8-K 1 cw423_8k0501.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2005 CW (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2004-23) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 25, 2005 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 25, 2005 Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2004-23 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 ~~356~~349,~~890~~137,~~693~~417.5303 34.~~482585~~068936% 710,~~753~~398,~~276~~439.5012 1,~~035~~183,~~751~~848.7214 811,~~789~~582,~~028~~287.2226 0.00 0.00 X -0.00 0.000000% 0.00 114,~~258~~942.2478 114,~~258~~942.2478 0.00 0.00 Residual AR 0.00 3.370456% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 7,~~383~~380,~~723~~414.2999 23.~~830000~~067500% ~~3,308~~890.3097 1718,~~993~~237.7231 2119,~~302~~128.0229 0.00 0.00 B1 5,~~787~~784,~~458~~865.2920 3.~~370243~~617500% ~~2,593~~698.0936 16,~~844~~857.7266 1917,~~437~~556.8102 0.00 0.00 B2 4,~~390~~388,~~726~~759.4214 3.~~370243~~667500% ~~1,967~~529.2882 1412,~~459~~966.9404 1613,~~427~~495.2286 0.00 0.00 B3 2,~~793~~792,~~463~~212.7513 3.~~370243~~667500% ~~1,251~~337.6208 8,~~250~~249.8124 98,~~502~~586.4332 0.00 0.00 B4 3,~~792~~790,~~127~~427.0497 3.~~370243~~667500% ~~1,699~~457.0759 11,~~200~~198.4735 1211,~~899~~655.5493 0.00 0.00 B5 1,~~396~~395,~~608~~982.3864 3.~~370243~~667500% ~~625~~168.7450 4,~~125~~124.0426 4,~~750~~292.7875 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~382~~374,~~434~~670,~~800~~079.7110 - 710,~~764~~401,~~721~~521.6143 1,~~109~~270,~~884~~423.6578 811,~~874~~671,~~606~~945.2521 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 ~~349~~338,~~137~~738,~~417~~977.0390 0.00 X -0.00 ~~2,176~~0.7400 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 7,~~380~~379,~~414~~524.9902 0.00 B1 5,784,~~865~~166.2085 0.00 B2 4,388,~~759~~229.1432 0.00 B3 2,~~792~~791,~~212~~875.1305 0.00 B4 3,~~790~~789,~~427~~970.9738 0.00 B5 1,395,~~982~~814.6414 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~374~~364,~~670~~268,~~079~~557.1067 ~~2,176.74~~- --------------------------------------------------------------------------------

Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2004-23 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 ~~356~~349,~~890~~137,~~693~~417.5303 34.~~482585~~068936% 12669GAA9 2027.~~705496~~769529 23.~~766025~~161523 ~~932~~904.~~388183~~618654 X -0.00 0.000000% 12669GAC5 0.000000 0.000000 0.000000 Residual AR 0.00 3.370456% 12669GAB7 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 7,~~383~~380,~~723~~414.2999 23.~~830000~~067500% 12669GAD3 0.~~447007~~120386 2.~~431256~~464169 997.~~218618~~098233 B1 5,~~787~~784,~~458~~865.2920 3.~~370243~~617500% 12669GAE1 0.~~447007~~120386 2.~~903761~~905992 997.~~218618~~098233 B2 4,~~390~~388,~~726~~759.4214 3.~~370243~~667500% 12669GAF8 0.~~447007~~120386 32.~~285603~~946158 997.~~218618~~098233 B3 2,~~793~~792,~~463~~212.7513 3.~~370243~~667500% 12669GBJ9 0.~~447007~~120386 2.~~946716~~946158 997.~~218618~~098233 B4 3,~~792~~790,~~127~~427.0497 3.~~370243~~667500% 12669GBK6 0.~~447007~~120386 2.~~946716~~946158 997.~~218618~~098233 B5 1,~~396~~395,~~608~~982.3864 3.~~370243~~667500% 12669GBL4 0.~~446998~~120366 2.~~946716~~946158 997.~~218631~~098266 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~382~~374,~~434~~670,~~800~~079.7110 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2004-23 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 364,268,557.62 364,268,557.62 Loan count 972 972 Avg loan rate 4.465981% 4.47 Prepay amount 10,488,492.02 10,488,492.02 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 110,431.43 110,431.43 Sub servicer fees 4,073.03 4,073.03 Trustee fees 2,810.03 2,810.03 Agg advances N/A N/A Adv this period 21,136.33 21,136.33 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 111,066.00 111,066.00 Fraud 4,000,590.00 4,000,590.00 Special Hazard 7,775,763.76 7,775,763.76 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 93.186061% 100.000000% 349,137,417.03 ----------------------------------------------------------------------------- Junior 6.813939% 0.000000% 25,529,579.76 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 15 5,250,896.33 60 to 89 days 3 818,095.07 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 18 6,068,991.40 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 11,671,945.21 11,671,945.21 Principal remittance amount 10,401,521.43 10,401,521.43 Interest remittance amount 1,270,423.78 1,270,423.78

Filing Compare · CHL MORTGAGE PASS-THROUGH TRUST 2004-23