8-K 1 cw04hb7_8k0501.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 20, 2005 CW (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Trust, Series 2004-HYB7) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 20, 2005 CW By: /s/ AnnMarie Cassano ------------------------------ Name: AnnMarie Cassano Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 20, 2005 Payment Date: 01/20/05 ------------------------------------------------------------ Countrywide Home Loans Servicing LP CHL Mortgage Pass-Through Trust, Series 2004-HYB7 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 ~~160~~158,~~557~~167,~~112~~252.2084 4.~~676831~~674809% 23,~~389~~965,~~859~~225.3586 ~~625~~616,~~748~~168.7811 34,~~015~~581,~~608~~393.1396 0.00 0.00 1A2 ~~200~~197,~~696~~709,~~390~~066.2505 4.~~824831~~822809% 24,~~987~~956,~~324~~532.1932 ~~806~~794,~~938~~594.5225 35,~~794~~751,~~262~~126.7257 0.00 0.00 1A3 1413,~~170~~959,~~563~~637.0414 5.~~140001~~137979% ~~210~~349,~~925~~965.9071 6059,~~697~~770.2627 ~~271~~409,~~623~~735.1698 0.00 0.00 1A1-IO 0.00 0.000000% 0.00 ~~114~~112,~~682~~975.2724 ~~114~~112,~~682~~975.2724 0.00 0.00 2A 49,~~431~~403,~~755~~331.8819 5.~~126606~~126662% 28914,~~424~~859.7001 211,~~180~~061.9580 ~~239~~1,~~605~~125,920.6581 0.00 0.00 3A 2726,~~584~~661,~~588~~443.4985 5.~~132192~~122600% ~~923~~13,~~144~~560.6406 ~~117~~113,~~974~~813.5127 1127,~~041,119~~373.1533 0.00 0.00 3IO 2726,~~584~~661,~~588~~443.4985 0.070580% 0.00 1,~~622~~568.4314 1,~~622~~568.4314 0.00 0.00 4A 49,~~592~~568,~~265~~616.1568 5.~~246035~~246085% 23997,~~648~~298.4788 216,~~802~~700.2998 ~~240~~1,~~450~~213,999.7686 0.00 0.00 4IO 49,~~592~~568,~~265~~616.1568 0.389760% 0.00 16,~~107~~099.5789 16,~~107~~099.5789 0.00 0.00 5A 4948,~~597~~786,~~409~~920.0047 5.~~140015~~132730% ~~810~~1,~~488~~161,207.5377 ~~212~~208,~~442~~675.8408 1,~~022~~369,~~931~~882.3784 0.00 0.00 5IO 4948,~~597~~786,~~409~~920.0047 0.497660% 0.00 20,~~568~~232.8775 20,~~568~~232.8775 0.00 0.00 Residual AR 0.00 5.~~231192~~228690% 0.00 0.2606 0.2606 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 11,~~467~~463,~~005~~793.1148 5.~~231192~~228690% 3,~~211~~198.6313 49,~~988~~950.4252 53,~~200~~148.0565 0.00 0.00 B1 8,~~819~~817,~~696~~226.5234 5.~~231192~~228690% 2,~~470~~459.1880 38,~~447~~418.9479 40,~~918~~878.1259 0.00 0.00 B2 6,~~174~~172,~~387~~658.4111 5.~~231192~~228690% 1,~~729~~722.3003 26,~~916~~895.1777 28,~~645~~617.4779 0.00 0.00 B3 5,~~879~~877,~~464~~817.4474 5.~~231192~~228690% 1,~~646~~639.7077 25,~~630~~611.5107 27,~~277~~250.2085 0.00 0.00 B4 2,~~058~~057,~~462~~885.3886 5.~~231192~~228690% ~~576~~574.5310 8,~~973~~966.5171 9,~~550~~540.0481 0.00 0.00 B5 1,469,~~463~~051.2165 5.~~231192~~228690% ~~411~~409.5683 6,~~405~~401.8701 6,~~817~~810.4384 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~587~~580,~~498~~114,~~563~~701.0841 - 712,~~383~~368,~~861~~653.6725 2,~~561~~527,~~128~~903.9771 914,~~944~~896,~~990~~556.6496 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 ~~158~~154,~~167~~202,~~252~~026.8498 0.00 1A2 ~~197~~192,~~709~~752,~~066~~533.0573 0.00 1A3 13,~~959~~609,~~637~~671.1444 0.00 1A1-IO 0.00 0.00 2A 4948,~~403~~488,~~331~~472.1918 0.00 3A 26,~~661~~647,~~443~~883.8579 0.00 3IO 26,~~661~~647,~~443~~883.8579 0.00 4A 4948,~~568~~571,~~616~~317.6880 0.00 4IO 4948,~~568~~571,~~616~~317.6880 0.00 5A 4847,~~786~~625,~~920~~712.4771 0.00 5IO 4847,~~786~~625,~~920~~712.4771 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 11,~~463~~460,~~793~~595.4836 0.00 B1 8,~~817~~814,~~226~~766.3454 0.00 B2 6,~~172~~170,~~658~~936.1109 0.00 B3 5,~~877~~876,~~817~~177.7497 0.00 B4 2,057,~~885~~311.8676 0.00 B5 1,~~469~~468,~~051~~641.6582 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~580~~567,~~114~~746,~~701~~048.4116 - --------------------------------------------------------------------------------

