905 6.~~458448~~458569% 32051D5X6 1.~~610055~~606634 5.~~347924~~339358 ~~992~~990.~~051089~~444456 B4 ~~307~~306,~~041~~543.2979 6.~~458448~~458569% 32051D5Y4 1.~~610055~~606634 5.~~347924~~339358 ~~992~~990.~~051089~~444456 B5 102,~~347~~181.1026 6.~~458448~~458569% 32051D5Z1 1.~~610055~~606634 5.~~347924~~339358 ~~992~~990.~~051089~~444456 B6 205,~~649~~315.1290 6.~~458448~~458569% 32051D6A5 1.~~610056~~606618 5.~~347925~~339359 ~~992~~990.~~051161~~444543 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~175~~167,~~752~~737,~~944~~144.1384 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 133,497,104.09 26,049,801.43 159,546,905.52 Loan count 306 65 371 Avg loan rate 6.850936% 6.514953% 6.80 Prepay amount 6,453,799.07 1,465,140.66 7,918,939.73 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 25,086.99 5,294.32 30,381.31 Sub servicer fees 16,822.58 2,418.12 19,240.70 Trustee fees 700.49 138.19 838.69 Agg advances N/A N/A N/A Adv this period 20,752.57 18,067.12 38,819.69 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 3,427,601.02 692,319.71 4,119,920.72 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 96.837281% 100.000000% 162,423,757.89 ----------------------------------------------------------------------------- Junior 3.162719% 0.000000% 5,304,781.90 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 8 4,401,029.78 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 1 433,101.77 Totals: 9 4,834,131.55 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 9,085,945.46 9,085,945.46 Principal remittance amount 8,205,922.10 8,205,922.10 Interest remittance amount 880,023.36 880,023.36

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