Payment Date: 01/20/05 ------------------------------------------------------------ Countrywide Home Loans Servicing LP CHL Mortgage Pass-Through Trust, Series 2004-HYB7 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 ~~160~~158,~~557~~167,~~112~~252.2084 4.~~676831~~674809% 12669GBY6 1424.~~862309~~659365 3.~~891472~~831891 ~~983~~958.~~627194~~967830 1A2 ~~200~~197,~~696~~709,~~390~~066.2505 4.~~824831~~822809% 12669GBZ3 1424.~~862309~~659365 43.~~014620~~953205 ~~983~~958.~~627194~~967830 1A3 1413,~~170~~959,~~563~~637.0414 5.~~140001~~137979% 12669GDG3 1424.~~862309~~659365 4.~~276864~~211547 ~~983~~958.~~627194~~967830 1A1-IO 0.00 0.000000% 12669GBX8 0.000000 0.000000 0.000000 2A 49,~~431~~403,~~755~~331.8819 5.~~126606~~126662% 12669GCA7 018.~~574689~~496573 4.~~269646~~267237 ~~998~~980.~~834055~~337482 3A 2726,~~584~~661,~~588~~443.4985 5.~~132192~~122600% 12669GCB5 330.~~452118~~491378 4.~~275058~~124267 ~~966~~965.~~134362~~642984 3IO 2726,~~584~~661,~~588~~443.4985 0.070580% 12669GCC3 0.000000 0.~~058792~~056825 ~~966~~965.~~134362~~642984 4A 49,~~592~~568,~~265~~616.1568 5.~~246035~~246085% 12669GCD1 020.~~476716~~103995 4.~~370397~~368355 ~~999~~979.~~226252~~122257 4IO 49,~~592~~568,~~265~~616.1568 0.389760% 12669GEL1 0.000000 0.~~324704~~324549 ~~999~~979.~~226252~~122257 5A 4948,~~597~~786,~~409~~920.0047 5.~~140015~~132730% 12669GCE9 1623.~~336213~~405312 4.~~281999~~206056 ~~983~~959.~~349535~~944222 5IO 4948,~~597~~786,~~409~~920.0047 0.497660% 12669GCF6 0.000000 0.~~414586~~407811 ~~983~~959.~~349535~~944222 Residual AR 0.00 5.~~231192~~228690% 12669GCN9 0.000000 20.~~607104~~616677 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 11,~~467~~463,~~005~~793.1148 5.~~231192~~228690% 12669GCG4 0.~~280003~~278825 4.~~358188~~354884 999.~~458891~~180066 B1 8,~~819~~817,~~696~~226.5234 5.~~231192~~228690% 12669GCH2 0.~~280003~~278825 4.~~358188~~354884 999.~~458891~~180066 B2 6,~~174~~172,~~387~~658.4111 5.~~231192~~228690% 12669GCJ8 0.~~280003~~278825 4.~~358188~~354884 999.~~458891~~180066 B3 5,~~879~~877,~~464~~817.4474 5.~~231192~~228690% 12669GCK5 0.~~280003~~278825 4.~~358188~~354884 999.~~458891~~180066 B4 2,~~058~~057,~~462~~885.3886 5.~~231192~~228690% 12669GCL3 0.~~280003~~278825 4.~~358188~~354884 999.~~458891~~180066 B5 1,469,~~463~~051.2165 5.~~231192~~228690% 12669GCM1 0.~~280003~~278825 4.~~358188~~354884 999.~~458891~~180066 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~587~~580,~~498~~114,~~563~~701.0841 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP CHL Mortgage Pass-Through Trust, Series 2004-HYB7 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 384,971,814.24 51,697,183.61 28,438,749.40 Loan count 981 115 69 Avg loan rate 5.453363% 5.478476% 5.476067% Prepay amount 9,182,100.17 890,741.89 2,525.57 Total ----- Prin balance 51,791,264.18 50,847,036.73 567,746,048.16 Loan count 95 98 1358 Avg loan rate 5.900171% 5.897574% 5.54 Prepay amount 980,954.03 1,150,356.00 12,206,677.66 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 74,628.08 12,308.71 6,118.92 Sub servicer fees 2,893.24 609.41 375.18 Trustee fees 2,956.87 394.60 213.40 Agg advances N/A N/A N/A Adv this period 35,066.14 0.00 0.00 Total ----- Master serv fees 10,416.54 7,237.38 110,709.63 Sub servicer fees 170.87 270.48 4,319.18 Trustee fees 395.92 390.07 4,350.86 Agg advances N/A N/A N/A Adv this period 0.00 0.00 35,066.14 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts ---------------- Bankruptcy 150,559.38 19,805.91 11,050.46 Fraud 11,762,939.00 11,762,939.00 11,762,939.00 Special Hazard 5,801,147.01 0.00 0.00 Total ----- Bankruptcy 19,864.45 19,866.81 221,147.01 Fraud 11,762,939.00 11,762,939.00 58,814,695.00 Special Hazard 0.00 0.00 5,801,147.01 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 93.820352% 100.000000% 544,256,268.22 ----------------------------------------------------------------------------- Junior 6.179648% 0.000000% 35,848,429.53 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 13 5,683,511.02 60 to 89 days 3 1,057,007.71 90 or more 1 343,200.00 Foreclosure 0 0.00 Totals: 17 7,083,718.73 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 14,896,556.96 14,896,556.96 Principal remittance amount 12,368,653.25 12,368,653.25 Interest remittance amount 2,527,903.71 2,527,903.71

Filing Compare · CHL Mortgage Pass-Through Trust 2004-HYB7